{"id":3428,"date":"2025-08-01T12:48:01","date_gmt":"2025-08-01T04:48:01","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3428"},"modified":"2025-08-01T12:48:01","modified_gmt":"2025-08-01T04:48:01","slug":"%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e7%9c%9f%e7%9b%b8","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/08\/01\/%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%94%af%e4%bb%98%e5%ae%89%e5%85%a8%e5%90%97%ef%bc%9f%e4%bd%a0%e5%bf%85%e9%a1%bb%e7%9f%a5%e9%81%93%e7%9a%84%e7%9c%9f%e7%9b%b8\/","title":{"rendered":"\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e \u043b\u0438 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438? \u041f\u0440\u0430\u0432\u0434\u0430, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u0432\u044b \u0434\u043e\u043b\u0436\u043d\u044b \u0437\u043d\u0430\u0442\u044c"},"content":{"rendered":"<h1><strong>\u0411\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e \u043b\u0438 \u043f\u043b\u0430\u0442\u0438\u0442\u044c \u0432 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438? \u041f\u0440\u0430\u0432\u0434\u0430, \u043a\u043e\u0442\u043e\u0440\u0443\u044e \u0432\u044b \u0434\u043e\u043b\u0436\u043d\u044b \u0437\u043d\u0430\u0442\u044c<\/strong><\/h1>\n<p>\u0412 \u044d\u043f\u043e\u0445\u0443 \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0441\u0442\u0430\u043b\u0438 \u043d\u0435\u043e\u0442\u044a\u0435\u043c\u043b\u0435\u043c\u043e\u0439 \u0447\u0430\u0441\u0442\u044c\u044e \u043f\u043e\u0432\u0441\u0435\u0434\u043d\u0435\u0432\u043d\u043e\u0439 \u0436\u0438\u0437\u043d\u0438 \u043c\u0430\u043b\u0430\u0437\u0438\u0439\u0446\u0435\u0432. \u0411\u0443\u0434\u044c \u0442\u043e \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0432 \u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442\u0435, \u0434\u0435\u043d\u0435\u0436\u043d\u044b\u0435 \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u044b \u0438\u043b\u0438 \u043f\u043e\u043a\u0443\u043f\u043a\u0438 \u0432 \u043e\u0444\u0444\u043b\u0430\u0439\u043d\u0435, \u0440\u0430\u0437\u043b\u0438\u0447\u043d\u044b\u0435 \u0441\u043f\u043e\u0441\u043e\u0431\u044b \u043e\u043f\u043b\u0430\u0442\u044b, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a FPX, DuitNow, GrabPay \u0438 Touch 'n Go eWallet, \u0431\u044b\u0441\u0442\u0440\u043e \u043d\u0430\u0431\u0438\u0440\u0430\u044e\u0442 \u043f\u043e\u043f\u0443\u043b\u044f\u0440\u043d\u043e\u0441\u0442\u044c. \u041e\u0434\u043d\u0430\u043a\u043e \u0441 \u0440\u043e\u0441\u0442\u043e\u043c \u0443\u0434\u043e\u0431\u0441\u0442\u0432\u0430 \u043c\u043d\u043e\u0433\u0438\u0435 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0438 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\u0440\u0438\u0441\u043a\u0438 \u0432\u043a\u043b\u044e\u0447\u0430\u044e\u0442:<\/strong><\/p>\n<ul>\n<li>\u0410\u0442\u0430\u043a\u0430 \u0441 \u043f\u0435\u0440\u0435\u0445\u0432\u0430\u0442\u043e\u043c SIM-\u043a\u0430\u0440\u0442\u044b (\u043c\u043e\u0448\u0435\u043d\u043d\u0438\u043a\u0438 \u043f\u043e\u043b\u0443\u0447\u0430\u044e\u0442 \u043f\u0440\u043e\u0432\u0435\u0440\u043e\u0447\u043d\u044b\u0439 \u043a\u043e\u0434, \u043f\u043e\u0434\u043c\u0435\u043d\u044f\u044f \u043d\u043e\u043c\u0435\u0440 \u0432\u0430\u0448\u0435\u0433\u043e \u043c\u043e\u0431\u0438\u043b\u044c\u043d\u043e\u0433\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0430).