{"id":3250,"date":"2025-06-09T12:16:13","date_gmt":"2025-06-09T04:16:13","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3250"},"modified":"2025-06-09T12:16:13","modified_gmt":"2025-06-09T04:16:13","slug":"%e9%9b%86%e6%88%90paytabs%e3%80%81hyperpay%e3%80%81tap-payments%e5%bc%80%e5%8f%91%e6%95%99%e7%a8%8b","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/06\/09\/%e9%9b%86%e6%88%90paytabs%e3%80%81hyperpay%e3%80%81tap-payments%e5%bc%80%e5%8f%91%e6%95%99%e7%a8%8b\/","title":{"rendered":"\u0418\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f PayTabs, HyperPay, Tap Payments \u0423\u0447\u0435\u0431\u043d\u0438\u043a\u0438 \u043f\u043e \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u043a\u0435"},"content":{"rendered":"
\u0412\u0418\u0417\u0410 \u041c\u0410\u0421\u0422\u0415\u0420 \u041c\u0410\u0414\u0410<\/form>\n

\u041e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u044f \u043f\u0440\u043e\u0438\u0437\u0432\u043e\u0434\u0438\u0442\u0435\u043b\u044c\u043d\u043e\u0441\u0442\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0448\u043b\u044e\u0437\u043e\u0432 \u0438 \u043b\u0443\u0447\u0448\u0438\u0435 \u043f\u0440\u0430\u043a\u0442\u0438\u043a\u0438 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438<\/p>\n

1. \u041f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0441\u043e\u0432\u0435\u0442\u044b \u043f\u043e \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044e \u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/p>\n

\u0418\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0430\u044f \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0438 \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u0438<\/p>\n

\"`python
\n# \u041f\u0440\u0438\u043c\u0435\u0440: \u0438\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0430\u044f \u043c\u0430\u0440\u0448\u0440\u0443\u0442\u0438\u0437\u0430\u0446\u0438\u044f \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043d\u0430 \u043e\u0441\u043d\u043e\u0432\u0435 \u0440\u0435\u0433\u0438\u043e\u043d\u0430 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f
\ndef select_payment_gateway(user_country).
\n gateway_preferences = {
\n 'SA': ('HyperPay', 'MADA'),
\n 'KW': ('Tap Payments', 'KNET'),
\n 'AE': ('PayTabs', 'VISA\/MASTER'),
\n '_default': ('PayTabs', None)
\n }
\n return gateway_preferences.get(user_country,
\n gateway_preferences['_default'])
\n“`<\/p>\n

\u0410\u0432\u0442\u043e\u043c\u0430\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u044b\u0445 \u043f\u043e\u043f\u044b\u0442\u043e\u043a \u0434\u043b\u044f \u043d\u0435\u0443\u0434\u0430\u0447\u043d\u044b\u0445 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439<\/p>\n

\"javascript
\n\/\/ \u041f\u0440\u0438\u043c\u0435\u0440 \u0430\u043b\u0433\u043e\u0440\u0438\u0442\u043c\u0430 \u043f\u043e\u0432\u0442\u043e\u0440\u043d\u044b\u0445 \u043f\u043e\u043f\u044b\u0442\u043e\u043a \u044d\u043a\u0441\u043f\u043e\u043d\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043e\u0442\u043a\u0430\u0442\u0430 \u043d\u0430 \u043f\u0435\u0440\u0435\u0434\u043d\u0435\u0439 \u043f\u0430\u043d\u0435\u043b\u0438
\nasync-\u0444\u0443\u043d\u043a\u0446\u0438\u044f retryPayment(transactionId, attempt = 0) {
\n const delays = [1000, 3000, 5000]; \/\/ \u043c\u0438\u043b\u043b\u0438\u0441\u0435\u043a\u0443\u043d\u0434\u044b<\/p>\n

