{"id":3368,"date":"2025-06-23T14:24:14","date_gmt":"2025-06-23T06:24:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3368"},"modified":"2025-06-23T14:24:14","modified_gmt":"2025-06-23T06:24:14","slug":"%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3%e6%8e%a5%e5%85%a5%e5%85%a8%e6%b5%81%e7%a8%8b%e8%af%a6%e8%a7%a3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/06\/23\/%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e6%8e%a5%e5%8f%a3%e6%8e%a5%e5%85%a5%e5%85%a8%e6%b5%81%e7%a8%8b%e8%af%a6%e8%a7%a3\/","title":{"rendered":"\uc804\uccb4 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \ubca0\ud2b8\ub0a8 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4 \uc561\uc138\uc2a4 \uc138\ubd80 \uc815\ubcf4"},"content":{"rendered":"<h1>\uc804\uccb4 \ud504\ub85c\uc138\uc2a4\uc5d0 \ub300\ud55c \ubca0\ud2b8\ub0a8 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4 \uc561\uc138\uc2a4 \uc138\ubd80 \uc815\ubcf4<\/h1>\n<h2>I. \uc0ac\uc804 \uc900\ube44 \ub2e8\uacc4<\/h2>\n<ol>\n<li>\n<p><strong>\uc2dc\uc7a5 \uc870\uc0ac \ubc0f \uaddc\uc815 \uc900\uc218 \uac80\ud1a0<\/strong><\/p>\n<ul>\n<li>\ubca0\ud2b8\ub0a8\uc758 \uae08\uc735 \uaddc\uc81c \uc815\ucc45(SBV \uaddc\uc815) \uc774\ud574\ud558\uae30<\/li>\n<li>\ub300\uc0c1 \uacb0\uc81c \ubc29\ubc95 \ud655\uc778(\ud604\uc9c0 \uc740\ud589 \uc1a1\uae08, \uc804\uc790\uc9c0\uac11 \ub4f1)<\/li>\n<li>PCI DSS \ubc0f \uae30\ud0c0 \uad6d\uc81c \uc548\uc804 \ud45c\uc900 \uc694\uad6c \uc0ac\ud56d \uc5f0\uad6c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uae30\uc5c5 \uc790\uaca9 \uc900\ube44<\/strong><\/p>\n<ul>\n<li>\uc0ac\uc5c5\uc790 \ub77c\uc774\uc120\uc2a4(\ubca0\ud2b8\ub0a8\uc5d0 \ub4f1\ub85d\ud558\uac70\ub098 \ud604\uc9c0 \ud30c\ud2b8\ub108\ub97c \ucc3e\uc544\uc57c \ud568)<\/li>\n<li>SBV\uc5d0\uc11c \ubc1c\uae09\ud55c \uacb0\uc81c \uc0ac\uc5c5 \ud5c8\uac00\uc99d(\ud544\uc694\ud55c \uacbd\uc6b0)<\/li>\n<li>KYC\/AML \uaddc\uc815 \uc900\uc218 \ubb38\uc11c<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\uae30\uc220 \ud658\uacbd \ud3c9\uac00<\/strong><\/p>\n<ul>\n<li>\uc11c\ubc84 \uc704\uce58 \uc120\ud0dd(\ub3d9\ub0a8\uc544\uc2dc\uc544 \ub178\ub4dc \uad8c\uc7a5)<\/li>\n<li>HTTPS \uc778\uc99d\uc11c \uad6c\uc131<\/li>\n<li>IP \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8 \uc124\uc815<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h2>II. \uc8fc\uc694 \uacb0\uc81c \ucc44\ub110 \uc635\uc158<\/h2>\n<h3>A. \ub2e4\uc774\ub809\ud2b8 \ubc45\ud06c \ucee4\ub125\ud2b8 \ud504\ub85c\uadf8\ub7a8<\/h3>\n<ol>\n<li>\ube44\uc5e3\ucf64\ubc45\ud06c, \ube44\uc5e3\ud2f4\ubc45\ud06c, BIDV \ub4f1 \ub300\ud615 \uc740\ud589\uc73c\ub85c \uc5f0\uacb0\ub418\ub294 \uac8c\uc774\ud2b8\uc6e8\uc774\uc785\ub2c8\ub2e4.