{"id":3448,"date":"2025-08-28T12:25:44","date_gmt":"2025-08-28T04:25:44","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3448"},"modified":"2025-08-28T12:25:44","modified_gmt":"2025-08-28T04:25:44","slug":"%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%88%b0%e6%9d%a5%e5%90%97%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/08\/28\/%e5%b7%b4%e5%9f%ba%e6%96%af%e5%9d%a6%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%88%b0%e6%9d%a5%e5%90%97%ef%bc%9f\/","title":{"rendered":"\ud30c\ud0a4\uc2a4\ud0c4\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\uac00 \ub2e4\uac00\uc624\uace0 \uc788\ub098\uc694?"},"content":{"rendered":"

\ud30c\ud0a4\uc2a4\ud0c4\uc758 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\uac00 \ub2e4\uac00\uc624\uace0 \uc788\ub098\uc694?<\/strong><\/h1>\n

\uc18c\uac1c<\/strong><\/h2>\n

\uc804 \uc138\uacc4\uc801\uc73c\ub85c \ub514\uc9c0\ud138 \uacb0\uc81c\uac00 \ube60\ub974\uac8c \ubc1c\uc804\ud568\uc5d0 \ub530\ub77c \uc810\uc810 \ub354 \ub9ce\uc740 \uad6d\uac00\uac00 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c \ub098\uc544\uac00\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub0a8\uc544\uc2dc\uc544\uc758 \uc8fc\uc694 \uacbd\uc81c\uad6d\uc778 \ud30c\ud0a4\uc2a4\ud0c4\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ud540\ud14c\ud06c\uc640 \ubaa8\ubc14\uc77c \uacb0\uc81c \ubd84\uc57c\uc5d0\uc11c \uc0c1\ub2f9\ud55c \uc9c4\uc804\uc744 \uc774\ub8e8\uc5c8\uc2b5\ub2c8\ub2e4. \uadf8\ub807\ub2e4\uba74 \ud30c\ud0a4\uc2a4\ud0c4\ub3c4 \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\uc758 \ubb3c\uacb0\uc744 \ub9de\uc774\ud558\uace0 \uc788\uc744\uae4c\uc694? \uc774 \uae00\uc5d0\uc11c\ub294 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ud604\ud669\uacfc \uc774\ub97c \uac00\ub2a5\ud558\uac8c \ud558\ub294 \uc694\uc18c, \uc9c1\uba74\ud55c \uacfc\uc81c, \ud5a5\ud6c4 \ud2b8\ub80c\ub4dc\ub97c \uc0b4\ud3b4\ubd05\ub2c8\ub2e4.<\/p>\n

\n

1. \ud30c\ud0a4\uc2a4\ud0c4\uc758 \ub514\uc9c0\ud138 \uacb0\uc81c \ud604\ud669<\/strong><\/h2>\n

(1) \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \ubd80\uc0c1<\/strong><\/h3>\n

\ud30c\ud0a4\uc2a4\ud0c4\uc758 \ubaa8\ubc14\uc77c \uacb0\uc81c \uc2dc\uc7a5\uc740 \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ube60\ub974\uac8c \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud30c\ud0a4\uc2a4\ud0c4 \uc911\uc559\uc740\ud589(SBP)\uc5d0 \ub530\ub974\uba74 2023\ub144 \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc804\uc790 \uac70\ub798 \uaddc\ubaa8\ub294 \uc804\ub144 \ub300\ube44 501% \uc774\uc0c1 \uc99d\uac00\ud588\uc73c\uba70, \uadf8\uc911\uc5d0\uc11c\ub3c4 Easypaisa, JazzCash \ub4f1\uacfc \uac19\uc740 \uad6d\ub0b4 \ubaa8\ubc14\uc77c \uc9c0\uac11 \ud50c\ub7ab\ud3fc\uc774 \uc8fc\uc694 \ub3d9\uc778\uc73c\ub85c \uc791\uc6a9\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \uc1a1\uae08, \uccad\uad6c\uc11c \uacb0\uc81c, \uc628\ub77c\uc778 \uc1fc\ud551 \ub4f1\uacfc \uac19\uc740 \uae30\ub2a5\uc744 \uc81c\uacf5\ud558\uc5ec \uc0ac\uc6a9\uc790\uc758 \uc77c\uc0c1\uc801\uc778 \uac70\ub798\ub97c \ud06c\uac8c \ucd09\uc9c4\ud569\ub2c8\ub2e4.<\/p>\n

