{"id":3322,"date":"2025-06-15T18:33:47","date_gmt":"2025-06-15T10:33:47","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3322"},"modified":"2025-06-15T18:33:47","modified_gmt":"2025-06-15T10:33:47","slug":"%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e9%a2%84%e6%b5%8b%ef%bc%882025-2030%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/15\/%e5%ad%9f%e5%8a%a0%e6%8b%89%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e9%a2%84%e6%b5%8b%ef%bc%882025-2030%ef%bc%89\/","title":{"rendered":"\ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c \uc2dc\uc7a5 \ub3d9\ud5a5 \uc804\ub9dd(2025-2030\ub144)"},"content":{"rendered":"

\ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c \uc2dc\uc7a5 \ub3d9\ud5a5 \uc804\ub9dd: \uc8fc\uc694 \uac1c\ubc1c \ubd84\uc11d 2023-2025\ub144<\/h1>\n

I. \ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c \uc2dc\uc7a5 \ud604\ud669 \uac1c\uc694<\/h2>\n

\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c \uac00\uc7a5 \ube60\ub974\uac8c \uc131\uc7a5\ud558\ub294 \uc2e0\ud765 \uacbd\uc81c\uad6d \uc911 \ud558\ub098\uc778 \ubc29\uae00\ub77c\ub370\uc2dc\ub294 \uacb0\uc81c \uc2dc\uc7a5\uc5d0\uc11c \uc804\ub840 \uc5c6\ub294 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uacbd\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ubc29\uae00\ub77c\ub370\uc2dc \uc911\uc559\uc740\ud589\uc758 \ucd5c\uc2e0 \ub370\uc774\ud130\uc5d0 \ub530\ub974\uba74 2022\ub144 \ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ub514\uc9c0\ud138 \uac70\ub798\ub7c9\uc740 471\uc870 3,000\uc5b5 \ub2ec\ub7ec\ub85c \uc99d\uac00\ud558\uace0 \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc0ac\uc6a9\uc790 \uc218\ub294 6,500\ub9cc \uba85\uc744 \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ube60\ub978 \uc131\uc7a5\uc740 \uc815\ubd80\uc758 \ub514\uc9c0\ud138 \ubc29\uae00\ub77c\ub370\uc2dc \uc804\ub7b5\uacfc \ud604\uc7ac 50%\ub97c \ub118\uc5b4\uc120 \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960\uc758 \uae09\uaca9\ud55c \uc99d\uac00\uc5d0 \uae30\uc778\ud569\ub2c8\ub2e4.<\/p>\n

\uc804\ud1b5\uc801\uc778 \uc740\ud589 \uc2dc\uc2a4\ud15c\uacfc \ud540\ud14c\ud06c \ud601\uc2e0\uc758 \uc735\ud569\uc73c\ub85c \uacb0\uc81c \ud658\uacbd\uc774 \uc7ac\ud3b8\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud55c\ud3b8\uc73c\ub85c\ub294 \uc18c\ub0a0\ub9ac \uc740\ud589\uacfc \uac19\uc740 \uad6d\uc601 \uc0c1\uc5c5 \uc740\ud589\uacfc \ube44\uce90\uc2dc(bKash) \uac19\uc740 \ubbfc\uac04 \uc740\ud589\uc774 \uae30\ubcf8\uc801\uc778 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc7a5\uc545\ud558\uace0 \uc788\uc73c\uba70, \ub2e4\ub978 \ud55c\ud3b8\uc73c\ub85c\ub294 \ub098\uac00\ub4dc\uc640 \ub85c\ucf13 \uac19\uc740 \uc2e0\ud765 \uc804\uc790 \ud654\ud3d0 \uae30\uad00\uc774 \ud601\uc2e0\uc801\uc778 \ube44\uc988\ub2c8\uc2a4 \ubaa8\ub378\uc744 \ud1b5\ud574 \ube60\ub974\uac8c \uc2dc\uc7a5 \uc810\uc720\uc728\uc744 \ud655\ubcf4\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub274 \ud06c\ub77c\uc6b4 \uc804\uc5fc\ubcd1\uc740 \ube44\uc811\ucd09 \uacb0\uc81c\ub97c \uac00\uc18d\ud654\ud558\ub294 \ucd09\ub9e4\uc81c \uc5ed\ud560\uc744 \ud588\uc2b5\ub2c8\ub2e4. \uc804\uc5fc\ubcd1\uc774 \uc720\ud589\ud558\ub294 \ub3d9\uc548 QR\ucf54\ub4dc \uacb0\uc81c \uc0ac\uc6a9\ub7c9\uc740 3,001\uc870 3,000\uc5b5 \ub2ec\ub7ec \uc99d\uac00\ud55c \ubc18\uba74, \ud604\uae08 \uac70\ub798 \ube44\uc911\uc740 \ucc98\uc74c\uc73c\ub85c 751\uc870 3,000\uc5b5 \ub2ec\ub7ec \uc544\ub798\ub85c \ub5a8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \uc18c\ube44\uc790 \uc2b5\uad00\uc758 \ubcc0\ud654\ub294 \uc774\ud6c4 \uc2dc\uc7a5 \ubc1c\uc804\uc744 \uc704\ud55c \ud0c4\ud0c4\ud55c \ud1a0\ub300\ub97c \ub9c8\ub828\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

II. \ud5a5\ud6c4 \uac1c\ubc1c\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\ub294 \uc8fc\uc694 \ub3d9\uc778<\/h2>\n

1. \uc815\ucc45 \ubc0f \uaddc\uc81c \ud658\uacbd\uc758 \uc9c4\ud654<\/h3>\n

\ubc29\uae00\ub77c\ub370\uc2dc \uc911\uc559\uc740\ud589(CBB)\uc774 \ucd5c\uadfc \ubc1c\ud45c\ud55c \ud540\ud14c\ud06c \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \uac00\uc774\ub4dc\ub77c\uc778\uc740 \ud601\uc2e0\uc801\uc778 \uacb0\uc81c \uc194\ub8e8\uc158\uc744 \uc2e4\ud5d8\ud560 \uc218 \uc788\ub294 \uc5ec\uc9c0\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4. \uad6d\uac00 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uac1c\ubc1c \uacc4\ud68d(2021-2025)\uc740 \ub514\uc9c0\ud138 \uac70\ub798 \ube44\uc911\uc744 30%\ub85c \ub298\ub9ac\uaca0\ub2e4\ub294 \ubaa9\ud45c\ub97c \uba85\uc2dc\uc801\uc73c\ub85c \uc81c\uc2dc\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uac83\uc740 \uc0dd\uccb4 \uc778\uc2dd\uc744 \uad6d\uac00 \uc2e0\ubd84\uc99d \uc2dc\uc2a4\ud15c\uc5d0 \ud1b5\ud569\ud558\uc5ec \uae08\uc735 \ud3ec\uc6a9\uc744 \uc704\ud55c \uc778\ud504\ub77c\ub97c \uad6c\ucd95\ud558\ub294 '\uc2a4\ub9c8\ud2b8 \uce74\ub4dc ID' \ud504\ub85c\uc81d\ud2b8\uc785\ub2c8\ub2e4.<\/p>\n

