{"id":2638,"date":"2025-05-13T10:59:19","date_gmt":"2025-05-13T02:59:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2638"},"modified":"2025-05-13T10:59:19","modified_gmt":"2025-05-13T02:59:19","slug":"%e9%98%bf%e8%81%94%e9%85%8b%e3%80%81%e6%b2%99%e7%89%b9%e5%b8%b8%e7%94%a8%e7%9a%84%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/05\/13\/%e9%98%bf%e8%81%94%e9%85%8b%e3%80%81%e6%b2%99%e7%89%b9%e5%b8%b8%e7%94%a8%e7%9a%84%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f\/","title":{"rendered":"\u041a\u0430\u043a\u0438\u0435 \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u043d\u044b\u0435 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u044e\u0442\u0441\u044f \u0432 \u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438?"},"content":{"rendered":"<p>\u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f, \u043a\u0430\u043a \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438 \u0440\u0430\u0437\u0432\u0438\u0442\u044b\u0435 \u0441\u0442\u0440\u0430\u043d\u044b \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430, \u0438\u043c\u0435\u044e\u0442 \u0445\u043e\u0440\u043e\u0448\u043e \u043e\u0442\u043b\u0430\u0436\u0435\u043d\u043d\u044b\u0435 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b, \u0430 \u0442\u0430\u043a\u0436\u0435 \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0437\u0432\u0438\u0432\u0430\u044e\u0442 \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u0438 \u0432 \u0441\u0444\u0435\u0440\u0435 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. \u041d\u0438\u0436\u0435 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u044b \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043c\u0435\u0442\u043e\u0434\u044b, \u0448\u0438\u0440\u043e\u043a\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u043c\u044b\u0435 \u0432 \u043e\u0431\u0435\u0438\u0445 \u0441\u0442\u0440\u0430\u043d\u0430\u0445:<\/p>\n<hr>\n<h3><strong>I. \u041e\u0431\u0449\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0432 \u041e\u0431\u044a\u0435\u0434\u0438\u043d\u0435\u043d\u043d\u044b\u0445 \u0410\u0440\u0430\u0431\u0441\u043a\u0438\u0445 \u042d\u043c\u0438\u0440\u0430\u0442\u0430\u0445 (\u041e\u0410\u042d)<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u0412\u044b\u0433\u043e\u0434\u0430<\/strong><\/p>\n<ul>\n<li>\u0421\u0438\u0441\u0442\u0435\u043c\u0430 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432 \u041e\u0410\u042d, \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0449\u0430\u044f \u043c\u0435\u0436\u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438, \u0448\u0438\u0440\u043e\u043a\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0435\u0442\u0441\u044f \u0434\u043b\u044f \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0438 \u043e\u0444\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.<\/li>\n<li>\u041f\u043b\u0430\u0442\u0435\u0436 \u0434\u043e\u043b\u0436\u0435\u043d \u0431\u044b\u0442\u044c \u0430\u0432\u0442\u043e\u0440\u0438\u0437\u043e\u0432\u0430\u043d \u0447\u0435\u0440\u0435\u0437 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u0438\u043b\u0438 \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442-\u0431\u0430\u043d\u043a\u0438\u043d\u0433.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>eDirham<\/strong><\/p>\n<ul>\n<li>\u041f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b\u043e \u0441\u0438\u0441\u0442\u0435\u043c\u0443 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u043e\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043c\u043e\u0436\u043d\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0434\u043b\u044f \u043e\u043f\u043b\u0430\u0442\u044b \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u043f\u043e\u0448\u043b\u0438\u043d, \u043f\u0440\u043e\u0435\u0437\u0434\u0430 \u0432 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u043c \u0442\u0440\u0430\u043d\u0441\u043f\u043e\u0440\u0442\u0435 \u0438 \u0434\u0440\u0443\u0433\u0438\u0445 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Mashreq Pay<\/strong> \/ <strong>ENBD Pay<\/strong><\/p>\n<ul>\n<li>\u041c\u0435\u0441\u0442\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u0438 (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, Mashreq Bank, Emirates NBD) \u0437\u0430\u043f\u0443\u0441\u0442\u0438\u043b\u0438 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0434\u043b\u044f \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u043e\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u0441\u0432\u0438\u0447\u0430 \u0438 P2P-\u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Apple Pay \u0438 Samsung Pay (\u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f \u0432 \u043b\u043e\u043a\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044e)<\/strong><\/p>\n<ul>\n<li>\u0411\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0448\u0438\u0440\u043e\u043a\u043e\u043c\u0443 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0443 \u0441 \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u0431\u0430\u043d\u043a\u0430\u043c\u0438, \u043e\u043f\u043b\u0430\u0442\u0430 \u0447\u0435\u0440\u0435\u0437 NFC \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u0435\u043d\u0430 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0430 \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u0432\u044f\u0437\u043a\u0438 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u044b.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u0414\u0440\u0443\u0433\u0438\u0435 \u043a\u0430\u0440\u0442\u043e\u0447\u043d\u044b\u0435 \u0441\u0435\u0442\u0438<\/strong>::<\/p>\n<ul>\n<li><em>KNET<\/em>(\u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u043e\u0435 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u041a\u0443\u0432\u0435\u0439\u0442\u0430),<em>\u041c\u0438\u0437\u0430<\/em>(\u0415\u0433\u0438\u043f\u0435\u0442\u0441\u043a\u0438\u0435 \u043a\u0430\u0440\u0442\u044b \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u043e\u0432\u0430\u043d\u044b, \u043d\u043e \u0434\u043e\u0441\u0442\u0443\u043f\u043d\u044b \u0434\u043b\u044f \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0441\u0446\u0435\u043d).<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. \u041e\u0431\u0449\u0438\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u0432 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>\u041f\u043b\u0430\u0442\u0435\u0436\u043d\u0430\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u0430 SADAD<\/strong><\/p>\n<ul>\n<li>\u041d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u0430\u044f \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u043e\u043f\u043b\u0430\u0442\u044b \u0441\u0447\u0435\u0442\u043e\u0432 \u043f\u043e\u0434 \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e\u043c \u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438, \u043e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u044e\u0449\u0430\u044f \u043e\u043f\u043b\u0430\u0442\u0443 \u043a\u043e\u043c\u043c\u0443\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433 \u0438 \u0448\u043a\u043e\u043b\u044c\u043d\u044b\u0445 \u0441\u0431\u043e\u0440\u043e\u0432.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u043c\u0430\u0434\u0430<\/strong> (\u0440\u0430\u043d\u0435\u0435 Saudi Payments Network)<\/p>\n<ul>\n<li>\u041c\u0435\u0441\u0442\u043d\u0430\u044f \u0441\u0435\u0442\u044c \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u0445 \u043a\u0430\u0440\u0442 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438, \u043f\u043e\u0447\u0442\u0438 \u0432\u0441\u0435 POS- \u0438 \u043e\u043d\u043b\u0430\u0439\u043d-\u0442\u043e\u0440\u0433\u043e\u0432\u0446\u044b \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442 \u043e\u043f\u043b\u0430\u0442\u0443 \u043a\u0430\u0440\u0442\u0430\u043c\u0438 mada. \u0418\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0445 \u043a\u0430\u0440\u0442 (Visa\/Mastercard) \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u043e \u0432 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0441\u043b\u0443\u0447\u0430\u044f\u0445.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>STC Pay<\/em> \/ <em>\u0410\u043b\u0438\u043d\u043c\u0430 \u041f\u044d\u0439<\/em> \/ <em>SPAN<\/em> (SARIE)<\/p>\n<ul>\n<li><em>STC Pay<\/em>: \u0422\u0435\u043b\u0435\u043a\u043e\u043c\u043c\u0443\u043d\u0438\u043a\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0439 \u0433\u0438\u0433\u0430\u043d\u0442 STC \u0438\u043c\u0435\u0435\u0442 \u043f\u043e\u0434 \u0441\u0432\u043e\u0438\u043c \u043d\u0430\u0447\u0430\u043b\u043e\u043c \u0431\u043e\u043b\u0435\u0435 8 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u043e\u0432;\n<p><em>SARIE<\/em>: \u041a\u043b\u0438\u0440\u0438\u043d\u0433\u043e\u0432\u0430\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0430, \u0440\u0430\u0431\u043e\u0442\u0430\u044e\u0449\u0430\u044f \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438, \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0438\u0432\u0430\u0435\u0442 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b;<\/p>\n<p><em>\u0410\u043b\u0438\u043d\u043c\u0430 \u0411\u0430\u043d\u043a<\/em>\u0438 \u0434\u0440\u0443\u0433\u0438\u0435 \u0431\u0430\u043d\u043a\u0438 \u0442\u0430\u043a\u0436\u0435 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0442 \u0441\u0432\u043e\u0438 \u0441\u043e\u0431\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0434\u043b\u044f \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em><strong>Apple Pay \u0438 Google Pay<\/strong><\/em> (\u0421\u0432\u044f\u0437\u0430\u043d\u043d\u0430\u044f \u043a\u0430\u0440\u0442\u0430 \u041c\u0430\u0434\u0430):<br \/>\n\u041f\u043e\u0441\u043b\u0435 2021 \u0433\u043e\u0434\u0430 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0441\u0442\u044c \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e\u0441\u0442\u0438 \u043a\u0430\u0440\u0442 mada \u0441\u0442\u0430\u043b\u0430 \u0432\u044b\u0448\u0435;<\/p>\n<\/li>\n<\/ol>\n<p>5.<strong>\u0440\u0430\u0437\u0432\u0438\u0432\u0430\u044e\u0449\u0430\u044f\u0441\u044f \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u044f<\/strong>:: \u0422\u0430\u043a\u0438\u0435 \u0441\u0435\u0440\u0432\u0438\u0441\u044b BNPL, \u043a\u0430\u043a Tamara (\u0430\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u044b\u0439 Afterpay) \u0438 Tabby, \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0441\u0442\u0443\u0442 \u043d\u0430 \u043c\u0435\u0441\u0442\u043d\u043e\u043c \u0440\u044b\u043d\u043a\u0435, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0441\u0440\u0435\u0434\u0438 \u043c\u043e\u043b\u043e\u0434\u043e\u0433\u043e \u043d\u0430\u0441\u0435\u043b\u0435\u043d\u0438\u044f.<\/p>\n<hr>\n<p>\u041e\u0431\u0449\u0438\u0435 \u0442\u0440\u0435\u0445\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0435\/\u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b.<\/p>\n<ul>\n<li>\u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f \u0442\u0435\u0441\u043d\u043e \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0430\u044e\u0442 \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0444\u0438\u043d\u0442\u0435\u0445\u0430, \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440.<br \/>\n\u0412\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u0432 \u043c\u0430\u0441\u0448\u0442\u0430\u0431\u0430\u0445 \u0432\u0441\u0435\u0433\u043e \u0421\u0421\u0410\u0413\u041f\u0417 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e, \u043d\u043e \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043f\u043e\u0434\u0442\u0432\u0435\u0440\u0434\u0438\u0442\u044c \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u0435 \u043a\u0430\u043d\u0430\u043b\u044b.<br \/>\n-\u041c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043a\u0430\u043d\u0430\u043b\u044b \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432: \u0442\u0430\u043a\u0438\u0435 \u043e\u0431\u043c\u0435\u043d\u043d\u044b\u0435 \u043f\u0443\u043d\u043a\u0442\u044b, \u043a\u0430\u043a UAE Exchange, \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u0438\u043c\u0435\u044e\u0442 \u0441\u0432\u043e\u044e \u0434\u043e\u043b\u044e.<\/li>\n<\/ul>\n<p>\u041f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f\u043c \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442\u0441\u044f \u043e\u0442\u0434\u0430\u0432\u0430\u0442\u044c \u043f\u0440\u0435\u0434\u043f\u043e\u0447\u0442\u0435\u043d\u0438\u0435 \u0432\u044b\u0448\u0435\u043f\u0435\u0440\u0435\u0447\u0438\u0441\u043b\u0435\u043d\u043d\u044b\u043c \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c \u043c\u0435\u0442\u043e\u0434\u0430\u043c \u0438 \u043e\u0431\u0440\u0430\u0449\u0430\u0442\u044c \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043d\u0430 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044e (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u043e\u043d\u043d\u044b\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f SAMA \u0432 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438) \u043f\u0440\u0438 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0438 \u0434\u043e\u0441\u0442\u0443\u043f\u0430 \u043a \u043d\u0438\u043c.