{"id":3923,"date":"2025-12-11T14:32:39","date_gmt":"2025-12-11T06:32:39","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3923"},"modified":"2025-12-11T14:32:39","modified_gmt":"2025-12-11T06:32:39","slug":"%e9%9f%a9%e5%9b%bd%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%e7%9a%84%e6%8a%95%e8%b5%84%e7%83%ad%e7%82%b9%e4%b8%8e%e5%88%9d%e5%88%9b%e5%85%ac%e5%8f%b8%e5%9b%be%e8%b0%b1","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/12\/11\/%e9%9f%a9%e5%9b%bd%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%e7%9a%84%e6%8a%95%e8%b5%84%e7%83%ad%e7%82%b9%e4%b8%8e%e5%88%9d%e5%88%9b%e5%85%ac%e5%8f%b8%e5%9b%be%e8%b0%b1\/","title":{"rendered":"\u97e9\u56fd\u652f\u4ed8\u9886\u57df\u7684\u6295\u8d44\u70ed\u70b9\u4e0e\u521d\u521b\u516c\u53f8\u56fe\u8c31"},"content":{"rendered":"

\u597d\u7684\uff0c\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u9886\u57df\u7684\u4e13\u5bb6\uff0c\u6211\u5c06\u4e3a\u60a8\u64b0\u5199\u4e00\u7bc7\u7b26\u5408\u8981\u6c42\u7684\u4e2d\u6587\u6587\u7ae0\u3002<\/p>\n

\n

\u97e9\u56fd\u652f\u4ed8\u9886\u57df\u7684\u6295\u8d44\u70ed\u70b9\u4e0e\u521d\u521b\u516c\u53f8\u56fe\u8c31\uff1a\u673a\u9047\u4e0e\u6311\u6218\u5e76\u5b58\u7684\u65b0\u84dd\u6d77<\/strong><\/h3>\n

\u5728\u5168\u7403\u6570\u5b57\u5316\u6d6a\u6f6e\u7684\u5e2d\u5377\u4e0b\uff0c\u97e9\u56fd\u7684\u652f\u4ed8\u4ea7\u4e1a\u6b63\u7ecf\u5386\u7740\u4e00\u573a\u524d\u6240\u672a\u6709\u7684\u6df1\u523b\u53d8\u9769\u3002\u4f5c\u4e3a\u5168\u7403\u4e92\u8054\u7f51\u666e\u53ca\u7387\u6700\u9ad8\u3001\u79d1\u6280\u521b\u65b0\u6700\u6d3b\u8dc3\u7684\u56fd\u5bb6\u4e4b\u4e00\uff0c\u97e9\u56fd\u4ee5\u5176\u6210\u719f\u7684\u6570\u5b57\u57fa\u7840\u8bbe\u65bd\u3001\u9ad8\u5ea6\u96c6\u4e2d\u7684\u7528\u6237\u7fa4\u4f53\u4ee5\u53ca\u5bf9\u65b0\u79d1\u6280\u6781\u5f3a\u7684\u63a5\u53d7\u5ea6\uff0c\u4e3a\u652f\u4ed8\u9886\u57df\u7684\u521b\u65b0\u4e0e\u6295\u8d44\u63d0\u4f9b\u4e86\u5f97\u5929\u72ec\u539a\u7684\u6c83\u571f\u3002\u672c\u6587\u5c06\u6df1\u5165\u5256\u6790\u5f53\u524d\u97e9\u56fd\u652f\u4ed8\u5e02\u573a\u7684\u6838\u5fc3\u6295\u8d44\u70ed\u70b9\uff0c\u5e76\u7ed8\u5236\u4e00\u5e45\u6e05\u6670\u7684\u521d\u521b\u516c\u53f8\u751f\u6001\u56fe\u8c31\uff0c\u4e3a\u6709\u610f\u8fdb\u5165\u8fd9\u4e00\u5e02\u573a\u7684\u6295\u8d44\u8005\u548c\u521b\u4e1a\u8005\u63d0\u4f9b\u4e13\u4e1a\u7684\u53c2\u8003\u3002<\/p>\n

\u4e00\u3001 \u9a71\u52a8\u97e9\u56fd\u652f\u4ed8\u5e02\u573a\u7206\u53d1\u7684\u6838\u5fc3\u5f15\u64ce<\/strong><\/h4>\n

