\u0421 \u0431\u044b\u0441\u0442\u0440\u044b\u043c \u0440\u043e\u0441\u0442\u043e\u043c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u043d\u0430 \u0444\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0441\u043a\u043e\u043c \u0440\u044b\u043d\u043a\u0435 \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043c\u0435\u0441\u0442\u043d\u044b\u043c \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f\u043c \u0443\u0434\u043e\u0431\u043d\u044b\u0445 \u0438 \u043b\u043e\u043a\u0430\u043b\u0438\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u0441\u043f\u043e\u0441\u043e\u0431\u043e\u0432 \u043e\u043f\u043b\u0430\u0442\u044b \u0441\u0442\u0430\u043b\u043e \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u043c \u0444\u0430\u043a\u0442\u043e\u0440\u043e\u043c \u0443\u0441\u043f\u0435\u0445\u0430 \u0434\u043b\u044f \u0431\u0438\u0437\u043d\u0435\u0441\u0430. \u0418\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f \u0441 \u0432\u0435\u0434\u0443\u0449\u0438\u043c\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c\u0438 API \u043d\u0430 \u0424\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0430\u0445 \u043f\u043e\u0437\u0432\u043e\u043b\u0438\u0442 \u0432\u0430\u043c \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u044b\u043c \u043c\u0435\u0441\u0442\u043d\u044b\u043c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u043c \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0430\u043c \u0438 \u0441\u0435\u0440\u0432\u0438\u0441\u0430\u043c \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432, \u0442\u0430\u043a\u0438\u043c \u043a\u0430\u043a GCash, PayMaya, Dragonpay \u0438 \u0442. \u0434., \u0447\u0442\u043e \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u043e\u0432\u044b\u0441\u0438\u0442 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u044e \u0438 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0438\u0440\u0443\u0435\u0442 \u0440\u0430\u0431\u043e\u0442\u0443 \u0441 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f\u043c\u0438.<\/p>\n
\u0412 \u044d\u0442\u043e\u043c \u0440\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u0435 \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u043e \u043e\u043f\u0438\u0441\u044b\u0432\u0430\u0435\u0442\u0441\u044f \u0432\u0435\u0441\u044c \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043e\u0442 \u043f\u0440\u0435\u0434\u0432\u0430\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u043f\u043e\u0434\u0433\u043e\u0442\u043e\u0432\u043a\u0438 \u0434\u043e \u0444\u0438\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0438 \u0437\u0430\u043f\u0443\u0441\u043a\u0430 \u0432 \u044d\u043a\u0441\u043f\u043b\u0443\u0430\u0442\u0430\u0446\u0438\u044e, \u0447\u0442\u043e \u043f\u043e\u043c\u043e\u0436\u0435\u0442 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a\u0430\u043c \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e \u0437\u0430\u0432\u0435\u0440\u0448\u0438\u0442\u044c \u0440\u0430\u0431\u043e\u0442\u0443 \u043f\u043e \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044e \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441\u0430 \u0444\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0441\u043a\u043e\u0439 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b.<\/p>\n
\u041f\u0440\u0435\u0436\u0434\u0435 \u0447\u0435\u043c \u043f\u0440\u0438\u0441\u0442\u0443\u043f\u0430\u0442\u044c \u043a \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u043e\u043c\u0443 \u0432\u0437\u0430\u0438\u043c\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044e, \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043e\u0437\u043d\u0430\u043a\u043e\u043c\u0438\u0442\u044c\u0441\u044f \u0441 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c\u0438 \u043a\u0430\u043d\u0430\u043b\u0430\u043c\u0438 \u043d\u0430 \u0444\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0441\u043a\u043e\u043c \u0440\u044b\u043d\u043a\u0435:<\/p>\n
\u041f\u043e\u0441\u0435\u0442\u0438\u0442\u0435 \u043f\u043e\u0440\u0442\u0430\u043b \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a\u043e\u0432 \u0446\u0435\u043b\u0435\u0432\u043e\u0439 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b, \u0447\u0442\u043e\u0431\u044b \u0437\u0430\u0440\u0435\u0433\u0438\u0441\u0442\u0440\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0443\u0447\u0435\u0442\u043d\u0443\u044e \u0437\u0430\u043f\u0438\u0441\u044c \u0438 \u043f\u043e\u0434\u0430\u0442\u044c \u0437\u0430\u044f\u0432\u043a\u0443 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u043a\u043b\u044e\u0447\u0430 API:<\/p>\n
