{"id":4009,"date":"2025-12-16T11:32:52","date_gmt":"2025-12-16T03:32:52","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4009"},"modified":"2025-12-16T11:32:52","modified_gmt":"2025-12-16T03:32:52","slug":"2025%e5%b9%b4%e4%b8%ad%e4%b8%9c%e6%9c%80%e4%bd%b3%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%90%88%e4%bd%9c%e4%bc%99%e4%bc%b4%e8%af%84%e4%bc%b0%e6%8c%87%e5%8d%97","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/12\/16\/2025%e5%b9%b4%e4%b8%ad%e4%b8%9c%e6%9c%80%e4%bd%b3%e5%8d%9a%e5%bd%a9%e6%94%af%e4%bb%98%e5%90%88%e4%bd%9c%e4%bc%99%e4%bc%b4%e8%af%84%e4%bc%b0%e6%8c%87%e5%8d%97\/","title":{"rendered":"2025\u5e74\u4e2d\u4e1c\u6700\u4f73\u535a\u5f69\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\u8bc4\u4f30\u6307\u5357"},"content":{"rendered":"<p>2025\u5e74\u4e2d\u4e1c\u5730\u533a\u535a\u5f69\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\u7efc\u5408\u8bc4\u4f30\u6307\u5357<\/p>\n<p>\u968f\u7740\u4e2d\u4e1c\u6570\u5b57\u5a31\u4e50\u4ea7\u4e1a\u7684\u5feb\u901f\u53d1\u5c55\uff0c\u5728\u7ebf\u535a\u5f69\u884c\u4e1a\u5bf9\u5b89\u5168\u3001\u9ad8\u6548\u7684\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u9700\u6c42\u65e5\u76ca\u589e\u957f\u3002\u672c\u6587\u57fa\u4e8e\u533a\u57df\u653f\u7b56\u6cd5\u89c4\u3001\u6280\u672f\u9002\u914d\u6027\u548c\u7528\u6237\u4f53\u9a8c\u7b49\u7ef4\u5ea6\uff0c\u4e3a\u4ece\u4e1a\u8005\u63d0\u4f9b\u4e13\u4e1a\u7684\u652f\u4ed8\u7f51\u5173\u9009\u62e9\u5efa\u8bae\u3002<\/p>\n<p>\u4e00\u3001\u4e2d\u4e1c\u5730\u533a\u652f\u4ed8\u73af\u5883\u7279\u5f81\u5206\u6790<\/p>\n<ol>\n<li>\u653f\u7b56\u5408\u89c4\u8981\u6c42<\/li>\n<\/ol>\n<ul>\n<li>\u963f\u8054\u914b\uff1a\u9700\u53d6\u5f97ADGM\u6216DIFC\u91d1\u878d\u724c\u7167<\/li>\n<li>\u6c99\u7279\u963f\u62c9\u4f2f\uff1a\u9075\u5faaSAMA\u7535\u5b50\u652f\u4ed8\u76d1\u7ba1\u6846\u67b6<\/li>\n<li>\u5361\u5854\u5c14\uff1a\u7b26\u5408QCB\u91d1\u878d\u79d1\u6280\u6c99\u76d2\u6807\u51c6<\/li>\n<\/ul>\n<ol 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Level1\u8ba4\u8bc1\u4e3a\u5fc5\u5907\u8d44\u8d28<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>API\u96c6\u6210\u590d\u6742\u5ea6\u8bc4\u5206\u6807\u51c6\uff1a<br \/>\n\u57fa\u7840\u529f\u80fd\u96c6\u6210\u5468\u671f \u22647\u4e2a\u5de5\u4f5c\u65e5<br \/>\n\u9ad8\u7ea7\u98ce\u63a7\u6a21\u5757\u90e8\u7f72 \u226415\u4e2a\u5de5\u4f5c\u65e5<\/p>\n<\/li>\n<\/ol>\n<p>\u4e09\u3001\u63a8\u8350\u670d\u52a1\u5546\u6280\u672f\u5bf9\u6bd4\u8868\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th>\u670d\u52a1\u5546\u540d\u79f0<\/th>\n<th>\u041f\u043e\u0434\u0434\u0435\u0440\u0436\u0438\u0432\u0430\u0435\u043c\u044b\u0435 \u0432\u0430\u043b\u044e\u0442\u044b<\/th>\n<th>\u0440\u0430\u0441\u0447\u0451\u0442\u043d\u044b\u0439 \u0446\u0438\u043a\u043b<\/th>\n<th>\u0414\u0438\u0430\u043f\u0430\u0437\u043e\u043d \u0441\u0442\u043e\u0438\u043c\u043e\u0441\u0442\u0438 \u043e\u0431\u0440\u0430\u0431\u043e\u0442\u043a\u0438<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>PayTabs Pro<\/td>\n<td>AED\/SAR\/USD<\/td>\n<td>T+1<\/td>\n<td>2.4%-3.1%<\/td>\n<\/tr>\n<tr>\n<td>Telr Gateway<\/td>\n<td>6\u79cd\u6cd5\u5b9a\u8d27\u5e01<\/td>\n<td>\u0434\u043e\u0441\u0442\u0430\u0432\u043a\u0430 \u0441\u0440\u0435\u0434\u0441\u0442\u0432 \u0432 \u0440\u0435\u0436\u0438\u043c\u0435 \u0440\u0435\u0430\u043b\u044c\u043d\u043e\u0433\u043e \u0432\u0440\u0435\u043c\u0435\u043d\u0438<\/td>\n<td>2.9%+\u56fa\u5b9a\u8d39<\/td>\n<\/tr>\n<tr>\n<td>Checkout.com<\/td>\n<td>\u591a\u5e01\u79cd\u8f6c\u6362<\/td>\n<td>T+0\/T+2\u53ef\u9009<\/td>\n<td>\u9636\u68af\u8d39\u7387<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u56db\u3001\u533a\u57df\u5316\u90e8\u7f72\u5efa\u8bae\uff1a<br \/>\n\u8fea\u62dc\u81ea\u8d38\u533a\u4f01\u4e1a\u4f18\u5148\u8003\u8651\uff1a<br \/>\n\u2713 Noon Payments\u7684\u5b9a\u5236\u5316\u89e3\u51b3\u65b9\u6848<br \/>\n\u2713 Network International\u7684\u7ebf\u4e0b\u6536\u5355\u7f51\u7edc<\/p>\n<p>\u6c99\u7279\u5e02\u573a\u5fc5\u5907\u529f\u80fd\uff1a<br \/>\n\u2714 Mada\u501f\u8bb0\u5361\u4e13\u7528\u901a\u9053<br \/>\n\u2714 SADAD\u8d26\u5355\u652f\u4ed8\u63a5\u53e3<\/p>\n<p>\u4e94\u30012025\u5e74\u6280\u672f\u8d8b\u52bf\u9884\u5224\uff1a<br \/>\n\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1\u666e\u53ca\u7387\u8fbe75%<br \/>\n\u667a\u80fd\u8def\u7531\u7cfb\u7edf\u964d\u4f4e15%\u62d2\u4ed8\u7387<br \/>\n\u533a\u5757\u94fe\u7ed3\u7b97\u5e94\u7528\u8fdb\u5165\u8bd5\u5546\u7528\u9636\u6bb5<\/p>\n<p>\u516d\u3001\u5408\u89c4\u8fd0\u8425\u8981\u70b9\u63d0\u9192:<br \/>\n\u5b9a\u671f\u66f4\u65b0GCC\u901a\u7528\u6570\u636e\u4fdd\u62a4\u6846\u67b6\u5907\u6848<br \/>\n\u6bcf\u6708\u63d0\u4ea4TRF\u53cd\u6d17\u94b1\u62a5\u544a<br \/>\n\u4fdd\u7559180\u5929\u4ea4\u6613\u4e89\u8bae\u5904\u7406\u8bb0\u5f55<\/p>\n<p>\u0417\u0430\u043a\u043b\u044e\u0447\u0435\u043d\u0438\u0435.