{"id":4375,"date":"2025-12-26T10:46:55","date_gmt":"2025-12-26T02:46:55","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4375"},"modified":"2025-12-26T10:46:55","modified_gmt":"2025-12-26T02:46:55","slug":"%e9%a2%84%e6%b5%8b%ef%bc%9a%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e5%b7%b4%e8%a5%bf%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e5%b0%86%e5%a6%82%e4%bd%95%e6%bc%94%e5%8f%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ko\/2025\/12\/26\/%e9%a2%84%e6%b5%8b%ef%bc%9a%e6%9c%aa%e6%9d%a5%e4%ba%94%e5%b9%b4%e5%b7%b4%e8%a5%bf%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e5%b0%86%e5%a6%82%e4%bd%95%e6%bc%94%e5%8f%98%ef%bc%9f\/","title":{"rendered":"\u9884\u6d4b\uff1a\u672a\u6765\u4e94\u5e74\u5df4\u897f\u652f\u4ed8\u5e02\u573a\u5c06\u5982\u4f55\u6f14\u53d8\uff1f"},"content":{"rendered":"<p>\uad6d\uc81c \uc804\uc790\uacb0\uc81c \ub300\ud589\uc0ac \uc804\ubb38\uac00\ub85c\uc11c \uc694\uad6c \uc0ac\ud56d\uc744 \ucda9\uc871\ud558\ub294 \uc911\uad6d\uc5b4 \uae30\uc0ac\ub97c \uc791\uc131\ud574 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Garantido\uff08\u62c5\u4fddPix\uff09\u7684\u7206\u53d1\u5f0f\u589e\u957f<\/strong>\uff1a\u8fd9\u662f\u6700\u5177\u98a0\u8986\u6027\u7684\u6f14\u53d8\u4e4b\u4e00\u3002Pix Garantido\u5141\u8bb8\u6d88\u8d39\u8005\u5728\u4fe1\u7528\u8bc4\u4f30\u540e\u4f7f\u7528\u672a\u6765\u7684\u8d44\u91d1\u8fdb\u884c\u5373\u65f6\u652f\u4ed8\uff0c\u76f8\u5f53\u4e8e\u5c06\u4fe1\u7528\u5361\u7684\u529f\u80fd\u6574\u5408\u8fdb\u4e86Pix\u7cfb\u7edf\u3002\u8fd9\u5c06\u76f4\u63a5\u6311\u6218\u4f20\u7edf\u4fe1\u7528\u5361\u7684\u5730\u4f4d\uff0c\u7279\u522b\u662f\u5728\u9ad8\u5355\u4ef7\u5546\u54c1\u7684\u5206\u671f\u4ed8\u6b3e\u9886\u57df\u3002\u5546\u5bb6\u53ef\u4ee5\u66f4\u4f4e\u6210\u672c\u63a5\u6536\u4ed8\u6b3e\uff0c\u800c\u6d88\u8d39\u8005\u5219\u4eab\u6709\u66f4\u7075\u6d3b\u7684\u4fe1\u8d37\u9009\u62e9\u3002<\/li>\n<li><strong>\u81ea\u52a8\u5316\u548c\u8ba2\u9605\u652f\u4ed8\u7684\u666e\u53ca<\/strong>\uff1a\u7c7b\u4f3c\u4e8e\u6b27\u6d32\u7684SEPA Direct Debit\uff0c\u57fa\u4e8ePix\u7684\u5b9a\u671f\u81ea\u52a8\u6263\u6b3e\u529f\u80fd\u5c06\u6210\u719f\u843d\u5730\u3002\u8fd9\u5c06\u6781\u5927\u5730\u63a8\u52a8\u8ba2\u9605\u7ecf\u6d4e\uff08\u5982\u6d41\u5a92\u4f53\u3001SaaS\u8f6f\u4ef6\u670d\u52a1\u3001\u5065\u8eab\u623f\u4f1a\u5458\u7b49\uff09\u5728\u5df4\u897f\u7684\u53d1\u5c55\u3002<\/li>\n<\/ul>\n<h4><strong>\u4e8c\u3001 \u5f00\u653e\u94f6\u884c\u7684\u50ac\u5316\u6548\u5e94\uff1a\u6570\u636e\u9a71\u52a8\u4e2a\u6027\u5316\u91d1\u878d\u670d\u52a1<\/strong><\/h4>\n<p>\u5df4\u897f\u592e\u884c\u63a8\u884c\u7684<strong>\uc624\ud508 \ubc45\ud0b9<\/strong> 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\/>\n\u66f4\u80fd\u57fa\u4e8e\u6df1\u5ea6\u6570\u636e\u5206\u6790\u63d0\u4f9b\u9ad8\u5ea6\u4e2a\u6027\u5316\u7684\u91d1\u878d\u4ea7\u54c1\u63a8\u8350\u2014\u2014\u4f8b\u5982\u91cf\u8eab\u5b9a\u5236\u7684\u8d37\u6b3e\u3001\u4f18\u5316\u6295\u8d44\u6536\u76ca\u7684\u5efa\u8bae\u6216\u81ea\u52a8\u5316\u7684\u7406\u8d22\u89c4\u5212\u3002<\/li>\n<li><strong>\u5d4c\u5165\u5f0f\u91d1\u878d\u7684\u65e0\u7f1d\u96c6\u6210<\/strong>\uff1a\u975e\u91d1\u878d\u673a\u6784\uff08\u5982\u7535\u5546\u5e73\u53f0\u3001\u96f6\u552e\u8fde\u9501\u5e97\u3001\u7f51\u7ea6\u8f66\u5e94\u7528\uff09\u5c06\u80fd\u591f\u8f7b\u677e\u5730\u5728\u5176\u81ea\u6709\u5e73\u53f0\u5185\u5d4c\u5165\u4fe1\u8d37\u3001\u4fdd\u9669\u548c\u6295\u8d44\u4ea7\u54c1\u3002\u60f3\u8c61\u4e00\u4e0b\u5728\u7f51\u8d2d\u7ed3\u8d26\u65f6\uff0c<br \/>\n\u5e73\u53f0\u80fd\u7acb\u5373\u6839\u636e\u4f60\u7684\u8d2d\u7269\u5386\u53f2\u548c\u4fe1\u7528\u8bc4\u5206\u63d0\u4f9b\u96f6\u5229\u606f\u5206\u671f\u8d37\u6b3e\u2014\u2014\u8fd9\u4e00\u5207\u90fd\u5f97\u76ca\u4e8e\u5f00\u653e\u94f6\u884c\u63d0\u4f9b\u7684\u5b89\u5168\u6570\u636e\u5171\u4eab\u3002<\/li>\n<\/ul>\n<h4><strong>\u4e09. 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\/>\n\u5b83\u4eec\u5c06\u5229\u7528\u5176\u5e9e\u5927\u7684\u73b0\u6709\u5ba2\u6237\u57fa\u7840\u548c\u5e7f\u6cdb\u7684\u7ebf\u4e0b\u7f51\u7edc\u4f18\u52bf\uff0c<br \/>\n\u63d0\u4f9b\u7ebf\u4e0a\u7ebf\u4e0b\u7ed3\u5408\u7684\u6df7\u5408\u670d\u52a1\u6a21\u5f0f\u3002<\/li>\n<li><strong>\u65b0\u73a9\u5bb6\u7684\u5165\u573a<\/strong>: \u9664\u4e86\u73b0\u6709\u7684\u6570\u5b57\u94f6\u884c\u5916\uff0c<br \/>\n\u5927\u578b\u79d1\u6280\u516c\u53f8\u3001<br \/>\n\u7535\u4fe1\u8fd0\u8425\u5546\u751a\u81f3\u96f6\u552e\u5546\u90fd\u53ef\u80fd\u63a8\u51fa\u81ea\u5df1\u7684\u6570\u5b57\u8d27\u5e01\u5305\u6216\u8f7b\u91cf\u7ea7\u8d26\u6237\uff0c<br \/>\n\u8fdb\u4e00\u6b65\u74dc\u5206\u5e02\u573a\u3002<br \/>\n\u7ade\u4e89\u7126\u70b9\u5c06\u4ece\u5355\u7eaf\u7684\u514d\u8d39\u8f6c\u8d26\u8f6c\u5411\u589e\u503c\u670d\u52a1\uff1a<br \/>\n\u5982\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u3001<br \/>\n\u56fd\u9645\u6c47\u6b3e\u4f18\u60e0\u3001<br \/>\n\u73b0\u91d1\u8fd4\u8fd8\u548c\u5fe0\u8bda\u5ea6\u79ef\u5206\u6574\u5408\u7b49\u3002<\/li>\n<\/ul>\n<p>IV.<br \/>\n\u8de8\u5883\u652f\u4ed8\u7684\u7b80\u5316\u548c\u672c\u5730\u5316<\/p>\n<p>\u968f\u7740\u5df4\u897f\u7535\u5b50\u5546\u52a1\u548c\u56fd\u9645\u8d38\u6613\u6301\u7eed\u589e\u957f\uff0c<\/p>\n<p>\u4f01\u4e1a\u5bf9\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u5bf9\u4f01\u4e1a\u7684\u8de8\u5883\u652f\u4ed8\u9700\u6c42\u5c06\u6fc0\u589e.<\/p>\n<p>\u56fd\u9645\u5546\u6237\u8981\u6210\u529f\u8fdb\u5165\u5df4\u897f\u5e02\u573a\uff0c<\/p>\n<p>\u5fc5\u987b\u63d0\u4f9b\u9ad8\u5ea6\u672c\u5730\u5316\u7684\u652f\u4ed8\u65b9\u5f0f.<\/p>\n<p>\u8fd9\u610f\u5473\u7740:<\/p>\n<ul>\n<li><\/li>\n<\/ul>\n<p>\u96c6\u6210\u662f\u5173\u952e:<br \/>\n\u672a\u6765\u7684\u56fd\u9645\u652f\u7f51\u5173\u5fc5\u987b\u80fd\u591f\u65e0\u7f1d\u63a5\u5165<br \/>\n\u4e0d\u4ec5\u652f\u6301\u56fd\u9645\u4fe1\u7528\u5361<br \/>\n\u66f4\u8981\u4f18\u5148\u652f\u6301<br \/>\n\u4ee5\u53ca\u6d41\u884c\u7684\u5206\u671f\u4ed8\u6b3e\u65b9\u6848<\/p>\n<ul>\n<li><\/li>\n<\/ul>\n<p>\u6c47\u7387\u548c\u900f\u660e\u5ea6:<br \/>\n\u63d0\u4f9b\u900f\u660e\u3001<br \/>\n\u4f18\u60e0\u7684\u6c47\u7387\u548c\u4f4e\u5ec9\u7684\u624b\u7eed\u8d39\u5c06\u6210\u4e3a\u5438\u5f15\u7528\u6237\u7684\u6838\u5fc3\u7ade\u4e89\u529b.<br \/>\n\u533a\u5757\u94fe\u6280\u672f\u53ef\u80fd\u4f1a\u5728\u67d0\u4e9b\u7279\u5b9a\u573a\u666f\u4e0b\u88ab\u7528\u4e8e\u63d0\u9ad8\u8de8\u5883\u7ed3\u7b97\u6548\u7387\u548c\u964d\u4f4e\u6210\u672c.<\/p>\n<p>V.<br \/>\n\u5b89\u5168\u6027\u6f14\u8fdb:<br \/>\n\u751f\u7269\u8bc6\u522b\u4e0e\u53cd\u6b3a\u8bc8\u6280\u672f\u7684\u519b\u5907\u7ade\u8d5b<\/p>\n<p>\u968f\u7740\u6570\u5b57\u5316\u7a0b\u5ea6\u52a0\u6df1,<\/p>\n<p>\u7f51\u7edc\u5b89\u5168\u5a01\u80c1\u4e5f\u968f\u4e4b\u5347\u7ea7.