\u0412\u043d\u0438\u043c\u0430\u0442\u0435\u043b\u044c\u043d\u043e \u043f\u0440\u043e\u0447\u0438\u0442\u0430\u0439\u0442\u0435 \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0430\u0446\u0438\u044e, \u0447\u0442\u043e\u0431\u044b \u0443\u0437\u043d\u0430\u0442\u044c \u0432\u0430\u0436\u043d\u0443\u044e \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044e, \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043e \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u0430\u0445 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 (\u043e\u0431\u044b\u0447\u043d\u043e OAuth 2.0), \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f\u0445 \u0447\u0430\u0441\u0442\u043e\u0442\u044b \u0437\u0430\u043f\u0440\u043e\u0441\u043e\u0432 \u0438 \u043e\u043f\u0438\u0441\u0430\u043d\u0438\u0438 \u043a\u043e\u0434\u043e\u0432 \u043e\u0448\u0438\u0431\u043e\u043a.<\/p>\n
\u0423\u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u044b\u0435 \u0431\u0438\u0431\u043b\u0438\u043e\u0442\u0435\u043a\u0438 SDK \u0438\u043b\u0438 HTTP-\u043a\u043b\u0438\u0435\u043d\u0442\u0430 \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0432\u0430\u0448\u0438\u043c \u0441\u0442\u0435\u043a\u043e\u043c \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439 \u0431\u044d\u043a\u0435\u043d\u0434\u0430:<\/p>\n
\u041f\u0440\u0438\u043c\u0435\u0440 # \u043d\u0430 Python (pip install)
\r\npip install requests python-dotenv cryptography
\r\n<\/code><\/pre>\n\/\/ \u041f\u0440\u0438\u043c\u0435\u0440 Node.js (npm install)
\r\nnpm install axios dotenv crypto-js
\r\n<\/code><\/pre>\n\u0423\u0431\u0435\u0434\u0438\u0442\u0435\u0441\u044c, \u0447\u0442\u043e \u0441\u0435\u0440\u0432\u0435\u0440 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u043c \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c:<\/p>\n
2.2 \u041d\u0430\u0441\u0442\u0440\u043e\u0439\u043a\u0430 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0433\u043e \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441\u0430<\/h2>\n
\u0412\u0441\u0435 API Philippine Payments \u0442\u0440\u0435\u0431\u0443\u044e\u0442 \u0441\u0442\u0440\u043e\u0433\u043e\u0439 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438, \u0442\u0438\u043f\u0438\u0447\u043d\u044b\u0435 \u043a\u043e\u043d\u0444\u0438\u0433\u0443\u0440\u0430\u0446\u0438\u0438 \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0442 \u0432 \u0441\u0435\u0431\u044f:<\/p>\n
\/\/ \u041a\u043e\u043d\u0444\u0438\u0433\u0443\u0440\u0430\u0446\u0438\u044f \u043f\u0435\u0440\u0435\u043c\u0435\u043d\u043d\u044b\u0445 \u043e\u043a\u0440\u0443\u0436\u0435\u043d\u0438\u044f (\u0444\u0430\u0439\u043b.env)
\r\nPAYMAYA_API_KEY=live_yourapikey123
\r\nGCASH_MERCHANT_ID=M123456789
\r\nDRAGONPAY_SECRET_KEY=dp_encryption_key_2023
\r\n
\r\n\/\/ \u041f\u0440\u0438\u043c\u0435\u0440 \u0437\u0430\u0433\u043e\u043b\u043e\u0432\u043a\u0430 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u0432 Node.js
\r\nconst headers = {
\r\n '\u0410\u0432\u0442\u043e\u0440\u0438\u0437\u0430\u0446\u0438\u044f': `Bearer ${process.env.PAYMAYA_API_KEY}`,
\r\n 'Content-Type': 'application\/json',
\r\n 'X-Request-ID': uuidv4() \/\/ \u0443\u043d\u0438\u043a\u0430\u043b\u044c\u043d\u044b\u0439 \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u043e\u0440 \u0437\u0430\u043f\u0440\u043e\u0441\u0430
\r\n};
\r\n<\/code><\/pre>\n\u043e\u0441\u043e\u0431\u043e\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435<\/strong>::<\/p>\n\n- \u0414\u043b\u044f \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u0441\u0440\u0435\u0434 GCash \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u043e\u0442\u0434\u0435\u043b\u044c\u043d\u0430\u044f \u0437\u0430\u044f\u0432\u043a\u0430 \u043d\u0430 \u043f\u043e\u043b\u0443\u0447\u0435\u043d\u0438\u0435 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u0430 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f PCI-DSS.<\/li>\n
- Dragonpay \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0445\u044d\u0448-\u043f\u043e\u0434\u043f\u0438\u0441\u0438 SHA256 \u0434\u043b\u044f \u043f\u0430\u0440\u0430\u043c\u0435\u0442\u0440\u043e\u0432<\/li>\n
- \u0418\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u0442\u0435\u0441\u0442\u043e\u0432\u043e\u0439 \u0441\u0440\u0435\u0434\u044b PayMaya
\u043f\u0435\u0441\u043e\u0447\u043d\u0438\u0446\u0430_<\/code>\u041f\u0440\u0435\u0444\u0438\u043a\u0441\u043d\u044b\u0435 \u043a\u043b\u044e\u0447\u0438<\/li>\n<\/ul>\n2.3 \u041c\u043e\u0434\u0443\u043b\u044c \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445 \u0444\u0443\u043d\u043a\u0446\u0438\u0439<\/h3>\nA. \u0418\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441 \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0437\u0430\u043a\u0430\u0437\u043e\u0432 (\u043d\u0430 \u043f\u0440\u0438\u043c\u0435\u0440\u0435 PayMaya)<\/h4>\ndef create_payment(order_id, amount).
