{"id":3231,"date":"2025-06-06T11:15:11","date_gmt":"2025-06-06T03:15:11","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3231"},"modified":"2025-06-06T11:15:11","modified_gmt":"2025-06-06T03:15:11","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e7%9a%84%e6%9c%ba%e4%bc%9a%e4%b8%8e%e6%8c%91%e6%88%98","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e7%9a%84%e6%9c%ba%e4%bc%9a%e4%b8%8e%e6%8c%91%e6%88%98\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uae30\ud68c\uc640 \uacfc\uc81c"},"content":{"rendered":"<p>\ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 # \uae30\ud68c\uc640 \uacfc\uc81c  <\/p>\n<p> \uc18c\uac1c  <\/p>\n<p>\ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uae09\uc18d\ud55c \uc131\uc7a5\uacfc \ud568\uaed8 \uc804 \uc138\uacc4 \uacb0\uc81c \uc2dc\uc7a5\uc740 \uc804\ub840 \uc5c6\ub294 \ubcc0\ud654\ub97c \uacaa\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub0a8\uc544\uc2dc\uc544\uc758 \uc8fc\uc694 \uacbd\uc81c\uad6d\uc778 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc5c4\uccad\ub09c \uc131\uc7a5 \uc7a0\uc7ac\ub825\uc744 \ubcf4\uc5ec \uc654\uc2b5\ub2c8\ub2e4. \uadf8\ub7ec\ub098 \ube60\ub978 \uc131\uc7a5\uacfc \ud568\uaed8 \ub9ce\uc740 \ub3c4\uc804\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \ubcf4\uace0\uc11c\uc5d0\uc11c\ub294 \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud604\ud669\uacfc \uae30\ud68c, \uc7a5\uc560\ubb3c\uc744 \ubd84\uc11d\ud558\uc5ec \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uad00\uc2ec\uc774 \uc788\ub294 \uae30\uc5c5\uc5d0\uac8c \uc720\uc6a9\ud55c \ucc38\uace0\uc790\ub8cc\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n<p> I. \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5 \ud604\ud669  <\/p>\n<p> 1. \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubd80\uc0c1<br \/>\n\ucd5c\uadfc \ud30c\ud0a4\uc2a4\ud0c4 \uc815\ubd80\ub294 \uae08\uc735 \uae30\uc220 \uac1c\ubc1c\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc7a5\ub824\ud558\uace0 \uc788\uc73c\uba70, '\ub514\uc9c0\ud138 \ud30c\ud0a4\uc2a4\ud0c4' \uc804\ub7b5\uc758 \uc2dc\ud589\uc73c\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ub300\uc911\ud654\uac00 \uac00\uc18d\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ud0a4\uc2a4\ud0c4\uc740 2023\ub144\uae4c\uc9c0 1\uc5b5 8\ucc9c\ub9cc \uba85\uc774 \ub118\ub294 \ud734\ub300\ud3f0 \uac00\uc785\uc790\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 \uc9c0\uc18d\uc801\uc73c\ub85c \uc99d\uac00(~50%)\ud558\uace0 \uc788\uc5b4 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \uc704\ud55c \uad11\ubc94\uc704\ud55c \uc0ac\uc6a9\uc790 \uae30\ubc18\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4. \ub610\ud55c '\ub77c\uc2a4\ud2b8' \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ub3c4\uc785\uc740 \uc804\uc790 \uac70\ub798 \ud65c\uc131\ud654\uc5d0 \ub354\uc6b1 \uae30\uc5ec\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p> 2. \uc740\ud589 \uacc4\uc88c \ubcf4\uae09\ub960 \uc99d\uac00<br \/>\n\ud604\uae08\uc774 \uc5ec\uc804\ud788 \uc9c0\ubc30\uc801\uc778 \uac70\ub798 \ubc29\uc2dd(\uc57d 80%)\uc774\uc9c0\ub9cc \uc740\ud589 \uacc4\uc88c\uc640 \uc804\uc790\uc9c0\uac11\uc758 \uc0ac\uc6a9\uc740 \uafb8\uc900\ud788 \uc99d\uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\" '\uc9c0\uc810 \uc5c6\ub294 \ubc45\ud0b9' \ubaa8\ub378\uc740 \ub354 \ub9ce\uc740 \ub18d\ucd0c \uc9c0\uc5ed \uc8fc\ubbfc\ub4e4\uc774 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ub3d5\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p> 3. \uc804\uc790\uc0c1\uac70\ub798 \ubc0f \uad6d\uacbd \uac04 \uacb0\uc81c \ucd09\uc9c4<br \/>\n\uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \ubd80\uc0c1\uc73c\ub85c \uc628\ub77c\uc778 \uacb0\uc81c\ub294 \ubd90\uc744 \uc774\ub8e8\uc5c8\uace0, \ub3d9\uc2dc\uc5d0 \ud574\uc678 \uac70\uc8fc\uc790\uc758 \uc1a1\uae08 \uc218\uc694\ub85c \uc778\ud574 \uad6d\uacbd \uac04 \ub514\uc9c0\ud138 \uc1a1\uae08\uc740 \uc8fc\uc694 \ube44\uc988\ub2c8\uc2a4 \ubc29\ud5a5 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>&#8212;<\/p>\n<p> II. \uc8fc\uc694 \uae30\ud68c \ubd84\uc11d  <\/p>\n<p> (1) \uc544\uc9c1 \uac1c\ubc1c\ub418\uc9c0 \uc54a\uc740 \ub300\uaddc\ubaa8 \uc0ac\uc6a9\uc790 \uae30\ubc18<br \/>\n\uc57d 701\ub9cc \uba85\uc5d0 \ub2ec\ud558\ub294 \uc131\uc778\uc774 \uc5ec\uc804\ud788 \uc815\uc2dd \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\uc9c0 \uc54a\uace0 \uc788\ub2e4\ub294 \uac83\uc740 \uadf8\ub9cc\ud07c \ud65c\uc6a9\ud574\uc57c \ud560 \uc5ec\uc9c0\uac00 \ud06c\ub2e4\ub294 \ub73b\uc785\ub2c8\ub2e4! \ud2b9\ud788 \ub18d\ucd0c \uc9c0\uc5ed\uc774\ub098 \uc911\uc18c \uc0c1\uc778\ub4e4\uc744 \ub300\uc0c1\uc73c\ub85c \uc800\ube44\uc6a9 \uc194\ub8e8\uc158\uc744 \ud64d\ubcf4\ud55c\ub2e4\uba74 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5 \ud3ec\uc778\ud2b8\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n<p>*\uc608: \uc624\ud504\ub77c\uc778 \uc2dc\ub098\ub9ac\uc624\ub97c \ud1b5\ud574 \uc911\uad6d\uc758 3, 4\uc120 \ub3c4\uc2dc\ub97c \ucee4\ubc84\ud55c \uc54c\ub9ac\ud398\uc774\uc758 \ucd08\uae30 \uc131\uacf5 \uc0ac\ub840*\uc5d0\uc11c \uad50\ud6c8\uc744 \uc5bb\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p> (2) \uc815\ucc45 \uc9c0\uc6d0 \ubc0f \uaddc\uc81c \uac1c\uc120\uc758 \ub69c\ub837\ud55c \ucd94\uc138<br \/>\n- :: \uad6d\uc601\uc740\ud589(SBP)*\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ube44\uc740\ud589 \uae30\uad00\uc758 \ucc38\uc5ec\ub97c \uc7a5\ub824\ud558\uae30 \uc704\ud574 \uc5ec\ub7ec \uc815\ucc45\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n- :: \uad6d\ub0b4 \ud540\ud14c\ud06c \uae30\uc5c5\uc5d0 \ub300\ud55c \uc678\uad6d\uc778 \ud22c\uc790 \uc720\uce58\ub97c \uc704\ud55c \uc138\uc81c \ud61c\ud0dd*.