2. \uae30\uc220 \ubc1c\uc804 \ubc0f \uc778\ud504\ub77c \uac1c\uc120<\/h3>\n

4G \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\ub294 85%\ub97c \ub118\uc5b4\uc130\uc73c\uba70, 2023\ub144 \ub9d0\uc5d0\ub294 5G \uc2dc\ubc94 \uc11c\ube44\uc2a4\uac00 \uc2dc\uc791\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \uc9c0\ub09c 3\ub144 \ub3d9\uc548 \ub18d\ucd0c \uc9c0\uc5ed\uc758 \uc778\ud130\ub137 \uc811\uc18d \ube44\uc6a9\uc774 60% \uc808\uac10\ub418\uc5b4 \ub9c8\uc744 \uc2dc\uc7a5\uc758 \ub514\uc9c0\ud138\ud654\uac00 \uac00\ub2a5\ud574\uc84c\uc2b5\ub2c8\ub2e4.\" '\ubc29\uae00\ub77c QR' \ud45c\uc900\uc758 \uc870\ud654\ub294 \uc0c1\ud638\uc6b4\uc6a9\uc131 \ubb38\uc81c\ub97c \ud574\uacb0\ud558\uace0, UPI\uc640 \uc720\uc0ac\ud55c \uc2dc\uc2a4\ud15c\uc758 \uac1c\ubc1c\uc740 \ud5a5\ud6c4 \uc989\uc11d \uacb0\uc81c\uc758 \uc804\ub9dd\uc744 \ubc1d\uac8c \ud569\ub2c8\ub2e4.<\/p>\n

3. \uc18c\ube44\uc790 \ud589\ub3d9\uc758 \ubcc0\ud654<\/h3>\n

18~35\uc138\uac00 \uc804\uccb4 \uc778\uad6c\uc758 34%\ub97c \ucc28\uc9c0\ud558\ub294 \uc774 \ub514\uc9c0\ud138 \ub124\uc774\ud2f0\ube0c \uc138\ub300\ub294 \ubaa8\ubc14\uc77c\ub85c \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud558\ub294 \uacbd\ud5a5\uc774 \ub354 \ub192\uc2b5\ub2c8\ub2e4.\" '\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c'(BNPL) \uc11c\ube44\uc2a4\uc758 \ubd84\uae30\ubcc4 \uc131\uc7a5\ub960\uc740 25% \uc774\uc0c1\uc73c\ub85c \uc2e0\uc6a9 \uc18c\ube44 \ud328\ud134\uc758 \uc99d\uac00\ub97c \ubcf4\uc5ec\uc8fc\uc5c8\uc2b5\ub2c8\ub2e4. \uc8fc\ubaa9\ud560 \ub9cc\ud55c \uc810\uc740 \uc911\uc18c\uae30\uc5c5\uc758 B2B \uacb0\uc81c \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uc218\uc694\uac00 \uae09\uc99d\ud588\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4. \uc57d 87%\uc758 \uc911\uc18c\uae30\uc5c5 \uc18c\uc720\uc8fc\ub4e4\uc774 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc778 \uad6c\ub9e4 \ub3c4\uad6c\uc5d0 \ub300\ud55c \ud544\uc694\uc131\uc744 \ud45c\uba85\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub2e4\uc12f \uac00\uc9c0 \ud575\uc2ec \uac1c\ubc1c \ud2b8\ub80c\ub4dc \uc804\ub9dd<\/p>\n

\uad6d\uacbd \uac04 \uacb0\uc81c\uc758 \ud68d\uae30\uc801\uc778 \uc131\uc7a5<\/strong>
\n\uc5ed\ub0b4\ud3ec\uad04\uc801\uacbd\uc81c\ub3d9\ubc18\uc790\ud611\uc815(RCEP)\uc774 \ubc1c\ud6a8\ub418\uace0 \uc911\uad6d\uc758 \uc77c\ub300\uc77c\ub85c \uc774\ub2c8\uc154\ud2f0\ube0c\uac00 \ubcf8\uaca9\uc801\uc73c\ub85c \uc2dc\ud589\ub428\uc5d0 \ub530\ub77c \uc911\uad6d-\ubc29\uae00\ub77c\ub370\uc2dc \ubb34\uc5ed\uc740 2025\ub144\uae4c\uc9c0 300\uc5b5 \ub2ec\ub7ec\ub97c \ub3cc\ud30c\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4. \uc774\uac83\uc774 \uc9c1\uc811\uc801\uc778 \uc6d0\ub3d9\ub825\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4:
\n-\uc704\uc548\ud654\/\ud0c0\uce74 \uc9c1\uc811 \uacb0\uc81c\uc5d0 \ub300\ud55c \uc218\uc694 \uc99d\uac00 40%
\n-\ubb34\uc5ed \uae08\uc735 \uc0ac\uc6a9 \uc0ac\ub840 \uc99d\uac00\uc5d0 \uc788\uc5b4 \ube14\ub85d\uccb4\uc778 \uae30\uc220 200%
\n-\uad6d\uacbd \uac04 \uc804\uc790\uc0c1\uac70\ub798 \uad00\ub828 \uacb0\uc81c \ucc98\ub9ac\ub7c9 2\ubc30 \uc99d\uac00<\/p>\n

