{"id":3350,"date":"2025-06-23T14:05:10","date_gmt":"2025-06-23T06:05:10","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3350"},"modified":"2025-06-23T14:05:10","modified_gmt":"2025-06-23T06:05:10","slug":"%e4%b8%ad%e4%b8%9c%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%bd%a2%e6%88%90%e5%90%97%ef%bc%9f%e5%8f%91%e5%b1%95%e7%8e%b0%e7%8a%b6%e8%a7%a3%e8%af%bb","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/06\/23\/%e4%b8%ad%e4%b8%9c%e6%97%a0%e7%8e%b0%e9%87%91%e7%a4%be%e4%bc%9a%e6%ad%a3%e5%9c%a8%e5%bd%a2%e6%88%90%e5%90%97%ef%bc%9f%e5%8f%91%e5%b1%95%e7%8e%b0%e7%8a%b6%e8%a7%a3%e8%af%bb\/","title":{"rendered":"\u0424\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043b\u0438 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0435 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u043e? 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\u043c\u043e\u0431\u0438\u043b\u044c\u043d\u044b\u0445 \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u043e\u0432 \u0434\u043b\u044f \u043e\u0441\u0443\u0449\u0435\u0441\u0442\u0432\u043b\u0435\u043d\u0438\u044f \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u0445 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439.<\/li>\n<li><strong>\u041b\u0438\u0432\u0430\u043d \u0438 \u0418\u0440\u0430\u043a<\/strong>:: \u0412 \u0440\u0435\u0437\u0443\u043b\u044c\u0442\u0430\u0442\u0435 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u0447\u0435\u0441\u043a\u043e\u0433\u043e \u043a\u0440\u0438\u0437\u0438\u0441\u0430 \u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u043b\u044e\u0434\u0438 \u043e\u0431\u0440\u0430\u0442\u0438\u043b\u0438\u0441\u044c \u043a \u0441\u0442\u0430\u0431\u0438\u043b\u044c\u043d\u044b\u043c \u0432\u0430\u043b\u044e\u0442\u0430\u043c \u0438\u043b\u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u043c \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u043c \u043f\u043b\u0430\u0442\u0435\u0436\u0430\u043c.<\/li>\n<\/ul>\n<hr>\n<h2><strong>2. \u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0444\u0430\u043a\u0442\u043e\u0440\u044b, \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u044f\u044e\u0449\u0438\u0435 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0441\u0442\u044c \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435<\/strong><\/h2>\n<h3><strong>(1) \u041f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0430 \u0433\u043e\u0441\u0443\u0434\u0430\u0440\u0441\u0442\u0432\u0435\u043d\u043d\u043e\u0439 \u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0438<\/strong><\/h3>\n<p>\u0421\u0442\u0440\u0430\u043d\u044b \u0437\u0430\u043f\u0443\u0441\u043a\u0430\u044e\u0442 \u0440\u044f\u0434 \u043c\u0435\u0440 \u043f\u043e \u043f\u0440\u043e\u0434\u0432\u0438\u0436\u0435\u043d\u0438\u044e \u0431\u0435\u0441\u043a\u043e\u043d\u0442\u0430\u043a\u0442\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439.<\/p>\n<ul>\n<li><em>\u0430\u0431\u0431\u0440\u0435\u0432\u0438\u0430\u0442\u0443\u0440\u0430 \u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0439 \u0410\u0440\u0430\u0432\u0438\u0438<\/em>:: \"\u0424\u0438\u043d\u0442\u0435\u0445-\u0441\u0442\u0440\u0430\u0442\u0435\u0433\u0438\u044f\", \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u043d\u0430\u044f \u043d\u0430 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0443 \u0441\u0442\u0430\u0440\u0442\u0430\u043f\u043e\u0432 \u0438 \u043e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0439 \u043f\u0440\u0438\u0435\u043c \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0442\u043e\u0440\u0433\u043e\u0432\u0446\u0430\u043c\u0438.