{"id":2939,"date":"2025-05-22T13:51:20","date_gmt":"2025-05-22T05:51:20","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2939"},"modified":"2025-05-22T13:51:20","modified_gmt":"2025-05-22T05:51:20","slug":"%e7%94%b5%e5%95%86%e5%b9%b3%e5%8f%b0%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/05\/22\/%e7%94%b5%e5%95%86%e5%b9%b3%e5%8f%b0%e5%a6%82%e4%bd%95%e9%80%89%e6%8b%a9%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%ef%bc%9f\/","title":{"rendered":"\u041a\u0430\u043a \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0432\u044b\u0431\u0438\u0440\u0430\u044e\u0442 \u043a\u0430\u043d\u0430\u043b\u044b \u043e\u043f\u043b\u0430\u0442\u044b \u0432 \u0418\u043d\u0434\u0438\u0438?"},"content":{"rendered":"

\"\u041a\u0430\u043a<\/p>\n

\u041a\u0430\u043a \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0432\u044b\u0431\u0438\u0440\u0430\u044e\u0442 \u043a\u0430\u043d\u0430\u043b\u044b \u043e\u043f\u043b\u0430\u0442\u044b \u0432 \u0418\u043d\u0434\u0438\u0438?<\/h1>\n

I. \u041f\u043e\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e\u0441\u0442\u0435\u0439 \u0438\u043d\u0434\u0438\u0439\u0441\u043a\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/h2>\n

\u0418\u043d\u0434\u0438\u044f, \u043e\u0434\u043d\u0430 \u0438\u0437 \u0441\u0430\u043c\u044b\u0445 \u0431\u044b\u0441\u0442\u0440\u043e\u0440\u0430\u0441\u0442\u0443\u0449\u0438\u0445 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a \u0432 \u043c\u0438\u0440\u0435, \u043e\u0431\u043b\u0430\u0434\u0430\u0435\u0442 \u0443\u043d\u0438\u043a\u0430\u043b\u044c\u043d\u043e\u0439 \u044d\u043a\u043e\u0441\u0438\u0441\u0442\u0435\u043c\u043e\u0439 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439. \u0412\u043e-\u043f\u0435\u0440\u0432\u044b\u0445, UPI (\u0443\u043d\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0439 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0439 \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441) \u0441\u0442\u0430\u043b \u043c\u0435\u0439\u043d\u0441\u0442\u0440\u0438\u043c\u043e\u043c, \u0430 \u043e\u0431\u044a\u0435\u043c \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u043a 2023 \u0433\u043e\u0434\u0443 \u0434\u043e\u0441\u0442\u0438\u0433\u043d\u0435\u0442 10 \u043c\u0438\u043b\u043b\u0438\u0430\u0440\u0434\u043e\u0432. \u0412\u043e-\u0432\u0442\u043e\u0440\u044b\u0445, \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u0443\u044e \u0434\u043e\u043b\u044e \u0437\u0430\u043d\u0438\u043c\u0430\u044e\u0442 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a Paytm \u0438 PhonePe. \u041f\u0440\u043e\u043d\u0438\u043a\u043d\u043e\u0432\u0435\u043d\u0438\u0435 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0445\/\u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u0445 \u043a\u0430\u0440\u0442 \u0441\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u0435\u0442 \u043e\u043a\u043e\u043b\u043e 51 TP3T, \u043d\u043e \u0438\u043c\u0438 \u0447\u0430\u0441\u0442\u043e \u043f\u043e\u043b\u044c\u0437\u0443\u044e\u0442\u0441\u044f \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0438 \u0432\u044b\u0441\u043e\u043a\u043e\u0433\u043e \u043a\u043b\u0430\u0441\u0441\u0430. \u041d\u0430 \u043e\u043f\u043b\u0430\u0442\u0443 \u043d\u0430\u043b\u043e\u0436\u0435\u043d\u043d\u044b\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u043e\u043c (COD) \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u043f\u0440\u0438\u0445\u043e\u0434\u0438\u0442\u0441\u044f \u0431\u043e\u043b\u0435\u0435 30% \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438.<\/p>\n