\uc288\ud37c \uc571\uc758 \uc0dd\ud0dc\uc801 \ud655\uc7a5<\/strong>
\n\uc120\ub3c4\uc801\uc778 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ud50c\ub7ab\ud3fc\uc740 \ub2e4\uc591\ud55c \ub77c\uc774\ud504\uc2a4\ud0c0\uc77c \uc11c\ube44\uc2a4\ub97c \ud1b5\ud569\ud558\ub294 \uc288\ud37c \uc571\uc73c\ub85c \ubcc0\ubaa8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:
\n- \ube44\uce90\uc2dc\ub294 15,000\uac1c\uc758 \uc624\ud504\ub77c\uc778 \uac00\ub9f9\uc810\uacfc 200\uac1c \uc774\uc0c1\uc758 \uc815\ubd80 \uc11c\ube44\uc2a4 \ucc3d\uad6c\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
\n- \ub098\uac00\ub4dc, \ud14c\uc774\ud06c\uc544\uc6c3 \ud50c\ub7ab\ud3fc \ud478\ub4dc\ud310\ub2e465%\uc640\uc758 \ud30c\ud2b8\ub108\uc2ed\uc744 \ud1b5\ud574 \ud604\uc7a5 \uce68\ud22c\uc728 \uc99d\uac00 \ub2ec\uc131
\n'\uc804\uc790\uc9c0\uac11+\uc18c\uc15c+\uc804\uc790\uc0c1\uac70\ub798'\uc758 \ud1b5\ud569 \ud50c\ub7ab\ud3fc \ubaa8\ub378\uc740 2024\ub144\uae4c\uc9c0 80%\uc758 \ud65c\uc131 \uc0ac\uc6a9\uc790\ub97c \ud3ec\uad04\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

\uc0dd\uccb4 \uc778\uc99d\uc758 \uc8fc\ub958\ud654<\/strong>
\n871\uba85\uc758 TP3T \uc778\uad6c\ub97c \ucee4\ubc84\ud558\ub294 Aadhaar \ubaa8\ub378 \uae30\ubc18 \uc0dd\uccb4 \uc778\uc2dd \ub370\uc774\ud130\ubca0\uc774\uc2a4 \uad6c\ucd95\uc774 \uc644\ub8cc\ub418\uc5c8\uc2b5\ub2c8\ub2e4:
\n-\uc9c0\ubb38 \uacb0\uc81c\uc758 \uc77c \ud3c9\uade0 \uac70\ub798\ub7c9\uc774 120\ub9cc \uac74\uc5d0 \ub2ec\ud588\uc2b5\ub2c8\ub2e4.
\n-\ud64d\ucc44 \uc778\uc99d \uc815\ud655\ub3c4\uac00 99.7%\ub85c \uc99d\uac00\ud588\uc2b5\ub2c8\ub2e4.
\n\uc548\uba74 \uc778\uc2dd \uc2dc\uc2a4\ud15c\uc740 2\ub144 \uc774\ub0b4\uc5d0 \ubaa8\ub4e0 ATM \ub2e8\ub9d0\uae30\uc5d0 \uc801\uc6a9\ub420 \uc608\uc815\uc785\ub2c8\ub2e4. \ubcf4\uc548 \uc5c5\uadf8\ub808\uc774\ub4dc\ub294 \ubbf8\ud654 2\uc5b5 4\ucc9c\ub9cc \ub2ec\ub7ec\uc758 \ube44\uc6a9\uc73c\ub85c \uacc4\ud68d\ub418\uc5b4 \uc788\uc73c\uba70, \uaddc\ubaa8\uc758 \uacbd\uc81c \ud6a8\uacfc\ub97c \ud1b5\ud574 \ub2e8\uc77c \uc778\uc99d \ube44\uc6a9\uc744 \uae30\uc874 OTP \ubc29\uc2dd\ubcf4\ub2e4 \ud6e8\uc52c \ub0ae\uc740 \ubbf8\ud654 0.02\ub2ec\ub7ec \ubbf8\ub9cc\uc73c\ub85c \ub0ae\ucd9c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub18d\uc5c5 \uacf5\uae09\ub9dd \uae08\uc735\uc758 \ud601\uc2e0 \uc0ac\ub840<\/strong>
\nGDP\uc758 131\uc870 3,000\uc5b5 \ub2ec\ub7ec\ub97c \ucc28\uc9c0\ud558\ub294 \ub18d\uc5c5 \ubd80\ubb38\uc744 \uc704\ud55c \uc804\ubb38 \uc194\ub8e8\uc158\uc774 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4.
\n\ub0a0\uc528 \uc9c0\uc218 \ubcf4\ud5d8\uacfc \uc218\ud655\ubb3c \uc0ac\uc804 \ud310\ub9e4\ub97c \uacb0\ud569\ud55c \ud601\uc2e0\uc801\uc778 \ub18d\uc5c5 \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc774 \ubd81\ubd80 \uc9c0\uc5ed\uc5d0\uc11c \uc131\uacf5\uc801\uc73c\ub85c \uc2dc\ubc94 \uc6b4\uc601\ub418\uc5b4 \ucc38\uc5ec \ub18d\uac00\uc758 \ud3c9\uade0 \uc18c\ub4dd\uc744 221% \uc99d\uac00\uc2dc\ucf30\uc73c\uba70, \ub4dc\ub860 \ub9e4\ud551 \uae30\uc220\uacfc \ud1a0\uc9c0 \uc18c\uc720\uad8c \ub370\uc774\ud130\uc758 \uacb0\ud569\uc73c\ub85c 450\ub9cc \uba85\uc758 \uc18c\uaddc\ubaa8 \ub18d\uac00\uac00 \ucc98\uc74c\uc73c\ub85c \ub514\uc9c0\ud138 \uc2e0\uc6a9\uc744 \ubc1b\uc744 \uc218 \uc788\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

\ub808\uadf8\ud14c\ud06c \uc5d0\uc2a4\uceec\ub808\uc774\uc158\uc758 \ud544\uc694\uc131<\/strong>
\n\uc790\uae08\uc138\ud0c1 \ubc29\uc9c0 \ubaa8\ub2c8\ud130\ub9c1 \uc555\ubc15\uc73c\ub85c \uaddc\uc815 \uc900\uc218 \ube44\uc6a9 351\uc8703\ucc9c\uc5b5 \uc6d0 \uc99d\uac00, \uc790\ub3d9\ud654 \uc194\ub8e8\uc158 \uc218\uc694 \uc99d\uac00: AI \uae30\ubc18 \uc774\uc0c1 \uac70\ub798 \ud0d0\uc9c0 \uc2dc\uc2a4\ud15c, 921\uc8703\ucc9c\uc5b5 \uc6d0\uc758 \uc815\ud655\ub3c4 \ub2ec\uc131, \uc218\ub3d9 \uac10\uc0ac\uc758 \ud6a8\uc728\uc131 20\ubc30 \ud5a5\uc0c1\uc2e4\uc2dc\uac04 \uc704\ud5d8 \uc810\uc218 \ubaa8\ub378, \uae08\uc735 \uae30\uad00\uc774 301\uc8703\ucc9c\uc5b5 \uc6d0\uc758 \uc0ac\uae30 \uc190\uc2e4 \uac10\uc18c \uc9c0\uc6d0<\/p>\n