(2) \uc740\ud589\uc758 \ub514\uc9c0\ud138\ud654 \uac00\uc18d\ud654<\/strong><\/h3>\n

\uc804\ud1b5\uc801\uc778 \uc740\ud589\ub4e4\ub3c4 \ub514\uc9c0\ud138 \uc804\ud658\uc744 \uc801\uadf9\uc801\uc73c\ub85c \uc218\uc6a9\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \uc740\ud589\uc774 QR\ucf54\ub4dc \uacb0\uc81c, \uce74\ub4dc \uc5c6\uc774 \ud604\uae08 \uc778\ucd9c \ub4f1\uc758 \uc11c\ube44\uc2a4\ub97c \uc9c0\uc6d0\ud558\ub294 \ubaa8\ubc14\uc77c \ubc45\ud0b9 \uc560\ud50c\ub9ac\ucf00\uc774\uc158\uacfc \uc628\ub77c\uc778 \ubc45\ud0b9 \uc11c\ube44\uc2a4\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4. \ub610\ud55c 'Raast' \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ucd9c\uc2dc\ub85c \uc2e4\uc2dc\uac04 \uc790\uae08 \uc774\uccb4\uac00 \ub354\uc6b1 \uc6a9\uc774\ud574\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

(3) \uc804\uc790\uc0c1\uac70\ub798\uc640 \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \ud1b5\ud569<\/strong><\/h3>\n

\uc804\uc790\uc0c1\uac70\ub798\uc758 \ubd80\uc0c1\uc73c\ub85c \ub514\uc9c0\ud138 \uacb0\uc81c\uc758 \uc778\uae30\uac00 \ub192\uc544\uc84c\uc2b5\ub2c8\ub2e4. \ub2e4\ub77c\uc988(Alibaba \uc18c\uc720), \ud478\ub4dc\ud310\ub2e4 \ub4f1 \uc804\uc790\uc0c1\uac70\ub798 \ud50c\ub7ab\ud3fc\uc758 \uc778\uae30\ub85c \uc628\ub77c\uc778 \uacb0\uc81c \uc218\ub2e8 \uc0ac\uc6a9\uc5d0 \uc775\uc219\ud55c \uc18c\ube44\uc790\ub4e4\uc774 \ub9ce\uc544\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

\n

\ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uc704\ud55c \ud575\uc2ec \uc694\uc18c 2.<\/strong><\/h2>\n

(1) \uc815\ubd80 \uc815\ucc45 \uc9c0\uc6d0<\/strong><\/h3>\n
    \n
  • \uae08\uc735 \ud3ec\uc6a9\uc131 \uc774\ub2c8\uc154\ud2f0\ube0c(FIIP)<\/strong>:: SBP\ub294 \uae08\uc735 \uae30\uad00\uc774 \ubbf8\uacc4\uc88c \uc778\uad6c\uc5d0 \ub3c4\ub2ec\ud560 \uc218 \uc788\ub3c4\ub85d \uc800\ube44\uc6a9 \uacc4\uc88c \uc11c\ube44\uc2a4\ub97c \ud64d\ubcf4\ud558\ub3c4\ub85d \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/li>\n
  • \uc138\uae08 \uc778\uc13c\ud2f0\ube0c<\/strong>:: \uc804\uc790 \uac70\ub798\ub97c \uc0ac\uc6a9\ud558\ub294 \ud310\ub9e4\uc790\ub97c \uc704\ud55c \uc815\ubd80 \uc138\uae08 \ud61c\ud0dd.<\/li>\n
  • Raast \uc2dc\uc2a4\ud15c \ucd9c\uc2dc<\/strong>:: SBP\ub294 \uac70\ub798 \ube44\uc6a9\uc744 \uc808\uac10\ud558\uace0 \ud6a8\uc728\uc131\uc744 \uac1c\uc120\ud558\ub294 \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc744 \ub3c4\uc785\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

    (2) \uc2a4\ub9c8\ud2b8\ud3f0 \ubcf4\uae09\ub960 \uc99d\uac00<\/strong><\/h3>\n

    2023\ub144 \ud604\uc7ac \ud30c\ud0a4\uc2a4\ud0c4\uc758 \uc2a4\ub9c8\ud2b8\ud3f0 \uc0ac\uc6a9\uc790\ub294 1\uc5b5 \uba85\uc744 \ub118\uc5b4\uc130\uace0, \uc778\ud130\ub137 \ubcf4\uae09\ub960\uc740 451% \uc774\uc0c1\uc73c\ub85c \ubaa8\ubc14\uc77c \uacb0\uc81c\uc758 \uae30\uc220\uc801 \ud1a0\ub300\uac00 \ub9c8\ub828\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

