{"id":3387,"date":"2025-07-01T15:37:06","date_gmt":"2025-07-01T07:37:06","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3387"},"modified":"2025-07-01T15:37:06","modified_gmt":"2025-07-01T07:37:06","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%9c%ac%e5%9c%b0%e9%93%b6%e8%a1%8c%e8%bd%ac%e8%b4%a6%e6%8e%a5%e5%8f%a3%e5%af%b9%e6%8e%a5%e6%96%b9%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/07\/01\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%9c%ac%e5%9c%b0%e9%93%b6%e8%a1%8c%e8%bd%ac%e8%b4%a6%e6%8e%a5%e5%8f%a3%e5%af%b9%e6%8e%a5%e6%96%b9%e6%b3%95\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4 \ud604\uc9c0 \uc740\ud589 \uc1a1\uae08 \uc778\ud130\ud398\uc774\uc2a4 \ub3c4\ud0b9 \ubc29\ubc95"},"content":{"rendered":"

# \ud30c\ud0a4\uc2a4\ud0c4 \ud604\uc9c0 \uc740\ud589 \uc1a1\uae08 \uc778\ud130\ud398\uc774\uc2a4 \ub3c4\ud0b9 \ubc29\ubc95 \uc138\ubd80 \uc815\ubcf4<\/p>\n

I. \ud30c\ud0a4\uc2a4\ud0c4 \uacb0\uc81c \uc2dc\uc7a5 \uac1c\uc694<\/p>\n

\ub0a8\uc544\uc2dc\uc544\uc758 \ud575\uc2ec \uacbd\uc81c\uad6d\uc778 \ud30c\ud0a4\uc2a4\ud0c4\uc740 \ucd5c\uadfc \uba87 \ub144\uac04 \ub514\uc9c0\ud138 \uacb0\uc81c \uc2dc\uc7a5\uc774 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ud0a4\uc2a4\ud0c4 \uc911\uc559\uc740\ud589(SBP)\uc5d0 \ub530\ub974\uba74 2022\ub144 \uc804\uc790 \uac70\ub798 \uaddc\ubaa8\ub294 \uc804\ub144 \ub300\ube44 351\uc870 3,000\uc5b5 \ub2ec\ub7ec \uc99d\uac00\ud558\uba70 \uac15\ub825\ud55c \uc131\uc7a5 \ubaa8\uba58\ud140\uc744 \ubcf4\uc5ec\uc8fc\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ud0a4\uc2a4\ud0c4 \uc2dc\uc7a5\uc5d0 \uc9c4\ucd9c\ud558\uace0\uc790 \ud558\ub294 \uae30\uc5c5\uc774\ub77c\uba74 \ud604\uc9c0 \uc740\ud589 \uc1a1\uae08 \uc778\ud130\ud398\uc774\uc2a4 \ub3c4\ud0b9 \uae30\uc220\uc744 \uc774\ud574\ud558\uace0 \uc219\ub2ec\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

II. \uc8fc\uc694 \uc740\ud589 \uc1a1\uae08 \uc2dc\uc2a4\ud15c \uc18c\uac1c<\/p>\n

1. IBFT(\uc740\ud589 \uac04 \uc989\uc2dc \uc790\uae08 \uc774\uccb4)<\/p>\n

IBFT\ub294 \ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c \uac00\uc7a5 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\ub294 \uc2e4\uc2dc\uac04 \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uc73c\ub85c, 1Link\uc5d0\uc11c \uc6b4\uc601\ud569\ub2c8\ub2e4. \uc774 \uc2dc\uc2a4\ud15c\uc740 \uc77c\ubc18\uc801\uc778 \ub2e8\uc77c \ud55c\ub3c4\uc778 50\ub9cc \ub8e8\ud53c(\uc57d 1,800\ub2ec\ub7ec)\ub85c \uc5f0\uc911\ubb34\ud734 \uc2e4\uc2dc\uac04 \uc774\uccb4\ub97c \uc9c0\uc6d0\ud558\uba70 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uacfc \uae08\uc735 \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uac00 \uc120\ud638\ud558\ub294 \uc194\ub8e8\uc158\uc785\ub2c8\ub2e4.<\/p>\n

