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\/>\n-\u771f\u5b9e\u6301\u5361\u4eba\u7a7f\u8d8a\u6d4b\u8bd5\u8986\u76d6\u4e0d\u540c\u5e74\u9f84\u5c42\u7528\u6237<br \/>\n-A\/B\u6d4b\u8bd5\u7ed3\u8d26\u6d41\u7a0b\u53d8\u4f53\u4f8b\u5982\u5730\u5740\u5b57\u6bb5\u987a\u5e8f\u8c03\u6574<br \/>\n-\u6587\u5316\u9002\u914d\u68c0\u67e5\u786e\u4fdd\u56fe\u6807\u989c\u8272\u6587\u6848<\/p>\n<h2>\u516d\u3001\u652f\u4ed8\u6d41\u7a0b\u7684\u5fc3\u7406\u5b66\u4f18\u5316\u4e0e\u8f6c\u5316\u63d0\u5347<\/h2>\n<h3>1. <strong>\u7ed3\u8d26\u9875\u9762\u7684\u884c\u4e3a\u8bbe\u8ba1<\/strong><\/h3>\n<ul>\n<li><strong>\u6e10\u8fdb\u5f0f\u62ab\u9732<\/strong>\uff1a\u5c06\u590d\u6742\u7684\u652f\u4ed8\u4fe1\u606f\u5206\u89e3\u4e3a\u591a\u4e2a\u7b80\u5355\u6b65\u9aa4\uff0c\u964d\u4f4e\u7528\u6237\u7684\u8ba4\u77e5\u8d1f\u8377\u3002\u4f8b\u5982\u5148\u6536\u96c6\u914d\u9001\u4fe1\u606f\uff0c\u518d\u663e\u793a\u652f\u4ed8\u9009\u9879\u3002<\/li>\n<li><strong>\u4fe1\u4efb\u4fe1\u53f7\u5f3a\u5316<\/strong>::\n<ul>\n<li>\u5728\u5173\u952e\u4f4d\u7f6e\u5c55\u793aPCI DSS\u5408\u89c4\u5fbd\u7ae0\u3001\u672c\u5730\u5b89\u5168\u8ba4\u8bc1\u6807\u5fd7<\/li>\n<li>\u663e\u793a\u5b9e\u65f6\u4ea4\u6613\u8ba1\u6570\u5668\uff08\u5982\u201c\u4eca\u65e5\u5df2\u67092,347\u7b14\u6210\u529f\u4ea4\u6613\u201d\uff09<\/li>\n<li>\u6dfb\u52a0\u5ba2\u6237\u8bc4\u4ef7\u6458\u8981\u7279\u522b\u662f\u63d0\u53ca\u652f\u4ed8\u987a\u5229\u7684\u8bc4\u8bba<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u7d27\u8feb\u611f\u4e0e\u5b89\u5fc3\u611f\u7684\u5e73\u8861<\/strong>::\n<ul>\n<li>\u5bf9\u9650\u65f6\u4f18\u60e0\u663e\u793a\u5012\u8ba1\u65f6\u4f46\u540c\u65f6\u660e\u786e\u6807\u6ce8\u201c\u4ef7\u683c\u9501\u5b9a24\u5c0f\u65f6\u201d<\/li>\n<li>\u63d0\u4f9b\u660e\u786e\u7684\u9000\u6b3e\u653f\u7b56\u548c\u5ba2\u670d\u54cd\u5e94\u65f6\u95f4\u627f\u8bfa<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h3>2. <strong>\u9519\u8bef\u4fe1\u606f\u7684\u53cb\u597d\u5316\u5904\u7406<\/strong><\/h3>\n<p>\u5c06\u6280\u672f\u6027\u9519\u8bef\u8f6c\u5316\u4e3a\u7528\u6237\u53ef\u64cd\u4f5c\u6307\u5bfc\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th>\u539f\u59cb\u94f6\u884c\u4ee3\u7801<\/th>\n<th>\u7528\u6237\u754c\u9762\u5448\u73b0<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u201cDO