{"id":3177,"date":"2025-06-04T14:04:14","date_gmt":"2025-06-04T06:04:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3177"},"modified":"2025-06-04T14:04:14","modified_gmt":"2025-06-04T06:04:14","slug":"%e6%94%af%e6%8c%81%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b7%a5%e5%85%b7%e6%8e%a8%e8%8d%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/06\/04\/%e6%94%af%e6%8c%81%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b7%a5%e5%85%b7%e6%8e%a8%e8%8d%90\/","title":{"rendered":"\u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u043c\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u044b \u0434\u043b\u044f \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430"},"content":{"rendered":"<p>\u041f\u0440\u0438 \u0432\u0435\u0434\u0435\u043d\u0438\u0438 \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0432\u044b\u0431\u043e\u0440 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0430 \u0434\u043b\u044f \u0441\u0431\u043e\u0440\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0441\u043e\u0447\u0435\u0442\u0430\u043d\u0438\u044f \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u0445 \u0441\u043e\u043e\u0431\u0440\u0430\u0436\u0435\u043d\u0438\u0439<strong>\u041c\u0435\u0441\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u043f\u0440\u0438\u0432\u044b\u0447\u043a\u0438, \u0440\u0435\u043b\u0438\u0433\u0438\u043e\u0437\u043d\u0430\u044f \u043a\u0443\u043b\u044c\u0442\u0443\u0440\u0430, \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u0435 \u0437\u0430\u043a\u043e\u043d\u043e\u0432<\/strong>\u0441\u043b\u0438\u0448\u043a\u043e\u043c<strong>\u041f\u0440\u043e\u043d\u0438\u043a\u043d\u043e\u0432\u0435\u043d\u0438\u0435 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u0438\u043d\u0442\u0435\u0440\u043d\u0435\u0442\u0430<\/strong>\u0438 \u0434\u0440\u0443\u0433\u0438\u0435 \u0444\u0430\u043a\u0442\u043e\u0440\u044b. \u041d\u0438\u0436\u0435 \u043f\u0440\u0438\u0432\u0435\u0434\u0435\u043d\u044b \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u043c\u044b\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b \u0434\u043b\u044f \u0440\u044b\u043d\u043a\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430:<\/p>\n<hr>\n<h3><strong>I. \u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u044b<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>PayPal<\/strong><\/p>\n<ul>\n<li>\u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u0435 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0438: \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u0430\u044f \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f, \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 B2C<\/li>\n<li>\u041f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e: \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u0441\u0442\u0440\u0430\u043d \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430 (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u041e\u0410\u042d, \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438) \u0438 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u043c\u0443\u043b\u044c\u0442\u0438\u0432\u0430\u043b\u044e\u0442\u043d\u044b\u0445 \u0440\u0430\u0441\u0447\u0435\u0442\u043e\u0432.<\/li>\n<li>\u041f\u0440\u0438\u043c\u0435\u0447\u0430\u043d\u0438\u0435: \u0412 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u043f\u0440\u0438\u043d\u0446\u0438\u043f\u0430\u043c\u0438 \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u043e\u0433\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f (\u0438\u0441\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0445 \u043e\u0433\u043e\u0432\u043e\u0440\u043e\u043a) \u0438 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u043d\u044b\u043c \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u043d\u0438\u0435\u043c \u0432 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0445 \u043e\u0431\u043b\u0430\u0441\u0442\u044f\u0445.