2. PRISM(\ud30c\ud0a4\uc2a4\ud0c4 \uc2e4\uc2dc\uac04 \uad50\ud658 \uc2dc\uc2a4\ud15c)<\/p>\n

PRISM\uc740 SBP\uc5d0\uc11c \uc9c1\uc811 \uad00\ub9ac\ud558\uba70 \uc8fc\ub85c \uace0\uc561 \uac70\ub798 \uccad\uc0b0\uc5d0 \uc0ac\uc6a9\ub429\ub2c8\ub2e4. \uc18c\ub9e4 \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uc5d0\uc11c\ub294 \uc77c\ubc18\uc801\uc73c\ub85c \uc0ac\uc6a9\ub418\uc9c0 \uc54a\uc9c0\ub9cc B2B \ube44\uc988\ub2c8\uc2a4\uc5d0\uc11c\ub294 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n

3. Raast(\uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c)<\/p>\n

Raast\ub294 \uae08\uc735 \ud3ec\uc6a9\uc744 \ucd09\uc9c4\ud558\uae30 \uc704\ud574 SBP\uc5d0\uc11c \ucd9c\uc2dc\ud55c \uc0c8\ub85c\uc6b4 \ub514\uc9c0\ud138 \uacb0\uc81c \uc778\ud504\ub77c\uc785\ub2c8\ub2e4. \uc800\ub834\ud55c \ube44\uc6a9 \ub610\ub294 \ubb34\ub8cc P2P \uc1a1\uae08\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/p>\n

III. \uc778\ud130\ud398\uc774\uc2a4 \ub3c4\ud0b9 \uc900\ube44<\/p>\n

1. \ubc95\ub960 \uc900\uc218 \uc694\uad6c \uc0ac\ud56d
\n- \uc0ac\uc5c5\uc790 \ub4f1\ub85d: \ud30c\ud0a4\uc2a4\ud0c4 \uc99d\uad8c\uac70\ub798\uc704\uc6d0\ud68c(SECP)\uc5d0 \ud68c\uc0ac \ub4f1\ub85d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.
\n- PSO\/PTSP \ub77c\uc774\uc120\uc2a4: \ube44\uc988\ub2c8\uc2a4 \uc131\uaca9\uc5d0 \ub530\ub77c \uc801\uc808\ud55c \uacb0\uc81c \uc11c\ube44\uc2a4 \ub77c\uc774\uc120\uc2a4\ub97c \uc2e0\uccad\ud569\ub2c8\ub2e4.
\n- \uc138\uae08 \ub4f1\ub85d: NTN(\uad6d\uc138 \ubc88\ud638) \ud68d\ub4dd \ubc0f FBR \uc2e0\uace0 \uc644\ub8cc<\/p>\n

2. \uae30\uc220\uc801 \uc900\ube44 \uc0ac\ud56d \ubaa9\ub85d
\n“`
\n1. HTTPS \uc554\ud638\ud654 \uc778\uc99d\uc11c(TLS1.2+)
\n2. IP \ud654\uc774\ud2b8\ub9ac\uc2a4\ud2b8 \uad6c\uc131
\n3. \uc6f9\ud6c5 \uc218\uc2e0 \uc5d4\ub4dc\ud3ec\uc778\ud2b8
\n4. ISO20022 \ub610\ub294 PK \ud45c\uc900 \uba54\uc2dc\uc9c0 \ucc98\ub9ac \uae30\ub2a5
\n5. PKI \ub514\uc9c0\ud138 \uc11c\uba85 \ud655\uc778 \uba54\ucee4\ub2c8\uc998\"``<\/p>\n

\ub137\uc9f8, \ud575\uc2ec API \ub3c4\ud0b9 \ud504\ub85c\uc138\uc2a4 \uc138\ubd80 \uc0ac\ud56d<\/p>\n

1\ub2e8\uacc4: \uc561\uc138\uc2a4 \uc778\uc99d
\n\ud30c\ud0a4\uc2a4\ud0c4 \uc740\ud589\uacfc\uc758 \ubaa8\ub4e0 \uc0c1\ud638 \uc791\uc6a9\uc5d0\ub294 \uc591\ubc29\ud5a5 TLS(mTLS) \uc778\uc99d\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.
\n\uc77c\ubc18\uc801\uc778 \uc694\uccad \ud5e4\ub354\uc758 \uc608\uc785\ub2c8\ub2e4.
\n\"`http
\nPOST \/auth\/token HTTP\/1.
\n\ud638\uc2a4\ud2b8: api.bankdomain.com
\n\ucf58\ud150\uce20 \uc720\ud615: application\/x-www-form-urlencoded
\nX-CLIENT-ID: your_client_id <\/p>\n

grant_type=client_credentials&scope=payments%20write“`<\/p>\n

\uc751\ub2f5\uc5d0\ub294 \ubcf4\ud1b5 30\ubd84 \ub3d9\uc548 \uc720\ud6a8\ud55c \ubb34\uae30\uba85 \ud1a0\ud070\uc774 \ud3ec\ud568\ub429\ub2c8\ub2e4.<\/p>\n

