{"id":3239,"date":"2025-06-06T11:18:21","date_gmt":"2025-06-06T03:18:21","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3239"},"modified":"2025-06-06T11:18:21","modified_gmt":"2025-06-06T03:18:21","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/","title":{"rendered":"\ud544\ub9ac\ud540 \uacb0\uc81c\uc758 \uc5ed\uc0ac\uc640 \uc9c4\ud654"},"content":{"rendered":"<h1>\ud544\ub9ac\ud540 \uacb0\uc81c\uc758 \uc5ed\uc0ac\uc640 \uc9c4\ud654: \uc178 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uc9c0\uac11\uae4c\uc9c0<\/h1>\n<h2>I. \ud544\ub9ac\ud540\uc758 \uc6d0\uc2dc\uc801 \uacb0\uc81c \ub2e8\uacc4: \uc2dd\ubbfc\uc9c0 \uc774\uc804 \ubb3c\ubb3c\uad50\ud658<\/h2>\n<p>\uc2a4\ud398\uc778 \uc2dd\ubbfc\uc9c0 \uac1c\ucc99\uc790\ub4e4\uc774 \ub3c4\ucc29\ud558\uae30 \uc804\uc5d0 \ud544\ub9ac\ud540 \uc81c\ub3c4\uc758 \uc5ec\ub7ec \ubd80\uc871\uc740 \uc774\ubbf8 \ub3c5\ud2b9\ud55c \uac70\ub798 \uc2dc\uc2a4\ud15c\uc744 \uac1c\ubc1c\ud588\uc2b5\ub2c8\ub2e4. \uac00\uc7a5 \ucd08\uae30\uc758 \uacb0\uc81c \uc218\ub2e8\uc740 \uae30\uc6d0\uc804 1000\ub144\uacbd\uc73c\ub85c \uac70\uc2ac\ub7ec \uc62c\ub77c\uac00\ub294\ub370, \ub2f9\uc2dc \uc12c \uc8fc\ubbfc\ub4e4\uc740 \uc8fc\ub85c<strong>\uc870\uac1c, \uc9c4\uc8fc \ubc0f \uae08<\/strong>\ub97c \uad50\ud658 \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc791\uc740 \uae08\uad6c\uc2ac\uc778 '\ud544\ub860\uc2dc\ud1a0\uc2a4'\ub294 \ud544\ub9ac\ud540 \ud654\ud3d0\uc758 \ucd08\uae30 \ud615\ud0dc \uc911 \ud558\ub098\ub85c \uaf3d\ud799\ub2c8\ub2e4.<\/p>\n<p>\ubc14\ub791\uac00\uc774 \uc0ac\ud68c\uc5d0\uc11c\ub294 \ubb3c\ubb3c\uad50\ud658 \ubb34\uc5ed\uc774 \ub110\ub9ac \ud37c\uc838 \uc788\uc5c8\uc2b5\ub2c8\ub2e4. \ud574\uc548 \uac70\uc8fc\uc790\ub4e4\uc740 \ud574\uc0b0\ubb3c\uc744 \ub18d\uc0b0\ubb3c\uacfc \uad50\ud658\ud558\uace0 \uc0b0\uc545 \uac70\uc8fc\uc790\ub4e4\uc740 \uc218\uacf5\uc608\ud488\uc744 \uad50\ud658\ud588\uc2b5\ub2c8\ub2e4. \uc774 \uc6d0\uc2dc\uc801\uc778 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uacf5\ub3d9\uccb4\uc758 \uc2e0\ub8b0\uc640 \uc0c1\ud488 \uac00\uce58\uc5d0 \ub300\ud55c \ud569\uc758\ub41c \ud3c9\uac00\uc5d0 \uc758\uc874\ud588\uc2b5\ub2c8\ub2e4.\" \"\uce7c\ub77c\ub098\uc774\" \ub3c4\uc790\uae30\uc640 \uac19\uc740 \ud488\ubaa9\uc740 \uc2e4\uc6a9\uc801\uc778 \uac00\uce58\ub97c \uc9c0\ub154\uc744 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uac00\uce58\uc758 \uc800\uc7a5\uc18c \uc5ed\ud560\ub3c4 \ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc774 \uc2dc\uae30\uc5d0 '\ubb3c\ubb3c\uad50\ud658 \uace0\ub9ac'\uac00 \ud2b9\ud788 \uc911\uc694\ud588\ub2e4\ub294 \uc810\uc740 \uc8fc\ubaa9\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec \uc12c \uc0ac\uc774\uc5d0 \uace0\uc815\ub41c \ubb34\uc5ed\ub85c\uc640 \uc815\uae30\uc801\uc778 \uc7a5\ub0a0\uc774 \ud615\uc131\ub418\uc5b4 \uc9c0\uc5ed \uc804\uccb4\uc758 \uc0c1\ud488 \ud750\ub984\uacfc \ubb38\ud654 \uad50\ub958\uac00 \ucd09\uc9c4\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>\uc2a4\ud398\uc778 \ud1b5\uce58\ud558\uc758 \ud654\ud3d0 \uc2dc\uc2a4\ud15c\uc758 \ubcc0\ud654(1521~1898\ub144)<\/h2>\n<p>1521\ub144 \ub9c8\uc824\ub780\uc774 \ud544\ub9ac\ud540\uc5d0 \ub3c4\ucc29\ud55c \ud6c4 \uc2a4\ud398\uc778\uc740 377\ub144\uac04 \uc2dd\ubbfc\uc9c0 \uc9c0\ubc30\ub97c \uc2dc\uc791\ud558\uc5ec \ud604\uc9c0 \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc5d0 \ud601\uba85\uc744 \uc77c\uc73c\ucf30\uc73c\uba70, 1543\ub144\uc5d0 \ub3c4\uc785\ub41c \uc554\ud638\ud654\ud3d0\ub294<strong>\uba55\uc2dc\ucf54 \uc2e4\ubc84 \ub2ec\ub7ec<\/strong>(\uc2a4\ud398\uc778 \ub2ec\ub7ec \ub610\ub294 \ud398\uc18c \ud478\uc5d0\ub974\ud14c)\uac00 \ud45c\uc900 \ud654\ud3d0 \ub2e8\uc704\uac00 \ub418\uc5c8\uace0, \uc624\ub298\ub0a0\uc5d0\ub3c4 '\ud398\uc18c'(\ud398\uc18c)\ub77c\ub294 \uba85\uce6d\uc774 \uc0ac\uc6a9\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>18\uc138\uae30 \ud6c4\ubc18\uc5d0 \uc124\ub9bd<strong>\ub9c8\ub2d0\ub77c-\uc544\uce74\ud480\ucf54 \uac08\ub808\uc628 \ubb34\uc5ed<\/strong>(\ub9c8\ub2d0\ub77c-\uc544\uce74\ud480\ucf54 \uac08\ub808\uc628 \ubb34\uc5ed\uc740 \ud544\ub9ac\ud540\uc744 \uc804 \uc138\uacc4 \uc740\uc758 \ud750\ub984\uc5d0\uc11c \uc911\uc694\ud55c \uac70\uc810\uc73c\ub85c \ub9cc\ub4e4\uc5c8\uc2b5\ub2c8\ub2e4. \uc911\uad6d\uc758 \ube44\ub2e8\uacfc \ub3c4\uc790\uae30\uac00 \ubbf8\uad6d\uc758 \uc740\uacfc \ub9cc\ub098\uba74\uc11c '\ud30c\ub9ac\uc548 \uc2dc\uc7a5'\uc740 \uc544\uc2dc\uc544 \uad6d\uc81c \ubb34\uc5ed\uc758 \uc911\uc694\ud55c \uc911\uc2ec\uc9c0\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1852\ub144 \uc124\ub9bd<strong>\uc2a4\ud398\uc778-\ud544\ub9ac\ud540 \uc774\uc0ac\ubca8 II \uc740\ud589<\/strong>(\ud604\uc7ac \ud544\ub9ac\ud540 \uad6d\ub9bd\uc740\ud589\uc758 \uc804\uc2e0)\ub294 \ub3d9\ub0a8\uc544\uc2dc\uc544 \ucd5c\ucd08\uc758 \uc0c1\uc5c5 \uc740\ud589\uc73c\ub85c, \ud604\ub300 \uae08\uc735 \uc2dc\uc2a4\ud15c\uc758 \uc2dc\uc791\uc744 \uc54c\ub838\uc2b5\ub2c8\ub2e4. \ub300\ub7c9 \uc0c1\uac70\ub798\uc5d0\uc11c \uc77c\ubd80 \ud604\uae08 \uac70\ub798\ub97c \ub300\uccb4\ud558\uae30 \uc704\ud574 '\uc5b4\uc74c \uacb0\uc81c'\uac00 \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>III. \ubbf8\uad6d \uc2dc\ub300\ubd80\ud130 \ub3c5\ub9bd \uc774\ud6c4\uae4c\uc9c0\uc758 \uae08\uc735 \uadfc\ub300\ud654(1898~1990\ub144\ub300)<\/h2>\n<p>\ubbf8\uad6d\uc758 \uc810\ub839\uc73c\ub85c 1903\ub144 \ud1b5\ud654\ubc95\uc774 \uc2dc\ud589\ub418\uace0 \uae08\ubcf8\uc704\uc81c\uac00 \ud655\ub9bd\ub418\uc5c8\uc73c\uba70 \ud544\ub77c\ub378\ud53c\uc544 \uc911\uc559\uc740\ud589(BSP\uc758 \uc804\uc2e0)\uc774 \uc124\ub9bd\ub418\uc5c8\uc2b5\ub2c8\ub2e4. 