    (3) COVID-19 \uc804\uc5fc\ubcd1\uc758 \uc601\ud5a5<\/strong><\/h3>\n

    \ud32c\ub370\ubbf9 \uae30\uac04 \ub3d9\uc548 \uc0ac\ud68c\uc801 \uac70\ub9ac \uc81c\ud55c\uc73c\ub85c \uc778\ud574 \ub354 \ub9ce\uc740 \uc0ac\ub78c\ub4e4\uc774 \ucf54\ub4dc \uc2a4\uc715 \ub610\ub294 NFC(\uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0) \uc9c0\uc6d0\uacfc \uac19\uc740 \ube44\uc811\ucd09\uc2dd \uacb0\uc81c \ubc29\ubc95\uc744 \uc0ac\uc6a9\ud558\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

    \n

    3. \ud604\uc7ac \ub2f9\uba74\ud55c \uc8fc\uc694 \uacfc\uc81c<\/strong><\/h2>\n

    \uc774\ub7ec\ud55c \uae09\uc18d\ud55c \ubc1c\uc804\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0 \ub9ce\uc740 \uc7a5\uc560\ubb3c\uc774 \ub0a8\uc544 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

    (i). \ub0ae\uc740 \uce74\ub4dc \uc18c\uc720\uc728<\/h4>\n

    \ud604\uc7ac \uc57d 201\ub9cc 3\ucc9c \uba85\uc758 \uc131\uc778\ub9cc\uc774 \uc740\ud589 \uce74\ub4dc\ub97c \ubcf4\uc720\ud558\uace0 \uc788\uc5b4 \ud604\uae08\uc5d0 \ub300\ud55c \uc758\uc874\ub3c4\uac00 \uacc4\uc18d \ub192\uc544\uc9c0\uace0 \uc788\uc2b5\ub2c8\ub2e4;<\/p>\n

    (ii). \ub124\ud2b8\uc6cc\ud06c \ubcf4\uc548 \ubb38\uc81c<\/h4>\n

    \uc0ac\uc774\ubc84 \uc0ac\uae30 \ubc0f \ub370\uc774\ud130 \uc720\ucd9c\uc758 \uc704\ud5d8\uc740 \ub300\uc911\uc758 \uc2e0\ub8b0\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4;<\/p>\n

    (iii). \ub18d\ucd0c \uc9c0\uc5ed\uc758 \ubd80\uc801\uc808\ud55c \uc778\ud504\ub77c<\/h4>\n

    \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0\uac00 \uc5f4\uc545\ud558\uace0 \uc678\ub534 \uc9c0\uc5ed\uc5d0\ub294 POS \ub2e8\ub9d0\uae30\uac00 \ubd80\uc871\ud558\uc5ec \ub864\uc544\uc6c3 \ud504\ub85c\uc138\uc2a4\uc5d0 \ucc28\uc9c8\uc774 \uc0dd\uacbc\uc2b5\ub2c8\ub2e4;<\/p>\n

    (iv). \ubb38\ud654\uc801 \uc2b5\uad00\uc740 \ubc14\uafb8\uae30 \uc5b4\ub835\uc2b5\ub2c8\ub2e4.<\/h4>\n

    (a) \uc778\uad6c\uc758 \uc77c\ubd80 \uacc4\uce35, \ud2b9\ud788 \ub178\ub144\uce35\uc740 \uc77c\uc0c1\uc801\uc778 \uc18c\ube44 \ud65c\ub3d9\uc5d0 \uc804\uc790 \ud654\ud3d0\ubcf4\ub2e4\ub294 \uc9c0\ud3d0\ub97c \uc120\ud638\ud569\ub2c8\ub2e4.<\/p>\n

    \n

    4 . \ud5a5\ud6c4 \uac1c\ubc1c \ud2b8\ub80c\ub4dc \uc608\uce21<\/p>\n

    '\ud604\uae08 \uc81c\ub85c'\ub97c \uc644\uc804\ud788 \ub2ec\uc131\ud558\uae30\uae4c\uc9c0\ub294 \ub2e4\uc18c \uc2dc\uac04\uc774 \uac78\ub9ac\uaca0\uc9c0\ub9cc, \ub2e4\uc74c\uacfc \uac19\uc774 \uafb8\uc900\ud55c \uc9c4\uc804\uc774 \uc774\ub8e8\uc5b4\uc9c0\uace0 \uc788\uc74c\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

