{"id":3420,"date":"2025-08-01T12:38:14","date_gmt":"2025-08-01T04:38:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3420"},"modified":"2025-08-01T12:38:14","modified_gmt":"2025-08-01T04:38:14","slug":"%e4%b8%ad%e4%b8%9c%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e5%af%b9%e6%af%94%ef%bc%9apaytabs-vs-hyperpay-vs-moyasar","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/08\/01\/%e4%b8%ad%e4%b8%9c%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%bd%91%e5%85%b3%e5%af%b9%e6%af%94%ef%bc%9apaytabs-%eb%8c%80-%ed%95%98%ec%9d%b4%ed%8d%bc%ed%8e%98%ec%9d%b4-%eb%8c%80-%eb%aa%a8%ec%95%bc\/","title":{"rendered":"\uc911\ub3d9 \ud604\uc9c0 \uacb0\uc81c \uac8c\uc774\ud2b8\uc6e8\uc774 \ube44\uad50: \ud398\uc774\ud0ed vs \ud558\uc774\ud37c\ud398\uc774 vs \ubaa8\uc57c\uc0ac\ub974"},"content":{"rendered":"

\uc911\ub3d9\uc758 \uc0c1\uc704 3\uac1c \uc804\uc790\uacb0\uc81c \ub300\ud589\uc0ac\ub294 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4. \ud398\uc774\ud0ed<\/strong>\ubc0fHyperPay<\/strong> \ub178\ub798\ub85c \uc751\ub2f5 \ubaa8\uc57c\uc0ac\ub974<\/strong> \ube44\uad50 \ubd84\uc11d\uc740 \ud575\uc2ec \uae30\ub2a5, \uc9c0\uc5ed \uc801\ud569\uc131, \ube44\uc6a9 \uad6c\uc870 \ub4f1\uacfc \uac19\uc740 \uc8fc\uc694 \ucc28\uc6d0\uc744 \ub2e4\ub8e8\uba70 \ube44\uc988\ub2c8\uc2a4 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub530\ub77c \uac00\uc7a5 \uc801\ud569\ud55c \uc194\ub8e8\uc158\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\ub3c4\ub85d \ub3c4\uc640\uc90d\ub2c8\ub2e4:<\/p>\n

\n

1. \uae30\ubcf8 \uc815\ubcf4 \ube44\uad50<\/strong><\/h3>\n\n\n\n\n\n\n\n
\ucc28\uc6d0(\uc218\ud559)<\/strong><\/th>\n\ud398\uc774\ud0ed<\/strong><\/th>\nHyperPay<\/strong><\/th>\n\ubaa8\uc57c\uc0ac\ub974<\/strong><\/th>\n<\/tr>\n<\/thead>\n
\uc124\ub9bd<\/strong><\/td>\n2014 (\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544)<\/td>\n2015 (\uc694\ub974\ub2e8)<\/td>\n2018 (\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544)<\/td>\n<\/tr>\n
\uad6d\uac00\ubcc4 \uc801\uc6a9 \ubc94\uc704<\/strong><\/td>\nGCC \uae30\ubc18(\uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544, \uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8 \ub4f1) + \uae00\ub85c\ubc8c \ud655\uc7a5<\/td>\nGCC + \ubd81\uc544\ud504\ub9ac\uce74 + \uc720\ub7fd \uc77c\ubd80<\/td>\n\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544\uc5d0 \uc9d1\uc911\ud558\uace0 GCC\uc758 \uc810\uc9c4\uc801 \ud655\uc7a5<\/td>\n<\/tr>\n
\uc9c0\uc6d0 \ud1b5\ud654<\/strong><\/td>\n\ub2e4\uc911 \ud1b5\ud654(\uc8fc\uc694 \uc544\ub78d\uc5b4 \ud1b5\ud654 \ud3ec\ud568)<\/td>\nSAR\/AED\/USD\/EUR \uae30\ubc18<\/td>\nSAR\/AED\/USD<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n