\u8981\u7406\u89e3\u97e9\u56fd\u7684\u6295\u8d44\u70ed\u70b9\uff0c\u9996\u5148\u5fc5\u987b\u6d1e\u5bdf\u5176\u5e02\u573a\u80cc\u540e\u7684\u5f3a\u5927\u9a71\u52a8\u529b\u3002<\/p>\n

    \n
  1. \u6781\u9ad8\u7684\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u4e0e\u6570\u5b57\u6587\u5316\uff1a<\/strong> \u97e9\u56fd\u662f\u5168\u7403\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u6700\u9ad8\u7684\u56fd\u5bb6\u4e4b\u4e00\u3002\u56fd\u6c11\u5bf9\u79fb\u52a8\u7aef\u670d\u52a1\u7684\u4f9d\u8d56\u50ac\u751f\u4e86\u201c\u79fb\u52a8\u4f18\u5148\u201d\u7684\u6d88\u8d39\u4e60\u60ef\uff0c\u8fd9\u76f4\u63a5\u63a8\u52a8\u4e86\u79fb\u52a8\u652f\u4ed8\u7684\u7206\u70b8\u5f0f\u589e\u957f\u3002\u4ece\u7ebf\u4e0a\u8d2d\u7269\u5230\u7ebf\u4e0b\u626b\u7801\uff0c\u65e0\u7f1d\u7684\u79fb\u52a8\u652f\u4ed8\u4f53\u9a8c\u5df2\u6210\u4e3a\u97e9\u56fd\u65e5\u5e38\u751f\u6d3b\u7684\u6807\u914d\u3002<\/li>\n
  2. \u653f\u5e9c\u5f3a\u6709\u529b\u7684\u653f\u7b56\u652f\u6301\uff1a<\/strong> \u97e9\u56fd\u653f\u5e9c\u79ef\u6781\u63a8\u52a8\u201c\u6570\u5b57\u7ecf\u6d4e\u201d\u548c\u201c\u91d1\u878d\u79d1\u6280\u201d\u53d1\u5c55\u6218\u7565\u3002\u901a\u8fc7\u4fee\u8ba2\u300a\u91d1\u878d\u79d1\u6280\u53d1\u5c55\u53ca\u652f\u63f4\u6cd5\u300b\u7b49\u6cd5\u89c4\uff0c\u964d\u4f4e\u4e86\u91d1\u878d\u79d1\u6280\u516c\u53f8\u7684\u51c6\u5165\u95e8\u69db\uff0c\u5e76\u8bbe\u7acb\u4e86\u76d1\u7ba1\u6c99\u76d2\u673a\u5236\uff0c\u9f13\u52b1\u521b\u65b0\u4e1a\u52a1\u7684\u5148\u884c\u5148\u8bd5\u3002\u8fd9\u79cd\u5f00\u653e\u5305\u5bb9\u7684\u76d1\u7ba1\u73af\u5883\u6781\u5927\u5730\u6fc0\u53d1\u4e86\u5e02\u573a\u6d3b\u529b\u3002<\/li>\n
  3. \u6210\u719f\u7684\u91d1\u878d\u79d1\u6280\u57fa\u7840\u8bbe\u65bd\uff1a<\/strong> \u97e9\u56fd\u62e5\u6709\u4e16\u754c\u9886\u5148\u7684\u94f6\u884c\u7cfb\u7edf\u548c\u4fe1\u7528\u5361\u7f51\u7edc\u3002\u5728\u6b64\u57fa\u7840\u4e0a\u53d1\u5c55\u8d77\u6765\u7684\u5373\u65f6\u8f6c\u8d26\u7cfb\u7edf\uff08\u5982\u94f6\u884c\u95f4\u7684\u201c\u8d26\u6237\u8f6c\u8d26\u201d\uff09\u4e3a\u5404\u7c7b\u65b0\u578b\u652f\u4ed8\u5de5\u5177\u63d0\u4f9b\u4e86\u7a33\u5b9a\u9ad8\u6548\u7684\u5e95\u5c42\u6e05\u7b97\u901a\u9053\u3002<\/li>\n
  4. \u6d88\u8d39\u8005\u5bf9\u4fbf\u6377\u548c\u5b89\u5168\u7684\u9ad8\u5ea6\u9700\u6c42\uff1a<\/strong> \u5feb\u8282\u594f\u7684\u751f\u6d3b\u6a21\u5f0f\u4f7f\u5f97\u97e9\u56fd\u6d88\u8d39\u8005\u5bf9\u652f\u4ed8\u7684\u4fbf\u6377\u6027\u8981\u6c42\u6781\u9ad8\u3002\u540c\u65f6\uff0c\u4ed6\u4eec\u5bf9\u6570\u636e\u5b89\u5168\u548c\u9690\u79c1\u4fdd\u62a4\u4e5f\u683c\u5916\u91cd\u89c6\uff0c\u8fd9\u4fc3\u4f7f\u4f01\u4e1a\u5fc5\u987b\u5728\u5b89\u5168\u6280\u672f\u4e0a\u6301\u7eed\u6295\u5165\u548c\u521b\u65b0\u3002<\/li>\n<\/ol>\n

