{"id":3233,"date":"2025-06-06T11:15:14","date_gmt":"2025-06-06T03:15:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3233"},"modified":"2025-06-06T11:15:14","modified_gmt":"2025-06-06T03:15:14","slug":"%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/%e6%b3%b0%e5%9b%bd%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e9%9b%86%e6%88%90%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%ef%bc%9f\/","title":{"rendered":"\ud0dc\uad6d \uc774\ucee4\uba38\uc2a4 \uae30\uc5c5\uc740 \uc5b4\ub5bb\uac8c \ud604\uc9c0 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud569\ud560 \uc218 \uc788\uc744\uae4c\uc694?"},"content":{"rendered":"<p>\ud0dc\uad6d \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc5d0 \ud604\uc9c0 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud569\ud558\ub824\uba74 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00, \uaddc\uc81c \uc694\uac74 \ubc0f \uc778\ud504\ub77c\ub97c \uc870\ud569\ud574\uc57c \ud569\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ub2e8\uacc4\ubcc4 \uc804\ubb38 \ud504\ub85c\uadf8\ub7a8\uc785\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\uc8fc\uc694 \uacb0\uc81c \uc218\ub2e8 \uc801\uc6a9 \ubc94\uc704<\/li>\n<\/ol>\n<ul>\n<li>\uc740\ud589 \uc1a1\uae08: PromptPay\uc640 \ud1b5\ud569(\ud0dc\uad6d \uc804\uc790\uacb0\uc81c \uc810\uc720\uc728 76%)<\/li>\n<li>\uc804\uc790\uc9c0\uac11: \ud2b8\ub8e8\uba38\ub2c8 \uc6d4\ub81b(3\ucc9c\ub9cc \uba85 \uc774\uc0c1 \uc0ac\uc6a9\uc790), Rabbit LINE Pay<\/li>\n<li>\ud3b8\uc758\uc810 \uacb0\uc81c: 7-11 \uce74\uc6b4\ud130 \uc11c\ube44\uc2a4(\ud0dc\uad6d \uc804\uc5ed 13,000\uac1c \ub9e4\uc7a5 \ub300\uc0c1)<\/li>\n<li>\uc2e0\uc6a9 \uce74\ub4dc: \ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc\/JCB \uc9c0\uc6d0(\ubcf4\uae09\ub960 \uc57d 35%)<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\uae30\uc220 \ub3c4\ud0b9 \ud504\ub85c\uadf8\ub7a8<br \/>\nA. API \ub2e4\uc774\ub809\ud2b8 \ucee4\ub125\ud2b8 \ud504\ub85c\uadf8\ub7a8:<\/p>\n<ul>\n<li>SCB Easy Pay(\uc2dc\uc554 \uc0c1\uc5c5 \uc740\ud589\uc758 \uacf5\uc2dd API)<\/li>\n<li>KBank PayGate(\uce74\uc774\ud0c0\uc774 \uc740\ud589 \uc194\ub8e8\uc158)<br \/>\n\uc7a5\uc810: \ucd5c\uc800 1.5%\uc758 \uac70\ub798 \uc218\uc218\ub8cc, \uacb0\uc81c \uc8fc\uae30 T+1<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>B. \ud1b5\ud569 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774:<\/p>\n<ul>\n<li>Omise(PCI-DSS \ub808\ubca8 1 \uc778\uc99d \uc9c0\uc6d0)<\/li>\n<li>2C2P(\ub3d9\ub0a8\uc544\uc2dc\uc544 \ucd5c\ub300 \uc778\uc218\uc790)<br \/>\n\uae30\ub2a5: \uc5ec\ub7ec \ucc44\ub110\uc744 \ub3c4\ud0b9\ud558\ub294 \ud1b5\ud569 \uc778\ud130\ud398\uc774\uc2a4\ub85c \uc911\uc18c\ud615 \ud310\ub9e4\uc790\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>KYC \uaddc\uc815 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d<br \/>\n\ud0dc\uad6d\uc740\ud589 BOT \uaddc\uc815\uc5d0 \ub530\ub985\ub2c8\ub2e4:<\/li>\n<\/ol>\n<ul>\n<li>1\ub2e8\uacc4 \uc778\uc99d(\uac70\ub798\ub2f9 50,000\ubc14\ud2b8 \ubbf8\ub9cc): \ud734\ub300\ud3f0 \ubc88\ud638 + \uc2e0\ubd84\uc99d \ubc88\ud638<\/li>\n<li>Tier2 \uc778\uc99d(50,000\ubc14\ud2b8 \uc774\uc0c1): \uc5bc\uad74 \uc778\uc2dd + \uc740\ud589 \uacc4\uc88c \ubc14\uc778\ub529<\/li>\n<\/ul>\n<ol start=\"4\"><\/p>\n<li>QR\ucf54\ub4dc \ud45c\uc900 \uad6c\ud604<br \/>\n\ud0dc\uad6d QR \ud45c\uc900\uc744 \uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4:<\/li>\n<\/ol>\n<ol start=\"4\"><\/p>\n<li><strong>QR\ucf54\ub4dc \ud45c\uc900 \uad6c\ud604<\/strong><br \/>\n\uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4. <strong>\ud0dc\uad6d\uc5b4 QR<\/strong> \ud45c\uc900(\ud0dc\uad6d\uc740\ud589\ud611\ud68c BOT\uc5d0\uc11c \uac1c\ubc1c):<\/li>\n<\/ol>\n<ul>\n<li><strong>\uc815\uc801 QR<\/strong>\uace0\uc815 \uae08\uc561 \uacb0\uc81c(\uc608: \uc804\uc790\uc0c1\uac70\ub798 \uc8fc\ubb38)\uc758 \uacbd\uc6b0<\/li>\n<li><strong>\ub3d9\uc801 QR<\/strong>:: \ubcc0\ub3d9 \uae08\uc561 \uacb0\uc81c(\uc608: \ud560\ubd80, \uc6b4\uc784 \uc870\uc815)\uc5d0 \uc801\uc6a9\ub428<\/li>\n<li>\uc561\uc138\uc2a4 \ud544\uc694 <strong>\ud504\ub86c\ud504\ud2b8\ud398\uc774 QR<\/strong>(\ud0dc\uad6d \uc2a4\uc715 \uacb0\uc81c\uc758 82% \uc2dc\uc7a5 \uc810\uc720\uc728), \ub2e4\uc74c \ud615\uc2dd\uacfc\uc758 \ud638\ud658\uc131\uc744 \ubcf4\uc7a5\ud569\ub2c8\ub2e4:\n<ul>\n<li><code>000201<\/code> (\ud398\uc774\ub85c\ub4dc \ud615\uc2dd \uc2dd\ubcc4)<\/li>\n<li><code>010212<\/code> (\ud310\ub9e4\uc790 \uacc4\uc815 \uc815\ubcf4)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ol start=\"5\"><\/p>\n<li>\n<p><strong>\ud574\uc678 \uacb0\uc81c \ubc0f \uc678\ud658 \uacb0\uc81c \ud504\ub85c\uadf8\ub7a8<\/strong> (\uad6d\uc81c \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \uacbd\uc6b0)<\/p>\n<ul>\n<li>\ud604\uc9c0 \ubc95\uc778 \ub4f1\ub85d \uc694\uac74: \uc5f0\uac04 \uac70\ub798 \uae08\uc561\uc774 2\ubc31\ub9cc \ubc14\ud2b8 \uc774\uc0c1\uc778 \uacbd\uc6b0 \ud0dc\uad6d\uc5d0 \ub4f1\ub85d\ub41c \ud68c\uc0ac \ub610\ub294 \uc9c0\uc815\ub41c \ub300\ub9ac\uc778\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc678\ud658 \uad00\ub9ac \uaddc\uc815 \uc900\uc218: \ud5c8\uac00\ub41c \uae30\uad00(\uc608: DeeMoney, Wise)\uc744 \ud1b5\ud574 \ubc14\ud2b8\ub97c \uacb0\uc81c\ud558\uc5ec \uc678\ud658 \uad00\ub9ac\ubc95 \uc704\ubc18\uc5d0 \ud574\ub2f9\ud558\uc9c0 \uc54a\ub3c4\ub85d \ud558\uc138\uc694.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc0ac\uae30 \ubc29\uc9c0 \ubc0f \uc704\ud5d8 \uad00\ub9ac \uc804\ub7b5<\/strong> (\ud0dc\uad6d \uc2dc\uc7a5\uc758 \ud2b9\uc131\uc5d0 \ub9de\uac8c \uc870\uc815\ub428)<\/p>\n<ul>\n<li>IP \uc9c0\uc624\ud39c\uc2f1 \ud0d0\uc9c0: \ud0dc\uad6d\uc774 \uc544\ub2cc IP\uc5d0\uc11c \ube44\uc815\uc0c1\uc801\uc778 \uac70\ub798\ub97c \ucc28\ub2e8\ud569\ub2c8\ub2e4.<\/li>\n<li>OTP \uc778\uc99d \uac15\ud654: SMS + LINE \uc774\uc911 \uc778\uc99d \uc758\ubb34\ud654(\ub192\uc740 SIM \uce74\ub4dc \uc0ac\uae30\ub85c \uc778\ud574).