2. \ud575\uc2ec \uae30\ub2a5 \ubc0f \uac15\uc810<\/strong><\/h3>\n

(1) \ud398\uc774\ud0ed<\/strong><\/h4>\n
    \n
  • \ud604\uc9c0\ud654\ub41c \uc2ec\uce35 \uc801\uc751<\/strong>:\n
      \n
    • \ud604\uc9c0 \uacb0\uc81c \uc218\ub2e8(\uc608: Mada \uce74\ub4dc, Apple Pay\/Google Pay)\uc744 \uc9c0\uc6d0\ud558\ub294 \uc804\uccb4 GCC \uc9c0\uc5ed \ubc94\uc704.<\/li>\n<\/ul>\n<\/li>\n
    • \uc5d4\ud130\ud504\ub77c\uc774\uc988 \ub3c4\uad6c<\/em>:
      \n\uc0ac\uae30 \ubc29\uc9c0 \uc2dc\uc2a4\ud15c, \ud560\ubd80 \uc635\uc158 \ubc0f \uc784\ubca0\ub514\ub4dc \uacb0\uc81c \ud398\uc774\uc9c0\ub97c \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

      (2) \ud558\uc774\ud37c\ud398\uc774<\/strong><\/h4>\n
        \n
      • \uc9c0\uc5ed \uac04 \uc720\uc5f0\uc131<\/em>:
        \n\uc694\ub974\ub2e8 \ubc0f \ubd81\uc544\ud504\ub9ac\uce74\uc758 \ub192\uc740 \uc2dc\uc7a5 \uce68\ud22c\uc728\ub85c \ud574\uc678 \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/li>\n
      • \uae30\uc220 \ud1b5\ud569<\/em>:
        \nAPI \uc6b0\uc120 \uc21c\uc704 \uccb4\uacc4 \ubc0f \uad6c\ub3c5 \uccad\uad6c \uae30\ub2a5\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

        (3) \ubaa8\uc57c\uc0ac\ub974<\/strong><\/h4>\n
          \n
        • \uac1c\ubc1c\uc790 \uce5c\ud654\uc801<\/em>:
          \n\uac04\ub2e8\ud55c API \ubb38\uc11c\uc640 \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd\uc73c\ub85c \uae30\uc220\ud300\uc758 \uc2e0\uc18d\ud55c \ud1b5\ud569\uc744 \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n
          \n

          3.<\/strong><\/em><\/h3>\n

          \ube44\uc6a9 \uad6c\uc870<\/strong><\/em><\/h2>\n

          (\ub2e4\uc74c\uc740 \uc77c\ubc18\uc801\uc778 \uc694\uae08\uc758 \uc608\uc785\ub2c8\ub2e4)<\/em><\/p>\n\n\n\n\n\n
          \uac70\ub798 \uc218\uc218\ub8cc(\uc77c\ubc18)<\/th>\n\uad6d\uacbd \uac04 \ucd94\uac00 \uc694\uae08<\/th>\n<\/th>\n<\/tr>\n<\/thead>\n
          [\ud398\uc774\ud0ed] ~2.9% + \uace0\uc815 \uc694\uae08[^\ud558\uc774\ud37c\ud398\uc774] ~2.5%-3% (GCC \ub0b4 \ud61c\ud0dd)[^\ubaa8\uc57c\uc0ac\ub974] ~3% (\uc6d4 \uc0ac\uc6a9\ub8cc \uc5c6\uc74c)<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
          \n

          [\uac01\uc8fc].<\/p>\n<\/blockquote>\n

          \n

          \uad8c\uc7a5 \uc0ac\ud56d \ub9c8\ubb34\ub9ac<\/strong><\/em><\/h2>\n

          \u2705 [\uc804\uc790\uc0c1\uac70\ub798 \uae30\uc5c5]<\/strong> \u2192 \ud398\uc774\ud0ed<\/code>\ub2e4\uc591\ud55c \ud604\uc9c0 \uacb0\uc81c \uc635\uc158 \ubc0f \ub9c8\ucf00\ud305 \ub3c4\uad6c.<\/p>\n