    \u4e8c\u3001 \u5f53\u524d\u4e94\u5927\u7099\u624b\u53ef\u70ed\u7684\u6295\u8d44\u70ed\u70b9<\/strong><\/h4>\n

    \u57fa\u4e8e\u4e0a\u8ff0\u9a71\u52a8\u529b\uff0c\u201c\u540e\u75ab\u60c5\u65f6\u4ee3\u201d\u7684\u97e9\u56fd\u652f\u4ed8\u9886\u57df\u5448\u73b0\u51fa\u4ee5\u4e0b\u51e0\u4e2a\u660e\u786e\u7684\u6295\u8d44\u98ce\u53e3\uff1a<\/p>\n

      \n
    1. \n

      \u7b80\u5355\u4ed8\u6b3e\u670d\u52a1\uff08Simple Payment \/ \uac04\ud3b8\uacb0\uc81c\uff09\u7684\u767d\u70ed\u5316\u7ade\u4e89\uff1a<\/strong>
      \n\u8fd9\u662f\u76ee\u524d\u6700\u6838\u5fc3\u7684\u6295\u8d44\u6218\u573a\u3002\u201c\u7b80\u5355\u4ed8\u6b3e\u201d\u6307\u7528\u6237\u9884\u5148\u7ed1\u5b9a\u94f6\u884c\u5361\u6216\u8d26\u6237\u540e\uff0c\u65e0\u9700\u91cd\u590d\u8f93\u5165\u4fe1\u606f\u5373\u53ef\u4e00\u952e\u5b8c\u6210\u652f\u4ed8\u7684\u89e3\u51b3\u65b9\u6848\u3002\u4ee5Kakao Pay\u3001Naver Pay\u548cSamsung Pay\u4e3a\u4ee3\u8868\u7684\u5de8\u5934\u5360\u636e\u4e86\u4e3b\u5bfc\u5730\u4f4d\u3002\u6295\u8d44\u8005\u7684\u5173\u6ce8\u70b9\u6b63\u4ece\u5e73\u53f0\u672c\u8eab\u8f6c\u5411\u4e3a\u5176\u63d0\u4f9b\u6280\u672f\u652f\u6301\u3001\u98ce\u63a7\u53cd\u6b3a\u8bc8\u3001\u5546\u6237\u62d3\u5c55\u4ee5\u53ca\u8de8\u5883\u8fde\u63a5\u670d\u52a1\u7684\u4e0a\u4e0b\u6e38\u4ea7\u4e1a\u94fe\u4f01\u4e1a\u3002<\/p>\n<\/li>\n