      \n
    • 2030\ub144\uae4c\uc9c0 \uc804\uad6d\uc801\uc73c\ub85c \ube44\uc811\ucd09\uc2dd\/QR \ucf54\ub4dc \uc2a4\uce94\uc774 \uc8fc\ub958\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/li>\n
    • \ube14\ub85d\uccb4\uc778 \uae30\uc220\uc744 \ub3c4\uc785\ud558\uc5ec \uad6d\uacbd \uac04 \uc1a1\uae08\uc758 \ubcf4\uc548\uc744 \uac15\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4;<\/li>\n
    • \ub354 \ub9ce\uc740 \uae30\uc5c5\uc774 \uc554\ud638\ud654\ud3d0\ub97c \ub300\uccb4 \uc790\uc0b0 \ud074\ub798\uc2a4 \uc911 \ud558\ub098\ub85c \ubc1b\uc544\ub4e4\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4;<\/li>\n<\/ul>\n

      \ub610\ud55c SBP\ub294 RAST \uc2dc\uc2a4\ud15c\uc758 \uae30\ub2a5\uc744 \uc9c0\uc18d\uc801\uc73c\ub85c \ud655\uc7a5\ud558\uace0 \ub2e4\ub978 \uad6d\uc81c \uccad\uc0b0 \uc2dc\uc2a4\ud15c\uacfc \uc5f0\ub3d9\ud558\uc5ec \uc804\ubc18\uc801\uc778 \uacbd\uc7c1\ub825\uc744 \uac15\ud654\ud560 \uacc4\ud68d\uc785\ub2c8\ub2e4.<\/p>\n

      \n

      5 . \uacb0\ub860<\/p>\n

      \uc885\ud569\ud574 \ubcf4\uc138\uc694.\ubaa8\ub4e0 \uc5b4\ub824\uc6c0\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0<\/strong>\"\ud558\uc9c0\ub9cc \uae30\uc220 \ubc1c\uc804 + \uc815\ucc45\uc801 \uc9c0\uc6d0 + \uc80a\uc740 \uc778\uad6c\uc758 \ubc30\ub2f9\uae08\uc5d0 \ud798\uc785\uc5b4 \uc131\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.\ud5a5\ud6c4 \uba87 \ub144 \ub3d9\uc548 '\ub354 \uc801\uc740 \ud604\uae08'\uc73c\ub85c\uc758 \uc804\ud658\uc774 \ub354\uc6b1 \ub69c\ub837\ud558\uac8c \ub098\ud0c0\ub0a0 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/strong>. \uadf8\ub7ec\ub098 \uc911\uad6d\uc774\ub098 \uc2a4\uc6e8\ub374\uacfc \uac19\uc774 \uace0\ub3c4\ub85c \ubc1c\uc804\ub418\uace0 \uc6d0\ud65c\ud55c \ub514\uc9c0\ud138 \uacbd\uc81c\uac00 \uc2e4\ud604\ub418\uae30\uae4c\uc9c0\ub294 \uc624\ub79c \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4.<\/p>\n

      \uc804 \uc138\uacc4 \uac01\uad6d\uc774 \uc5b4\ub5bb\uac8c '\ud0c8 \uc885\uc774\ud654'\ub97c \ucd94\uc9c4\ud558\uace0 \uc788\ub294\uc9c0 \uc790\uc138\ud788 \uc54c\uace0 \uc2f6\uc73c\uc2dc\ub2e4\uba74 \uacc4\uc18d\ud574\uc11c \uc5c5\ub370\uc774\ud2b8\ub97c \ud655\uc778\ud574 \uc8fc\uc138\uc694!<\/p>\n

      \ud30c\ud0a4\uc2a4\ud0c4\uc5d0\uc11c \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub97c \uad6c\ud604\ud558\ub294 \ud575\uc2ec \uc694\uc18c 6.<\/strong><\/h2>\n

      (1) \ud540\ud14c\ud06c \uae30\uc5c5\uc758 \ubd80\uc0c1<\/strong><\/h3>\n

      \ucd5c\uadfc \uba87 \ub144 \ub3d9\uc548 \ud30c\ud0a4\uc2a4\ud0c4\uc5d0\ub294 \uc774\uc9c0\ud30c\uc774\uc0ac, \uc7ac\uc988\uce90\uc2dc, UBL \uc634\ub2c8\uc640 \uac19\uc740 \uad6d\ub0b4 \uae08\uc735 \uae30\uc220(\ud540\ud14c\ud06c) \uae30\uc5c5\uc774 \ub2e4\uc218 \ub4f1\uc7a5\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub7ec\ud55c \ud50c\ub7ab\ud3fc\uc740 \uae30\ubcf8\uc801\uc778 \uc1a1\uae08 \ubc0f \uacb0\uc81c \uae30\ub2a5\uc744 \uc81c\uacf5\ud560 \ubfd0\ub9cc \uc544\ub2c8\ub77c \uc18c\uc561 \uae08\uc735, \ubcf4\ud5d8 \ubc0f \ud22c\uc790 \uc11c\ube44\uc2a4\ub85c \uc810\ucc28 \ud655\uc7a5\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uc608\uc2dc:<\/p>\n