<\/p>\n<h3><strong>IV \u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e\u0441\u0442\u0438 \u0438 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u0438 \u0432 \u044d\u043a\u043e\u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0432 \u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/strong><\/h3>\n<h4><strong>1. \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0435 \u043f\u043e\u043e\u0449\u0440\u0435\u043d\u0438\u0435 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0441\u0442\u0438 (\u0438\u043d\u0438\u0446\u0438\u0430\u0442\u0438\u0432\u044b \u043f\u043e \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u043c\u0443 \u0440\u0430\u0441\u0447\u0435\u0442\u0443)<\/strong><\/h4>\n<ul>\n<li><strong>\u041e\u0410\u042d<\/strong>: \u041f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e \u0414\u0443\u0431\u0430\u044f \u043f\u0440\u0438\u0441\u0442\u0443\u043f\u0438\u043b\u043e \u043a \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0438 \"\u0423\u043c\u043d\u044b\u0439 \u0414\u0443\u0431\u0430\u0439\", \u0446\u0435\u043b\u044c\u044e \u043a\u043e\u0442\u043e\u0440\u043e\u0439 \u044f\u0432\u043b\u044f\u0435\u0442\u0441\u044f \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u0435 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0433\u043e \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0430 \u043a 2030 \u0433\u043e\u0434\u0443.<\/li>\n<li><strong>\u0430\u0431\u0431\u0440\u0435\u0432\u0438\u0430\u0442\u0443\u0440\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/strong>: \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 \"\u0412\u0438\u0434\u0435\u043d\u0438\u0435 2030\" \u0441\u043f\u043e\u0441\u043e\u0431\u0441\u0442\u0432\u0443\u0435\u0442 \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044e \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439, \u0438 \u0434\u043e\u043b\u044f \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439 \u0443\u0436\u0435 \u043f\u0440\u0435\u0432\u044b\u0448\u0430\u0435\u0442 60%.<\/li>\n<\/ul>\n<h4><strong>2. \u0432\u0437\u0440\u044b\u0432\u043d\u043e\u0439 \u0440\u043e\u0441\u0442 BNPL (\u043f\u043e\u043a\u0443\u043f\u0430\u0439 \u0441\u0435\u0439\u0447\u0430\u0441, \u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0442\u043e\u043c)<\/strong><\/h4>\n<ul>\n<li>\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f \u0438 \u041e\u0410\u042d \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f \u043d\u0430\u0438\u0431\u043e\u043b\u0435\u0435 \u0430\u043a\u0442\u0438\u0432\u043d\u044b\u043c\u0438 \u0440\u044b\u043d\u043a\u0430\u043c\u0438 \u0434\u043b\u044f BNPL \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435, \u0433\u0434\u0435 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c\u0438 \u0438\u0433\u0440\u043e\u043a\u0430\u043c\u0438 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f:\n<ul>\n<li><strong>\u0422\u0430\u043c\u0430\u0440\u0430<\/strong>(\u041a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0430\u044f \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 BNPL \u0432 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438)<\/li>\n<li><strong>\u0422\u0430\u0431\u0431\u0438<\/strong>(\u0428\u0442\u0430\u0431-\u043a\u0432\u0430\u0440\u0442\u0438\u0440\u0430 \u0432 \u041e\u0410\u042d, \u043e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u0435\u0442 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0441\u0442\u0440\u0430\u043d \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430)<\/li>\n<li><strong>Spotii<\/strong> (\u0418\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u043e\u0432\u0430\u043d\u0430 \u0432 Tabby \u043f\u043e\u0441\u043b\u0435 \u043f\u0440\u0438\u043e\u0431\u0440\u0435\u0442\u0435\u043d\u0438\u044f)<\/li>\n<\/ul>\n<\/li>\n<li><em>\u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u0435 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0438<\/em>: \u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f, \u043f\u0440\u0435\u0434\u043c\u0435\u0442\u044b \u0440\u043e\u0441\u043a\u043e\u0448\u0438, \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u0438\u043a\u0430 \u0432 \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0443.