{"id":3304,"date":"2025-06-12T08:31:01","date_gmt":"2025-06-12T00:31:01","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3304"},"modified":"2025-06-12T08:31:01","modified_gmt":"2025-06-12T00:31:01","slug":"%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e5%9c%a8%e5%ad%9f%e5%8a%a0%e6%8b%89%e7%9a%84%e6%99%ae%e5%8f%8a%e6%83%85%e5%86%b5%e6%80%8e%e4%b9%88%e6%a0%b7%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/12\/%e7%a7%bb%e5%8a%a8%e6%94%af%e4%bb%98%e5%9c%a8%e5%ad%9f%e5%8a%a0%e6%8b%89%e7%9a%84%e6%99%ae%e5%8f%8a%e6%83%85%e5%86%b5%e6%80%8e%e4%b9%88%e6%a0%b7%ef%bc%9f\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\ub960\uc740 \uc5b4\ub290 \uc815\ub3c4\uc778\uac00\uc694?"},"content":{"rendered":"<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc5d0\uc11c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ub300\uc911\ud654\uc640 \ubc1c\uc804\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \uc0c1\ub2f9\ud55c \uc9c4\uc804\uc744 \uc774\ub8e8\uc5c8\uc9c0\ub9cc \uc5ec\uc804\ud788 \uc5ec\ub7ec \uac00\uc9c0 \ub3c4\uc804 \uacfc\uc81c\uc5d0 \uc9c1\uba74\ud574 \uc788\uc2b5\ub2c8\ub2e4. \uadf8 \ud575\uc2ec \uc0ac\ud56d\uc744 \uc544\ub798\uc5d0\uc11c \ubd84\uc11d\ud574 \ubcf4\uaca0\uc2b5\ub2c8\ub2e4:<\/p>\n<h3>1. <strong>\ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5<\/strong><\/h3>\n<ul>\n<li><strong>\uc815\ubd80 \uc8fc\ub3c4<\/strong>\ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589\uc740 \ud2b9\ud788 '\ubc29\uae00\ub77c QR' \ubc0f 'MFS'(\ubaa8\ubc14\uc77c \uae08\uc735 \uc11c\ube44\uc2a4)\uc640 \uac19\uc740 \uc774\ub2c8\uc154\ud2f0\ube0c\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ucd94\uc9c4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\uae00\ub77c\ub370\uc2dc \uc740\ud589\uc740 \ud2b9\ud788 '\ubc29\uae00\ub77c QR' \ubc0f 'MFS'(\ubaa8\ubc14\uc77c \uae08\uc735 \uc11c\ube44\uc2a4)\uc640 \uac19\uc740 \uc774\ub2c8\uc154\ud2f0\ube0c\ub97c \ud1b5\ud574 \ub514\uc9c0\ud138 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc801\uadf9\uc801\uc73c\ub85c \ud64d\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc0ac\uc6a9\uc790 \uc99d\uac00<\/strong>2023\ub144 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 \ubc29\uae00\ub77c\ub370\uc2dc\ub294 7\ucc9c\ub9cc \uac1c \uc774\uc0c1\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uacc4\uc815\uc744 \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70(\uc804\uccb4 \uc778\uad6c\uc758 \uc57d 401%), \uc8fc\uc694 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\ub85c\ub294 bKash, \ub098\uac00\ub4dc, \ub85c\ucf13(\ub124\ub35c\ub780\ub4dc-\ubc29\uae00\ub77c \uc740\ud589) \ub4f1\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ud2b8\ub79c\uc7ad\uc158 \ud06c\uae30<\/strong>2022-23 \ud68c\uacc4\uc5f0\ub3c4\uc5d0 MFS \uac70\ub798\uc561\uc774 10\uc870 \ud2f0\ud06c(\uc57d 900\uc5b5 \ub2ec\ub7ec)\ub97c \ub3cc\ud30c\ud558\uc5ec \ub110\ub9ac \uc0ac\uc6a9\ub418\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>2. <strong>\uc8fc\uc694 \ubaa8\ubc14\uc77c \uacb0\uc81c \ud50c\ub7ab\ud3fc<\/strong><\/h3>\n<ul>\n<li><strong>bKash<\/strong>(\uc2dc\uc7a5 \uc810\uc720\uc728 \uc57d 50%):\n<ul>\n<li>BRAC Bank\uac00 Ant Group\uacfc \ud611\ub825\ud558\uc5ec \ucd9c\uc2dc\ud55c \uc774 \uc571\uc740 \uc1a1\uae08, \uccad\uad6c\uc11c \uacb0\uc81c, \uae09\uc5ec \uc9c0\uae09 \ub4f1\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li>\ub3c4\uc2dc\uc640 \uc2dc\uace8 \uc9c0\uc5ed\uc744 \ubaa8\ub450 \ucee4\ubc84\ud558\uba70 \uc678\ub534 \uc9c0\uc5ed\uc758 \uc18c\uaddc\ubaa8 \uac00\ub9f9\uc810\ub3c4 bKash \uacb0\uc81c\ub97c \ud5c8\uc6a9\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub098\uac00\ub4dc<\/strong>(\ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2e0\uaddc \ud50c\ub808\uc774\uc5b4):\n<ul>\n<li>\uc6b0\uc815\uc0ac\uc5c5\ubcf8\ubd80\uc640 \ud611\ub825\ud558\uc5ec \uc800\ub834\ud55c \uc218\uc218\ub8cc \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uba70 3\ub144 \ub9cc\uc5d0 \uac00\uc785\uc790 \uc218\uac00 7\ucc9c\ub9cc \uba85\uc744 \ub3cc\ud30c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uae30\ud0c0 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4<\/strong>\ub85c\ucf13, \uc5c5\ud398\uc774 \ub4f1\ub3c4 \ud2c8\uc0c8 \uc2dc\uc7a5\uc5d0\uc11c \uacbd\uc7c1\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<h3>3. <strong>\ucd94\uc9c4\ub825<\/strong><\/h3>\n<ul>\n<li><strong>\uae08\uc735 \ud3ec\uc6a9\uc758 \ud544\uc694\uc131<\/strong>\uc131\uc778 \uc911 35%\ub9cc\uc774 \uc804\ud1b5\uc801\uc778 \uc740\ud589 \uacc4\uc88c\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc73c\uba70, \ubaa8\ubc14\uc77c \uacb0\uc81c\uac00 \uadf8 \uacf5\ubc31\uc744 \uba54\uc6b0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\n<ul>\n<li><\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>4. \ubaa8\ubc14\uc77c \uacb0\uc81c \ubcf4\uae09\uc744 \ucd09\uc9c4\ud558\ub294 \uc8fc\uc694 \uc694\uc778(\uacc4\uc18d)<\/strong><\/h3>\n<ul>\n<li><strong>\uae08\uc735 \ud3ec\uc6a9 \uc815\ucc45 \uc9c0\uc6d0<\/strong>::\n<ul>\n<li>\ubc29\uae00\ub77c\ub370\uc2dc \uc815\ubd80\ub294 2025\ub144\uae4c\uc9c0 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ub2ec\uc131\ud558\ub294 \uac83\uc744 \ubaa9\ud45c\ub85c \ud558\ub294 \ub514\uc9c0\ud138 \ubc29\uae00\ub77c\ub370\uc2dc \uc804\ub7b5\uc744 \ubc1c\ud45c\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>RBI\ub294 \uc740\ud589\uacfc MFS \uc81c\uacf5\uc5c5\uccb4\uc5d0 \uc218\uc218\ub8cc \uc778\ud558\uc640 \uc9c0\ubc29 \uc11c\ube44\uc2a4 \uc9c0\uc810 \ud655\ub300\ub97c \uc694\uccad\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\ub192\uc740 \ud734\ub300\ud3f0 \ubcf4\uae09\ub960<\/strong>::\n<ul>\n<li>\uc804\uad6d\uc801\uc73c\ub85c \uc57d 1\uc5b5 8\ucc9c\ub9cc \uba85\uc758 \ubaa8\ubc14\uc77c \uac00\uc785\uc790(SIM \uce74\ub4dc \uc218)\uc640 50%(GSMA \ub370\uc774\ud130)\uac00 \ub118\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c\ub97c \uc704\ud55c \uae30\ubc18\uc774 \ub9c8\ub828\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc804\uc5fc\ubcd1\uc758 \ub514\uc9c0\ud138\ud654 \uac00\uc18d\ud654<\/strong>::\n<ul>\n<li>\ube44\uc811\ucd09 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc218\uc694\ub294 \ucf54\ub85c\ub09819 \uae30\uac04 \ub3d9\uc548 \uae09\uc99d\ud588\uc73c\uba70, bKash\uc640 \uac19\uc740 \ud50c\ub7ab\ud3fc\uc758 \uac70\ub798\ub7c9\uc740 30%(2020-21\ub144) \uc774\uc0c1 \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3><strong>5. \uc8fc\uc694 \uc560\ud50c\ub9ac\ucf00\uc774\uc158 \uc2dc\ub098\ub9ac\uc624<\/strong><\/h3>\n<ul>\n<li><strong>P2P \uc804\uc1a1<\/strong>\uae30\uc874 \ud604\uae08 \uc1a1\uae08\uc758 \ub300\uc548\uc73c\ub85c, \ud2b9\ud788 \uc774\uc8fc \ub178\ub3d9\uc790\ub4e4\uc774 \uace0\ud5a5\uc5d0 \uc1a1\uae08\ud560 \ub54c \uc8fc\ub85c \uc0ac\uc6a9\ub429\ub2c8\ub2e4.<\/li>\n<li><strong>\uc720\ud2f8\ub9ac\ud2f0 \uae30\ubd80\uae08<\/strong>\uc804\uae30, \uc218\ub3c4, \ud559\ube44 \ub4f1\uc740 \ub098\uac00\ub4dc \ub610\ub294 \ub85c\ucf13\uc744 \ud1b5\ud574 \uc628\ub77c\uc778\uc73c\ub85c \ub0a9\ubd80\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc804\uc790\uc0c1\uac70\ub798 \ubc0f \uc18c\ub9e4 \uacb0\uc81c<\/strong>\ub2e4\ub77c\uc988(Ali \uc18c\uc720), \ud30c\ud0c0\uc624 \ubc0f \uae30\ud0c0 \ud50c\ub7ab\ud3fc\uc5d0\uc11c bKash\/Nagad\ub97c \uae30\ubcf8 \uacb0\uc81c \uc218\ub2e8\uc73c\ub85c \uc0ac\uc6a9\ud569\ub2c8\ub2e4.<br \/>\n<em>\uc608\uc678\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/em>\uace0\uc561 \uc9c0\ucd9c\uc740 \uc5ec\uc804\ud788 \uc2e0\uc6a9 \uce74\ub4dc\uc5d0 \uc758\uc874\ud569\ub2c8\ub2e4(\uc804\uccb4 \uc778\uad6c\uc758 21%~31%\uc5d0 \ubd88\uacfc).<\/li>\n<\/ul>\n<h3><strong>6. \uc55e\uc73c\ub85c\uc758 \uacfc\uc81c<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\ub3c4\uc804<\/th>\n<th>\uad6c\uccb4\uc801\uc778 \ud45c\ud604<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uaddc\uc81c \uc81c\uc57d<\/td>\n<td>1\uc77c \uac70\ub798 \ud55c\ub3c4 Tk. 50,000(\uc57d US$450), \uace0\uc561 \uacb0\uc81c \uc2dc \uc740\ud589 \uac1c\uc785 \ud544\uc694<\/td>\n<\/tr>\n<tr>\n<td>\uace0\ub974\uc9c0 \uc54a\uc740 \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0<\/td>\n<td>\uc2dc\uace8 \uc9c0\uc5ed\uc758 \ubd88\uc548\uc815\ud55c 4G \uc2e0\ud638\ub294 \uc0ac\uc6a9 \ud658\uacbd\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/td>\n<\/tr>\n<tr>\n<td>\uc0ac\uc6a9\uc790 \uc2e0\ub8b0 \ubb38\uc81c<\/td>\n<td>\uc0ac\uae30 \uc0ac\uac74(\uc608: \uac00\uc9dc \ucda9\uc804 \ub9c1\ud06c)\uc774 \ube48\ubc88\ud558\uac8c \ubc1c\uc0dd\ud558\uace0 \uc77c\ubd80 \uc0ac\ub78c\ub4e4\uc740 \uc5ec\uc804\ud788 \ud604\uae08\uc744 \uc120\ud638\ud569\ub2c8\ub2e4.<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h3><strong>7. \ud5a5\ud6c4 \ud2b8\ub80c\ub4dc<\/strong><\/h3>\n<ol>\n<li><em><strong>\uad6d\uacbd \uac04 \uacb0\uc81c \ud655\ub300<\/strong><\/em>::<br \/>\n\ube44\uce90\uc2dc\ub294 \uc54c\ub9ac\ud398\uc774\uc640 \uc81c\ud734\ud558\uc5ec \ubc29\uae00\ub77c\ub370\uc2dc \uad6d\uc678 \uac70\uc8fc\uc790\uac00 \ud574\uc678\uc5d0\uc11c \ud604\uc9c0 \uc9c0\uac11\uc73c\ub85c \uc9c1\uc811 \uc1a1\uae08\ud560 \uc218 \uc788\ub3c4\ub85d \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uc0dd\uccb4 \uc778\uc2dd<\/strong><\/em>::<br \/>\n\ub098\uac00\ub4dc, '\uacc4\uc88c \uac1c\uc124\uc744 \uc704\ud55c \uc5bc\uad74 \uc778\uc99d'\uc744 \ucd9c\uc2dc\ud558\uc5ec KYC \ud504\ub85c\uc138\uc2a4\ub97c \uac04\uc18c\ud654\ud569\ub2c8\ub2e4.<\/li>\n<li><em><strong>\uc288\ud37c \uc571 \uacf5\ubaa8\uc804<\/strong><\/em>::<br \/>\nbKash\uc640 \uac19\uc740 \ub85c\uceec \ud50c\ub7ab\ud3fc\uc740 \ud14c\uc774\ud06c\uc544\uc6c3 \ubc0f \ud0dd\uc2dc \uc11c\ube44\uc2a4\ub97c \ucd94\uac00\ud558\uc5ec WeChat \uc0dd\ud0dc\uacc4\ub97c \ubaa8\ubc29\ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n<h4><strong>(\uc0ac\ub840) \ub098\uac00\ub4dc\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5<\/strong><\/h4>\n<p>\uc815\ubd80 \ud30c\ud2b8\ub108\uc2ed\uacfc '\uc218\uc218\ub8cc \uc5c6\ub294 \uc778\ucd9c'\uacfc \uac19\uc740 \uacf5\uaca9\uc801\uc778 \ubcf4\uc870\uae08 \uc804\ub7b5\uc744 \ud1b5\ud574 \ub098\uac00\ub4dc\uc758 \uc77c\uc77c \ud3c9\uade0 \uac70\ub798\ub7c9\uc740 2023\ub144\uae4c\uc9c0 1\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud558\uba70 \ube44\uce90\uc2dc\uc758 \uc2dc\uc7a5 \uc9c0\uc704\ub97c \uc704\ud611\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h4><strong>(\uc694\uc57d)<\/strong><\/h4>\n<p>\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c\ub294 \uae30\ubcf8\uc801\uc778 \uae08\uc735 \uc218\uc694\ub97c \ucda9\uc871\ud558\uace0 \uc788\uc9c0\ub9cc \ud604\uae08\uc744 \uc644\uc804\ud788 \ub300\uccb4\ud558\ub824\uba74 \uc2dc\uac04\uc774 \uac78\ub9ac\uba70, \uaddc\uc81c \uc644\ud654\uc640 \uae30\uc220 \ud601\uc2e0\uc774 \ub2e4\uc74c \ub2e8\uacc4\uc758 \ud575\uc2ec \uacfc\uc81c\uac00 \ub420 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