{"id":3206,"date":"2025-06-05T15:40:17","date_gmt":"2025-06-05T07:40:17","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3206"},"modified":"2025-06-05T15:40:17","modified_gmt":"2025-06-05T07:40:17","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e4%b8%bb%e8%a6%81%e6%94%af%e4%bb%98%e5%b9%b3%e5%8f%b0%e5%8f%91%e5%b1%95%e8%b7%af%e7%ba%bf%e5%9b%be","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/05\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e4%b8%bb%e8%a6%81%e6%94%af%e4%bb%98%e5%b9%b3%e5%8f%b0%e5%8f%91%e5%b1%95%e8%b7%af%e7%ba%bf%e5%9b%be\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc8fc\uc694 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \ub85c\ub4dc\ub9f5"},"content":{"rendered":"<p>\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \ud50c\ub7ab\ud3fc \uac1c\ubc1c \ub85c\ub4dc\ub9f5\uc740 \ubaa8\ubc14\uc77c \uc778\ud130\ub137 \ubcf4\uae09\ub960, \uc815\ubd80 \uc815\ucc45 \ucd94\uc9c4, \uc80a\uc740 \uc778\uad6c\uc758 \uc218\uc694 \uc99d\uac00\uc5d0 \ud798\uc785\uc5b4 \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uac00 \ube60\ub974\uac8c \uc9c4\ud654\ud558\uace0 \uc788\uc74c\uc744 \ubc18\uc601\ud569\ub2c8\ub2e4. \uc8fc\uc694 \uac1c\ubc1c \ub2e8\uacc4\uc640 \ud5a5\ud6c4 \ub3d9\ud5a5\uc740 \uc544\ub798\uc5d0\uc11c \ubd84\uc11d\ub429\ub2c8\ub2e4:<\/p>\n<h3><strong>1. \ucd08\uae30 \ub2e8\uacc4(2010\ub144 \uc774\uc804)<\/strong><\/h3>\n<ul>\n<li><strong>\uae30\uc874 \uc740\ud589 \uc8fc\ub3c4<\/strong>\ud604\uae08 \uacbd\uc81c\uac00 \uc9c0\ubc30\uc801\uc774\uba70 \uc804\uc790 \uacb0\uc81c\ub294 \uc740\ud589 \uc778\ud130\ub137 \ubc45\ud0b9\uacfc ATM\uc73c\ub85c \uc81c\ud55c\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0c8\uc2f9 \uc2dc\uae30(\uc989, \uc0c8\uc2f9\uc5d0 \uc788\uc744 \ub54c)<\/strong>\uc18c\uc218\uc758 \uad6d\uc81c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774(\uc608: 2Checkout)\ub294 \uad6d\uacbd \uac04 \uac70\ub798\uc5d0 \ub300\ud55c \ube44\uc988\ub2c8\uc2a4 \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3><strong>2. \uc778\ud504\ub77c \uad6c\ucd95 \uae30\uac04(2010~2016\ub144)<\/strong><\/h3>\n<ul>\n<li><strong>\uc815\ucc45 \ucd94\uc9c4\ub825<\/strong>::\n<ul>\n<li>\ud30c\ud0a4\uc2a4\ud0c4 \uc911\uc559\uc740\ud589(SBP)\uc740 \ube44\uc740\ud589 \uae30\uad00\uc5d0 \ub77c\uc774\uc120\uc2a4\ub97c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ubc0f \uc804\uc790 \ud654\ud3d0 \uae30\uad00 \uaddc\uc815(PSO\/EMI \ud504\ub808\uc784\uc6cc\ud06c)\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc131\uc778 \uacc4\uc88c \ubcf4\uc720\uc561\uc744 161\uc870 3\ucc9c\uc5b5 \ub2ec\ub7ec(2015\ub144)\uc5d0\uc11c 501\uc870 3\ucc9c\uc5b5 \ub2ec\ub7ec\ub85c \ub298\ub9ac\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 '\uae08\uc735 \ud3ec\uc6a9\uc131 \uc804\ub7b5'\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uae30\uc220 \ubcf4\uae09<\/strong>::\n<ul>\n<li>3G\/4G \ub77c\uc774\uc120\uc2a4\uac00 \ubc1c\uae09\ub418\uc5c8\uace0(2014\ub144) \ubaa8\ubc14\uc77c \uc778\ud130\ub137 \uc0ac\uc6a9\uc790\uac00 4\ucc9c\ub9cc \uba85\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4.