<\/li>\n<li>\u041c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e \u0441 QR-\u043a\u043e\u0434\u0430\u043c\u0438 (\u0432\u0440\u0435\u0434\u043e\u043d\u043e\u0441\u043d\u044b\u0435 QR-\u043a\u043e\u0434\u044b \u043c\u043e\u0433\u0443\u0442 \u043f\u0440\u0438\u0432\u0435\u0441\u0442\u0438 \u043a \u043a\u0440\u0430\u0436\u0435 \u0441\u0440\u0435\u0434\u0441\u0442\u0432).<\/li>\n<\/ul>\n<p>\u2705 <strong>\u041a\u0430\u043a \u043f\u0440\u0435\u0434\u043e\u0442\u0432\u0440\u0430\u0442\u0438\u0442\u044c \u044d\u0442\u043e?<\/strong><\/p>\n<ul>\n<li><strong>\u0412\u043a\u043b\u044e\u0447\u0438\u0442\u0435 \u0434\u0432\u043e\u0439\u043d\u0443\u044e \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044e (2FA)<\/strong>\u0423\u0431\u0435\u0434\u0438\u0442\u0435\u0441\u044c, \u0447\u0442\u043e \u0434\u043b\u044f \u0432\u0445\u043e\u0434\u0430 \u0432 \u0443\u0447\u0435\u0442\u043d\u0443\u044e \u0437\u0430\u043f\u0438\u0441\u044c \u0438 \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u044f \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439 \u0442\u0440\u0435\u0431\u0443\u0435\u0442\u0441\u044f \u0434\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u0435\u043b\u044c\u043d\u0430\u044f \u0430\u0443\u0442\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u044f, \u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440 \u043e\u0442\u043f\u0435\u0447\u0430\u0442\u043a\u0438 \u043f\u0430\u043b\u044c\u0446\u0435\u0432 \u0438\u043b\u0438 \u043a\u043e\u0434\u044b \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438 \u043f\u043e SMS.<\/li>\n<li><strong>\u0418\u0437\u0431\u0435\u0433\u0430\u0439\u0442\u0435 \u0441\u043a\u0430\u043d\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f QR-\u043a\u043e\u0434\u043e\u0432 \u0438\u0437 \u043d\u0435\u0438\u0437\u0432\u0435\u0441\u0442\u043d\u044b\u0445 \u0438\u0441\u0442\u043e\u0447\u043d\u0438\u043a\u043e\u0432<\/strong>: \u041e\u0441\u043e\u0431\u0435\u043d\u043d\u043e \u0432 \u043e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0445 \u043c\u0435\u0441\u0442\u0430\u0445 \u0432\u0430\u0436\u043d\u043e \u043f\u0440\u043e\u0432\u0435\u0440\u044f\u0442\u044c, \u043f\u0440\u0438\u043d\u0430\u0434\u043b\u0435\u0436\u0438\u0442 \u043b\u0438 QR-\u043a\u043e\u0434 \u043f\u0440\u043e\u0432\u0435\u0440\u0435\u043d\u043d\u043e\u043c\u0443 \u043f\u0440\u043e\u0434\u0430\u0432\u0446\u0443.<\/li>\n<li><strong>\u0420\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u0430\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0430 \u0437\u0430\u043f\u0438\u0441\u0435\u0439 \u043e \u0441\u0434\u0435\u043b\u043a\u0430\u0445<\/strong>: \u041d\u0435\u043c\u0435\u0434\u043b\u0435\u043d\u043d\u043e \u0441\u0432\u044f\u0436\u0438\u0442\u0435\u0441\u044c \u0441\u043e \u0441\u043b\u0443\u0436\u0431\u043e\u0439 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438, \u0447\u0442\u043e\u0431\u044b \u0437\u0430\u043c\u043e\u0440\u043e\u0437\u0438\u0442\u044c \u0441\u0447\u0435\u0442, \u0435\u0441\u043b\u0438 \u0432\u044b \u0437\u0430\u043c\u0435\u0442\u0438\u043b\u0438 \u043d\u0435\u043e\u0431\u044b\u0447\u043d\u044b\u0435 \u0442\u0440\u0430\u0442\u044b.