<\/li>\n<li><em>\u041e\u0410\u042d<\/em>:: \u041f\u0440\u043e\u0433\u0440\u0430\u043c\u043c\u0430 Cashless Dubai \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u0430 \u043d\u0430 \u0441\u043e\u043a\u0440\u0430\u0449\u0435\u043d\u0438\u0435 \u043e\u0431\u043e\u0440\u043e\u0442\u0430 \u0431\u0430\u043d\u043a\u043d\u043e\u0442 \u043d\u0430 50% \u043a 2025 \u0433\u043e\u0434\u0443.<\/li>\n<\/ul>\n<h3><strong>(2) \u0420\u043e\u0441\u0442 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0439 \u0432 \u0444\u0438\u043d\u0442\u0435\u0445<\/strong><\/h3>\n<p>\u0421\u043e\u0433\u043b\u0430\u0441\u043d\u043e \u043e\u0442\u0447\u0435\u0442\u0443 Magnitt, \u0444\u0438\u043d\u0430\u043d\u0441\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0444\u0438\u043d\u0442\u0435\u0445\u0430 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0434\u043e\u0441\u0442\u0438\u0433\u043d\u0435\u0442 $2.5B+ \u043a 2023 \u0433\u043e\u0434\u0443, \u0430 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043f\u043e\u0442\u043e\u043a\u0438 \u0431\u0443\u0434\u0443\u0442 \u043d\u0430\u043f\u0440\u0430\u0432\u043b\u0435\u043d\u044b \u0432.<br \/>\n\u2714\ufe0f BNPL (Buy Now Pay Later): \u0422\u0430\u043c\u0430\u0440\u0430 (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f), \u0422\u0430\u0431\u0431\u0438 (\u041e\u0410\u042d)<br \/>\n\u2714\ufe0f P2P-\u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0435 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b: Pyypl (\u0431\u0430\u0437\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u0432 \u0411\u0430\u0445\u0440\u0435\u0439\u043d\u0435).<br \/>\n\u2714\ufe0f CBDC (\u0446\u0438\u0444\u0440\u043e\u0432\u0430\u044f \u0432\u0430\u043b\u044e\u0442\u0430 \u0426\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0430): \u043f\u0438\u043b\u043e\u0442\u043d\u044b\u0439 \u043f\u0440\u043e\u0435\u043a\u0442 \u0434\u0438\u0440\u0445\u0430\u043c\u0430 \u041e\u0410\u042d<\/p>\n<h3><strong>(3) \u0418\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f \u0432 \u043f\u0440\u0438\u0432\u044b\u0447\u043a\u0430\u0445 \u043f\u043e\u0442\u0440\u0435\u0431\u043b\u0435\u043d\u0438\u044f \u043f\u043e\u0441\u043b\u0435 COVID<\/strong><\/h3>\n<p>\u042d\u043f\u0438\u0434\u0435\u043c\u0438\u044f \u043f\u0440\u0438\u0432\u0435\u043b\u0430 \u043a \u0442\u043e\u043c\u0443, \u0447\u0442\u043e \u0432\u0441\u0435 \u0431\u043e\u043b\u044c\u0448\u0435 \u043b\u044e\u0434\u0435\u0439 \u0432\u044b\u0431\u0438\u0440\u0430\u044e\u0442 \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043e\u043a\u0443\u043f\u043a\u0438\/\u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u043a\u043e\u0434\u043e\u0432, \u0430 \u043f\u043e\u043a\u043e\u043b\u0435\u043d\u0438\u0435 Z \u0441\u0442\u0430\u043b\u043e \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u0439 \u0433\u0440\u0443\u043f\u043f\u043e\u0439 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439.