        \n
      • \uc774\uc9c0\ud30c\uc774\uc0ac<\/strong>(\ud154\ub808\ub178\ub974 \uc740\ud589\uc5d0\uc11c \uc6b4\uc601)\ub294 \uc0ac\uc6a9\uc790\uac00 \ud734\ub300\ud3f0\uc744 \ud1b5\ud574 \uacf5\uacfc\uae08\uc744 \ub0a9\ubd80\ud558\uace0 \ud734\ub300\ud3f0 \uc694\uae08\uc744 \ucda9\uc804\ud558\uba70 \uad6d\uc81c \uc1a1\uae08\uae4c\uc9c0 \ud560 \uc218 \uc788\ub294 \uad6d\ub0b4 \ucd5c\ub300 \ubaa8\ubc14\uc77c \uc9c0\uac11 \uc911 \ud558\ub098\uac00 \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n
      • JazzCash<\/strong>\ud55c\ud3b8, \uc7ac\uc988 \ud154\ub808\ucf64\uc774 \uc9c0\uc6d0\ud558\ub294 (\uc7ac\uc988 \ud154\ub808\ucf64\uc774 \uc9c0\uc6d0\ud558\ub294)\uc740 \uac00\ub9f9\uc810\uacfc \uc81c\ud734\ud558\uc5ec QR\ucf54\ub4dc \uacb0\uc81c\ub97c \ucd09\uc9c4\ud568\uc73c\ub85c\uc368 \ud604\uae08 \uc758\uc874\ub3c4\ub97c \ub354\uc6b1 \ub0ae\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

        (2) \uc740\ud589\uc758 \ub514\uc9c0\ud138 \ud2b8\ub79c\uc2a4\ud3ec\uba54\uc774\uc158<\/strong><\/h3>\n

        \uc804\ud1b5\uc801\uc778 \uc740\ud589\ub4e4\ub3c4 \ub514\uc9c0\ud138\ud654\uc5d0 \ubc15\ucc28\ub97c \uac00\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4:<\/p>\n

          \n
        • HBL(\ud558\ube44\ube0c \uc740\ud589)\uc740 \ud734\ub300\ud3f0 \ubc88\ud638\ub9cc\uc73c\ub85c \uacc4\uc88c\ub97c \uac1c\uc124\ud558\uace0 \uac70\ub798\ud560 \uc218 \uc788\ub294 \ub514\uc9c0\ud138 \uacc4\uc88c 'Konnect'\ub97c \ucd9c\uc2dc\ud588\uc2b5\ub2c8\ub2e4.<\/li>\n
        • UBL\uc758 '\uc634\ub2c8' \uc11c\ube44\uc2a4\ub294 \ub18d\ucd0c \uc2dc\uc7a5\uc5d0 \ucd08\uc810\uc744 \ub9de\ucd98 \uc11c\ube44\uc2a4\ub85c, \uc5d0\uc774\uc804\ud2b8 \ub124\ud2b8\uc6cc\ud06c\ub97c \ud1b5\ud574 \uc678\ub534 \uc9c0\uc5ed\uc758 \uc0ac\ub78c\ub4e4\uc774 \uae08\uc735 \uc11c\ube44\uc2a4\ub97c \uc774\uc6a9\ud560 \uc218 \uc788\ub3c4\ub85d \ud569\ub2c8\ub2e4.<\/li>\n<\/ul>\n

          \ub610\ud55c, 'Raast' \uc989\uc2dc \uacb0\uc81c \uc2dc\uc2a4\ud15c\uc758 \ucd9c\uc2dc\ub85c \uc740\ud589 \uac04 \uc1a1\uae08\uc774 \ub354\uc6b1 \ud3b8\ub9ac\ud558\uace0 \ud6a8\uc728\uc801\uc73c\ub85c \uc774\ub8e8\uc5b4\uc84c\uc2b5\ub2c8\ub2e4.<\/p>\n