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u041f\u043e\u043b\u043e\u0441\u043a\u0430<\/strong><\/p>\n<ul>\n<li>\u0421\u0446\u0435\u043d\u0430\u0440\u0438\u0439: \u043e\u043d\u043b\u0430\u0439\u043d-\u0443\u0441\u043b\u0443\u0433\u0438 \u043f\u043e \u043f\u043e\u0434\u043f\u0438\u0441\u043a\u0435 \u0438\u043b\u0438 SaaS-\u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f<\/li>\n<li>\u041f\u0440\u0435\u0438\u043c\u0443\u0449\u0435\u0441\u0442\u0432\u043e: \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u0442\u0430\u043a\u0438\u0445 \u0440\u044b\u043d\u043a\u043e\u0432, \u043a\u0430\u043a \u041e\u0410\u042d \u0438 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f, \u0441 \u043b\u0435\u0433\u043a\u043e\u0439 \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0435\u0439.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>II. \u041b\u043e\u043a\u0430\u043b\u0438\u0437\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u044f<\/strong><\/h3>\n<h4><strong>\u0421\u0442\u0440\u0430\u043d\u044b \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430 (\u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0439 \u0440\u044b\u043d\u043e\u043a \u0441\u0442\u0440\u0430\u043d \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430)<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>Benefit (\u0411\u0430\u0445\u0440\u0435\u0439\u043d) \/ KNET (\u041a\u0443\u0432\u0435\u0439\u0442)<\/strong><\/p>\n<ul>\n<li>\u0421\u0446\u0435\u043d\u0430\u0440\u0438\u0439: \u041c\u0435\u0441\u0442\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0432 \u0441\u0442\u0440\u0430\u043d\u0430\u0445 \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430<\/li>\n<li>\u041e\u0441\u043e\u0431\u0435\u043d\u043d\u043e\u0441\u0442\u0438: \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u043c\u0430\u044f \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u043e\u043c \u0441\u0438\u0441\u0442\u0435\u043c\u0430 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u044b\u0445 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432, \u043e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u044e\u0449\u0430\u044f 80%+ \u043c\u0435\u0441\u0442\u043d\u044b\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u041c\u0430\u0434\u0430 (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong><\/p>\n<ul>\n<li>KEY DATA: \u0421\u0438\u0441\u0442\u0435\u043c\u0430 Mada \u0441 \u043f\u0440\u0438\u0432\u044f\u0437\u043a\u043e\u0439 \u043a \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u043a\u0430\u0440\u0442\u0435 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438 90%.<\/li>\n<li>\u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u044f: \u0434\u043e\u0441\u0442\u0443\u043f \u0432 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0443\u044e \u0410\u0440\u0430\u0432\u0438\u044e \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u0435\u043d, \u0438\u043d\u0430\u0447\u0435 \u0432\u044b \u043f\u043e\u0442\u0435\u0440\u044f\u0435\u0442\u0435 \u0431\u043e\u043b\u044c\u0448\u0443\u044e \u0447\u0430\u0441\u0442\u044c \u0441\u0432\u043e\u0438\u0445 \u043a\u043b\u0438\u0435\u043d\u0442\u043e\u0432.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u0424\u0430\u0443\u0440\u0438 (\u0415\u0433\u0438\u043f\u0435\u0442)<\/strong><\/p>\n<ul>\n<li>\u041c\u043e\u0434\u0435\u043b\u044c: \"Cash-to-electronic\" - \u043e\u0444\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0432 \u0442\u043e\u0447\u043a\u0430\u0445 \u043f\u0440\u043e\u0434\u0430\u0436, \u043e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u044e\u0449\u0438\u0435 60 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 \u043d\u0435\u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0445 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u0432 \u0415\u0433\u0438\u043f\u0442\u0435.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>QPay (\u041a\u0430\u0442\u0430\u0440), STC Pay (\u043f\u0440\u0438\u043d\u0430\u0434\u043b\u0435\u0436\u0438\u0442 Saudi Telecom)<\/strong><br \/>\n-\u0422\u0440\u0435\u043d\u0434: \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0435 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0438 \u0434\u043b\u044f \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044f \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u043e\u0433\u043e \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f, \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0441\u0442\u0443\u0449\u0438\u0439.