<\/li>\n<\/ul>\n<h3><strong>(3) \u041e\u043f\u043b\u0430\u0442\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u043c\u0438 \u0438 \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u043c\u0438 \u043a\u0430\u0440\u0442\u0430\u043c\u0438 \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u043e\u043d\u043b\u0430\u0439\u043d<\/strong><\/h3>\n<p>\u041a\u0440\u0435\u0434\u0438\u0442\u043d\u044b\u0435 \u0438 \u0434\u0435\u0431\u0435\u0442\u043e\u0432\u044b\u0435 \u043a\u0430\u0440\u0442\u044b \u043f\u043e-\u043f\u0440\u0435\u0436\u043d\u0435\u043c\u0443 \u0438\u0433\u0440\u0430\u044e\u0442 \u0432\u0430\u0436\u043d\u0443\u044e \u0440\u043e\u043b\u044c \u0432 \u043e\u043d\u043b\u0430\u0439\u043d-\u043f\u043b\u0430\u0442\u0435\u0436\u0430\u0445 \u0432 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438, \u0430 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0435 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438, \u0442\u0430\u043a\u0438\u0435 \u043a\u0430\u043a Visa \u0438 Mastercard, \u043f\u0440\u0435\u0434\u043b\u0430\u0433\u0430\u044e\u0442 \u043e\u043f\u0440\u0435\u0434\u0435\u043b\u0435\u043d\u043d\u044b\u0435 \u043c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b \u0437\u0430\u0449\u0438\u0442\u044b \u043e\u0442 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430, \u043e\u0434\u043d\u0430\u043a\u043e \u0440\u0438\u0441\u043a\u0438 \u043e\u0441\u0442\u0430\u044e\u0442\u0441\u044f:<\/p>\n<ul>\n<li><strong>\u0440\u0438\u0441\u043a \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u043a\u0438\u0445 \u043e\u043f\u0435\u0440\u0430\u0446\u0438\u0439<\/strong>\u041c\u043e\u0448\u0435\u043d\u043d\u0438\u043a\u0438 \u043c\u043e\u0433\u0443\u0442 \u0443\u043a\u0440\u0430\u0441\u0442\u044c \u043d\u043e\u043c\u0435\u0440\u0430 \u043a\u0430\u0440\u0442, CVV \u0438 \u0434\u0440\u0443\u0433\u0443\u044e \u0438\u043d\u0444\u043e\u0440\u043c\u0430\u0446\u0438\u044e \u0441 \u043f\u043e\u043c\u043e\u0449\u044c\u044e \u0444\u0438\u0448\u0438\u043d\u0433\u043e\u0432\u044b\u0445 \u0441\u0430\u0439\u0442\u043e\u0432 \u0438\u043b\u0438 \u0432\u0440\u0435\u0434\u043e\u043d\u043e\u0441\u043d\u044b\u0445 \u043f\u0440\u043e\u0433\u0440\u0430\u043c\u043c.<\/li>\n<li><strong>\u0423\u043a\u0440\u0430\u0434\u0435\u043d\u043d\u044b\u0435 \u0431\u0435\u0441\u043f\u0430\u0440\u043e\u043b\u044c\u043d\u044b\u0435 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u0438 (PayWave\/PayPass)<\/strong>: \u041d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0438\u0437 \u0431\u0435\u0441\u043f\u043b\u0430\u0442\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u043c\u043e\u0433\u0443\u0442 \u0431\u044b\u0442\u044c \u0443\u043a\u0440\u0430\u0434\u0435\u043d\u044b \u043f\u043e \u043f\u0440\u0438\u043d\u0446\u0438\u043f\u0443 proximity (\u0445\u043e\u0442\u044f \u0441\u0443\u043c\u043c\u044b \u043e\u0431\u044b\u0447\u043d\u043e \u043d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u0435).<\/li>\n<\/ul>\n<p>\u2705 <strong>\u041a\u0430\u043a \u043f\u0440\u0435\u0434\u043e\u0442\u0432\u0440\u0430\u0442\u0438\u0442\u044c \u044d\u0442\u043e?<\/strong><\/p>\n<ul>\n<li>\u0418\u0441\u043f\u043e\u043b\u044c\u0437\u0443\u0439\u0442\u0435 \u0432\u0438\u0440\u0442\u0443\u0430\u043b\u044c\u043d\u0443\u044e \u043a\u0430\u0440\u0442\u0443 \u0438\u043b\u0438 \u043e\u0434\u043d\u043e\u0440\u0430\u0437\u043e\u0432\u044b\u0439 \u043d\u043e\u043c\u0435\u0440 \u043a\u0430\u0440\u0442\u044b \u0434\u043b\u044f \u043f\u043e\u043a\u0443\u043f\u043e\u043a \u0432 \u0418\u043d\u0442\u0435\u0440\u043d\u0435\u0442\u0435 (\u043d\u0435\u043a\u043e\u0442\u043e\u0440\u044b\u0435 \u0431\u0430\u043d\u043a\u0438 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u044e\u0442 \u044d\u0442\u0443 \u0444\u0443\u043d\u043a\u0446\u0438\u044e).