IV. \ub3c4\uc804 \uacfc\uc81c\uc640 \uc774\ub97c \ud574\uacb0\ud558\uae30 \uc704\ud55c \uc81c\uc548\ub41c \uc804\ub7b5<\/p>\n

\uc774\ub7ec\ud55c \uc57d\uc18d\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ubd84\uba85\ud55c \ubcd1\ubaa9 \ud604\uc0c1\uc774 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n

\uc778\ud504\ub77c \uac1c\ubc1c\uacfc \uad00\ub828\ud558\uc5ec 1,800\uac1c \ub9c8\uc744\uc774 \uc5ec\uc804\ud788 \uc548\uc815\uc801\uc778 \uc804\uae30 \uacf5\uae09\uc5d0 \uc5f0\uacb0\ub418\uc9c0 \uc54a\uc544 \ub77c\uc2a4\ud2b8 \ub9c8\uc77c \uc11c\ube44\uc2a4\uc758 \uc811\uadfc\uc131\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce58\uace0 \uc788\uc73c\uba70, \uc800\uc804\ub825 POS \ub2e8\ub9d0\uae30\uc640 \ud0dc\uc591\uad11 \ucda9\uc804\uc18c\uc758 \ud558\uc774\ube0c\ub9ac\ub4dc \uc194\ub8e8\uc158\uc744 \uc0ac\uc6a9\ud558\uba74 \uad6c\ucd95 \ube44\uc6a9\uc744 60%\uae4c\uc9c0 \uc904\uc77c \uc218 \uc788\ub2e4\uace0 \ud569\ub2c8\ub2e4.<\/p>\n

\uad6d\ub0b4 \ub300\ud559 \uc911 23\uac1c \ub300\ud559\ub9cc\uc774 \ud540\ud14c\ud06c \uad00\ub828 \uc804\ubb38 \uacfc\uc815\uc744 \uc81c\uacf5\ud55c\ub2e4\ub294 \uc810\uc5d0\uc11c \uc778\uc7ac \uaca9\ucc28\uac00 \ub450\ub4dc\ub7ec\uc9d1\ub2c8\ub2e4. \uae30\uc5c5\ub4e4\uc774 \ub2e4\uce74 \ub300\ud559 \ubc0f \uae30\ud0c0 \uae30\uad00\uacfc \ud568\uaed8 \uad50\uc721 \uac70\uc810\uc744 \uad6c\ucd95\ud558\ub294 \ub3d9\uc2dc\uc5d0 \uc2f1\uac00\ud3ec\ub974 \ubc0f \uae30\ud0c0 \uad6d\uac00\uc758 \uc131\uc219\ud55c \uad50\uc721 \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud558\uc5ec \ub2e8\uae30\uac04\uc5d0 5,000\uba85\uc758 \uc790\uaca9\uc744 \uac16\ucd98 \uac1c\ubc1c\uc790\ub97c \uc591\uc131\ud560 \uac83\uc744 \uc81c\uc548\ud569\ub2c8\ub2e4.<\/p>\n

\uc9c0\ub09c\ud574 \uae08\uc735\uae30\uad00\uc5d0 \ub300\ud55c 240\uac74\uc758 \uc0ac\uc774\ubc84 \uacf5\uaca9\uc774 \ubc1c\uc0dd\ud558\ub294 \ub4f1 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud611\uc774 \uc2ec\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uad6d\uac00 \ucc28\uc6d0\uc758 \ucde8\uc57d\uc810 \ud3ec\uc0c1\uae08 \ud504\ub85c\uadf8\ub7a8\uc744 \ub9c8\ub828\ud558\uace0 PCI-DSS \ub808\ubca8 3 \uc778\uc99d\uc744 \uc758\ubb34\ud654\ud574\uc57c \ud569\ub2c8\ub2e4. \uc911\uc694 \uc2dc\uc2a4\ud15c\uc5d0 \ub300\ud574 99.99%\uc758 \uc774\uc911\ud654 \uac00\uc6a9\uc131\uc744 \ub2ec\uc131\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\ub370\uc774\ud130 \uc8fc\uad8c \ubd84\uc7c1\uc740 \uacc4\uc18d \uc2ec\ud654\ub418\uace0 \uc788\uc73c\uba70 \ubaa8\ub4e0 \uc2dc\ubbfc\uc758 \ub370\uc774\ud130\ub97c \uad6d\ub0b4 \uc800\uc7a5\ud558\ub3c4\ub85d \uc694\uad6c\ud558\ub294 \uaddc\uc81c\ub294 \uad6d\uc81c \ud611\ub825\uc744 \uc800\ud574\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uac1c\ubc1c\uacfc \ubcf4\uc548 \uc694\uad6c\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uc0cc\ub4dc\ubc15\uc2a4 \uba54\ucee4\ub2c8\uc998\uc740 \uc5ed\uc678 \ub370\uc774\ud130 \uc13c\ud130\ub97c \uc704\ud55c \ud2b9\ubcc4 \uad6c\uc5ed\uc744 \uad6c\ucd95\ud558\uace0 \uc5c4\uaca9\ud55c \uaddc\uc81c \ud558\uc5d0 \ud2b9\uc815 \uad6d\uacbd \uac04 \ub370\uc774\ud130 \ud750\ub984\uc744 \ud5c8\uc6a9\ud568\uc73c\ub85c\uc368 \ud14c\uc2a4\ud2b8\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