<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>III. \u041f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u044b\u0435 \u0432\u0430\u0440\u0438\u0430\u043d\u0442\u044b \"\u041a\u0443\u043f\u0438 \u0441\u0435\u0439\u0447\u0430\u0441, \u0437\u0430\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0442\u043e\u043c\" (BNPL)<\/strong><\/h3>\n<ul>\n<li><strong>\u0422\u0430\u0431\u0431\u0438 (\u041e\u0410\u042d\/\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong> : \u041f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u044c \u043e\u043f\u043b\u0430\u0442\u0443 \u0432 4 \u0431\u0435\u0441\u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u044b\u0435 \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0438, \u0432 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u0438 \u0441 \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u0438\u043c \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u043c \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u043e\u043c.<\/li>\n<li><strong>\u041a\u0435\u0448\u044c\u044e (\u0440\u0435\u0433\u0438\u043e\u043d \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430)<\/strong> : \u0413\u043b\u0443\u0431\u043e\u043a\u043e\u0435 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0441 \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u043c\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438.<\/li>\n<li><em>\u041f\u043e\u0434\u0445\u043e\u0434\u044f\u0449\u0438\u0435 \u043e\u0442\u0440\u0430\u0441\u043b\u0438 \u043f\u0440\u043e\u043c\u044b\u0448\u043b\u0435\u043d\u043d\u043e\u0441\u0442\u0438<\/em> : \u042d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f \u0441 \u0432\u044b\u0441\u043e\u043a\u0438\u043c\u0438 \u0446\u0435\u043d\u0430\u043c\u0438 (\u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u0438\u043a\u0430, \u043f\u0440\u0435\u0434\u043c\u0435\u0442\u044b \u0440\u043e\u0441\u043a\u043e\u0448\u0438).<\/li>\n<\/ul>\n<hr>\n<h3><\/h3>\n<h3><strong>IV. \u041c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0435 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0438 \u0438 \u043d\u043e\u0432\u044b\u0435 \u043c\u0435\u0442\u043e\u0434\u044b \u043e\u043f\u043b\u0430\u0442\u044b<\/strong><\/h3>\n<p>\u041f\u0440\u043e\u043d\u0438\u043a\u043d\u043e\u0432\u0435\u043d\u0438\u0435 \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0431\u044b\u0441\u0442\u0440\u043e \u0440\u0430\u0441\u0442\u0435\u0442, \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0435 \"\u0412\u0438\u0434\u0435\u043d\u0438\u0435 2030\" \u0432 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438 \u0438 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0435 \"\u0411\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0435 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u043e\" \u0432 \u0415\u0433\u0438\u043f\u0442\u0435, \u0438 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u044b \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0438\u043d\u0442\u0435\u0440\u0435\u0441:<\/p>\n<ol>\n<li>\n<p><strong>Apple Pay \/ Google Pay (\u043f\u043e\u0441\u0442\u0435\u043f\u0435\u043d\u043d\u043e \u043d\u0430\u0431\u0438\u0440\u0430\u0435\u0442 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0441\u0442\u044c)<\/strong><\/p>\n<ul>\n<li>\u041f\u0440\u0438\u043c\u0435\u043d\u0438\u043c\u044b\u0435 \u0441\u0446\u0435\u043d\u0430\u0440\u0438\u0438: \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0438 \u0432\u044b\u0441\u043e\u043a\u043e\u0433\u043e \u043a\u043b\u0430\u0441\u0441\u0430, \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u043e\u0435 \u043f\u043e\u0442\u0440\u0435\u0431\u043b\u0435\u043d\u0438\u0435<\/li>\n<li>\u041e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u0435\u043c\u044b\u0435 \u0441\u0442\u0440\u0430\u043d\u044b: \u041e\u0410\u042d, \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f \u0443\u0436\u0435 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442, \u0434\u0440\u0443\u0433\u0438\u0435 \u0441\u0442\u0440\u0430\u043d\u044b \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430 \u043f\u043e\u0441\u0442\u0435\u043f\u0435\u043d\u043d\u043e \u043e\u0442\u043a\u0440\u044b\u0432\u0430\u044e\u0442\u0441\u044f.