2\ub2e8\uacc4: \uacb0\uc81c \uc694\uccad \uc2dc\uc791
\nJSON \ud615\uc2dd\uc744 \uc0ac\uc6a9\ud558\uc5ec \uacb0\uc81c \uc9c0\uce68\uc744 \uc81c\ucd9c\ud569\ub2c8\ub2e4.
\n\"`json {
\n\"transactionId\": \"tx20230501_123456\",
\n\"\uae08\uc561\": \"15,000.\",
\n\"\ud1b5\ud654\": \"PKR\".
\n\"senderAccount\": \"PK36XXXX0001234567890\",
\n\"receiverAccount\": \"PK55YYYYYY0009876543210\u2033,
\n\"purposeCode\": \"SALA\"(\uae09\uc5ec)\/\"INVC\"(\uc1a1\uc7a5)
\n} “`<\/p>\n

\uc8fc\uc694 \ud544\ub4dc \uc124\uba85.
\n- \ubaa9\uc801 \ucf54\ub4dc\ub294 SBP\uc5d0 \uc9c0\uc815\ub41c 18\uac1c\uc758 \ubaa9\uc801 \ucf54\ub4dc \uc911 \ud558\ub098\ub97c \uc900\uc218\ud574\uc57c \ud569\ub2c8\ub2e4.
\n- \ud2b8\ub79c\uc7ad\uc158Id\ub294 \uc804 \uc138\uacc4\uc801\uc73c\ub85c \uace0\uc720\ud574\uc57c \ud569\ub2c8\ub2e4. <\/p>\n

3\ub2e8\uacc4: \ube44\ub3d9\uae30 \uc54c\ub9bc \ucc98\ub9ac
\n\ub2e4\uc74c \uc0c1\ud0dc \ubcc0\uacbd \uc54c\ub9bc\uc744 \ubc1b\ub3c4\ub85d Webhook\uc744 \uad6c\uc131\ud569\ub2c8\ub2e4:
\n\"`xml
\nTX20230501_123456<\/originaltransactionid>
\n\uc131\uacf5<\/status>
\n2023-
\n05-
\n01<\n\/SettlementDate>
\nBPI2345678KL<\/bankreference><\/notification> “`<\/p>\n

\uba54\uc2dc\uc9c0 \uc11c\uba85 \ud655\uc778\uc744 \uad6c\ud604\ud574\uc57c \ud569\ub2c8\ub2e4:
\n\"`java MessageDigest digest = MessageDigest.getInstance(\"SHA-.
\n256”);
\n\ubc14\uc774\ud2b8[] \ud574\uc2dc = digest.digest(
\nnotification.getBytes(StandardCharsets.U TF_
\n8));
\nString encodedHash = Base64.getEncoder().encodeToString(hash); if (!encodedHash.equals(receivedSignature)) { throw new SecurityException( \"\uc720\ud6a8\ud558\uc9c0 \uc54a\uc740 \uc11c\uba85\"); } \"` <\/p>\n

V. \uc77c\ubc18\uc801\uc778 \ubb38\uc81c\uc5d0 \ub300\ud55c \ud574\uacb0\ucc45<\/p>\n

Q001\uc758 \uc9c0\uc5f0\ub41c \uc815\uc0b0\uc740 \uc5b4\ub5bb\uac8c \ub418\ub098\uc694?
\n\u2192 \uae08\uc694\uc77c \uc624\ud6c4\ubd80\ud130 \uc77c\uc694\uc77c \uc0ac\uc774\uc758 \uc774\uc2ac\ub78c \uacf5\ud734\uc77c \uc601\ud5a5\uc744 \ubc1b\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. <\/p>\n

Q002 \ubc18\ud658 \uc624\ub958 \ucf54\ub4dc \"AUTH102\u2033?
\n\u2192 mTLS \uc778\uc99d\uc11c\uac00 \ub9cc\ub8cc\ub418\uc9c0 \uc54a\uc558\uace0 \uc911\uac04 CA \uc778\uc99d\uc11c \uccb4\uc778\uc774 \uc644\ub8cc\ub418\uc5c8\ub294\uc9c0 \ud655\uc778\ud569\ub2c8\ub2e4. <\/p>\n

