{"id":3372,"date":"2025-07-01T15:26:57","date_gmt":"2025-07-01T07:26:57","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3372"},"modified":"2025-07-01T15:26:57","modified_gmt":"2025-07-01T07:26:57","slug":"%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-%eb%8c%80-%ea%b3%a0%ed%8e%98%ec%9d%b4-%eb%8c%80-%eb%8b%a4%eb%82%98\/","title":{"rendered":"\uc778\ub3c4\ub124\uc2dc\uc544 \uacb0\uc81c \uc0b0\uc5c5\uc758 \uacbd\uc7c1 \ud658\uacbd: OVO vs GoPay vs DANA"},"content":{"rendered":"

\uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc740 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud558\uba70, \ud604\uc9c0 \ub300\ud45c \uc804\uc790\uc9c0\uac11\uc778 OVO, GoPay, DANA\uac00 \uac01\uc790\uc758 \uac15\uc810\uc744 \ubc14\ud0d5\uc73c\ub85c 3\uac15 \uad6c\ub3c4\ub97c \ud615\uc131\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uacbd\uc7c1 \uad6c\ub3c4\uc5d0 \ub300\ud55c \ub2e4\uac01\uc801\uc778 \ubd84\uc11d\uc785\ub2c8\ub2e4:<\/p>\n

I. \uc2dc\uc7a5 \uc810\uc720\uc728 \ubc0f \ubc30\uacbd \ube44\uad50<\/h3>\n
    \n
  1. OVO<\/strong>(2017\ub144 \uc124\ub9bd)<\/li>\n<\/ol>\n
      \n
    • \ub9ac\ud3ec \uadf8\ub8f9\uacfc \uadf8\ub7a9 \uc0dd\ud0dc\uacc4\uc758 \uc9c0\uc6d0\uc73c\ub85c 2023\ub144\uae4c\uc9c0 5,000\ub9cc \uba85 \uc774\uc0c1\uc758 \uc0ac\uc6a9\uc790 \ub2ec\uc131<\/li>\n
    • 35%\uc758 \uc2dc\uc7a5 \uc810\uc720\uc728\ub85c \uace0\uae09 \uc1fc\ud551\ubab0 \uc2dc\uc7a5\uc744 \uc7a5\uc545(\ub9ac\ud3ec\ubab0\uacfc \uc81c\ud734)\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
    • \ucd5c\uadfc \uc778\ub3c4\ub124\uc2dc\uc544 \uc911\uc559\uc740\ud589\uc73c\ub85c\ubd80\ud130 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4 \ud68d\ub4dd<\/li>\n<\/ul>\n
        <\/p>\n
      1. GoPay<\/strong>(GoTo \uadf8\ub8f9\uc758 \uc77c\ubd80)<\/li>\n<\/ol>\n
          \n
        • \uae30\uc874 GoPay\uc640 \ud1a0\ucf54\ud53c\ub514\uc544\ub97c \ud1b5\ud569\ud55c TPay\uc758 \uc6d4\uac04 \uc0ac\uc6a9\uc790 \uc218\ub294 3,800\ub9cc \uba85\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n
        • \uace0\uc81d\uc758 \uc288\ud37c \uc571, \uc77c\uc77c \uac70\ub798\ub7c9 800\ub9cc \uac74 \ub3cc\ud30c\ub85c \uc0c1\ub2f9\ud55c \uc774\uc810\uc744 \uc5bb\ub2e4<\/li>\n
        • \uc624\ud504\ub77c\uc778 \uc18c\uc0c1\uacf5\uc778 \ubc0f \uc601\uc138 \uac00\ub9f9\uc810 \ucee4\ubc84\ub9ac\uc9c0 1\uc704, QRIS \ud45c\uc900\uc758 \uc8fc\uc694 \ucd94\uc9c4\uc790<\/li>\n<\/ul>\n
            <\/p>\n
          1. DANA<\/strong>(\uc564\ud2b8 \uadf8\ub8f9 \uae30\uc220 \ud65c\uc131\ud654)<\/li>\n<\/ol>\n
              \n
            • \uc2dc\ub098\ub974 \ub9c8\uc2a4 \ucee8\uc18c\uc2dc\uc5c4, \uc564\ud2b8\uc640\uc758 JV\ub97c \ud1b5\ud574 2023\ub144\uae4c\uc9c0 \uac70\ub798 \uaddc\ubaa8\ub97c 471\uc8703\ucc9c\uc5b5 \ub2ec\ub7ec\ub85c \ud0a4\uc6b0\ub2e4<\/li>\n
            • 2, 3\uc120 \ub3c4\uc2dc\uc758 \uce68\uccb4\ub41c \uc2dc\uc7a5\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 '\uacb0\uc81c \uc804 \uc990\uae30\uae30' \uae30\ub2a5\uc740 \ud655\uc2e4\ud788 \ucc28\ubcc4\ud654\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n