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u041c\u0435\u0441\u0442\u043d\u044b\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0439 \u043a\u043e\u0448\u0435\u043b\u0435\u043a<\/strong><\/p>\n<ul>\n<li><strong>STC Pay (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong> - \u042d\u0442\u0430 \u0441\u0438\u0441\u0442\u0435\u043c\u0430, \u0443\u043f\u0440\u0430\u0432\u043b\u044f\u0435\u043c\u0430\u044f \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0435\u0439 Saudi Telecom, \u043d\u0430\u0441\u0447\u0438\u0442\u044b\u0432\u0430\u0435\u0442 \u0431\u043e\u043b\u0435\u0435 8 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u0438 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u0442 \u043f\u043e\u0442\u043e\u0432\u0430\u0440\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0438 P2P-\u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b.<\/li>\n<li><strong>\u041b\u0443\u0447 (\u041e\u0410\u042d)<\/strong> - \u0421\u0443\u043f\u0435\u0440\u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435, \u0438\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u0443\u044e\u0449\u0435\u0435 \u043b\u043e\u043a\u0430\u043b\u044c\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u0438\u0435 \u0441\u0447\u0435\u0442\u0430 \u0434\u043b\u044f \u043e\u0444\u0444\u043b\u0430\u0439\u043d-\u0440\u0438\u0442\u0435\u0439\u043b\u0430.<\/li>\n<li><strong>FawryPay (\u0415\u0433\u0438\u043f\u0435\u0442)<\/strong> - \u041a\u0440\u0443\u043f\u043d\u0435\u0439\u0448\u0430\u044f \u0432 \u0415\u0433\u0438\u043f\u0442\u0435 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u0430\u044f \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0434\u043b\u044f \u043e\u043f\u043b\u0430\u0442\u044b \u0441\u0447\u0435\u0442\u043e\u0432, \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u0438 \u043c\u043d\u043e\u0433\u043e\u0433\u043e \u0434\u0440\u0443\u0433\u043e\u0433\u043e.<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u0438\u043c \u0444\u0438\u043d\u0430\u043d\u0441\u0430\u043c<\/strong><\/p>\n<ul>\n<li><em>\u0432\u043e\u043f\u0440\u043e\u0441\u044b<\/em>: \u0422\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u044b \u043f\u043e \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u043c \u043a\u0430\u0440\u0442\u0430\u043c (\u0420\u0438\u0431\u0430) \u043f\u0440\u043e\u0442\u0438\u0432\u043e\u0440\u0435\u0447\u0430\u0442 \u0448\u0430\u0440\u0438\u0430\u0442\u0443.<\/li>\n<li><em>\u0420\u0435\u0446\u0435\u043f\u0442<\/em>: \u0412\u044b\u0431\u043e\u0440 \u043f\u0440\u043e\u0434\u0443\u043a\u0442\u043e\u0432, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0442<strong>\u0424\u0438\u043d\u0430\u043d\u0441\u044b, \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0443\u044e\u0449\u0438\u0435 \u043d\u043e\u0440\u043c\u0430\u043c \u0448\u0430\u0440\u0438\u0430\u0442\u0430<\/strong>\u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u043e\u0432 \u0443\u0441\u043b\u0443\u0433:\n<ul>\n<li><strong>\u0410\u043b\u0438\u043d\u043c\u0430 \u0411\u0430\u043d\u043a (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong> - \u041f\u0440\u0435\u0434\u043e\u0441\u0442\u0430\u0432\u043b\u0435\u043d\u0438\u0435 \u0431\u0435\u0441\u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043d\u043e\u0439 \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0438 (\u043c\u043e\u0434\u0435\u043b\u044c Tawarruq).<\/li>\n<li><strong>\u0414\u0443\u0431\u0430\u0439\u0441\u043a\u0438\u0439 \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u0438\u0439 \u0431\u0430\u043d\u043a Pay<\/strong> - \u0426\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u043a\u043e\u0448\u0435\u043b\u0435\u043a \u0441 \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u043a\u0430\u0442\u043e\u043c \u0425\u0430\u043b\u044f\u043b\u044c.