    2. \n

      \u5148\u4e70\u540e\u4ed8\uff08BNPL\uff09\u6a21\u5f0f\u7684\u5feb\u901f\u5d1b\u8d77\uff1a<\/strong>
      \nBNPL\u670d\u52a1\u5728\u5e74\u8f7b\u7684Z\u4e16\u4ee3\u6d88\u8d39\u8005\u4e2d\u6781\u5177\u5438\u5f15\u529b\u3002\u5b83\u6ee1\u8db3\u4e86\u7528\u6237\u5206\u671f\u6d88\u8d39\u7684\u9700\u6c42\u7684\u540c\u65f6\u7b80\u5316\u4e86\u4fe1\u8d37\u6d41\u7a0b\u3002\u9664\u4e86Toss\u65d7\u4e0b\u7684Toss Pay Later\u7b49\u672c\u571f\u5de8\u5934\u5916,\u4f17\u591a\u521d\u521b\u516c\u53f8\u6b63\u8bd5\u56fe\u5728\u5782\u76f4\u7ec6\u5206\u9886\u57df(\u5982\u65c5\u6e38\u3001\u6559\u80b2\u3001\u5962\u4f88\u54c1)\u5bfb\u627e\u5dee\u5f02\u5316\u673a\u4f1a,\u8fd9\u4e3a\u6295\u8d44\u8005\u63d0\u4f9b\u4e86\u5e03\u5c40\u7ec6\u5206\u8d5b\u9053\u9886\u5bfc\u8005\u7684\u7a97\u53e3\u671f\u3002<\/p>\n<\/li>\n

    3. \n

      \u5d4c\u5165\u5f0f\u91d1\u878d\uff08Embedded Finance\uff09\u7684\u5de8\u5927\u6f5c\u529b\uff1a
      \n\u5c06\u652f\u4ed8\u53ca\u5176\u4ed6\u91d1\u878d\u670d\u52a1\uff08\u5982\u4fdd\u9669\u3001\u8d37\u6b3e\uff09\u65e0\u7f1d\u5d4c\u5165\u5230\u975e\u91d1\u878d\u573a\u666f\u4e2d\u662f\u5927\u52bf\u6240\u8d8b\u3002\u4f8b\u5982,\u5728\u7535\u5546\u5e73\u53f0\u5185\u76f4\u63a5\u63d0\u4f9b\u5206\u671f\u9009\u9879,\u5728\u5916\u5356App\u4e2d\u5d4c\u5165\u5c0f\u989d\u4fdd\u9669\u7b49\u80fd\u591f\u6781\u5927\u63d0\u5347\u7528\u6237\u4f53\u9a8c\u548c\u5e73\u53f0\u7c98\u6027\u4e13\u6ce8\u4e8e\u4e3a\u8fd9\u4e9b\u5e73\u53f0\u63d0\u4f9b\u6807\u51c6\u5316API\u63a5\u53e3\u548c\u5408\u89c4\u89e3\u51b3\u65b9\u6848\u7684\u6280\u672f\u63d0\u4f9b\u5546\u6210\u4e3a\u8d44\u672c\u9752\u7750\u7684\u5bf9\u8c61<\/p>\n<\/li>\n

    4. \n

      \u533a\u5757\u94fe\u4e0e\u6570\u5b57\u8d27\u5e01\u7684\u521b\u65b0\u5e94\u7528\uff1a
      \n\u4f5c\u4e3a\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u6d3b\u8dc3\u7684\u56fd\u5bb6,\u97e9\u56fd\u7684\u592e\u884c\u6570\u5b57\u8d27\u5e01(CBDC)\u7814\u53d1\u548c\u79c1\u8425\u90e8\u95e8\u7684\u533a\u5757\u94fe\u6280\u672f\u5728\u8de8\u5883\u6c47\u6b3e\u4f9b\u5e94\u94fe\u91d1\u878d\u8d44\u4ea7\u4ee3\u5e01\u5316\u7b49\u9886\u57df\u7684\u5e94\u7528\u63a2\u7d22\u5907\u53d7\u5173\u6ce8\u5c3d\u7ba1\u76d1\u7ba1\u4ecd\u5728\u5b8c\u5584\u4e2d\u4f46\u8be5\u9886\u57df\u4ee3\u8868\u4e86\u652f\u4ed8\u7684\u672a\u6765\u5f62\u6001\u5177\u6709\u957f\u8fdc\u7684\u6218\u7565\u6295\u8d44\u4ef7\u503c<\/p>\n<\/li>\n