Q003 \ud1b5\ud654 \ubcc0\ud658\uc740 \uc5b4\ub5bb\uac8c \ucc98\ub9ac\ub418\ub098\uc694?
\n\u2192 \ube44 PKR \uac70\ub798\uc758 \uacbd\uc6b0 \ucd94\uac00 \ud544\ub4dc\ub97c \ucd94\uac00\ud574\uc57c \ud569\ub2c8\ub2e4:
\n\"`json {
\n…
\n\"foreignExchange\":{
\n\"sourceCurrency\": \"USD\".
\n\"exchangeRate\": \"278.\"
\n}
\n} “` <\/p>\n

VI \uc131\ub2a5 \ucd5c\uc801\ud654 \uad8c\uc7a5 \uc0ac\ud56d<\/p>\n

\uc77c\uad04 \ucc98\ub9ac \ud504\ub85c\uadf8\ub7a8 \uc124\uacc4:
\n\ud55c \ubc88\uc5d0 \ucd5c\ub300 100\uac74\uc758 \uac70\ub798 \uc9c0\uc6d0(\uc740\ud589\uc5d0 \ub530\ub77c \ub2e4\ub984)
\n\uba40\ud2f0 \uc2a4\ub808\ub4dc \ub3d9\uc2dc\uc131 \uc0ac\uc6a9 \uc2dc \ucd08\ub2f9 10\ud68c \uc774\ud558\uc758 \ud638\ucd9c \uc81c\uc5b4 <\/p>\n

\uce90\uc2f1 \uc815\ucc45 \uad6c\ud604:
\n\ucd5c\uc18c 25\ubd84 \ub3d9\uc548 \ud1a0\ud070 \uce90\uc2f1
\n\ub9e4\uc2dc\uac04 \uc5c5\ub370\uc774\ud2b8\ub418\ub294 \ud658\uc728 \uc815\ubcf4 <\/p>\n

\uc138\ube10 \ud14c\uc2a4\ud2b8 \ud658\uacbd \uc124\uc815 \uac00\uc774\ub4dc<\/p>\n

\uc0cc\ub4dc\ubc15\uc2a4 \uacc4\uc815 \uc2e0\uccad \uc790\ub8cc \ubaa9\ub85d\uc785\ub2c8\ub2e4:
\n\u25a1 \uc815\uad00 \uc0ac\ubcf8
\n\uac10\ub3c5 \uc2e0\ubd84\uc99d \uc2a4\uce94\ubcf8 \u25a1 \uac10\ub3c5 \uc2e0\ubd84\uc99d \uc0ac\ubcf8
\n\uc6d4\ubcc4 \uc608\uc0c1 \uac70\ub798\ub7c9 \ud45c \u25a1 \uc6d4\ubcc4 \uc608\uc0c1 \uac70\ub798\ub7c9 \ud45c <\/p>\n

\uc2dc\ubbac\ub808\uc774\ud130 \ub3c4\uad6c\uc758 \uad8c\uc7a5 \uc870\ud569:
\n- Postman + OpenSSL(\uae30\ubcf8 \ub514\ubc84\uae45)
\n- SoapUI Pro(\ubcf5\uc7a1\ud55c \uc7a5\uba74 \uad6c\uc131)
\n- JMeter(\ubd80\ud558 \ud14c\uc2a4\ud2b8) <\/p>\n

8\uac00\uc9c0 \uc548\uc804 \uc218\uce59\uc744 \ud2b9\ubcc4\ud788 \uc0c1\uae30\uc2dc\ucf1c \ub4dc\ub9bd\ub2c8\ub2e4!!! <\/p>\n

\uae08\uc9c0 \ud589\uc704 \ubaa9\ub85d: \u26a0\ufe0f
\nCVV \ubc88\ud638\ub97c 24\uc2dc\uac04 \uc774\uc0c1 \uc800\uc7a5\ud558\ub294 \uacbd\uc6b0
\n\uc804\uccb4 \uce74\ub4dc \ubc88\ud638 \uae30\ub85d
\n\ucde8\uc57d\ud55c \uc554\ud638\ud654 \uc54c\uace0\ub9ac\uc998 \uc0ac\uc6a9(MD5\/SHA1\uc740 \ub354 \uc774\uc0c1 \uc0ac\uc6a9\ub418\uc9c0 \uc54a\uc74c) <\/p>\n