<\/p>\n<hr>\n<h2><strong>[H3] 3. \u041f\u0440\u043e\u0431\u043b\u0435\u043c\u044b \u0438 \u043f\u0440\u0435\u043f\u044f\u0442\u0441\u0442\u0432\u0438\u044f<\/strong><\/h2>\n<p>\u041d\u0435\u0441\u043c\u043e\u0442\u0440\u044f \u043d\u0430 \u043e\u0431\u0435\u0449\u0430\u043d\u0438\u044f, \u0441\u0443\u0449\u0435\u0441\u0442\u0432\u0443\u044e\u0442 \u043e\u0433\u0440\u0430\u043d\u0438\u0447\u0435\u043d\u0438\u044f.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u0432\u043e\u043f\u0440\u043e\u0441\u044b<\/th>\n<th>\u043a\u043e\u043d\u043a\u0440\u0435\u0442\u043d\u043e\u0435 \u0432\u044b\u0440\u0430\u0436\u0435\u043d\u0438\u0435<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u0442\u0440\u0430\u0434\u0438\u0446\u0438\u043e\u043d\u043d\u043e\u0435 \u043f\u0440\u0435\u0434\u043f\u043e\u0447\u0442\u0435\u043d\u0438\u0435<\/td>\n<td>\u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0441\u0442\u0430\u0440\u044b\u0435 \u0433\u0440\u0443\u043f\u043f\u044b \u043d\u0430\u0441\u0435\u043b\u0435\u043d\u0438\u044f \u0432\u0441\u0435 \u0435\u0449\u0435 \u043f\u043e\u043b\u0430\u0433\u0430\u044e\u0442\u0441\u044f \u043d\u0430 \u0431\u0430\u043d\u043a\u043d\u043e\u0442\u044b<\/td>\n<\/tr>\n<tr>\n<td>\u041d\u0435\u0430\u0434\u0435\u043a\u0432\u0430\u0442\u043d\u0430\u044f \u0438\u043d\u0444\u0440\u0430\u0441\u0442\u0440\u0443\u043a\u0442\u0443\u0440\u0430<\/td>\n<td>\u041f\u043b\u043e\u0445\u043e\u0435 \u043f\u043e\u043a\u0440\u044b\u0442\u0438\u0435 \u0441\u0435\u0442\u0438 \u0432 \u043e\u0442\u0434\u0430\u043b\u0435\u043d\u043d\u044b\u0445 \u0440\u0430\u0439\u043e\u043d\u0430\u0445<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u0432\u044b\u0441\u043e\u043a\u0430\u044f \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u044c \u0441\u043e\u0431\u043b\u044e\u0434\u0435\u043d\u0438\u044f \u043d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u044b\u0445 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u0439 \u0442\u0430\u043a\u0436\u0435 \u0432\u043b\u0438\u044f\u0435\u0442 \u043d\u0430 \u0442\u0430\u0440\u0438\u0444\u044b \u0434\u043e\u0441\u0442\u0443\u043f\u0430 \u0434\u043b\u044f \u043c\u0430\u043b\u043e\u0433\u043e \u0431\u0438\u0437\u043d\u0435\u0441\u0430.<\/p>\n<hr>\n<p><strong>[H4]4 . \u041f\u0435\u0440\u0441\u043f\u0435\u043a\u0442\u0438\u0432\u044b \u043d\u0430 \u0431\u0443\u0434\u0443\u0449\u0435\u0435: \u043a\u043e\u0433\u0434\u0430 \u0431\u0443\u0434\u0435\u0442 \u0440\u0435\u0430\u043b\u0438\u0437\u043e\u0432\u0430\u043d \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0439 \u0440\u0430\u0441\u0447\u0435\u0442?<\/strong><\/p>\n<p>\u041e\u0436\u0438\u0434\u0430\u0435\u0442\u0441\u044f, \u0447\u0442\u043e \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u0440\u044b\u043d\u043a\u0438 (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u041e\u0410\u042d\/\u041a\u0421\u0410) \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u0438\u0431\u043b\u0438\u0437\u0438\u0442\u044c\u0441\u044f \u043a \u0443\u0440\u043e\u0432\u043d\u044e \u0441\u0442\u0440\u0430\u043d \u0421\u0435\u0432\u0435\u0440\u043d\u043e\u0439 \u0415\u0432\u0440\u043e\u043f\u044b \u043f\u0440\u0438\u043c\u0435\u0440\u043d\u043e \u043a 2030 \u0433\u043e\u0434\u0443. \u041e\u0434\u043d\u0430\u043a\u043e \u0434\u043b\u044f \u043f\u043e\u043b\u043d\u043e\u0433\u043e \u043e\u0442\u043a\u0430\u0437\u0430 \u043e\u0442 \u0431\u0430\u043d\u043a\u043d\u043e\u0442 \u043f\u043e\u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u0432\u0440\u0435\u043c\u044f.