20\uc138\uae30 \uc804\ubc18\uc5d0\ub294 \ub2f9\uc88c \uc608\uae08 \uacc4\uc88c\uc758 \ud655\uc0b0, \ub18d\ucd0c \uc740\ud589\uc758 \ud655\uc7a5, \uc6b0\ud3b8 \uc800\ucd95 \uc81c\ub3c4\uac00 \ub3c4\uc785\ub418\uc5b4 \ucc98\uc74c\uc73c\ub85c \uae08\uc735 \uc11c\ube44\uc2a4\uac00 \uc678\ub534 \uc9c0\uc5ed\uae4c\uc9c0 \ub3c4\ub2ec\ud560 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\uc804\ud6c4 \uc7ac\uac74 \uae30\uac04\uc778 1949\ub144\uc5d0 \uc124\ub9bd\ub41c \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589\uc740 \ud604\ub300 \ud1b5\ud654 \uc815\ucc45\uc758 \ud2c0\uc744 \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.\" 1950\ub144\ub300\uc640 1960\ub144\ub300\uc5d0 '\uc18c\ub9e4 \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c'\uac00 \ube60\ub974\uac8c \uc131\uc7a5\ud588\uc9c0\ub9cc \ud604\uae08\uc774 \uc5ec\uc804\ud788 \uc555\ub3c4\uc801\uc73c\ub85c \uc9c0\ubc30\uc801\uc778 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \ub0a8\uc544\uc788\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n<p>1977\ub144\uc740 \uc911\uc694\ud55c \uc804\ud658\uc810\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4. \ucd5c\ucd08\uc758 \uc804\uc790 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c\uc778 \ud544\ud30c\uc2a4\uac00 \uac00\ub3d9\ub418\uc5c8\uace0, 1985\ub144\uc5d0 \ucd9c\ubc94\ud55c \ubc29\ud06c\ub137\uc740 \uad6d\ub0b4 \ucd5c\ucd08\uc758 \uacf5\uc720 ATM \ub124\ud2b8\uc6cc\ud06c\uac00 \ub418\uc5c8\uc73c\uba70, 1994\ub144\uc5d0 \ucd9c\ubc94\ud55c \uba54\uac00\ub9c1\ud06c\ub294 \uc740\ud589 \uac04 \uc11c\ube44\uc2a4 \ubc94\uc704\ub97c \ub354\uc6b1 \ud655\ub300\ud588\uc2b5\ub2c8\ub2e4.\" '\ud50c\ub77c\uc2a4\ud2f1 \ud654\ud3d0 \ud601\uba85'\uc740 \ube44\ud604\uae08 \uacb0\uc81c\uc758 \ud3b8\uc758\uc131\uc744 \ud06c\uac8c \ub192\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>IV. \ub514\uc9c0\ud138 \uc2dc\ub300\uc758 \ud30c\uad34\uc801 \ud601\uc2e0(2000\ub144\ub300~\ud604\uc7ac)<\/h2>\n<p>21\uc138\uae30 \ucd08\uc5d0 \uc77c\uc5b4\ub09c \uc138 \uac00\uc9c0 \ud601\uc2e0\uc774 \ud604\ub300\uc758 \ud48d\uacbd\uc744 \uacb0\uc815\uc9c0\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>GCash<\/strong>(2004): \uae00\ub85c\ube0c \ud154\ub808\ucf64\uc5d0\uc11c \ubaa8\ubc14\uc77c \uc9c0\uac11 \ucd9c\uc2dc<\/li>\n<li><strong>\uc2a4\ub9c8\ud2b8 \uba38\ub2c8<\/strong>(2003): \uc804\uc790 \uacb0\uc81c \uc194\ub8e8\uc158, PLDT\uc758 \uc0ac\uc5c5\ubd80<\/li>\n<li><strong>\ub4dc\ub798\uace4\ud398\uc774<\/strong>(2010): \uc790\uccb4 \uac1c\ubc1c\ud55c \ud601\uc2e0\uc801\uc778 \ub300\uc548 \uc628\ub77c\uc778 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774<\/li>\n<\/ol>\n<p>\ud1a0\ub2c9, \uc6b0\ub178\ubc45\ud06c \ub4f1 2015\ub144 \uc774\ud6c4 \ud3ed\ubc1c\uc801\uc73c\ub85c \uc131\uc7a5\ud55c \ub514\uc9c0\ud138 \uc740\ud589\uc740 \uc21c\uc218 \uc628\ub77c\uc778 \ubaa8\ub378\uc744 \ucc44\ud0dd\ud588\uc73c\uba70, 2021\ub144\ubd80\ud130 \uc2dc\ud589\ub420 \uad6d\uac00 \uc18c\ub9e4 \uacb0\uc81c \uc2dc\uc2a4\ud15c(NRPS)\uc740 \"InstaPay(\uc2e4\uc2dc\uac04 \uc1a1\uae08)\uc640 PESONet(\ub300\ub7c9 \uccad\uc0b0)\uc758 \ub450 \ucd95\uc73c\ub85c \ucc44\ud0dd\uc774 \uae09\uc99d\ud558\uace0 \uc788\ub2e4\"\uace0 \ud569\ub2c8\ub2e4. 300%.<\/p>\n<p>\ucd5c\uc2e0 \uc218\uce58\ub97c \ubcf4\uba74 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>GCash \uc0ac\uc6a9\uc790 \uc218 6\ucc9c\ub9cc \uba85 \ub3cc\ud30c(\uc131\uc778 \uc778\uad6c\uc758 76%)<\/li>\n<li>Maya(PayMaya \uc0ac\uba85 \ubcc0\uacbd \ud6c4) \uc6d4\uac04 \ud65c\ub3d9 \uc218 3,500\ub9cc \uac74 \ub2ec\uc131<\/li>\n<li>QR Ph \ud45c\uc900\uc740 \uc804\uad6d\uc801\uc73c\ub85c 90% \uac00\ub9f9\uc810 QR \ucf54\ub4dc\ub97c \ud1b5\ud569\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2>V. \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \ubc0f \uc778\ud504\ub77c \uc9c4\ud654<\/h2>\n<p>\ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589(BSP)\uc758 \ub514\uc9c0\ud138 \ud601\uc2e0 \ub85c\ub4dc\ub9f5\uc740 2023\ub144\uae4c\uc9c0 \uc18c\ub9e4 \uac70\ub798\uc758 501\uc870 3\ucc9c\uc5b5 \uac74\uc744 \ub514\uc9c0\ud138\ud654\ud558\uace0, 2040\ub144\uae4c\uc9c0 \uacf5\uc2dd \uacc4\uc88c\ub97c \ubcf4\uc720\ud55c \uc131\uc778\uc758 701\uc870 3\ucc9c\uc5b5 \uba85\uc744 \ub514\uc9c0\ud138\ud654\ud55c\ub2e4\ub294 \uba85\ud655\ud55c \ubaa9\ud45c\ub97c \uc124\uc815\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uae08\uc735 \ud3ec\uc6a9\uc744 \uc704\ud55c \uad6d\uac00 \uc804\ub7b5(NSFI)\uc740 KYC \uc694\uac74\uc744 \uac04\uc18c\ud654\ud558\uc5ec \uc11c\ube44\uc2a4 \ud0c8\uc911\uc559\ud654\ub97c \ucd09\uc9c4\ud569\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th>\ube48\ud2f0\uc9c0<\/th>\n<th>\ub9c8\uc77c\uc2a4\ud1a4 \uc815\ucc45<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>2014<\/td>\n<td>\uc804\uc790 \ud654\ud3d0 \ubc1c\ud589\uc790(EMI) \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c<\/td>\n<\/tr>\n<tr>\n<td>2017<\/td>\n<td>NRPS \uc2dc\uc791<\/td>\n<\/tr>\n<tr>\n<td>2019<\/td>\n<td>\ud540\ud14c\ud06c \uc0cc\ub4dc\ubc15\uc2a4 \uaddc\uc81c<\/td>\n<\/tr>\n<tr>\n<td>2022<\/td>\n<td>\uc624\ud508 \ubc45\ud0b9 \uac00\uc774\ub4dc\ub77c\uc778 \ucd08\uc548<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ubb3c\ub9ac\uc801 \uc778\ud504\ub77c\uc758 \ub3d9\uc2dc \uc5c5\uadf8\ub808\uc774\ub4dc:<br \/>\n- \ud1b5\uc2e0\uc0ac \ucee4\ubc84\ub9ac\uc9c0\uac00 97%(NTC \ub370\uc774\ud130)\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n- \ud544\ub9ac\ud540 \uc911\uc559\uc740\ud589 \ud074\ub77c\uc6b0\ub4dc \ubc45\ud0b9 \ud50c\ub7ab\ud3fc(CBP)<br \/>\n- \uad6d\uac00 ID \uc2dc\uc2a4\ud15c(7,800\ub9cc \uac74 \uc774\uc0c1\uc758 PhilSys \ub4f1\ub85d)<\/p>\n<h2>VI. \ub3c5\ud2b9\ud55c \ud604\uc0c1 \ubc0f \ubb38\ud654 \ubd84\uc11d<\/h2>\n<h3>\"\uc0ac\ub9ac\uc0ac\ub9ac \uc2a4\ud1a0\uc5b4 \ud6a8\uacfc\"<\/h3>\n<p>\uc804\uad6d 110\ub9cc \uac1c\uc758 \ub9c8\uc774\ud06c\ub85c \ud3b8\uc758\uc810\uc740 \ubaa8\uc138\ud608\uad00 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \"GCash \ud398\ub77c \uc544\uc6b8\ub81b\uc744 \ud1b5\ud574 \uc810\uc8fc\ub294 \ud604\uae08 \ucda9\uc804 \ubc0f \uc778\ucd9c\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc73c\uba70, \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \uc561\uc138\uc2a4 \ubb38\uc81c\ub97c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\"\ub77c\uace0 \uc810\uc8fc\ub294 \ub9d0\ud569\ub2c8\ub2e4.<\/p>\n<h3>OFW \uacbd\uc81c \ub3d9\uc778<\/h3>\n<p>\ud574\uc678 \ud544\ub9ac\ud540 \ub178\ub3d9\uc790\ub4e4\uc758 \uc5f0\uac04 \uc1a1\uae08\uc561\uc774 400\uc5b5 \ub2ec\ub7ec\uc5d0 \ub2ec\ud574 \uc804\ubb38 \uc1a1\uae08 \ucc44\ub110\uc774 \uc0dd\uaca8\ub098\uace0 \uc788\uc2b5\ub2c8\ub2e4: '\ud314\ub77c\uc644 \uc775\uc2a4\ud504\ub808\uc2a4 \ud398\ub77c \ud30c\ub2ec\ub77c\uc640 \uac19\uc740 \ube44\uacf5\uc2dd \uc0ac\uc5c5\uc790\ub4e4\uc740 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uac15\uc694\ub2f9\ud558\uace0', \ube14\ub85d\uccb4\uc778 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \ud14c\uc2a4\ud2b8 \uac00\uc18d\ud654(\ub9ac\ud50c \ud30c\ud2b8\ub108\uc2ed \uc0ac\ub840).<\/p>\n<h3>\"\ub4c0\uc5bc SIM \uc2b5\uad00.\"<\/h3>\n<p>93% \ud734\ub300\ud3f0 \uc0ac\uc6a9\uc790\ub294 \ub4c0\uc5bc SIM \ub514\ubc14\uc774\uc2a4(TNS \ub370\uc774\ud130)\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc5b4 GrabPay\uc640 \uac19\uc740 \uc288\ud37c \uc571\uc774 \uc5ec\ub7ec \uc0ac\uc5c5\uc790\uc758 \uccad\uad6c\uc11c \uacb0\uc81c\ub97c \ud1b5\ud569\ud560 \uc218 \uc788\ub3c4\ub85d \uc720\ub3c4\ud569\ub2c8\ub2e4.<\/p>\n<p>VII. \ubbf8\ub798 \ud2b8\ub80c\ub4dc \uc804\ub9dd(2024\ub144 \uc774\uc0c1)<\/p>\n<p>BSP\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ud601\uc2e0 \ub85c\ub4dc\ub9f5\uc744 \uae30\ubc18\uc73c\ub85c \ubd84\uc11d\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>CBDC \ud14c\uc2a4\ud2b8<\/strong><br \/>\n\ub3c4\ub9e4 \ub514\uc9c0\ud138 \ud654\ud3d0 \ud504\ub85c\uc81d\ud2b8(CBDCPh 1\ub2e8\uacc4 \uac1c\ub150 \uc99d\uba85 \uc644\ub8cc)<\/p>\n<\/li>\n<li>\n<p><strong>\uad6d\uac00 \uac04 QR \uc0c1\ud638 \uc5f0\uacb0<\/strong><br \/>\n\uc2dc\uc2a4\ud15c \uc5f0\ub3d9\uc744 \uc704\ud574 \uc2f1\uac00\ud3ec\ub974(PayNow), \ub9d0\ub808\uc774\uc2dc\uc544(DuitNow), \ud0dc\uad6d(PromptPay)\uacfc \ud611\uc0c1\uc774 \uc9c4\ud589 \uc911\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><strong>\uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ubd80\uc0c1<\/strong><br \/>\nSEA Group\uc758 ShopeePay\ub294 BNPL \uc11c\ube44\uc2a4\ub97c \ud14c\uc2a4\ud2b8 \uc911\uc774\uba70, GrabFinancial\uc740 \ubcf4\ud5d8\uacfc \uc18c\uc561 \uae08\uc735 \uc0c1\ud488\uc744 \uc2ec\uce35\uc801\uc73c\ub85c \ud1b5\ud569\ud569\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n<p>\uacb0\ub860: \uc870\uac1c\uaecd\uc9c8\uc5d0\uc11c \uc0dd\uccb4\uc778\uc2dd \uacb0\uc81c\ub85c\uc758 \ubc00\ub808\ub2c8\uc5c4 \uc138\ub300 \ub3c4\uc57d \uacfc\uc815\uc5d0\uc11c \ud544\ub9ac\ud540\uc740 \uc804\ud1b5\uc801\uc778 \uc9c0\uc5ed\uc0ac\ud68c \uc2e0\ub8b0 \uba54\ucee4\ub2c8\uc998(\ud314\ub8e8\uc640\uac04 \ud68c\uc804 \uc800\ucd95)\uc744 \uc720\uc9c0\ud558\uba74\uc11c \ucd5c\ucca8\ub2e8 \uae30\uc220 \uc194\ub8e8\uc158(\ub9c8\uc57c\uac00 \ucd5c\uadfc \ubc30\ud3ec\ud55c AI \uc2e0\uc6a9 \uc810\uc218 \ubaa8\ub378)\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc218\uc6a9\ud558\ub294 \ub180\ub77c\uc6b4 \uc801\uc751\ud615 \ud601\uc2e0 \uc5ed\ub7c9\uc744 \ubcf4\uc5ec\uc92c\uc2b5\ub2c8\ub2e4. 