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>V. \u0414\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u0438 \u0430\u043b\u044c\u0442\u0435\u0440\u043d\u0430\u0442\u0438\u0432\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438<\/strong><\/h3>\n<p>\u041d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 (\u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0432 \u0415\u0433\u0438\u043f\u0442\u0435 \u0438 \u0418\u0440\u0430\u043a\u0435) \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u0432\u044b\u0441\u043e\u043a \u0441\u043f\u0440\u043e\u0441 \u043d\u0430 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0438 \u0441 \u043d\u0430\u043b\u0438\u0447\u043d\u044b\u043c\u0438 \u0434\u0435\u043d\u044c\u0433\u0430\u043c\u0438, \u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0441\u043e\u0447\u0435\u0442\u0430\u0442\u044c \u0441\u043e \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u043c\u0438:<\/p>\n<ol>\n<li><strong>\u041d\u0430\u043b\u043e\u0436\u0435\u043d\u043d\u044b\u0439 \u043f\u043b\u0430\u0442\u0435\u0436 (COD)<\/strong>\n<ul>\n<li><em>\u043d\u043e\u043c\u0435\u0440\u0430<\/em>30%-60%: \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u0430\u044f \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u044f \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u043e\u043f\u0438\u0440\u0430\u0435\u0442\u0441\u044f \u043d\u0430 COD (Statista).<\/li>\n<li><em>\u044d\u043a\u0441\u043f\u043e\u0437\u0438\u0446\u0438\u0438<\/em>: \u0412\u044b\u0441\u043e\u043a\u0438\u0439 \u043f\u0440\u043e\u0446\u0435\u043d\u0442 \u0432\u043e\u0437\u0432\u0440\u0430\u0442\u0430 (\u043e\u043a\u043e\u043b\u043e 35%), \u043d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u0442\u044c \u043a\u043e\u043d\u0442\u0440\u043e\u043b\u044c \u043b\u043e\u0433\u0438\u0441\u0442\u0438\u043a\u0438.<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u041a\u043e\u0434 \u043f\u043e\u043f\u043e\u043b\u043d\u0435\u043d\u0438\u044f \u043f\u0440\u0435\u0434\u043e\u043f\u043b\u0430\u0447\u0435\u043d\u043d\u043e\u0439 \u043a\u0430\u0440\u0442\u044b\/\u0432\u0430\u0443\u0447\u0435\u0440\u0430<\/strong><br \/>\n\u041d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0432 \u041e\u0410\u042d<strong>\u041a\u0430\u0440\u0442\u044b \u0410\u0430\u0444\u0430\u043a\u0430<\/strong>\u0421\u0438\u0441\u0442\u0435\u043c\u0430 \u0421\u0430\u0434\u0430\u0434, \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f.<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>6<\/strong><\/em> <em><strong>\u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u043d\u0430 \u0443\u0440\u043e\u0432\u043d\u0435 \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u044f<\/strong><\/em><\/h3>\n<h4><strong>(1) \u0412\u044b\u0431\u043e\u0440 \u043d\u0430\u0431\u043e\u0440\u0430 \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u043e\u0432 \u0432 \u0437\u0430\u0432\u0438\u0441\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0442 \u0440\u044b\u043d\u043a\u0430<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u043d\u0430\u0446\u0438\u0438<\/th>\n<th>\u041e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430<\/th>\n<th>\u0414\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u044b<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0430\u0431\u0431\u0440\u0435\u0432\u0438\u0430\u0442\u0443\u0440\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/td>\n<td>\u041c\u0430\u0434\u0430 + STC Pay + \u0422\u0430\u0431\u0431\u0438<\/td>\n<td>Apple Pay<\/td>\n<\/tr>\n<tr>\n<td>\u041e\u0410\u042d<\/td>\n<td>Benefit + Beam + BNPL<\/td>\n<td>PayPal<\/td>\n<\/tr>\n<tr>\n<td>\u0415\u0433\u0438\u043f\u0435\u0442<\/td>\n<td>Fawry + Cash COD<\/td>\n<td>Vodafone Cash<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(2) \u0421\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u0438 \u0441\u0442\u044b\u043a\u043e\u0432\u043a\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439<\/strong><\/h4>\n<ul>\n<li>\u041f\u0440\u0435\u0434\u043f\u043e\u0447\u0442\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 API-\u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438: Checkout.com, HyperPay (\u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u0442 \u043c\u043d\u043e\u0433\u043e\u0448\u043b\u044e\u0437\u043e\u0432\u0443\u044e \u0430\u0433\u0440\u0435\u0433\u0430\u0446\u0438\u044e).