\r\n \u043f\u043e\u043b\u0435\u0437\u043d\u0430\u044f \u043d\u0430\u0433\u0440\u0443\u0437\u043a\u0430 = {
\r\n \"totalAmount\": {
\r\n \"\u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435\": float(amount),
\r\n \"\u0432\u0430\u043b\u044e\u0442\u0430\": \"PHP\"
\r\n },
\r\n \"requestReferenceNumber\": order_id,
\r\n \"redirectUrl\": {
\r\n \"success\": f \"https:\/\/yourdomain.com\/success?oid={order_id}\",
\r\n \"\u043e\u0442\u043a\u0430\u0437\": f \"https:\/\/yourdomain.com\/failed?oid={order_id}\"
\r\n }
\r\n }
\r\n
\r\n response = requests.post(
\r\n 'https:\/\/pg-sandbox.paymaya.com\/checkout\/v1\/checkouts',
\r\n json=payload.
\r\n \u0437\u0430\u0433\u043e\u043b\u043e\u0432\u043a\u0438={
\r\n 'Authorization': f'Basic {base64.b64encode(f\"{api_key}:\".encode()).decode()}'
\r\n })
\r\n
\r\n return response.json()['redirectUrl'] # return payment jump link
\r\n<\/code><\/pre>\nB. \u041e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u0439 Webhook (\u043f\u0440\u0438\u043c\u0435\u0440 GCash)<\/h4>\n\/\/ \u041a\u043b\u044e\u0447\u0435\u0432\u043e\u0439 \u0444\u0440\u0430\u0433\u043c\u0435\u043d\u0442 PHP-\u043a\u043e\u0434\u0430 \u0434\u043b\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u043f\u043e\u0434\u043f\u0438\u0441\u0435\u0439
\r\n$received_signature = $_SERVER['HTTP_X_GCASH_SIGNATURE'];
\r\n$payload = file_get_contents('php:\/\/input');
\r\n$computed_signature = hash_hmac('sha256', $payload, $secret_key);
\r\n
\r\n\u0435\u0441\u043b\u0438(hash_equals($computed_signature, $received_signature)){
\r\n $data = json_decode($payload);
\r\n update_order_status($data->referenceNumber, $data->status);
\r\n}
\r\n<\/code><\/pre>\n<\/h2>\n<\/h2>\n
III. \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0445 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0435\u0432 (\u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0435\u043d\u0438\u0435)<\/p>\n
3.3 \u041f\u0440\u043e\u0446\u0435\u0441\u0441 \u043e\u043f\u043b\u0430\u0442\u044b \u0432\u043d\u0435\u0431\u0438\u0440\u0436\u0435\u0432\u044b\u043c\u0438 \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u043c\u0438<\/strong><\/h3>\n\u0423\u043d\u0438\u043a\u0430\u043b\u044c\u043d\u044b\u0435 \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432 \u043c\u0430\u0433\u0430\u0437\u0438\u043d\u0430\u0445 \u043d\u0430 \u0424\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0430\u0445 \u0442\u0440\u0435\u0431\u0443\u044e\u0442 \u043e\u0441\u043e\u0431\u043e\u0433\u043e \u043f\u043e\u0434\u0445\u043e\u0434\u0430:<\/p>\n
\n- \n
\u0413\u0435\u043d\u0435\u0440\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u0448\u0442\u0440\u0438\u0445-\u043a\u043e\u0434 \u043f\u043b\u0430\u0442\u0435\u0436\u0430<\/strong><\/p>\n\/\/ \u041f\u0440\u0438\u043c\u0435\u0440 \u0433\u0435\u043d\u0435\u0440\u0430\u0446\u0438\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0433\u043e \u043a\u043e\u0434\u0430 7-Eleven \u043e\u0442 Dragonpay
\r\npublic String generateOTCReference(String amount) throws Exception {
\r\n String parameters = merchantId +\": \"+amount+\": \"+transactionId;
\r\n return Base64.getEncoder().encodeToString(
\r\n hmacSHA256(parameters.getBytes(), secretKey.getBytes())
\r\n ).substring(0,12);
\r\n}
\r\n<\/code><\/pre>\n<\/li>\n- \n
\u041e\u043f\u0440\u043e\u0441 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044f \u043e\u043f\u043b\u0430\u0442\u044b \u043f\u043e \u0441\u0447\u0435\u0442\u0447\u0438\u043a\u0443<\/strong><\/p>\n\n- CLiQQ: API \u043c\u043e\u0436\u043d\u043e \u0437\u0430\u043f\u0440\u0430\u0448\u0438\u0432\u0430\u0442\u044c \u043a\u0430\u0436\u0434\u044b\u0435 5 \u043c\u0438\u043d\u0443\u0442 (\u0434\u043d\u0435\u0432\u043d\u043e\u0439 \u043b\u0438\u043c\u0438\u0442 50).<\/li>\n
- \u041f\u0430\u043b\u0430\u0432\u0430\u043d: SMS-\u0443\u0432\u0435\u0434\u043e\u043c\u043b\u0435\u043d\u0438\u044f \u0431\u043e\u043b\u0435\u0435 \u043d\u0430\u0434\u0435\u0436\u043d\u044b \u0438 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u044e\u0442\u0441\u044f \u0432 \u043a\u0430\u0447\u0435\u0441\u0442\u0432\u0435 \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0433\u043e \u043c\u0435\u0442\u043e\u0434\u0430 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0433\u043e \u0437\u0432\u043e\u043d\u043a\u0430.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
\n<\/h2>\n
IV. \u041e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c\u043d\u044b\u0439 \u0441\u043f\u0438\u0441\u043e\u043a \u043f\u0435\u0440\u0435\u0434 \u0437\u0430\u043f\u0443\u0441\u043a\u043e\u043c<\/p>\n