<\/p>\n<p>\u672a\u6765\u7684\u5b89\u5168\u63aa\u65bd\u5c06\u66f4\u52a0\u4e3b\u52a8\u548c\u65e0\u611f:<\/p>\n<p>\u751f\u7269\u8bc6\u522b\u666e\u53ca:<br \/>\n\u9762\u90e8\u8bc6\u522b\u3001<\/p>\n<p>\u6307\u7eb9\u9a8c\u8bc1\u751a\u81f3\u58f0\u7eb9\u8bc6\u522b\u5c06\u6210\u4e3a\u6388\u6743\u9ad8\u98ce\u9669\u4ea4\u6613\u7684\u6807\u51c6\u914d\u7f6e,<br \/>\n\u9010\u6b65\u53d6\u4ee3\u5bc6\u7801\u548c\u77ed\u4fe1\u9a8c\u8bc1\u7801.<\/p>\n<p>\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u53cd\u6b3a\u8bc8:<br \/>\n\u673a\u5668\u5b66\u4e60\u7b97\u6cd5\u5c06\u901a\u8fc7\u5206\u6790\u7528\u6237\u8bbe\u5907\u3001<\/p>\n<p>\u884c\u4e3a\u6a21\u5f0f\u548c\u4ea4\u6613\u5386\u53f2\u6765\u5b9e\u65f6\u4fa6\u6d4b\u5f02\u5e38\u6d3b\u52a8,<br \/>\n\u5728 fraudulent transaction\u53d1\u751f\u524d\u5c06\u5176\u963b\u6b62,<br \/>\n\u5728\u4fdd\u969c\u5b89\u5168\u7684\u540c\u65f6\u6700\u5927\u5316\u7528\u6237\u4f53\u9a8c\u6d41\u7545\u5ea6.<\/p>\n<p>\ud3c9\uacb0\uc5d0 \ub3c4\ub2ec\ud558\uae30<\/p>\n<p>\u603b\u800c\u8a00\u4e4b,<\/p>\n<p>\u672a\u6765\u4e94\u5e74\u7684\u5df4 payment market evolution\u5c06\u662f\u6fc0\u52a8\u4eba\u5fc3\u7684.<br \/>\n\u5b83\u5c06\u7531\u4e3b\u5bfc\u3001<\/p>\n<p>\u4ee5\u8d4b\u80fd\u3001<\/p>\n<p>\u5e76\u901a\u8fc7\u548c\u7684\u6fc0\u70c8\u7ade\u4e89\u63a8\u5411\u9ad8\u6f6e.<br \/>\n\u5bf9\u4e8e\u5546\u5bb6\u3001<\/p>\n<p>\u91d1\u878d\u673a\u6784\u548c\u6280\u672f\u63d0\u4f9b\u5546\u800c\u8a00,<br \/>\n\u7406\u89e3\u5e76\u9002\u5e94\u8fd9\u4e9b\u8d8b\u52bf\u81f3\u5173\u91cd\u8981.<br \/>\n\u6210\u529f\u7684\u5173\u952e<\/p>\n<p>\u597d\u7684\uff0c\u6211\u4eec\u7ee7\u7eed\u6df1\u5165\u63a2\u8ba8\u672a\u6765\u4e94\u5e74\u5df4\u897f\u652f\u4ed8\u5e02\u573a\u7684\u5176\u4ed6\u5173\u952e\u6f14\u53d8\u65b9\u5411\u3002<\/p>\n<h4><strong>\u4e94\u3001 \u5b89\u5168\u6027\u6f14\u8fdb\uff1a\u751f\u7269\u8bc6\u522b\u4e0e\u53cd\u6b3a\u8bc8\u6280\u672f\u7684\u519b\u5907\u7ade\u8d5b<\/strong><\/h4>\n<p>\u968f\u7740\u91d1\u878d\u4ea4\u6613\u5168\u9762\u6570\u5b57\u5316\uff0c\u652f\u4ed8\u5b89\u5168\u5c06\u6210\u4e3a\u5e02\u573a\u53d1\u5c55\u7684\u751f\u547d\u7ebf\u3002\u672a\u6765\u4e94\u5e74\uff0c\u5df4\u897f\u7684\u652f\u4ed8\u5b89\u5168\u4f53\u7cfb\u5c06\u4ece\u201c\u88ab\u52a8\u9632\u5fa1\u201d\u8f6c\u5411\u201c\u4e3b\u52a8\u667a\u80fd\u201d\u3002<\/p>\n<ul>\n<li><strong>\u751f\u7269\u8bc6\u522b\u7684\u5168\u9762\u666e\u53ca<\/strong>\uff1a\u5bc6\u7801\u548c\u77ed\u4fe1\u9a8c\u8bc1\u7801\uff08SMS