    5. \n

      \u9762\u5411\u4e2d\u5c0f\u5fae\u4f01\u4e1a\u7684SaaS+Payment\u89e3\u51b3\u65b9\u6848\uff1a
      \n\u4f20\u7edf\u4e0a,\u97e9\u56fd\u7684\u4e2d\u5c0f\u5546\u6237\u5728\u9762\u5bf9\u590d\u6742\u7684POS\u7cfb\u7edf\u548c\u9ad8\u6602\u7684\u624b\u7eed\u8d39\u65f6\u5904\u4e8e\u5f31\u52bf\u4e00\u6279\u521d\u521b\u516c\u53f8\u6b63\u901a\u8fc7\u6574\u5408\u4e91\u7aefERP\u5e93\u5b58\u7ba1\u7406\u5ba2\u6237\u5173\u7cfb\u548c\u652f\u4ed8\u529f\u80fd\u7684\u4e00\u4f53\u5316SaaS\u5e73\u53f0\u5e2e\u52a9\u5546\u5bb6\u964d\u672c\u589e\u6548\u8fd9\u4e2a\u8d5b\u9053\u5177\u6709\u660e\u786e\u7684\u5546\u4e1a\u6a21\u5f0f\u548c\u7a33\u5b9a\u7684\u73b0\u91d1\u6d41\u6df1\u53d7\u7a33\u5065\u578b\u6295\u8d44\u8005\u7684\u559c\u7231<\/p>\n<\/li>\n<\/ol>\n

      \u4e09\u3001\u91cd\u70b9\u521d\u521b\u516c\u53f8\u751f\u6001\u56fe\u8c31\u89e3\u6790<\/strong><\/h4>\n

      \u4ee5\u4e0b\u6211\u4eec\u5c06\u4e00\u4e9b\u4ee3\u8868\u6027\u4f01\u4e1a\u8fdb\u884c\u5206\u7c7b\u68b3\u7406\u4ee5\u63cf\u7ed8\u51fa\u6e05\u6670\u7684\u751f\u6001\u7cfb\u7edf\uff1a<\/p>\n\n\n\n\n\n\n\n
      \u7c7b\u522b<\/th>\n\u4ee3\u8868\u516c\u53f8<\/th>\n\u6838\u5fc3\u4e1a\u52a1\u7b80\u4ecb<\/th>\n<\/tr>\n<\/thead>\n
      \u7efc\u5408\u652f\u4ed8\u5de8\u5934<\/td>\nKakao Pay Naver Financial Toss<\/td>\n\u57fa\u4e8e\u8d85\u7ea7App\u751f\u6001(\u5361\u8003\u5965\u7279alk Naver\u641c\u7d22 Viva Republica\u7684Toss App)\u63d0\u4f9b\u5168\u9762\u7684\u4e2a\u4eba\u91d1\u878d\u670d\u52a1\u5305\u62ec\u8f6c\u8d26\u6c47\u6b3e\u7406\u8d22\u4fdd\u9669\u7b49\u662f\u6d41\u91cf\u7aef\u7684\u7edd\u5bf9\u738b\u8005<\/td>\n<\/tr>\n
      BNPL\u670d\u52a1\u5546<\/td>\nToss Pay Later L.Pay Fundo<\/td>\n\u4f9d\u6258\u73b0\u6709\u7528\u6237\u57fa\u7840\u6216\u7279\u5b9a\u5408\u4f5c\u5546\u6237\u63d0\u4f9b\u7075\u6d3b\u7684\u5206\u671f\u4ed8\u6b3e\u65b9\u6848\u7ade\u4e89\u5173\u952e\u5728\u4e8e\u98ce\u9669\u5b9a\u4ef7\u80fd\u529b\u4e0e\u5408\u4f5c\u7f51\u7edc\u5e7f\u5ea6<\/td>\n<\/tr>\n
      \ud574\uc678 \uacb0\uc81c \uc804\ubb38\uac00<\/td>\nSentbe WireBarley QPicket<\/td>\n\u4e13\u6ce8\u4e8e\u89e3\u51b3\u4e2a\u4eba\u6216\u4e2d\u5c0f\u4f01\u4e1a\u5411\u4e1c\u5357\u4e9a\u8d8a\u5357\u4e2d\u56fd\u7b49\u5730\u6c47\u6b3e\u7684\u75db\u70b9\u4ee5\u66f4\u4f4e\u7684\u624b\u7eed\u8d39\u548c\u66f4<\/td>\n<\/tr>\n<\/tbody>\n<\/table>","protected":false},"excerpt":{"rendered":"

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