7,000\uac1c\uac00 \ub118\ub294 \uc12c\uc73c\ub85c \uc774\ub8e8\uc5b4\uc9c4 \uc774 \ub098\ub77c\ub294 \uae00\ub85c\ubc8c \ub0a8\ubd80\uc5d0\uc11c \ub514\uc9c0\ud138 \ud3ec\uc6a9\uc758 \uc0c8\ub85c\uc6b4 \ud328\ub7ec\ub2e4\uc784\uc744 \uc368\ub0b4\ub824\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n<h2>VIII. \ud544\ub9ac\ud540 \uacb0\uc81c \uc2dc\uc7a5\uc758 \ub3c4\uc804\uacfc \ud601\uc2e0<\/h2>\n<h3>1. \uc9c0\ub9ac\uc801 \ubd84\uc0b0\uc73c\ub85c \uc778\ud55c \ud2b9\uc218 \uacfc\uc81c<\/h3>\n<p>\ud544\ub9ac\ud540 \uae30\uc900<strong>7,641\uac1c\uc758 \uc12c<\/strong>\uc9c0\ub9ac\uc801 \ud2b9\uc131\uc73c\ub85c \uc778\ud574 \uacb0\uc81c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud558\ub294 \ub370 \uc5b4\ub824\uc6c0\uc774 \uc788\uc2b5\ub2c8\ub2e4. \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\ub294 \uc624\ub298\ub0a0\uc5d0\ub3c4 \uc5ec\uc804\ud788 \uc548\uc815\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc5c6\ub294 \uc678\ub534 \uc9c0\uc5ed\uc5d0 \uac70\uc8fc\ud558\ub294 \uc778\uad6c\ub294 \uc57d 201\uc5b5 3\ucc9c\ub9cc \uba85\uc5d0 \ub2ec\ud569\ub2c8\ub2e4(BSP 2023 \ub370\uc774\ud130). \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud574<\/p>\n<ul>\n<li><strong>\"\ud50c\ub85c\ud305 \uc544\uc77c\ub79c\ub4dc \ubc45\ud06c\" \ud504\ub85c\uc81d\ud2b8<\/strong>\uc720\ub098\uc774\ud2f0\ub4dc \ucee4\uba38\uc15c \uc740\ud589\uacfc \ud574\uc548\uacbd\ube44\ub300\uac00 \ucd9c\uc2dc\ud55c \ubaa8\ubc14\uc77c \ubcf4\ud2b8 \ubc45\ud0b9 \uc11c\ube44\uc2a4<\/li>\n<li><strong>\ub4dc\ub860 \ud604\uae08 \ubc30\uc1a1 \uc2dc\ud5d8\ud310<\/strong>\ud314\ub77c\uc644\uacfc \uac19\uc740 \uc9c0\uc5ed\uc5d0\uc11c \uae34\uae09 \ud604\uae08 \uc5d0\uc5b4\ub4dc\ub86d \uc2dc\uc2a4\ud15c \ud14c\uc2a4\ud2b8 \uc644\ub8cc<\/li>\n<li><strong>\uc704\uc131 \uc778\ud130\ub137 \uc561\uc138\uc2a4 \ud3ec\uc778\ud2b8<\/strong>: \uc678\ub534 \uc12c\uc758 SpaceX \uc2a4\ud0c0\ub9c1\ud06c \uc9c0\uc6d0 \ub514\uc9c0\ud138 \ud0a4\uc624\uc2a4\ud06c<\/li>\n<\/ul>\n<h3>2. \ube44\uacf5\uc2dd \uacbd\uc81c\uc758 \ub514\uc9c0\ud138 \uc804\ud658<\/h3>\n<p>\uc138\uacc4\uc740\ud589 \uc790\ub8cc\uc5d0 \ub530\ub974\uba74 \ud544\ub9ac\ud540\uc758 \uacbd\uc81c \ud65c\ub3d9 \uc911 \uc57d 581\uc8703\ucc9c\uc5b5 \ub2ec\ub7ec\uac00 \ube44\uacf5\uc2dd \ubd80\ubb38\uc5d0\uc11c \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud2b9\uc218\uc131 \ub54c\ubb38\uc5d0 \ub3c5\ud2b9\ud55c \uc194\ub8e8\uc158\uc774 \ud544\uc694\ud569\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th>\ud601\uc2e0\uc801\uc778 \ubaa8\ub378<\/th>\n<th>\uc77c\ubc18\uc801\uc778 \uacbd\uc6b0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ucee4\ubba4\ub2c8\ud2f0 \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c<\/td>\n<td>GCash\uc758 50\ub9cc \uac1c \uc774\uc0c1\uc758 \ud398\ub77c \uc544\uc6b8\ub81b \ub300\ub9ac\uc810 \uc704\uce58<\/td>\n<\/tr>\n<tr>\n<td>\uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\ub97c \uc704\ud55c SaaS<\/td>\n<td>PayMaya\uc758 \uc0ac\ub9ac\uc0ac\ub9ac \uc2a4\ud1a0\uc5b4 \ub514\uc9c0\ud138\ud654 \ud234\ud0b7<\/td>\n<\/tr>\n<tr>\n<td>\uc624\ub4dc \uc7a1 \uacbd\uc81c \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/td>\n<td>\uc559\uce74\uc2a4 \ub77c\uc774\ub354 \uc778\uc2a4\ud134\ud2b8 \uc2a4\ud50c\ub9bf \uc2dc\uc2a4\ud15c<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\ud2b9\ud788, '\ud314\ub8e8\uc640\uac04'(\uc804\ud1b5\uc801\uc778 \ud68c\uc804 \uc800\ucd95 \uc11c\ud074)\uc740 \ud3f0\ub3c4\ud3f0\ub3c4 \uac19\uc740 \uc571\uc744 \ud1b5\ud574 \ub514\uc9c0\ud138 \ubc29\uc2dd\uc73c\ub85c \uc804\ud658\ub418\uace0 \uc788\uc73c\uba70, \ucc38\uc5ec\uc790 \uc218\uac00 200\ub9cc \uba85\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>IX. \uc18c\ube44\uc790 \ud589\ub3d9 \uc2ec\uce35 \ubd84\uc11d<\/h2>\n<h3>1. '\ud734\ub300\ud3f0 \uc6b0\uc120\uc8fc\uc758\uc640 \ud604\uae08 \uc758\uc874\uc131'\uc758 \uc5ed\uc124<\/h3>\n<p>\uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc774 68%(GSMA \ub370\uc774\ud130)\uc5d0 \ub2ec\ud558\uc9c0\ub9cc \ub2e4\uc74c\uacfc \uac19\uc740 \ud2b9\uc9d5\uc774 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc790\uc2e0\uac10 \uaca9\ucc28<\/strong>:: 43% \uc0ac\uc6a9\uc790\ub294 \uc5ec\uc804\ud788 \uc804\uc790\uc9c0\uac11 \ubcf4\uc548\uc5d0 \ub300\ud574 \uc6b0\ub824\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(BSP \uc124\ubb38\uc870\uc0ac).<\/li>\n<li><strong>\uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624\uac00 \ucc28\ubcc4\ud654\ub429\ub2c8\ub2e4.