<\/li>\n<li>\ub098\ud30c\uc2a4 \uad6d\uac00 \uacb0\uc81c \uc2a4\uc704\uce58 \uc561\uc138\uc2a4<\/li>\n<\/ol>\n<h3>B. \ud0c0\uc0ac \uc9d1\uacc4 \ud50c\ub7ab\ud3fc<\/h3>\n<ol>\n<li>OnePay(\uc2e0\uc6a9\/\uc9c1\ubd88 \uce74\ub4dc \uc9c0\uc6d0)<\/li>\n<li>MoMo(\uc2dc\uc7a5 \uc810\uc720\uc728 \uae30\uc900 \ucd5c\ub300 \uc804\uc790\uc9c0\uac11)<\/li>\n<li>ZaloPay<\/li>\n<li>VNPAY-QR(2D \ucf54\ub4dc \ud45c\uc900)<\/li>\n<\/ol>\n<h3>C. \uad6d\uacbd \uac04 \uacb0\uc81c \ud504\ub85c\uadf8\ub7a8<\/h3>\n<p>1. \ud398\uc774\uc720<br \/>\n2. \uc751\uc548 \ub8e8\uc5c9<\/p>\n<p>III. \uae30\uc220 \ub3c4\ud0b9 \ud504\ub85c\uc138\uc2a4(\uc608\uc2dc: VNPAY)<\/p>\n<p><strong>1\ub2e8\uacc4: \ud310\ub9e4\uc790 \ub4f1\ub85d<\/strong><br \/>\n-VNPAY \uacf5\uc2dd \uc6f9\uc0ac\uc774\ud2b8\uc5d0 \uc0ac\uc5c5\uc790 \uc815\ubcf4\ub97c \uc81c\ucd9c\ud569\ub2c8\ub2e4(<a href=\"https:\/\/vnpay.vn\">https:\/\/vnpay.vn<\/a>)<br \/>\n-\ud310\ub9e4\uc790 ID\uc640 \ud574\uc2dc \uc2dc\ud06c\ub9bf\uc744 \ubc1b\uc2b5\ub2c8\ub2e4.<\/p>\n<p><strong>2\ub2e8\uacc4: API \ud1b5\ud569<\/strong><\/p>\n<pre><code class=\"language-php\">\/\/ PHP \uc0d8\ud50c \ucf54\ub4dc(VNPAY)<br>\r\n$vnp_Url = \"https:\/\/sandbox.vnpayment.vn\/paymentv2\/vpcpay.html\";<br>\r\n$vnp_\ud574\uc2dc\uc2dc\ud06c\ub9bf = \"YourHashSecret\";<br>\r\n<br>\r\n$inputData = array(<br>\r\n    \"vnp_Version\" =&gt; \"2\",<br>\r\n    \"vnp_TmnCode\" =&gt; $vnp_TmnCode,<br>\r\n    \"vnp_Amount\" =&gt; $amount *100,<br>\r\n    \/\/... \uae30\ud0c0 \ud544\uc218 \ub9e4\uac1c\ubcc0\uc218...<br>\r\n);<br>\r\n<br>\r\n\/\/ \uc11c\uba85 \uc0dd\uc131<br>\r\nksort($inputData).<br>\r\n$hashdata = \"\";<br>\r\nforeach ($inputData as $key =&gt; $value) {<br>\r\n    $hashdata . = urlencode($key).\" =\".<br>\r\n                urlencode($value).\" &amp;\";<br>\r\n}<br>\r\n$vnpSecureHash = hash_hmac('sha512', <br>\r\n                          rtrim($hashdata,'&amp;'), the <br>\r\n                          $vnp_\ud574\uc2dc\uc2dc\ud06c\ub9bf).<br>\r\n<\/code><\/pre>\n<p><strong>3\ub2e8\uacc4: \ud14c\uc2a4\ud2b8 \ud658\uacbd \uac80\uc99d<\/strong><br \/>\n-\uc0cc\ub4dc\ubc15\uc2a4 \uacc4\uc815\uc744 \uc0ac\uc6a9\ud558\uc5ec \uc804\uccb4 \ud504\ub85c\uc138\uc2a4 \ud14c\uc2a4\ud2b8\ub97c \uc644\ub8cc\ud569\ub2c8\ub2e4:<br \/>\n\uc8fc\ubb38 \uc0dd\uc131\u2192\uc810\ud504 \uacb0\uc81c\u2192\ube44\ub3d9\uae30 \uc54c\ub9bc\u2192\uc870\ud68c \uc778\ud130\ud398\uc774\uc2a4<\/p>\n<p><strong>4\ub2e8\uacc4: \ud504\ub85c\ub355\uc158 \ud658\uacbd \ubc30\ud3ec<\/strong><br \/>\n-\uacf5\uc2dd API \uc5d4\ub4dc\ud3ec\uc778\ud2b8\ub85c \ub300\uccb4\ub428<br \/>\n-URL\uc744 \uc218\uc2e0\ud558\ub3c4\ub85d IPN\uc744 \uad6c\uc131\ud569\ub2c8\ub2e4.