NOT HONOR\u201d<\/td>\n<td>\u201c\u60a8\u7684\u53d1\u5361\u884c\u6682\u672a\u6279\u51c6\u6b64\u4ea4\u6613\uff0c\u5efa\u8bae\uff1a1)\u8054\u7cfb\u94f6\u884c\u786e\u8ba4\u5361\u7247\u72b6\u6001\uff1b2)\u5c1d\u8bd5\u5176\u4ed6\u4ed8\u6b3e\u65b9\u5f0f\u201d<\/td>\n<\/tr>\n<tr>\n<td>\u201cINVALID EXPIRY DATE\u201d<\/td>\n<td>\u201c\u5361\u7247\u6709\u6548\u671f\u683c\u5f0f\u5e94\u4e3aMM\/YY\uff0c\u8bf7\u68c0\u67e5\u5e76\u91cd\u65b0\u8f93\u5165\u201d<\/td>\n<\/tr>\n<tr>\n<td>\u901a\u7528\u7cfb\u7edf\u9519\u8bef<\/td>\n<td>\u201c\u652f\u4ed8\u7cfb\u7edf\u6682\u65f6\u7e41\u5fd9\uff0c\u5df2\u4fdd\u5b58\u60a8\u7684\u8d2d\u7269\u8f66\u5185\u5bb9\u3002\u63a8\u8350\u64cd\u4f5c\uff1a[15\u5206\u949f\u540e\u91cd\u8bd5\u6309\u94ae]\u6216[\u9009\u62e9\u66ff\u4ee3\u4ed8\u6b3e\u65b9\u5f0f]\u201d<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u540c\u65f6\u63d0\u4f9b\u5373\u65f6\u5e2e\u52a9\u5165\u53e3\u2014\u2014\u70b9\u51fb\u9519\u8bef\u63d0\u793a\u53ef\u76f4\u63a5\u8df3\u8f6c\u81f3FAQ\u76f8\u5e94\u6761\u76ee\u6216\u542f\u52a8\u5728\u7ebf\u804a\u5929\u3002<\/p>\n<p>\u4e03\uff0e\u6570\u636e\u9a71\u52a8\u7684\u6301\u7eed\u4f18\u5316\u4f53\u7cfb<\/p>\n<p>1.<strong>\u5efa\u7acb\u591a\u7ef4\u5206\u6790\u6a21\u578b<\/strong><\/p>\n<p>\u6784\u5efa\u6838\u5fc3\u6307\u6807\u4f53\u7cfb\uff1a<\/p>\n<p><em>\u57fa\u7840\u5c42<\/em><br \/>\n-\u5206\u56fd\u5bb6\u5b9e\u65f6\u6210\u529f\u7387\u70ed\u529b\u56fe<br \/>\n-\u5404\u652f\u4ed8\u65b9\u5f0f\u9996\u6b21\u5c1d\u8bd5\u901a\u8fc7\u7387\u5bf9\u6bd4<\/p>\n<p><em>\u6df1\u5ea6\u5c42<\/em><br \/>\n-\u8870\u9000\u6839\u672c\u539f\u56e0\u805a\u7c7b\u5206\u6790\uff08\u533a\u5206\u5546\u6237\u95ee\u9898\/\u6301\u5361\u4eba\u95ee\u9898\/\u94f6\u884c\u95ee\u9898\uff09<br \/>\n-\u8bbe\u5907\u7c7b\u578b\u4e0e\u5931\u8d25\u7387\u5173\u8054\u6027\uff08\u7279\u522b\u5173\u6ce8\u79fb\u52a8\u7aef\u8868\u73b0\uff09<\/p>\n<p><em>\u9884\u6d4b\u5c42<\/em><br \/>\n-\u57fa\u4e8e\u5386\u53f2\u6570\u636e\u7684\u5b63\u8282\u6027\u6ce2\u52a8\u9884\u6d4b\uff08\u5982\u5723\u8bde\u9ad8\u5cf0\u671f\u7684\u5bb9\u91cf\u89c4\u5212\uff09<br \/>\n-\u65b0\u76d1\u7ba1\u653f\u7b56\u5f71\u54cd\u7684\u6a21\u62df\u63a8\u6f14\uff08\u5982\u5f00\u653e\u94f6\u884c\u5b9e\u65bd\u540e\u7684\u53d8\u5316\uff09<\/p>\n<p>2.<strong>\u5b9e\u65bd\u95ed\u73af\u4f18\u5316\u673a\u5236<\/strong><\/p>\n<p>\u6bcf\u5468\u6267\u884c\u4ee5\u4e0b\u5faa\u73af\uff1a<\/p>\n<p>\u2460\u4ece\u76d1\u63a7\u7cfb\u7edf\u63d0\u53d6TOP3\u5931\u8d25\u573a\u666f \u2192<br \/>\n\u2461\u6280\u672f\u56e2\u961f\u8fdb\u884c\u6839\u56e0\u5206\u6790\u5e76\u5f00\u53d1\u89e3\u51b3\u65b9\u6848 \u2192<br \/>\n\u2462\u57285%\u6d41\u91cf\u4e0a\u8fdb\u884cA\/B\u6d4b\u8bd5\u9a8c\u8bc1\u6548\u679c \u2192<br \/>\n\u2463\u5168\u91cf\u90e8\u7f72\u540e\u7ee7\u7eed\u76d1\u63a7\u5173\u952e\u6307\u6807\u53d8\u5316<\/p>\n<p>\u5178\u578b\u6848\u4f8b\uff1a\u53d1\u73b0\u6cd5\u56fd\u7528\u6237\u57283D\u9a8c\u8bc1\u9875\u9762\u653e\u5f03\u7387\u5f02\u5e38\u5347\u9ad8\u540e\u7ecf\u6392\u67e5\u4e3a\u90e8\u5206\u8fd0\u8425\u5546\u5c4f\u853d\u77ed\u4fe1OTP\u63a8\u51faAPP\u63a8\u9001\u9a8c\u8bc1\u65b9\u6848\u4f7f\u8be5\u573a\u666f\u8f6c\u5316\u7387\u63d0\u534722%\u3002<\/p>\n<p>\u516b\uff0e\u65b0\u5174\u6280\u672f\u4e0e\u672a\u6765\u51c6\u5907<\/p>\n<p>1.<strong>\u5373\u65f6\u652f\u4ed8\u7684\u6218\u7565\u5e03\u5c40<\/strong><\/p>\n<p>\u968f\u7740\u6b27\u6d32\u5373\u65f6\u652f\u4ed8\u7cfb\u7edf(SEPA Instant)\u8986\u76d6\u7387\u8fbe\u523075%\u4ee5\u4e0a\u9700\u63d0\u524d\u51c6\u5907\uff1a<\/p>\n<p>+\u8c03\u6574\u7ed3\u7b97\u6d41\u7a0b\u9002\u5e947\u00d724\u5c0f\u65f6\u5230\u8d26\u5468\u671f<br \/>\n+\u4fee\u6539\u5bf9\u8d26\u7cfb\u7edf\u5904\u7406\u79d2\u7ea7\u786e\u8ba4\u7684\u4ea4\u6613\u8bb0\u5f55<br \/>\n+\u8bbe\u8ba1\u65b0\u7684\u6d88\u8d39\u8005\u6c9f\u901a\u8bdd\u672f\u5f3a\u8c03\u201c\u5b9e\u65f6\u6263\u6b3e\u65e0\u9700\u9884\u6388\u6743\u201d<\/p>\n<p>2024\u5e74\u91cd\u70b9\u63a5\u5165\u76ee\u6807\u5305\u62ec\uff1a<br \/>\n0.Eurosystem\u7684TIPS\u5e73\u53f0\u76f4\u8fde<br \/>\n0.