<\/li>\n<li>\u041e\u0442\u043a\u043b\u044e\u0447\u0438\u0442\u0435 \u0441\u0435\u043a\u0440\u0435\u0442\u043d\u044b\u0435 \u043f\u043b\u0430\u0442\u0435\u0436\u0438 \u0438\u043b\u0438 \u0443\u0441\u0442\u0430\u043d\u043e\u0432\u0438\u0442\u0435 \u043b\u0438\u043c\u0438\u0442 \u043d\u0430 \u043e\u0434\u043d\u0443 \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044e.<\/li>\n<li>\u0412\u043a\u043b\u044e\u0447\u0438\u0442\u0435 \u043e\u043f\u043e\u0432\u0435\u0449\u0435\u043d\u0438\u044f \u043e \u0442\u0440\u0430\u043d\u0437\u0430\u043a\u0446\u0438\u044f\u0445 \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438, \u0447\u0442\u043e\u0431\u044b \u043f\u0435\u0440\u0432\u044b\u043c\u0438 \u0437\u0430\u043c\u0435\u0442\u0438\u0442\u044c \u043f\u043e\u0434\u043e\u0437\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u0442\u0440\u0430\u0442\u044b.<\/li>\n<\/ul>\n<hr>\n<h2><strong>2. \u041d\u043e\u0440\u043c\u0430\u0442\u0438\u0432\u043d\u043e-\u043f\u0440\u0430\u0432\u043e\u0432\u044b\u0435 \u0433\u0430\u0440\u0430\u043d\u0442\u0438\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0432 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438<\/strong><\/h2>\n<p>\u0411\u0430\u043d\u043a \u041d\u0435\u0433\u0430\u0440\u0430 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438 (BNM) \u0438 \u041a\u043e\u043c\u0438\u0441\u0441\u0438\u044f \u043f\u043e \u0446\u0435\u043d\u043d\u044b\u043c \u0431\u0443\u043c\u0430\u0433\u0430\u043c (SC) \u0443\u0441\u0442\u0430\u043d\u0430\u0432\u043b\u0438\u0432\u0430\u044e\u0442 \u0441\u0442\u0440\u043e\u0433\u0438\u0435 \u043f\u0440\u0430\u0432\u0438\u043b\u0430 \u0432 \u043e\u0442\u043d\u043e\u0448\u0435\u043d\u0438\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439, \u0432 \u0442\u043e\u043c \u0447\u0438\u0441\u043b\u0435:<\/p>\n<ol>\n<li><strong>\u0417\u0430\u043a\u043e\u043d \u043e \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 (FSA) \u0438 \u0417\u0430\u043a\u043e\u043d \u043e\u0431 \u0438\u0441\u043b\u0430\u043c\u0441\u043a\u0438\u0445 \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0443\u0441\u043b\u0443\u0433\u0430\u0445 (IFSA)<\/strong>:: \u0422\u0440\u0435\u0431\u0443\u0439\u0442\u0435, \u0447\u0442\u043e\u0431\u044b \u0432\u0441\u0435 \u043f\u043e\u0441\u0442\u0430\u0432\u0449\u0438\u043a\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u043d\u044b\u0445 \u0443\u0441\u043b\u0443\u0433 \u0438\u043c\u0435\u043b\u0438 \u044e\u0440\u0438\u0434\u0438\u0447\u0435\u0441\u043a\u0443\u044e \u043b\u0438\u0446\u0435\u043d\u0437\u0438\u044e \u0438 \u0441\u043e\u0431\u043b\u044e\u0434\u0430\u043b\u0438 \u0442\u0440\u0435\u0431\u043e\u0432\u0430\u043d\u0438\u044f \u043f\u043e \u0431\u043e\u0440\u044c\u0431\u0435 \u0441 \u043e\u0442\u043c\u044b\u0432\u0430\u043d\u0438\u0435\u043c \u0434\u0435\u043d\u0435\u0433.