{"id":3287,"date":"2025-06-12T08:07:51","date_gmt":"2025-06-12T00:07:51","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3287"},"modified":"2025-06-12T08:07:51","modified_gmt":"2025-06-12T00:07:51","slug":"%e6%83%b3%e6%89%93%e5%85%a5%e4%b8%ad%e4%b8%9c%e5%b8%82%e5%9c%ba%ef%bc%9f%e5%85%88%e6%90%9e%e6%87%82%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/12\/%e6%83%b3%e6%89%93%e5%85%a5%e4%b8%ad%e4%b8%9c%e5%b8%82%e5%9c%ba%ef%bc%9f%e5%85%88%e6%90%9e%e6%87%82%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f\/","title":{"rendered":"\uc911\ub3d9 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uace0 \uc2f6\uc73c\uc2e0\uac00\uc694? \uba3c\uc800 \ub2e4\uc74c \uacb0\uc81c \uc218\ub2e8\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc138\uc694."},"content":{"rendered":"<p>\uacb0\uc81c \ubd80\ubb38\uc740 \uc911\ub3d9 \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uc788\uc5b4 \ud575\uc2ec\uc801\uc778 \ub3cc\ud30c\uad6c\uc785\ub2c8\ub2e4. \uc774 \uc9c0\uc5ed\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \uae30\ud68c\uc640 \uace0\uc720\ud55c \uacfc\uc81c\ub85c \uac00\ub4dd \ucc28 \uc788\uc73c\ubbc0\ub85c \ucd5c\uc2e0 \uc2e4\ubb34 \uac00\uc774\ub4dc\ub97c \uc18c\uac1c\ud569\ub2c8\ub2e4:<\/p>\n<p>I. \uc2e0\uc6a9 \uce74\ub4dc\uc758 '\uc591\uba74\uc131'<\/p>\n<ol>\n<li>\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc758 \uc2e0\uc6a9\uce74\ub4dc \ubcf4\uae09\ub960\uc740 651TB\uc5d0 \ub2ec\ud558\uc9c0\ub9cc \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\ub294 381TB\uc5d0 \ubd88\uacfc\ud558\ubbc0\ub85c \ud604\uc9c0\ud654 \uc804\ub7b5\uc774 \ud544\uc694\ud569\ub2c8\ub2e4:<\/li>\n<\/ol>\n<ul>\n<li>Mada \uce74\ub4dc \ud544\uc218 \uc9c0\uc6d0(\uc0ac\uc6b0\ub514 \uc815\ubd80 \uae30\uad00\uc758 \uae09\uc5ec \uc9c0\uae09 \uc804\uc6a9)<\/li>\n<li>\uc544\ub78d\uc5b4 \uace0\uac1d \uc11c\ube44\uc2a4 \ucc44\ub110 \uc608\uc57d<\/li>\n<li>\ub3d9\uc801 3D \ubcf4\uc548 \uac80\uc99d \uad6c\ud604\ud558\uae30<\/li>\n<\/ul>\n<p>II. \ud604\uae08 \uacb0\uc81c\ub97c \uc704\ud55c \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158<\/p>\n<ol>\n<li>\uc774\uc9d1\ud2b8\uc5d0\uc11c\ub294 \ubaa8\ub4e0 \ub3d9\ub124 \ud3b8\uc758\uc810\uc5d0\uc11c \uce90\uc2dc\ud398\uc774\ub97c \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:\n<ul>\n<li>\ud611\ub825 \ube44\uc6a9: \uac70\ub798\ub2f9 $0.8 + 2%<\/li>\n<li>\uc815\uc0b0 \uc8fc\uae30 T+3<\/li>\n<\/ul>\n<\/li>\n<li>Fawry \uc561\uc138\uc2a4 \ud301:\n<ul>\n<li>\uc774\uc9d1\ud2b8 \uc0ac\uc5c5\uc790 \ub4f1\ub85d \ubc88\ud638\ub85c \ub4f1\ub85d\ub418\uc5b4 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>5\ucd08 \uc774\ub0b4\uc758 API \uc751\ub2f5 \uc2dc\uac04 \uc81c\uc5b4<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>\uc804\uc790\uc9c0\uac11\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5\uc138<\/p>\n<ol>\n<li>\uc0ac\uc6a9\uc790 \uc218 800\ub9cc \uba85 \ub3cc\ud30c\uc5d0 \ub530\ub978 STC Pay\uc758 \uc0c8\ub85c\uc6b4 \uaddc\uce59:\n<ul>\n<li>\uc0e4\ub9ac\uc544 \uaddc\uc815 \uc900\uc218 \uac80\ud1a0 \uc8fc\uae30\uac00 45\uc77c\ub85c \uc5f0\uc7a5\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ucd9c\uae08 \uc218\uc218\ub8cc 1%\uc5d0\uc11c 1.5%\ub85c \uc778\ud558(2024\ub144 \uc0c8 \uaddc\uc815 \uc801\uc6a9)<\/li>\n<\/ul>\n<\/li>\n<li>\ube54 \uc6d4\ub81b\uc740 \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\uc5d0\uc11c \ube54 \uc6d4\ub81b\uc758 \ube44\ubc00\ubcd1\uae30\uc785\ub2c8\ub2e4:<br \/>\n\uce74\ub9bc \ud0dd\uc2dc \uc571\uacfc \uae34\ubc00\ud558\uac8c \ubc88\ub4e4\ub85c \uc81c\uacf5\ub418\uba70, \ucd94\ucc9c\uc778\uc740 20% \uc2b9\ucc28 \ud560\uc778\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n<p>IV. \uc740\ud589 \uc1a1\uae08\uc5d0 \ub300\ud55c \ud2b9\ubcc4\ud55c \ud50c\ub808\uc774<br \/>\n- UAE\uc758 DirectPay \uc2dc\uc2a4\ud15c \uc694\uad6c \uc0ac\ud56d:<\/p>\n<ul>\n<li>IBAN \ubc88\ud638\uc5d0\ub294 23\uc790\ub9ac \uc2dd\ubcc4 \ucf54\ub4dc\uac00 \ud3ec\ud568\ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>SMS 2\ucc28 \uc778\uc99d \uac15\uc81c \uc124\uc815<\/li>\n<\/ul>\n<p>V. BNPL\uc758 \uad6d\uc18c\ud654\ub41c \ubaa8\ud504(Tabby\ub97c \uc608\ub85c \ub4e4\uc5b4).<\/p>\n<ul>\n<li>\ud2f0\uc5b4 1 \ud310\ub9e4\uc790 \uac00\uc785 \uae30\uc900: \uc6d4 \uac70\ub798\uc561 \ubbf8\ud654 50\ub9cc \ub2ec\ub7ec \uc774\uc0c1<\/li>\n<li>\ub77c\ub9c8\ub2e8 \uae30\uac04 \ub3d9\uc548 60\uc77c(\uc77c\ubc18 30\uc77c) \ub3d9\uc548 \uc0c1\ud658 \uc5f0\uae30\uac00 \ud5c8\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>[\ubc14\ub78c \uc81c\uc5b4 \uad00\ub828 \ud2b9\ubcc4 \ucc38\uace0 \uc0ac\ud56d]<br \/>\n\ub450\ubc14\uc774 \uae08\uc735 \uc11c\ube44\uc2a4 \ub2f9\uad6d(DFSA)\uc758 \ucd5c\uc2e0 \uc694\uad6c \uc0ac\ud56d:<br \/>\n\ubaa8\ub4e0 \ud574\uc678 \uac70\ub798\uc5d0\ub294 '\uc218\ucde8\uc778 \uc2e0\ubd84\uc99d \uc2a4\uce94 \uc0ac\ubcf8'\uc744 \uc785\ub825\ud558\ub294 \ucd94\uac00 \uc785\ub825\ub780\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<br \/>\n\uadf8\ub807\uac8c \ud558\uc9c0 \uc54a\uc73c\uba74 72\uc2dc\uac04 \ub3d9\uc548 \uc790\uae08\uc774 \ub3d9\uacb0\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<p>\ud63c\ud569 \ud504\ub85c\uadf8\ub7a8 \uc870\ud569\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4:<br \/>\n\ud558\uc774\uc5d4\ub4dc \uc2dc\uc7a5(UAE\/\uce74\ud0c0\ub974): \uc2e0\uc6a9\uce74\ub4dc + Apple Pay + Tabby<br \/>\n\uc2e0\ud765 \uc2dc\uc7a5(\uc774\uc9d1\ud2b8\/\ud30c\ud0a4\uc2a4\ud0c4): Fawry + \ud604\uae08 \ubc30\uc1a1<br \/>\nGCC \uad6d\uac00 \ud45c\uc900: STC Pay + Mada \ub4c0\uc5bc \ucc44\ub110<\/p>\n<p>\ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 3\uac1c \uc774\uc0c1\uc758 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uad6c\uc131\ub41c \ud50c\ub7ab\ud3fc\uc740 \uc804\ud658\uc728\uc774 471% \uc99d\uac00\ud558\uc9c0\ub9cc \uc804\uc790\uc9c0\uac11 \uc794\uc561\uc774 2,000\ub514\ub098\ub974(\uc57d 6,500\ub2ec\ub7ec)\ub97c \ucd08\uacfc\ud560 \uc218 \uc5c6\ub2e4\ub294 \ucfe0\uc6e8\uc774\ud2b8 \uc911\uc559\uc740\ud589\uc758 \uc0c8\ub85c\uc6b4 \uaddc\uc815\uc5d0 \uc8fc\uc758\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3><strong>\uc911\ub3d9 \uacb0\uc81c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>VI. \uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \uaddc\uc815 \uc900\uc218 \uc9c0\ub8b0\ubc2d<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>\uc0c8\ub85c\uc6b4 UAE AML \uaddc\uc815(2024\ub144 \uc2dc\ud589)<\/strong>::<\/p>\n<ul>\n<li>\ub2e8\uc77c \uac70\ub798\uac00 AED 55,000(\uc57d 15,000\ub2ec\ub7ec) \uc774\uc0c1\uc774\uba74 \uc790\ub3d9\uc73c\ub85c \uc911\uc559\uc740\ud589\uc758 \uc218\ub3d9 \uac80\ud1a0\uac00 \uc2dc\uc791\ub418\uba70 \uad6c\ub9e4 \uacc4\uc57d\uc11c \uc0ac\ubcf8\uc744 \uc81c\ucd9c\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<li>\uc774\ucee4\uba38\uc2a4 \ud50c\ub7ab\ud3fc\uc740 \uc0ac\uc6a9\uc790 IP + \ub514\ubc14\uc774\uc2a4 \uc9c0\ubb38 \uc815\ubcf4\ub97c \ucd5c\uc18c 5\ub144 \ub3d9\uc548 \ubcf4\uad00\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc0ac\uc6b0\ub514 SAMA\uc758 '\ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8' \uc2dc\uc2a4\ud15c<\/strong>::<\/p>\n<ul>\n<li>\ud604\uc9c0 \uccad\uc0b0 \uc2dc\uc2a4\ud15c(SARIE)\uc5d0 \uc561\uc138\uc2a4\ud560 \uc218 \uc788\ub294 \uc678\uad6d \uae30\uc5c5\ub9cc 6~8\uac1c\uc6d4\uc758 \uc2e0\uccad \uc8fc\uae30\ub85c \ub9ac\uc54c \uacb0\uc81c\ub97c \ucc98\ub9ac\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uad8c\uc7a5 \ud30c\ud2b8\ub108 \uac8c\uc774\ud2b8\uc6e8\uc774: PayTabs(\ub77c\uc774\uc120\uc2a4), Geidea(\uc989\uc11d \uc0ac\uc6b0\ub514 \uc0ac\uc6a9\uc790 \uc9c0\uc815 \ud398\uc774\uc9c0 \uc9c0\uc6d0).<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uc774\uc9d1\ud2b8\uc758 \uac70\ub798\uc18c \ud1b5\uc81c \ud568\uc815<\/strong>::<\/p>\n<ul>\n<li>CBE \uc758\ubb34 30% 45\uc77c \uc9c0\uae09 \uc815\uc9c0\ub294 FTA \uae30\uc5c5 \ub4f1\ub85d\uc744 \ud1b5\ud574 \ud53c\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>VII. \uc885\uad50 \uae08\uc735\uc758 \ud2b9\ubcc4\ud55c \uc694\uad6c \uc0ac\ud56d<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>\ud560\ub784 \uacb0\uc81c \uc778\uc99d<\/strong>\ub3c4\ubc15\/\uc0ac\ud589\uc131\/\uc131\uc778 \ucf58\ud150\uce20\ub294 \uae08\uc9c0\ub418\uba70, \ucd94\uac00 \uc2e0\uccad\uc774 \ud544\uc694\ud569\ub2c8\ub2e4:<\/p>\n<ul>\n<li>\ub9d0\ub808\uc774\uc2dc\uc544\uc758 ISRA \uc778\uc99d(GCC \uad6d\uac00 \ud1b5\uacfc) \ube44\uc6a9\uc740 \ubbf8\ud654 \uc57d 12,000\ub2ec\ub7ec\uc785\ub2c8\ub2e4.