\u0421\u0442\u0435\u043f\u0435\u043d\u044c \u043b\u043e\u043a\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u043d\u0430\u043f\u0440\u044f\u043c\u0443\u044e \u0432\u043b\u0438\u044f\u0435\u0442 \u043d\u0430 \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u043a\u043e\u043d\u0432\u0435\u0440\u0441\u0438\u0438 - \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b, \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0449\u0438\u0435 \u043a\u0430\u0440\u0442\u044b RuPay, \u043f\u0440\u0435\u0432\u043e\u0441\u0445\u043e\u0434\u044f\u0442 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b, \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0449\u0438\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b, \u043d\u0430 18%. \u042f\u0437\u044b\u043a\u043e\u0432\u0430\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u0442\u0430\u043a\u0436\u0435 \u0438\u043c\u0435\u0435\u0442 \u0440\u0435\u0448\u0430\u044e\u0449\u0435\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435: \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0441\u0442\u0440\u0430\u043d\u0438\u0446\u044b, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0449\u0438\u0435 \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441\u044b \u043d\u0430 \u043c\u0435\u0441\u0442\u043d\u044b\u0445 \u044f\u0437\u044b\u043a\u0430\u0445, \u0442\u0430\u043a\u0438\u0445 \u043a\u0430\u043a \u0445\u0438\u043d\u0434\u0438, \u0441\u043d\u0438\u0436\u0430\u044e\u0442 \u043f\u0440\u043e\u0446\u0435\u043d\u0442 \u043e\u0442\u043a\u0430\u0437\u043e\u0432 \u043e\u0442 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u043d\u0430 15%.<\/p>\n

II. \u041e\u0446\u0435\u043d\u043a\u0430 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445 \u043a\u0440\u0438\u0442\u0435\u0440\u0438\u0435\u0432 \u043e\u0442\u0431\u043e\u0440\u0430<\/h2>\n

1. \u041f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u0438 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e\u0441\u0442\u044c<\/h3>\n

\u041f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442 \u043e\u0442\u0434\u0430\u0435\u0442\u0441\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0435 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0432\u0441\u0435\u043a\u0430\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0434\u043e\u0441\u0442\u0443\u043f\u0430 \u043a UPI (\u0432\u043a\u043b\u044e\u0447\u0430\u044f \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a Google Pay, PhonePe \u0438 \u0442. \u0434.). \u041f\u0440\u043e\u0432\u0435\u0440\u044c\u0442\u0435 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u043e\u0441\u0442\u044c \u0441 \u043a\u0430\u0440\u0442\u0430\u043c\u0438 RuPay \u0438 \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u044c \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438. \u0423\u0431\u0435\u0434\u0438\u0442\u0435\u0441\u044c \u0432 \u0442\u043e\u043c, \u0447\u0442\u043e \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442\u0441\u044f \u0442\u0430\u043a\u0438\u0435 \u043f\u0440\u043e\u0434\u0432\u0438\u0433\u0430\u0435\u043c\u044b\u0435 \u043f\u0440\u0430\u0432\u0438\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e\u043c \u0441\u043f\u043e\u0441\u043e\u0431\u044b \u043e\u043f\u043b\u0430\u0442\u044b, \u043a\u0430\u043a BHIM.<\/p>\n

2. \u0421\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0435 \u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440 \u0442\u0430\u0440\u0438\u0444\u043e\u0432<\/h3>\n

