{"id":3273,"date":"2025-06-12T07:57:47","date_gmt":"2025-06-11T23:57:47","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3273"},"modified":"2025-06-12T07:57:47","modified_gmt":"2025-06-11T23:57:47","slug":"%e4%b8%ad%e4%b8%9c%e4%b8%bb%e8%a6%81%e5%9b%bd%e5%ae%b6%ef%bc%88%e9%98%bf%e8%81%94%e9%85%8b%e3%80%81%e6%b2%99%e7%89%b9%e3%80%81%e5%8d%a1%e5%a1%94%e5%b0%94%ef%bc%89%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/12\/%e4%b8%ad%e4%b8%9c%e4%b8%bb%e8%a6%81%e5%9b%bd%e5%ae%b6%ef%bc%88%e9%98%bf%e8%81%94%e9%85%8b%e3%80%81%e6%b2%99%e7%89%b9%e3%80%81%e5%8d%a1%e5%a1%94%e5%b0%94%ef%bc%89%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f\/","title":{"rendered":"\uc8fc\uc694 \uc911\ub3d9 \uad6d\uac00(\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544, \uce74\ud0c0\ub974)\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c \ube44\uad50"},"content":{"rendered":"

\uc544\ub798\ub294 \ud604\uc9c0 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c, \ub514\uc9c0\ud138 \uc9c0\uac11 \ubcf4\uae09\ub960, \uad6d\uacbd \uac04 \uacb0\uc81c \uae30\ub2a5 \ubc0f \uaddc\uc81c \ud2b9\uc9d5\uc744 \ud3ec\ud568\ud55c \uc8fc\uc694 \uc911\ub3d9 \uad6d\uac00(UAE, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544, \uce74\ud0c0\ub974)\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud55c \ube44\uad50 \ubd84\uc11d\uc785\ub2c8\ub2e4:<\/p>\n

—<\/p>\n

1. \ud604\uc9c0 \uacb0\uc81c \uc778\ud504\ub77c
\n| \uad6d\uac00 > \ud575\uc2ec \ud1b5\uad00 \uc2dc\uc2a4\ud15c > \uc989\uc2dc \uc1a1\uae08 \uc11c\ube44\uc2a4 > \uc815\ubd80 \uc9c0\uc6d0 \ud504\ub85c\uc81d\ud2b8 > \uc815\ubd80 \uc9c0\uc6d0 \ud504\ub85c\uc81d\ud2b8
\n|———-|——————————-|———————–|——————————|
\n| \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 | \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \uc790\uae08 \uc774\uccb4 \uc2dc\uc2a4\ud15c(UAEFTS) | \uc989\uc2dc \uacb0\uc81c*(2022\ub144 \ucd9c\uc2dc) | \ub514\uc9c0\ud138 \ub514\ub974\ud568*(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0 \uc2dc\ubc94 \uc6b4\uc601)
\n| \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544 | \uc0ac\uc6b0\ub514 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c(SPAN) | *Sarie*(\uc2e4\uc2dc\uac04 \uccad\uc0b0 \uc2dc\uc2a4\ud15c) | *\uc0ac\uc6b0\ub514 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0*(\ubca0\ud0c0 \ub2e8\uacc4) |
\n| \uce74\ud0c0\ub974 | QPay \ub124\ud2b8\uc6cc\ud06c | *FAWRAN+* (\uc989\uc2dc \uacb0\uc81c) | \uce74\ud0c0\ub974 \uad6d\uac00 \ube44\uc804 2030 \ud540\ud14c\ud06c \ud65c\uc131\ud654 |<\/p>\n

- \uae30\ub2a5 \ube44\uad50:
\n \uc0ac\uc6b0\ub514 SPAN\uc740 \uac00\uc7a5 \uad11\ubc94\uc704\ud55c \ucee4\ubc84\ub9ac\uc9c0(\ubaa8\ub4e0 \uc740\ud589 \uc9c0\uc6d0)\ub97c \uc81c\uacf5\ud558\uba70, UAE UAEFTS\ub294 \uace0\ub3c4\ub85c \uad6d\uc81c\ud654\ub418\uc5b4 \uc788\uace0, \uce74\ud0c0\ub974 FAWRAN+\ub294 \ub2e4\uc911 \ud1b5\ud654 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