<br \/>\n-\uc790\ub3d9\ud654\ub41c \uc870\uc815 \ud504\ub85c\uc138\uc2a4 \uc124\uc815<\/p>\n<p>IV. \uc8fc\uc694 \uace0\ub824 \uc0ac\ud56d<\/p>\n<p>1.<strong>\ud1b5\ud654 \ucc98\ub9ac<\/strong>:: VND\ub9cc \uc9c0\uc6d0, \uae08\uc561\uc740 x 100 \uc804\uc1a1(\uc18c\uc218\uc810 \uc774\ud558 \uc790\ub9bf\uc218 \uc5c6\uc74c)<br \/>\n2.<strong>\uc5b8\uc5b4 \uc9c0\uc6d0<\/strong>:: \uc778\ud130\ud398\uc774\uc2a4\ub294 \ucd5c\uc18c \ubca0\ud2b8\ub0a8\uc5b4 + \uc601\uc5b4 \uc635\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<br \/>\n3.<strong>\ud658\ubd88 \uaddc\uc815<\/strong>:: \ud658\ubd88 \uae30\uac04\uc740 \ucc44\ub110\uc5d0 \ub530\ub77c \ub2e4\ub985\ub2c8\ub2e4(\ubcf4\ud1b5 \uc601\uc5c5\uc77c \uae30\uc900 T+3\uc77c).<br \/>\n4.<strong>\uc694\uae08 \uad6c\uc870<\/strong>:: \uad6d\ub0b4 \uac70\ub7980<\/p>\n<p><!-- UI\u672c\u5730\u5316\u793a\u4f8b --><\/p>\n<div class=\"payment-methods\">\n    <img decoding=\"async\" src=\"momo-logo.png\" alt=\"MoMo\"><br \/>\n    <img decoding=\"async\" src=\"zalo-pay.png\" alt=\"ZaloPay\"><br \/>\n    <!-- Vietnam Bank Icons -->\n<\/div>\n<p><!-- QR\u7801\u5c55\u793a\u533a\u57df --><\/p>\n<div id=\"vnpay-qr\" data-merchant-id=\"YOUR_ID\"><\/div>","protected":false},"excerpt":{"rendered":"<p>\ubca0\ud2b8\ub0a8 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4 \uc804\uccb4 \ud504\ub85c\uc138\uc2a4 \uc790\uc138\ud788 \ubcf4\uae30 I. \uc0ac\uc804 \uc900\ube44 \ub2e8\uacc4 \uc2dc\uc7a5 \uc870\uc0ac \ubc0f \uaddc\uc815 \uc900\uc218...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[34],"tags":[],"class_list":["post-3368","post","type-post","status-publish","format-standard","hentry","category-34"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u8d8a\u5357\u652f\u4ed8\u63a5\u53e3\u63a5\u5165\u5168\u6d41\u7a0b\u8be6\u89e3 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/23\/\u8d8a\u5357\u652f\u4ed8\u63a5\u53e3\u63a5\u5165\u5168\u6d41\u7a0b\u8be6\u89e3\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u8d8a\u5357\u652f\u4ed8\u63a5\u53e3\u63a5\u5165\u5168\u6d41\u7a0b\u8be6\u89e3\" \/>\n<meta property=\"og:description\" content=\"\u8d8a\u5357\u652f\u4ed8\u63a5\u53e3\u63a5\u5165\u5168\u6d41\u7a0b\u8be6\u89e3 \u4e00\u3001\u524d\u671f\u51c6\u5907\u9636\u6bb5 \u5e02\u573a\u8c03\u7814\u4e0e\u5408\u89c4&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/06\/23\/\u8d8a\u5357\u652f\u4ed8\u63a5\u53e3\u63a5\u5165\u5168\u6d41\u7a0b\u8be6\u89e3\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-23T06:24:14+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\uc608\uc0c1 \ub418\ub294 \ud310\ub3c5 \uc2dc\uac04\" \/>\n\t<meta name=\"twitter:data2\" content=\"1\ubd84\" \/>\n<script type=\"application\/ld+json\" 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