OTP\uff09\u5c06\u9010\u6e10\u6210\u4e3a\u8f85\u52a9\u6216\u5907\u7528\u9a8c\u8bc1\u624b\u6bb5\u3002\u57fa\u4e8e\u667a\u80fd\u624b\u673a\u7684\u9762\u90e8\u8bc6\u522b\u3001\u6307\u7eb9\u9a8c\u8bc1\u5c06\u6210\u4e3a\u6388\u6743\u4ea4\u6613\u7684\u6807\u51c6\u914d\u7f6e\u3002\u66f4\u524d\u6cbf\u7684\u58f0\u7eb9\u8bc6\u522b\u548c\u884c\u4e3a\u751f\u7269\u8bc6\u522b\uff08\u5206\u6790\u7528\u6237\u6301\u63e1\u624b\u673a\u7684\u89d2\u5ea6\u3001\u6ed1\u52a8\u5c4f\u5e55\u7684\u529b\u5ea6\u7b49\u72ec\u7279\u6a21\u5f0f\uff09\u5c06\u5728\u9ad8\u98ce\u9669\u4ea4\u6613\u573a\u666f\u4e2d\u5f97\u5230\u5e94\u7528\uff0c\u5b9e\u73b0\u771f\u6b63\u7684\u201c\u65e0\u611f\u8ba4\u8bc1\u201d\u3002<\/li>\n<li><strong>\u4eba\u5de5\u667a\u80fd\u9a71\u52a8\u7684\u5b9e\u65f6\u53cd\u6b3a\u8bc8<\/strong>\uff1a\u89c4\u5219\u5f0f\u7684\u4f20\u7edf\u53cd\u6b3a\u8bc8\u7cfb\u7edf\u5c06\u65e0\u6cd5\u5e94\u5bf9\u65e5\u76ca\u590d\u6742\u7684\u8bc8\u9a97\u624b\u6bb5\u3002\u673a\u5668\u5b66\u4e60\u7b97\u6cd5\u5c06\u901a\u8fc7\u5206\u6790\u6d77\u91cf\u6570\u636e\u2014\u2014\u5305\u62ec\u7528\u6237\u8bbe\u5907\u4fe1\u606f\u3001\u5730\u7406\u4f4d\u7f6e\u3001\u4ea4\u6613\u65f6\u95f4\u3001\u8d2d\u4e70\u884c\u4e3a\u4e60\u60ef\u4e43\u81f3\u7f51\u7edc\u8fde\u63a5\u7279\u5f81\u2014\u2014\u6765\u6784\u5efa\u6bcf\u4e2a\u7528\u6237\u7684\u201c\u98ce\u9669\u753b\u50cf\u201d\u3002\u7cfb\u7edf\u80fd\u591f\u5b9e\u65f6\u4fa6\u6d4b\u6beb\u79d2\u7ea7\u7684\u5f02\u5e38\u6d3b\u52a8\uff0c\u5728 fraudulent transaction\u53d1\u751f\u524d\u81ea\u52a8\u62e6\u622a\uff0c\u5b9e\u73b0\u7cbe\u51c6\u98ce\u63a7\u3002\u8fd9\u5c06\u662f\u4e00\u573a\u6301\u7eed\u7684\u201c\u519b\u5907\u7ade\u8d5b\u201d\uff0c\u670d\u52a1\u5546\u5fc5\u987b\u4e0d\u65ad\u5347\u7ea7\u5176AI\u6a21\u578b\u4ee5\u4fdd\u6301\u9886\u5148\u3002<\/li>\n<\/ul>\n<h4><strong>\u516d. \u52a0\u5bc6\u8d27\u5e01\u4e0e\u533a\u5757\u94fe\u7684\u52a1\u5b9e\u5e94\u7528\uff1a\u4ece\u6295\u673a\u8d44\u4ea7\u5230\u57fa\u7840\u8bbe\u65bd<\/strong><\/h4>\n<p>\u5c3d\u7ba1\u4f5c\u4e3a\u6295\u673a\u8d44\u4ea7\u7684\u52a0\u5bc6\u8d27\u5e01\u6ce2\u52a8\u5de8\u5927\uff0c\u4f46\u5176\u5e95\u5c42\u6280\u672f\u2014\u2014\