          \u2705 [SaaS\/\uad6c\ub3c5 \uae30\ubc18]<\/strong> \u2192 HyperPay<\/code>\uc815\uae30\uc801 \uc778\ucd9c \uae30\ub2a5 \ubc0f \ub2e4\uc911 \ud1b5\ud654 \uc9c0\uc6d0.<\/p>\n

          \u2705 [\uc2a4\ud0c0\ud2b8\uc5c5\/\uac1c\ubc1c\uc790]<\/strong> \u2192 \ubaa8\uc57c\uc0ac\ub974<\/code>\uc800\ub834\ud55c \uc561\uc138\uc2a4 \ube44\uc6a9 + \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8 \ud658\uacbd.<\/p>\n

          \u26a0\ufe0f \ucc38\uace0: \ucd5c\uc885 \uc120\uc815\uc740 \ud2b9\uc815 \uac70\ub798\ub7c9\uc5d0 \ub530\ub77c \uc694\uc728 \ud611\uc0c1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>\n

          \n

          4. \uae30\uc220 \ud1b5\ud569 \ubc0f \uac1c\ubc1c\uc790 \uacbd\ud5d8<\/strong><\/h3>\n\n\n\n\n\n\n\n
          \ucc28\uc6d0(\uc218\ud559)<\/strong><\/th>\n\ud398\uc774\ud0ed<\/strong><\/th>\nHyperPay<\/strong><\/th>\n\ubaa8\uc57c\uc0ac\ub974<\/strong><\/th>\n<\/tr>\n<\/thead>\n
          API \ubb38\uc11c \ud488\uc9c8<\/strong><\/td>\n\uc815\uad50\ud558\uc9c0\ub9cc \ubcf5\uc7a1\ud568(\uc0c1\uc5c5\uc801 \uc9c0\uc6d0 \ud544\uc694)<\/td>\n\uba85\ud655\ud558\uac8c \uad6c\uc870\ud654\ub41c \ub2e4\uad6d\uc5b4 \uc608\uc81c<\/td>\n\ubbf8\ub2c8\uba40\ub9ac\uc2a4\ud2b8 \ub514\uc790\uc778, \uc544\ub78d\uc5b4\/\uc601\uc5b4 \uc644\ubcbd \uc9c0\uc6d0<\/td>\n<\/tr>\n
          SDK\/\ud50c\ub7ec\uadf8\uc778<\/strong><\/td>\n\uc6cc\ub4dc\ud504\ub808\uc2a4, \ub9c8\uc820\ud1a0 \ubc0f \uae30\ud0c0 \uc8fc\ub958 \ud50c\ub7ab\ud3fc<\/td>\nLaravel, Node.js \uc804\uc6a9 \ub77c\uc774\ube0c\ub7ec\ub9ac<\/td>\n\uc624\ud508 \uc18c\uc2a4 PHP\/\uc790\ubc14\uc2a4\ud06c\ub9bd\ud2b8 \ub77c\uc774\ube0c\ub7ec\ub9ac, \uacbd\ub7c9\ud654<\/td>\n<\/tr>\n
          \uc0cc\ub4dc\ubc15\uc2a4 \ud658\uacbd<\/strong><\/td>\n\uc2e0\uccad\uc11c \uac80\ud1a0 \ud544\uc694(\uc601\uc5c5\uc77c \uae30\uc900 1~3\uc77c)<\/td>\n\uc989\uc2dc \ud14c\uc2a4\ud2b8 \uacc4\uc815 \uc0dd\uc131<\/td>\n\uc6d0\ud074\ub9ad \ud65c\uc131\ud654, \uc2e4\uc2dc\uac04 \uac70\ub798 \uc2dc\ubbac\ub808\uc774\uc158<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
          \n