<\/li>\n<li>AI \ud589\ub3d9 \ubd84\uc11d \ubaa8\ub378 \ud559\uc2b5 \ub370\uc774\ud130\uc5d0 \ub3d9\ub0a8\uc544\uc2dc\uc544 \uc0ac\uc6a9\uc790 \ud504\ub85c\ud544 \uae30\ub2a5\uc774 \ud3ec\ud568\ub418\ub3c4\ub85d \uc81c\uc548\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc6b4\uc601 \ucd5c\uc801\ud654 \ud575\uc2ec \uc0ac\ud56d<\/strong><\/p>\n<ul>\n<li>UI\/UX \ud604\uc9c0\ud654:<br \/>\n<em>\ud544\uc218<\/em>\"\ubd88\uad50 \ub2ec\ub825\uc758 \ub0a0\uc9dc\" \"\uae30\ubcf8\uc801\uc73c\ub85c \ub3fc\uc9c0\uace0\uae30 \uad00\ub828 \uc81c\ud488 \uc228\uae30\uae30\" (\ubb34\uc2ac\ub9bc \uc0ac\uc6a9\uc790 16%)<br \/>\n<em>\uace0\uac1d \ud6c4\uae30<\/em>\"\uc0c1\ub2e8\uc758 '\ub300\uae08 \uc0c1\ud658(COD) \uc635\uc158'(41% \uc0ac\uc6a9\ub960)<br \/>\n\uace0\uac1d \uc11c\ube44\uc2a4 \uc2dc\uc2a4\ud15c:<br \/>\nLINE \uacf5\uc2dd \uacc4\uc815\uc744 \ud1b5\ud569\ud558\uc5ec 70% \uc774\uc0c1\uc758 \uace0\uac1d \ubd88\ub9cc \uc0ac\ud56d\uc744 \ucc98\ub9ac\ud569\ub2c8\ub2e4.<br \/>\n\ud0dc\uad6d\uc5b4 + \uc601\uc5b4 \uc774\uc911 \uc5b8\uc5b4 \uc9c0\uc6d0 \uc81c\uacf5<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc \ub808\uc774\uc544\uc6c3<\/strong><br \/>\n2024 \ud3ec\ucee4\uc2a4:<br \/>\n- \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c\" \ud30c\ud2b8\ub108 \ucd94\ucc9c Atome, Moca<br \/>\n- \ud2f1\ud1a1 \uc0f5\/\ud2b8\uc704\ud130\ub97c \ud1b5\ud55c '\uc18c\uc15c \uc774\ucee4\uba38\uc2a4 \uacb0\uc81c' \ud3d0\uc1c4 \ub8e8\ud504 \uac70\ub798<br \/>\n\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC) \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd \uc561\uc138\uc2a4 \ud14c\uc2a4\ud2b8<\/p>\n<\/li>\n<\/ol>\n<p>\uae30\uc220 \uc778\ud130\ud398\uc774\uc2a4\uc758 \uc804\uccb4 \ubaa9\ub85d\uc740 \ud0dc\uad6d \uc804\uc790\uac70\ub798\uac1c\ubc1c\uccad(ETDA) \ub514\uc9c0\ud138 \uacb0\uc81c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8\uc758 \ucd5c\uc2e0 \ubc84\uc804\uc5d0\uc11c \ud655\uc778\ud560 \uc218 \uc788\uc73c\uba70, \ub2e4\uc74c \ub77c\uc774\uc120\uc2a4\ub97c \ubcf4\uc720\ud55c \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub97c \uc6b0\uc120\uc801\uc73c\ub85c \uace0\ub824\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4:<br \/>\n\u2714\ufe0f \uc804\uc790 \ud654\ud3d0 \ub77c\uc774\uc120\uc2a4<br \/>\n\u2714\ufe0f \ud574\uc678 \uc1a1\uae08 \ub77c\uc774\uc120\uc2a4<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud604\uc9c0 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ud1b5\ud569\ud558\ub294 \ud0dc\uad6d \uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc740 \ud604\uc9c0 \uacb0\uc81c \uc2b5\uad00, \uaddc\uc81c \uc694\uac74\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3233","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6cf0\u56fd\u7535\u5546\u5982\u4f55\u96c6\u6210\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u6cf0\u56fd\u7535\u5546\u5982\u4f55\u96c6\u6210\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\uff1f\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6cf0\u56fd\u7535\u5546\u5982\u4f55\u96c6\u6210\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u6cf0\u56fd\u7535\u5546\u5e73\u53f0\u96c6\u6210\u5f53\u5730\u652f\u4ed8\u7cfb\u7edf\u9700\u8981\u7efc\u5408\u8003\u8651\u672c\u5730\u652f\u4ed8\u4e60\u60ef\u3001\u76d1\u7ba1\u8981&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u6cf0\u56fd\u7535\u5546\u5982\u4f55\u96c6\u6210\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\uff1f\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-06T03:15:14+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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