              II. \ud575\uc2ec \uacbd\uc7c1 \ucc28\uc6d0\uc5d0 \ub300\ud55c \uc2ec\uce35 \ubd84\uc11d<\/h3>\n

              1. \uc0dd\ud0dc\uc801 \uc2dc\ub108\uc9c0 \ud6a8\uacfc<\/strong><\/h4>\n
                \n
              • OVO<\/strong>\uc778\ub3c4\ub124\uc2dc\uc544\uc5d0\uc11c \uc2dc\uc7a5 \uc810\uc720\uc728 651%\uc5d0 \ub2ec\ud558\ub294 \uadf8\ub7a9 \ud2b8\ub798\ube14\uacfc \ub9ac\ud3ec \uadf8\ub8f9\uc758 \ub9ac\ud14c\uc77c \ub124\ud2b8\uc6cc\ud06c\ub97c \ud65c\uc6a9\ud558\uc5ec \ud0dd\uc2dc, \ud14c\uc774\ud06c\uc544\uc6c3, \uace0\uae09 \uc1fc\ud551\ubab0\uc5d0\uc11c \ud3d0\uc1c4\ud615 \ub8e8\ud504 \ud615\uc131 2023\ub144 \uc0c8\ub85c\uc6b4 \uc601\ud654\uad00 \ud30c\ud2b8\ub108\uc2ed, \uacb0\uc81c \ubcf4\uae09\ub960 801%\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/li>\n
              • GoPay<\/strong>\uace0\uc81d(\uc77c \ud3c9\uade0 \uc8fc\ubb38 450\ub9cc \uac74)\uacfc \ud1a0\ucf54\ud53c\ub514\uc544(\uc6d4 1\uc5b5 \uac74)\uc758 \uc774\uc911 \uc5d4\uc9c4\uc73c\ub85c '\uc5ec\ud589 + \uc774\ucee4\uba38\uc2a4 + \uae08\uc735'\uc744 \uc544\uc6b0\ub974\ub294 \ud480 \uccb4\uc778 \ucee4\ubc84\ub9ac\uc9c0\ub97c \ub2ec\uc131\ud569\ub2c8\ub2e4. \uc608\ub97c \ub4e4\uc5b4, \uc0ac\uc6a9\uc790\ub294 GoPay\ub97c \ud1b5\ud574 \ud1a0\ucf54\ud53c\ub514\uc544 \uc81c\ud488\uc744 \ud560\ubd80\ub85c \uad6c\ub9e4\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
              • DANA<\/strong>\uc5e0\ud14d \uadf8\ub8f9\uc758 \uc18c\uc15c \ud50c\ub7ab\ud3fc(\uc608: LINE Indonesia)\uc744 \ud1b5\ud574 \ud2b8\ub798\ud53d\uc744 \uc720\ub3c4\ud558\uc9c0\ub9cc \uc774\ucee4\uba38\uc2a4 \uc0dd\ud0dc\uacc4\uac00 \ucde8\uc57d\ud558\uba70, P2P \ub300\ucd9c \ud50c\ub7ab\ud3fc\uc5d0 \ud22c\uc790\ud558\uc5ec \uae08\uc735 \uc11c\ube44\uc2a4 \uc601\uc5ed\uc744 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