          5.<\/strong><\/em><\/h3>\n

          \uaddc\uc815 \uc900\uc218 \ubc0f \ubcf4\uc548<\/strong><\/em><\/h2>\n

          (\uc911\ub3d9 \uc2dc\uc7a5\uc758 \uc8fc\uc694 \uc694\uad6c \uc0ac\ud56d)<\/em><\/p>\n

            \n
          • \n

            [\uc774\uc2ac\ub78c \uae08\uc735 \uaddc\uc815 \uc900\uc218]<\/strong>
            \n\ub9ccHyperPay<\/code>\ub178\ub798\ub85c \uc751\ub2f5\ud398\uc774\ud0ed<\/code>\uc0e4\ub9ac\uc544 \uc778\uc99d(\uc885\uad50\uc801\uc73c\ub85c \ubbfc\uac10\ud55c \ube44\uc988\ub2c8\uc2a4\uc5d0 \uc801\ud569).<\/p>\n<\/li>\n

          • \n

            [PCI DSS \ub4f1\uae09]<\/strong>
            \n\uc138 \uac00\uc9c0 \ubaa8\ub450 \ub808\ubca8 1 \ucd5c\uace0 \uc778\uc99d\uc785\ub2c8\ub2e4.<\/p>\n<\/li>\n

          • \n

            [\ub370\uc774\ud130 \uc8fc\uad8c]<\/strong>
            \n\ubaa8\uc57c\uc0ac\ub974<\/code>\ubaa8\ub4e0 \uc11c\ubc84\ub294 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544 \ud604\uc9c0\uc5d0 \uc704\uce58\ud569\ub2c8\ub2e4(\uc0ac\uc6b0\ub514 \ud074\ub77c\uc6b0\ub4dc \uc2a4\ud1a0\ub9ac\uc9c0 \uc758\ubb34 \uc815\ucc45 \uc900\uc218).<\/p>\n<\/li>\n<\/ul>\n

            \n

            6.<\/strong><\/em><\/h3>\n

            \ud2b9\uc218 \uc7a5\uba74 \uc9c0\uc6d0<\/strong><\/em><\/h2>\n

            (1) BNPL(\uc9c0\uae08 \uad6c\ub9e4 \ud6c4 \ub098\uc911\uc5d0 \uc9c0\ubd88)<\/strong><\/h4>\n

            \ub9cc\ud398\uc774\ud0ed<\/code>\ube4c\ud2b8\uc778 \uc2a4\ud14c\uc774\uc9d5 \uc194\ub8e8\uc158 \uc81c\uacf5(Tamara\uc640 \uac19\uc740 \ud604\uc9c0 BNPL \uc11c\ube44\uc2a4 \uc81c\uacf5\uc5c5\uccb4\uc640 \uc81c\ud734).<\/p>\n

            (2) \ud1a0\ud070\ud654\ub41c \uacb0\uc81c<\/strong><\/h4>\n

            HyperPay\uc758 '\ubcf4\uad00\ud568' \uae30\ub2a5\uc744 \uc0ac\uc6a9\ud558\uba74 \uba54\ubaa8\ub9ac \uce74\ub4dc \uc815\ubcf4\ub97c \ub2e4\uc2dc \uc8fc\ubb38\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4(\ucd94\uac00 \ud65c\uc131\ud654 \ud544\uc694).<\/p>\n

            (3) WhatsApp \uacb0\uc81c<\/strong><\/h4>\n

            Moyasar\ub294 \uc0ac\uc6b0\ub514\uc544\ub77c\ube44\uc544\uc5d0\uc11c WhatsApp \ube44\uc988\ub2c8\uc2a4 API \uceec\ub809\uc158\uc744 \ub3c5\uc810\uc801\uc73c\ub85c \uc9c0\uc6d0\ud569\ub2c8\ub2e4.<\/p>\n