<\/li>\n<li><strong><a href=\"https:\/\/www.bnm.gov.my\/\">\u0420\u0430\u043c\u043a\u0438 \u043a\u0438\u0431\u0435\u0440\u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0434\u043b\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u043e\u0439 \u0438\u043d\u0434\u0443\u0441\u0442\u0440\u0438\u0438<\/a><\/strong>:: \u041e\u0431\u044f\u0437\u0430\u0442\u0435\u043b\u044c\u043d\u044b\u0435 \u043f\u0435\u0440\u0438\u043e\u0434\u0438\u0447\u0435\u0441\u043a\u0438\u0435 \u0430\u0443\u0434\u0438\u0442\u044b \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u0438 \u0448\u0438\u0444\u0440\u043e\u0432\u0430\u043d\u0438\u0435 \u0434\u0430\u043d\u043d\u044b\u0445 \u0434\u043b\u044f \u0444\u0438\u043d\u0430\u043d\u0441\u043e\u0432\u044b\u0445 \u0443\u0447\u0440\u0435\u0436\u0434\u0435\u043d\u0438\u0439.<\/li>\n<li><strong><a href=\"https:\/\/www.officialportal.bnm.gov.my\/\">\u041c\u0435\u0445\u0430\u043d\u0438\u0437\u043c\u044b \u0437\u0430\u0449\u0438\u0442\u044b \u043f\u0440\u0430\u0432 \u043f\u043e\u0442\u0440\u0435\u0431\u0438\u0442\u0435\u043b\u0435\u0439<\/a><\/strong>:: \u0412 \u0441\u043b\u0443\u0447\u0430\u0435 \u043f\u043e\u0442\u0435\u0440\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432 \u0438\u0437-\u0437\u0430 \u0441\u0431\u043e\u044f \u0432 \u0431\u0430\u043d\u043a\u043e\u0432\u0441\u043a\u043e\u0439 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044c \u043c\u043e\u0436\u0435\u0442 \u043f\u043e\u0434\u0430\u0442\u044c \u0437\u0430\u044f\u0432\u043b\u0435\u043d\u0438\u0435 \u043d\u0430 \u043f\u0440\u043e\u0432\u0435\u0434\u0435\u043d\u0438\u0435 \u0440\u0430\u0441\u0441\u043b\u0435\u0434\u043e\u0432\u0430\u043d\u0438\u044f \u0438 \u043f\u043e\u043b\u0443\u0447\u0438\u0442\u044c \u043a\u043e\u043c\u043f\u0435\u043d\u0441\u0430\u0446\u0438\u044e.<\/li>\n<\/ol>\n<p>\u26a0\ufe0f <em>\u043f\u0440\u0438\u043d\u0438\u043c\u0430\u0442\u044c \u043a \u0441\u0432\u0435\u0434\u0435\u043d\u0438\u044e<\/em>: \u0418\u043d\u0434\u0438\u0432\u0438\u0434\u0443\u0430\u043b\u044c\u043d\u044b\u0435 \u0443\u0431\u044b\u0442\u043a\u0438, \u0441\u0432\u044f\u0437\u0430\u043d\u043d\u044b\u0435 \u0441 \u0440\u0430\u0441\u043a\u0440\u044b\u0442\u0438\u0435\u043c \u043f\u0430\u0440\u043e\u043b\u0435\u0439, \u043e\u0431\u044b\u0447\u043d\u043e \u043d\u0435 \u043f\u043e\u043a\u0440\u044b\u0432\u0430\u044e\u0442\u0441\u044f!<\/p>\n<hr>\n<h2><strong>3. \u0420\u0430\u0441\u043f\u0440\u043e\u0441\u0442\u0440\u0430\u043d\u0435\u043d\u043d\u044b\u0435 \u0432\u0438\u0434\u044b \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0438 \u0440\u0435\u0430\u043b\u044c\u043d\u044b\u0435 \u0441\u043b\u0443\u0447\u0430\u0438<\/strong><\/h2>\n<h3><strong>(1) \u0422\u0435\u043b\u0435\u0444\u043e\u043d\u043d\u044b\u0435 \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u0430 \u0441 \u043f\u043e\u0434\u0434\u0435\u043b\u044c\u043d\u044b\u043c\u0438 \u0443\u0441\u043b\u0443\u0433\u0430\u043c\u0438<\/strong><\/h3>\n<p>\u041c\u043e\u0448\u0435\u043d\u043d\u0438\u043a\u0438 \u0432\u044b\u0434\u0430\u044e\u0442 \u0441\u0435\u0431\u044f \u0437\u0430 \u0441\u043b\u0443\u0436\u0431\u0443 \u043f\u043e\u0434\u0434\u0435\u0440\u0436\u043a\u0438 \u0431\u0430\u043d\u043a\u0430 \u0438\u043b\u0438 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u043e\u0433\u043e \u043a\u043e\u0448\u0435\u043b\u044c\u043a\u0430 \u0438 \u043f\u0440\u043e\u0441\u044f\u0442 \u0432\u0432\u0435\u0441\u0442\u0438 \u043f\u0440\u043e\u0432\u0435\u0440\u043e\u0447\u043d\u044b\u0439 \u043a\u043e\u0434 OTP \u0434\u043b\u044f \"\u0430\u043d\u043e\u043c\u0430\u043b\u0438\u0439 \u0441\u0447\u0435\u0442\u0430\". 