\u043f\u043e\u043f\u0440\u043e\u0431\u0443\u0439\u0442\u0435 {
\n return await processPayment(transactionId);
\n } catch (error) {
\n \u0435\u0441\u043b\u0438 (\u043f\u043e\u043f\u044b\u0442\u043a\u0430 < delays.length) {\n await new Promise(res => setTimeout(res, delays[attempt]));
\n return retryPayment(transactionId, attempt +1);
\n }
\n \u0432\u044b\u0431\u0440\u043e\u0441\u0438\u0442\u044c \u043e\u0448\u0438\u0431\u043a\u0443;
\n }
\n}
\n“`<\/p>\n

\u041e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043f\u043e\u043a\u0430\u0437\u0430\u0442\u0435\u043b\u0438 \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0443 PCI DSS<\/p>\n

| \u0423\u0440\u043e\u0432\u0435\u043d\u044c \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 | \u0422\u043e\u0447\u043a\u0438 \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 | \u041f\u0440\u0438\u043c\u0435\u0440 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u0440\u0435\u0448\u0435\u043d\u0438\u044f |
\n|————–|————–|——————|
\n| SAQ A-EP | TLS1.2+ mandatory enable | \u041a\u043e\u043d\u0444\u0438\u0433\u0443\u0440\u0430\u0446\u0438\u044f Nginx: `ssl_protocols TLSv1.2 TLSv1.3;` |
\n| P2PE | SDK \u0428\u0438\u0444\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u043a\u043e\u043d\u0444\u0438\u0434\u0435\u043d\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0445 \u0434\u0430\u043d\u043d\u044b\u0445 | \u041c\u0435\u0442\u043e\u0434 HyperPay Android `encryptCardData()` |
\n| \u0422\u043e\u043a\u0435\u043d\u0438\u0437\u0430\u0446\u0438\u044f | \u0422\u043e\u043a\u0435\u043d\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u043e\u0435 \u0445\u0440\u0430\u043d\u0438\u043b\u0438\u0449\u0435 PAN | API PayTabs \"\u0422\u043e\u043a\u0435\u043d \u043a\u0430\u043a \u0443\u0441\u043b\u0443\u0433\u0430\" | \u0422\u043e\u043a\u0435\u043d\u0438\u0437\u0430\u0446\u0438\u044f | \u0422\u043e\u043a\u0435\u043d\u0438\u0437\u0430\u0446\u0438\u044f PAN | API PayTabs \"\u0422\u043e\u043a\u0435\u043d \u043a\u0430\u043a \u0443\u0441\u043b\u0443\u0433\u0430\"<\/p>\n

—<\/p>\n

\u0420\u0430\u0441\u0448\u0438\u0440\u0435\u043d\u043d\u043e\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u0435 \u0434\u043b\u044f \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438 \u0432\u0435\u0431\u0445\u0443\u043a\u043e\u0432<\/p>\n

\u041f\u0440\u0438\u043c\u0435\u0440 \u043e\u0444\u043e\u0440\u043c\u043b\u0435\u043d\u0438\u044f \u0442\u0430\u0431\u043b\u0438\u0446\u044b \u0436\u0443\u0440\u043d\u0430\u043b\u0430 \u0441\u043e\u0431\u044b\u0442\u0438\u0439 MySQL<\/p>\n

\"`sql
\nCREATE TABLE payment_webhooks (
\n id BIGINT AUTO_INCREMENT PRIMARY KEY,
\n \u043f\u0440\u043e\u0432\u0430\u0439\u0434\u0435\u0440 ENUM('PAYTABS','HYPERPAY','TAP') NOT NULL,
\n \u0442\u0438\u043f_\u0441\u043e\u0431\u044b\u0442\u0438\u044f VARCHAR(50) NOT NULL,<\/p>\n

- \u041f\u043e\u043b\u0435 \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u043f\u043e\u0434\u043f\u0438\u0441\u0438 SHA256
\nraw_body TEXT NOT NULL,
\n\u0437\u0430\u0433\u043e\u043b\u043e\u0432\u043a\u0438 JSON NOT NULL,<\/p>\n