\u0422\u0438\u043f\u0438\u0447\u043d\u044b\u0439 \u0434\u0438\u0430\u043f\u0430\u0437\u043e\u043d \u0441\u0442\u0430\u0432\u043e\u043a: 0,3-0,81 TP3T \u0434\u043b\u044f \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 UPI, 1,5-31 TP3T \u0434\u043b\u044f \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0445 \u043a\u0430\u0440\u0442, 1-1,51 TP3T \u0434\u043b\u044f \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u043e\u0432. \u041e\u0441\u0442\u0435\u0440\u0435\u0433\u0430\u0439\u0442\u0435\u0441\u044c \u0441\u043a\u0440\u044b\u0442\u044b\u0445 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u0439: \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f \u0437\u0430 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0435 \u0440\u0430\u0441\u0447\u0435\u0442\u044b (~0,51 TP3T), \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044f \u0437\u0430 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0443 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430 (10-30 \u0440\u0443\u043f\u0438\u0439 \u0437\u0430 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044e) \u0438 \u0435\u0436\u0435\u043c\u0435\u0441\u044f\u0447\u043d\u044b\u0435 \u043c\u0438\u043d\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 (\u043e\u0431\u044b\u0447\u043d\u043e 500-2000 \u0440\u0443\u043f\u0438\u0439).<\/p>\n

3. \u0441\u043b\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439<\/h3>\n

\u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0448\u043b\u044e\u0437\u044b \u043f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u043e\u0446\u0435\u043d\u043a\u0438 \u043f\u043e\u043b\u043d\u043e\u0442\u044b \u0434\u043e\u043a\u0443\u043c\u0435\u043d\u0442\u0430\u0446\u0438\u0438 API: Razorpay (9\/10), CCAvenue (7\/10). \u0421\u0440\u0435\u0434\u043d\u0435\u0435 \u0432\u0440\u0435\u043c\u044f \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438: 7 \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439 \u0434\u043b\u044f \u0431\u0430\u0437\u043e\u0432\u043e\u0439 \u0444\u0443\u043d\u043a\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0441\u0442\u0438, 2 \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043d\u0435\u0434\u0435\u043b\u0438 \u0434\u043b\u044f \u0440\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u043d\u044b\u0445 \u043c\u043e\u0434\u0443\u043b\u0435\u0439 \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044f \u0440\u0438\u0441\u043a\u043e\u0432.<\/p>\n

4. \u0443\u0440\u043e\u0432\u0435\u043d\u044c \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f<\/h3>\n

\u0414\u043e\u043b\u0436\u043d\u044b \u0438\u043c\u0435\u0442\u044c \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442 PCI DSS \u0443\u0440\u043e\u0432\u043d\u044f 1. \u041f\u0440\u043e\u0432\u0435\u0440\u044c\u0442\u0435 \u043d\u0430\u043b\u0438\u0447\u0438\u0435 \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u0438 PA\/PG \u043e\u0442 RBI.\u0421\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0435 GDPR \u0437\u0430\u0442\u0440\u0430\u0433\u0438\u0432\u0430\u0435\u0442 \u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u0438 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u0434\u0430\u043d\u043d\u044b\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u0438\u0437 \u0415\u0421.<\/p>\n