\uac15\uc555\uc801 \uc870\uce58 \ubaa9\ub85d: \u2705
\n\ubd84\uae30\ubcc4 \uce68\ud22c \ud14c\uc2a4\ud2b8 \ubcf4\uace0\uc11c
\n\ubbfc\uac10\ud55c \ub370\uc774\ud130\uc758 \uba54\ubaa8\ub9ac \uc554\ud638\ud654
\nSQL \ub9e4\uac1c\ubcc0\uc218\ud654\ub41c \ucffc\ub9ac 100% \ucee4\ubc84\ub9ac\uc9c0 <\/p>\n

9\uac00\uc9c0 \ube44\uc6a9 \uad6c\uc870 \ubd84\uc11d \ubaa8\ub378 <\/p>\n

\uc77c\ubc18\uc801\uc778 \ube44\uc6a9 \uad6c\uc131 \uc694\uc18c(\ubc31\ub9cc \ub8e8\ud53c\ub2f9):
\n|\ud504\ub85c\uc81d\ud2b8|\ube44\uc6a9(PKR)|\ube44\uace0|
\n|—|—|—|
\n|\uacc4\uc88c \uac1c\uc124 \uc218\uc218\ub8cc|15,000~50,000 |1\ud68c|
\n|\uc6d4 \uc720\uc9c0 \uad00\ub9ac \ube44\uc6a9 |$5,000\ubd80\ud130 ||
\n|\uc131\uacf5 \uac70\ub798 \uc218\uc218\ub8cc |200~500 |\ub2e8\uacc4\ubcc4 \uac00\uaca9|
\n|\ud658\ubd88 \uc2e4\ud328 |100 || <\/p>\n

X \ubbf8\ub798 \uae30\uc220 \uc9c4\ud654 \ucd94\uc801 <\/p>\n

\ubc29\ud5a5\uc5d0 \uc9d1\uc911 \ud83d\udd0d :
\n\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0 \ud30c\uc77c\ub7ff \uc9c4\ud589 \uc0c1\ud669
\n\u27a4 \uc624\ud508\ubc45\ud0b9 API \ud45c\uc900 \uac1c\ubc1c
\n\uc0dd\uccb4\uc778\uc99d \ud1b5\ud569 \u27a4 \uc0dd\uccb4\uc778\uc99d \ud1b5\ud569 <\/p>\n

\uacb0\ub860 <\/p>\n

\ud30c\ud0a4\uc2a4\ud0c4 \ud604\uc9c0 \uc740\ud589 \uc774\uccb4 \uc778\ud130\ud398\uc774\uc2a4\uc640 \uc131\uacf5\uc801\uc73c\ub85c \uc5f0\ub3d9\ud558\ub824\uba74 \uae30\uc220 \uad6c\ud604\uacfc \uaddc\uc81c \uc900\uc218\uac00 \ubaa8\ub450 \ud544\uc694\ud569\ub2c8\ub2e4. \uce74\ub77c\uce58 \ud540\ud14c\ud06c \ubc0b\uc5c5\uacfc \uac19\uc740 \uc5c5\uacc4 \ud589\uc0ac\uc5d0 \uc815\uae30\uc801\uc73c\ub85c \ucc38\uc5ec\ud558\uc5ec \uc815\ucc45 \ubcc0\ud654\uc5d0 \ub300\ud55c \ubbfc\uac10\uc131\uc744 \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ucd08\uae30 \ub2e8\uacc4\uc5d0\uc11c \uc778\ud130\ud398\uc774\uc2a4\ub97c \uacf5\ub3d9 \uac1c\ubc1c\ud560 \uacbd\ud5d8\uc774 \ud48d\ubd80\ud55c \ud604\uc9c0 \ud30c\ud2b8\ub108\ub97c \uc120\ud0dd\ud558\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4. \ud30c\ud0a4\uc2a4\ud0c4 \uc740\ud589 \uc778\ud130\ud398\uc774\uc2a4\uc5d0 \ub300\ud55c \ud2b9\ubcc4 \uc694\uad6c \uc0ac\ud56d \uc124\uba85<\/p>\n