<\/p>\n<hr>\n<p><strong>[H5] \u0417\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435<\/strong><\/p>\n<p>\u0412 \u0441\u043e\u0432\u043e\u043a\u0443\u043f\u043d\u043e\u0441\u0442\u0438 \u0438 \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0441\u043e\u0432\u043c\u0435\u0441\u0442\u043d\u044b\u043c \u0443\u0441\u0438\u043b\u0438\u044f\u043c \u0441\u0442\u0440\u0430\u043d \u0411\u043b\u0438\u0436\u043d\u0435\u0433\u043e \u0412\u043e\u0441\u0442\u043e\u043a\u0430 \u0440\u0435\u0433\u0438\u043e\u043d \u0443\u0432\u0435\u0440\u0435\u043d\u043d\u043e \u0434\u0432\u0438\u0436\u0435\u0442\u0441\u044f \u0432 \u0441\u0442\u043e\u0440\u043e\u043d\u0443 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u044d\u043a\u043e\u043d\u043e\u043c\u0438\u043a\u0438 - \u043f\u0443\u0442\u044c \u043f\u0440\u0435\u0434\u0441\u0442\u043e\u0438\u0442 \u0434\u043e\u043b\u0433\u0438\u0439, \u043d\u043e \u0435\u0433\u043e \u043d\u0443\u0436\u043d\u043e \u0436\u0434\u0430\u0442\u044c \u0441 \u043d\u0435\u0442\u0435\u0440\u043f\u0435\u043d\u0438\u0435\u043c!<\/p>\n<h2><strong>5. \u041a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u043c\u043e\u0434\u0435\u043b\u0438 \u0438 \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u043e\u043d\u043d\u044b\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u044f \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435<\/strong><\/h2>\n<h3><strong>(1) \u0412\u043e\u0437\u0432\u044b\u0448\u0435\u043d\u0438\u0435 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0430<\/strong><\/h3>\n<p>\u0420\u044b\u043d\u043e\u043a \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u043e\u0432 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0440\u0430\u0441\u0442\u0435\u0442 \u0431\u044b\u0441\u0442\u0440\u044b\u043c\u0438 \u0442\u0435\u043c\u043f\u0430\u043c\u0438, \u0432 \u043e\u0441\u043d\u043e\u0432\u043d\u043e\u043c \u0431\u043b\u0430\u0433\u043e\u0434\u0430\u0440\u044f \u0432\u044b\u0441\u043e\u043a\u043e\u043c\u0443 \u043f\u0440\u043e\u043d\u0438\u043a\u043d\u043e\u0432\u0435\u043d\u0438\u044e \u0441\u043c\u0430\u0440\u0442\u0444\u043e\u043d\u043e\u0432 \u0438 \u0431\u043e\u043b\u0435\u0435 \u0448\u0438\u0440\u043e\u043a\u043e\u043c\u0443 \u0440\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u0438\u044e \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0441\u0440\u0435\u0434\u0438 \u043c\u043e\u043b\u043e\u0434\u043e\u0433\u043e \u043d\u0430\u0441\u0435\u043b\u0435\u043d\u0438\u044f. \u041f\u0440\u0438\u043c\u0435\u0440:<\/p>\n<ul>\n<li><strong>STC Pay (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong>: \u0417\u0430\u043f\u0443\u0449\u0435\u043d\u043d\u044b\u0439 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u0435\u0439 Saudi Telecom, \u0447\u0438\u0441\u043b\u043e \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u043f\u0440\u0435\u0432\u044b\u0441\u0438\u043b\u043e 8 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432. \u041e\u043d \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u0442 P2P-\u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b, \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0438 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0435 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b.