          \n

          7. \uc18c\ube44\uc790 \ud589\ub3d9 \ubc0f \uc218\uc6a9\ub3c4 \ubcc0\ud654 \ubd84\uc11d<\/strong><\/h2>\n

          \uc815\ubd80\uc640 \uae30\uc5c5\uc774 \ud604\uae08 \uc5c6\ub294 \uacb0\uc81c\ub97c \uc7a5\ub824\ud558\uae30 \uc704\ud574 \uac15\ub825\ud55c \ub178\ub825\uc744 \uae30\uc6b8\uc774\uace0 \uc788\uc9c0\ub9cc, \uc18c\ube44\uc790 \uc2b5\uad00\uc774 \ubc14\ub00c\ub824\uba74 \uc2dc\uac04\uc774 \uac78\ub9b4 \uac83\uc785\ub2c8\ub2e4:<\/p>\n

          (i). \uc80a\uc740 \uc138\ub300\ub294 \ub514\uc9c0\ud138 \uacb0\uc81c\ub97c \ub354 \uc798 \ubc1b\uc544\ub4e4\uc785\ub2c8\ub2e4.<\/h4>\n

          18~35\uc138 \uc5f0\ub839\ub300\ub294 \uc2a4\ub9c8\ud2b8\ud3f0 \uc870\uc791\uc5d0 \uc775\uc219\ud558\uace0 \ud3b8\ub9ac\ud568\uc744 \ucd94\uad6c\ud558\ub294 \uc8fc\uc694 \uc0ac\uc6a9\uc790 \uadf8\ub8f9\uc785\ub2c8\ub2e4;<\/p>\n

          (ii). \uc911\uc18c\uae30\uc5c5\uc758 \uc804\uc790 \uc218\uae08\uc5d0 \ub300\ud55c \uc810\uc9c4\uc801 \uc801\uc751<\/h4>\n

          \uc77c\ubd80 \uc18c\uaddc\ubaa8 \ud310\ub9e4\uc790\ub294 \uc80a\uc740 \uace0\uac1d\uc744 \uc720\uce58\ud558\uace0 \ud604\uae08 \uad00\ub9ac \ube44\uc6a9\uc744 \uc904\uc774\uae30 \uc704\ud574 POS \ub610\ub294 \ucf54\ub4dc \uacb0\uc81c\ub97c \uc0ac\uc6a9\ud558\uae30 \uc2dc\uc791\ud588\uc2b5\ub2c8\ub2e4;<\/p>\n

          \ud558\uc9c0\ub9cc:<\/p>\n

            \n
          • \ub9ce\uc740 \uc800\uc18c\ub4dd\uce35\uc774 \uc5ec\uc804\ud788 \ud604\uae08 \uac70\ub798\uc5d0 \uc758\uc874\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4;<\/li>\n
          • \uc77c\ubd80\ub294 \ub192\uc740 \uc218\uc218\ub8cc\ub098 \uae30\uc220\uc801 \uacb0\ud568\uc73c\ub85c \uc778\ud574 \uc790\uae08\uc758 \uc548\uc804\uc5d0 \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\ub2e4\uace0 \uc6b0\ub824\ud569\ub2c8\ub2e4;<\/li>\n<\/ul>\n

            \ub530\ub77c\uc11c \uc55e\uc73c\ub85c\ub294 \ub300\uc911\uc758 \uc2e0\ub8b0\ub97c \ub192\uc774\uae30 \uc704\ud55c \uad50\uc721 \ucea0\ud398\uc778\uc744 \uac15\ud654\ud560 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

            \n

            8 . \ud314\ub808\uc2a4\ud0c0\uc778 \uad6d\uac00\uc5d0 \ub300\ud55c \uad6d\uc81c\uc801 \uacbd\ud5d8\uc758 \uc2dc\uc0ac\uc810 ......................<\/p>\n

            \uc778\ub3c4(UPI \uc2dc\uc2a4\ud15c), \ucf00\ub0d0(M-Pesa)\uc640 \uac19\uc740 \ub2e4\ub978 \uc2e0\ud765 \uc2dc\uc7a5\uc758 \uc131\uacf5 \uc0ac\ub840\uc5d0\uc11c \uc774\ub97c \ud655\uc778\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