III. \u0421\u0440\u0430\u0432\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u0430\u043d\u0430\u043b\u0438\u0437 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439<\/p>\n\n\n\n\n\n\n\n
\u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a \u0443\u0441\u043b\u0443\u0433<\/strong><\/th>\n\u0440\u0435\u0436\u0443\u0449\u0430\u044f \u043a\u0440\u043e\u043c\u043a\u0430<\/strong><\/th>\n\u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f<\/strong><\/th>\n\u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u0435 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0438<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Razorpay<\/td>\n\u0412\u0440\u0435\u043c\u044f \u043e\u0442\u043a\u043b\u0438\u043a\u0430 API <300 \u043c\u0441, \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438 \u0434\u043e 98%+.<\/td>\n\u0421\u043b\u0430\u0431\u0430\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u043e\u0433\u043e \u0431\u0438\u0437\u043d\u0435\u0441\u0430<\/td>\n< 500 000 \u0440\u0443\u043f\u0438\u0439\/\u043c\u0435\u0441\u044f\u0446 \u0434\u043b\u044f \u043c\u0430\u043b\u044b\u0445 \u0438 \u0441\u0440\u0435\u0434\u043d\u0438\u0445 \u0442\u043e\u0440\u0433\u043e\u0432\u044b\u0445 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u0439<\/td>\n<\/tr>\n
CCAvenue<\/td>\n\u041f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 17 \u0432\u0430\u043b\u044e\u0442, \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u0437\u0430\u0449\u0438\u0442\u044b \u043e\u0442 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0437\u0430\u0432\u0435\u0440\u0448\u0435\u043d\u0430<\/td>\n\u0423\u0441\u0442\u0430\u0440\u0435\u0432\u0448\u0438\u0439 \u0434\u0438\u0437\u0430\u0439\u043d \u0438\u043d\u0442\u0435\u0440\u0444\u0435\u0439\u0441\u0430<\/td>\n\u0422\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u0430\u044f \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u0442\u043e\u0440\u0433\u043e\u0432\u043b\u044f \u0438 \u043a\u0440\u0443\u043f\u043d\u044b\u0435 \u0441\u0434\u0435\u043b\u043a\u0438<\/td>\n<\/tr>\n
PayU<\/td>\n\u041c\u043e\u0449\u043d\u044b\u0439 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442 \u0434\u043b\u044f \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0437\u0430\u043a\u0430\u0437\u0430\u043c\u0438 \u043d\u0430 \u043f\u043e\u0441\u0442\u0430\u0432\u043a\u0443 \u0441\u043e\u043a\u0440\u0430\u0449\u0430\u0435\u0442 \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 \u043d\u0430 12%<\/td>\n\u041f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0441 \u0432\u044b\u0441\u043e\u043a\u0438\u043c \u043a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442\u043e\u043c COD<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\u041d\u043e\u0432\u044b\u0435 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u044b \u0434\u043b\u044f \u043d\u0430\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044f:<\/p>\n

    \n
  • JusPay \u0441\u043f\u0435\u0446\u0438\u0430\u043b\u0438\u0437\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043d\u0430 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0443\u0441\u0442\u0440\u043e\u0439\u0441\u0442\u0432, \u0443\u0432\u0435\u043b\u0438\u0447\u0438\u0432\u0430\u044f \u043f\u0440\u043e\u0446\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0432 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f\u0445 \u043d\u0430 22%<\/li>\n
  • \u0420\u0435\u0448\u0435\u043d\u0438\u0435 Pine Labs \u0434\u043b\u044f \u043f\u043e\u0434\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u044f \u043e\u0444\u043b\u0430\u0439\u043d-\u043a\u0430\u0441\u0441 \u043f\u043e\u0434\u0445\u043e\u0434\u0438\u0442 \u0434\u043b\u044f \u0431\u0438\u0437\u043d\u0435\u0441\u0430 O2O<\/li>\n<\/ul>\n

    IV. \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\u043c \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430\u043c\u0438<\/p>\n

    \u0421\u043e\u0437\u0434\u0430\u043d\u0438\u0435 \u043c\u043d\u043e\u0433\u043e\u0443\u0440\u043e\u0432\u043d\u0435\u0432\u043e\u0433\u043e \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u0430 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438:<\/p>\n

      \n
    1. \u0422\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 < 2000 \u0440\u0443\u043f\u0438\u0439 \u0442\u043e\u043b\u044c\u043a\u043e \u0441 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u043e\u0439 OTP<\/li>\n
    2. \n
      \n

      5000 \u0440\u0443\u043f\u0438\u0439 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b \u0434\u043b\u044f \u0434\u043e\u0431\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0432\u0435\u0440\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 3DS
      \n\u041d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043f\u0440\u0435\u0434\u0443\u0441\u043c\u043e\u0442\u0440\u0435\u0442\u044c \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433 \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438:<\/p>\n<\/blockquote>\n<\/li>\n<\/ol>\n