<\/li>\n<li><strong>Beam Wallet (\u041e\u0410\u042d)<\/strong>: \u0418\u043d\u0442\u0435\u0433\u0440\u0438\u0440\u0443\u0435\u0442 \u043c\u0435\u0441\u0442\u043d\u044b\u0435 \u0431\u0430\u043d\u043a\u0438 \u0438 \u0442\u043e\u0440\u0433\u043e\u0432\u044b\u0435 \u0440\u0435\u0441\u0443\u0440\u0441\u044b \u0434\u043b\u044f \u043e\u0431\u0435\u0441\u043f\u0435\u0447\u0435\u043d\u0438\u044f \u0442\u0430\u043a\u0438\u0445 \u0444\u0443\u043d\u043a\u0446\u0438\u0439, \u043a\u0430\u043a \u043e\u043f\u043b\u0430\u0442\u0430 \u043a\u043e\u0434\u043e\u0432 \u0438 \u0441\u0447\u0435\u0442\u043e\u0432.<\/li>\n<\/ul>\n<p>\u041a\u0440\u043e\u043c\u0435 \u0442\u043e\u0433\u043e, \u0442\u0430\u043a\u0438\u0435 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u0433\u0438\u0433\u0430\u043d\u0442\u044b, \u043a\u0430\u043a Apple Pay \u0438 Google Pay, \u0442\u0430\u043a\u0436\u0435 \u0443\u0441\u043a\u043e\u0440\u044f\u044e\u0442 \u043e\u0441\u0432\u043e\u0435\u043d\u0438\u0435 \u0431\u043b\u0438\u0436\u043d\u0435\u0432\u043e\u0441\u0442\u043e\u0447\u043d\u043e\u0433\u043e \u0440\u044b\u043d\u043a\u0430, \u0441\u043e\u0437\u0434\u0430\u0432\u0430\u044f \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u044e \u043a\u043e\u043d\u043a\u0443\u0440\u0435\u043d\u0446\u0438\u0438 \u0438 \u0441\u043e\u0442\u0440\u0443\u0434\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u043a\u043e\u043c\u043f\u0430\u043d\u0438\u044f\u043c\u0438.<\/p>\n<h3><strong>(2) \u0412\u0437\u0440\u044b\u0432\u043d\u043e\u0439 \u0440\u043e\u0441\u0442 \u043c\u043e\u0434\u0435\u043b\u0438 BNPL (\u043a\u0443\u043f\u0438 \u0441\u0435\u0439\u0447\u0430\u0441, \u0437\u0430\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0442\u043e\u043c)<\/strong><\/h3>\n<p>\u041f\u0440\u0438\u043d\u0446\u0438\u043f \"\u043a\u0443\u043f\u0438 \u0441\u0435\u0439\u0447\u0430\u0441, \u0437\u0430\u043f\u043b\u0430\u0442\u0438 \u043f\u043e\u0442\u043e\u043c\" \u043e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u0435\u043d \u0432 \u0441\u0444\u0435\u0440\u0435 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435, \u0433\u0434\u0435 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u043c\u0438 \u0438\u0433\u0440\u043e\u043a\u0430\u043c\u0438 \u044f\u0432\u043b\u044f\u044e\u0442\u0441\u044f:<\/p>\n<ul>\n<li><strong>\u0422\u0430\u0431\u0431\u0438 (\u041e\u0410\u042d)<\/strong>\u041e\u043d\u0430 \u043e\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u0435\u0442 \u043e\u0441\u043d\u043e\u0432\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0439 \u043a\u043e\u043c\u043c\u0435\u0440\u0446\u0438\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a Souq \u0438 Noon, \u0438 \u043f\u043e\u0437\u0432\u043e\u043b\u044f\u0435\u0442 \u043f\u043e\u043a\u0443\u043f\u0430\u0442\u0435\u043b\u044f\u043c \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432 \u0440\u0430\u0441\u0441\u0440\u043e\u0447\u043a\u0443 \u0431\u0435\u0437 \u043f\u0440\u043e\u0446\u0435\u043d\u0442\u043e\u0432.<\/li>\n<li><strong>\u0422\u0430\u043c\u0430\u0440\u0430 (\u0421\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u0430\u044f \u0410\u0440\u0430\u0432\u0438\u044f)<\/strong>\u041a\u043e\u043c\u043f\u0430\u043d\u0438\u044f \u043f\u043e\u043b\u0443\u0447\u0438\u043b\u0430 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u0438 \u043e\u0442 Softbank, \u0430 \u043e\u0431\u044a\u0435\u043c \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0439 \u0432\u044b\u0440\u0430\u0441\u0442\u0435\u0442 \u043d\u0430 3 00% \u0432 2023 \u0433\u043e\u0434\u0443 \u043f\u043e \u0441\u0440\u0430\u0432\u043d\u0435\u043d\u0438\u044e \u0441 \u043f\u0440\u0435\u0434\u044b\u0434\u0443\u0449\u0438\u043c \u0433\u043e\u0434\u043e\u043c.