2023. <a href=\"https:\/\/www.rmp.gov.my\/\">\u041e\u0442\u0447\u0435\u0442 \u043f\u043e\u043b\u0438\u0446\u0438\u0438 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438<\/a>\u041f\u043e \u0435\u0433\u043e \u0441\u043b\u043e\u0432\u0430\u043c, \u043f\u043e\u0434\u043e\u0431\u043d\u044b\u0435 \u0441\u043b\u0443\u0447\u0430\u0438 \u043f\u0440\u0438\u0432\u0435\u043b\u0438 \u043a \u0443\u0431\u044b\u0442\u043a\u0430\u043c \u043d\u0430 \u0441\u0443\u043c\u043c\u0443 \u0431\u043e\u043b\u0435\u0435 20 \u043c\u0438\u043b\u043b\u0438\u043e\u043d\u043e\u0432 RM.<\/p>\n<p>\u2705 <em>\u041e\u0442\u0432\u0435\u0442<\/em>: \u041e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0435 \u043e\u0440\u0433\u0430\u043d\u0438\u0437\u0430\u0446\u0438\u0438 \u043d\u0438\u043a\u043e\u0433\u0434\u0430 \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u0437\u0430\u043f\u0440\u0430\u0448\u0438\u0432\u0430\u0442\u044c OTP \u043f\u043e \u0442\u0435\u043b\u0435\u0444\u043e\u043d\u0443! \u041d\u0435\u043c\u0435\u0434\u043b\u0435\u043d\u043d\u043e \u043f\u043e\u043b\u043e\u0436\u0438\u0442\u0435 \u0442\u0440\u0443\u0431\u043a\u0443 \u0438 \u043f\u043e\u0437\u0432\u043e\u043d\u0438\u0442\u0435 \u043d\u0430 \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0430\u0439\u0442 \u0434\u043b\u044f \u043f\u0440\u043e\u0432\u0435\u0440\u043a\u0438.<\/p>\n<h3><strong>(2) \u0410\u0444\u0435\u0440\u044b \u0441 \"\u0432\u044b\u0441\u043e\u043a\u043e\u0434\u043e\u0445\u043e\u0434\u043d\u044b\u043c\u0438 \u0438\u043d\u0432\u0435\u0441\u0442\u0438\u0446\u0438\u044f\u043c\u0438\"<\/strong><\/h3>\n<p>\u0427\u0435\u0440\u0435\u0437 \u0433\u0440\u0443\u043f\u043f\u044b WhatsApp \u0438\u043b\u0438 Facebook \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439 \u043f\u043e\u0431\u0443\u0436\u0434\u0430\u044e\u0442 \u043f\u043e\u043f\u043e\u043b\u043d\u0438\u0442\u044c \u0441\u0432\u043e\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043d\u0430 \u043f\u043e\u0434\u0434\u0435\u043b\u044c\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0430\u0445, \u043e\u0431\u0435\u0449\u0430\u044f \u0432\u044b\u0441\u043e\u043a\u0443\u044e \u0434\u043e\u0445\u043e\u0434\u043d\u043e\u0441\u0442\u044c (\u043d\u0430\u043f\u0440\u0438\u043c\u0435\u0440, \u0432\u0430\u043b\u044e\u0442\u0430, \u043a\u0440\u0438\u043f\u0442\u043e\u0432\u0430\u043b\u044e\u0442\u044b). \u041d\u0430 \u0441\u0430\u043c\u043e\u043c \u0434\u0435\u043b\u0435 \u044d\u0442\u043e \u0441\u0445\u0435\u043c\u0430 \u041f\u043e\u043d\u0446\u0438, \u0438 \u0432\u044b\u0432\u0435\u0441\u0442\u0438 \u0441\u0440\u0435\u0434\u0441\u0442\u0432\u0430 \u043d\u0435\u0432\u043e\u0437\u043c\u043e\u0436\u043d\u043e.<\/p>\n<p>\u2705 <em>\u041c\u0435\u0442\u043e\u0434\u044b \u0438\u0434\u0435\u043d\u0442\u0438\u0444\u0438\u043a\u0430\u0446\u0438\u0438<\/em>: \u041b\u044e\u0431\u043e\u0439 \u043f\u0440\u043e\u0435\u043a\u0442, \u043a\u043e\u0442\u043e\u0440\u044b\u0439 \u0443\u0442\u0432\u0435\u0440\u0436\u0434\u0430\u0435\u0442, \u0447\u0442\u043e \u044d\u0442\u043e \"\u0432\u0435\u0440\u043d\u044f\u043a\" \u0438 \"\u0437\u0430\u0440\u0430\u0431\u0430\u0442\u044b\u0432\u0430\u0439\u0442\u0435 10% \u0432 \u0434\u0435\u043d\u044c\" - \u044d\u0442\u043e \u043c\u043e\u0448\u0435\u043d\u043d\u0438\u0447\u0435\u0441\u0442\u0432\u043e!