<\/strong>::\n<ul>\n<li>\n<blockquote>\n<p>\uc804\uc790 \uacb0\uc81c \uc810\uc720\uc728 \u20b11000 \uac70\ub798 72%<\/p>\n<\/blockquote>\n<\/li>\n<li>&lt;\u20b1200 \uc18c\uc561 \uac70\ub798\uc758 \ud604\uae08 \ube44\uc911\uc740 \uc5ec\uc804\ud788 85%\ub85c \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. \ud604\uc800\ud55c \uc138\ub300 \ucc28\uc774<\/h3>\n<p>\uacb0\uc81c \uc120\ud638\ub3c4\ub294 \uc5f0\ub839\ub300\ubcc4\ub85c \uc0c1\ub2f9\ud55c \ucc28\uc774\ub97c \ubcf4\uc785\ub2c8\ub2e4:<\/p>\n<table>\n<thead>\n<tr>\n<th>\uc5f0\ub839\ub300<\/th>\n<th>\uc8fc\uc694 \uacb0\uc81c \ubc29\ubc95<\/th>\n<th>\uc77c\ubc18\uc801\uc778 \ud2b9\uc131<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Z\uc138\ub300(18-24\uc138)<\/td>\n<td>GCash\/\uc18c\uc15c \uc571 \uc778\ubc14\uc6b4\ub4dc<\/td>\n<td>\uc624\ud508 \ubc45\ud0b9 \uc218\ub77d 87%<\/td>\n<\/tr>\n<tr>\n<td>\ubc00\ub808\ub2c8\uc5bc \uc138\ub300(25~40\uc138)<\/td>\n<td>QR Ph + \uc2e0\uc6a9 \uce74\ub4dc \ucf64\ubcf4<\/td>\n<td>BNPL \uc0ac\uc6a9\ub960 41%<\/td>\n<\/tr>\n<tr>\n<td>X \uc138\ub300(41-56\uc138)<\/td>\n<td>ATM \ud604\uae08 \uc778\ucd9c + \uccad\uad6c\uc11c \uacb0\uc81c \ucf54\ub4dc<\/td>\n<td>\ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc6d4 3.2\ud68c<\/td>\n<\/tr>\n<tr>\n<td>\ubca0\uc774\ube44\ubd90 \uc138\ub300(57\uc138 \uc774\uc0c1)<\/td>\n<td>\ucc3d\uad6c \uc1a1\uae08 \ucc3d\uad6c\u00a0 \u00a0 \u00a0 \u00a0\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0<\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>+ X. \uae30\uc220 \ud1b5\ud569\uc758 \uc0c8\ub85c\uc6b4 \ud2b8\ub80c\ub4dc<\/h2>\n<h3><em>\ube14\ub85d\uccb4\uc778\uc758 \uc2e4\uc81c \uc801\uc6a9 \uc0ac\ub840<\/em><\/h3>\n<p>\uc554\ud638\ud654\ud3d0\uc5d0 \ub300\ud55c \uacfc\ub300 \uad11\uace0 \uc678\uc5d0\ub3c4 \ub2e4\uc74c\uacfc \uac19\uc740 \ud604\uc9c0\ud654\ub41c \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc774 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li><strong>\ub18d\uc0b0\ubb3c\uc5d0 \ub300\ud55c \ucd94\uc801\uc131 \uacb0\uc81c<\/strong>\ub9dd\uace0 \uc218\ucd9c\uc744 \uc704\ud55c DTI \uae30\ubc18 \ube14\ub85d\uccb4\uc778 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc73c\ub85c \uc911\uac1c\uc790 \ub2e8\uc810 \uac10\uc18c 30%<\/li>\n<li><strong>\ud1a0\uc9c0 \ub4f1\ub85d\uc758 \ud1a0\ud070\ud654<\/strong>:: \uce74\uac00\uc580 \uacbd\uc81c \uad6c\uc5ed\uc5d0\uc11c \uc7ac\uc0b0\uad8c NFT \ud504\ub85c\uc81d\ud2b8 \uc2dc\ubc94 \uc6b4\uc601\u00a0<\/li>\n<li>OFW \uc1a1\uae08 \ucc44\ub110: Coins.ph\uc758 \uc2a4\ud154\ub77c \ub124\ud2b8\uc6cc\ud06c \uae30\ubc18 \uad6d\uacbd \uac04 \uc194\ub8e8\uc158\uc73c\ub85c 15%\uc758 \uc218\uc218\ub8cc \uc808\uac10<\/li>\n<\/ol>\n<p><em>AI \uae30\ubc18 \ud48d\ud5a5\ud48d\uc18d \uc81c\uc5b4 \uc5c5\uadf8\ub808\uc774\ub4dc<\/em><br \/>\n\ud604\uc9c0 \ud540\ud14c\ud06c \uae30\uc5c5\ub4e4\uc740 \uc5f4\ub300 \uc9c0\ubc29\uc758 \ud2b9\uc131\uc5d0 \ub9de\ub294 \uc54c\uace0\ub9ac\uc998\uc744 \uac1c\ubc1c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<br \/>\n- \ud0dc\ud48d \uc601\ud5a5 \uc608\uce21 \ubaa8\ub378\ub85c \uc2e0\uc6a9 \uc810\uc218 \uc870\uc815\u00a0<br \/>\n- \ubc29\uc5b8 \uc74c\uc131 \uc778\uc2dd \uace0\uac1d \uc11c\ube44\uc2a4 \uc2dc\uc2a4\ud15c(\uc138\ubd80\uc544\ub178\/\ud0c0\uac08\ub85c\uadf8\uc5b4 \ud558\uc774\ube0c\ub9ac\ub4dc)<br \/>\n- \ucc44\uc18c \uc2dc\uc7a5 \ubca4\ub354\ub97c \uc704\ud55c \ud604\uae08 \ud750\ub984 \ubd84\uc11d \ub3c4\uad6c\u00a0<\/p>\n<h1>+ XI. \uc9c0\uc5ed\ubcc4 \ube44\uad50 \uad00\uc810*<\/h1>\n<p>\ub3d9\ub0a8\uc544\uc2dc\uc544 \uc8fc\ubcc0 \uad6d\uac00\uc640 \ube44\uad50\ud588\uc744 \ub54c \ub3c5\ud2b9\ud55c \ubc1c\uc804 \uacbd\ub85c.<\/p>\n<table>\n<thead>\n<tr>\n<th>\uad6d\uac00\u00a0\u00a0\u00a0\u00a0\u00a0<\/th>\n<th>\ub514\uc9c0\ud138 \uce68\ud22c<\/th>\n<th>\uc9c0\ubc30\uc801 \uae30\uc5c5<\/th>\n<th>\uc815\ucc45 \uae30\ub2a5\u00a0<\/th>\n<th><\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\ud544\ub9ac\ud540\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>48%(2023)<\/td>\n<td>GCash\/Maya<\/td>\n<td>NRPS \ud544\uc218 \uc0c1\ud638 \uc5f0\uacb0\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\uc778\ub3c4\ub124\uc2dc\uc544\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>63%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>GoPay\/OVO<\/td>\n<td>QRIS \uc870\ud654 \ud45c\uc900\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\ubca0\ud2b8\ub0a8\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>32%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>\ubaa8\ubaa8\/\uc798\ub85c\ud398\uc774\u00a0 \u00a0<\/td>\n<td>\uc678\uad6d\uc778 \ud22c\uc790\uc5d0 \ub300\ud55c \uc5c4\uaca9\ud55c \uc81c\ud55c\u00a0 \u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\ud0dc\uad6d\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>71%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n<td>\ud504\ub86c\ud504\ud2b8\ud398\uc774\u00a0 \u00a0\u00a0 \u00a0\u00a0 \u00a0<\/td>\n<td>\uc815\ubd80 \uc8fc\ub3c4 \ud504\ub85c\ubaa8\uc158<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\uc8fc\uc694 \ucc28\ubcc4\ud654 \ud3ec\uc778\ud2b8.<br \/>\n1.<strong>\ud1b5\uc2e0 \uc0ac\uc5c5\uc790 \uc774\uc810<\/strong>(\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \uac70\ub300 \uc778\ud130\ub137 \uae30\uc5c5\uc774 \uc9c0\ubc30\ud558\ub294 \uc2dc\uc7a5)<br \/>\n2.<strong>\ub192\uc740 \uc218\uc900\uc758 \ub2ec\ub7ec\ud654<\/strong>(\uc608\uce58\uae08 \ub300\ube44 \uc678\ud658 \uacc4\uc88c \ube44\uc728 23%)<br \/>\n3.<strong>\uad50\ud68c \uc601\ud5a5\ub825<\/strong>\uac00\ud1a8\ub9ad \uc8fc\uad50\ud68c\uc758 \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \uc724\ub9ac \uac00\uc774\ub4dc\ub77c\uc778<\/p>\n<h1><em>\uc804\uc5fc\ubcd1\uc758 \uc5ec\ud30c\ub85c \uc778\ud55c \uc601\uad6c\uc801 \uc778 \ubcc0\ud654<\/em><\/h1>\n<p>\ucf54\ub85c\ub09819, \uac00\uc7a5 \uac15\ub825\ud55c \ucd09\ub9e4\uc81c\uac00 \ub418\ub2e4.