{"id":3434,"date":"2025-08-01T12:52:59","date_gmt":"2025-08-01T04:52:59","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3434"},"modified":"2025-08-01T12:52:59","modified_gmt":"2025-08-01T04:52:59","slug":"%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e6%8a%80%e6%9c%af%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e9%a2%84%e6%b5%8b","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/08\/01\/%e6%b3%b0%e5%9b%bd%e6%94%af%e4%bb%98%e6%8a%80%e6%9c%af%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e9%a2%84%e6%b5%8b\/","title":{"rendered":"\ud5a5\ud6c4 5\ub144\uac04 \ud0dc\uad6d\uc758 \uacb0\uc81c \uae30\uc220 \uc804\ub9dd"},"content":{"rendered":"<p>\ud0dc\uad6d\uc758 \uacb0\uc81c \uae30\uc220\uc740 \ud5a5\ud6c4 5\ub144(2024~2029\ub144) \ub3d9\uc548 \ub514\uc9c0\ud138 \uacbd\uc81c\uc758 \uc131\uc7a5, \uc815\ubd80 \uc815\ucc45 \ub3d9\uc778, \uc18c\ube44\uc790 \ud589\ub3d9\uc758 \ubcc0\ud654\ub85c \uc778\ud574 \uae09\uaca9\ud55c \ubcc0\ud654\ub97c \uacaa\uc744 \uac83\uc785\ub2c8\ub2e4. \ub2e4\uc74c\uc740 \uc8fc\uc694 \uc608\uce21 \ubc0f \ubd84\uc11d \ub0b4\uc6a9\uc785\ub2c8\ub2e4:<\/p>\n<hr>\n<h3><strong>1. \ub514\uc9c0\ud138 \uc9c0\uac11 \ubc0f QR\ucf54\ub4dc \uacb0\uc81c\uc758 \uc644\uc804\ud55c \ubcf4\uae09<\/strong><\/h3>\n<ul>\n<li><strong>\ud604\uc0c1 \uc720\uc9c0<\/strong>\ud0dc\uad6d\uc740 \uc774\ubbf8 \ub3d9\ub0a8\uc544\uc2dc\uc544\uc5d0\uc11c QR\ucf54\ub4dc \uacb0\uc81c\uc758 \uc120\ub450\uc8fc\uc790(\uc608: PromptPay)\uc774\uc9c0\ub9cc, \uc5ec\uc804\ud788 \ud604\uae08\uc774 \uc77c\uc815 \ube44\uc728\uc744 \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc608\uc0c1<\/strong>::\n<ul>\n<li>\ub514\uc9c0\ud138 \uc9c0\uac11 \uc0ac\uc6a9\ub7c9\uc740 2023\ub144 \uc57d 501\uc870 \uc6d0\uc5d0\uc11c 801\uc870 \uc6d0 \uc774\uc0c1\uc73c\ub85c \uc99d\uac00\ud560 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4(\ud0dc\uad6d \uc911\uc559\uc740\ud589 \ub370\uc774\ud130 \ucc38\uc870).<\/li>\n<li>QR\ucf54\ub4dc \uacb0\uc81c\ub294 \ub354 \ub9ce\uc740 \uc911\uc18c\uc0c1\uacf5\uc778\uacfc \ub18d\ucd0c \uc9c0\uc5ed\uc5d0 \ubcf4\uae09\ub420 \uac83\uc774\uba70, \uc815\ubd80\ub294 \ubcf4\uc870\uae08\uc744 \ud1b5\ud574 \ubcf4\uae09\uc744 \uac00\uc18d\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\ub3c4\uc804<\/strong>\ub098\uc774\uac00 \ub9ce\uac70\ub098 \uc800\uc18c\ub4dd\uce35\uc774 \ubc1b\uc544\ub4e4\uc774\ub294 \ub370\ub294 \uc2dc\uac04\uc774 \uac78\ub9bd\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \uad6d\uacbd \uac04 \uacb0\uc81c \ud65c\uc131\ud654<\/strong><\/h3>\n<ul>\n<li><strong>\ucd94\uc9c4\ub825<\/strong>::\n<ul>\n<li>\uc544\uc138\uc548 \uc9c0\uc5ed \uacbd\uc81c \ud1b5\ud569(\uc608: \ud0dc\uad6d \ubc14\ud2b8, \uc2f1\uac00\ud3ec\ub974 \ub2ec\ub7ec\/\ub9d0\ub808\uc774\uc2dc\uc544 \ub9c1\uae43 \uc9c1\uc811 \uacb0\uc81c).