      IV. \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043f\u043e \u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\u043c \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430\u043c\u0438 (\u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0435\u043d\u0438\u0435)<\/h2>\n

      1. \u0418\u0435\u0440\u0430\u0440\u0445\u0438\u0447\u0435\u0441\u043a\u043e\u0435 \u0443\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u043c \u0440\u0438\u0441\u043a\u043e\u043c<\/h3>\n
        \n
      • \u041c\u0438\u043a\u0440\u043e\u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438<\/strong>(< 2000 \u0440\u0443\u043f\u0438\u0439): \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u0435 \u0443\u043f\u0440\u043e\u0449\u0435\u043d\u043d\u043e\u0433\u043e \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u0430 \u0432\u0435\u0440\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0442\u043e\u043b\u044c\u043a\u043e SMS-\u0432\u0435\u0440\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438 OTP \u0434\u043b\u044f \u0437\u0430\u0432\u0435\u0440\u0448\u0435\u043d\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0430, \u0447\u0442\u043e \u043f\u043e\u0432\u044b\u0448\u0430\u0435\u0442 \u0443\u0434\u043e\u0431\u0441\u0442\u0432\u043e \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u044f.<\/li>\n
      • \u0441\u0434\u0435\u043b\u043a\u0430 \u0441\u0440\u0435\u0434\u043d\u0435\u0439 \u0432\u0435\u043b\u0438\u0447\u0438\u043d\u044b<\/strong>(2 000-5 000 \u0440\u0443\u043f\u0438\u0439): \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d\u0438\u0435 \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u043e\u0431\u043e\u0440\u0443\u0434\u043e\u0432\u0430\u043d\u0438\u044f \u0434\u043b\u044f \u0441\u043d\u044f\u0442\u0438\u044f \u043e\u0442\u043f\u0435\u0447\u0430\u0442\u043a\u043e\u0432 \u043f\u0430\u043b\u044c\u0446\u0435\u0432 \u0438 \u043e\u0431\u043d\u0430\u0440\u0443\u0436\u0435\u043d\u0438\u044f \u043f\u043e\u0432\u0435\u0434\u0435\u043d\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0430\u043d\u0430\u043b\u0438\u0437\u0430<\/li>\n
      • \u041a\u0440\u0443\u043f\u043d\u044b\u0435 \u0441\u0434\u0435\u043b\u043a\u0438<\/strong>(> 5000 \u0440\u0443\u043f\u0438\u0439): \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f 3DS 2.0 \u0432\u043a\u043b\u044e\u0447\u0435\u043d\u0430, \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u0441\u0442\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u043f\u0430\u0440\u043e\u043b\u044c + \u0434\u0438\u043d\u0430\u043c\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u043a\u0430\u043f\u0447\u0430<\/li>\n<\/ul>\n

        2. \u041a\u043e\u043d\u0444\u0438\u0433\u0443\u0440\u0430\u0446\u0438\u044f \u0441\u0438\u0441\u0442\u0435\u043c\u044b \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u0430 \u0432 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u043c \u0432\u0440\u0435\u043c\u0435\u043d\u0438<\/h3>\n

        \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442\u0441\u044f \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u044c \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b \u043c\u043e\u043d\u0438\u0442\u043e\u0440\u0438\u043d\u0433\u0430:<\/p>\n