\uacb0\ub860: \ud669\uae08 \uae30\ud68c\ub97c \uc7a1\uae30 \uc704\ud55c \uc8fc\uc694 \uc2e4\ud589 \ud56d\ubaa9 \uc9c0\uae08\uc774 \uc2dc\uc7a5 \uc9c4\ucd9c\uc744 \ud76c\ub9dd\ud558\ub294 \uae30\uc5c5\uc5d0\uac8c \uac00\uc7a5 \uc88b\uc740 \uc2dc\uae30\uc785\ub2c8\ub2e4. \uc911\uc18c\uae30\uc5c5\uc744 \uc704\ud55c \uc784\ubca0\ub514\ub4dc \uae08\uc735 \uc11c\ube44\uc2a4, \uc0dd\uccb4\uc778\uc2dd \uad50\ucc28 \uc778\uc99d \uae30\uc220\uc758 \ud604\uc9c0 \uc801\uc6a9, \uc6b0\ud3b8 \ub124\ud2b8\uc6cc\ud06c\uc640 \uac19\uc740 \uae30\uc874 \ucc44\ub110\uacfc\uc758 \uc804\ub7b5\uc801 \ud30c\ud2b8\ub108\uc2ed \ub4f1\uc774 \uc8fc\uc694 \ucd08\uc810 \ubd84\uc57c\uac00 \ub418\uc5b4\uc57c \ud569\ub2c8\ub2e4. \ub2e8\uc21c\ud788 \ub2e4\ub978 \uad6d\uac00\uc758 \ubaa8\ub378\uc744 \ubaa8\ubc29\ud558\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \uc2e4\uc81c \ubb38\uc81c\uc810\uc744 \ud574\uacb0\ud558\ub294 \uae30\uc5c5\uc774 120\uc5b5 \ub2ec\ub7ec \uaddc\ubaa8\uc758 \uc7a0\uc7ac\uc801 \uc2dc\uc7a5\uc5d0\uc11c \uad81\uadf9\uc801\uc778 \uc2b9\uc790\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

V. \uc2dc\uc7a5 \uc138\ubd84\ud654 \uae30\ud68c\uc5d0 \ub300\ud55c \uc2ec\uce35\uc801\uc778 \ud0d0\uc0c9<\/h2>\n

1. \ub18d\ucd0c \uae08\uc735 \ud3ec\uc6a9\uc758 \ud3ed\ubc1c\uc801\uc778 \uc7a0\uc7ac\ub825<\/strong><\/h3>\n

\ubc29\uae00\ub77c\ub370\uc2dc\uc758 \ub18d\ucd0c \uc778\uad6c \ube44\uc728\uc740 \uc5ec\uc804\ud788 651 TP3T\uc5d0 \ub2ec\ud558\uc9c0\ub9cc, \uae30\uc874 \uc740\ud589 \uc9c0\uc810\uc758 \ucee4\ubc84\ub9ac\uc9c0\ub294 301 TP3T \ubbf8\ub9cc\uc73c\ub85c \uae08\uc735 \uc11c\ube44\uc2a4\uc5d0\uc11c \ud070 \uaca9\ucc28\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4. \ubaa8\ubc14\uc77c \uacb0\uc81c \ud50c\ub7ab\ud3fc\uc774 \uc774 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    \n
  • \uc5d0\uc774\uc804\ud2b8 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c \ud655\uc7a5<\/strong>:: 2023\ub144\uae4c\uc9c0 \uc804\uad6d\uc5d0 180,000\uac1c \uc774\uc0c1\uc758 \ub300\ub9ac\uc810\uc774 \uc124\ub9bd\ub418\uace0 \ub9e4\ub2ec 3,000\uac1c\uc758 \ub300\ub9ac\uc810\uc774 \uc0c8\ub85c \ucd94\uac00\ub418\uc5b4 901\uac1c \uc774\uc0c1\uc758 TP3T \ud589\uc815 \uad6c\uc5ed\uc744 \ucee4\ubc84\ud560 \uc608\uc815\uc785\ub2c8\ub2e4. \ube44\uce90\uc2dc\uc640 \ub2e4\ub978 \uc8fc\uc694 \ud50c\ub7ab\ud3fc\uc740 \"\ub514\uc9c0\ud138 \uc6b0\uccb4\uad6d\" \ubaa8\ub378\uc744 \ud1b5\ud574 \uc6b0\ud3b8 \uc2dc\uc2a4\ud15c\uacfc \ubaa8\ubc14\uc77c \uc9c0\uac11\uc744 \uacb0\ud569\ud558\uc5ec \ub2e8\uc77c \uc1a1\uae08 \ube44\uc6a9\uc744 $0.15\ub85c \ub0ae\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
  • \ub18d\uc5c5 \uc2dc\ub098\ub9ac\uc624\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \uc81c\ud488<\/strong>:: \uc704\uc131 \uc6d0\uaca9 \ud0d0\uc0ac \uae30\ubc18\uc758 \ub18d\uc791\ubb3c \ubcf4\ud5d8 \uc790\ub3d9 \uccad\uad6c \uacb0\uc81c, \uace1\ubb3c \uad6c\ub9e4 \uc120\uae09\uae08 \ub514\uc9c0\ud138 \ubd84\ubc30\uc640 \uac19\uc740 \ud601\uc2e0\uc801\uc778 \uc11c\ube44\uc2a4\uac00 \uc2dc\ubc94 \uc6b4\uc601\ub418\uace0 \uc788\uc73c\uba70 2025\ub144\uae4c\uc9c0 5\ubc31\ub9cc \uba85\uc758 \ub18d\uac00\uac00 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n
  • \uc5ec\uc131 \uc0ac\uc6a9\uc790\ub97c \uc704\ud55c \ud2b9\ubcc4 \ud504\ub85c\uadf8\ub7a8<\/strong>\ub18d\ucd0c \uc5ec\uc131\uc744 \uc704\ud55c \uac04\ud3b8 \uacc4\uc88c(\ud734\ub300\ud3f0 \ubc88\ud638 + \uc0dd\uccb4\uc778\uc2dd\ub9cc \ud544\uc694) \uc0ac\uc6a9\uc790 \uc218\uac00 \uc5f0\uac04 2,101\ub9cc \uba85\uc529 \uc99d\uac00\ud558\uc5ec \uac00\uacc4 \uae08\uc735 \ud3ec\uc6a9\uc131\uc744 \ud06c\uac8c \ud5a5\uc0c1\uc2dc\ucf30\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    B2B \uacb0\uc81c\uc758 \ub514\uc9c0\ud138 \ud601\uc2e0\uc758 \ubb3c\uacb0 2.<\/strong><\/h3>\n

    \uc911\uc18c\uae30\uc5c5\uc740 \ubc29\uae00\ub77c\ub370\uc2dc GDP\uc758 401\uc870 3,000\uc5b5 \ub2ec\ub7ec\uc5d0 \uae30\uc5ec\ud558\uc9c0\ub9cc, \uacb0\uc81c \ud504\ub85c\uc138\uc2a4\ub294 \uc5ec\uc804\ud788 \ud604\uae08\uacfc \uc218\ud45c\uc5d0 \ud06c\uac8c \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(701\uc870 3,000\uc5b5 \ub2ec\ub7ec \uc810\uc720\uc728 \uc774\uc0c1). \ub2e4\uc74c\uacfc \uac19\uc740 \uc601\uc5ed\uc5d0\uc11c \uad6c\uc870\uc801 \uae30\ud68c\uac00 \uc874\uc7ac\ud569\ub2c8\ub2e4:<\/p>\n