2. \uc804\uc790 \uc9c0\uac11 \ubc0f \ubaa8\ubc14\uc77c \uacb0\uc81c
\n|\uad6d\uac00 |\uc8fc\ub958 \uc804\uc790\uc9c0\uac11 \ubcf4\uae09\ub960(2023\ub144)|\uc8fc\uc694 \uc0ac\uc6a9 \uc2dc\ub098\ub9ac\uc624|
\n|—|—|—|
\n|\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 |- \uc560\ud50c \ud398\uc774\/\uad6c\uae00 \ud398\uc774 *(\uc678\uad6d \uc8fc\ub3c4)*
- \ube54(\ub85c\uceec \uc9d1\uacc4 \ud50c\ub7ab\ud3fc)|~45% *(\uc678\uad6d\uc778 \uc778\uad6c\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4)*|
\n|-\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544 |- STC Pay *(800\ub9cc \uba85 \uc774\uc0c1 \uc0ac\uc6a9\uc790)*
- \ub9c8\ub2e4 \ud398\uc774* (\uc815\ubd80 \uc2b9\uc778)*|~65%<\/span> *(\uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \ub192\uc740 \uc218\uc900 \uc911 \ud558\ub098)*|
\n\uce74\ud0c0\ub974 - \uc624\ub808\ub450 \uba38\ub2c8*(\ud1b5\uc2e0\ubd80)*(\uce74\ud0c0\ub974)
- \uce74\ud0c0\ub974 \uc774\uc2ac\ub78c \uc740\ud589 \uc6d4\ub81b|~35%<\/span>|<\/p>\n

- \uc8fc\uc694 \ucc28\uc774\uc810:
\n \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\ub294 \uc678\uad6d \uc804\uc790\uc9c0\uac11\uc774 Mada \ub124\ud2b8\uc6cc\ud06c\uc640 \ud638\ud658\ub418\ub3c4\ub85d \uc758\ubb34\ud654\ud558\uace0 \uc788\uc73c\uba70 \ud604\uc9c0\ud654\uac00 \ub9e4\uc6b0 \uc798 \ub418\uc5b4 \uc788\ub294 \ubc18\uba74, UAE\ub294 \ub354 \uac1c\ubc29\uc801\uc774\uc9c0\ub9cc \ub9e4\uc6b0 \uc138\ubd84\ud654\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

3. \uce74\ub4dc \ub124\ud2b8\uc6cc\ud06c \ubc0f \uad6d\uac00 \uac04 \uc0c1\ud638 \uc5f0\uacb0
\n||\uad6d\ub0b4 \uc9c1\ubd88 \uce74\ub4dc \uc2dc\uc2a4\ud15c||\uad6d\uacbd \uac04 \ud611\ub825 \uc0ac\ub840|
\n|—|—|—|—|
\n|UAE<\/b>|NOL \uce74\ub4dc<\/span>(\uad50\ud1b5 + \uc18c\uc561 \uacb0\uc81c)|\ube44\uc790\/\ub9c8\uc2a4\ud130\uce74\ub4dc \uc801\uc6a9 \ubc94\uc704 85%|- \ub450\ubc14\uc774 \ubab0\uc5d0 \ub300\ud55c \uc54c\ub9ac\ud398\uc774+\/\uc704\ucc57 \uc774\uc6a9 \uac00\ub2a5
- \ub9c8\uc26c\ub809 \uc740\ud589, \uc778\ub3c4\uc5d0\uc11c UPI \uc9c0\uc6d0
\n\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544\uc758 \uc57d\uc5b4<\/b>|Mada<\/span>(\ubaa8\ub4e0 POS \uc9c0\uc6d0 \uc2dc \ud544\uc218)| \uae30\ubcf8 \ub124\ud2b8\uc6cc\ud06c \ube44\uc728 60%|- \uc0ac\ub9ac\uc5d0 \uc2dc\uc2a4\ud15c \uc5f0\uacb0 GCC \uc2e4\uc2dc\uac04 \uc1a1\uae08
- SAMA, \uc911\uad6d \uc720\ub2c8\uc628\ud398\uc774 \uac8c\uc774\ud2b8\uc6e8\uc774 \ub77c\uc774\uc120\uc2a4 \ucde8\ub4dd
\n\ub3c4\ud558<\/b>>QPAY \uce74\ub4dc|*\uc81c\ud55c\ub41c \uad6d\uc81c \uc81c\uc7ac\uc758 \uc5ed\uc0ac\uc801 \uc601\ud5a5*|- GCC \ub0b4\uc5d0\uc11c\ub9cc FAWRAN+ \uc0ac\uc6a9 \uac00\ub2a5
- \ube44\uc790 \uc2b9\uc778 \uacf5\ud56d \uba74\uc138\uc810 \uc774\uc6a9<\/p>\n