-\u0421\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u0438\u0437\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u044b\u0435 \u043f\u0443\u0431\u043b\u0438\u0447\u043d\u044b\u0435 \u043f\u043e\u043b\u044f
\ntransaction_id VARCHAR(64),
\n\u0441\u0443\u043c\u043c\u0430 DECIMAL(12,3),
\n\u0432\u0430\u043b\u044e\u0442\u0430 CHAR(3),<\/p>\n

created_at TIMESTAMP DEFAULT CURRENT_TIMESTAMP,
\n\u043e\u0431\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0435\u0442\u0441\u044f BOOLEAN DEFAULT FALSE,<\/p>\n

\u0418\u041d\u0414\u0415\u041a\u0421 idx_provider_event (provider.event_type),
\n\u0418\u041d\u0414\u0415\u041a\u0421 idx_unprocessed (processed)
\n) ENGINE=InnoDB.
\n“`<\/p>\n

\u0421\u043d\u0438\u043f\u043f\u0435\u0442 \u0440\u0435\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u0440\u043e\u0446\u0435\u0441\u0441\u043e\u0440\u0430 \u043f\u0430\u0440\u0430\u043b\u043b\u0435\u043b\u0438\u0437\u043c\u0430 \u043d\u0430 \u044f\u0437\u044b\u043a\u0435 Go<\/p>\n

\"\u0413\u043e
\nfunc processWebhooks() {
\n\t\u043e\u0447\u0435\u0440\u0435\u0434\u044c := make(chan WebhookEvent, 100)<\/p>\n

\t\/\/\u0417\u0430\u043f\u0443\u0449\u0435\u043d\u043e 10 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u044c\u0441\u043a\u0438\u0445 \u043f\u0430\u0440\u0430\u043b\u043b\u0435\u043b\u044c\u043d\u044b\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c
\n\tfor i:=0;i<10;i++{\n\t\tgo func(){\n\t\t\tfor event := range queue{\n\t\t\t\tif err:=validateSignature(event);err!=nil{\n\t\t\t\t\tlog.Printf(\"Invalid signature:%v\",event.ID)\n\t\t\t\t\tcontinue\t\n\t\t\t\t}\n\t\t\t\t\n\t\t\t\tswitch event.Type{\n\t\t\t\tcase \"payment_success\":\n\t\t\t\t\tgo updateOrderStatus(event)\n\t\t\t\tcase \"refund_completed\":\n\t\t\t\t\tgo triggerInventoryRestock(event)\n \/\/...\u5176\u4ed6\u4e8b\u4ef6\u7c7b\u578b\u5904\u7406\t\t\n }}}()\n}\n\n\/\/ RabbitMQ\u6d88\u8d39\u8005\u793a\u4f8b\uff1a\nchannel.Consume(\n\t\"payment_webhooks\",\n\t\"\",\n\tfalse\uff0c\n\tfalse\uff0c\n\tfalse\uff0c\n\tfalse\uff0c\n\tnil,\n)\n\nfor delivery := range deliveries {\t\n\tvar event WebhookEvent\n\t\n\tif err:=json.Unmarshal(delivery.Body,&event);err==nil{\t\t\n\t select {\t\t\t\n\t case queue <-event: \/\/\u6295\u9012\u5230\u5904\u7406\u961f\u5217\t\t\t\n\t default:\/\/\u961f\u5217\u6ee1\u65f6\u8bb0\u5f55\u8b66\u544a\t\t\n\t log.Println(\"Webhook queue overflow\")}}\n} \n```\n---\n\n iOS SwiftUI\u96c6\u6210\u5b8c\u6574\u6848\u4f8b \n\n AppStore\u5408\u89c4\u6ce8\u610f\u4e8b\u9879 \n\n\u5728Info.plist\u4e2d\u5fc5\u987b\u58f0\u660e:\n```xml \nNSApplePayMerchantIdentifier<\/key>
\nmerchant.com.yourdomain.appname<\/string><\/p>\n