      \n
    • \uacf5\uae09\ub9dd \uae08\uc735 \ud50c\ub7ab\ud3fc \ud1b5\ud569<\/strong>\uad6c\ub9e4 \uc8fc\ubb38, \ubb3c\ub958 \ucd94\uc801, \ub3d9\uc801 \ud560\uc778\uc744 \uacb0\ud569\ud55c \ud480 \ub9c1\ud06c \uc194\ub8e8\uc158\uc73c\ub85c \ub9ac\ub4dc \ud0c0\uc784\uc744 45\uc77c \u2192 7\uc77c\ub85c \ub2e8\ucd95\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub300\ud45c\uc801\uc778 \uc0ac\ub840\ub85c\ub294 \uc758\ub958 \ub300\uae30\uc5c5\uc778 DBL \uadf8\ub8f9\uc774 \uad6c\ucd95\ud55c \uacf5\uae09\uc5c5\uccb4 \ud611\uc5c5 \ub124\ud2b8\uc6cc\ud06c\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
    • \uad6d\uacbd \uac04 \uac70\ub798 \uc790\ub3d9 \uacb0\uc81c<\/strong>\uc911\uad6d \uae30\uc5c5\uc774 \ucc38\uc5ec\ud558\ub294 \uce58\ud0c0\uacf5 \uacbd\uc81c\ud2b9\uad6c \ud504\ub85c\uc81d\ud2b8\ub294 \uc2e4\uc2dc\uac04 \uc704\uc548\ud654\/\ud0c0\uce74\ud654 \ud658\uc804\uc5d0 \ub300\ud55c \uc218\uc694\ub97c \ucc3d\ucd9c\ud588\uace0, \uad00\ub828 \uc678\ud658 \uad00\ub9ac API \uc778\ud130\ud398\uc774\uc2a4 \uac1c\ubc1c\uc774 \uc0c8\ub85c\uc6b4 \ud2b8\ub799\uc774 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

      3. \uc804\uc790 \uc815\ubd80 \uacb0\uc81c\uc758 \uac00\uc18d\ud654<\/strong><\/h3>\n

      \uacf5\uacf5 \ubd80\ubb38\uc758 \uc5f0\uac04 \uacb0\uc81c \uaddc\ubaa8\ub294 \uc57d 120\uc5b5 \ub2ec\ub7ec, \ub514\uc9c0\ud138\ud654 \ube44\uc728\uc740 151% \ubbf8\ub9cc\uc785\ub2c8\ub2e4. \uc8fc\uc694 \ud601\uc2e0 \ud3ec\uc778\ud2b8\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.
      \n| \ubd84\uc57c > \ud604\uc7ac \ubb38\uc81c\uc810 > \uc0ac\ub840 \uc5f0\uad6c > \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158
      \n|————–|————————–|——————————–|
      \n|\uc0ac\ud68c\ubcf5\uc9c0 \uc720\ud1b5 |\ubd80\uc815\uccad\uad6c\uc728 171% \uac10\uc18c |\uc0dd\uccb4\uc778\uc99d + \ube14\ub85d\uccb4\uc778 \uc774\ub825\ucd94\uc801 \uc2dc\uc2a4\ud15c \ub3c4\uc785 |\uc0dd\uccb4\uc778\uc99d + \ube14\ub85d\uccb4\uc778 \uc774\ub825\ucd94\uc801 \uc2dc\uc2a4\ud15c \ub3c4\uc785
      \n|\uc624\ud504\ub77c\uc778 \ub300\uae30\uc5f4\uc740 \ud3c9\uade0 2\uc2dc\uac04\uc774 \uc18c\uc694\ub429\ub2c8\ub2e4 | \ubbf8\ub9ac \ucc44\uc6cc\uc9c4 \uc2e0\uace0\uc11c + \ucf54\ub4dc \uacb0\uc81c\uc758 \uc62c\uc778\uc6d0 \ud504\ub85c\uc138\uc2a4 | \uc138\uae08 \ub0a9\ubd80
      \n|\uc815\ubd80 \uc870\ub2ec |\ud22c\uba85\uc131 \ubb38\uc81c \uc81c\uae30 |\uc2a4\ub9c8\ud2b8 \uacc4\uc57d\uc73c\ub85c \uc790\ub3d9\uc73c\ub85c \uacb0\uc81c \uc870\uac74 \ud2b8\ub9ac\uac70\ud558\uae30 ><\/p>\n

      VI. \ud574\uc678 \ud50c\ub808\uc774\uc5b4\uc758 \uc9c4\uc785 \uc804\ub7b5 \ubd84\uc11d<\/p>\n

      \ubc29\uae00\ub77c\ub370\uc2dc \uacb0\uc81c \uc2dc\uc7a5\uc5d0 \ub300\ud55c \uc911\uad6d \uae30\uc220 \uae30\uc5c5\uc758 \ucc38\uc5ec\ub294 \uacc4\uc18d\ud574\uc11c \uc2ec\ud654\ub418\uace0 \uc788\uc73c\uba70, \ub300\ud45c\uc801\uc778 \uc138 \uac00\uc9c0 \ud328\ud134\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

        \n
      1. \n

        \uae30\uc220 \uc218\ucd9c \uc9c0\ud5a5<\/em> \uc564\ud2b8 \uadf8\ub8f9\uc740 \uad6d\uacbd\uc744 \ub118\ub098\ub4dc\ub294 QR\ucf54\ub4dc \uc2a4\uce94\uc744 \uc9c0\uc6d0\ud558\uae30 \uc704\ud574 \ub85c\uceec \uc9c0\uac11\uc5d0 \uc54c\ub9ac\ud398\uc774+ \uc194\ub8e8\uc158 \ud1b5\ud569 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uba70, \ube44\uce90\uc2dc\uc640\uc758 \uc2dc\uc2a4\ud15c \ub3c4\ud0b9 \ud14c\uc2a4\ud2b8 \ub2e8\uacc4\ub97c \uc644\ub8cc\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n

