{"id":3371,"date":"2025-07-01T15:26:56","date_gmt":"2025-07-01T07:26:56","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3371"},"modified":"2025-07-01T15:26:56","modified_gmt":"2025-07-01T07:26:56","slug":"%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e8%af%a6%e8%a7%a3%ef%bc%882025%e6%9c%80%e6%96%b0%e7%89%88%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/07\/01\/%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e8%af%a6%e8%a7%a3%ef%bc%882025%e6%9c%80%e6%96%b0%e7%89%88%ef%bc%89\/","title":{"rendered":"\uc911\ub3d9 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0c1\uc138 \uc815\ubcf4(2025 \uc5c5\ub370\uc774\ud2b8)"},"content":{"rendered":"<p>\uc911\ub3d9\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \uc885\uad50 \ubb38\ud654, \uc815\ucc45 \uaddc\uc81c, \uae30\uc220 \ud601\uc2e0\uc758 \uc601\ud5a5\uc744 \ubc1b\uc544 \ub2e4\uc591\uc131, \ube60\ub978 \ubc1c\uc804, \uc9c0\uc5ed\uc801 \ucc28\ubcc4\ud654\uac00 \ud2b9\uc9d5\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \ud575\uc2ec \ubaa8\ub378\uc758 \uc138 \uac00\uc9c0 \uce21\uba74, \uc9c0\uc5ed\uc801 \ud2b9\uc131 \ubc0f \ud5a5\ud6c4 \ub3d9\ud5a5\uc5d0 \ub300\ud55c \uc804\ubb38\uc801\uc778 \ubd84\uc11d\uc785\ub2c8\ub2e4:<\/p>\n<p>I. \ud575\uc2ec \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc544\ud0a4\ud14d\ucc98<\/p>\n<ol>\n<li>\uae30\uc874 \uc740\ud589 \ub124\ud2b8\uc6cc\ud06c:<\/li>\n<\/ol>\n<ul>\n<li>\uac78\ud504\ub9cc \uad6d\uac00(GCC)\ub294 \uc774\uc911 SWIFT\/GCC-RTGS \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc744 \uad6c\ucd95\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc758 SARIE \uc2dc\uc2a4\ud15c\uc740 \uc77c\ud3c9\uade0 120\uc5b5 \ub2ec\ub7ec\uc758 \uac70\ub798\ub7c9\uc744 \ucc98\ub9ac\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc2e4\uc2dc\uac04 \uc740\ud589 \uac04 \uacb0\uc81c\ub97c \uc9c0\uc6d0\ud558\ub294 UAE IPN<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218 \uc2dc\uc2a4\ud15c:<\/li>\n<\/ol>\n<ul>\n<li>\uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ub3c5\ub9bd\ud615 \ubc30\ud3ec<\/li>\n<li>\uacb0\uc81c \ud504\ub85c\uc138\uc2a4\uc5d0 \ub0b4\uc7a5\ub41c \ubb34\ub77c\ubc14\ud558 \ubb34\uc5ed \uae08\uc735 \ubaa8\ub378<\/li>\n<li>\uc774\uc775 \uacf5\uc720 \ub300\uccb4 \uc774\uc790 \uc815\uc0b0 \uba54\ucee4\ub2c8\uc998<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>\uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uc778\ud504\ub77c:<\/li>\n<\/ol>\n<ul>\n<li>\ubc14\ub808\uc778\uc758 '\ubca0\ub124\ud54f \ud398\uc774' \uc0dd\uccb4 \uc778\uc99d\ub960\uc774 78%\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n<li>\uc0ac\uc6b0\ub514 SAMA, 17\uac1c \uc624\ud508 \ubc45\ud0b9 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4 \uc2b9\uc778<\/li>\n<\/ul>\n<h3><strong>\uc911\ub3d9 \uacb0\uc81c \uc2dc\uc2a4\ud15c \uc0c1\uc138 \uc815\ubcf4(\uacc4\uc18d)<\/strong><\/h3>\n<h4><strong>II. \uc9c0\uc5ed\ubcc4 \uc2dc\uc7a5 \ud2b9\uc131 \ubd84\uc11d<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>\uac78\ud504\ub9cc \uad6d\uac00(GCC) - \ub192\uc740 \ub514\uc9c0\ud138 \ubcf4\uae09\ub960, \uc815\ucc45 \uc911\uc2ec\uc758 \ud601\uc2e0<\/strong><\/p>\n<ul>\n<li>\n<p><strong>\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544(\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \ucd09\uc9c4\ud558\uae30 \uc704\ud55c \ube44\uc804 2030)<\/strong>::<\/p>\n<ul>\n<li>90% \uccad\uad6c\uc11c \uacb0\uc81c\uc5d0 \uc801\uc6a9\ub418\ub294 SAMA \uaddc\uc81c SADAD \uc2dc\uc2a4\ud15c<\/li>\n<li>\ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4\ub97c \ud68d\ub4dd\ud55c \ucd5c\ucd08\uc758 \ud540\ud14c\ud06c \uae30\uc5c5\uc778 STC Pay\ub294 800\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>\uc624\ud508 \ubc45\ud0b9 \ud504\ub808\uc784\uc6cc\ud06c \ud558\uc5d0\uc11c 2023\ub144\uae4c\uc9c0 300%\uc758 API \uac70\ub798\ub7c9 \uc99d\uac00<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>UAE(\uae00\ub85c\ubc8c \ud540\ud14c\ud06c \ud14c\uc2a4\ud2b8\ubca0\ub4dc)<\/strong>::<\/p>\n<ul>\n<li>\ub450 \uac1c\uc758 \uc790\uc720\ubb34\uc5ed\uc9c0\ub300\uc778 DIFC\uc640 ADGM\uc5d0\ub294 PayPal\uacfc Checkout.com\uacfc \uac19\uc740 \uad6d\uc81c\uc801\uc778 \uae30\uad00\uc774 \uc720\uce58\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>Alipay+\ub294 Careem Pay\uc640 \uac19\uc740 \ud604\uc9c0 \uc9c0\uac11\uc744 \ud1b5\ud574 \uad6d\uacbd \uac04 \uacb0\uc81c\ub97c \uac15\ud654\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ubd81\uc544\ud504\ub9ac\uce74 \ubc0f \ub808\ubc18\ud2b8 - \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc9c0\ubc30, \uc5d0\uc774\uc804\ud2b8 \ubc45\ud0b9 \ub124\ud2b8\uc6cc\ud06c \ud575\uc2ec<\/strong><\/p>\n<ul>\n<li>\uc774\uc9d1\ud2b8\uc758 Fawry, \uc804\uc790\uacb0\uc81c \uc2dc\uc7a5 \uc810\uc720\uc728 751% \ub2ec\uc131, \ub9e4\uc77c 400\ub9cc \uac74\uc758 \uac70\ub798 \ucc98\ub9ac<\/li>\n<li>\uc694\ub974\ub2e8 \uc815\ubd80, \uacf5\uacf5\uc694\uae08 \uc9c0\ubd88\uc744 eFAWATEERcom \uad6d\uac00 \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc5d0 \uc5f0\uacb0\ud558\ub3c4\ub85d \uac15\uc81c \uc2dc\ud589<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\ubd84\uc7c1\uacfc \ubd88\uc548\uc815\ud55c \uc2dc\uc7a5 - \ud604\uae08 \ub300\uccb4 \uc218\ub2e8\uc758 \ubd80\uc0c1<\/strong>::<\/p>\n<ul>\n<li>(\uc81c\ud55c\ub41c \ub0b4\uc6a9 \uc0dd\ub7b5)<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h4><strong>III. \uaddc\uc81c \uc0cc\ub4dc\ubc15\uc2a4 \ubc0f \uaddc\uc815 \uc900\uc218 \uacfc\uc81c<\/strong><\/h4>\n<ul>\n<li><strong>AML\/CFT \ud2b9\ubcc4 \uc694\uad6c \uc0ac\ud56d<\/strong>::\n<ul>\n<li>UAE, \ubaa8\ub4e0 \uacb0\uc81c \uae30\uad00\uc5d0 \uc790\uae08\uc138\ud0c1\ubc29\uc9c0 \ubaa8\ub2c8\ud130\ub9c1 \ud50c\ub7ab\ud3fc GoAML \uc811\uc18d \uc758\ubb34\ud654<\/li>\n<\/ul>\n<\/li>\n<li><em>\ub370\uc774\ud130 \uc8fc\uad8c\ubc95<\/em>Impact:\n<ul>\n<li>KSA\ub294 \ubaa8\ub4e0 \uacb0\uc81c \ub370\uc774\ud130\ub97c SAMA\uac00 \uc2b9\uc778\ud55c \ub370\uc774\ud130 \uc13c\ud130\uc5d0 \ub85c\uceec\ub85c \uc800\uc7a5\ud558\ub3c4\ub85d \uc694\uad6c\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p>IV. \ud5a5\ud6c4 3\ub144\uac04\uc758 \ud575\uc2ec \ud2b8\ub80c\ub4dc<\/p>\n<ol>\n<li>\n<p><em><strong>\uc989\uc2dc \uacb0\uc81c\ub97c \uc704\ud55c \uc9c0\uc5ed \uac04 \uc5f0\uacb0<\/strong><\/em>::<br \/>\n\uac78\ud504\ud611\ub825\ud68c\uc758(GCC) 6\uac1c \uad6d\uac00\ub294 \ubbf8\uad6d \ub2ec\ub7ec \uacb0\uc81c \uc758\uc874\ub3c4\ub97c \ub0ae\ucd94\uae30 \uc704\ud574 2025\ub144\uae4c\uc9c0 \uac78\ud504 \uc989\uc2dc \uacb0\uc81c \ub124\ud2b8\uc6cc\ud06c(GIPN)\ub97c \uad6c\ucd95\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n<li>\n<p><em><strong>CBDC \uc2e4\uc804 \uc0c1\ub959<\/strong><\/em>::<br \/>\n\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544\uc758 Aber \ub514\uc9c0\ud138 \ud654\ud3d0 \ud504\ub85c\uc81d\ud2b8, \ub3c4\ub9e4 CBDC \ud14c\uc2a4\ud2b8 2\ub2e8\uacc4 \ub3cc\uc785<\/p>\n<\/li>\n<\/ol>\n<p>3.<em><strong>\uc288\ud37c \uc571 \uc2e0\ub514\ucf00\uc774\uc158 \uc804\uc7c1\uc774 \ub728\uac70\uc6cc\uc9d1\ub2c8\ub2e4<\/strong><\/em>:<br \/>\n2024\ub144\uae4c\uc9c0 \uc911\ub3d9 \uc9c0\uc5ed\uc758 16\uac1c \uc8fc\uc694 \uc804\uc790\uc9c0\uac11\uc744 \ud1b5\ud569\ud560 \uc608\uc815\uc778 Careem(Uber\uc5d0 \uc778\uc218\ub428)\uc740 \ub2e4\uc74c\uacfc \uac19\uc774 \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>","protected":false},"excerpt":{"rendered":"<p>\uc911\ub3d9\uc758 \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc740 \ub2e4\uc591\ud654, \ube60\ub978 \ubc1c\uc804, \uc9c0\uc5ed\uc801 \ucc28\uc774\ub85c \ud2b9\uc9d5\uc9c0\uc5b4\uc9d1\ub2c8\ub2e4...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3371","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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