<\/li>\n<li>\uad00\uad11\uc5c5 \ud68c\ubcf5\uc73c\ub85c \uad6d\uacbd \uac04 \uacb0\uc81c \uc218\uc694 \uc99d\uac00(\uc911\uad6d\uc778 \uad00\uad11\uac1d\uc740 \uc54c\ub9ac\ud398\uc774\/\uc704\ucc57\ud398\uc774, \ud0dc\uad6d \ud604\uc9c0 \uc2dc\uc2a4\ud15c\uc740 \uc5f0\ub3d9\uc131 \uac15\ud654).<\/li>\n<\/ul>\n<\/li>\n<li><strong>\uc608\uc0c1<\/strong>::<br \/>\n\ube14\ub85d\uccb4\uc778 \uae30\uc220\uc740 \uc740\ud589\uc774 \ud540\ud14c\ud06c\uc640 \uc81c\ud734\ud558\uc5ec \uc2e4\uc2dc\uac04 \uc678\ud658 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud558\ub294 \ub4f1 \uad6d\uacbd \uac04 \uc1a1\uae08 \ube44\uc6a9\uc744 \uc808\uac10\ud558\ub294 \ub370 \uc0ac\uc6a9\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. BNPL\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5(\uc9c0\uae08 \uad6c\ub9e4\ud558\uace0 \ub098\uc911\uc5d0 \uc9c0\ubd88)<\/strong><\/h3>\n<ul>\n<li><strong>\ud604\uc0c1 \uc720\uc9c0<\/strong>\ub77c\uc790\ub2e4, \uc1fc\ud53c\ub294 \uc774\ubbf8 BNPL \uc11c\ube44\uc2a4\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc9c0\ub9cc \ubcf4\uae09\ub960\uc740 10% \ubbf8\ub9cc\uc785\ub2c8\ub2e4.<\/li>\n<li><strong>\uc608\uc0c1<\/strong>::<br \/>\n2029\ub144\uae4c\uc9c0 \uc2dc\uc7a5 \uaddc\ubaa8\uac00 3\ubc30\ub85c \ucee4\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub418\uba70(Ken Research \ucd94\uc815), \ud2b9\ud788 Z\uc138\ub300\uac00 \ud070 \uad00\uc2ec\uc744 \ubcf4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uaddc\uc81c \ub2f9\uad6d\uc740 \uacfc\ub3c4\ud55c \ubd80\ucc44 \uc704\ud5d8\uc744 \ubc29\uc9c0\ud558\uae30 \uc704\ud574 \uc774\uc790\uc728 \uc0c1\ud55c \uc815\ucc45\uc744 \ub3c4\uc785\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<hr>\n<h3><em>4. CBDC(\uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud654\ud3d0) \uc2dc\ubc94 \uc6b4\uc601 \ud655\ub300<\/em><\/h3>\n<p>\ud0dc\uad6d\uc758 \uc18c\ub9e4\uc6a9 CBDC, 2025\ub144 \uc774\ud6c4 \uc81c\ud55c\uc801 \uc0c1\uc6a9\ud654 \uc608\uc815<br \/>\n\uae30\uc5c5 \uac04 \uc815\uc0b0 \ubc0f \uc815\ubd80 \ubcf5\uc9c0 \uc9c0\uae09\uc744 \uc704\ud55c \ucd08\uae30 \uc2e0\uccad<br \/>\n\uc131\uacf5\ud558\uba74 SWIFT\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\ub97c \uc904\uc77c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h4><em>5.<\/em> <em><strong>\uc0dd\uccb4 \uc778\uc99d<\/strong><\/em> <em>\ud45c\uc900\uc774 \ub418\ub2e4<\/em><\/h4>\n<p>\ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc571\uc758 \uc9c0\ubb38\/\uc5bc\uad74 \uc778\uc2dd \ucc44\ud0dd\ub960\uc774 90%\ub97c \ub118\uc5b4\uc130\uc2b5\ub2c8\ub2e4.