              \n
            • \uc608\ub97c \ub4e4\uc5b4 \uc778\ub3c4\uc758 \ud1b5\ud569 \uacb0\uc81c \uc778\ud130\ud398\uc774\uc2a4(UPI)\ub294 \uc911\uc559\uc740\ud589\uc758 \uc8fc\ub3c4\ud558\uc5d0 \uac1c\ubc1c\ub418\uc5c8\uc73c\uba70, \uc815\ubd80\uc640 \uae30\uc5c5 \uac04\uc758 \ud611\uc5c5\uc774 \ud575\uc2ec\uc785\ub2c8\ub2e4.<\/li>\n
            • \ud3ec\uc6a9\uc801 \uae08\uc735\uc740 \ub18d\ucd0c\uacfc \uc800\uc18c\ub4dd\uce35\uc744 \uc6b0\uc120\uc801\uc73c\ub85c \uc9c0\uc6d0\ud574\uc57c \ud569\ub2c8\ub2e4.<\/li>\n
            • \uac04\ub2e8\ud558\uace0 \uc0ac\uc6a9\ud558\uae30 \uc26c\uc6b4 \uc81c\ud488 \ub514\uc790\uc778\uc740 \ub300\uc911\ud654 \uacfc\uc815\uc744 \uac00\uc18d\ud654\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n

              \uc774\ub7ec\ud55c \uad50\ud6c8\uc740 \ud30c\ud0a4\uc2a4\ud0c4\uc774 \uc790\uccb4 \uac1c\ubc1c \uacbd\ub85c\ub97c \ucd5c\uc801\ud654\ud558\uae30 \uc704\ud574 \ubc30\uc6cc\uc57c \ud560 \uad50\ud6c8\uc785\ub2c8\ub2e4.<\/p>\n

              \n

              9 . \uc7a0\uc7ac\uc801 \uc704\ud5d8 \ubc0f \ub300\uc751 \uad8c\uc7a5 \uc0ac\ud56d<\/p>\n

              \ud604\uae08 \uc5c6\ub294 \uc0ac\ud68c\ub85c \ub098\uc544\uac00\ub294 \uacfc\uc815\uc5d0\uc11c \ub2e4\uc74c\uacfc \uac19\uc740 \ubb38\uc81c\uac00 \ubc1c\uc0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

              (i). \uccb4\uacc4\uc801\uc778 \uc0ac\uc774\ubc84 \ubcf4\uc548 \uc704\ud611<\/h4>\n

              \ub354 \uc5c4\uaca9\ud55c \ub370\uc774\ud130 \ubcf4\ud638 \uaddc\uc815\uc744 \uc218\ub9bd\ud558\uace0 \uc0ac\uae30 \ubc29\uc9c0 \uae30\uc220 \uc5ed\ub7c9\uc744 \uac1c\uc120\ud574\uc57c \ud560 \ud544\uc694\uc131.<\/p>\n

              (ii). \ubd88\ud3c9\ub4f1\uc744 \uc545\ud654\uc2dc\ud0a4\ub294 \ub514\uc9c0\ud138 \uaca9\ucc28<\/h4>\n

              \ucde8\uc57d \uacc4\uce35\uc774 \ubc30\uc81c\ub418\uc9c0 \uc54a\ub3c4\ub85d \ud558\ub294 \uac83\uc774 \uc911\uc694\ud558\uba70, \uc774\ub294 \uc624\ud504\ub77c\uc778 \ub300\ub9ac\uc810\uc744 \ucd94\uac00\ub85c \uc124\uce58\ud558\ub294 \ub4f1\uc758 \ubc29\ubc95\uc73c\ub85c \ud574\uacb0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n

              \uc704\uc758 \uacfc\uc81c\uc5d0 \ub300\uc751\ud558\uae30 \uc704\ud574 \ub2e4\uc74c\uacfc \uac19\uc774 \uad8c\uc7a5\ud569\ub2c8\ub2e4.
              \n\u2705 \uaddc\uc81c \ud504\ub808\uc784\uc6cc\ud06c \uac15\ud654;
              \n\u2705 \ud601\uc2e0\uc801\uc778 \uc194\ub8e8\uc158\uc5d0 \ub300\ud55c \uacf5\uacf5 \ubc0f \ubbfc\uac04 \ubd80\ubb38\uc758 \ud611\uc5c5\uc744 \uc7a5\ub824\ud569\ub2c8\ub2e4.
              \n\uc778\ud504\ub77c \uac1c\ubc1c, \ud2b9\ud788 \ub124\ud2b8\uc6cc\ud06c \ucee4\ubc84\ub9ac\uc9c0 \ud655\uc7a5\uc5d0 \ub300\ud55c \uc9c0\uc18d\uc801\uc778 \ud22c\uc790.<\/p>\n