\u8377\u5170\u7684Instant Payments+<br \/>\n0.\u6ce2\u5170\u7684BLIK Express\u6269\u5927\u5e94\u7528\u573a\u666f<\/p>\n<p>2.AI\u5728\u98ce\u63a7\u4e0e\u4f53\u9a8c\u4e2d\u7684\u5e73\u8861\u5e94\u7528<\/p>\n<p>\u667a\u80fd\u51b3\u7b56\u77e9\u9635\u793a\u4f8b\uff1a<\/p>\n<pre><code class=\"language-plaintext\">\u5f53{\u65b0\u5ba2\u6237 &amp;\u9ad8\u4ef7\u503c\u8ba2\u5355&amp;\u975e\u5e38\u7528IP}\u65f6:\r\n  \u542f\u7528\u589e\u5f3a\u9a8c\u8bc1\u4f46\u63d0\u4f9b\u89c6\u9891\u5ba2\u670d\u5feb\u901f\u901a\u9053\r\n  \r\n\u5f53{\u8001\u5ba2\u6237&amp;\u4f4e\u91d1\u989d&amp;\u5e38\u7528\u8bbe\u5907}\u65f6:\r\n  \u8df3\u8fc7\u989d\u5916\u9a8c\u8bc1\u76f4\u63a5\u4f7f\u7528\u4ee4\u724c\u5316\u5361\u7247\u5b8c\u6210\r\n  \r\n\u5f53{\u4e2d\u7b49\u98ce\u9669\u8bc4\u5206}\u65f6:\r\n  \u52a8\u6001\u8c03\u6574SCA\u8981\u6c42\u5f3a\u5ea6\u57fa\u4e8e\u5b9e\u65f6\u5a01\u80c1\u60c5\u62a5\u66f4\u65b0\u9608\u503c\u53c2\u6570```\r\n\r\n\u540c\u65f6\u5229\u7528\u673a\u5668\u5b66\u4e60\u9884\u6d4b\u6700\u4f73\u4ed8\u6b3e\u65b9\u5f0f\u6392\u5e8f\u2014\u2014\u6839\u636e\u7528\u6237\u7279\u5f81\u5728\u7ed3\u8d26\u9875\u9762\u4e2a\u6027\u5316\u5c55\u793a\u6210\u529f\u7387\u6700\u9ad8\u7684\u524d\u4e09\u79cd\u9009\u9879\u3002\r\n\r\n\r\n\u4e5d\uff0e\u5408\u89c4\u6846\u67b6\u7684\u524d\u77bb\u6027\u7ba1\u7406\r\n\r\n\r\n\u5e94\u5bf92025\u5e74\u76d1\u7ba1\u8d8b\u52bf:\r\n\r\n\u25c9PSD3\u9884\u6848:\u5df2\u7ecf\u5f00\u59cb\u6d4b\u8bd5\u53ef\u53d8\u7ecf\u5e38\u6027\u4ed8\u6b3e(Variable Recurring Payments)\u63a5\u53e3\r\n \r\n\u25c9\u6570\u5b57\u6b27\u5143\u8bd5\u9a8c:\u53c2\u4e0eECB\u6c99\u7bb1\u4e86\u89e3\u592e\u884c\u6570\u5b57\u8d27\u5e01\u7684\u6280\u672f\u8981\u6c42\r\n \r\n\u25c9\u78b3\u8db3\u8ff9\u62ab\u9732:\u8ba1\u7b97\u6bcf\u7b14\u4ea4\u6613\u7684\u7b49\u6548\u78b3\u6392\u653e\u5e76\u5728\u786e\u8ba4\u9875\u9762\u5c55\u793a\u73af\u4fdd\u8d21\u732e\r\n\r\n\r\n\r\n\u5efa\u7acb\u6cd5\u89c4\u8ffd\u8e2a\u4eea\u8868\u76d8\u91cd\u70b9\u5173\u6ce8:\r\n-France\u7684\u6570\u5b57\u670d\u52a1\u7a0e\u6269\u5c55\u6761\u6b3e   \r\n-DSA\u5bf9\u5927\u578b\u5e73\u53f0\u7684\u65b0\u4e49\u52a1\u53ef\u80fd\u5f71\u54cd\u5185\u7f6e\u652f\u4ed8\u6d41\u7a0b   \r\n-BEI\u7eff\u8272\u91d1\u878d\u6807\u51c6\u4e2d\u53ef\u6301\u7eed\u7535\u5546\u7684\u76f8\u5173\u6307\u6807\r\n\r\n\r\n\r\n\r\n#\u7ed3\u8bba\uff1a\u6784\u5efa\u97e7\u6027\u589e\u957f\u7684\u6b27\u6d32\u652f\u4ed8\u751f\u6001\r\n\r\n\r\n\r\n\u63d0\u9ad8\u6b27\u6d32\u5e02\u573a\u652f\u4ed8\u6210\u529f\u7387\u4e0d\u662f\u4e00\u6b21\u6027\u9879\u76ee\u800c\u662f\u9700\u8981\u6301\u7eed\u8fed\u4ee3\u7684\u7cfb\u7edf\u5de5\u7a0b\u3002\u6210\u529f\u7684\u5546\u5bb6\u901a\u5e38\u5177\u5907\u4ee5\u4e0b\u7279\u5f81:\r\n\r\n\r\n\r\n\u2705\u91c7\u7528\u6df7\u5408\u67b6\u6784\u65e2\u4fdd\u6301\u5168\u7403\u7edf\u4e00\u7ed3\u7b97\u53c8\u5141\u8bb8\u672c\u5730\u7075\u6d3b\u9002\u914d  \r\n  \r\n\u2705\u8bbe\u7acb\u4e13\u804c\u7684&quot;\u672c\u5730\u5316\u7ecf\u7406&quot;\u5c97\u4f4d\u8d1f\u8d23\u6df1\u5165\u7406\u89e3\u533a\u57df\u5dee\u5f02  \r\n  \r\n\u2705\u4e0e\u6280\u672f\u4f9b\u5e94\u5546\u5efa\u7acb\u6218\u7565\u4f19\u4f34\u5173\u7cfb\u800c\u975e\u5355\u7eaf\u91c7\u8d2d\u5173\u7cfb  \r\n  \r\n\u2705\u5c06&quot;\u7b2c\u4e00\u6b21\u5c31\u6210\u529f&quot;(First-Time Success Rate)\u7eb3\u5165\u5404\u90e8\u95e8KPI\u8003\u6838\u8303\u56f4\r\n\r\n\r\n\r\n\u6700\u7ec8\u4f18\u5316\u7684\u4e0d\u4ec5\u662f\u6280\u672f\u53c2\u6570\u66f4\u662f\u8de8\u6587\u5316\u4fe1\u4efb\u4f53\u9a8c\u2014\u2014\u5f53\u610f\u5927\u5229\u7528\u6237\u80fd\u50cf\u4f7f\u7528\u672c\u56fd\u7535\u5546\u4e00\u6837\u987a\u7545\u5b8c\u6210\u8d2d\u4e70\u5f53\u4e2d\u6b27\u5c0f\r\n<\/code><\/pre>","protected":false},"excerpt":{"rendered":"<p>\u6b27\u6d32\u652f\u4ed8\u5982\u4f55\u63d0\u9ad8\u652f\u4ed8\u6210\u529f\u7387\uff1a\u5173\u952e\u7b56\u7565\u4e0e\u4f18\u5316\u6307\u5357 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