        1. \u0430\u043d\u0430\u043b\u0438\u0437 IP-\u0433\u0435\u043e\u043b\u043e\u043a\u0430\u0446\u0438\u0438: \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u043f\u0435\u0440\u0435\u0445\u0432\u0430\u0442 \u043c\u043d\u043e\u0433\u043e\u043d\u0430\u0446\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0430\u043d\u043e\u043c\u0430\u043b\u044c\u043d\u044b\u0445 \u043b\u043e\u0433\u0438\u043d\u043e\u0432
        \r\n2. \u043f\u043e\u0432\u0435\u0434\u0435\u043d\u0447\u0435\u0441\u043a\u0430\u044f \u0431\u0438\u043e\u043c\u0435\u0442\u0440\u0438\u044f: \u043e\u0431\u043d\u0430\u0440\u0443\u0436\u0435\u043d\u0438\u0435 \u0442\u0430\u043a\u0438\u0445 \u043f\u0440\u0438\u0437\u043d\u0430\u043a\u043e\u0432, \u043a\u0430\u043a \u0440\u0438\u0442\u043c \u043d\u0430\u0431\u043e\u0440\u0430 \u0442\u0435\u043a\u0441\u0442\u0430, \u0441\u043a\u043e\u043b\u044c\u0436\u0435\u043d\u0438\u0435 \u0438 \u0442. \u0434.
        \r\n3. \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 \u0441\u043a\u043e\u0440\u043e\u0441\u0442\u0438: \u0431\u043e\u043b\u0435\u0435 3 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 15 \u043c\u0438\u043d\u0443\u0442 \u043f\u043e \u043e\u0434\u043d\u043e\u043c\u0443 \u0438 \u0442\u043e\u043c\u0443 \u0436\u0435 \u0441\u0447\u0435\u0442\u0443 \u0430\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438 \u0432\u044b\u0437\u044b\u0432\u0430\u0435\u0442 \u0440\u0443\u0447\u043d\u0443\u044e \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0443
        \r\n4. \u041f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 \u043a\u043e\u0434\u0430 MCC: \u043f\u0440\u043e\u0432\u0435\u0440\u044c\u0442\u0435, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u0435\u0442 \u043b\u0438 \u043a\u043e\u0434 \u043a\u0430\u0442\u0435\u0433\u043e\u0440\u0438\u0438 \u0442\u043e\u0440\u0433\u043e\u0432\u0446\u0430 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u043c\u0443 \u0431\u0438\u0437\u043d\u0435\u0441\u0443.
        \r\n
        \r\n<\/code><\/pre>\n
        V. \u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u043e \u043b\u043e\u043a\u0430\u043b\u0438\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u044f\u0445<\/p>\n
        1. \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u0440\u0430\u0441\u0447\u0435\u0442\u043d\u043e\u0433\u043e \u0446\u0438\u043a\u043b\u0430
        \n\u0421\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0435 \u0442\u0438\u043f\u0438\u0447\u043d\u044b\u0445 \u0440\u0430\u0441\u0447\u0435\u0442\u043d\u044b\u0445 \u0446\u0438\u043a\u043b\u043e\u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0448\u043b\u044e\u0437\u043e\u0432 \u043a\u043e\u0440\u0435\u043d\u043d\u044b\u0445 \u0438\u043d\u0434\u0435\u0439\u0446\u0435\u0432:<\/p>\n\n\n\n\n\n\n\n
        \u0422\u0438\u043f \u043a\u0430\u043d\u0430\u043b\u0430<\/strong><\/th>\n\u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043d\u044b\u0439 \u0440\u0430\u0441\u0447\u0435\u0442\u043d\u044b\u0439 \u043f\u0435\u0440\u0438\u043e\u0434<\/strong><\/th>\n\u0412\u0430\u0440\u0438\u0430\u043d\u0442\u044b \u0443\u0441\u043a\u043e\u0440\u0435\u043d\u043d\u043e\u0433\u043e \u043e\u0431\u0441\u043b\u0443\u0436\u0438\u0432\u0430\u043d\u0438\u044f<\/strong><\/th>\n<\/tr>\n<\/thead>\n
        UPI<\/td>\n\u0422+1 \u0440\u0430\u0431\u043e\u0447\u0438\u0439 \u0434\u0435\u043d\u044c<\/td>\n–<\/td>\n<\/tr>\n