<\/p>\n<hr>\n<h2><strong>4. \u0421\u043e\u0432\u0435\u0442 \u044d\u043a\u0441\u043f\u0435\u0440\u0442\u0430: 6 \u0441\u043e\u0432\u0435\u0442\u043e\u0432 \u043f\u043e \u043f\u043e\u0432\u044b\u0448\u0435\u043d\u0438\u044e \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439<\/strong><\/h2>\n<p>1\ufe0f\u20e3 <strong><a href=\"#\">\u0412\u044b\u0431\u0435\u0440\u0438\u0442\u0435 \u043f\u043b\u0430\u0442\u0444\u043e\u0440\u043c\u0443, \u0441\u0435\u0440\u0442\u0438\u0444\u0438\u0446\u0438\u0440\u043e\u0432\u0430\u043d\u043d\u0443\u044e BNM<\/a><\/strong> (\u041f\u043e\u043b\u043d\u044b\u0439 \u0441\u043f\u0438\u0441\u043e\u043a \u0441\u043c.<a href=\"https:\/\/www.bnm.gov.my\/\">\u041e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u0441\u0430\u0439\u0442 BNM<\/a>)<br \/>\n2\ufe0f\u20e3 <strong><a href=\"#\">\u041e\u0442\u0434\u0435\u043b\u044c\u043d\u044b\u0435 \u043f\u0430\u0440\u043e\u043b\u0438 \u0434\u043b\u044f \u0440\u0430\u0437\u043d\u044b\u0445 \u0443\u0447\u0435\u0442\u043d\u044b\u0445 \u0437\u0430\u043f\u0438\u0441\u0435\u0439<\/a><\/strong> + \u0412\u043a\u043b\u044e\u0447\u0438\u0442\u044c \u0431\u0438\u043e\u043c\u0435\u0442\u0440\u0438\u0447\u0435\u0441\u043a\u0438\u0439 \u0432\u0445\u043e\u0434<br \/>\n3\ufe0f\u20e3 <strong><a href=\"#\">\u041e\u0441\u0442\u0435\u0440\u0435\u0433\u0430\u0439\u0442\u0435\u0441\u044c \u043f\u0440\u043e\u0441\u044c\u0431 \u043e \"\u0441\u0440\u043e\u0447\u043d\u043e\u043c \u043f\u0435\u0440\u0435\u0432\u043e\u0434\u0435\"<\/a><\/strong> -\u041b\u0435\u0433\u0438\u0442\u0438\u043c\u043d\u044b\u0435 \u043e\u0440\u0433\u0430\u043d\u044b \u043d\u0435 \u0431\u0443\u0434\u0443\u0442 \u043e\u043a\u0430\u0437\u044b\u0432\u0430\u0442\u044c \u0434\u0430\u0432\u043b\u0435\u043d\u0438\u0435<br \/>\n4\ufe0f\u20e3 <strong><a href=\"#\">\u0417\u0430\u0433\u0440\u0443\u0436\u0430\u0439\u0442\u0435 \u043f\u0440\u0438\u043b\u043e\u0436\u0435\u043d\u0438\u0435 \u0442\u043e\u043b\u044c\u043a\u043e \u0447\u0435\u0440\u0435\u0437 \u043e\u0444\u0438\u0446\u0438\u0430\u043b\u044c\u043d\u044b\u0439 \u043c\u0430\u0433\u0430\u0437\u0438\u043d App Store<\/a><\/strong> -\u0418\u0437\u0431\u0435\u0433\u0430\u0439\u0442\u0435 \u0432\u043d\u0435\u0434\u0440\u0435\u043d\u0438\u044f \u0442\u0440\u043e\u044f\u043d\u0441\u043a\u043e\u0433\u043e \u043a\u043e\u043d\u044f \u0432 APK \u0441\u0442\u043e\u0440\u043e\u043d\u043d\u0438\u0445 \u0440\u0430\u0437\u0440\u0430\u0431\u043e\u0442\u0447\u0438\u043a\u043e\u0432<br \/>\n5\ufe0f\u20e3 <strong><a href=\"#\">\u041e\u0431\u0449\u0435\u0441\u0442\u0432\u0435\u043d\u043d\u044b\u0439 WiFi \u041e\u0442\u043a\u043b\u044e\u0447\u0438\u0442\u044c \u043e\u043f\u043b\u0430\u0442\u0443<\/a><\/strong> -\u0425\u0430\u043a\u0435\u0440\u044b \u043c\u043e\u0433\u0443\u0442 \u043f\u0435\u0440\u0435\u0445\u0432\u0430\u0442\u044b\u0432\u0430\u0442\u044c \u043f\u0435\u0440\u0435\u0434\u0430\u0447\u0443 \u0434\u0430\u043d\u043d\u044b\u0445<\/p>\n<hr>\n<h2><strong>5. \u0412\u044b\u0432\u043e\u0434: \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u044c \u0437\u0430\u0432\u0438\u0441\u0438\u0442 \u043e\u0442 \u043f\u0440\u0438\u0432\u044b\u0447\u0435\u043a \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u0435\u0439<\/strong><\/h2>\n<p>\u0421\u0438\u0441\u0442\u0435\u043c\u0430 \u044d\u043b\u0435\u043a\u0442\u0440\u043e\u043d\u043d\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u041c\u0430\u043b\u0430\u0439\u0437\u0438\u0438 \u0434\u043e\u0441\u0442\u0438\u0433\u043b\u0430 \u043c\u0435\u0436\u0434\u0443\u043d\u0430\u0440\u043e\u0434\u043d\u044b\u0445 \u0441\u0442\u0430\u043d\u0434\u0430\u0440\u0442\u043e\u0432 \u0441 \u0442\u043e\u0447\u043a\u0438 \u0437\u0440\u0435\u043d\u0438\u044f \u0440\u0435\u0433\u0443\u043b\u0438\u0440\u043e\u0432\u0430\u043d\u0438\u044f \u0438 \u0442\u0435\u0445\u043d\u043e\u043b\u043e\u0433\u0438\u0439.