{"id":3261,"date":"2025-06-09T12:16:26","date_gmt":"2025-06-09T04:16:26","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3261"},"modified":"2025-06-09T12:16:26","modified_gmt":"2025-06-09T04:16:26","slug":"2025%e5%b9%b4%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e8%b0%83%e6%9f%a5%e6%8a%a5%e5%91%8a","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/09\/2025%e5%b9%b4%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e7%94%a8%e6%88%b7%e8%a1%8c%e4%b8%ba%e8%b0%83%e6%9f%a5%e6%8a%a5%e5%91%8a\/","title":{"rendered":"\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0ac\uc6a9\uc790 \ud589\ub3d9 \uc870\uc0ac \ubcf4\uace0\uc11c 2025"},"content":{"rendered":"<h1>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0ac\uc6a9\uc790 \ud589\ub3d9 \uc870\uc0ac \ubcf4\uace0\uc11c 2025: \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ubd80\uc0c1\uacfc \ubbf8\ub798 \ud2b8\ub80c\ub4dc<\/h1>\n<h2>\uc18c\uac1c: \ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/h2>\n<p>\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \uacbd\uc81c\uac00 \uae09\uc131\uc7a5\ud558\ub294 \uac00\uc6b4\ub370, \ub3d9\ub0a8\uc544\uc2dc\uc544\uc758 \uc8fc\uc694 \uc2e0\ud765 \uc2dc\uc7a5\uc778 \ub9d0\ub808\uc774\uc2dc\uc544\ub294 2025\ub144 \uacb0\uc81c \uc0b0\uc5c5\uc5d0\uc11c \uc804\ub840 \uc5c6\ub294 \uc131\uc7a5\uc744 \ubcf4\uc77c \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774 \ubcf4\uace0\uc11c\ub294 18~65\uc138 \ub9d0\ub808\uc774\uc2dc\uc544 \uc0ac\uc6a9\uc790 5,000\uba85\uc744 \ub300\uc0c1\uc73c\ub85c \uc2e4\uc2dc\ud55c \uc2ec\uce35 \uc124\ubb38\uc870\uc0ac \ub370\uc774\ud130\ub97c \ubc14\ud0d5\uc73c\ub85c \ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0ac\uc6a9\uc790\uc758 \ud604\uc7ac \ud589\ub3d9 \ud2b9\uc131, \uc120\ud638\ub3c4 \ubcc0\ud654, \ubbf8\ub798 \ud2b8\ub80c\ub4dc\uc5d0 \ub300\ud55c \uc885\ud569\uc801\uc778 \ubd84\uc11d\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n<p>\ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ub9d0\ub808\uc774\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ubcf4\uae09\ub960\uc740 2025\ub144 891\uc870 3,000\uc5b5 \ub2ec\ub7ec\ub85c 2020\ub144 481\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0\uc11c \uac70\uc758 \ub450 \ubc30\ub85c \ub298\uc5b4\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ub3c4\uc57d\uc758 \ubc30\uacbd\uc5d0\ub294 \uc815\ubd80\uc758 \uc815\ucc45 \ucd94\uc9c4, \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \ud601\uc2e0, \ubcc0\ud654\ud558\ub294 \uc18c\ube44\uc790 \uc2b5\uad00\uc774 \ubcf5\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h2>I. \uc8fc\uc694 \uacb0\uc81c\uc218\ub2e8\ubcc4 \uc2dc\uc7a5 \uc810\uc720\uc728 \ubd84\uc11d<\/h2>\n<h3>1.1 \uc804\uc790\uc9c0\uac11\uc758 \uc9c0\ubc30\ub825<\/h3>\n<p>\uc124\ubb38\uc870\uc0ac\uc5d0 \ub530\ub974\uba74 \uc804\uc790\uc9c0\uac11\uc740 2025\ub144 \ub9d0\ub808\uc774\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \uc778\uae30 \uc788\ub294 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc73c\uba70, \uc77c\uc77c \uac70\ub798\ub7c9\uc758 43%\ub97c \ucc28\uc9c0\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ud130\uce58\uc564\uace0 \uc804\uc790\uc9c0\uac11\uc774 28% \uc2dc\uc7a5 \uc810\uc720\uc728\ub85c \uc120\ub450\ub97c \ub2ec\ub9ac\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uadf8\ub7a9\ud398\uc774 \uc810\uc720\uc728 