<br \/>\n\uc9c0\ud45c 2019\ub144 \ub300\ube44 2024\ub144 \ubcc0\ud654 \uaddc\ubaa8<br \/>\n\uc804\uc790\uc9c0\uac11 \ub4f1\ub85d \uc218 1600\ub9cc\u21927300\ub9cc +356%<br \/>\nQR\ucf54\ub4dc \uc218\ub77d \uc9c0\uc810 35K\u21922100K +5900%<br \/>\nInstaPay \uc6d4 \uac70\ub798\uc561 \u20b18B \u2192 \u20b1420B +5150%<\/p>\n<p>\uc601\uad6c \ubcc0\uacbd \uc0ac\ud56d\uc5d0\ub294 \ub2e4\uc74c\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<br \/>\n- 180\ub9cc \uba85\uc758 \uc18c\uaddc\ubaa8 \uc0c1\uc810 \uc8fc\uc778\uc744 \uad50\uc721\ud558\ub294 '\ud2f4\ub2e4\ud55c \ub514\uc9c0\ud138' \ud504\ub85c\uadf8\ub7a8<br \/>\n- BSP\ub294 2025\ub144\uae4c\uc9c0 \ubaa8\ub4e0 \ub514\uc9c0\ud138 \uc804\uc1a1 \uc218\uc218\ub8cc\ub97c \ucde8\uc18c\ud569\ub2c8\ub2e4.<br \/>\n- GCash \uc624\ud504\ub77c\uc778 \uccb4\ud5d8 \ub9e4\uc7a5(GLife Hub) \uc0c8\ub85c\uc6b4 \uace0\uac1d \ud655\ubcf4 \ubaa8\ub378<\/p>\n<hr>\n<p>\uc774 \ubcf4\uc644 \uc790\ub8cc\ub294 SEO \ud0a4\uc6cc\ub4dc \ubc00\ub3c4\ub97c \uc720\uc9c0\ud558\uba74\uc11c \uae30\uc220\uc801 \uc138\ubd80 \uc0ac\ud56d\uacfc \ub370\uc774\ud130 \ubd84\uc11d \ucc28\uc6d0\uc744 \ub354\uc6b1 \ud48d\ubd80\ud558\uac8c \ud569\ub2c8\ub2e4. \uc774 \ucf58\ud150\uce20\ub97c \uacc4\uc18d \ud655\uc7a5\ud574\uc57c \ud558\ub294 \ubd80\ubd84\uc740 \uc5b4\ub514\uc778\uac00\uc694? \ubcf4\ub2e4 \uad6c\uccb4\uc801\uc778 \uc5c5\uacc4 \uc0ac\ub840\ub098 \uc815\ucc45 \ud574\uc11d\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>XIII. \uacb0\uc81c \ubcf4\uc548 \ubc0f \uc704\ud5d8 \uad00\ub9ac\uc758 \uc9c4\ud654<\/h2>\n<h3>1. <strong>\ud604\uae08 \ub3c4\ub09c \ubc29\uc9c0\ubd80\ud130 \ub514\uc9c0\ud138 \uc704\ud5d8 \uad00\ub9ac\uae4c\uc9c0<\/strong><\/h3>\n<p>\ud544\ub9ac\ud540\uc758 \uacb0\uc81c \ubcf4\uc548\uc740 \uc138 \ub2e8\uacc4\ub97c \uac70\ucce4\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\ubb3c\ub9ac\uc801 \ubcf4\uc548 \uc2dc\ub300(2000\ub144 \uc774\uc804)<\/strong>\uc740\ud589 \uac15\ub3c4 \ubc1c\uc0dd\ub960\uc774 \ub192\uc558\uae30 \ub54c\ubb38\uc5d0 \uc544\uc2dc\uc544\uc5d0\uc11c \uc9c0\ud3d0 \uc6b4\ubc18\ucc45\uc5d0 \ub300\ud55c \uac00\uc7a5 \uc5c4\uaca9\ud55c \ubb34\uc7a5 \uae30\uc900\uc774 \uc0dd\uaca8\ub0ac\uace0, \uc624\ub298\ub0a0\uc5d0\ub3c4 \ubb34\uc7a5 \ud638\uc704 \uc81c\ub3c4\ub294 \uc5ec\uc804\ud788 \uc2dc\ud589\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uce74\ub4dc \uc0ac\uae30 \ubc1c\uc0dd \uae30\uac04(2000~2015\ub144)<\/strong>EMV \uce69 \uce74\ub4dc\uc758 \uc778\uae30\ub85c ATM \uc2a4\ud0a4\ubc0d\uc740 67% \uac10\uc18c\ud588\uc9c0\ub9cc, SIM \uc2a4\uc640\ud551 \uc0ac\uae30(SIM \uc2a4\uc640\ud551)\ub294 \uc99d\uac00\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0dd\uccb4\uc778\uc2dd \uc2dc\ub300(2016~\ud604\uc7ac)<\/strong>GCash\uc758 '\uc140\uce74 \ud398\uc774' \uc5bc\uad74 \uc778\uc99d \uc2dc\uc2a4\ud15c, \uacc4\uc815 \ub3c4\uc6a9 \ubd88\ub9cc 821\uac74 \uac10\uc18c(BSP 2022 \ubcf4\uace0\uc11c).<\/li>\n<\/ul>\n<h3>2. <strong>\ud604\uc9c0\ud654\ub41c \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc804\ub7b5 \ud601\uc2e0<\/strong><\/h3>\n<p>\uc9c0\uc5ed \ud2b9\uc131\uc5d0 \ub9de\uac8c \uac1c\ubc1c\ub41c \ubcf4\ud638 \uba54\ucee4\ub2c8\uc998\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<br \/>\n\u2714\ufe0f \ud0dc\ud48d \uc2dc\uc98c \ub3d9\uc548 \ub3d9\uc801 \ud55c\ub3c4 \uc870\uc815\uc744 \uc704\ud55c \uc54c\uace0\ub9ac\uc998(PAGASA \uae30\uc0c1 \ub370\uc774\ud130 \uc790\ub3d9 \ud2b8\ub9ac\uac70\ub9c1 \uae30\ubc18)<br \/>\n\u2714\ufe0f \"Barangay Trust Score\" \ucee4\ubba4\ub2c8\ud2f0 \uc2e0\uc6a9 \uc2dc\uc2a4\ud15c - \uc624\ud504\ub77c\uc778 \uc774\uc6c3 \ub124\ud2b8\uc6cc\ud06c \ub370\uc774\ud130 \ud1b5\ud569<br \/>\n\u2714\ufe0f \uc0ac\ud22c\ub9ac \uc74c\uc131 \uba85\ub839 \ubcf4\uc870 \uc778\uc99d(\uace0\ub839\uc790\uc758 \uc0ac\uae30 \ud53c\ud574 \ubc29\uc9c0)<\/p>\n<hr>\n<h2>XIV. \uc885\uad50 \ubb38\ud654\uac00 \uacb0\uc81c\uc5d0 \ubbf8\uce58\ub294 \ub3c5\ud2b9\ud55c \uc601\ud5a5<\/h2>\n<h3><em>\uac00\ud1a8\ub9ad \uac00\uce58\uad00\uc758 \uce68\ud22c<\/em><\/h3>\n<p>\ub9c8\ub2d0\ub77c \ub300\uad50\uad6c\uac00 \ubc1c\ud589\ud55c \ub514\uc9c0\ud138 \ud654\ud3d0\uc5d0 \ub300\ud55c \uc724\ub9ac \uac00\uc774\ub4dc\ub77c\uc778\uc740 \uc0ac\uc6a9\uc790 \ud589\ub3d9\uc5d0 \uc9c1\uc811\uc801\uc778 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4:<br \/>\n- 75% \uc9c0\uc9c0\uc790\ub4e4\uc740 '\uc724\ub9ac\uc801 \uac80\uc5f4'(\uc608: \ub3c4\ubc15 \ucda9\uc804 \uae08\uc9c0)\uc774 \uc788\ub294 \uc804\uc790\uc9c0\uac11\uc744 \uc6b0\uc120\uc2dc\ud569\ub2c8\ub2e4(\uc544\ud14c\ub124\uc624 \ub300\ud559\uad50 \uc5f0\uad6c).