                2. \uae30\uc220 \ucc28\ubcc4\ud654<\/strong><\/h4>\n\n\n\n\n\n\n\n
                \uae30\ub2a5<\/th>\nOVO<\/th>\nGoPay<\/th>\nDANA<\/th>\n<\/tr>\n<\/thead>\n
                \uc0dd\uccb4 \uc778\uc2dd<\/strong><\/td>\n3D \uc5bc\uad74 \uacb0\uc81c<\/td>\n\uc74c\uc131 \uc778\uc2dd<\/td>\n\uc9c0\ubb38 + \ud64d\ucc44 \uc774\uc911 \uc778\uc99d<\/td>\n<\/tr>\n
                \uc2e0\uc6a9 \uc11c\ube44\uc2a4<\/strong><\/td>\n\uacf5\ub3d9 \uc791\uc5c5 \ud6c4\ubd88 \uacb0\uc81c \ubc1b\uae30<\/td>\nGoPay \ub098\uc911\uc5d0 \ud06c\ub808\ub527 \uc2dc\uc2a4\ud15c<\/td>\n\ub2e4\ub098 \uc2dc\uc2e4(\ud560\ubd80 \uad6c\ub9e4)<\/td>\n<\/tr>\n
                \ud574\uc678 \uacb0\uc81c<\/strong><\/td>\n\uc2f1\uac00\ud3ec\ub974 NETS\uc5d0 \uc561\uc138\uc2a4<\/td>\n\uc81c\ud55c\uc801<\/td>\nAlipay+ \ucc44\ub110 \uc9c0\uc6d0<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                \ucc38\uace0: DANA\ub294 Ant \uae30\uc220 \uc9c0\uc6d0 \ub355\ubd84\uc5d0 \ub9ac\uc2a4\ud06c \uad00\ub9ac \uc2dc\uc2a4\ud15c\uc5d0\uc11c \uac00\uc7a5 \ub0ae\uc740 \ubd80\uc2e4\ucc44\uad8c \ube44\uc728\uc744 \uae30\ub85d\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4(\uc5c5\uacc4 \ud3c9\uade0 3.5% \ub300\ube44 1.2%).<\/em><\/p>\n

                3. \uaddc\uc81c \uac8c\uc784<\/strong><\/h4>\n
                  \n
                • OVO\ub294 \ub514\uc9c0\ud138 \ubc45\ud0b9 \ub77c\uc774\uc120\uc2a4\ub85c \uc608\uae08\uc744 \ubc1b\uae30 \uc2dc\uc791\ud588\uace0, 7%\uc758 \uc5f0\uc774\uc728\ub85c \uc608\uae08\uc790\ub97c \uc720\uce58\ud588\uc2b5\ub2c8\ub2e4;<\/li>\n
                • \uace0\ud398\uc774\ub294 \uace0\ud22c \uadf8\ub8f9\uc758 \uc190\uc2e4 \uc555\ubc15\uc5d0 \ub530\ub978 \uc694\uae08 \uc778\uc0c1 \ub17c\ub780\uc5d0 \uc9c1\uba74\ud588\uc2b5\ub2c8\ub2e4;<\/li>\n
                • DANA\ub294 \uc778\ub3c4\ub124\uc2dc\uc544 \uc740\ud589\uc758 QRIS(QR\ucf54\ub4dc \ud1b5\ud569 \ud45c\uc900)\uc758 \ud61c\ud0dd\uc744 \ubc1b\uc544 \uc911\uc18c\ud615 \ud310\ub9e4\uc790\uc758 \uc561\uc138\uc2a4 \ube44\uc6a9\uc744 40%\uae4c\uc9c0 \uc808\uac10\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n
                  \n