<\/li>\n<\/ul>\n<p>\u042d\u0442\u0430 \u043c\u043e\u0434\u0435\u043b\u044c \u0441\u043d\u0438\u0437\u0438\u043b\u0430 \u0431\u0430\u0440\u044c\u0435\u0440 \u043e\u043f\u043b\u0430\u0442\u044b \u0434\u043b\u044f \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439 \u0438 \u0441\u043f\u043e\u0441\u043e\u0431\u0441\u0442\u0432\u043e\u0432\u0430\u043b\u0430 \u0431\u0443\u043c\u0443 \u043e\u043d\u043b\u0430\u0439\u043d-\u0440\u0438\u0442\u0435\u0439\u043b\u0430.<\/p>\n<hr>\n<h2><strong>[H3] 6. \u041f\u0440\u043e\u0433\u0440\u0435\u0441\u0441 \u0432 \u0438\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u0438 \u0446\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u0432\u0430\u043b\u044e\u0442\u044b \u0446\u0435\u043d\u0442\u0440\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0431\u0430\u043d\u043a\u0430 (CBDC)<\/strong><\/h2>\n<p>\u041d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u043e \u0441\u0442\u0440\u0430\u043d \u041f\u0435\u0440\u0441\u0438\u0434\u0441\u043a\u043e\u0433\u043e \u0437\u0430\u043b\u0438\u0432\u0430 \u0430\u043a\u0442\u0438\u0432\u043d\u043e \u0438\u0437\u0443\u0447\u0430\u044e\u0442 CBDC \u0434\u043b\u044f \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044f \u044d\u0444\u0444\u0435\u043a\u0442\u0438\u0432\u043d\u043e\u0441\u0442\u0438 \u0441\u0432\u043e\u0438\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0441\u0438\u0441\u0442\u0435\u043c.<\/p>\n<table>\n<thead>\n<tr>\n<th>\u043d\u0430\u0446\u0438\u0438<\/th>\n<th>\u041d\u0430\u0437\u0432\u0430\u043d\u0438\u0435 \u043f\u0440\u043e\u0435\u043a\u0442\u0430<\/th>\n<th>\u041f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u043d\u043e\u0432\u043e\u0441\u0442\u0438<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u041e\u0410\u042d<\/td>\n<td>\u0426\u0438\u0444\u0440\u043e\u0432\u043e\u0439 \u0434\u0438\u0440\u0445\u0430\u043c<\/td>\n<td>\u041f\u0438\u043b\u043e\u0442\u043d\u044b\u0439 \u043e\u043f\u0442\u043e\u0432\u044b\u0439 \u043f\u0440\u043e\u0435\u043a\u0442 CBDC \u0437\u0430\u043f\u0443\u0449\u0435\u043d \u0432 2024 \u0433\u043e\u0434\u0443<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u0412 \u0431\u043b\u0438\u0436\u0430\u0439\u0448\u0438\u0435 \u0433\u043e\u0434\u044b \u043e\u0436\u0438\u0434\u0430\u0435\u0442\u0441\u044f \u043f\u043e\u044f\u0432\u043b\u0435\u043d\u0438\u0435 \u043d\u043e\u0432\u044b\u0445 \u043f\u0440\u0430\u043a\u0442\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0439.<\/p>\n<hr>\n<p><strong>[H4]7 . \u0418\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u0438 \u0432 \u0441\u0444\u0435\u0440\u0435 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/strong><\/p>\n<p>\u0412 \u0441\u0432\u044f\u0437\u0438 \u0441 \u0432\u044b\u0441\u043e\u043a\u043e\u0439 \u0434\u043e\u043b\u0435\u0439 \u0438\u043d\u043e\u0441\u0442\u0440\u0430\u043d\u043d\u043e\u0439 \u0440\u0430\u0431\u043e\u0447\u0435\u0439 \u0441\u0438\u043b\u044b \u0432 \u0440\u0435\u0433\u0438\u043e\u043d\u0435 (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, 901 TP3T \u0432 \u0414\u0443\u0431\u0430\u0435), \u0438\u043d\u0442\u0435\u0440\u0435\u0441 \u043f\u0440\u0435\u0434\u0441\u0442\u0430\u0432\u043b\u044f\u044e\u0442 \u0441\u043b\u0435\u0434\u0443\u044e\u0449\u0438\u0435 \u0440\u0435\u0448\u0435\u043d\u0438\u044f.