<br \/>\n- \uc0ac\uc21c\uc808(\uc0ac\uc21c\uc808 \uc2dc\uc98c) \uae30\uac04 \ub3d9\uc548 \uc8fc\uae30\uc801\uc73c\ub85c \uc1a1\uae08 \uae09\uc99d - Lingkod Pagmamahal\uacfc \uac19\uc740 \uae30\ubd80 \uc571 \ud2b8\ub798\ud53d 300% \uae09\uc99d<\/p>\n<h3><em>\ubb34\uc2ac\ub9bc\uc758 \uc7ac\uc815\uc801 \uc694\uad6c \ucc28\ubcc4\ud654<\/em><\/h3>\n<p>\ubbfc\ub2e4\ub098\uc624 \uc9c0\uc5ed\uc5d0\uc11c\ub294 \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uacb0\uc81c \ud504\ub85c\uadf8\ub7a8\uc774 \ub450\ub4dc\ub7ec\uc9c0\uac8c \ub098\ud0c0\ub0a9\ub2c8\ub2e4:<br \/>\n\u26ab\ufe0f \uc54c-\uc544\ub9c8\ub098 \uc774\uc2ac\ub78c \uc740\ud589\uc740 \ubb34\uc774\uc790 \ud560\ubd80\ub97c \ub3c5\uc810\uc801\uc73c\ub85c \uc81c\uacf5\ud569\ub2c8\ub2e4(\ub9c8\ud06c\uc5c5 \uac70\ub798 \ubaa8\ub378\uc744 \ud1b5\ud574 \ub2ec\uc131).<br \/>\n\u26ab\ufe0f \ub77c\ub9c8\ub2e8 \ud2b9\ubcc4\ud310 \uc804\uc790\uc9c0\uac11 \uc778\ud130\ud398\uc774\uc2a4(F&amp;B \uac00\ub9f9\uc810\uc758 \uc57c\uac04 \ud45c\uc2dc \uc790\ub3d9 \ucc28\ub2e8)<\/p>\n<hr>\n<h2>XV. \uc778\ud504\ub77c \ubcd1\ubaa9 \ud604\uc0c1\uacfc \ud68d\uae30\uc801\uc778 \uc194\ub8e8\uc158<\/h2>\n<h4><em>\ubd88\uc548\uc815\ud55c \uad8c\ub825\uc5d0 \ub300\ucc98\ud558\ub294 \uc9c0\ud61c<\/em><\/h4>\n<p>\uc804\uad6d 17% \uc9c0\uc5ed\uc5d0\uc11c \ud558\ub8e8 \ud3c9\uade0 4\uc2dc\uac04 \uc774\uc0c1 \uc815\uc804\uc774 \ubc1c\uc0dd\ud558\ub294 \ud604\uc2e4\uc5d0 \uc9c1\uba74\ud558\uc5ec \ub2e4\uc74c\uacfc \uac19\uc740 \ud2b9\ubcc4\ud55c \uc124\uacc4\uac00 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4.<br \/>\n\ud83d\udd0b GCash \ub77c\uc774\ud2b8 \ubc84\uc804 - 2MB\uc758 \uc800\uc7a5 \uacf5\uac04\uacfc \uc624\ud504\ub77c\uc778 \ud2b8\ub79c\uc7ad\uc158 \ub85c\uae45 \uc9c0\uc6d0<br \/>\n\ud83c\udf34 \"\ucf54\ucf54\ub11b \ub098\ubb34 \uae30\uc9c0\uad6d \ud504\ub85c\uadf8\ub7a8\" - \uc2a4\ub9c8\ud2b8 \ucee4\ubba4\ub2c8\ucf00\uc774\uc158\uc740 \ucf54\ucf54\ub11b \uc624\uc77c \ubc1c\uc804\uae30\ub97c \uc0ac\uc6a9\ud558\uc5ec \ud0c0\uc6cc\ub97c \uacc4\uc18d \uac00\ub3d9\ud569\ub2c8\ub2e4.<\/p>\n<h4><em>\ud14d\uc2a4\ud2b8 \uc2dc\ub300\uc758 \uc778\ud130\ub799\uc158 \ub514\uc790\uc778<\/em><\/h4>\n<p>23% \uc131\uc778\uc774 \uc5ec\uc804\ud788 \uae30\ub2a5\uc801\uc73c\ub85c \ubb38\ub9f9\uc774\ub77c\ub294 \uc810\uc744 \uace0\ub824\ud558\uba74(NSCB \ub370\uc774\ud130), \uc120\ub3c4\uc801\uc778 \uc81c\ud488 \uc0ac\uc6a9.<br \/>\n\ud83d\udcf1 \ud2b8\ub808\uc138 \uc74c\uc131 \uc548\ub0b4 \ub0b4\ube44\uac8c\uc774\uc158 \uc2dc\uc2a4\ud15c(\uc11c\uc0ac\uc2dc \uc804\uc124\uc744 \uae30\ubc18\uc73c\ub85c \ud55c \uba54\ubaa8\ub9ac \ud3ec\uc778\ud2b8 \ub514\uc790\uc778: \"\ubc1c\ub808\ud2b8\ub9ac \uc5d8\ud504\uac00 \uae08\uc561\uc744 \uc785\ub825\ud558\ub77c\ub294 \uba54\uc2dc\uc9c0\ub97c \ub4e4\uc5b4\ubcf4\uc138\uc694\")<br \/>\n\ud83c\udfa8 \uc2dc\uac01\uc801 \ube44\ubc00\ubc88\ud638 \uc124\uc815 \ud654\uba74(\uc22b\uc790 \ube44\ubc00\ubc88\ud638\ub97c \ub3d9\ubb3c\/\uacfc\uc77c \ud328\ud134\uc73c\ub85c \ub300\uccb4)<\/p>\n<hr>\n<h2>+\ud558\uc774\ud37c\ub85c\uceec\ub77c\uc774\uc81c\uc774\uc158<em>\uc11c\ube44\uc2a4 \ub9e4\ud551<\/em><\/h2>\n<p>\ud544\ub9ac\ud540\ub9cc\uc758 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624 \ud601\uc2e0 \ub9e4\ud2b8\ub9ad\uc2a4:<\/p>\n<table>\n<thead>\n<tr>\n<th><strong>\uc0dd\ud65c \ud658\uacbd<\/strong><\/th>\n<th><strong>\uc194\ub8e8\uc158 \ub2f4\ub2f9\uc790<\/strong><\/th>\n<th><strong>\uae30\uc220 \ud558\uc774\ub77c\uc774\ud2b8<\/strong><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uc9c0\ud504\ub2c8 \uc2b9\ucc28 \uc694\uae08<\/td>\n<td>\uc559\uce74\uc2a4 \ub77c\uc774\ub4dc\ud398\uc774 \ucc28\ub7c9 \ub0b4 QR\ucf54\ub4dc<\/td>\n<td>\uc9c4\ub3d9\uc5d0 \ubbfc\uac10\ud55c \uba40\ud2f0 \ubc84\ud074\ub9c1 \ubc29\uc9c0 \ubaa8\ub378<\/td>\n<\/tr>\n<tr>\n<td>\uad50\ud68c \ud5cc\uae08<\/td>\n<td>\uae30\ubd80PH \ube14\ub85d\uccb4\uc778 \uba54\ub9ac\ud2b8 \ubc15\uc2a4<\/td>\n<td>GPS \uc704\uce58 \uc601\uc218\uc99d \uc0dd\uc131<\/td>\n<\/tr>\n<tr>\n<td>\ud478\ub4dc \ub9c8\ucf13\uc5d0\uc11c \uac00\uaca9 \ud765\uc815\ud558\uae30<\/td>\n<td>\ud314\ub81d\ud398\uc774 \ub3d9\uc801 \uad50\uc12d<\/td>\n<td>AI \uc74c\uc131 \uc2e4\uc2dc\uac04 \ubcc0\ud658<\/td>\n<\/tr>\n<tr>\n<td>\ucd95\uc81c \ucd95\ud558 \uae30\uae08 \ubaa8\uae08<\/td>\n<td>\ubc14\uc57c\ub2c8\ud55c \uc6d4\ub81b \uadf8\ub8f9 \ud380\ub529 \ub3c4\uad6c<\/td>\n<td>AR \ubd88\uaf43\ub180\uc774 \uc9c4\ud589 \uc0c1\ud669 \ud45c\uc2dc<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h1>\uc815\ucc45 \uc785\uc548\uc790\ub97c \uc704\ud55c +17\uac00\uc9c0 \ub51c\ub808\ub9c8*<\/h1>\n<p>\ud604\uc7ac\uc758 \uaddc\uc81c \ub51c\ub808\ub9c8\ub294 \uc138 \uac00\uc9c0 \uce21\uba74\uc5d0 \uc9d1\uc911\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ol>\n<li>\n<p><strong>\ud3ec\uc6a9\uc131\uacfc \ubcf4\uc548\uc758 \uade0\ud615<\/strong><\/p>\n<ul>\n<li>KYC \uac04\uc18c\ud654\ub85c \uc778\ud574 \uc2e0\uaddc \uacc4\uc815\uc774 2101\ub9cc 3\ucc9c \uac1c \uc99d\uac00\ud588\uc9c0\ub9cc \uc0ac\uae30 \uc0ac\ub840\ub3c4 371\ub9cc 3\ucc9c \uac1c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>BSP\ub294 \uacb0\uad6d \uacc4\uce35\ud615 \uc778\uc99d \uc2dc\uc2a4\ud15c(\uacc4\uce35\ud615 \uc778\uc99d)\uc744 \ucc44\ud0dd\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ud574\uc678 \uc778\uc13c\ud2f0\ube0c \ubc0f \uae30\uc220 \uc8fc\uad8c<\/strong><\/p>\n<ul>\n<li>\uc54c\ub9ac\ud398\uc774+\uac00 350,000\uac1c \uac00\ub9f9\uc810\uc5d0 \uc811\uadfc\ud558\uc5ec \uc9c0\uc5ed \uc0c1\uc778\ub4e4\uc758 \ud56d\uc758\ub97c \ubd88\ub7ec\uc77c\uc73c\ud0a4\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud540\ud14c\ud06c \ubc95\uc548, \uc911\uc694 \uacb0\uc81c \uc2dc\uc124\uc5d0 \ub300\ud55c \uad6d\ub0b4 \uad00\ub9ac \uc758\ubb34 \ubd80\uacfc<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>3. \ud604\uae08 \ucd9c\uae08 \uacbd\ub85c \ub17c\ub780:<br \/>\n-\uc911\uc559\uc740\ud589\uc740 2030\ub144\uae4c\uc9c0 \ud604\uae08 \ube44\uc911\uc744 30%\ub85c \uc904\uc77c \uacc4\ud68d\uc785\ub2c8\ub2e4.