\n\n\n\u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c\u043d\u044b\u0439 \u0441\u043f\u0438\u0441\u043e\u043a<\/strong><\/th>\n\u043d\u043e\u0440\u043c\u0430<\/strong><\/th>\n<\/tr>\n<\/thead>\n\n\n\u0421\u0440\u043e\u043a \u0434\u0435\u0439\u0441\u0442\u0432\u0438\u044f SSL-\u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u0430<\/td>\n \u2265 6 \u043c\u0435\u0441\u044f\u0446\u0435\u0432 \u0438 \u0432\u043a\u043b\u044e\u0447\u0430\u0435\u0442 \u0432 \u0441\u0435\u0431\u044f \u043f\u043e\u043b\u043d\u0443\u044e \u0446\u0435\u043f\u043e\u0447\u043a\u0443 \u0434\u043e\u0432\u0435\u0440\u0438\u044f<\/td>\n<\/tr>\n \n\u0421\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e\u0441\u0442\u044c \u0441 \u0432\u0435\u0440\u0441\u0438\u044f\u043c\u0438 PHP<\/td>\n \u2265 7.4 \u0438 \u043e\u0442\u043a\u043b\u044e\u0447\u0438\u0442\u0435 \u043d\u0435\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u044b\u0439 \u0430\u043b\u0433\u043e\u0440\u0438\u0442\u043c \u0445\u044d\u0448\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f (md5)<\/td>\n<\/tr>\n \n\u0424\u043e\u0440\u043c\u0430\u0442 \u0441\u0443\u043c\u043c\u044b \u0432 \u043f\u0435\u0441\u043e<\/td>\n \u0423\u0441\u0438\u043b\u0435\u043d\u0438\u0435 \u0434\u0432\u0443\u0445 \u0437\u043d\u0430\u043a\u043e\u0432 \u043f\u043e\u0441\u043b\u0435 \u0437\u0430\u043f\u044f\u0442\u043e\u0439 \u0432 JSON (\"100.00\")<\/td>\n<\/tr>\n \n\u041e\u0442\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0435 \u0438\u043c\u0435\u043d\u0438 \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u0430 GCash<\/td>\n \u2264 16 \u0441\u0438\u043c\u0432\u043e\u043b\u043e\u0432 \u0431\u0435\u0437 \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0445 \u0441\u0438\u043c\u0432\u043e\u043b\u043e\u0432<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\nV. \u0420\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u043f\u043e \u0443\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u0438\u044e \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u043d\u044b\u0445 \u043e\u0448\u0438\u0431\u043e\u043a<\/p>\n
\ud83d\udee0\ufe0f \u041a\u043e\u0434 \u043e\u0448\u0438\u0431\u043a\u0438 DP0219 (Dragonpay)<\/strong>
\n\u0432\u043e\u043f\u0440\u043e\u0441\u044b<\/em>: \u041d\u0435\u0443\u0434\u0430\u0447\u043d\u044b\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 \u0432 \u0447\u0430\u0441\u044b \u0440\u0430\u0431\u043e\u0442\u044b \u0431\u0430\u043d\u043a\u0430
\n\u0420\u0435\u0446\u0435\u043f\u0442<\/em>: \u0410\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u043f\u0435\u0440\u0435\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435 \u043d\u0430 \u043a\u0430\u043d\u0430\u043b \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0430 \u0438\u043b\u0438 \u043f\u0440\u0435\u0434\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044e \u043f\u043e\u0432\u0442\u043e\u0440\u0438\u0442\u044c \u043f\u043e\u043f\u044b\u0442\u043a\u0443 \u043d\u0430 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0439 \u0434\u0435\u043d\u044c<\/p>\n\ud83d\udd0d \u041e\u0442\u0432\u0435\u0442 404 \u0441\u0440\u0435\u0434\u044b \u043f\u0435\u0441\u043e\u0447\u043d\u0438\u0446\u044b PayMaya<\/strong>
\n- \u041f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 1<\/em>: URL-\u0430\u0434\u0440\u0435\u0441 \u0441\u043e\u0434\u0435\u0440\u0436\u0438\u0442\/\u043f\u0435\u0441\u043e\u0447\u043d\u0438\u0446\u0430\/<\/code>\u0440\u0430\u0437\u0434\u0435\u043b \u043f\u0443\u0442\u0438
\n- \u041f\u043e\u0434\u0442\u0432\u0435\u0440\u0436\u0434\u0435\u043d\u0438\u0435 2<\/em>: \u0417\u0430\u0433\u043e\u043b\u043e\u0432\u043e\u043a \u0437\u0430\u043f\u0440\u043e\u0441\u0430 \u0441\u043e\u0434\u0435\u0440\u0436\u0438\u0442\u041f\u0440\u0435\u0434\u043f\u043e\u0447\u0442\u0435\u043d\u0438\u0435: code=200; dynamic=true<\/code><\/p>\n
\nVI. \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438<\/p>\n
\u2705 \u041a\u043e\u043d\u0444\u0438\u0433\u0443\u0440\u0430\u0446\u0438\u044f \u043f\u0443\u043b\u0430 \u043f\u043e\u0434\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0439<\/em>: \u041f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0439\u0442\u0435 \u0434\u043b\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0435 \u0441\u043e\u0435\u0434\u0438\u043d\u0435\u043d\u0438\u0435 \u0441 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u043c \u0448\u043b\u044e\u0437\u043e\u043c (Tomcat maxKeepAliveRequests\u2265100).