                  III. \ubbf8\ub798 \ud601\uc2e0\uc758 \uc5f4\uc1e0<\/h3>\n
                    \n
                  1. OVO \ucc4c\ub9b0\uc9c0<\/strong>\ucd5c\uadfc \uadf8\ub7a9\uc740 \uc5e0\ud14d\uacfc\uc758 \ud611\ub825\uc744 \ud1b5\ud574 \uc5ec\ud589 \ubd84\uc57c\uc5d0\uc11c \uc810\uc720\uc728\uc744 \uc804\ud658\ud560 \uc218 \uc788\uc73c\uba70, B2B \uacf5\uae09\ub9dd \uae08\uc735\uc758 \ud655\uc7a5\uc744 \uac00\uc18d\ud654\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n
                  2. GoPay \uae30\ud68c<\/strong>\uc0c1\uc7a5 \ud6c4 GoTo\uc758 \ud604\uae08 \ud750\ub984\uc774 \uac1c\uc120\ub418\uace0 \uc624\ud504\ub77c\uc778 \uc18c\uc561 \uac00\ub9f9\uc810\uc5d0 \ub300\ud55c \uc601\uc138\uc728 \ubcf4\uc870\uae08\uc744 \ub298\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.
                    \n3.\u00a0\u00a0DANA\uc758 \uc57c\ub9dd<\/strong>\uc911\uad6d \uad00\uad11\uac1d \uc2dc\uc7a5(2024\ub144\uae4c\uc9c0 \uc804\uc5fc\ubcd1 \uc774\uc804\uc778 1,20%\ub85c \ud68c\ubcf5\ub420 \uac83\uc73c\ub85c \uc608\uc0c1)\uc744 \uacf5\ub7b5\ud558\uae30 \uc704\ud574 Alipay+\ub97c \ud65c\uc6a9\ud558\ub294 \ub3d9\uc2dc\uc5d0 BNPL(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uacb0\uc81c)\uc744 \uc2dc\ud5d8\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ol>\n
                    \n

                    \uc804\ubb38\uac00 \uc778\uc0ac\uc774\ud2b8: \uc778\ub3c4\ub124\uc2dc\uc544 \uc911\uc559\uc740\ud589\uc758 \uc0c8\ub85c\uc6b4 \uaddc\uc815 2024\uc5d0 \ub530\ub77c \uc804\uc790\uc9c0\uac11 \uc608\uce58\uae08\uc744 2\ucc9c\uc5b5 \ub8e8\ud53c\uc544(\uc57d 1,300\ub9cc \ub2ec\ub7ec)\ub85c \uc778\uc0c1\ud574\uc57c \ud558\uba70, \uc774\ub294 \uc5c5\uacc4 \uc7ac\ud3b8\uc744 \ucd09\ubc1c\ud560 \uc218 \uc788\uc73c\uba70, DANA\ub294 \uc8fc\uc694 \uc8fc\uc8fc\ub4e4\uc758 \ucda9\ubd84\ud55c \uc790\uae08\uc73c\ub85c \uc778\ud574 \ub9ac\uc2a4\ud06c\uc5d0 \ub354 \uc798 \uacac\ub51c \uc218 \uc788\ub294 \uae30\uc5c5\uc785\ub2c8\ub2e4.<\/em><\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"

                    \uc778\ub3c4\ub124\uc2dc\uc544\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc740 OVO, GoPay, DANA \ub4f1 \uacbd\uc7c1\uc774 \uce58\uc5f4\ud55c \uc2dc\uc7a5\uc785\ub2c8\ub2e4.<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-3372","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"\n\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aOVO vs GoPay vs DANA - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ko\/2025\/07\/01\/\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aovo-\ub300-\uace0\ud398\uc774-\ub300-\ub2e4\ub098\/\" \/>\n<meta property=\"og:locale\" content=\"ko_KR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aOVO vs GoPay vs DANA\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5c3c\u7684\u6570\u5b57\u652f\u4ed8\u5e02\u573a\u7ade\u4e89\u6fc0\u70c8\uff0cOVO\u3001GoPay\u548cDANA\u4f5c\u4e3a…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ko\/2025\/07\/01\/\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aovo-\ub300-\uace0\ud398\uc774-\ub300-\ub2e4\ub098\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-07-01T07:26:57+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\uae00\uc4f4\uc774\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aOVO vs GoPay vs DANA\",\"datePublished\":\"2025-07-01T07:26:57+00:00\",\"dateModified\":\"2025-07-01T07:26:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/\"},\"wordCount\":75,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5370\u5c3c\u652f\u4ed8\"],\"inLanguage\":\"ko-KR\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/07\/01\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%ef%bc%9aovo-vs-gopay-vs-dana\/\",\"name\":\"\u5370\u5c3c\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\uff1aOVO vs GoPay vs DANA - 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