<br \/>\n-\uadf8\ub7ec\ub098 \ud558\uc6d0 \uc81c\uc548\uc740 \ud604\uae08\uc5d0 \ub300\ud55c \uc811\uadfc\uc744 \ubcf4\ud638\ud558\ub294 \ubc95\uc548\uc744 \uc694\uad6c\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<p>\ud2b9\uc815 \ucc55\ud130\ub97c \uacc4\uc18d \uc2ec\ud654\ud574\uc57c \ud558\ub098\uc694? \uc608\ub97c \ub4e4\uc5b4, \ubb34\uc2ac\ub9bc \uae08\uc735\uc758 \uae30\uc220\uc801 \uad6c\ud604\uc5d0 \ub300\ud55c \uc138\ubd80 \uc0ac\ud56d\uc744 \ubd84\uc11d\ud558\uac70\ub098 \ud2b9\uc815 \uc720\ud615\uc758 \ucd94\ucc9c \uc11c\ube44\uc2a4\uc758 \uc6b4\uc601 \ub370\uc774\ud130\ub97c \ud3bc\uccd0\ubcf4\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694? \uacfc\uac70 \uac1c\uc694\ub098 \ubbf8\ub798 \ud2b8\ub80c\ub4dc \uc608\uce21\uc5d0 \ub354 \uad00\uc2ec\uc774 \uc788\uc73c\uc2e0\uac00\uc694?<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud544\ub9ac\ud540 \uacb0\uc81c\uc758 \uc5ed\uc0ac\uc640 \uc9c4\ud654: \uc178 \uac70\ub798\uc5d0\uc11c \ub514\uc9c0\ud138 \uc9c0\uac11\uae4c\uc9c0 I. \ud544\ub9ac\ud540...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3239","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\" \/>\n<meta property=\"og:description\" content=\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\uff1a\u4ece\u8d1d\u58f3\u4ea4\u6613\u5230\u6570\u5b57\u94b1\u5305 \u4e00\u3001\u83f2\u5f8b\u5bbe&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-06T03:18:21+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\ubd84\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\",\"datePublished\":\"2025-06-06T03:18:21+00:00\",\"dateModified\":\"2025-06-06T03:18:21+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/\"},\"wordCount\":290,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/\",\"name\":\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-06-06T03:18:21+00:00\",\"dateModified\":\"2025-06-06T03:18:21+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#breadcrumb\"},\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"ko-KR\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"ko-KR\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\/","og_locale":"ko_KR","og_type":"article","og_title":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b","og_description":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\uff1a\u4ece\u8d1d\u58f3\u4ea4\u6613\u5230\u6570\u5b57\u94b1\u5305 \u4e00\u3001\u83f2\u5f8b\u5bbe&hellip;","og_url":"https:\/\/www.deekpay.com\/ko\/2025\/06\/06\/\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-06-06T03:18:21+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"\uae00\uc4f4\uc774":"deekpay","\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04":"1\ubd84"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b","datePublished":"2025-06-06T03:18:21+00:00","dateModified":"2025-06-06T03:18:21+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/"},"wordCount":290,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u83f2\u5f8b\u5bbe\u652f\u4ed8"],"inLanguage":"ko-KR","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/","url":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/","name":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-06-06T03:18:21+00:00","dateModified":"2025-06-06T03:18:21+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#breadcrumb"},"inLanguage":"ko-KR","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e7%9a%84%e5%8e%86%e5%8f%b2%e4%b8%8e%e6%bc%94%e5%8f%98%e8%bf%87%e7%a8%8b\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u7684\u5386\u53f2\u4e0e\u6f14\u53d8\u8fc7\u7a0b"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"ko-KR"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"ko-KR","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/ko\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3239","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/comments?post=3239"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3239\/revisions"}],"predecessor-version":[{"id":3240,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/posts\/3239\/revisions\/3240"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/media?parent=3239"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/categories?post=3239"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/ko\/wp-json\/wp\/v2\/tags?post=3239"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}