\n\u2705 \u0410\u0441\u0438\u043d\u0445\u0440\u043e\u043d\u043d\u043e\u0435 \u043f\u0440\u043e\u0442\u043e\u043a\u043e\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435<\/em>: \u0447\u0442\u043e\u0431\u044b \u0441\u0438\u043d\u0445\u0440\u043e\u043d\u043d\u044b\u0435 \u0437\u0430\u043f\u0438\u0441\u0438 \u043d\u0435 \u0432\u043b\u0438\u044f\u043b\u0438 \u043d\u0430 TPS (\u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442\u0441\u044f Log4j2 AsyncLogger)<\/p>\n\u0411\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044e \u0432\u044b\u0448\u0435\u0443\u043a\u0430\u0437\u0430\u043d\u043d\u044b\u0445 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439, \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438 \u0444\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0441\u043a\u0438\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c \u0441 78% \u0434\u043e \u0431\u043e\u043b\u0435\u0435 \u0447\u0435\u043c 92%. \u0420\u0435\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u0438\u043c\u0435\u0440\u044b \u043f\u043e\u043a\u0430\u0437\u044b\u0432\u0430\u044e\u0442, \u0447\u0442\u043e \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u043e\u0439 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0438 \u043e\u0434\u043d\u043e\u0439 \u0438\u0437 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0439 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u043e\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u043b\u0441\u044f \u043d\u0430 37% \u043f\u043e\u0441\u043b\u0435 \u043f\u043e\u0434\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u043a GCash.<\/p>\n
VII. \u041f\u0435\u0440\u0435\u0434\u043e\u0432\u044b\u0435 \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0438 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 API \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0441\u0438\u0441\u0442\u0435\u043c \u0424\u0438\u043b\u0438\u043f\u043f\u0438\u043d<\/h2>\n7.1 \u0420\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u0438 \u0438\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/h3>\n
\u0412 \u0443\u0441\u043b\u043e\u0432\u0438\u044f\u0445 \u0441\u043b\u043e\u0436\u043d\u043e\u0439 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u043e\u0439 \u0441\u0440\u0435\u0434\u044b \u043d\u0430 \u0424\u0438\u043b\u0438\u043f\u043f\u0438\u043d\u0430\u0445 \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u0435\u0442\u0441\u044f \u0432\u043d\u0435\u0434\u0440\u0438\u0442\u044c \u0438\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0443\u044e \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u044e:<\/p>\n
def select_payment_channel(user_device, amount).
\r\n # \u0410\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0432\u044b\u0431\u043e\u0440 \u043e\u043f\u0442\u0438\u043c\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043a\u0430\u043d\u0430\u043b\u0430 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0445\u0430\u0440\u0430\u043a\u0442\u0435\u0440\u0438\u0441\u0442\u0438\u043a \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f
\r\n \u0435\u0441\u043b\u0438 user_device['os'] == 'iOS' \u0438 \u0441\u0443\u043c\u043c\u0430 < 5000.
\r\n return 'gcash' # iOS \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u043e\u0439 \u043f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442 gcash
\r\n elif user_device['network'] == 'mobile'.
\r\n return 'paymaya' # \u041f\u043e\u0432\u044b\u0448\u0435\u043d\u043d\u044b\u0439 \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0445\u0430 PayMaya \u0432 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0441\u0435\u0442\u044f\u0445
\r\n \u0435\u0449\u0435.
\r\n return 'dragonpay_bank' # \u0411\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0439 \u043f\u0435\u0440\u0435\u0432\u043e\u0434 \u041f\u041a \u043f\u043e \u0443\u043c\u043e\u043b\u0447\u0430\u043d\u0438\u044e
\r\n
\r\n# \u0432 \u0441\u043e\u0447\u0435\u0442\u0430\u043d\u0438\u0438 \u0441 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u043e\u043c \u0432 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0438 \u0438 \u0434\u0438\u043d\u0430\u043c\u0438\u0447\u0435\u0441\u043a\u0438\u043c \u043f\u0435\u0440\u0435\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435\u043c
\r\n\u0435\u0441\u043b\u0438 get_failure_rate('gcash') > \u043f\u043e\u0440\u043e\u0433\u0430.