<br \/>\n\u2714\ufe0f \u0411\u043b\u043e\u043a\u0447\u0435\u0439\u043d-\u0441\u0435\u0442\u044c RippleNet \u0431\u044b\u043b\u0430 \u043f\u0440\u0438\u043d\u044f\u0442\u0430 \u043d\u0435\u0441\u043a\u043e\u043b\u044c\u043a\u0438\u043c\u0438 \u043c\u0435\u0441\u0442\u043d\u044b\u043c\u0438 \u0431\u0430\u043d\u043a\u0430\u043c\u0438.<br \/>\n\u2714\ufe0f Pyypl \u0437\u0430\u043f\u0443\u0441\u043a\u0430\u0435\u0442 \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0443\u044e \u043a\u0430\u0440\u0442\u0443 \u0434\u043b\u044f \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u043c\u0433\u043d\u043e\u0432\u0435\u043d\u043d\u044b\u0445 \u0442\u0440\u0430\u043d\u0441\u0433\u0440\u0430\u043d\u0438\u0447\u043d\u044b\u0445 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u043e\u0432<\/p>\n<p>\u042d\u0442\u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0438 \u0437\u043d\u0430\u0447\u0438\u0442\u0435\u043b\u044c\u043d\u043e \u0441\u043d\u0438\u0436\u0430\u044e\u0442 \u043a\u043e\u043c\u0438\u0441\u0441\u0438\u044e \u0437\u0430 \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0438 \u0432\u0440\u0435\u043c\u0435\u043d\u043d\u044b\u0435 \u0437\u0430\u0442\u0440\u0430\u0442\u044b.<\/p>\n<hr>\n<p><strong>[H5]8 . \u0412\u044b\u0437\u043e\u0432\u044b \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0438 \u043e\u0442\u0432\u0435\u0442\u043d\u044b\u0435 \u043c\u0435\u0440\u044b<\/strong><\/p>\n<p>\u041f\u043e \u043c\u0435\u0440\u0435 \u0443\u0432\u0435\u043b\u0438\u0447\u0435\u043d\u0438\u044f \u043a\u043e\u043b\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u044b\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439 \u043e\u0434\u043d\u043e\u0432\u0440\u0435\u043c\u0435\u043d\u043d\u043e \u0440\u0430\u0441\u0442\u0443\u0442 \u0438 \u0440\u0438\u0441\u043a\u0438 \u043a\u0438\u0431\u0435\u0440\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438.<\/p>\n<p>- \u0411\u0438\u043e\u043c\u0435\u0442\u0440\u0438\u0447\u0435\u0441\u043a\u0430\u044f \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u043f\u043e \u0440\u0430\u0434\u0443\u0436\u043d\u043e\u0439 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\u0434\u0430\u043d\u043d\u044b\u0445 (\u043f\u0440\u0438\u043c\u0435\u0440: \u0441\u0430\u0443\u0434\u043e\u0432\u0441\u043a\u043e\u0435 \u043f\u043e\u0441\u0442\u0430\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u043e PDPL)<\/p>\n<hr>\n<p><strong>[H6]9 . \u041f\u0440\u043e\u0433\u043d\u043e\u0437 \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u043e\u0432: \u043a\u043b\u044e\u0447\u0435\u0432\u044b\u0435 \u0442\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u0438 \u043d\u0430 \u0431\u043b\u0438\u0436\u0430\u0439\u0448\u0438\u0435 \u043f\u044f\u0442\u044c \u043b\u0435\u0442<\/strong><\/p>\n<p>1\ufe0f\u20e3 \u0422\u0435\u043d\u0434\u0435\u043d\u0446\u0438\u044f \u0438\u043d\u0442\u0435\u0433\u0440\u0430\u0446\u0438\u0438 \"\u0441\u0443\u043f\u0435\u0440\u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0439\" - \u043f\u043e\u044f\u0432\u043b\u0435\u043d\u0438\u0435 \u0435\u0434\u0438\u043d\u043e\u0439 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u044b, 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(\u0438\u043d\u0442\u0435\u043b\u043b\u0435\u043a\u0442\u0443\u0430\u043b\u044c\u043d\u0430\u044f \u0437\u0430\u043f\u0440\u0430\u0432\u043a\u0430\/\u0437\u0430\u0440\u044f\u0434\u043a\u0430 \u0430\u0432\u0442\u043e\u043c\u043e\u0431\u0438\u043b\u0435\u0439 \u0438 \u0442. \u0434.)