NFCReaderUsageDescription<\/key>
\n\u0414\u043b\u044f \u0431\u0435\u0441\u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043f\u043e \u043a\u0430\u0440\u0442\u0430\u043c MADA<\/string>
\n“`<\/p>\n

Combine Framework \u041e\u0442\u0437\u044b\u0432\u0447\u0438\u0432\u0430\u044f \u0443\u043f\u0430\u043a\u043e\u0432\u043a\u0430 <\/p>\n

\"`swift import Combine <\/p>\n

class TapPaymentHandler:ObservableObject{
\n@Published var paymentState: PaymentState=.idle
\nprivate var cancellables=Set() <\/p>\n

func startPayment(with parameters:ChargeParameters){
\nGoSellSDK.start(payment:.debitCard(.init(tapID: \"tok_XZzYx...\")))
\n.receive(on:DispatchQueue.main)
\n.sink(receiveCompletion:{ [weak self] completion in
\nif case .failure(let error)=completion{
\nself?.paymentState=.failed(error.localisedDescription)} },receiveValue:{ [weak self] response in self?.process(response)}).store(in:& cancellables)}
\n} “`<\/p>\n

— <\/p>\n

\u0418\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u044f Jetpack Compose \u0434\u043b\u044f Android <\/p>\n

\u041d\u0435\u043e\u0431\u0445\u043e\u0434\u0438\u043c\u043e \u0434\u043e\u0431\u0430\u0432\u0438\u0442\u044c \u0440\u0430\u0437\u0440\u0435\u0448\u0435\u043d\u0438\u044f \u043c\u0430\u043d\u0438\u0444\u0435\u0441\u0442\u0430:
\n\"xml “ <\/p>\n

\u0421\u043b\u0443\u0447\u0430\u0439 \u0438\u043d\u043a\u0430\u043f\u0441\u0443\u043b\u044f\u0446\u0438\u0438 \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u0438\u043c\u044b\u0445 \u0444\u0443\u043d\u043a\u0446\u0438\u0439: <\/p>\n

\"kotlin @Composable fun HyperpayButton(){
\nvar status by remember{mutableStateOf(PayStatus.IDLE)}
\nval context=LocalContext.current <\/p>\n

Button(onClick={
\nval config=CheckoutConfig().apply{
\nlanguage=\"ar\"\/\/\u0410\u0440\u0430\u0431\u0441\u043a\u0430\u044f \u043b\u043e\u043a\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f
\nthemeColorRes=R.color.hyperpay_green}) <\/p>\n

Hyperpay.checkout(context.config){ result->
\nwhen(result.status){
\nSUCCESS->status=Paid(result.transactionID!)
\nelse->showErrorDialog(result.errorMessage!!!)}})}})}} \" <\/p>\n

— <\/p>\n

# SEO Enhancement Supplement <\/p>\n

\u0412 \u0446\u0435\u043b\u044f\u0445 \u0434\u0430\u043b\u044c\u043d\u0435\u0439\u0448\u0435\u0439 \u043e\u043f\u0442\u0438\u043c\u0438\u0437\u0430\u0446\u0438\u0438 \u043f\u043e\u0438\u0441\u043a\u043e\u0432\u044b\u0445 \u0440\u0435\u0439\u0442\u0438\u043d\u0433\u043e\u0432 \u0440\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0443\u0435\u0442\u0441\u044f \u043f\u0443\u0431\u043b\u0438\u043a\u043e\u0432\u0430\u0442\u044c \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u0440\u0435\u0441\u0443\u0440\u0441\u044b \u043a\u0430\u043a \u0447\u0430\u0441\u0442\u044c \u043f\u0430\u043a\u0435\u0442\u0430 \u0432\u0435\u0431-\u0441\u0430\u0439\u0442\u0430:<\/p>\n