<\/li>\n<\/ul>\n<h4><strong>3. \u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0435 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 (\u0441\u0432\u044f\u0437\u044c GCC)<\/strong><\/h4>\n<ul>\n<li>\u041d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0441\u0442\u0440\u0430\u043d\u044b \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430 \u043f\u0440\u043e\u0434\u0432\u0438\u0433\u0430\u044e\u0442\u0441\u044f \u0432\u043f\u0435\u0440\u0435\u0434 \u0432 \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u0438 \u0432\u0437\u0430\u0438\u043c\u043e\u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0441\u0438\u0441\u0442\u0435\u043c:\n<ul>\n<li><em>AFAQ<\/em>(\u0421\u0445\u0435\u043c\u0430 \u0443\u043d\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u043a\u0430\u0440\u0442 \u0441\u0442\u0440\u0430\u043d \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430)<\/li>\n<li><em>SARIE<\/em> (\u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u043e\u0433\u043e \u043a\u043b\u0438\u0440\u0438\u043d\u0433\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438) \u0441 \u0441\u0438\u0441\u0442\u0435\u043c\u043e\u0439 \u041e\u0410\u042d<em>IPS<\/em> (\u0421\u0438\u0441\u0442\u0435\u043c\u0430 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439) \u0432 \u0441\u0442\u044b\u043a\u043e\u0432\u043e\u0447\u043d\u043e\u043c \u0442\u0435\u0441\u0442\u0435<\/li>\n<\/ul>\n<\/li>\n<li><em>\u0432\u043b\u0438\u044f\u0442\u044c (\u043e\u0431\u044b\u0447\u043d\u043e \u043d\u0435\u0433\u0430\u0442\u0438\u0432\u043d\u043e)<\/em>: \u0412 \u0431\u0443\u0434\u0443\u0449\u0435\u043c \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u044b \u0431\u0435\u0441\u0448\u043e\u0432\u043d\u044b\u0435 \u0432\u043d\u0443\u0442\u0440\u0438\u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b, \u0430\u043d\u0430\u043b\u043e\u0433\u0438\u0447\u043d\u044b\u0435 SEPA.<\/li>\n<\/ul>\n<hr>\n<h3><strong>V. \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438 \u0434\u043e\u0441\u0442\u0443\u043f\u0430<\/strong><\/h3>\n<p>\u0415\u0441\u043b\u0438 \u0432\u0430\u0448\u0435\u043c\u0443 \u0431\u0438\u0437\u043d\u0435\u0441\u0443 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0432\u044b\u0439\u0442\u0438 \u043d\u0430 \u044d\u0442\u0438 \u0434\u0432\u0430 \u0440\u044b\u043d\u043a\u0430, \u0441\u043e\u0441\u0440\u0435\u0434\u043e\u0442\u043e\u0447\u044c\u0442\u0435\u0441\u044c \u043d\u0430 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0435\u043c:<\/p>\n<h4><strong>(1) \u041c\u0435\u0441\u0442\u043d\u044b\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043a \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044e<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u043d\u0430\u0446\u0438\u0438<\/th>\n<th>\u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0438\u043d\u0441\u0442\u0438\u0442\u0443\u0442\u044b<\/th>\n<th>\u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0435\u0440\u0435\u0436\u0435\u043d\u0438\u0435<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0430\u0431\u0431\u0440\u0435\u0432\u0438\u0430\u0442\u0443\u0440\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/td>\n<td>SAMA (\u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0431\u0430\u043d\u043a), SFDA (\u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f \u043d\u0430 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0443\u044e \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044e)<\/td>\n<td>\u0422\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f PSP; \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u043f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442 \u043a\u0430\u0440\u0442\u044b mada<\/td>\n<\/tr>\n<tr>\n<td>\u041e\u0410\u042d<\/td>\n<td>\u0426\u0411\u0423\u0410\u042d (\u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u044b\u0439 \u0431\u0430\u043d\u043a)<\/td>\n<td>\u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0438 \u0442\u0440\u0435\u0431\u0443\u044e\u0442 \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u043e\u0439 \u043a\u0432\u0430\u043b\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(2) \u0422\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u043f\u0443\u043d\u043a\u0442\u044b \u0430\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u0438<\/strong><\/h4>\n<ul>\n<li>\u2705 \u0414\u043e\u043b\u0436\u0435\u043d \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0442\u044c:\n<ol>\n<li>mada card (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)\/Benefit (\u041e\u0410\u042d)<\/li>\n<li>STC Pay\/Tamara \u0438 \u0434\u0440\u0443\u0433\u0438\u0435 \u0432\u044b\u0441\u043e\u043a\u043e\u0447\u0430\u0441\u0442\u043e\u0442\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f<\/li>\n<li>\u0414\u0432\u0443\u044f\u0437\u044b\u0447\u043d\u044b\u0439 \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441 AR\/EN + \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u0435 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432 \u043d\u0430 \u043c\u0435\u0441\u0442\u0430\u0445<\/li>\n<\/ol>\n<\/li>\n<li>\u26a0\ufe0f \u041e\u0431\u0440\u0430\u0442\u0438\u0442\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043d\u0430 \u0440\u0435\u043b\u0438\u0433\u0438\u043e\u0437\u043d\u044b\u0435 \u0438 \u043a\u0443\u043b\u044c\u0442\u0443\u0440\u043d\u044b\u0435 \u044d\u043b\u0435\u043c\u0435\u043d\u0442\u044b \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438:<br \/>\n<em>\u0417\u0430\u043f\u0440\u0435\u0442 \u043d\u0430 \u043e\u043a\u0430\u0437\u0430\u043d\u0438\u0435 \u0443\u0441\u043b\u0443\u0433, \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0445 \u0441 \u0438\u043d\u0442\u0435\u0440\u0435\u0441\u0430\u043c\u0438<\/em>(\u0432\u043b\u0438\u044f\u044e\u0449\u0438\u0435 \u043d\u0430 \u043a\u043e\u043d\u0441\u0442\u0440\u0443\u043a\u0446\u0438\u044e \u0438\u0437\u0434\u0435\u043b\u0438\u0439 \u0432 \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0443)<\/li>\n<\/ul>\n<hr>\n<p>VI. \u0411\u0443\u0434\u0443\u0449\u0438\u0435 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u0439, \u0437\u0430\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u044e\u0449\u0438\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u044f<br \/>\n1.<strong>\u041f\u0438\u043b\u043e\u0442\u043d\u044b\u0439 \u043f\u0440\u043e\u0435\u043a\u0442 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u0432\u0430\u043b\u044e\u0442\u044b<\/strong>:<br \/>\n\u0426\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u0434\u0438\u0440\u0445\u0430\u043c \u041e\u0410\u042d (CBDC), \u043f\u0440\u043e\u0435\u043a\u0442 Aber \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438 \u0441 BIS;<br \/>\n2.<strong>\u0418\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f \u0441 \u0441\u0443\u043f\u0435\u0440\u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u043c\u0438 \u0434\u043b\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/strong>:<br \/>\n\u041d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, Careem (\u043e\u043d\u043b\u0430\u0439\u043d-\u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u044c + \u043a\u043e\u0448\u0435\u043b\u0435\u043a), Noon (\u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f + \u0444\u0438\u043d\u0430\u043d\u0441\u044b);<br \/>\n3.<strong>\u0418\u0441\u043b\u0430\u043c\u0441\u043a\u0438\u0439 \u0444\u0438\u043d\u0442\u0435\u0445<\/strong>(\u0425\u0430\u043b\u044f\u043b\u044c \u0424\u0438\u043d\u0442\u0435\u0445).<br \/>\n\u0418\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u0435\/\u0441\u0442\u0440\u0430\u0445\u043e\u0432\u044b\u0435 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u044b, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c \u0448\u0430\u0440\u0438\u0430\u0442\u0430, \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0437\u0432\u0438\u0432\u0430\u044e\u0442\u0441\u044f;<\/p>\n<p>\u0414\u0435\u0442\u0430\u043b\u0438 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u043d\u044b \u0434\u0430\u043b\u0435\u0435, \u0435\u0441\u043b\u0438 \u044d\u0442\u043e \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0434\u043b\u044f \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0433\u043e \u0442\u0438\u043f\u0430 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u044f!<\/p>","protected":false},"excerpt":{"rendered":"<p>\u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f, \u043a\u0430\u043a \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u0438 \u0440\u0430\u0437\u0432\u0438\u0442\u044b\u0435 \u0441\u0442\u0440\u0430\u043d\u044b \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430, \u0438\u043c\u0435\u044e\u0442 \u0441\u043b\u043e\u0436\u043d\u044b\u0435 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0438\u0441\u0442\u0435\u043c\u044b...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2638","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u963f\u8054\u914b\u3001\u6c99\u7279\u5e38\u7528\u7684\u672c\u5730\u652f\u4ed8\u7cfb\u7edf\u6709\u54ea\u4e9b\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, 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