        \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u043a\u043e\u0448\u0435\u043b\u0435\u043a (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0434\u043b\u044f \u0434\u0435\u043d\u0435\u0433)<\/td>\n\u0422+2 \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u044f<\/td>\n+300 \u0431\/\u0441 \u043c\u043e\u0436\u0435\u0442 \u0431\u044b\u0442\u044c \u0441\u043d\u0438\u0436\u0435\u043d \u0434\u043e T+0<\/td>\n<\/tr>\n
        \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u043a\u0430\u0440\u0442\u044b<\/td>\n\u0422+3 \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u044f<\/td>\n+150 \u0431.\u043f. \u0441\u043d\u0438\u0436\u0435\u043d\u043e \u0434\u043e T+1<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
        \u041f\u0440\u0438\u043c\u0435\u0447\u0430\u043d\u0438\u0435: \u0412\u043e \u0432\u0440\u0435\u043c\u044f \u043f\u0440\u0430\u0437\u0434\u043d\u0438\u043a\u043e\u0432 \u0432\u0441\u0435 \u043a\u0430\u043d\u0430\u043b\u044b \u0437\u0430\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442\u0441\u044f \u043a\u0430\u043a \u043c\u0438\u043d\u0438\u043c\u0443\u043c \u043d\u0430 1 \u0440\u0430\u0431\u043e\u0447\u0438\u0439 \u0434\u0435\u043d\u044c.<\/em><\/p>\n
        2. \u0421\u043f\u0435\u0446\u0438\u0430\u043b\u044c\u043d\u0430\u044f \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u043e\u0432 \u0438 \u0432\u043e\u0437\u043c\u0435\u0449\u0435\u043d\u0438\u0439
        \n\u0418\u043d\u0434\u0438\u0439\u0441\u043a\u0438\u0439 \u0437\u0430\u043a\u043e\u043d \u043e \u0437\u0430\u0449\u0438\u0442\u0435 \u043f\u0440\u0430\u0432 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439 \u0433\u043b\u0430\u0441\u0438\u0442:<\/p>\n
          \n
        • \u0412\u043e\u0437\u0432\u0440\u0430\u0442 \u0437\u0430\u043a\u0430\u0437\u0430 \u043f\u043e \u043a\u0440\u0435\u0434. \u043a\u0430\u0440\u0442\u0435 \u0434\u043e\u043b\u0436\u0435\u043d \u0431\u044b\u0442\u044c \u0432\u043e\u0437\u0432\u0440\u0430\u0449\u0435\u043d \u0432 \u0442\u0435\u0447\u0435\u043d\u0438\u0435 7 \u0440\u0430\u0431\u043e\u0447\u0438\u0445 \u0434\u043d\u0435\u0439 \u0434\u043b\u044f \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430 \u043e\u0440\u0438\u0433\u0438\u043d\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0445 \u0441\u0440\u0435\u0434\u0441\u0442\u0432<\/li>\n
        • \u041c\u0430\u043a\u0441\u0438\u043c\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0440\u043e\u043a \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u0437\u0430\u044f\u0432\u043e\u043a \u043d\u0430 \u0432\u043e\u0437\u0432\u0440\u0430\u0442 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 48 \u0447\u0430\u0441\u043e\u0432<\/li>\n<\/ul>","protected":false},"excerpt":{"rendered":"
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\u0418\u043d\u0434\u0438\u0439\u0441\u043a\u0438\u0439...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2939","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"\n\u7535\u5546\u5e73\u53f0\u5982\u4f55\u9009\u62e9\u5370\u5ea6\u652f\u4ed8\u901a\u9053\uff1f - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" 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property=\"article:published_time\" content=\"2025-05-22T05:51:20+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ts6.mm.bing.net\/th?q=phonepe5\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u041d\u0430\u043f\u0438\u0441\u0430\u043d\u043e \u0430\u0432\u0442\u043e\u0440\u043e\u043c\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n<script type=\"application\/ld+json\" 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