* :: \u0421\u0440\u0430\u0432\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0442\u0430\u0431\u043b\u0438\u0446\u0430: \u0431\u043e\u043a\u043e\u0432\u043e\u0435 \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u0435 \u043a\u043e\u043c\u043c\u0435\u0440\u0447\u0435\u0441\u043a\u0438\u0445 \u0443\u0441\u043b\u043e\u0432\u0438\u0439, \u0442\u0430\u043a\u0438\u0445 \u043a\u0430\u043a \u0441\u0442\u0430\u0432\u043a\u0438 \u0448\u043b\u044e\u0437\u0430, \u0446\u0438\u043a\u043b\u044b \u0440\u0430\u0441\u0447\u0435\u0442\u043e\u0432 \u0438 \u0442. \u0434.
\n* :: \u041a\u0430\u0440\u0442\u044b \u0440\u0435\u0433\u0438\u043e\u043d\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u044f: \u043a\u0430\u0440\u0442\u043e\u0433\u0440\u0430\u0444\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u0432\u0438\u0437\u0443\u0430\u043b\u0438\u0437\u0430\u0446\u0438\u044f \u0441\u0442\u0440\u0430\u043d\/\u0440\u0435\u0433\u0438\u043e\u043d\u043e\u0432, \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u043c\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u043c\u0438.
\n* :: \u0420\u0443\u043a\u043e\u0432\u043e\u0434\u0441\u0442\u0432\u043e \u043f\u043e \u0442\u0435\u0441\u0442\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044e \u0432 \u043f\u0435\u0441\u043e\u0447\u043d\u0438\u0446\u0435: \u043f\u043e\u0448\u0430\u0433\u043e\u0432\u044b\u0439 \u0441\u043a\u0440\u0438\u043d\u0448\u043e\u0442, \u0434\u0435\u043c\u043e\u043d\u0441\u0442\u0440\u0438\u0440\u0443\u044e\u0449\u0438\u0439, \u043a\u0430\u043a \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043d\u043e\u043c\u0435\u0440 \u0442\u0435\u0441\u0442\u043e\u0432\u043e\u0439 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u043e\u0439 \u043a\u0430\u0440\u0442\u044b
\n* :: \u041a\u043e\u0434\u044b \u043e\u0448\u0438\u0431\u043e\u043a: \u0441\u0440\u0430\u0432\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0442\u0430\u0431\u043b\u0438\u0446\u0430 \u043a\u043e\u0434\u043e\u0432 \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044f HTTP \u0438 \u043a\u043e\u0434\u043e\u0432 \u0431\u0438\u0437\u043d\u0435\u0441-\u043e\u0448\u0438\u0431\u043e\u043a <\/p>\n

\u0411\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044e \u044d\u0442\u043e\u0439 \u0441\u0435\u0440\u0438\u0438 \u0442\u0435\u0445\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u0440\u0435\u0448\u0435\u043d\u0438\u0439 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c:
\n\u2713 \u041a\u043e\u044d\u0444\u0444\u0438\u0446\u0438\u0435\u043d\u0442 \u0443\u0441\u043f\u0435\u0448\u043d\u043e\u0441\u0442\u0438 Mada Card 98%+ \u2713 \u0413\u0430\u0440\u0430\u043d\u0442\u0438\u044f \u0441\u043e\u043e\u0442\u0432\u0435\u0442\u0441\u0442\u0432\u0438\u044f PCI Level1 \u2713 \u0412\u043e\u0437\u043c\u043e\u0436\u043d\u043e\u0441\u0442\u044c \u043c\u0443\u043b\u044c\u0442\u0438\u0432\u0430\u043b\u044e\u0442\u043d\u043e\u0439 \u0430\u0432\u0442\u043e\u043a\u043e\u043d\u0432\u0435\u0440\u0442\u0430\u0446\u0438\u0438<\/p>","protected":false},"excerpt":{"rendered":"

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