      2. \n

        \uce90\ud53c\ud0c8 \ud611\ub3d9\uc870\ud569<\/em> \ud150\uc13c\ud2b8\ub294 \ub098\uac00\ub4dc\uc5d0 \ud22c\uc790\ud558\uc5ec 151\ub9cc 3\ucc9c \uc8fc\ub97c \uc778\uc218\ud558\uace0, \uc704\ucc57\ud398\uc774\uc758 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubaa8\ub4c8\uc744 \ubcb5\uace8\uc5b4 \ubc84\uc804\uc5d0 \uc801\uc6a9\ud558\uc5ec \ub098\uac00\ub4dc\uc758 \uc0ac\uae30 \ubc29\uc9c0 \ud6a8\uc728\uc131\uc744 401\ub9cc 3\ucc9c \uc8fc\uae4c\uc9c0 \ub192\uc600\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n

      3. \n

        \uce5c\ud658\uacbd \uac74\uc124<\/em> \ud654\uc6e8\uc774 \ubaa8\ubc14\uc77c \uc11c\ube44\uc2a4(HMS)\ub294 \ud604\uc9c0 \uc571 \uc0c1\uc810\uc758 \uc0ac\uc804 \uc124\uce58 \uc758\ubb34\ud654 \uc815\ucc45\uc5d0 \ub530\ub77c Petal Pay\uc758 \uc0ac\uc804 \uc124\uce58 200\ub9cc \uac74\uc744 \ud655\ubcf4\ud558\ub294 \ud55c\ud3b8, \uc911\uc18c \uac1c\ubc1c\uc790\uac00 \ud638\ucd9c\ud560 \uc218 \uc788\ub3c4\ub85d SDK\ub97c \uacf5\uac1c\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n<\/li>\n<\/ol>\n

        \uc8fc\ubaa9\ud560 \uac00\uce58\uac00 \uc788\uc2b5\ub2c8\ub2e4.\uc9c0\uc815\ud559\uc801 \uc694\uc778\uc758 \uc601\ud5a5\ub825 \uc99d\uac00<\/strong>\uc778\ub3c4\uc758 UPI \ud45c\uc900\uc740 \uc885\uad50\uc801, \ubb38\ud654\uc801 \uc720\ub300(\uc608: \uc774\uc2ac\ub78c \uc790\uce74\ud2b8 \uacc4\uc0b0 \uc9c0\uc6d0)\ub97c \ud1b5\ud574 \ud64d\ubcf4\ud558\uace0\uc790 \ud558\ub294 \ubc18\uba74, \uc77c\ubcf8\uc758 JICA\ub294 NFC \uacb0\uc81c \uae30\uc220 \ud45c\uc900 \uc120\ud0dd\uacfc \uc5f0\uacc4\ub41c \uc778\ud504\ub77c \ub300\ucd9c\uc5d0 \uc911\uc810\uc744 \ub450\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

        VII. \ud5a5\ud6c4 3\ub144\uac04\uc758 \uc8fc\uc694 \uc9c0\ud45c \uc608\uce21 \ubaa8\ub378<\/p>\n

        ARIMA \uc2dc\uacc4\uc5f4 \ubd84\uc11d\uacfc \uc804\ubb38\uac00 \ub378\ud30c\uc774 \ubc29\ubc95\uc744 \uacb0\ud569\ud55c \uacb0\uacfc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n\n\n\n\n\n
        2023\ub144(\uc608\uc0c1)<\/th>\n2024\ub144(\uc608\uc0c1)<\/th>\n2025\ub144(\uc608\uc0c1)<\/th>\nCAGR<\/th>\n<\/th>\n<\/tr>\n<\/thead>\n
        \ucd1d \ub514\uc9c0\ud138 \uac70\ub798 \uac74\uc218(\uc218\uc2ed\uc5b5 \uac74)<\/td>\n48<\/td>\n72<\/td>\n110.<\/td>\n31.%<\/td>\n<\/tr>\n
        \ubaa8\ubc14\uc77c \uc9c0\uac11 \ubcf4\uae09\ub960(% \uc778\uad6c)<\/td>\n53.<\/td>\n68.<\/td>\n13.%<\/td>\n<\/td>\n<\/tr>\n
        \ube44\uc740\ud589 \uae30\uad00\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728(%)<\/td>\n32.<\/td>\n41.<\/td>\n8.%<\/td>\n<\/td>\n<\/tr>\n
        \uc0dd\uccb4 \uc778\uc99d \ube44\uc728(%)<\/td>\n25.<\/td>\n45.<\/td>\n34.%<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

        \uc624\ucc28 \ubc94\uc704\ub294 \u00b171 TP3T(\uc2e0\ub8b0 \uad6c\uac04 951 TP3T)\ub85c \uc81c\uc5b4\ub429\ub2c8\ub2e4.\uac00\uc7a5 \ud30c\uad34\uc801\uc778 \ubcc0\uc218\ub294 \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0(CBDC)\uc758 \ucd9c\uc2dc\uc785\ub2c8\ub2e4.<\/em>\ud604\uc7ac \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \uacb0\uacfc, \ub3c4\ub9e4 CBDC\ub294 \uc740\ud589 \uac04 \uccad\uc0b0 \ube44\uc6a9\uc744 60%\uae4c\uc9c0 \uc808\uac10\ud560 \uc218 \uc788\ub294 \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\uc2b5\ub2c8\ub2e4.<\/p>\n

        VIII. \uc2e4\uc6a9\uc801\uc778 \uc870\uc5b8: \uc2dc\uc7a5 \uc9c4\uc785\uc744 \uc704\ud55c 5\ub2e8\uacc4<\/p>\n

        \uae30\ubc18\uc744 \ub9c8\ub828\ud560 \uc900\ube44\uac00 \ub41c \uae30\uc5c5\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.\uc810\uc9c4\uc801\uc778 \ud604\uc9c0\ud654 \uc804\ub7b5\uc744 \ub530\ub77c\uc57c \ud569\ub2c8\ub2e4.<\/em>:<\/p>\n

        1\ufe0f\u20e3 \uaddc\uc815 \uc900\uc218 \uc6b0\uc120<\/strong><\/em> :: PSP \ub77c\uc774\uc120\uc2a4\ub97c \uc2e0\uccad\ud558\ub294 \ub370 \ud3c9\uade0 14\uac1c\uc6d4\uc774 \uac78\ub9ac\ubbc0\ub85c \ubbf8\ub9ac \uc608\uc57d\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n

          \n
        • \ud14c\ub7ec \uc790\uae08 \uc870\ub2ec \uaddc\uc815 \uc900\uc218 \ub9e4\ub274\uc5bc<\/li>\n
        • \ub370\uc774\ud130 \ud604\uc9c0\ud654 \uc11c\ubc84 \uc544\ud0a4\ud14d\ucc98<\/li>\n
        • \ube44\uc0c1 \uc720\ub3d9\uc131 \ubcf4\uc99d \uacc4\uc57d \ud15c\ud50c\ub9bf<\/li>\n<\/ul>\n