<\/p>\n<hr>\n<p><strong>[H7]10 . \u0420\u0435\u043a\u043e\u043c\u0435\u043d\u0434\u0430\u0446\u0438\u0438 \u0434\u043b\u044f \u043f\u0440\u0435\u0434\u043f\u0440\u0438\u044f\u0442\u0438\u0439 .......................<\/strong><\/p>\n<p>\u0414\u043b\u044f \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u043e\u0432 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433, \u0436\u0435\u043b\u0430\u044e\u0449\u0438\u0445 \u0432\u044b\u0439\u0442\u0438 \u043d\u0430 \u0440\u044b\u043d\u043e\u043a.<br \/>\n\u25c9 \u041f\u0440\u0438\u043e\u0440\u0438\u0442\u0435\u0442\u043d\u044b\u0439 \u0434\u043e\u0441\u0442\u0443\u043f \u043a \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044f\u043c 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\u043f\u043e\u043b\u0438\u0442\u0438\u043a\u0435. \u041f\u043e\u0441\u0442\u043e\u044f\u043d\u043d\u043e\u0435 \u0432\u043d\u0438\u043c\u0430\u043d\u0438\u0435 \u043a \u0438\u043d\u043d\u043e\u0432\u0430\u0446\u0438\u044f\u043c \u0432 \u0441\u0444\u0435\u0440\u0435 FinTech \u0438 \u0438\u0437\u043c\u0435\u043d\u0435\u043d\u0438\u044f\u043c \u0432 \u0437\u0430\u043a\u043e\u043d\u043e\u0434\u0430\u0442\u0435\u043b\u044c\u0441\u0442\u0432\u0435 \u0431\u0443\u0434\u0435\u0442 \u0438\u043c\u0435\u0442\u044c \u0440\u0435\u0448\u0430\u044e\u0449\u0435\u0435 \u0437\u043d\u0430\u0447\u0435\u043d\u0438\u0435.<\/p>","protected":false},"excerpt":{"rendered":"<p>\u0424\u043e\u0440\u043c\u0438\u0440\u0443\u0435\u0442\u0441\u044f \u043b\u0438 \u043d\u0430 \u0411\u043b\u0438\u0436\u043d\u0435\u043c \u0412\u043e\u0441\u0442\u043e\u043a\u0435 \u0431\u0435\u0437\u043d\u0430\u043b\u0438\u0447\u043d\u043e\u0435 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u043e? \u0418\u043d\u0442\u0435\u0440\u043f\u0440\u0435\u0442\u0430\u0446\u0438\u044f \u0442\u0435\u043a\u0443\u0449\u0435\u0433\u043e \u0441\u043e\u0441\u0442\u043e\u044f\u043d\u0438\u044f \u0440\u0430\u0437\u0432\u0438\u0442\u0438\u044f \u0412\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0412 \u043f\u043e\u0441\u043b\u0435\u0434\u043d\u0438\u0435 \u0433\u043e\u0434\u044b \u0433\u043b\u043e\u0431\u0430\u043b\u044c\u043d\u0430\u044f \u043f\u0430\u0440\u0430\u0434\u0438\u0433\u043c\u0430...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3350","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4e2d\u4e1c\u65e0\u73b0\u91d1\u793e\u4f1a\u6b63\u5728\u5f62\u6210\u5417\uff1f\u53d1\u5c55\u73b0\u72b6\u89e3\u8bfb - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/ru\/2025\/06\/23\/\u4e2d\u4e1c\u65e0\u73b0\u91d1\u793e\u4f1a\u6b63\u5728\u5f62\u6210\u5417\uff1f\u53d1\u5c55\u73b0\u72b6\u89e3\u8bfb\/\" \/>\n<meta property=\"og:locale\" content=\"ru_RU\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e2d\u4e1c\u65e0\u73b0\u91d1\u793e\u4f1a\u6b63\u5728\u5f62\u6210\u5417\uff1f\u53d1\u5c55\u73b0\u72b6\u89e3\u8bfb\" \/>\n<meta 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