19%<\/li>\n<li>\ubd80\uc2a4\ud2b8\uc640 \uc1fc\ud53c\ud398\uc774\ub294 \uac01\uac01 151\uc8703\ucc9c\uc5b5 \uc6d0\uacfc 131\uc8703\ucc9c\uc5b5 \uc6d0\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ud2b9\ud788, \uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c(BNPL) \uae30\ub2a5\uc740 \ubaa8\ub4e0 \uc8fc\uc694 \uc804\uc790\uc9c0\uac11 \ud50c\ub7ab\ud3fc\uc5d0 \ud1b5\ud569\ub418\uc5b4 \uc788\uc73c\uba70, \uc774 \uc11c\ube44\uc2a4\ub97c \uc0ac\uc6a9\ud558\ub294 \uc0ac\uc6a9\uc790 \ube44\uc728\uc740 621%\uc5d0 \ub2ec\ud560 \uc815\ub3c4\ub85c \ub192\uc740 \uc218\uce58\ub97c \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<h3>1.2 \uce74\ub4dc \uacb0\uc81c\uc758 \uc9c4\ud654<\/h3>\n<p>\uc740\ud589 \uce74\ub4dc(\uc9c1\ubd88 \ubc0f \uc2e0\uc6a9 \uce74\ub4dc \ubaa8\ub450)\ub294 \uc804\uc790\uc9c0\uac11\uacfc\uc758 \uce58\uc5f4\ud55c \uacbd\uc7c1\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 351 TP3T\uc758 \uac70\ub798 \uc810\uc720\uc728\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc8fc\uc694 \uacb0\uacfc\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ube44\uc790\uce74\ub4dc\uc640 \ub9c8\uc2a4\ud130\uce74\ub4dc\ub294 \uc740\ud589 \uce74\ub4dc \uac70\ub798\uc758 87%\ub97c \ud568\uaed8 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud734\ub300\ud3f0 NFC \uae30\ub2a5\uc744 \ud1b5\ud574 \uc644\ub8cc\ub41c '\uce74\ub4dc \uc5c6\ub294 \uac70\ub798'\uc758 \ube44\uc728\uc740 59%\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n<li>QR\ucf54\ub4dc \uc5f0\uacc4 \uce74\ub4dc \uacb0\uc81c \uc2b9\uc778 \uac74\uc218\uac00 78%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>1.3 \ud604\uae08 \uc0ac\uc6a9\uc758 \uc9c0\uc18d\uc801\uc778 \ucd95\uc18c<\/h3>\n<p>\ud604\uae08 \uac70\ub798\uc758 \ube44\uc911\uc740 \ucc98\uc74c\uc73c\ub85c 201\uc870 3,000\uc5b5 \ub2ec\ub7ec \uc544\ub798\ub85c \ub5a8\uc5b4\uc838 \uc804\uccb4 \uac70\ub798 \uc911 171\uc870 3,000\uc5b5 \ub2ec\ub7ec\ub9cc\uc744 \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4:<br \/>\n-\ub18d\ucd0c(63%)<br \/>\n-\uace0\ub839\uc790 \uadf8\ub8f9(58%)<\/p>\n<h2>\ub458\uc9f8, \uc0ac\uc6a9\uc790 \uacb0\uc81c \ud589\ub3d9\uc5d0 \ub300\ud55c \ubd84\uc11d\uc758 \uae4a\uc774<\/h2>\n<h3><strong>2.1 \uc0ac\uc6a9 \ube48\ub3c4\uac00 \ub192\uc740 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624 \ubd84\uc11d<\/strong><\/h3>\n<p>2025\ub144 \ub9d0\ub808\uc774\uc2dc\uc544 \uc0ac\uc6a9\uc790\uc758 \uacb0\uc81c \ud589\ub3d9\uc740 \uba85\ud655\ud55c \uc2dc\ub098\ub9ac\uc624\ub97c \ubcf4\uc5ec\uc90d\ub2c8\ub2e4:<\/p>\n<ul>\n<li><strong>\uc18c\ub9e4 \uc1fc\ud551(38%)<\/strong>\uc804\uc790\uc9c0\uac11\uc740 \uc624\ud504\ub77c\uc778 \ud3b8\uc758\uc810\uacfc \uc288\ud37c\ub9c8\ucf13\uc5d0\uc11c \uc120\ud638\ud558\ub294 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc790\ub9ac \uc7a1\uc558\uc73c\uba70, \uc18c\uc561 \uac70\ub798(RM50 \uc774\ud558)\uac00 72%\uc5d0 \ub2ec\ud560 \uc815\ub3c4\ub85c \ud070 \ube44\uc911\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ucf00\uc774\ud130\ub9c1 \uc18c\ube44\ub7c9(25%)<\/strong>\ud328\uc2a4\ud2b8\ud478\ub4dc\uc810\uacfc \uce74\ud398\uc758 QR\ucf54\ub4dc \uc8fc\ubb38 + \ube44\uc811\ucd09\uc2dd \uacb0\uc81c \ubcf4\uae09\ub960\uc740 89%\ub85c, \uc80a\uc740 \uc0ac\uc6a9\uc790\ub4e4\uc740 \uce90\uc2dc\ubc31 \ud61c\ud0dd\uc744 \uc704\ud574 GrabPay \ub610\ub294 ShopeePay\ub97c \uc120\ud638\ud569\ub2c8\ub2e4.