\r\n activate_backup_channel()
\r\n<\/code><\/pre>\n\u0424\u0430\u043a\u0442\u043e\u0440\u044b \u043f\u0440\u0438\u043d\u044f\u0442\u0438\u044f \u0440\u0435\u0448\u0435\u043d\u0438\u0439 \u043e \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u0438<\/strong>::<\/p>\n\n- \u0421\u0442\u0440\u0430\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f \u043f\u043e \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0443<\/strong>: \u20b110000 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0432\u0435\u0440\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438<\/li>\n
- \u041e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u044f \u0432\u0440\u0435\u043c\u0435\u043d\u043d\u044b\u0445 \u0438\u043d\u0442\u0435\u0440\u0432\u0430\u043b\u043e\u0432<\/strong>\u0418\u0437\u0431\u0435\u0433\u0430\u0439\u0442\u0435 \u0432\u0440\u0435\u043c\u0435\u043d\u0438 \u043e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u043c\u0435\u0441\u0442\u043d\u043e\u0439 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u044b (23:30-01:00 GMT+8).<\/li>\n
- \u0410\u0434\u0430\u043f\u0442\u0430\u0446\u0438\u044f \u0443\u0441\u0442\u0440\u043e\u0439\u0441\u0442\u0432\u0430<\/strong>: \u041e\u0442\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435 \u0440\u0435\u0441\u0443\u0440\u0441\u043e\u0435\u043c\u043a\u043e\u0439 \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 3DS \u0434\u043b\u044f \u043c\u043b\u0430\u0434\u0448\u0438\u0445 \u043c\u043e\u0434\u0435\u043b\u0435\u0439 Android<\/li>\n<\/ul>\n
<\/h3>\n<\/h2>\n
7.2 \u0421\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u0434\u043b\u044f \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 PHP \u0438 Java<\/p>\n
\u0417\u0430\u043c\u0435\u0442\u043a\u0438 \u0434\u043b\u044f \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a\u043e\u0432 PHP<\/strong><\/h4>\n\/\/ \u041e\u0441\u043e\u0431\u0430\u044f \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u0434\u0430\u043d\u043d\u044b\u0445 \u043e\u0431\u0440\u0430\u0442\u043d\u043e\u0433\u043e \u0432\u044b\u0437\u043e\u0432\u0430 GCash (\u0434\u043b\u044f \u0440\u0435\u0448\u0435\u043d\u0438\u044f \u043f\u0440\u043e\u0431\u043b\u0435\u043c \u0441 \u043a\u0438\u0442\u0430\u0439\u0441\u043a\u043e\u0439 \u043a\u043e\u0434\u0438\u0440\u043e\u0432\u043a\u043e\u0439)
\r\n$rawData = file_get_contents(\"php:\/\/input\");
\r\n$decodedData = json_decode(iconv('ISO-8859-1', 'UTF-8', $rawData));
\r\n
\r\n\/\/ \u0410\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u0430 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0435 \u043f\u043e\u0434\u043f\u0438\u0441\u0438 Dragonpay (\u0434\u043b\u044f \u0441\u0442\u0430\u0440\u044b\u0445 \u0432\u0435\u0440\u0441\u0438\u0439 PHP)
\r\n\u0444\u0443\u043d\u043a\u0446\u0438\u044f verifySignature($data, $key) {
\r\n if (!function_exists('hash_equals')) {
\r\n \u0444\u0443\u043d\u043a\u0446\u0438\u044f hash_equals($str1, $str2) {
\r\n \/\/... \u041f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0435 \u0444\u0443\u043d\u043a\u0446\u0438\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0433\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044f...
\r\n }
\r\n }
\r\n}
\r\n<\/code><\/pre>\n\u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044e Java Enterprise<\/strong><\/h4>\n\/\/ \u041b\u0443\u0447\u0448\u0438\u0435 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438 \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 Spring Boot \u0441 GCash
\r\n@Configuration
\r\npublic class GcashConfig {
\r\n
\r\n @Bean
\r\n public RestTemplate gcashRestTemplate() {
\r\n SSLContext sslContext = \/\/... \u0417\u0430\u0433\u0440\u0443\u0437\u043a\u0430 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u043e\u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f PCI-DSS...