              \n

              10 . \uc804\ub9dd: \ud5a5\ud6c4 5\ub144\uac04 \uac00\ub2a5\ud55c \uc2dc\ub098\ub9ac\uc624<\/p>\n

              \ud604\uc7ac \ucd94\uc138\ub85c \ubcfc \ub54c 2025\ub144\uc5d0\uc11c 2030\ub144 \uc0ac\uc774\uac00 \ub420 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

              1\ufe0f\u20e3 QR\ucf54\ub4dc\/NFC \uadfc\uac70\ub9ac \ubb34\uc120 \ud1b5\uc2e0\uc774 \uc8fc\ub958 \uc18c\ub9e4 \uacb0\uc81c \uc218\ub2e8\uc774 \ub420 \uac83\uc785\ub2c8\ub2e4.
              \n2\ufe0f\u20e3 '\uc9c0\uae08 \uad6c\ub9e4, \ub098\uc911\uc5d0 \uacb0\uc81c'(BNPL)\uc640 \uac19\uc740 \uc0c8\ub85c\uc6b4 \uc18c\ube44\uc790 \uc2e0\uc6a9 \ubaa8\ub378\uc758 \ubd80\uc0c1.
              \n3\ufe0f\u20e3 \ubc95\uc815\ud654\ud3d0 \ub514\uc9c0\ud138 \ud1b5\ud654 \uc801\uc6a9 \uac00\ub2a5\uc131\uc744 \ubaa8\uc0c9\ud558\uae30 \uc704\ud55c \uc911\uc559\uc740\ud589 \ub514\uc9c0\ud138 \ud1b5\ud654(CBDC) \uc2dc\ubc94 \ud504\ub85c\uc81d\ud2b8\uac00 \uc2dc\uc791\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n

              \uc774 \uc870\uce58\uac00 \uc2dc\ud589\ub418\uba74 \uc804\uc790\uac70\ub798 \ube44\uc911\uc774 \ud604\uc7ac 151%\uc5d0\uc11c 301%~401%\ub85c \uc99d\uac00\ud574 \ub2e4\ub978 \uac1c\ubc1c\ub3c4\uc0c1\uad6d\uacfc\uc758 \uaca9\ucc28\uac00 \ud06c\uac8c \uc881\ud600\uc9c8 \uac83\uc73c\ub85c \uc608\uc0c1\ub429\ub2c8\ub2e4.<\/p>\n

              \n

              \uacb0\ub860<\/p>\n

              \uc9c0\ud3d0\ub97c \uc644\uc804\ud788 \uc5c6\uc560\ub294 \uac83\uc740 \uc544\uc9c1 \ud604\uc2e4\uc801\uc774\uc9c0 \uc54a\uc9c0\ub9cc, \uc9c0\ud3d0\uac00 \uc5c6\uc5b4\uc9c8 \uac83\uc774\ub77c\ub294 \ub370\ub294 \uc758\uc2ec\uc758 \uc5ec\uc9c0\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.\ud30c\ud0a4\uc2a4\ud0c4\uc740 \ub300\ub300\uc801\uc778 \uacb0\uc81c \ud601\uba85\uc758 \ucd08\uae30 \ub2e8\uacc4\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/strong>. \uae30\uc220 \ubc1c\uc804 + \uc815\ucc45 \uc9c0\uc6d0 + \uc2dc\uc7a5 \uc218\uc694\uc758 \uacb0\ud569\uc73c\ub85c '\ud604\uae08\uc774 \uc801\uc740' \ub610\ub294 \uc2ec\uc9c0\uc5b4 '\ud604\uae08\uc774 \uc5c6\ub294' \ubbf8\ub798\uac00 \uc810\uc810 \ub354 \uac00\uc2dc\ud654\ub418\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud575\uc2ec\uc740 \ud601\uc2e0\uc758 \uc18d\ub3c4\uc640 \uc0ac\ud68c\uc801 \ud3ec\uc6a9\uc758 \uade0\ud615\uc744 \uc720\uc9c0\ud558\uc5ec \uc778\uad6c\uc758 \ubaa8\ub4e0 \uacc4\uce35\uc774 \uc774\ub7ec\ud55c \ubcc0\ud654\uc758 \ubb3c\uacb0\ub85c\ubd80\ud130 \ud61c\ud0dd\uc744 \ub204\ub9b4 \uc218 \uc788\ub3c4\ub85d \ud558\ub294 \uac83\uc785\ub2c8\ub2e4!<\/p>","protected":false},"excerpt":{"rendered":"

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