u533a\u5757\u94fe\u2014\u2014\u4ee5\u53ca\u7a33\u5b9a\u5e01\u7b49\u7279\u5b9a\u5e94\u7528\uff0c\u5c06\u5728\u672a\u6765\u4e94\u5e74\u7684\u5df4\u897f\u652f\u4ed8\u5e02\u573a\u4e2d\u627e\u5230\u52a1\u5b9e\u7684\u843d\u811a\u70b9\u3002<\/p>\n<ul>\n<li><strong>\u7a33\u5b9a\u5e01\u5728\u8de8\u5883\u7ed3\u7b97\u4e2d\u7684\u89d2\u8272<\/strong>\uff1a\u5bf9\u4e8e\u4f01\u4e1a\u548c\u81ea\u7531\u804c\u4e1a\u8005\u800c\u8a00\uff0c\u4f7f\u7528\u7f8e\u5143\u7a33\u5b9a\u5e01\u8fdb\u884c\u8de8\u5883\u652f\u4ed8\u53ef\u4ee5\u5927\u5e45\u964d\u4f4e\u4f20\u7edf\u94f6\u884c\u7535\u6c47\u7684\u9ad8\u6602\u624b\u7eed\u8d39\u548c\u6f2b\u957f\u7b49\u5f85\u65f6\u95f4\uff0c\u5e76\u63d0\u4f9b\u66f4\u9ad8\u7684\u6c47\u7387\u900f\u660e\u5ea6\u3002\u867d\u7136\u5927\u89c4\u6a21\u96f6\u552e\u5e94\u7528\u5c1a\u9700\u65f6\u65e5\uff0c\u4f46\u4f5c\u4e3aB2B\u652f\u4ed8\u7684\u66ff\u4ee3\u65b9\u6848\u5c06\u4f1a\u589e\u957f\u3002<\/li>\n<li><strong>\u592e\u884c\u6570\u5b57\u8d27\u5e01\uff08CBDC\uff09\u7684\u63a2\u7d22\u4e0e\u5b9e\u8df5<\/strong>\uff1a\u5df4\u897f\u592e\u884c\u5df2\u542f\u52a8\u6570\u5b57\u96f7\u4e9a\u5c14\uff08Digital Real\uff09\u9879\u76ee\u3002\u5728\u672a\u6765\u4e94\u5e74\u5185\uff0c\u6211\u4eec\u53ef\u80fd\u4f1a\u770b\u5230\u5176\u5728\u6279\u53d1\u91d1\u878d\u9886\u57df\u7684\u521d\u6b65\u5e94\u7528\uff0c<br \/>\n\u4f8b\u5982\u5927\u578b\u91d1\u878d\u673a\u6784\u95f4\u7684\u5927\u989d\u7ed3\u7b97\uff0c<br \/>\n\u8fd9\u80fd\u63d0\u5347\u91d1\u878d\u4f53\u7cfb\u7684\u6548\u7387\u3002<br \/>\n\u96f6\u552e\u7aef\u7684\u5e7f\u6cdb\u5e94\u7528\u867d\u66f4\u5177\u6311\u6218\uff0c<br \/>\n\u4f46\u53ef\u80fd\u5728\u5c0f\u8303\u56f4\u8bd5\u70b9\u4e2d\u6d4b\u8bd5\u7528\u4e8e\u793e\u4f1a\u798f\u5229\u53d1\u653e\u3001<br \/>\nprogrammable money\uff08\u53ef\u7f16\u7a0b\u8d27\u5e01\uff09<br \/>\n\u7b49\u573a\u666f\u3002<\/li>\n<\/ul>\n<p>VII.<br \/>\n\u5305\u5bb9\u6027\u91d1\u878d\u7684\u6df1\u5316\uff1a<br \/>\n\u79d1\u6280\u89e6\u53ca\u6700\u540e\u4e00\u516c\u91cc<\/p>\n<p>\u5df4\u897f\u4ecd\u6709\u76f8\u5f53\u6570\u91cf\u7684\u4eba\u53e3\u672a\u5145\u5206\u4eab\u53d7\u94f6\u884c\u670d\u52a1\u6216\u5c5e\u4e8e\u4fe1\u8d37\u8bb0\u5f55\u7f3a\u5931\u7fa4\u4f53\u3002<br \/>\n\u79d1\u6280\u5c06\u662f\u63a8\u52a8\u91d1\u878d\u5305\u5bb9\u6027\u7684\u5173\u952e\u529b\u91cf\u3002<\/p>\n<ul>\n<li><\/li>\n<\/ul>\n<p>\u66ff\u4ee3\u6570\u636e\u4fe1\u7528\u8bc4\u5206\uff1a<br \/>\n\u4f20\u7edf\u7684\u4fe1\u7528\u8bc4\u5206\u4f53\u7cfb\u65e0\u6cd5\u6709\u6548\u8986\u76d6\u5927\u91cf\u6ca1\u6709\u6b63\u5f0f\u4fe1\u8d37\u5386\u53f2\u7684\u6d88\u8d39\u8005\u548c\u4e2d\u5c0f\u5fae\u4f01\u4e1a\u3002<br \/>\n\u672a\u6765\uff0c<br \/>\n\u901a\u8fc7\u5f00\u653e\u94f6\u884c\u6388\u6743\u548c\u7528\u6237\u8bb8\u53ef\uff0c<br \/>\n\u91d1\u878d\u673a\u6784\u5c06\u5229\u7528<br \/>\n<strong>\u66ff\u4ee3\u6570\u636e<\/strong><br \/>\n--<br \/>\n\u5982\u6c34\u7535\u8d39\u7f34\u7eb3\u8bb0\u5f55\u3001<br \/>\n\u7535\u4fe1\u8d26\u5355\u5c65\u7ea6\u60c5\u51b5\u3001<br \/>\n\u751a\u81f3\u7535\u5546\u5e73\u53f0\u7684\u8d2d\u7269\u884c\u4e3a\u548c\u73b0\u91d1\u6d41<br \/>\n--<br \/>\n\u6765\u6784\u5efa\u5168\u65b0\u7684\u4fe1\u7528\u8bc4\u4f30\u6a21\u578b\u3002<br \/>\n\u8fd9\u5c06\u4f7f\u6570\u767e\u4e07\u6b64\u524d\u88ab\u6392\u9664\u5728\u6b63\u89c4\u91d1\u878d\u670d\u52a1\u4e4b\u5916\u7684\u4eba\u83b7\u5f97\u4fe1\u8d37\u673a\u4f1a\u3002<\/p>\n<ul>\n<li><\/li>\n<\/ul>\n<p>\u7b80\u6613\u5316\u4ea7\u54c1\u8bbe\u8ba1\uff1a<br \/>\n\u9488\u5bf9\u4f4e\u6536\u5165\u7fa4\u4f53\u548c\u8001\u5e74\u4eba\u7b49\u6570\u5b57\u6280\u80fd\u8f83\u5f31\u7684\u7528\u6237\uff0c<br \/>\n\u652f\u4ed8\u5e94\u7528\u754c\u9762\u5c06\u66f4\u52a0\u7b80\u5316\uff0c<br \/>\n\u5e76\u8f85\u4ee5\u8bed\u97f3\u52a9\u624b\u3001<br \/>\n\u5927\u5b57\u4f53\u6a21\u5f0f\u548c\u6e05\u6670\u7684\u89c6\u89c9\u6307\u5f15\uff0c<br \/>\n\u786e\u4fdd\u79d1\u6280\u7684\u8fdb\u6b65\u4e0d\u4f1a\u5236\u9020\u65b0\u7684\u6570\u5b57\u9e3f\u6c9f\u3002<\/p>\n<p>\u7ed3\u8bba\u4e0e\u6218\u7565\u5efa\u8bae<\/p>\n<p>\u603b\u800c\u8a00\u4e4b\uff0c<\/p>\n<p>\u5c55\u671b\u81f32029\u5e74\uff0c<\/p>\n<p>\u5df4 payment market evolution\u753b\u5377\u5c06\u7531<br \/>\n<strong>Pix<\/strong><br \/>\n\u7ed8\u5c31\u4e3b\u5e72\u3001<\/p>\n<p>\u4ee5<br \/>\n\u8d4b\u80fd\u8840\u8089\u3001<\/p>\n<p>\u5e76\u901a\u8fc7<br \/>\n\u548c\u7684\u6fc0\u70c8\u7ade\u4e89\u5851\u9020\u6210\u578b\uff0c<\/p>\n<p>\u6700\u540e\u7531<br \/>\n\u548c\u5b89\u5168\u6280\u672f\u6784\u7b51\u57fa\u77f3.<br 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