1. \uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218 \uc870\ud56d
\n\uc774\uc2ac\ub78c \uad6d\uac00\uc778 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc740\ud589 \uc2dc\uc2a4\ud15c\uc5d0\ub294 \uc0e4\ub9ac\uc544\ub97c \uc900\uc218\ud558\ub294 \uac70\ub798\uc5d0 \ub300\ud55c \ud2b9\ubcc4\ud55c \uc694\uad6c \uc0ac\ud56d\uc774 \uc788\uc2b5\ub2c8\ub2e4:
\n- \ub9ac\ubc14 \ud504\ub9ac: \ubaa8\ub4e0 \uc778\ud130\ud398\uc774\uc2a4\ub294 \uc774\uc790 \uacc4\uc0b0 \ud544\ub4dc\ub97c \ud3ec\ud568\ud558\uc9c0 \uc54a\uc544\uc57c \ud569\ub2c8\ub2e4.
\n- \ud560\ub784 \ube44\uc988\ub2c8\uc2a4: \ub3c4\ubc15, \uc8fc\ub958 \ubc0f \uae30\ud0c0 \ube44\ub3c4\ub355\uc801 \uc0b0\uc5c5\uc5d0 \ub300\ud55c \ucf54\ub4dc \ucc28\ub2e8\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.
\n- \uc774\uc775 \uacf5\uc720: \ubb34\ub2e4\ub77c\ubc14(\uc774\uc775 \uacf5\uc720) \ubaa8\ub378\uc740 \ud22c\uc790 \ube44\uc988\ub2c8\uc2a4\uc640 \uad00\ub828\ub41c \uacbd\uc6b0 \ubc18\ub4dc\uc2dc \uba85\ud655\ud558\uac8c \ud45c\uc2dc\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n

\uae30\uc220\uc801 \uc2e4\ud604\uc758 \uc608
\n\"`xml
\n
\n true<\/isislamic>
\n \ubb34\ub77c\ubc14\ud558<\/contracttype>
\n METAL01<\/commoditycode>
\n<\/transaction>
\n“`<\/p>\n

2. CNIC \ubc14\uc778\ub529 \uba54\ucee4\ub2c8\uc998
\nSBP \uaddc\uc815\uc5d0 \ub530\ub77c \ubaa8\ub4e0 \uc1a1\uae08\uc740 \uc218\ucde8\uc778\uc758 \uad6d\uac00 \uc2e0\ubd84\uc99d(CNIC)\uacfc \ub300\uc870\ud558\uc5ec \uc720\ud6a8\uc131\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4:<\/p>\n

|\uc778\uc99d \ubc29\ubc95|\uc131\uacf5\ub960|\uc9c0\uc5f0 \uc2dc\uac04
\n|—|—|—|
\n|\uc2e4\uc2dc\uac04 NADRA \uce98\ub9ac\ube0c\ub808\uc774\uc158|98%|<2\u79d2|\n|\u672c\u5730\u7f13\u5b58\u6821\u9a8c|85%|<500ms|\n|\u4e8b\u540e\u4eba\u5de5\u590d\u6838|-|24\u5c0f\u65f6\u5185|\n\n\u9519\u8bef\u5904\u7406\u6d41\u7a0b\uff1a\n```\nif (cnicStatus == \"INVALID\"){\n retryCount++;\n if(retryCount >3){
\n fallbackToManualVerification().
\n }
\n}
\n“`<\/p>\n

XII. \uc7ac\ub09c \ub300\ube44 \ud504\ub85c\uadf8\ub7a8 \uc124\uacc4 \uc694\uc18c<\/p>\n

\uba40\ud2f0 \uc561\ud2f0\ube0c \ub370\uc774\ud130\uc13c\ud130 \uad6c\ucd95\uc744 \uc704\ud55c \uad8c\uc7a5 \uc0ac\ud56d
\n\uc8fc\uc694 \uc0ac\uc774\ud2b8: \uce74\ub77c\uce58(SAMBA \ud074\ub7ec\uc2a4\ud130)
\n\ub300\uccb4 \uc0ac\uc774\ud2b8: \ub77c\ud638\ub974(RHEL \ud658\uacbd)<\/p>\n

\ud45c\uc2dc\uae30 \uc784\uacc4\uac12\uc744 \ud1a0\uae00\ud569\ub2c8\ub2e4:
\n- 5\ubd84 \uc5f0\uc18d 15%\ub97c \ucd08\uacfc\ud558\ub294 API \uc624\ub958\uc728
\n- 10\ubd84 \ub3d9\uc548 SLA\uac00 99% \uc774\ud558\ub85c \ub5a8\uc5b4\uc9d0
\n- SBP\uac00 \uc801\uc0c9 \uacbd\ubcf4 \uc54c\ub9bc\uc744 \ubc1c\ud589\ud569\ub2c8\ub2e4.<\/p>\n