<\/li>\n<li>Tabby\uc640 \uac19\uc740 BNPL \ud50c\ub7ab\ud3fc\uc740 '0% \uc774\uc790 \ud560\ubd80'\ub97c \ub3c4\uc785\ud588\uc9c0\ub9cc 10%-15%\uc758 '\uc11c\ube44\uc2a4 \uc218\uc218\ub8cc'\ub97c \ubd80\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ub77c\ub9c8\ub2e8 \uacbd\uc81c \uacb0\uc81c \ud53c\ud06c \uc804\ub7b5<\/strong>::<br \/>\n\ub450\ubc14\uc774 \ud2b8\ub798\ud53d \ubd84\ud3ec \ubaa8\ub2c8\ud130\ub9c1\uc744 \ubcf4\uc5ec\uc90d\ub2c8\ub2e4:<br \/>\n|\uc2dc\uac04 |\ubcfc\ub968 \uc99d\uac00 |\ucd94\ucc9c |\ucd94\ucc9c<br \/>\n|&#8212;|&#8212;|&#8212;|<br \/>\n|\uc774\ud504\ud0c0\ub974 1\uc2dc\uac04 \uc804 |+300% |\uc870\uae30 \uc11c\ubc84 \ud655\uc7a5 |<br \/>\n|\uc624\uc804 2\uc2dc~4\uc2dc |+180% |\ud478\uc2dc '\uc2ec\uc57c \uc694\uae08 \uba74\uc81c' \ud504\ub85c\ubaa8\uc158 |<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h4><strong>VIII. \uc0ac\uc5c5\uc790 \uc6d0\ucc9c \uc9d5\uc218\uc758 \uc228\uaca8\uc9c4 \ubc30\ub2f9\uae08<\/strong><\/h4>\n<ol>\n<li><em>\uc0ac\uc6b0\ub514 STC \ud6c4\ubd88<\/em>\uc0ac\uc6a9\uc790\ub294 \ud734\ub300\ud3f0 \uc694\uae08 \uacb0\uc81c\ub97c \uc5f0\ub3d9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4:<\/li>\n<\/ol>\n<ul>\n<li>\uc18c\uaddc\ubaa8 \uad6c\ub3c5 \uae30\ubc18 \uc11c\ube44\uc2a4(\uc608: \uac8c\uc784 \uba64\ubc84\uc2ed)\uc5d0 \uc801\ud569<\/li>\n<li>T+7 \uacb0\uc81c \uc8fc\uae30\ub85c \ub300\uc190\uc728\uc774 0.3%(\uc2e0\uc6a9\uce74\ub4dc \ud3c9\uade0 2%)\uc5d0 \ubd88\uacfc\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<p>2.<strong>\uc774\ub780 MTN \ud06c\ub798\ud0b9 \ud504\ub85c\uadf8\ub7a8<\/strong>:<br \/>\n\uad6d\uc81c\uc801\uc778 \uc81c\uc7ac\ub85c \uc778\ud574 \ud558\uc648\ub77c \uc9c0\ud558 \ucc44\ub110\ub9cc \uc0ac\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<ul>\n<li>\ub378\ub9c8 \ud658\uc728\uc740 \uacf5\uc2dd \ud658\uc728\ubcf4\ub2e4 23% \ub192\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\ud14c\ud5e4\ub780 \uac70\ub798\uc18c\uc758 USDT \uc2a4\ud14c\uc774\ube14\ucf54\uc778 \ud504\ub9ac\ubbf8\uc5c4 18%<\/li>\n<\/ul>\n<hr>\n<h4><strong>[\uc2e4\uc6a9\uc801\uc778 \ub3c4\uad6c \uc0c1\uc790]<\/strong><\/h4>\n<p>\u2705 <em>\ud544\uc218 \ud50c\ub7ec\uadf8\uc778<\/em>:<br \/>\n- Telr\uc758 '\uc6d0\ud074\ub9ad \uae30\ub3c4 \uc2dc\uac04 \uc77c\uc2dc \uc911\uc9c0' SDK(\uc11c\ube44\uc2a4 \uc2dc\uac04 \ub3d9\uc548 \uc8fc\ubb38\uc774 \ub04a\uae30\uc9c0 \uc54a\ub3c4\ub85d \ud558\uae30 \uc704\ud55c)<br \/>\n- Checkout.com\uc758 \uc911\ub3d9 \ud3ed\ud48d \uc81c\uc5b4 \uaddc\uce59 \ud329(\uce74\uba5c \uc0c1\ud45c\u2122\uc640 \uac19\uc740 \ubbfc\uac10\ud55c \uadf8\ub798\ud53d\uc744 \uc790\ub3d9\uc73c\ub85c \uc2dd\ubcc4)<\/p>\n<p>\u26a0\ufe0f <em>2024\ub144\uc758 \uc0c8\ub85c\uc6b4 \uc704\ud5d8<\/em>:<br \/>\n\uce74\ud0c0\ub974 \uc911\uc559\uc740\ud589 \uae09\uc2b5 - \ubaa8\ub4e0 POS \uae30\uae30\uc5d0\ub294 \uc544\ub78d\uc5b4 \uc74c\uc131 \uc548\ub0b4\uac00 \ub0b4\uc7a5\ub418\uc5b4 \uc788\uc5b4\uc57c \ud569\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uacb0\uc81c \ubd80\ubb38\uc740 \uc911\ub3d9 \uc2dc\uc7a5 \uc9c4\ucd9c\uc5d0 \uc788\uc5b4 \ud575\uc2ec\uc801\uc778 \ub3cc\ud30c\uad6c\uc785\ub2c8\ub2e4. \uc774 \uc9c0\uc5ed\uc758 \uacb0\uc81c \uc0dd\ud0dc\uacc4\ub294 \ub450 \uac00\uc9c0\ub85c \uac00\ub4dd \ucc28 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