—<\/p>\n

4. \uaddc\uc81c \uc815\ucc45 \ucc28\uc774
\n– \uc0ac\uc6b0\ub514 SAMA.<\/u>
\n \ubaa8\ub4e0 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc774 Mada\uc5d0 \uc561\uc138\uc2a4\ud558\uace0 BNPL\uc6a9 \ud2b9\ubcc4 \ub77c\uc774\uc120\uc2a4\ub97c \ubc1c\uae09\ubc1b\uc544\uc57c \ud569\ub2c8\ub2e4(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c).
\n– UAE CBUAE.<\/u>
\n 100% \uc678\uad6d \ub77c\uc774\uc120\uc2a4 \uacb0\uc81c \ud68c\uc0ac\ub294 20\uc5b5 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ub2ec\ub7ec\uc758 \uc790\ubcf8\uae08\uc5d0 \ud55c\ud558\uc5ec \ud5c8\uc6a9\ub429\ub2c8\ub2e4.
\n– >QCB(\uce74\ud0c0\ub974). <\/i><\/i><\/i><\/i><\/i>>:
\n\uc2b9\uc778\ub418\uc9c0 \uc54a\uc740 \uc554\ud638\ud654\ud3d0 \uac70\ub798\ub97c \uae08\uc9c0\ud558\uace0 \ubaa8\ub4e0 \ubaa8\ubc14\uc77c \uc571 \uc778\uc571 \uad6c\ub9e4\ub294 QPay\ub97c \ud1b5\ud574 \uc774\ub8e8\uc5b4\uc9c0\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/p>\n

—
\n5. \ub3c4\uc804 \uacfc\uc81c \ubc0f \ud2b8\ub80c\ub4dc
\n1.) \uc0ac\uc6b0\ub514\"\uc624\ud508 \ubc45\ud0b9\" \uc815\ucc45\uc2dc\uc7a5 \ud310\ub3c4\ub97c \ubc14\uafc0 \uc218 \uc788\uc2b5\ub2c8\ub2e4;
\n2.) DIFC(\ub450\ubc14\uc774) + ADGM(\uc544\ubd80\ub2e4\ube44)\ub294 \uc911\ub3d9\uc758 \uc554\ud638\ud654 \uc790\uc0b0 \uacb0\uc81c \uc13c\ud130\uac00 \ub418\uae30 \uc704\ud574 \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.
\n3.)2025\ub144 GCC\uc758 \ud1b5\ud569 \uacb0\uc81c \ucd94\uc9c4\uc740 \uad6d\uac00\ubcc4 \uc9c0\uc5ed \uc2dc\uc2a4\ud15c\uc744 \uc57d\ud654\uc2dc\ud0ac \uc218 \uc788\uc2b5\ub2c8\ub2e4. -<\/p>\n

5. \ub3c4\uc804 \uacfc\uc81c \ubc0f \uac1c\ubc1c \ub3d9\ud5a5(\uacc4\uc18d) <\/p>\n