\ub370\uc774\ud130 \ub3d9\uae30\ud654 \uc804\ub7b5
\n\"``\uc778\uc5b4\uacf5\uc8fc
\n\uadf8\ub798\ud504 TD.
\n A[\uae30\ubcf8 DC] ->|15\ucd08\ub9c8\ub2e4 \uc99d\ubd84 \ub3d9\uae30\ud654 |B(\ub300\uae30 DC);
\n B -> C{\ubaa8\ub2c8\ud130\ub9c1 \ucf58\uc194}.
\n C -> D [\uc790\ub3d9 \uc804\ud658].
\n“`<\/p>\n

XIII. \ud604\uc9c0\ud654 \ubaa8\ubc94 \uc0ac\ub840<\/p>\n

UI\/UX \uc801\uc751 \uc694\uad6c \uc0ac\ud56d:
\n1. \uc5b8\uc5b4 \uc9c0\uc6d0: \uc6b0\ub974\ub450\uc5b4 \uc624\ub978\ucabd\uc5d0\uc11c \uc67c\ucabd(RTL) \ub808\uc774\uc544\uc6c3 \uc0ac\uc591
\n2. \uae08\uc561 \ud615\uc2dd: \"1,23,456.78\" \ud30c\ud0a4\uc2a4\ud0c4 \uad6c\ubd84 \uae30\ud638
\n3. \uc2dc\uac04 \ud45c\uc2dc: \"DD-MM-YYYY HH:mm:ss PKT\"<\/p>\n

\ubb38\ud654\uc801\uc73c\ub85c \ubbfc\uac10\ud55c \uc0ac\uc774\ud2b8 \ucc98\ub9ac:
\n\ub179\uc0c9 \ud655\uc778 \ubc84\ud2bc(\ud30c\ud2f0 \uad00\ub828 \uc0c9\uc0c1)\uc744 \ud53c\ud558\uc138\uc694.
\n13\uc77c \ub0a0\uc9dc \uac15\uc870 \ud45c\uc2dc \ube44\ud65c\uc131\ud654 <\/p>\n

XIV. \uc131\ub2a5 \ubca4\uce58\ub9c8\ud0b9 \ub370\uc774\ud130<\/p>\n

\uc740\ud589\ubcc4 API \uc751\ub2f5 \ube44\uad50(2023\ub144 4\ubd84\uae30).<\/p>\n

|HBL SCB UBL \ubbf8\uc794 \uc740\ud589
\n|—|—|—|—|—|
\nTPS \ud53c\ud06c |285 |320 |240 |180
\n\ud3c9\uade0 \uc9c0\uc5f0 \uc2dc\uac04 |410\ubc00\ub9ac\ucd08 |380\ubc00\ub9ac\ucd08 |520\ubc00\ub9ac\ucd08
\n\ud638\ud658\uc131 \uc810\uc218 \u2605\u2605\u2605\u2605 \u2606 \u2605\u2605\u2605\u2605 \u2605\u2605\u2605\u2605\u2606 \u2605\u2605\u2605\u2605 <\/p>\n