<br \/>\n\uc74c\uc131 \uc778\uc2dd \uae30\uc220\uc740 \uc800\ub834\ud55c \ube44\uc6a9\uc73c\ub85c \uc778\ud574 \uc9c0\ubc29\uc5d0\uc11c \uba3c\uc800 \ub3c4\uc785\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h2><em><strong>\uc704\ud5d8 \ubc0f \uacfc\uc81c<\/strong><\/em><\/h2>\n<p>\u2705 <em><strong>\uc99d\uac00\ud558\ub294 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud611<\/strong><\/em> \u2192 \ubc29\uc5b4\uc5d0 \ub354 \ub9ce\uc740 \ud22c\uc790 \ud544\uc694<br \/>\n\u2705 <em><strong>\uae30\uc874 \uc740\ud589\uc758 \ub290\ub9b0 \ud601\uc2e0<\/strong><\/em> \u2192 \ud540\ud14c\ud06c \uae30\uc5c5\uacfc\uc758 M&amp;A \uc81c\ud734 \uac00\ub2a5\uc131<br \/>\n\u2705 <em><strong>\ud601\uc2e0\uc758 \uc18d\ub3c4\uc5d0 \ub4a4\ucc98\uc9c0\ub294 \uaddc\uc81c<\/strong><\/em><\/p>\n<hr>\n<p>\uacb0\ub860\uc801\uc73c\ub85c \ud0dc\uad6d\uc758 \uacb0\uc81c \uc2dc\uc7a5\uc740 \ub354\uc6b1 \ud3b8\ub9ac\ud558\uace0 \uc6d0\ud65c\ud574\uc9c8 \uac83\uc774\uc9c0\ub9cc, \ud601\uc2e0\uacfc \ub9ac\uc2a4\ud06c \uad00\ub9ac\uc758 \uade0\ud615\uc744 \ub9de\ucd94\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ud310\ub9e4\uc790\ub294 POS \uc2dc\uc2a4\ud15c\uc744 \ucd5c\ub300\ud55c \ube68\ub9ac \uc5c5\uadf8\ub808\uc774\ub4dc\ud574\uc57c \ud558\uba70, \uc18c\ube44\uc790\ub294 \uc790\uc2e0\uc758 \uc790\uc0b0\uc744 \ubcf4\ud638\ud558\uae30 \uc704\ud574 \ub514\uc9c0\ud138\uc5d0 \ub300\ud55c \uc774\ud574\ub3c4\ub97c \ub192\uc5ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n<h3><strong>6. \uacb0\uc81c \uc0dd\ud0dc\uacc4\uc758 \uc288\ud37c\uc571(\uc288\ud37c\uc571) \ud1b5\ud569<\/strong><\/h3>\n<ul>\n<li><strong>\ud604\uc0c1 \uc720\uc9c0<\/strong>Grab \ubc0f Line Man\uacfc \uac19\uc740 \ud50c\ub7ab\ud3fc\uc740 \ub2e4\uc591\ud55c \uc11c\ube44\uc2a4(\ud0dd\uc2dc, \ud14c\uc774\ud06c\uc544\uc6c3, \uc1a1\uae08)\ub97c \ud1b5\ud569\ud588\uc9c0\ub9cc \uc544\uc9c1 \uacb0\uc81c \uae30\ub2a5\uc774 \uc644\uc804\ud788 \ud1b5\ud569\ub418\uc5b4 \uc788\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uc608\uc0c1<\/strong>::\n<ul>\n<li>\ud5a5\ud6c4 5\ub144 \ub3d9\uc548 \ud2b8\ub8e8\uba38\ub2c8\ub098 \uce74\uc2dc\ucf58 \uc740\ud589\uc758 K+\uc640 \uac19\uc740 \ud0dc\uad6d \ud604\uc9c0 \uae30\uc5c5\ub4e4\uc740 \uc804\uc790\uc9c0\uac11, \ud22c\uc790, \ubcf4\ud5d8 \ubc0f \uae30\ud0c0 \uae30\ub2a5\uc744 \ud1b5\ud569\ud55c '\uc644\uc804\ud55c' \uc288\ud37c\uc571\uc744 \ucd9c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><strong>\uae30\ud68c \ud3ec\uc778\ud2b8<\/strong>\uc0ac\uc6a9\uc790 \ud589\ub3d9 \ub370\uc774\ud130\ub97c \ud1b5\ud574 \uac1c\uc778\ud654\ub41c \uae08\uc735 \uc0c1\ud488(\uc608: \uc18c\ube44 \uc774\ub825\uc5d0 \uae30\ubc18\ud55c \uc2e0\uc6a9 \ub300\ucd9c) \uc81c\uacf5.