\r\n HttpClient client = HttpClients.custom()
\r\n .setSSLContext(sslContext)
\r\n .setConnectionTimeToLive(120, TimeUnit.SECONDS)
\r\n .build();
\r\n
\r\n return new RestTemplate(new HttpComponentsClientHttpRequestFactory(client));
\r\n }
\r\n}
\r\n
\r\n\/\/ \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u0430\u0440\u0430\u043c\u0435\u0442\u0440\u043e\u0432 JVM (\u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0438 \u0441 \u0432\u044b\u0441\u043e\u043a\u0438\u043c \u043f\u0430\u0440\u0430\u043b\u043b\u0435\u043b\u0438\u0437\u043c\u043e\u043c)
\r\n-Dhttps.protocols=TLSv1.2 -Djdk.tls.client.protocols=TLSv1.2
\r\n<\/code><\/pre>\n
\n<\/h2>\n
VIII. \u041a\u043e\u043c\u043f\u043b\u0430\u0435\u043d\u0441 \u0438 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c \u0440\u0438\u0441\u043a\u043e\u0432 \u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043c\u043e\u043c\u0435\u043d\u0442\u044b<\/p>\n
8.1 \u041d\u0430\u043b\u0438\u0447\u0438\u0435 \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u044b\u0445 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 BSP<\/strong><\/h3>\n\n\n\n\u043f\u0443\u043d\u043a\u0442 (\u0434\u043e\u0433\u043e\u0432\u043e\u0440\u0430 \u0438\u043b\u0438 \u0437\u0430\u043a\u043e\u043d\u0430)<\/strong><\/th>\n\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 \u043f\u043e\u0441\u0442\u0430\u0432\u043a\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439<\/strong><\/th>\n<\/tr>\n<\/thead>\n\n\nAMLC \u041f\u0440\u043e\u0442\u0438\u0432\u043e\u0434\u0435\u0439\u0441\u0442\u0432\u0438\u0435 \u043e\u0442\u043c\u044b\u0432\u0430\u043d\u0438\u044e \u0434\u0435\u043d\u0435\u0433<\/td>\n \u2265 \u20b150k \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0437\u0430\u0433\u0440\u0443\u0437\u043a\u0430 \u043a\u043e\u043f\u0438\u0438 \u0443\u0434\u043e\u0441\u0442\u043e\u0432\u0435\u0440\u0435\u043d\u0438\u044f \u043b\u0438\u0447\u043d\u043e\u0441\u0442\u0438 (\u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u0432 \u0444\u043e\u0440\u043c\u0430\u0442\u0435 Base64)<\/td>\n<\/tr>\n \n\u0417\u0430\u043a\u043e\u043d \u043e \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u0434\u0430\u043d\u043d\u044b\u0445<\/td>\n \u0417\u0430\u0448\u0438\u0444\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0435 AES \u0445\u0440\u0430\u043d\u0435\u043d\u0438\u0435 \u043f\u0435\u0440\u0432\u044b\u0445 6 + \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0445 4 \u0446\u0438\u0444\u0440 \u043d\u043e\u043c\u0435\u0440\u0430 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u044b<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/h3>\n<\/h3>\n
8.2 \u041a\u043e\u043d\u0442\u0440\u043e\u043b\u044c\u043d\u044b\u0439 \u0441\u043f\u0438\u0441\u043e\u043a \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f\u043c PCI DSS<\/p>\n
\u2705 \u0424\u0438\u043b\u044c\u0442\u0440\u0430\u0446\u0438\u044f \u0447\u0443\u0432\u0441\u0442\u0432\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0439 \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u0438<\/em>: \u0410\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u0431\u043b\u043e\u043a\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043f\u043e\u043b\u0435\u0439 CVV\/CVC \u0432 \u0436\u0443\u0440\u043d\u0430\u043b\u0430\u0445
\n\u2705 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c \u043f\u043e\u0432\u043e\u0440\u043e\u0442\u0430 \u043a\u043b\u044e\u0447\u0430<\/em>: \u0410\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u043a\u043b\u044e\u0447\u0435\u0439 \u0448\u0438\u0444\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u043a\u0430\u0436\u0434\u044b\u0435 90 \u0434\u043d\u0435\u0439 (\u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e \u0441 \u0440\u0430\u0441\u0448\u0438\u0444\u0440\u043e\u0432\u043a\u043e\u0439 \u0438\u0441\u0442\u043e\u0440\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u043a\u0430\u0437\u043e\u0432)<\/p>\n
\nIX. \u0410\u043d\u0430\u043b\u0438\u0437 \u0434\u0430\u043d\u043d\u044b\u0445 \u0438 \u043f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e\u0435 \u0441\u043e\u0432\u0435\u0440\u0448\u0435\u043d\u0441\u0442\u0432\u043e\u0432\u0430\u043d\u0438\u0435<\/p>\n
\ud83d\udcca \u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438, \u043f\u043e\u0434\u043b\u0435\u0436\u0430\u0449\u0438\u0435 \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u0443<\/em>::<\/p>\n\/* \u041e\u0431\u0440\u0430\u0437\u0446\u044b \u0430\u043d\u0430\u043b\u0438\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0437\u0430\u043f\u0440\u043e\u0441\u043e\u0432 PostgreSQL *\/
\r\n\u0412\u042b\u0411\u0415\u0420\u0418\u0422\u0415
\r\n \u043c\u0435\u0442\u043e\u0434 \u043e\u043f\u043b\u0430\u0442\u044b,
\r\n AVG(payment_time) as avg_process_time,
\r\n COUNT(CASE WHEN status='failed' THEN id END)*100\/COUNT(id) \u043a\u0430\u043a fail_rate
\r\nFROM \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438
\r\nWHERE \u0441\u0442\u0440\u0430\u043d\u0430='PH'
\r\nGROUP BY payment_method ORDER BY fail_rate DESC.