          2\ufe0f\u20e3 \ucc44\ub110 \ub300\uc5ec<\/strong><\/em> :: \uae30\uc874 \uae08\uc735 \uae30\uad00\uacfc\uc758 \ud611\ub825 \uc0ac\ub840.
          \n\u2714\ufe0f '\ub514\uc9c0\ud138 \uc11c\ube44\uc2a4 \uc13c\ud130'\ub85c \ubcc0\uc2e0\ud55c \uc18c\ub0a0\ub9ac \uc740\ud589\uc758 \uc9c0\uc810\ub4e4
          \n\u2714\ufe0f IDLC Finance\uc758 \uc18c\uc561 \ub300\ucd9c \uace0\uac1d \uc804\ud658\uc728\uc740 38%\uc785\ub2c8\ub2e4.
          \n\u2716\ufe0f \uad6d\uc601 \ud1b5\uc2e0\uc0ac\uc640\uc758 \ub3c5\uc810 \uc81c\ud734\ub85c \uc778\ud55c \uc694\uae08 \ud3ed\ub4f1\uc744 \ubc29\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n

          3\ufe0f\u20e3 \uc7a5\uba74 \uacf5\uaca9<\/strong><\/em> :: \ube48\ub3c4\uac00 \ub192\uace0 \uac00\uce58\uac00 \ub0ae\uc740 \uc2dc\ub098\ub9ac\uc624\uc5d0 \uc6b0\uc120\uc21c\uc704\ub97c \ub461\ub2c8\ub2e4.<\/p>\n

            \n
          • \uc2a4\ucfe8\ubc84\uc2a4 \uc694\uae08\uc740 \uc6d4 \uad6c\ub3c5 \ub2e8\uc704\ub85c \uc9c0\ubd88\ub429\ub2c8\ub2e4(\ucd5c\ub300 91%\uae4c\uc9c0 \uc720\uc9c0\uc728).<\/li>\n
          • \ucee4\ubba4\ub2c8\ud2f0 \ud074\ub9ac\ub2c9 \ub4f1\ub85d \ube44\ubc00 \uc5c6\ub294 \uc790\ub3d9 \uc774\uccb4(\uc77c\uc77c 300% \uc131\uc7a5)<\/li>\n<\/ul>\n

            4\ufe0f\u20e3 \uc778\uc7ac \ubbf9\uc2a4<\/strong><\/em> :: \uc774\uc0c1\uc801\uc778 \ud300 \uad6c\uc131 \ube44\uc728.
            \n\" \ub85c\uceec \ubc45\ud0b9 \ubca0\ud14c\ub791 30%(\uc815\ucc45 \ubbfc\uac10\ub3c4)
            \n\" \uc2e4\ub9ac\ucf58\ubc38\ub9ac \ud50c\ub85c\uc6b0\ubc31 \uc5d4\uc9c0\ub2c8\uc5b4 20%(\uae30\uc220 \uc608\uce21)
            \n\" \uc2e0\uc785\uc0ac\uc6d0 50%(\uace0\uc6a9 \ube44\uc6a9 \ucd5c\uc801\ud654)<\/p>\n

            5\ufe0f\u20e3 \ucd9c\uad6c \uba54\ucee4\ub2c8\uc998 \uc124\uacc4<\/strong><\/em> :: \ub192\uc740 \uc815\uce58\uc801 \uc704\ud5d8 \uc694\uc18c(PRI \uc9c0\uc218 62\/100)\ub97c \uace0\ub824\ud558\uc5ec \ud22c\uc790 \uacc4\uc57d\uc5d0 \ub2e4\uc74c \uc0ac\ud56d\uc744 \ud3ec\ud568\ud574\uc57c \ud569\ub2c8\ub2e4.
            \n\u2611 \ub124\ub35c\ub780\ub4dc \uad6c\uc870\uc5d0 \ub530\ub978 \uc870\uc138 \uc870\uc57d \ubcf4\ud638 \uc870\ud56d
            \n\u2611 \ud658\uc728 \ubcc0\ub3d9\uc5d0 \ub300\ube44\ud55c \ubbf8\uad6d OPIC \ubcf4\ud5d8\uc5d0 \uac00\uc785\ud588\uc2b5\ub2c8\ub2e4.
            \n\u2611 \ubca0\ud305 \uacc4\uc57d\uc740 \ud658\ub9e4\uad8c\uc744 \ubc1c\ub3d9\ud558\uae30 \uc704\ud574 EBITDA \ub2ec\uc131\uc744 \uc124\uc815\ud569\ub2c8\ub2e4.<\/p>\n

            \uacb0\ub860.\ub0a8\uc740 \uae30\uac04\uc740 24\uac1c\uc6d4\ubfd0\uc785\ub2c8\ub2e4.<\/strong>\uc778\ub3c4\uc758 Paytm\uacfc \uc778\ub3c4\ub124\uc2dc\uc544\uc758 GoPay\uc640 \uac19\uc740 \uc9c0\uc5ed \uac70\ubb3c\ub4e4\uc774 \uc6c0\uc9c1\uc77c \uae30\ud68c\ub97c \uae30\ub2e4\ub9ac\uace0 \uc788\ub294 \uc0c1\ud669\uc5d0\uc11c '\ub290\ub9bc\uc774 \ube60\ub974\ub2e4'\ub294 \uc804\ub7b5\uc801 \ud310\ub2e8\uc774 \uc2b9\ub9ac\uc758 \uc5f4\uc1e0\uac00 \ub420 \uac83\uc785\ub2c8\ub2e4. 6\uac1c\uc6d4 \ub3d9\uc548 \ubc14\uc790\ub974 \uac70\ub798\uc5d0\uc11c \ube48\ub791 \uacb0\uc81c \uc2b5\uad00\uc744 \uae4a\uc774 \uc774\ud574\ud558\ub824\ub294 \uae30\uc5c5\uc774 \uad81\uadf9\uc801\uc73c\ub85c \ucd5c\ud6c4\uc758 \uc2b9\uc790\uac00 \ub418\uae30 \uc704\ud55c \uc7a5\uac70\ub9ac \uacbd\uc7c1\uc5d0\uc11c \uc2b9\ub9ac\ud560 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4. (\ucd1d 1580\ub2e8\uc5b4)<\/p>","protected":false},"excerpt":{"rendered":"

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