{"id":3221,"date":"2025-06-05T15:58:26","date_gmt":"2025-06-05T07:58:26","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3221"},"modified":"2025-06-05T15:58:26","modified_gmt":"2025-06-05T07:58:26","slug":"%e5%a6%82%e4%bd%95%e5%9c%a8%e7%bd%91%e7%ab%99%e4%b8%8a%e6%b7%bb%e5%8a%a0%e8%8f%b2%e5%be%8b%e5%ae%be%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%85%a5%e5%8f%a3%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/05\/%e5%a6%82%e4%bd%95%e5%9c%a8%e7%bd%91%e7%ab%99%e4%b8%8a%e6%b7%bb%e5%8a%a0%e8%8f%b2%e5%be%8b%e5%ae%be%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%85%a5%e5%8f%a3%ef%bc%9f\/","title":{"rendered":"\ub0b4 \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \ud604\uc9c0 \uacb0\uc81c \ud3ec\ud138\uc744 \ucd94\uac00\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694?"},"content":{"rendered":"<h1>\uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \ud604\uc9c0 \uacb0\uc81c \ud3ec\ud138\uc744 \ucd94\uac00\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694? \uc804\uccb4 \uac00\uc774\ub4dc<\/h1>\n<h2>\ud544\ub9ac\ud540 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \ud604\uc9c0 \uacb0\uc81c \uc635\uc158\uc774 \ud544\uc694\ud55c \uc774\uc720\ub294 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n<p>\uae00\ub85c\ubc8c\ud654\ub41c \uc774\ucee4\uba38\uc2a4 \uc2dc\ub300\uc5d0 \ud2b9\uc815 \uc2dc\uc7a5\uc5d0 \ud604\uc9c0\ud654\ub41c \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud558\ub294 \uac83\uc740 \uc804\ud658\uc728\uc744 \ub192\uc774\ub294 \ud575\uc2ec \uc694\uc18c\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ud544\ub9ac\ud540 \uc2dc\uc7a5\uc758 \uacbd\uc6b0 \ud604\uc9c0\uc5d0\uc11c \ub110\ub9ac \uc0ac\uc6a9\ub418\ub294 \uacb0\uc81c \uc218\ub2e8\uc744 \uc0ac\uc6a9\ud558\uba74 \uac70\ub798 \uc131\uacf5\ub960\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ud544\ub9ac\ud540 \uc628\ub77c\uc778 \uc1fc\ud551\uac1d\uc758 70% \uc774\uc0c1\uc774 \ud574\uc678 \uc2e0\uc6a9\uce74\ub4dc\ubcf4\ub2e4 \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8\uc744 \uc120\ud638\ud558\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ud544\ub9ac\ud540\uc758 \uc804\uc790\uacb0\uc81c \ud604\ud669 \ubc0f \ub3d9\ud5a5<\/h3>\n<p>\ud544\ub9ac\ud540 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138\ub97c \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(Bangko Sentral ng Pilipinas)\uc758 \ubcf4\uace0\uc11c\uc5d0 \ub530\ub974\uba74 2022\ub144 \uc804\uc790 \ud654\ud3d0 \uac70\ub798\ub7c9\uc740 \uc804\ub144 \ub300\ube44 461% \uc99d\uac00\ud588\uc73c\uba70, GCash \ubc0f PayMaya\uc640 \uac19\uc740 \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc0ac\uc6a9\uc790 \uc218\ub294 5\ucc9c\ub9cc \uba85\uc744 \ub3cc\ud30c\ud558\uc5ec \uc131\uc778 \uc778\uad6c\uc758 701% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>\ud544\ub9ac\ud540 \uc8fc\ub958 \uad6d\uc81c \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc758 \uacb0\uc81c \uc804\ub7b5 \ubd84\uc11d<\/h3>\n<p>\uc544\ub9c8\uc874, \uc1fc\ud53c, \ub77c\uc790\ub2e4\uc640 \uac19\uc740 \ub300\ud615 \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc740 \ubaa8\ub450 \ud544\ub9ac\ud540 \ud604\uc9c0\uc758 \ub2e4\uc591\ud55c \uacb0\uc81c \uc635\uc158\uc744 \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \ud604\uc9c0 \uc2b5\uad00\uc5d0 \ub9de\ub294 \uacb0\uc81c \uc635\uc158\uc744 \uc81c\uacf5\ud568\uc73c\ub85c\uc368 \uacb0\uc81c \uc804\ud658\uc744 30~501 TP3T \ub298\ub9ac\ub294 \ub3d9\uc2dc\uc5d0 \uc7a5\ubc14\uad6c\ub2c8 \uc774\ud0c8\uc744 \uc57d 251 TP3T \uc904\uc77c \uc218 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\ud544\ub9ac\ud540\uc758 \uc8fc\uc694 \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8 \uc18c\uac1c<\/h2>\n<h3>GCash: \uc2dc\uc7a5 \uc810\uc720\uc728\uc774 \uac00\uc7a5 \ub192\uc740 \ubaa8\ubc14\uc77c \uc9c0\uac11<\/h3>\n<p>\uae00\ub85c\ube0c \ud154\ub808\ucf64\uc774 \uc18c\uc720\ud55c \uae08\uc735 \uc11c\ube44\uc2a4 \ud50c\ub7ab\ud3fc\uc778 GCash\ub294 4\ucc9c\ub9cc \uba85 \uc774\uc0c1\uc758 \ub4f1\ub85d \uc0ac\uc6a9\uc790\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uae30\ub2a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>QR\ucf54\ub4dc \uacb0\uc81c<\/li>\n<li>\uccad\uad6c\uc11c \uacb0\uc81c \uc11c\ube44\uc2a4<\/li>\n<li>P2P \uc804\uc1a1 \uae30\ub2a5<\/li>\n<li>GCredit \uc18c\uc561 \uae08\uc735 \uc11c\ube44\uc2a4<\/li>\n<\/ul>\n<p>\ud1b5\ud569\uc758 \uc7a5\uc810: \ub192\uc740 \ubcf4\uae09\ub960, \uc2e4\uc2dc\uac04 \uacb0\uc81c, \ube44\uc740\ud589 \uc0ac\uc6a9\uc790 \uc9c0\uc6d0.<\/p>\n<h3>PayMaya: Visa \uae30\ubc18 \uc804\uc790\uc9c0\uac11 \uc194\ub8e8\uc158<\/h3>\n<p>PayMaya\ub294 Voyager Innovations\uc5d0\uc11c \uc6b4\uc601\ud558\uba70 \ub2e4\uc74c\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>PayMaya \uac00\uc0c1 \uce74\ub4dc(\ud574\uc678 \uc6f9\uc0ac\uc774\ud2b8\uc5d0\uc11c \uad6c\ub9e4 \uc2dc \uc0ac\uc6a9 \uac00\ub2a5)<\/li>\n<li>\uad11\ubc94\uc704\ud55c \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810 \ub124\ud2b8\uc6cc\ud06c\uc5d0\uc11c \uacb0\uc81c \ucf54\ub4dc \uc0ac\uc6a9<\/li>\n<li>\uc77c\ud68c\uc6a9 \ube44\ubc00\ubc88\ud638(OTP) \ubcf4\uc548 \uc778\uc99d \uc2dc\uc2a4\ud15c<\/li>\n<\/ul>\n<p>\uae30\uc220 \uae30\ub2a5: \ud3ec\uad04\uc801\uc778 \uac1c\ubc1c\uc790 \ubb38\uc11c\uc640 \ud14c\uc2a4\ud2b8 \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<h3>GrabPay: \uc288\ud37c \uc571 \ub0b4\uc758 \uc6d0\ud65c\ud55c \uacbd\ud5d8<\/h3>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544 \ub300\ud615 \uc571\uc778 Grab\uc758 \uae08\uc735 \ubd80\ubb38\uc73c\ub85c \uc120\uc815\ub418\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>\n<h2>GrabPay: \uc288\ud37c \uc571 \ub0b4 \uc6d0\ud65c\ud55c \uacb0\uc81c \uacbd\ud5d8<\/h2>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544\ub97c \uc120\ub3c4\ud558\ub294 \uc288\ud37c \uc571 GrabPay <strong>Grab<\/strong> \uc758 \ub514\uc9c0\ud138 \uc9c0\uac11\uc740 \ud544\ub9ac\ud540 \uc2dc\uc7a5\uc5d0\uc11c \uc911\uc694\ud55c \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uc9c0\uac11\uc758 \uac15\uc810\uc740 \ud0dd\uc2dc, \ud14c\uc774\ud06c\uc544\uc6c3, \ubc30\ub2ec \ub4f1 Grab \uc0dd\ud0dc\uacc4\uc640\uc758 \uae34\ubc00\ud55c \ud1b5\ud569\uc744 \ud1b5\ud574 \uc0ac\uc6a9\uc790\uac00 \uc5ec\ub7ec \uc2dc\ub098\ub9ac\uc624\uc758 \uc9c0\ucd9c\uc5d0 \uc9c1\uc811 \uc794\uc561\uc744 \uc0ac\uc6a9\ud560 \uc218 \uc788\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc8fc\uc694 \uae30\ub2a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ud604\uae08 \uc5c6\ub294<\/strong>\uc628\ub77c\uc778 \uc1fc\ud551, \uc624\ud504\ub77c\uc778 \ucf54\ub4dc \uc2a4\uce94 \ubc0f \uc11c\ube44\uc2a4 \ub0b4 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\uc1a1 \ud568\uc218<\/strong>: \ub2e4\ub978 GrabPay \uc0ac\uc6a9\uc790\uc5d0\uac8c \uc989\uc2dc \uc790\uae08 \uc774\uccb4<\/li>\n<li><strong>\ucda9\uc804 \ud3b8\uc758\uc131<\/strong>\uc740\ud589 \uc1a1\uae08, \ud3b8\uc758\uc810 \ub610\ub294 \ud611\ub825 \ub300\ub9ac\uc810\uc744 \ud1b5\ud55c \ucda9\uc804<\/li>\n<li><strong>\ud504\ub85c\ubaa8\uc158 \uc778\uc13c\ud2f0\ube0c<\/strong>\uc0ac\uc6a9\uc790 \uace0\ucc29\ud654\ub97c \uc704\ud574 \uc790\uc8fc \uce90\uc2dc\ubc31 \ubc0f \ud560\uc778\uc744 \uc81c\uacf5\ud558\uc138\uc694.<\/li>\n<\/ul>\n<p>\uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc758 \uacbd\uc6b0, \uc571 \uc0ac\uc6a9\uc5d0 \uc775\uc219\ud55c \uc80a\uc740 \uc18c\ube44\uc790\uce35\uc744 \ub04c\uc5b4\ub4e4\uc774\uae30 \uc704\ud574 GrabPay\ub97c \ub3c4\uc785\ud558\ub294 \uac83\uc774 \ud6a8\uacfc\uc801\uc785\ub2c8\ub2e4. \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74, \ud544\ub9ac\ud540 \uc628\ub77c\uc778 \uc1fc\ud551\uac1d\uc758 \uc57d 35%\uac00 GrabPay\ub97c \uc0ac\uc6a9\ud558\uc5ec \uac70\ub798\ub97c \uc644\ub8cc\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h3>Dragonpay: \uc740\ud589 \uc1a1\uae08 \ubc0f \ub300\uccb4 \uacb0\uc81c\ub97c \uc704\ud55c \ud1b5\ud569 \uc194\ub8e8\uc158<\/h3>\n<p>\ub4dc\ub798\uace4\ud398\uc774\ub294 \ud2b9\ud788 \uc2e0\uc6a9\uce74\ub4dc\ub97c \uc9c0\uc6d0\ud558\uc9c0 \uc54a\ub294 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc744 \uc704\ud55c \ud544\ub9ac\ud540\uc758 \uc8fc\uc694 \uc628\ub77c\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4. \uc5ec\ub7ec \uacb0\uc81c \uc218\ub2e8\uc758 \ud1b5\ud569 \ucc98\ub9ac\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>\uc778\ud130\ub137 \uc740\ud589 \uc1a1\uae08(BDO, BPI \ub4f1 \ud604\uc9c0 \uc740\ud589)<\/strong><\/li>\n<li><strong>\uc624\ud504\ub77c\uc778 \uce74\uc6b4\ud130 \uacb0\uc81c(\uc138\ube10\uc77c\ub808\ube10, \uc138\ubd80\uc544\ub098 \ub8e8\uc774\ub9ac\uc5d0 \ubc0f \uae30\ud0c0 \ub9e4\uc7a5)<\/strong><\/li>\n<li><strong>\uc804\uc790 \uc9c0\uac11 \ucda9\uc804 \ubc0f \uccad\uad6c\uc11c \uacb0\uc81c<\/strong><\/li>\n<\/ol>\n<p>\uae30\uc220 \ud1b5\ud569 \uae30\ub2a5:<br \/>\n\u2705 PHP\/SDK\/API \ub2e4\uc911 \uc778\ud130\ud398\uc774\uc2a4 \uc635\uc158 \uc0ac\uc6a9 \uac00\ub2a5<br \/>\n\u2705 \uc77c\uc2dc\ubd88 \uacb0\uc81c \ubc0f \uc815\uae30 \uacf5\uc81c \uad6c\ub3c5 \uc9c0\uc6d0<br \/>\n\u2705 \uac04\ud3b8\ud55c \uac1c\ubc1c \ubc0f \ub514\ubc84\uae45\uc744 \uc704\ud55c \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \ud658\uacbd \uc81c\uacf5<\/p>\n<hr>\n<h2>Coins.ph : \ube14\ub85d\uccb4\uc778 \uae30\uc220\uacfc \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \uacb0\ud569\ud55c \ub514\uc9c0\ud138 \uc9c0\uac11<\/h2>\n<p>Coins.ph\ub294 \uc554\ud638\ud654\ud3d0 \uac70\ub798\uc18c\ub85c \uc2dc\uc791\ud558\uc5ec \ub2e4\uae30\ub2a5 \uae08\uc735 \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc131\uc7a5\ud588\uc2b5\ub2c8\ub2e4:<br \/>\n\ud83d\udcf1 <em>\uae30\ubcf8 \uae30\ub2a5<\/em>::<br \/>\n\u2714\ufe0f P2P \uc1a1\uae08<br \/>\n\u2714\ufe0f \ucda9\uc804<br \/>\n\u2714\ufe0f \uc720\ud2f8\ub9ac\ud2f0 \uacb0\uc81c<br \/>\n\ud83d\udca1 <em>\uc8fc\uc694 \uc11c\ube44\uc2a4<\/em>::<br \/>\n\ud83d\udd39 \ube44\ud2b8\ucf54\uc778 \uad6c\ub9e4, \ud310\ub9e4 \ubc0f \ubcf4\uad00<br \/>\n\ud83d\udd39 \uc18c\uc561 \uae08\uc735 \uc11c\ube44\uc2a4<\/p>\n<p>\uc801\uc6a9 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624 \uc81c\uc548:<br \/>\n- Web3 \uad00\ub828 \uc81c\ud488<br \/>\n-\uad6d\uacbd \uac04 \uc18c\uc561 \uc1a1\uae08 \uc791\uc5c5<br \/>\n-\uae30\uc220 \uc560\ud638\uac00\ub97c \uc704\ud55c \ub9c8\ucf00\ud305 \ucea0\ud398\uc778<\/p>\n<hr>\n<h1>(\ub2e4\ub978 \uacb0\uc81c \ubc29\uc2dd\uacfc \uad6c\uccb4\uc801\uc778 \uad6c\ud604 \ub2e8\uacc4\ub294 \uc544\ub798\uc5d0 \uacc4\uc18d \uc774\uc5b4\uc9d1\ub2c8\ub2e4.)<\/h1>\n<p>\ud6c4\uc18d \uc870\uce58\ub97c \uc6d0\ud558\uc2dc\ub098\uc694? \uae30\uc220 \uad6c\ud604 \ub610\ub294 \uc6b4\uc601 \uc804\ub7b5\uc5d0 \uc9d1\uc911\ud558\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694?<\/p>\n<h2>\uae30\uc220\uc801 \uad6c\ud604: \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \uacb0\uc81c\uc218\ub2e8\uc744 \ud1b5\ud569\ud558\ub294 \ubc29\ubc95<\/h2>\n<h3><strong>1. \uc801\ud569\ud55c \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \uc194\ub8e8\uc158 \uc120\ud0dd<\/strong><\/h3>\n<p>\ud544\ub9ac\ud540 \uc2dc\uc7a5\uc5d0\uc11c\ub294 \ud604\uc9c0 \uacb0\uc81c\uc5d0 \uc561\uc138\uc2a4\ud558\ub294 \ub450 \uac00\uc9c0 \uc8fc\uc694 \ubc29\ubc95\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc9c1\uc811 \uc778\ud130\ud398\uc774\uc2a4<\/strong>(\ub300\uae30\uc5c5\uc758 \uacbd\uc6b0): \uacf5\uc2dd API\ub97c \ud1b5\ud574 \uac1c\ubc1c\ub41c GCash, PayMaya \ub4f1\uc758 \ud50c\ub7ab\ud3fc\uacfc \ubcc4\ub3c4\uc758 \ud611\ub825 \uacc4\uc57d\uc744 \uccb4\uacb0\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\ud1b5\ud569 \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/strong>(\uc911\uc18c\uaddc\ubaa8 \uc804\uc790\uc0c1\uac70\ub798 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uad8c\uc7a5): Dragonpay, Paynamics \ub610\ub294 2C2P\uc640 \uac19\uc740 \ud0c0\uc0ac \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc5ec\ub7ec \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8\uc744 \ud55c \ubc88\uc5d0 \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h4><strong>\uba54\uc778\uc2a4\ud2b8\ub9bc \uc9d1\uacc4 \uac8c\uc774\ud2b8\uc6e8\uc774 \ube44\uad50<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/th>\n<th>\uc9c0\uc6d0 \ucc44\ub110<\/th>\n<th>\uc218\uc218\ub8cc \ubc94\uc704<\/th>\n<th>\uc815\uc0b0 \uc8fc\uae30<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Paynamics<\/td>\n<td>GCash, GrabPay, \uc740\ud589 \uc1a1\uae08 \ub4f1<\/td>\n<td>1.5%-3%<\/td>\n<td>\uc601\uc5c5\uc77c \uae30\uc900 T+3\uc77c<\/td>\n<\/tr>\n<tr>\n<td>\ud398\uc18c\ud398\uc774<\/td>\n<td>\ub4dc\ub798\uace4\ud398\uc774, \uc624\ud504\ub77c\uc778 \ub9e4\uc7a5<\/td>\n<td>2%-4%<\/td>\n<td>\uc601\uc5c5\uc77c \uae30\uc900 T+5\uc77c<\/td>\n<\/tr>\n<tr>\n<td>\uc544\uc2dc\uc544\ud398\uc774<\/td>\n<td>Coins.ph, \uc2e0\uc6a9 \uce74\ub4dc<\/td>\n<td>~2.5%<\/td>\n<td>\uc601\uc5c5\uc77c \uae30\uc900 T+2\uc77c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong>2. API \uc778\ud130\ud398\uc774\uc2a4\ub97c \uc704\ud55c \uae30\uc220 \ub2e8\uacc4(\uc608\uc2dc: GCash \uc0ac\uc6a9)<\/strong><\/h3>\n<h4><strong>(1) \uac1c\ubc1c\uc790 \uacc4\uc815 \ub4f1\ub85d<\/strong><\/h4>\n<p>\uc778\ud130\ubdf0<a href=\"https:\/\/developer.gcash.com\">GCash \ud310\ub9e4\uc790 \ud50c\ub7ab\ud3fc<\/a>\uc0ac\uc5c5\uc790 \ub4f1\ub85d\uc99d\uacfc \ud68c\uc0ac \uc815\ubcf4\ub97c \uc81c\ucd9c\ud558\uc5ec \uc778\uc99d\uc744 \uc644\ub8cc\ud569\ub2c8\ub2e4.<\/p>\n<h4><strong>(2) API \ud0a4 \uac00\uc838\uc624\uae30<\/strong><\/h4>\n<pre><code class=\"language-php\">\/\/ PHP \uc0d8\ud50c \ucf54\ub4dc - GCash OAuth \uc778\uc99d<br>\r\n$client_id = \"YOUR_CLIENT_ID\";<br>\r\n$secret_key = \"YOUR_SECRET_KEY\";<br>\r\n<br>\r\n$auth_url = \"https:\/\/api.gcash.com\/oauth\/token\";<br>\r\n$\ub370\uc774\ud130 = [<br>\r\n    'grant_type' =&gt; 'client_credentials',<br>\r\n    'client_id' =&gt; $client_id,<br>\r\n    'client_secret' =&gt; $secret_key<br>\r\n];<br>\r\n<\/code><\/pre>\n<h4><strong>(3) \uc6f9\ud6c5 \uad6c\uc131<\/strong><\/h4>\n<p>\ucf5c\ubc31 \uc54c\ub9bc\uc744 \uad6c\ud604\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li><code>payment.success<\/code> (\uacb0\uc81c \uc131\uacf5)<\/li>\n<li><code>payment.failed<\/code> (\ud2b8\ub79c\uc7ad\uc158 \uc2e4\ud328)<\/li>\n<li><code>refund.processed<\/code> (\ud658\ubd88 \uc644\ub8cc)<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. UI\/UX \ucd5c\uc801\ud654 \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/h3>\n<p>\u2705 <em>\ub2e4\uad6d\uc5b4 \ub514\uc2a4\ud50c\ub808\uc774<\/em>\uacb0\uc81c \ud398\uc774\uc9c0\uac00 \uc601\uc5b4\uc640 \ud0c0\uac08\ub85c\uadf8\uc5b4 \uac04 \uc804\ud658\uc744 \uc9c0\uc6d0\ud558\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4.<br \/>\n\u2705 <em>\ud1b5\ud654 \uae30\ubcf8 \uc124\uc815<\/em>PHP \ud398\uc18c \uae30\ud638(\u20b1) \uc790\ub3d9 \ud45c\uc2dc<br \/>\n\u2705 <em>\uc2e0\ub8b0 \ub9c8\ud06c<\/em>\uacb0\uc81c \ud398\uc774\uc9c0\uc5d0 PCI DSS \ubcf4\uc548 \uc778\uc99d \uc544\uc774\ucf58\uc744 \ud45c\uc2dc\ud569\ub2c8\ub2e4.<br \/>\n\u26a0\ufe0f <em>\ub2e4\uc74c \uc0ac\ud56d\uc5d0 \uc720\uc758\ud558\uc2ed\uc2dc\uc624.<\/em>\ud544\ub9ac\ud540 \uc0ac\uc6a9\uc790\ub294 \ud560\ubd80 \uacb0\uc81c\uc5d0 \uc775\uc219\ud558\ubbc0\ub85c \"\ub098\uc911\uc5d0 \uacb0\uc81c\" \uc635\uc158\uc744 \uc81c\uacf5\ud558\uace0 SMS \uc54c\ub9bc\uc744 \ubc1c\uc1a1\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h1>(\uc544\ub798 \ud14c\uc2a4\ud2b8 \ubc0f \uaddc\uc815 \uc900\uc218 \uc139\uc158\uc5d0\uc11c \uacc4\uc18d)<\/h1>\n<p>\ub2e4\uc74c\uc73c\ub85c \uad81\uae08\ud55c \uc810\uc774 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\nA) [\uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \ubc0f \uace0\ub77c\uc774\ube0c \ud504\ub85c\uc138\uc2a4]<br \/>\nB) [\uc77c\ubc18\uc801\uc778 \uc624\ub958 \ud574\uacb0\uc744 \uc704\ud55c \uac00\uc774\ub4dc\ub77c\uc778]<br \/>\nC) [\ud544\ub9ac\ud540 \uc740\ud589(BSP) \uaddc\uc815 \uc900\uc218 \uc694\uac74]<\/p>\n<p>\uc6b0\uc120\uc801\uc73c\ub85c \ud544\uc694\ud55c \ubc29\ud5a5\uc744 \uc54c\ub824\uc8fc\uc138\uc694!<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc6f9\uc0ac\uc774\ud2b8\uc5d0 \ud544\ub9ac\ud540 \ud604\uc9c0 \uacb0\uc81c \ud3ec\ud138\uc744 \ucd94\uac00\ud558\ub824\uba74 \uc5b4\ub5bb\uac8c \ud574\uc57c \ud558\ub098\uc694? \uc804\uccb4 \uac00\uc774\ub4dc \ud544\ub9ac\ud540 \ud604\uc9c0 \uacb0\uc81c \ud3ec\ud138\uc744 \ucd94\uac00\ud574\uc57c \ud558\ub294 \uc774\uc720 \ud544\ub9ac\ud540 \ud604\uc9c0 \uacb0\uc81c \ud3ec\ud138\uc744 \ucd94\uac00\ud574\uc57c \ud558\ub294 \uc774\uc720\ub294 \ubb34\uc5c7\uc785\ub2c8\uae4c?<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3221","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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