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. \uc18c\uc15c \uc774\ucee4\uba38\uc2a4\uc640 \uc784\ubca0\ub514\ub4dc \uae08\uc735\uc758 \ubd80\uc0c1<\/strong><\/h3>\n<ul>\n<li><strong>\ucd94\uc9c4\ub825<\/strong>\ud0dc\uad6d\uc5d0\uc11c \ud2f1\ud1a1 \uc0f5\uacfc Facebook \ub9c8\ucf13\ud50c\ub808\uc774\uc2a4\uc758 \ud3ed\ubc1c\uc801\uc778 \uc131\uc7a5.<\/li>\n<li><strong>\uc608\uc0c1<\/strong>::\n<ul>\n<li>\uc18c\ube44\uc790\uac00 \uc740\ud589 \uc571\uc73c\ub85c \uc774\ub3d9\ud560 \ud544\uc694 \uc5c6\uc774 \uc18c\uc15c \ubbf8\ub514\uc5b4 \ub0b4\uc5d0\uc11c \ubc14\ub85c \uac70\ub798\ub97c \uc644\ub8cc\ud558\ub294 '\uc1fc\ud551 \ud6c4 \uacb0\uc81c' \ubaa8\ub378\uc758 \uc778\uae30\uac00 \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li>Instagram\/LINE\uacfc \uac19\uc740 \ud50c\ub7ab\ud3fc\uc740 \ud604\uc9c0 \uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec \uc18c\uaddc\ubaa8 \ubc0f \ub9c8\uc774\ud06c\ub85c \uc140\ub7ec\uc5d0\uac8c \uc720\ub3d9\uc131\uc744 \uc81c\uacf5\ud558\ub294 '\uc18c\uaddc\ubaa8 \uc0c1\uc810 \ub300\ucd9c'\uc744 \ucd9c\uc2dc\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<hr>\n<h3><em><strong>8. AI \uae30\ubc18 \ub3d9\uc801 \ub9ac\uc2a4\ud06c \uad00\ub9ac \ubc0f \uc0ac\uae30 \ubc29\uc9c0<\/strong><\/em><\/h3>\n<p>\uae30\uc874 \uaddc\uce59 \uc5d4\uc9c4 \u2192 AI\ub97c \ud1b5\ud55c \uc2e4\uc2dc\uac04 \uac70\ub798 \ud589\ub3d9 \ubd84\uc11d(\uc608: \uc9c0\ub9ac\uc801 \uc704\uce58\/\uae30\uae30 \ud551\uac70\ud504\ub9b0\ud305)<br \/>\n\uc0ac\ub840: SCB\ub294 \uc774\ubbf8 AI\ub97c \uc0ac\uc6a9\ud558\uc5ec \uc758\uc2ec\uc2a4\ub7ec\uc6b4 \uc774\uccb4\ub97c \ucc28\ub2e8\ud558\uace0 \uc788\uc73c\uba70, \ud5a5\ud6c4 BNPL \uc2e0\uc6a9 \ud3c9\uac00\ub85c \ud655\uc7a5\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n<hr>\n<h4><em>9.<\/em> <em><strong>\uc2e4\ud5d8\uc801\uc778 \uc0ac\ubb3c \uc778\ud130\ub137(IoT) \uacb0\uc81c \uc2dc\ub098\ub9ac\uc624\uac00 \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/strong><\/em><\/h4>\n<p>\uc694\uae08 \uc790\ub3d9 \uacf5\uc81c \uae30\ub2a5\uc774 \uc788\ub294 \uc790\uc728\uc8fc\ud589 \ud0dd\uc2dc<br \/>\n\uc2a4\ub9c8\ud2b8 \ub0c9\uc7a5\uace0\uac00 \uc7ac\uace0\ub97c \uac10\uc9c0\ud558\uace0 \uc790\ub3d9\uc73c\ub85c \uacb0\uc81c \uc8fc\ubb38\ud558\uae30<\/p>\n<hr>\n<h2><em><strong>\uc9c0\uc5ed \uacbd\uc7c1 \ud658\uacbd\uc758 \ubcc0\ud654<\/strong><\/em><\/h2>\n<p>\u2705 <em><strong>\uc2f1\uac00\ud3ec\ub974\uc5d0 \uc9c4\ucd9c\ud55c \ud540\ud14c\ud06c \uae30\uc5c5<\/strong><\/em> \u2192 \uadf8\ub7a9\ud398\uc774 \ub610\ub294 \ub808\ubcfc\ub8e8\ud2b8\uac00 \ud0dc\uad6d \ud604\uc9c0 \uacb0\uc81c \uc5c5\uccb4\ub97c \uc778\uc218\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<br \/>\n\u2705 <em><strong>\uc911\uad6d\uc758 \uae30\uc220 \uc218\ucd9c \uac00\uc18d\ud654<\/strong><\/em> : \uc564\ud2b8 \uadf8\ub8f9\uc740 \ud604\uc9c0 \uc740\ud589\uacfc \ud611\ub825\ud558\uc5ec \ub9de\ucda4\ud615 \uc194\ub8e8\uc158\uc744 \uac1c\ubc1c\ud569\ub2c8\ub2e4.<\/p>\n<hr>\n<h2><strong><strong>\uc815\ucc45 \uaddc\uc815\uc758 \ud0a4 \ud134<\/strong><\/strong><\/h2>\n<ol>\n<li><em>2025\ub144 \uc774\ud6c4<\/em> \uc790\uae08\uc138\ud0c1 \ubc29\uc9c0\ub97c \uc704\ud574 \ubaa8\ub4e0 \ub514\uc9c0\ud138 \uc9c0\uac11\uc5d0 '\uc2e4\uba85 + KYC'\uac00 \uc758\ubb34\ud654\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<li><em>\ub370\uc774\ud130 \uc8fc\uad8c\ubc95<\/em> \uad6d\uacbd \uac04 \uacb0\uc81c \ub370\uc774\ud130\ub97c \uc800\uc7a5\ud560 \uc218 \uc788\ub294 \uc704\uce58\uc5d0 \ub300\ud55c \uc81c\ud55c\uc740 \ud574\uc678 \ud50c\ub808\uc774\uc5b4\uc758 \uc6b4\uc601 \ube44\uc6a9\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4.<\/li>\n<\/ol>\n<hr>\n<h3><strong><strong>\uc870\uce58 \uad8c\uc7a5 \uc0ac\ud56d<\/strong><\/strong><\/h3>\n<p>\ud83d\udd39 <strong>\uae30\uc5c5 \uce21\uba74<\/strong> \uaddc\uc815 \uc900\uc218\uc5d0 \uac78\ub9bc\ub3cc\uc774 \ub418\uc9c0 \uc54a\ub3c4\ub85d \ubbf8\ub9ac \uc804\uc790 \ud654\ud3d0 \ub77c\uc774\uc120\uc2a4\ub97c \uc2e0\uccad\ud558\uc138\uc694.<br \/>\n\ud83d\udd39 <strong>\uc0ac\uc6a9\uc790 \ud130\ubbf8\ub110<\/strong> \uacc4\uc815 \uc561\uc138\uc2a4\uac00 \uc81c\ud55c\ub418\ub294 \uacbd\uc6b0 \uc0dd\uccb4 \uc778\uc2dd \uc5c5\ub370\uc774\ud2b8 \uc54c\ub9bc\uc744 \ud655\uc778\ud558\uc138\uc694.<\/p>\n<p>\uc2ec\uce35\uc801\uc73c\ub85c \ud0d0\uad6c\ud574\uc57c \ud560 \ubd84\uc57c\uac00 \uc788\ub098\uc694? \uc608\ub97c \ub4e4\uc5b4, \ub18d\ucd0c \uae08\uc735 \ud3ec\uc6a9\uc744 \uc704\ud55c \uad6c\uccb4\uc801\uc778 \uae30\uc220 \uacbd\ub85c\uac00 \uc788\ub098\uc694?<\/p>","protected":false},"excerpt":{"rendered":"<p>\ud0dc\uad6d\uc758 \uacb0\uc81c \uae30\uc220\uc740 \ud5a5\ud6c4 5\ub144(2024~2029\ub144) \ub3d9\uc548 \uae09\uaca9\ud55c \ubcc0\ud654\ub97c \uacaa\uc744 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4....<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[31],"tags":[],"class_list":["post-3434","post","type-post","status-publish","format-standard","hentry","category-31"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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