<\/li>\n<li>2009\ub144 Telenor\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc774\uc9c0\ud30c\uc774\uc0ac\uc640 Mobilink\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc7ac\uc988\uce90\uc2dc\uac00 \ucd5c\ucd08\uc758 \ubaa8\ubc14\uc77c \uc9c0\uac11\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>3. \uae09\uc18d\ud55c \uc131\uc7a5\uae30(2017~2021\ub144)<\/strong><\/h3>\n<ul>\n<li><strong>\ud3ed\ubc1c\uc801\uc73c\ub85c \uc99d\uac00\ud558\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c<\/strong>::\n<ul>\n<li>SBP, \uc2e4\uc2dc\uac04 \uc740\ud589 \uac04 \uccad\uc0b0\uc744 \uc704\ud55c 'Raast' \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c \ucd9c\uc2dc(2021).<br \/>\n\u2003\u2003\u2192 <em>\uc0ac\ub840(\ubc95\ub960)<\/em>Raast\uc758 \uc77c \ud3c9\uade0 \uac70\ub798\ub7c9\uc740 2023\ub144\uae4c\uc9c0 100\ub9cc \uac74\uc5d0 \ub2ec\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<br \/>\n\u2003<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>4. \uc0dd\ud0dc\uc801 \ud655\uc7a5 \ubc0f \ud601\uc2e0\uc758 \uc2dc\uae30(2022-2025)<\/strong><\/h3>\n<ul>\n<li>\n<p><strong>\uacb0\uc81c \ud50c\ub7ab\ud3fc\uc758 \ub2e4\uac01\ud654<\/strong>::<\/p>\n<ul>\n<li><strong>\uc9c0\uc5ed \uac70\uc778\ub4e4\uc758 \uc9c0\ubc30<\/strong>\uc774\uc9c0\ud30c\uc774\uc0ac\uc640 \uc7ac\uc988\uce90\uc2dc\ub294 4\ucc9c\ub9cc \uba85(\uc131\uc778 \uc778\uad6c\uc758 301% \uc774\uc0c1)\uc774 \ub118\ub294 \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \ubc14\ud0d5\uc73c\ub85c \uccad\uad6c\uc11c \uacb0\uc81c, \uc1a1\uae08, \uac00\ub9f9\uc810 \uc218\uae08 \ub4f1 \ub2e4\uc591\ud55c \uc2dc\ub098\ub9ac\uc624\ub97c \uc9c0\uc6d0\ud558\uba70 \uc2dc\uc7a5 \uc785\uc9c0\ub97c \uacf5\uace0\ud788 \ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n<em>\uae30\uc220 \uc5c5\uadf8\ub808\uc774\ub4dc<\/em>\uc0dd\uccb4\uc778\uc2dd(\uc608: \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc99d) \ubc0f AI \uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c \ub3c4\uc785.<\/li>\n<li><strong>\ubc45\ud0b9 \uc2dc\uc2a4\ud15c \uc785\ub825<\/strong>UBL \uc634\ub2c8, HBL \ucee4\ub125\ud2b8 \ub4f1\uc774 \ud2b9\ud30c\uc6d0 \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uc9c0\ubc29\uc5d0 \uc9c4\ucd9c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ud06c\ub85c\uc2a4\ubcf4\ub354 \ubc0f \uc774\ucee4\uba38\uc2a4 \uc911\uc2ec<\/strong>::<\/p>\n<ul>\n<li>\uc911\uad6d\uc778 \uad00\uad11\uac1d\uc758 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \ud30c\ud0a4\uc2a4\ud0c4 \uac00\ub9f9\uc810\uc5d0 \ub300\ud55c \uc54c\ub9ac\ud398\uc774+ \uc561\uc138\uc2a4(2023\ub144); \ud604\uc9c0 \ud50c\ub7ab\ud3fc\uc774 \ubc14\uc774\ub0b8\uc2a4\uc640 \uac19\uc740 \uc554\ud638\ud654\ud3d0 \uac8c\uc774\ud2b8\uc6e8\uc774\uc640 \uc5f0\ub3d9\ud558\uc5ec \uaddc\uc815\uc744 \uc900\uc218\ud558\ub294 P2P \uac70\ub798\ub97c \uc2dc\ub3c4\ud558\uae30 \uc2dc\uc791\ud569\ub2c8\ub2e4.<\/li>\n<li>Shopify \ud604\uc9c0\ud654\ub97c \ud1b5\ud574 \uc911\uc18c \ud310\ub9e4\uc790\uac00 JazzCash \uc628\ub77c\uc778 \uacb0\uc81c\ub97c \uc218\ub77d\ud558\uace0 \uc804\uc790\uc0c1\uac70\ub798 \ubcf4\uae09\ub960\uc774 5%(\uce74\ub780\ub2e4\uc988 \ub370\uc774\ud130)\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc8fc\uc694 \uc815\ucc45 \ub178\ub4dc<\/strong>::<\/p>\n<ul>\n<li>SBP\ub294 \ubaa8\ub4e0 EMI \uc870\uc9c1\uc774 Raast\uc5d0 \uc758\ubb34\uc801\uc73c\ub85c \uc561\uc138\uc2a4\ud558\ub3c4\ub85d \ud558\uc5ec(2024\ub144 \ubaa9\ud45c) \ud50c\ub7ab\ud3fc \uac04 \uc804\uc1a1 \ube44\uc6a9\uc744 \uac70\uc758 \uc81c\ub85c\uc5d0 \uac00\uae5d\uac8c \ub0ae\ucda5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. \ubbf8\ub798 \ud2b8\ub80c\ub4dc(2026-2030\ub144)<\/strong><\/h3>\n<h4><strong>(1) \uc288\ud37c \uc571 \ud1b5\ud569 \uc804\uc7c1<\/strong><\/h4>\n<p>\uc774\uc9c0\ud30c\uc774\uc0ac\/\uc7ac\uc988\uce90\uc2dc\ub294 \ub2e4\uc74c\uacfc \uac19\uc740 \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\uc5ec '\uae08\uc735 \uc288\ud37c \uc571'\uc73c\ub85c \uac70\ub4ed\ub0a0 \uac83\uc73c\ub85c \uae30\ub300\ub429\ub2c8\ub2e4:<br \/>\n|\ud568\uc218|\uc0ac\ub840|<br \/>\n|&#8212;|&#8212;|<br \/>\n|\ud06c\ub808\ub527|BNPL(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \uacb0\uc81c) \ud30c\ud2b8\ub108\uc2ed \ub2e4\ub77c\uc988|<br \/>\n|\ubcf4\ud5d8|\ud0dd\uc2dc \uc571 InDrive\uc5d0 \ub0b4\uc7a5\ub41c \ud0c0\uce74\ud480(\uc774\uc2ac\ub78c \ubcf4\ud5d8)<br \/>\n|\ud22c\uc790 |\ud30c\ud2b8\ub108 \ud22c\uc790(P2P \ub300\ucd9c \ud50c\ub7ab\ud3fc)|<\/p>\n<h4><strong>(2) CBDC \ud14c\uc2a4\ud2b8<\/strong><\/h4>\n<p>\ud30c\ud0a4\uc2a4\ud0c4 \uc911\uc559\uc740\ud589\uc740 \uc778\ub3c4\uc758 \ub514\uc9c0\ud138 \ub8e8\ud53c \uacbd\ud5d8\uc744 \ubc14\ud0d5\uc73c\ub85c B2G \ubcf4\uc870\uae08 \uc9c0\uae09\uc5d0 \uc6b0\uc120\uc801\uc73c\ub85c \uc0ac\uc6a9\ub420 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \ub8e8\ud53c(Rupee-DLT)\uc758 \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8\ub97c \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h4><strong>(3) \uc2ec\uce35\uc218 \uaddc\uc81c \uacfc\uc81c<\/strong><\/h4>\n<p>\uc794\uc561\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<br \/>\n\u2705 \uae08\uc735 \ud3ec\uc6a9\uc131 \ubaa9\ud45c(1\uc5b5 \uba85\uc740 \uc5ec\uc804\ud788 \uc740\ud589 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \uc54a\uc74c)<br \/>\n\u274c \uacfc\ub3c4\ud55c \ud604\uae08 \ub514\uc9c0\ud138\ud654\ub85c \uc778\ud55c \ud68c\uc0c9 \uacbd\uc81c \ub178\ucd9c\ub85c \uc778\ud55c \uc548\uc815\uc131 \ucda9\uaca9 \ubc29\uc9c0<\/p>\n<hr>\n<h3><em><strong>\uc911\uc694\ud55c \uc131\uacf5 \uc694\uc778<\/strong><\/em><\/h3>\n<ol>\n<li><strong>\ud1b5\uc2e0 \uc778\ud504\ub77c \ubc94\uc704<\/strong>\uc7ac\uc988\uc758 \ubaa8\uae30\uc5c5\uc778 \ubca0\uc628 \uadf8\ub8f9\uc740 4G+\/5G \ub124\ud2b8\uc6cc\ud06c \uc5c5\uadf8\ub808\uc774\ub4dc\uc5d0 1\uc870 4,000\uc5b5 \uc6d0\uc744 \ud22c\uc790\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c \ubc00\ub3c4<\/strong>\uc804\uad6d \uc740\ud589 \uc9c0\uc810\uc740 16,000\uac1c\uc5d0 \ubd88\uacfc\ud55c \ubc18\uba74, \uc774\uc9c0\ud30c\uc774\uc0ac\ub294 180,000\uba85\uc758 \uc5d0\uc774\uc804\ud2b8\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uc5ec\uc131 \uacbd\uc81c<\/strong><\/em>:: \uc138\uacc4\uc740\ud589, \uc5ec\uc131\uc758 \uacc4\uc88c \ubcf4\uc720\ub97c \ub298\ub9ac\uba74 GDP\uac00 1\uc870 4\ucc9c\uc5b5 \ub2ec\ub7ec \uc99d\uac00\ud560 \uc218 \uc788\ub2e4 - UBL, \uc5ec\uc131 \uc804\uc6a9 \uc5d0\uc774\uc804\ud2b8 \ud3ec\uc778\ud2b8 '\ud6d4\uc0ac\ud30c\ub974' \ucd9c\uc2dc<\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"<p>\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \ud50c\ub7ab\ud3fc \uac1c\ubc1c \ub85c\ub4dc\ub9f5\uc740 \ud540\ud14c\ud06c \uc0dd\ud0dc\uacc4\uc758 \ube60\ub978 \uc9c4\ud654\ub97c \ubc18\uc601\ud569\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3206","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5df4\u57fa\u65af\u5766\u4e3b\u8981\u652f\u4ed8\u5e73\u53f0\u53d1\u5c55\u8def\u7ebf\u56fe - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, 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