<\/li>\n<li>\u041f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430 \u0434\u043b\u044f \u0441\u043e\u0437\u0434\u0430\u043d\u0438\u044f \u0441\u0430\u0439\u0442\u043e\u0432 SaaS: Shopify Pluginable Access to Mada\/Fawry.<\/li>\n<\/ul>\n<h4><strong>(3) \u0420\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u043f\u043e \u0438\u0437\u0431\u0435\u0436\u0430\u043d\u0438\u044e \u043f\u043e\u0434\u0432\u043e\u0434\u043d\u044b\u0445 \u043a\u0430\u043c\u043d\u0435\u0439<\/strong><\/h4>\n<ul>\n<li>\u26a0\ufe0f \u0421\u043b\u043e\u0432\u0430, \u0447\u0443\u0432\u0441\u0442\u0432\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043a \u0440\u0435\u043b\u0438\u0433\u0438\u0438: \u0438\u0437\u0431\u0435\u0433\u0430\u0439\u0442\u0435 \u0441\u043b\u043e\u0432 \"\u043f\u0440\u043e\u0446\u0435\u043d\u0442\" \u0438\u043b\u0438 \"\u0441\u0441\u0443\u0434\u0430\", \u0432\u043c\u0435\u0441\u0442\u043e \u043d\u0438\u0445 \u0438\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439\u0442\u0435 \"\u043f\u043b\u0430\u0442\u043d\u044b\u0439\".<\/li>\n<li>\u26a0\ufe0f \u0422\u0420\u0415\u0411\u041e\u0412\u0410\u041d\u0418\u042f \u041a \u041b\u0418\u0426\u0415\u041d\u0417\u0418\u0418: DIFC (\u0414\u0443\u0431\u0430\u0439\u0441\u043a\u0438\u0439 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0439 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0439 \u0446\u0435\u043d\u0442\u0440) \u043f\u0440\u043e\u0432\u043e\u0434\u0438\u0442 \u0441\u0442\u0440\u043e\u0433\u0438\u0439 \u043f\u0440\u043e\u0446\u0435\u0441\u0441 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u0434\u043b\u044f PSP.<\/li>\n<\/ul>\n<hr>\n<p>\u0415\u0441\u043b\u0438 \u0432\u0430\u043c \u043d\u0443\u0436\u043d\u044b \u0431\u043e\u043b\u0435\u0435 \u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u044b\u0435 \u043e\u0442\u0440\u0430\u0441\u043b\u0435\u0432\u044b\u0435 \u043f\u0440\u0438\u043c\u0435\u0440\u044b (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043a\u0430\u043a \u0432\u0437\u0438\u043c\u0430\u0442\u044c \u043f\u043b\u0430\u0442\u0443 \u0437\u0430 \u0432\u043d\u0443\u0442\u0440\u0438\u0438\u0433\u0440\u043e\u0432\u044b\u0435 \u043f\u043e\u043a\u0443\u043f\u043a\u0438? \u041a\u0430\u043a \u0443\u043c\u0435\u043d\u044c\u0448\u0438\u0442\u044c \u043e\u0442\u043a\u0430\u0437 \u043e\u0442 COD \u0434\u043b\u044f \u044d\u043b\u0438\u0442\u043d\u044b\u0445 \u0438\u043d\u0434\u0438-\u0441\u0430\u0439\u0442\u043e\u0432?) , \u0442\u043e \u044d\u0442\u043e \u043c\u043e\u0436\u043d\u043e \u0440\u0430\u0441\u0441\u043c\u043e\u0442\u0440\u0435\u0442\u044c \u043f\u043e\u0434\u0440\u043e\u0431\u043d\u0435\u0435!<\/p>","protected":false},"excerpt":{"rendered":"<p>\u041f\u0440\u0438 \u0432\u0435\u0434\u0435\u043d\u0438\u0438 \u0431\u0438\u0437\u043d\u0435\u0441\u0430 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0432\u044b\u0431\u043e\u0440 \u043f\u0440\u0430\u0432\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u0438\u043d\u0441\u0442\u0440\u0443\u043c\u0435\u043d\u0442\u0430 \u0434\u043b\u044f \u0441\u0431\u043e\u0440\u0430 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0442\u0440\u0435\u0431\u0443\u0435\u0442 \u0441\u043e\u0447\u0435\u0442\u0430\u043d\u0438\u044f \u043c\u0435\u0441\u0442\u043d\u044b\u0445...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3177","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u652f\u6301\u4e2d\u4e1c\u652f\u4ed8\u7684\u6536\u6b3e\u5de5\u5177\u63a8\u8350 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ru\/2025\/06\/04\/\u652f\u6301\u4e2d\u4e1c\u652f\u4ed8\u7684\u6536\u6b3e\u5de5\u5177\u63a8\u8350\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u652f\u6301\u4e2d\u4e1c\u652f\u4ed8\u7684\u6536\u6b3e\u5de5\u5177\u63a8\u8350\" \/>\n<meta property=\"og:description\" content=\"\u5728\u4e2d\u4e1c\u5730\u533a\u5f00\u5c55\u4e1a\u52a1\u65f6\uff0c\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u6536\u6b3e\u5de5\u5177\u9700\u8981\u7efc\u5408\u8003\u8651\u672c\u5730&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/ru\/2025\/06\/04\/\u652f\u6301\u4e2d\u4e1c\u652f\u4ed8\u7684\u6536\u6b3e\u5de5\u5177\u63a8\u8350\/\" \/>\n<meta property=\"og:site_name\" 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