(1) \uc624\ud508 \ubc45\ud0b9(OB)\uc758 \uacbd\uc7c1 \ud658\uacbd
\n- \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544: SAMA\ub294 \ubaa8\ub4e0 \uae08\uc735 \uae30\uad00\uc774 \uace0\uac1d \ub370\uc774\ud130\ub97c \uacf5\uc720\ud560 \uc218 \uc788\ub3c4\ub85d \uc624\ud508 \ubc45\ud0b9 API \ud45c\uc900\uc744 \uc758\ubb34\ud654(\uc2b9\uc778)\ud558\uace0 \uc788\uc73c\uba70, 2024\ub144\uae4c\uc9c0 \uc804\uccb4 \uc561\uc138\uc2a4\uac00 \uac00\ub2a5\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. *\uc608\uc2dc: STC Pay\ub294 \uc740\ud589 \uac04 \uacc4\uc88c \ud1b5\ud569\uc744 \uac00\ub2a5\ud558\uac8c \ud588\uc2b5\ub2c8\ub2e4.
\n- \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8: CBUAE\ub294 DIFC \ud540\ud14c\ud06c \uc0cc\ub4dc\ubc15\uc2a4\uc5d0\uc11c 20\uac1c \uc774\uc0c1\uc758 \uc624\ud508 \ubc45\ud0b9 \ud30c\uc77c\ub7ff\uc744 \ud1b5\ud574 \"\uc7a5\ub824\ud558\ub418 \uac15\uc81c\ud558\uc9c0 \uc54a\ub294\" \uc804\ub7b5\uc744 \ucc44\ud0dd\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. *\uc704\ud5d8: * \ub370\uc774\ud130 \uac1c\uc778\uc815\ubcf4 \ubcf4\ud638\ubc95\uc774 EU GDPR\uacfc \ucda9\ub3cc\ud569\ub2c8\ub2e4.
\n- \uce74\ud0c0\ub974: QCB\ub294 \ubcf4\uc218\uc801\uc774\uba70 \uc740\ud589 \uac04\uc758 \ub370\uc774\ud130 \uc0c1\ud638 \uc6b4\uc6a9\uc131\ub9cc \ud5c8\uc6a9\ud558\uba70 \ub2f9\ubd84\uac04 \ud0c0\uc0ac \uacb0\uc81c \ud68c\uc0ac\uc5d0\ub294 \uac1c\ubc29\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4. <\/p>\n

(2) \uc554\ud638\ud654\ud3d0 \ubc0f CBDC \uc9c4\ud589 \uc0c1\ud669
\n|\uad6d\uac00|\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)|\uc554\ud638\ud654\ud3d0 \uaddc\uc81c|\uc77c\ubc18\uc801 \uc0ac\uc6a9 \uc0ac\ub840|
\n|—|—|—|—|
\n|UAE\ub514\uc9c0\ud138 \ub514\ub974\ud568<\/span>(\ub3c4\ub9e4 \ud30c\uc77c\ub7ff)|\uc138\uacc4\uc5d0\uc11c \uac00\uc7a5 \uc644\ud654\ub41c \ub77c\uc774\uc120\uc2a4 \uc81c\ub3c4(\ub450\ubc14\uc774 VARA)|\ube44\ud2b8\uc624\uc544\uc2dc\uc2a4 \uac70\ub798\uc18c \uaddc\uc815 \uc900\uc218|
\n\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544|\ud14c\uc2a4\ud2b8 \ub2e8\uacc4(\uc740\ud589 \uac04\uc5d0\ub9cc \ud574\ub2f9)<\/span>|SAMA\uc758 \ube14\ub85d\uccb4\uc778 \uad6d\uacbd \uac04 \uc1a1\uae08 \uc2e4\ud5d8| \uc18c\ub9e4 \uac70\ub798 \uae08\uc9c0, \uadf8\ub7ec\ub098 NEOM \uc2dc\uac00 \ud2b9\ubcc4 \ud589\uc815 \uad6c\uc5ed\uc774 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n\uce74\ud0c0\ub974|\uacf5\uac1c \ud504\ub85c\uadf8\ub7a8 \uc5c6\uc74c<\/span>|\ud574\uc678 \uac70\ub798\uc18c \uc774\uc6a9 \uc81c\ud55c\uc744 \ud3ec\ud568\ud55c \uc804\uba74 \uae08\uc9c0 |-|<\/p>\n

- \uc8fc\uc694 \ubaa8\uc21c*: \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\ub294 \uc911\ub3d9\uc758 Web3 \ud5c8\ube0c\uac00 \ub418\ub824\uace0 \ud558\ub294 \ubc18\uba74, \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\ub294 \ud1b5\uc81c\ub41c \ud504\ub77c\uc774\ube57 \uccb4\uc778 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n