<\/li>\n<li><strong>\uad50\ud1b5 \ubc0f \uc5ec\ud589(18%)<\/strong>\ud130\uce58\uc564\uace0 \uc804\uc790\uc9c0\uac11\uc740 \uace0\uc18d\ub3c4\ub85c \ud1b5\ud589\ub8cc, \ubc84\uc2a4 \ubc0f \uc9c0\ud558\ucca0 \ub4f1\uc758 \ubd84\uc57c\uc5d0\uc11c \ub3c5\uc810\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc73c\uba70 \uc77c \ud3c9\uade0 \uac70\ub798 \uac74\uc218\uac00 500\ub9cc \uac74\uc744 \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc628\ub77c\uc778 \uc774\ucee4\uba38\uc2a4(12%)<\/strong>\ud560\ubd80 \uc635\uc158\uc758 \uc0ac\uc6a9\uc740 \ud2b9\ud788 \uc804\uc790\uc81c\ud488 \ubc0f \uace0\ub2e8\uac00 \ud488\ubaa9\uc758 \uacbd\uc6b0 \ub77c\uc790\ub2e4\uc640 \uc1fc\ud53c \ud50c\ub7ab\ud3fc\uc5d0\uc11c 45%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>\ud2b9\ud788 '\uc18c\uc15c \ucee4\uba38\uc2a4'(\uc608: WhatsApp\/Facebook \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4 \uac70\ub798)\uac00 \uc778\uc2a4\ud134\ud2b8 P2P \uc1a1\uae08\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \ucd09\uc9c4\ud588\uc73c\uba70, \uc774\ub7ec\ud55c \uac70\ub798 \uc911 DuitNow QR\uc774 34%\ub97c \ucc28\uc9c0\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<h3><strong>2.2 \uc0ac\uc6a9\uc790 \ucda9\uc131\ub3c4 \ubc0f \ud50c\ub7ab\ud3fc \uc804\ud658 \ud589\ub3d9<\/strong><\/h3>\n<p>\ub192\uc740 \uc804\uc790\uc9c0\uac11 \ubcf4\uae09\ub960\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub2e8\uc77c \ud50c\ub7ab\ud3fc\uc5d0 \ub300\ud55c \uc0ac\uc6a9\uc790 \uc758\uc874\ub3c4\ub294 \uac10\uc18c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\uac01 \uc0ac\uc6a9\uc790\ub294 \ud3c9\uade0\uc801\uc73c\ub85c 2.3\uac1c\uc758 \uc804\uc790\uc9c0\uac11 \uc571\uc744 \ub3d9\uc2dc\uc5d0 \uc0ac\uc6a9\ud569\ub2c8\ub2e4;<\/li>\n<li>51% \uc0ac\uc6a9\uc790\ub294 \ud310\ub9e4\uc790\uc758 \uc81c\uc548\uc5d0 \ub530\ub77c \uacb0\uc81c \ubc29\ubc95\uc744 \uc804\ud658\ud569\ub2c8\ub2e4;<\/li>\n<li>\uadf8\ub7a9\ud398\uc774\ub294 \ud3ec\uc778\ud2b8 \uc0ac\uc6a9\uc758 \uc720\uc5f0\uc131 \ub355\ubd84\uc5d0 \uac00\uc7a5 \ub192\uc740 \ubcf4\uc720\uc728(68%)\uc744 \uae30\ub85d\ud588\uc73c\uba70, \ubd80\uc2a4\ud2b8\ub294 \uc815\ubd80 \ubcf4\uc870\uae08 \uc81c\ub3c4\ub85c \uc778\ud574 \uc9c0\ubc29 \uc9c0\uc5ed\uc5d0\uc11c \uafb8\uc900\ud55c \uc131\uc7a5\uc138\ub97c \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h2><strong>\uacb0\uc81c \uc635\uc158\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 4\uac00\uc9c0 \uc8fc\uc694 \uc694\uc778<\/strong><\/h2>\n<h4><strong>(1) \ud3b8\uc758\uc131(42%)<\/strong><\/h4>\n<p>'\uc6d0\ud074\ub9ad \uacb0\uc81c'\uc640 \uc548\uba74 \uc778\uc2dd \uc778\uc99d\uc740 \ud575\uc2ec \uc694\uad6c \uc0ac\ud56d\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4:<\/p>","protected":false},"excerpt":{"rendered":"<p>\ub9d0\ub808\uc774\uc2dc\uc544 \uacb0\uc81c \uc0ac\uc6a9\uc790 \ud589\ub3d9 \uc870\uc0ac \ubcf4\uace0\uc11c 2025: \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ubd80\uc0c1\uacfc \ubbf8\ub798\uc758 ...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3261","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>2025\u5e74\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u7528\u6237\u884c\u4e3a\u8c03\u67e5\u62a5\u544a - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" 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