<strong>\u041e\u0434\u043d\u0430\u043a\u043e \u0443\u044f\u0437\u0432\u0438\u043c\u043e\u0441\u0442\u044c \u0432 \u0441\u0438\u0441\u0442\u0435\u043c\u0435 \u0431\u0435\u0437\u043e\u043f\u0430\u0441\u043d\u043e\u0441\u0442\u0438 99% \u0432\u043e\u0437\u043d\u0438\u043a\u043b\u0430 \u0438\u0437-\u0437\u0430 \u043e\u0448\u0438\u0431\u043a\u0438 \u043f\u043e\u043b\u044c\u0437\u043e\u0432\u0430\u0442\u0435\u043b\u044f.<\/strong>. \u041f\u0440\u043e\u0441\u0442\u043e \u0441\u0434\u0435\u043b\u0430\u0439\u0442\u0435 \u044d\u0442\u043e:<br \/>\n\u2714\ufe0f <em>\u041d\u0435\u0440\u0430\u0437\u0433\u043b\u0430\u0448\u0435\u043d\u0438\u0435 OTP\/\u043f\u0430\u0440\u043e\u043b\u044f<\/em><br \/>\n\u2714\ufe0f <em>\u0420\u0435\u0433\u0443\u043b\u044f\u0440\u043d\u043e\u0435 \u043e\u0431\u043d\u043e\u0432\u043b\u0435\u043d\u0438\u0435 \u0441\u0438\u0441\u0442\u0435\u043c \u043e\u0431\u043e\u0440\u0443\u0434\u043e\u0432\u0430\u043d\u0438\u044f<\/em><br \/>\n\u2714\ufe0f <em>\u041d\u0435\u0431\u043e\u043b\u044c\u0448\u0438\u0435 \u0441\u043f\u043b\u0438\u0442\u044b \u0434\u043b\u044f \u0441\u043d\u0438\u0436\u0435\u043d\u0438\u044f \u0440\u0438\u0441\u043a\u0430<\/em><\/p>\n<p>\u041d\u0430\u0441\u043b\u0430\u0436\u0434\u0430\u0439\u0442\u0435\u0441\u044c \u0443\u0434\u043e\u0431\u0441\u0442\u0432\u043e\u043c \u0446\u0438\u0444\u0440\u043e\u0432\u044b\u0445 \u043f\u043b\u0430\u0442\u0435\u0436\u0435\u0439 \u0438 \u0431\u0443\u0434\u044c\u0442\u0435 \u0441\u043f\u043e\u043a\u043e\u0439\u043d\u044b! \u041f\u043e\u0436\u0430\u043b\u0443\u0439\u0441\u0442\u0430, \u043d\u0435\u043c\u0435\u0434\u043b\u0435\u043d\u043d\u043e \u0441\u0432\u044f\u0436\u0438\u0442\u0435\u0441\u044c \u0441 \u043d\u0430\u043c\u0438 \u0432 \u0441\u043b\u0443\u0447\u0430\u0435 \u0432\u043e\u0437\u043d\u0438\u043a\u043d\u043e\u0432\u0435\u043d\u0438\u044f \u043f\u043e\u0434\u043e\u0437\u0440\u0438\u0442\u0435\u043b\u044c\u043d\u044b\u0445 \u0441\u0438\u0442\u0443\u0430\u0446\u0438\u0439:<a href=\"https:\/\/telelink.bnm.gov.my\/\">BNM TELELINK<\/a> \u0418\u043b\u0438 \u043f\u043e\u0437\u0432\u043e\u043d\u0438\u0442\u0435 \u043d\u0430 \u0433\u043e\u0440\u044f\u0447\u0443\u044e \u043b\u0438\u043d\u0438\u044e \u043f\u043e\u043b\u0438\u0446\u0438\u0438 997, \u0447\u0442\u043e\u0431\u044b \u0441\u043e\u043e\u0431\u0449\u0438\u0442\u044c \u043e 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\u043f\u043b\u0430\u0442\u0435\u0436\u0438...<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[30],"tags":[],"class_list":["post-3428","post","type-post","status-publish","format-standard","hentry","category-30"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u9a6c\u6765\u897f\u4e9a\u652f\u4ed8\u5b89\u5168\u5417\uff1f\u4f60\u5fc5\u987b\u77e5\u9053\u7684\u771f\u76f8 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, 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