<br \/>\n- :: \uc790\uae08\uc138\ud0c1\ubc29\uc9c0(AML) \ud504\ub808\uc784\uc6cc\ud06c*\uc758 \uc810\uc9c4\uc801\uc778 \ubc1c\uc804\uc73c\ub85c \uad6d\uc81c \ud30c\ud2b8\ub108\uc758 \uc2e0\ub8b0\ub3c4 \ud5a5\uc0c1   <\/p>\n<p> (3) \uae30\uc220 \uc8fc\ub3c4 \ud601\uc2e0\uc758 \ub192\uc740 \uac00\ub2a5\uc131<br \/>\nAI \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubaa8\ub378\uacfc \uacb0\ud569\ud558\uc5ec \uc0ac\uae30 \uc704\ud5d8\uc744 \uc904\uc774\uace0, \ube14\ub85d\uccb4\uc778\uc744 \ud1b5\ud574 \uad6d\uacbd \uac04 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\ub294 \ub4f1 \uc2e4\uc6a9\uc801\uc778 \uc804\ub9dd\uc744 \uac00\uc9c4 \uae30\ud0c0 \uc751\uc6a9 \ubd84\uc57c<\/p>\n<p>&#8212;<\/p>\n<p>III. \ud575\uc2ec \uacfc\uc81c\uc640 \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d   <\/p>\n<p>| \ub09c\uc774\ub3c4 \uce74\ud14c\uace0\ub9ac &gt; \ud2b9\uc815 \uc99d\uc0c1 &gt; \uc7a0\uc7ac\uc801 \ud574\uacb0 \ubc29\ubc95<br \/>\n|&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;-|<br \/>\n|\uc11c\ube44\uc2a4 \uc5f0\uc18d\uc131\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \ub0ae\uc740 \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\/\uc804\uc6d0 \ubd88\uc548\uc815\uc131 | \uc778\ud504\ub77c \uc81c\uc57d | \ub0ae\uc740 \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\/\uc804\uc6d0 \ubd88\uc548\uc815\uc131<\/p>\n<ul>\n<li>\uc624\ud504\ub77c\uc778 \ud2b8\ub808\uc774\ub529 \uae30\uc220 \ub3c4\uc785\n<li>\ud1b5\uc2e0\uc0ac\uc640\uc758 \ud611\ub825\uc744 \ud1b5\ud55c \uae30\uc9c0\uad6d \uad6c\ucd95 \ucd5c\uc801\ud654<\/ul>\n<p>|<br \/>\n\ub192\uc740 POS \ubc30\ud3ec \ube44\uc6a9 ||<\/p>\n<ul>\n<li>\ud558\ub4dc\uc6e8\uc5b4 \uc885\uc18d\uc131\uc744 \uc904\uc774\uae30 \uc704\ud574 QR\ucf54\ub4dc \uc218\uc9d1\uc744 \ucd09\uc9c4\ud558\uc138\uc694.<\/ul>\n<p>||<br \/>\n|\uc18c\ube44\uc790 \uc2b5\uad00\ud654<\/p>\n<td colspan=\"2\">\n<ol type=\"a\">\n<li>\ud604\uae08\uc5d0 \ub300\ud55c \uc7a5\uae30\uc801\uc778 \uc758\uc874\uc740 \uc2e0\ub8b0 \ubd80\uc871\uc73c\ub85c \uc774\uc5b4\uc838 - \ubcf4\uc870\uae08+\uad50\uc721 \ubcd1\ud589\uc73c\ub85c \uace0\ucc29\uc131 \ubc30\uc591 \ud544\uc694\n<li><\/ol>\n<p>\uae30\ud0c0 \uc8fc\uc694 \uc774\uc288\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<br \/>\n - \ud658\uc728 \ubcc0\ub3d9\uc73c\ub85c \uc778\ud55c \uc6b4\uc601 \ubcf5\uc7a1\uc131 \uc99d\uac00 \u2192 \ub3d9\uc801 \ud5e4\uc9c0 \uba54\ucee4\ub2c8\uc998 \uad6c\ucd95<br \/>\n - \uce58\uc5f4\ud55c \ud604\uc9c0\ud654 \uacbd\uc7c1 \u2192 B2B \uacf5\uae09\ub9dd \uae08\uc735\uacfc \uac19\uc740 \ud2c8\uc0c8 \uc2dc\uc7a5 \ubaa8\uc0c9<\/p>\n<p>&#8212;<\/p>\n<p>IV. \ud5a5\ud6c4 \uc804\ub9dd <\/p>\n<p>2025\ub144\uc5d0\ub294 \uad6d\ub0b4 \ub514\uc9c0\ud138 \uc9c0\uac11 \ubcf4\uc720\uc790 \uc218\uac00 4\ucc9c\ub9cc \uba85\uc744 \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4! \uc704\uc758 \uc5b4\ub824\uc6c0\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \uadf9\ubcf5\ud558\uace0 \ud30c\uc545\ud560 \uc218 \uc788\ub2e4\uba74.<br \/>\n - \uc911\uc18c\uae30\uc5c5 \ub514\uc9c0\ud138 \ub300\ucd9c<br \/>\n- \uc18c\uc15c \uc774\ucee4\uba38\uc2a4\ub97c \uc704\ud55c \uc784\ubca0\ub514\ub4dc \uccad\uad6c\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc.<br \/>\n\uadf8\ub807\ub2e4\uba74 \ucf00\ub0d0\uc758 M-Pesa \uc2a4\ud0c0\uc77c\uc758 \uc131\uacf5 \uc2a4\ud1a0\ub9ac\ub97c \uc7ac\ud604\ud574 \ubcf4\uc138\uc694!<\/p>\n<p>&#8212;<\/p>\n<p>\uacb0\ub860: \uc804\ubc18\uc801\uc73c\ub85c \uba87 \uac00\uc9c0 \uc7a5\uc560\ubb3c\uc774 \uc788\uae34 \ud558\uc9c0\ub9cc \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uc131\uc7a5\uc138\ub97c \ubb34\uc2dc\ud574\uc11c\ub294 \uc548 \ub418\uba70, \uc55e\uc11c\uac00\ub294 \uae30\uc5c5\uc774 \uc120\uc810 \ud6a8\uacfc\ub97c \ub204\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4! \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ud5a5\ud6c4 \ubc29\ud5a5\uacfc \uc804\ub7b5\uc801 \uad8c\uc7a5 \uc0ac\ud56d  <\/p>\n<p> 1. \ud5a5\ud6c4 \ubc29\ud5a5  <\/p>\n<p> (1) \uae08\uc735 \ud3ec\uc6a9\uc131 \uac15\ud654<br \/>\n\ud30c\ud0a4\uc2a4\ud0c4\uc5d0\ub294 \uc5ec\uc804\ud788 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc9c0 \ubabb\ud558\ub294 \uc778\uad6c\uac00 \ub9ce\uc73c\uba70, \ud2b9\ud788 \ub18d\ucd0c \uc9c0\uc5ed\uc5d0\uc11c\ub294 \ub354\uc6b1 \uadf8\ub807\uc2b5\ub2c8\ub2e4. \uacb0\uc81c \uc2dc\uc7a5\uc758 \ubbf8\ub798\ub294 \uae08\uc735 \ud3ec\uc6a9(FI)\uc5d0 \ub354\uc6b1 \ucd08\uc810\uc744 \ub9de\ucd94\uace0 \ub2e4\uc74c\uacfc \uac19\uc740 \ubc29\ubc95\uc73c\ub85c \uc11c\ube44\uc2a4\uc758 \ubc94\uc704\ub97c \ud655\uc7a5\ud560 \uac83\uc785\ub2c8\ub2e4:<br \/>\n- \uc5d0\uc774\uc804\ud2b8 \ubc45\ud0b9: \uc9c0\uc5ed \uc0c1\uc810, \uc6b0\uccb4\uad6d \ub4f1\uc744 \uae08\uc735 \uc11c\ube44\uc2a4 \uc9c0\uc810\uc73c\ub85c \ud65c\uc6a9\ud558\uc5ec \uc0ac\uc6a9\uc790 \uc811\uadfc\uc758 \ubb38\ud131\uc744 \ub0ae\ucda5\ub2c8\ub2e4.<br \/>\n- \ub77c\uc774\ud2b8 \uacc4\uc815: \ubcf5\uc7a1\ud55c KYC \uc5c6\uc774 \uc18c\uc561 \uac70\ub798\uc758 \uc694\uad6c\ub97c \ucda9\uc871\ud558\ub294 \ub0ae\uc740 \ubb38\ud131\uc758 \uc804\uc790\uc9c0\uac11\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.  <\/p>\n<p> (2) \uad6d\uacbd \uac04 \uacb0\uc81c \ucd5c\uc801\ud654<br \/>\n\ub514\uc544\uc2a4\ud3ec\ub77c \uc1a1\uae08\uc740 \ud30c\ud0a4\uc2a4\ud0c4 \uacbd\uc81c\uc758 \ud575\uc2ec \ucd95 \uc911 \ud558\ub098\uc785\ub2c8\ub2e4(2023\ub144\uae4c\uc9c0 \uc1a1\uae08\uc561 300\uc5b5 \ub2ec\ub7ec \uc774\uc0c1). \ud5a5\ud6c4 \ub3d9\ud5a5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<br \/>\n- \ube14\ub85d\uccb4\uc778 \uae30\uc220 \uc801\uc6a9: \uad6d\uacbd \uac04 \uacb0\uc81c \ud6a8\uc728\uc131 \ud5a5\uc0c1 \ubc0f \ube44\uc6a9 \uc808\uac10.<br \/>\n- \uaddc\uc815 \uc900\uc218 \uac1c\ubc1c: \uad6d\uc81c\uc801 \uc2e0\ub8b0\ub97c \ub192\uc774\uae30 \uc704\ud55c FATF \uc790\uae08 \uc138\ud0c1 \ubc29\uc9c0 \uaddc\uc815 \uc900\uc218.  <\/p>\n<p> (3) B2B \uacb0\uc81c\uc758 \ub514\uc9c0\ud138 \uc5c5\uadf8\ub808\uc774\ub4dc<br \/>\n\ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc911\uc18c\uae30\uc5c5\uc740 \uc804\uccb4 \uc0ac\uc5c5\uccb4 \uc218 \uc911 90% \uc774\uc0c1\uc744 \ucc28\uc9c0\ud558\uc9c0\ub9cc \ub300\ubd80\ubd84 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc73c\uba70, B2B \uacb0\uc81c \uc194\ub8e8\uc158\uc740 \uc0c8\ub85c\uc6b4 \uc131\uc7a5 \ubd84\uc57c\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n - \uc870\ub2ec + \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\ub97c \ud1b5\ud569\ud558\ub294 \uacf5\uae09\ub9dd \uae08\uc735 \ud50c\ub7ab\ud3fc<br \/>\n - \uae30\uc5c5 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc5d0 \uc9c1\uc811 \uc5f0\uacb0\ud560 \uc218 \uc788\ub294 API \uc624\ud508 \ubc45\ud0b9 \ubaa8\ub378<\/p>\n<p>&#8212;<\/p>\n<p> 2. \ud575\uc2ec \uc131\uacf5 \uc694\uc778 \ubd84\uc11d<\/p>\n<p>| \uce58\uc218 &gt; \uc138\ubd80 \uc694\uad6c \uc0ac\ud56d &gt; \uc0ac\ub840 \ucc38\uc870 &gt;<br \/>\n|&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;|<br \/>\n| \ud604\uc9c0\ud654\ub41c \uc801\uc751* | \uc6b0\ub974\ub450\uc5b4\/\uc9c0\uc5ed \ubb38\ud654 \uc120\ud638\ub3c4 \uc784\ubca0\ub529\uc744 \uc704\ud55c UI \uc5b8\uc5b4 \uc9c0\uc6d0 | \uc774\uc9c0\ud30c\uc774\uc0ac, \uc0e4\ub9ac\uc544 \uaddc\uc815 \uc900\uc218 \uc81c\ud488 \ucd9c\uc2dc | \uc774\uc9c0\ud30c\uc774\uc0ac, \uc0e4\ub9ac\uc544 \uaddc\uc815 \uc900\uc218 \uc81c\ud488 \ucd9c\uc2dc<br \/>\n|| \uc7ac\uc988\uce90\uc2dc\ub294 \uc804\uad6d\uc5d0 70,000\uac1c \uc774\uc0c1\uc758 \ub300\ub9ac\uc810\uc744 \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4 | \uc7ac\uc988\uce90\uc2dc\ub294 \uc804\uad6d\uc5d0 70,000\uac1c \uc774\uc0c1\uc758 \ub300\ub9ac\uc810\uc744 \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4 | \uc7ac\uc988\uce90\uc2dc\ub294 \uc804\uad6d\uc5d0 70,000\uac1c \uc774\uc0c1\uc758 \ub300\ub9ac\uc810\uc744 \uc124\ub9bd\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n||<br \/>\n|*\uc0dd\ud0dc\uc801 \uc2dc\ub108\uc9c0*|<\/p>\n<ul>\n<li>\ud1b5\uc2e0 \uc0ac\uc5c5\uc790\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud55c \uace0\uac1d \ud655\ubcf4 \ube44\uc6a9 \uc808\uac10\n<li>\uacb0\uc81c \uc635\uc158\uc774 \ub0b4\uc7a5\ub41c \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc<\/ul>\n<p> \ub2e4\ub77c\uc988(\uc54c\ub9ac \uc2dc\uc2a4\ud15c) \uc790\uccb4 \uc9c0\uac11 \ud1b5\ud569|<\/p>\n<p>\ub610\ud55c \uc9d1\uc911\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n - \uc815\ubd80\uc640\uc758 \uad00\uacc4 \uc720\uc9c0: SBP \uc815\ucc45\uc740 \uc790\uc8fc \ubcc0\uacbd\ub418\ubbc0\ub85c \uae34\ubc00\ud55c \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \uc720\uc9c0<br \/>\n - \ub370\uc774\ud130 \ubcf4\uc548\uc5d0 \ub300\ud55c \ud22c\uc790: 2022\ub144 \ud55c \ud50c\ub7ab\ud3fc\uc5d0\uc11c \ubc1c\uc0dd\ud55c \uac83\uacfc \uac19\uc740 \ub300\uaddc\ubaa8 \uc815\ubcf4 \uc720\ucd9c \uc0ac\uace0 \ubc29\uc9c0<\/p>\n<p>&#8212;<\/p>\n<p> 3. \uc2e0\uaddc \uac00\uc785\uc790\ub97c \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \uc870\uc5b8<\/p>\n<p>(i) \ub2e8\uacc4\uc801 \uc2dc\uc7a5 \uce68\ud22c \uc804\ub7b5<br \/>\n1. *\ud14c\uc2a4\ud2b8 \uae30\uac04*(0~6\uac1c\uc6d4).<br \/>\n   \uce74\ub77c\uce58\/\ub77c\ud638\ub974 \ub4f1 \uc8fc\uc694 \ub3c4\uc2dc\uc5d0\uc11c PMF(\uc81c\ud488-\uc2dc\uc7a5 \uc801\ud569\uc131) \ud30c\uc77c\ub7ff \ud14c\uc2a4\ud2b8\ub97c \uc9c4\ud589\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>2. *\uc5f0\uc7a5 \uae30\uac04*(6~18\uac1c\uc6d4).<br \/>\n   \ud1b5\uc2e0\uc0ac \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 2\uc120 \ub3c4\uc2dc\uc5d0 \ube60\ub974\uac8c \uc548\ucc29\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>3. *\ub9cc\uae30*(18\uac1c\uc6d4 \uc774\uc0c1).<br \/>\n   \ub18d\uc5c5 \uc2e0\uc6a9\uacfc \uac19\uc740 \uc218\uc9c1\uc801 \uc2dc\ub098\ub9ac\uc624\ub85c \ud655\uc7a5<\/p>\n<p>(ii) \uc704\ud5d8 \uad00\ub9ac \ud2b8\ub77c\uc774\uc5b4\ub4dc<br \/>\n\"``\uc778\uc5b4\uacf5\uc8fc<br \/>\n\uadf8\ub798\ud504 TD<br \/>\nA [\uc0ac\uae30 \ubc29\uc9c0] -&gt; B (\uc0dd\uccb4 \uc778\uc99d)<br \/>\nA -&gt; C(\uc2e4\uc2dc\uac04 \uac70\ub798 \ubaa8\ub2c8\ud130\ub9c1 \uc2dc\uc2a4\ud15c)<br \/>\nD [\uc720\ub3d9\uc131 \uad00\ub9ac] -&gt; E (\uba40\ud2f0\ubc45\ud06c \ud480 \ub2e4\uac01\ud654)<br \/>\nF [\uaddc\uc81c \ub300\uc751] -&gt; G(\ud604\uc9c0 \uaddc\uc815 \uc900\uc218 \uc804\ubb38\uac00 \ud300 \ucc38\uc5ec)<br \/>\n&#8220;`<\/p>\n<p>&#8212;<\/p>\n<p> [\ucd5c\uc885 \uacb0\ub860] <\/p>\n<p>\uc778\ud504\ub77c\uac00 \ucde8\uc57d\ud558\uace0 \uc0ac\uc6a9\uc790 \uc2b5\uad00\uc744 \ubc14\uafb8\uae30 \uc5b4\ub824\uc6b4 \ub4f1\uc758 \uc5b4\ub824\uc6c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc740 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc0c1\uc2b9, \uc80a\uc740 \uc778\uad6c\uce35 \uc99d\uac00, \uc815\ubd80 \uc815\ucc45 \uc9c0\uc6d0\uc774\ub77c\ub294 \uc0bc\ubc15\uc790\uc5d0 \ud798\uc785\uc5b4 \uc778\ub3c4 UPI\ub098 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uadf8\ub7a9\ud398\uc774\uc758 \uc131\uc7a5 \uada4\uc801\uc744 \uc7ac\ud604\ud560 \uc218 \uc788\ub294 \uac00\ub2a5\uc131\uc774 \ucda9\ubd84\ud569\ub2c8\ub2e4.<\/p>\n<p>\uc911\uad6d \uae30\uc5c5\uc5d0\uac8c\ub294 \uac00\uc7a5 \uc88b\uc740 \uc9c4\uc785\uc810\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n\u2705 *\uae30\uc220 \uc218\ucd9c*(\uc608: \uc704\ud5d8 \uad00\ub9ac\ub97c \uc704\ud55c \ud604\uc9c0 \uc870\uc9c1\uc6a9 SaaS)<br \/>\n\u2705 *\uc870\uc778\ud2b8 \ubca4\ucc98*(\uc678\uad6d\uc778 \uc9c0\ubd84 \uc81c\ud55c \uc6b0\ud68c)<br \/>\n\u2705 *\uad6d\uacbd \uac04 \uc194\ub8e8\uc158*(\uc911\uad6d-\ud30c\ud0a4\uc2a4\ud0c4 \ubb34\uc5ed \ud1b5\ub85c \uc694\uad6c \uc0ac\ud56d\uc6a9)<\/p>\n<p>\uc7a5\uae30\uc801\uc778 \uc548\ubaa9\uc744 \uac00\uc9c0\uace0 \ud604\uc9c0\ud654\uc5d0 \uc798 \uc801\uc751\ud560 \uc218 \uc788\ub294 \ud50c\ub808\uc774\uc5b4\ub294 \uacb0\uad6d \ube14\ub8e8\uc624\uc158 \uc2dc\uc7a5\uc5d0\uc11c \uc88b\uc740 \uc704\uce58\ub97c \ucc28\uc9c0\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"<p># \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5\uc758 \uae30\ud68c\uc640 \uacfc\uc81c \uc18c\uac1c \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uae09\uc18d\ud55c \ubc1c\uc804\uacfc \ud568\uaed8 ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[37],"tags":[],"class_list":["post-3231","post","type-post","status-publish","format-standard","hentry","category-37"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5df4\u57fa\u65af\u5766\u652f\u4ed8\u5e02\u573a\u7684\u673a\u4f1a\u4e0e\u6311\u6218 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u5df4\u57fa\u65af\u5766\u652f\u4ed8\u5e02\u573a\u7684\u673a\u4f1a\u4e0e\u6311\u6218\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5df4\u57fa\u65af\u5766\u652f\u4ed8\u5e02\u573a\u7684\u673a\u4f1a\u4e0e\u6311\u6218\" \/>\n<meta property=\"og:description\" content=\"# \u5df4\u57fa\u65af\u5766\u652f\u4ed8\u5e02\u573a\u7684\u673a\u4f1a\u4e0e\u6311\u6218 \u5f15\u8a00 \u968f\u7740\u6570\u5b57\u7ecf\u6d4e\u7684\u5feb\u901f\u53d1&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u5df4\u57fa\u65af\u5766\u652f\u4ed8\u5e02\u573a\u7684\u673a\u4f1a\u4e0e\u6311\u6218\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-06T03:15:11+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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