<br \/>\n\u9009\u62e9\u652f\u4ed8\u5408\u4f5c\u4f19\u4f34\u65f6\uff0c\u5efa\u8bae\u7ed3\u5408\u5177\u4f53\u4e1a\u52a1\u573a\u666f\u8fdb\u884c\u4e3a\u671f30\u5929\u7684\u538b\u529b\u6d4b\u8bd5\u3002\u91cd\u70b9\u5173\u6ce8\u9ad8\u5cf0\u671f\u5e76\u53d1\u5904\u7406\u80fd\u529b\u4e0e\u672c\u5730\u91d1\u878d\u673a\u6784\u7684\u76f4\u8fde\u8986\u76d6\u7387\uff0c\u540c\u65f6\u786e\u4fdd\u670d\u52a1\u5546\u6301\u6709\u81f3\u5c11\u4e09\u9879\u56fd\u9645\u5b89\u5168\u8ba4\u8bc1\u3002\u6301\u7eed\u76d1\u6d4b\u4e2d\u592e\u94f6\u884c\u7684\u76d1\u7ba1\u52a8\u6001\u5c06\u6709\u52a9\u4e8e\u53ca\u65f6\u8c03\u6574\u652f\u4ed8\u7b56\u7565\u3002<\/p>\n<p>\u6ce8\uff1a\u672c\u6307\u5357\u6570\u636e\u6765\u6e90\u4e8e2024\u5e74\u7b2c\u56db\u5b63\u5ea6\u884c\u4e1a\u767d\u76ae\u4e66\u6d4b\u8bd5\u7ed3\u679c\uff0c\u5b9e\u9645\u5408\u4f5c\u524d\u8bf7\u8fdb\u884c\u6700\u65b0\u8d44\u8d28\u7684\u9a8c\u8bc1\uff01<\/p>\n<p>\u4e03\u3001\u652f\u4ed8\u7cfb\u7edf\u67b6\u6784\u8bbe\u8ba1\u8981\u70b9<\/p>\n<ol>\n<li>\u9ad8\u53ef\u7528\u6027\u914d\u7f6e\u6807\u51c6<\/li>\n<\/ol>\n<ul>\n<li>\u4e3b\u5907\u6570\u636e\u4e2d\u5fc3\u5ef6\u8fdf\u9700\uff1c50ms<\/li>\n<li>\u81ea\u52a8\u6545\u969c\u5207\u6362\u673a\u5236\u54cd\u5e94\u65f6\u95f4\u22643\u79d2<\/li>\n<li>99.95%\u4ee5\u4e0a\u7684\u670d\u52a1\u53ef\u7528\u6027\u4fdd\u8bc1<\/li>\n<\/ul>\n<ol start=\"2\">\n<li>\u6570\u636e\u5b89\u5168\u89c4\u8303<\/li>\n<\/ol>\n<ul>\n<li>AES-256\u52a0\u5bc6\u4f20\u8f93\u6807\u51c6<\/li>\n<li>\u4ee4\u724c\u5316\u5b58\u50a8\u66ff\u4ee3\u654f\u611f\u4fe1\u606f<\/li>\n<li>SSL\/TLS 1.3\u5f3a\u5236\u542f\u7528\u8981\u6c42<\/li>\n<\/ul>\n<p>\u516b\u3001\u672c\u5730\u5316\u8fd0\u8425\u652f\u6301\u8bc4\u4f30<\/p>\n<ol>\n<li>\n<p>\u8bed\u8a00\u652f\u6301\u80fd\u529b\uff1a<\/p>\n<ul>\n<li>\u963f\u62c9\u4f2f\u8bed\u5ba2\u670d\u8986\u76d6\u7387100%<\/li>\n<li>\u82f1\u8bed\/\u6cd5\u8bed\/\u4e4c\u5c14\u90fd\u8bed\u591a\u8bed\u8a00\u754c\u9762<\/li>\n<\/ul>\n<\/li>\n<li>\n<p>\u6e05\u7b97\u901a\u9053\u4f18\u52bf\u5206\u6790\uff1a<br \/>\n\u963f\u8054\u914b\u9996\u9009\uff1a<br \/>\n\u2022 Emirates NBD\u76f4\u63a5\u6e05\u7b97\u901a\u9053<br \/>\n\u2022 Mashreq\u94f6\u884c\u5b9e\u65f6\u5bf9\u8d26\u63a5\u53e3<\/p>\n<p>\u6c99\u7279\u5fc5\u5907\uff1a<br \/>\n\u2022 Al Rajhi\u94f6\u884c\u4e13\u7ebf\u63a5\u5165<br \/>\n\u2022 SNB\u8d26\u6237\u4f53\u7cfb\u6df1\u5ea6\u6574\u5408<\/p>\n<\/li>\n<\/ol>\n<p>\u4e5d\u3001\u8d39\u7387\u7ed3\u6784\u4f18\u5316\u5efa\u8bae<\/p>\n<ol>\n<li>VIP\u5ba2\u6237\u4e13\u5c5e\u65b9\u6848\uff1a<br \/>\n\u6708\u4ea4\u6613\u91cf50\u4e07\u7f8e\u5143\u4ee5\u4e0a\u53ef\u4eab\u53d7\uff1a<\/p>\n<ul>\n<li>SWIFT\u8de8\u5883\u6c47\u6b3e\u624b\u7eed\u8d39\u51cf\u514d<\/li>\n<li>Chargeback\u4fdd\u969c\u8ba1\u5212\u514d\u8d39\u5f00\u901a<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>2.\u9690\u85cf\u6210\u672c\u9884\u8b66\u6e05\u5355\uff1a<br \/>\n\u2757\u8d27\u5e01\u8f6c\u6362\u8d39\uff080.5%-2%\uff09<br \/>\n\u2757\u9000\u6b3e\u5904\u7406\u8d39\uff08\u6bcf\u7b1415\u7f8e\u5143\u8d77\uff09<br \/>\n\u2757\u6708\u5ea6\u7ef4\u62a4\u8d39\uff08200\u7f8e\u5143\u8d77\uff09<\/p>\n<p>\u5341\u3001\u6280\u672f\u5bf9\u63a5\u6700\u4f73\u5b9e\u8df5<\/p>\n<pre><code class=\"language-javascript\">\/\/ SDK\u96c6\u6210\u793a\u4f8b\u4ee3\u7801 \r\nconst paymentConfig = { \r\n currency: 'SAR', \r\n allowedCards: ['mada','visa'], \r\n merchantId: 'MID_XXXXXX' \r\n} \r\n\r\n\/\/ Webhook\u4e8b\u4ef6\u76d1\u542c\u8bbe\u7f6e\u793a\u4f8b \r\napp.post('\/webhook', (req, res) =&gt; { \r\n const event = req.body; \r\n switch (event.type) {    \r\n case 'payment.succeeded':    \r\n \/\/ TODO:\u66f4\u65b0\u8ba2\u5355\u72b6\u6001    \r\n break;    \r\n });```\r\n\u5341\u4e00\u3001\u98ce\u9669\u63a7\u5236\u7279\u522b\u63d0\u793a \r\n\r\n\u9ad8\u98ce\u9669\u4ea4\u6613\u7279\u5f81\u5e93\u5e94\u5305\u542b\uff1a\r\n\r\n\u5730\u533a\u5f02\u5e38\u767b\u5f55\u68c0\u6d4b\u89c4\u5219\uff1a\r\n\u2022 IP\u5730\u5740\u4e0e\u8d26\u5355\u5730\u5740\u8ddd\u79bb\uff1e800\u516c\u91cc\u89e6\u53d1\u9a8c\u8bc1   \r\n\u2022\u65b0\u8bbe\u5907\u9996\u6b21\u4ea4\u6613\u9650\u989d\u81ea\u52a8\u8c03\u6574\u81f3\u57fa\u51c6\u503c30%\r\n\r\n\u884c\u4e3a\u6a21\u5f0f\u8bc6\u522b\u53c2\u6570\uff1a\r\n\u25a0\u5355\u65e5\u5bc6\u7801\u9519\u8bef\u6b21\u6570\u22655\u7acb\u5373\u9501\u5b9a\u8d26\u6237   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