\uc2a4\ud2b8\ub808\uc2a4 \ud14c\uc2a4\ud2b8 \uad8c\uc7a5 \uad6c\uc131.
\n\"`yaml
\n\ud14c\uc2a4\ud2b8 \ud504\ub85c\ud544.
\n \ub7a8\ud504\uc5c5: \uc0ac\uc6a9\uc790 300\uba85\/\ubd84
\n \ubcf4\ub958 \uae30\uac04:4\uc2dc\uac04
\n \uc0dd\uac01 \uc2dc\uac04: 5~8\ucd08
\n \uc2e4\ud328 \uc784\uacc4\uac12.<0.% ```\n\n\u5341\u4e94\u3001\u76d1\u7ba1\u66f4\u65b0\u8ffd\u8e2a\u65b9\u6cd5\n\n\u5173\u952e\u4fe1\u606f\u6e90\u76d1\u63a7\u6e05\u5355:\n1.SBP\u6bcf\u5468\u516c\u62a5\u8ba2\u9605\uff08\u5f3a\u5236\uff09\n2.P@SHA(Pakistan\u8f6f\u4ef6\u534f\u4f1a)\u6280\u672f\u901a\u544a \n3.Banking Times\u671f\u520a\u7535\u5b50\u7248 \n\n\u81ea\u52a8\u5316\u76d1\u6d4b\u811a\u672c\u793a\u4f8b:\n```python\nimport feedparser sbp_rss = feedparser.parse('https:\/\/www.sbp.org.pk\/rss\/press.asp') latest_reg = sbp_rss.entries[0].summary if 'PSO' in latest_reg: alert_team() ```\n\n---\n\n\u901a\u8fc7\u4ee5\u4e0a15\u4e2a\u7ef4\u5ea6\u7684\u7cfb\u7edf\u5316\u5b9e\u65bd\uff0c\u4f01\u4e1a\u53ef\u5efa\u7acb\u7b26\u5408\u5df4\u57fa\u65af\u5766\u5e02\u573a\u7279\u70b9\u7684\u7a33\u5065\u652f\u4ed8\u901a\u9053\u3002\u7279\u522b\u63d0\u9192\u6bcf\u5e74\u658b\u6708\u671f\u95f4\uff08\u65e5\u671f\u6d6e\u52a8\uff09\u5404\u94f6\u884c\u4f1a\u8c03\u6574\u7ef4\u62a4\u7a97\u53e3\u671f\uff0c\u5efa\u8bae\u63d0\u524d\u4e09\u4e2a\u6708\u8054\u7cfb\u5f53\u5730\u8fd0\u7ef4\u56e2\u961f\u83b7\u53d6\u5177\u4f53\u65e5\u7a0b\u8868\u3002\u5bf9\u4e8e\u9ad8\u9891\u4ea4\u6613\u573a\u666f\uff0c\u63a8\u8350\u540c\u65f6\u63a5\u5165\u81f3\u5c11\u4e24\u5bb6\u94f6\u884c\u7684\u5197\u4f59\u901a\u9053\u4ee5\u4fdd\u969c\u670d\u52a1\u8fde\u7eed\u6027\u3002\n\n\u6700\u540e\u5f3a\u8c03\u4e09\u4e2a\u6838\u5fc3\u6210\u529f\u8981\u7d20\uff1a\n\n\u7b2c\u4e00\u68af\u961f\u4f18\u5148\u7ea7 \ud83d\udd25\ud83d\udd25\ud83d\udd25 \n\u2705\u4e0e\u5f53\u5730FIs(Fiancial Institutions)\u5efa\u7acb\u76f4\u63a5\u8054\u7cfb\u6e20\u9053 \n\u2705\u96c7\u4f63\u719f\u6089Urdu\/Punjabi\u7684\u53cc\u8bed\u6280\u672f\u652f\u6301\u4eba\u5458 \n\u2705\u53c2\u4e0ePakistan Fintech Association\u7684\u5408\u89c4\u8ba4\u8bc1\u8ba1\u5212 \n\n\u6301\u7eed\u4f18\u5316\u65b9\u5411 \ud83d\ude80 \n\u2022\u6bcf\u6708\u5206\u6790\u5931\u8d25\u4ea4\u6613TOP\u539f\u56e0 \n\u2022\u5b63\u5ea6\u6027\u8bc4\u4f30\u901a\u9053\u6210\u672c\u6548\u76ca\u6bd4 \n\u2022\u5e74\u5ea6\u7b2c\u4e09\u65b9\u5b89\u5168\u5ba1\u8ba1\u4e0d\u53ef\u7f3a \n\n\u5e0c\u671b\u672c\u6307\u5357\u80fd\u4e3a\u60a8\u7684\u8de8\u5883\u652f\u4ed8\u4e1a\u52a1\u843d\u5730\u63d0\u4f9b\u5207\u5b9e\u5e2e\u52a9\uff01\u5982\u9700\u83b7\u53d6\u6700\u65b0\u7248\u7684\u300aSBP\u7535\u5b50\u652f\u4ed8\u6280\u672f\u89c4\u8303\u300b\u5b8c\u6574\u9644\u4ef6\u5305\u53ef\u901a\u8fc7\u6587\u672b\u5b98\u65b9\u6e20\u9053\u7533\u8bf7\u3002(\u6ce8:\u672c\u6587\u6570\u636e\u66f4\u65b0\u81f32023\u5e7412\u670831\u65e5\uff09\n<\/p>","protected":false},"excerpt":{"rendered":"

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