\r\n<\/code><\/pre>\n\ud83d\udd27 \u0421\u043b\u0443\u0447\u0430\u0438 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438<\/em>::
\n\u041e\u0434\u043d\u0430 \u0438\u0433\u0440\u043e\u0432\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u0432\u044b\u044f\u0441\u043d\u0438\u043b\u0430 \u044d\u0442\u043e, \u043f\u0440\u043e\u0430\u043d\u0430\u043b\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0432 \u0435\u0433\u043e:
\n- \u041a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438 GCash \u0441\u043d\u0438\u0436\u0430\u0435\u0442\u0441\u044f \u043f\u043e \u0432\u044b\u0445\u043e\u0434\u043d\u044b\u043c 15% \u2192 \u0412\u043a\u043b\u044e\u0447\u0438\u0442\u044c \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0443 \u0430\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u043d\u043e\u0433\u043e \u043a\u0430\u043d\u0430\u043b\u0430 \u0432 \u043f\u0440\u0430\u0437\u0434\u043d\u0438\u0447\u043d\u044b\u0435 \u0434\u043d\u0438
\n- \u041f\u043b\u0430\u0442\u0435\u0436\u0438 \u0447\u0435\u0440\u0435\u0437 \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442-\u0431\u0430\u043d\u043a\u0438\u043d\u0433 BDO \u0432 \u0441\u0440\u0435\u0434\u043d\u0435\u043c \u0442\u0440\u0435\u0431\u0443\u044e\u0442 3 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0439 \u2192 \u0421\u043a\u043e\u0440\u043e\u0441\u0442\u044c \u0437\u0430\u0432\u0435\u0440\u0448\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043f\u043e\u0432\u044b\u0441\u0438\u043b\u0430\u0441\u044c \u043d\u0430 22% \u043f\u043e\u0441\u043b\u0435 \u0434\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0432 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0439 \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441 \u044f\u0432\u043d\u043e\u0439 \u043a\u043d\u043e\u043f\u043a\u0438 \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u043e\u0439 \u043f\u043e\u043f\u044b\u0442\u043a\u0438<\/p>\n
\nX. \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u044e \u043b\u043e\u043a\u0430\u043b\u044c\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439<\/p>\n
\ud83d\udecd\ufe0f \u0414\u0435\u0442\u0430\u043b\u0438 \u0434\u043b\u044f \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044f \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442\u0430 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0438<\/em>::
\n- \u0421\u0438\u043c\u0432\u043e\u043b \u043f\u0435\u0441\u043e \u0434\u043e\u043b\u0436\u0435\u043d \u043e\u0442\u043e\u0431\u0440\u0430\u0436\u0430\u0442\u044c\u0441\u044f \u043a\u0430\u043a \"\u20b1\" \u0432\u043c\u0435\u0441\u0442\u043e \"PHP\".
\n- \u041a\u043d\u043e\u043f\u043a\u0430 GCash \u0418\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435 \u041e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0437\u0435\u043b\u0435\u043d\u044b\u0439 (#15B147)
\n- \u0418\u043d\u0441\u0442\u0440\u0443\u043a\u0446\u0438\u0438 \u043f\u043e \u043e\u043f\u043b\u0430\u0442\u0435 OTC \u0414\u043e\u0431\u0430\u0432\u0438\u0442\u044c \u0441\u0441\u044b\u043b\u043a\u0443 \u043d\u0430 \u043a\u0430\u0440\u0442\u0443 \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u0438\u044f \u043c\u0430\u0433\u0430\u0437\u0438\u043d\u043e\u0432<\/p>\n\ud83d\udcde \u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0437\u043d\u0430\u043d\u0438\u044f \u0432 \u043e\u0431\u043b\u0430\u0441\u0442\u0438 \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432<\/em>::
\n\u041a\u043e\u0433\u0434\u0430 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0438 \u0441\u043e\u043e\u0431\u0449\u0430\u044e\u0442 \u043e\u0431 \u043e\u0448\u0438\u0431\u043a\u0435 \"\u0421\u0440\u043e\u043a \u043f\u043b\u0430\u0442\u0435\u0436\u0430 \u0438\u0441\u0442\u0435\u043a\", \u0438\u043c \u0441\u043b\u0435\u0434\u0443\u0435\u0442 \u043f\u0440\u043e\u0432\u0435\u0440\u0438\u0442\u044c, \u043d\u0435 \u0432\u044b\u0437\u0432\u0430\u043d\u0430 \u043b\u0438 \u0437\u0430\u0434\u0435\u0440\u0436\u043a\u0430 \u043f\u043e\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u0441\u0447\u0435\u0442\u0430 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u043c\u0438 \u043f\u0440\u0438\u0447\u0438\u043d\u0430\u043c\u0438:
\n\u2460 \u0427\u0440\u0435\u0437\u043c\u0435\u0440\u043d\u044b\u0435 \u043e\u0447\u0435\u0440\u0435\u0434\u0438 \u0432 \u043a\u0430\u0441\u0441\u0430\u0445 \u041f\u0430\u043b\u0430\u0432\u0430\u043d\u0430 (\u043e\u0431\u044b\u0447\u043d\u043e \u0432 \u0434\u043d\u0438 \u0437\u0430\u0440\u043f\u043b\u0430\u0442\u044b)
\n\u2461 \u0421\u0438\u0441\u0442\u0435\u043c\u0430 \"\u0411\u0430\u044f\u0434 \u0426\u0435\u043d\u0442\u0440\" \u0435\u0436\u0435\u0434\u043d\u0435\u0432\u043d\u043e 18:00 \u043f\u0430\u043a\u0435\u0442\u043d\u0430\u044f \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430<\/p>","protected":false},"excerpt":{"rendered":"\u041a\u0430\u043a \u0438\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u043e\u0432\u0430\u0442\u044c Philippine Payments API? \u0420\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u0434\u043b\u044f \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a\u043e\u0432 \u0412\u0412\u0415\u0414\u0415\u041d\u0418\u0415: \u0417\u0430\u0447\u0435\u043c \u0432\u0430\u043c \u043d\u0443\u0436\u0435\u043d Philippine...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-2885","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"\n
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