(3) GCC \uc870\ud654 \uacb0\uc81c\uc758 \uc7a0\uc7ac\uc801 \uc601\ud5a5
\n\uac78\ud504\ud611\ub825\ud68c\uc758(GCC)\ub294 2025\ub144\uae4c\uc9c0 \uc9c0\uc5ed \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c(GCC-RTGS)\uc744 \ucd9c\uc2dc\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4:
\n- \uae30\ud68c: \uc0ac\uc6b0\ub514 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\ub294 \uce74\ud0c0\ub974 \uae30\uc5c5\uc5d0\uac8c \ud2b9\ud788 \uc720\ub9ac\ud55c \uad6d\uacbd \uac04 \uc218\uc218\ub8cc(\ud604\uc7ac \ud3c9\uade0 4.71\ud2f0\ud53c\ud2b8)\uac00 \uc778\ud558\ub418\uc5c8\uc2b5\ub2c8\ub2e4;
\n- \uc800\ud56d: \uac01 \uad6d\uac00\uc758 \ub85c\uceec \ub124\ud2b8\uc6cc\ud06c\uc758 \uc774\ud574\uad00\uacc4\uac00 \uc0c1\ucda9\ub418\ub294 \uacbd\uc6b0(\uc608: Mada\uac00 \ub3c5\uc810\uad8c\uc744 \uc783\uc744 \uc218 \uc788\uc74c).<\/p>\n

—<\/p>\n

6. \uae30\uc5c5\uc744 \uc704\ud55c \uc2e4\uc6a9\uc801\uc778 \uad8c\uc7a5 \uc0ac\ud56d
\n\ube44\uc988\ub2c8\uc2a4 \uc2dc\ub098\ub9ac\uc624\uc5d0 \ub530\ub77c \uacb0\uc81c \uc635\uc158\uc744 \uc120\ud0dd\ud558\uc138\uc694:
\n1. \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc.
\n - *\uc0ac\uc6b0\ub514* \u2192 Mada\uac00 \ud1b5\ud569\ub418\uc5b4 \uc788\uc5b4\uc57c \ud558\uba70 STC Pay \ud560\ubd80\ub97c \uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4;
\n - *UAE* \u2192 \uce90\ub9ac\uc5e0 \ud398\uc774\uc640 \uac19\uc740 \uc288\ud37c \uc571 \ucc44\ub110\uc758 \uc804\ud658\uc728\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4;
\n - *\uce74\ud0c0\ub974* \u2192 \uce74\ud0c0\ub974\ud56d\uacf5 \uc120\ubd88\uce74\ub4dc \uc2dc\uc2a4\ud15c\uc740 \ud504\ub9ac\ubbf8\uc5c4 \uad6c\uac04\uc5d0 \uc801\uc6a9\ub429\ub2c8\ub2e4. <\/p>\n

2. B2B \uac70\ub798.
\n - UAE\uc2e0\uc6a9\uc7a5 \ub514\uc9c0\ud138\ud654<\/span>(\uc5d0\ubbf8\ub808\uc774\ud2b8 \ud2b8\ub808\uc774\ub4dc \ucee4\ub125\ud2b8\ub97c \ud1b5\ud574);
\n - Saudi\uc0ac\uc6b0\ub514 \uae30\uc5c5 \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c<\/style>\n

\ub300\uaddc\ubaa8 \uae08\uc561\uc758 \uc2e4\uc2dc\uac04 \uc815\uc0b0\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

3. \uad6d\uacbd \uac04 \uceec\ub809\uc158.
\n \uc774\ub780\/\ub7ec\uc2dc\uc544 \uad00\ub828 \uc81c\uc7ac \ub9ac\uc2a4\ud06c\ub97c \ud5e4\uc9c0\ud560 \uc218 \uc788\ub294 \ub450\ubc14\uc774\uad6d\uc81c\uae08\uc735\uc13c\ud130(DIFC) \ub0b4 \uae30\uad00\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n

—<\/p>\n

[\ud5a5\ud6c4 3\ub144\uac04\uc758 \uc8fc\uc694 \uad00\ucc30 \ud3ec\uc778\ud2b8] \ud83d\udd0d
\n1\ufe0f\u20e3 \uc0ac\uc6b0\ub514 \uc544\ub78c\ucf54 \uc0dd\ud0dc \ud3d0\uc1c4<\/u>:: SPAN \uc2dc\uc2a4\ud15c\uc5d0 \uc11d\uc720 \uac70\ub798 \uacb0\uc81c\ub97c \ud3ec\ud568\ud560\uc9c0 \uc5ec\ubd80;
\n2\ufe0f\u20e3 UAE \ub514\uc9c0\ud138 ID \ud1b5\ud569<\/u>:: \uc5d0\ubbf8\ub808\uc774\ud2b8 ID\uac00 \ubaa8\ub4e0 \uc815\ubd80 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\ub97c \uc5f0\uacb0\ud560 \uc218 \uc788\ub294\uc9c0 \uc5ec\ubd80;
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