            \n

            \ucd5c\uc885 \uc758\uc0ac \uacb0\uc815 \ud2b8\ub9ac<\/strong><\/em><\/h2>\n
            \uadf8\ub798\ud504 TD
            \r\n    A[\uc8fc\uc694 \uc6b4\uc601 \uc2dc\uc7a5?] --> B [\uc0ac\uc6b0\ub514 \uc544\ub77c\ube44\uc544]
            \r\n    A --> C [\uc544\ub78d\uc5d0\ubbf8\ub9ac\ud2b8\/\uac78\ud504 \uad6d\uac00]
            \r\n    A -> D [\uc694\ub974\ub2e8\/\ubd81\uc544\ud504\ub9ac\uce74]
            \r\n    
            \r\n    B --> E {\uc653\uce20\uc571 \uacb0\uc81c\uac00 \ud544\uc694\ud569\ub2c8\uae4c?}
            \r\n    E -- \uc608 --> F(\ubaa8\uc57c\uc0ac\ub974\uc758 \uacbd\uc6b0)
            \r\n    E -- \uc544\ub2c8\uc624 --> G(\ud398\uc774\ud0ed\/\ud558\uc774\ud37c\ud398\uc774 \uc694\uae08 \ube44\uad50)
            \r\n    
            \r\n    C --> H(\ud398\uc774\ud0ed \ud604\uc9c0\ud654 \uc6b0\uc120\uc21c\uc704 \uc7ac\uc815\uc758)
            \r\n    
            \r\n    D --> I(\ud558\uc774\ud37c\ud398\uc774 \ud06c\ub85c\uc2a4\ubcf4\ub354 \ucc44\ub110 \uc120\ud0dd)
            \r\n<\/code><\/pre>\n
            \n
            \uc870\uce58 \uad8c\uc7a5 \uc0ac\ud56d<\/em><\/h3>\n
              \n
            1. \uc0cc\ub4dc\ubc15\uc2a4 \ud14c\uc2a4\ud2b8<\/strong>:: \ubaa8\uc57c\uc0ac\ub974\ub294 \ub2f9\uc77c\uc5d0 \uae30\uc220 \uac80\uc99d\uc744 \uc644\ub8cc\ud560 \uc218 \uc788\uc9c0\ub9cc \ub098\uba38\uc9c0 \ub450 \uac1c\ub294 \ucd5c\uc18c \uc77c\uc8fc\uc77c\uc758 \uc2dc\uac04\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/li>\n
            2. \uc694\uae08 \ud611\uc0c1 \uae30\ubc95<\/strong>HyperPay\ub294 \uc6d4 \ub9e4\ucd9c\uc561\uc774 $50\ub9cc \ub2ec\ub7ec \uc774\uc0c1\uc778 \ube44\uc988\ub2c8\uc2a4\ub97c \uc704\ud55c \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uc81c\uacf5\ud569\ub2c8\ub2e4.<\/li>\n
            3. \ud5e4\uc9c0<\/strong>PayTabs\ub294 \uc774\uc9d1\ud2b8\uc5d0\uc11c \ub77c\uc774\uc120\uc2a4 \uc81c\ud55c\uc774 \uc788\uc73c\uba70 \ubd81\uc544\ud504\ub9ac\uce74\ub85c \ud655\uc7a5\ud558\uae30 \uc804\uc5d0 \uc790\uaca9 \uc99d\uba85\uc744 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n<\/ol>\n
              \uad6d\uac00\ubcc4 \uacb0\uc81c\uc218\ub2e8 \uc801\uc6a9 \ubc94\uc704 \ub370\uc774\ud130 \ub610\ub294 API \uc751\ub2f5 \uc2dc\uac04 \ud14c\uc2a4\ud2b8 \ubcf4\uace0\uc11c\uc758 \uacbd\uc6b0 \uc694\uad6c \uc0ac\ud56d\uc5d0 \ub300\ud55c \uc790\uc138\ud55c \ub0b4\uc6a9\uc744 \uc81c\uacf5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"
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