{"id":4302,"date":"2025-12-25T12:32:42","date_gmt":"2025-12-25T04:32:42","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4302"},"modified":"2025-12-25T12:32:42","modified_gmt":"2025-12-25T04:32:42","slug":"%e9%9f%a9%e5%9b%bd%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98%e5%af%b9%e6%8e%a5%e6%b5%81%e7%a8%8b%e5%85%a8%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/12\/25\/%e9%9f%a9%e5%9b%bd%e5%8e%9f%e7%94%9f%e6%94%af%e4%bb%98%e5%af%b9%e6%8e%a5%e6%b5%81%e7%a8%8b%e5%85%a8%e8%a7%a3%e6%9e%90\/","title":{"rendered":"\u97e9\u56fd\u539f\u751f\u652f\u4ed8\u5bf9\u63a5\u6d41\u7a0b\u5168\u89e3\u6790"},"content":{"rendered":"

# \u97e9\u56fd\u539f\u751f\u652f\u4ed8\u5bf9\u63a5\u6d41\u7a0b\u5168\u89e3\u6790<\/p>\n

\u5728\u5168\u7403\u7535\u5b50\u5546\u52a1\u84ec\u52c3\u53d1\u5c55\u7684\u80cc\u666f\u4e0b\uff0c\u97e9\u56fd\u5e02\u573a\u51ed\u501f\u5176\u9ad8\u5ea6\u6570\u5b57\u5316\u7684\u6d88\u8d39\u73af\u5883\u548c\u6210\u719f\u7684\u652f\u4ed8\u751f\u6001\uff0c\u6210\u4e3a\u4f17\u591a\u56fd\u9645\u4f01\u4e1a\u62d3\u5c55\u4e1a\u52a1\u7684\u91cd\u8981\u76ee\u6807\u3002\u5bf9\u63a5\u97e9\u56fd\u539f\u751f\u652f\u4ed8\u65b9\u5f0f\u662f\u8fdb\u5165\u8fd9\u4e00\u5e02\u573a\u7684\u5173\u952e\u6b65\u9aa4\u3002\u672c\u6587\u5c06\u5168\u9762\u89e3\u6790\u97e9\u56fd\u4e3b\u6d41\u539f\u751f\u652f\u4ed8\u65b9\u5f0f\u7684\u5bf9\u63a5\u6d41\u7a0b\uff0c\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u6e05\u6670\u3001\u5b9e\u7528\u7684\u6280\u672f\u6307\u5357\u3002<\/p>\n

\u97e9\u56fd\u4e3b\u6d41\u539f\u751f\u652f\u4ed8\u65b9\u5f0f\u6982\u8ff0<\/p>\n

\u97e9\u56fd\u672c\u571f\u62e5\u6709\u591a\u79cd\u5e7f\u6cdb\u4f7f\u7528\u7684\u652f\u4ed8\u65b9\u5f0f\uff0c\u5176\u4e2d\u6700\u5177\u4ee3\u8868\u6027\u7684\u5305\u62ec\uff1a<\/p>\n

1. Naver Pay\uff1a\u4f9d\u6258\u97e9\u56fd\u6700\u5927\u641c\u7d22\u5f15\u64ceNaver\u7684\u751f\u6001\uff0c\u7528\u6237\u57fa\u6570\u5e9e\u5927\uff0c\u652f\u4ed8\u6d41\u7a0b\u4fbf\u6377\u3002
\n2. Kakao Pay\uff1a\u57fa\u4e8e\u56fd\u6c11\u7ea7\u901a\u8baf\u5e94\u7528KakaoTalk\uff0c\u62e5\u6709\u6781\u9ad8\u7684\u666e\u53ca\u7387\u548c\u7528\u6237\u9ecf\u6027\u3002
\n3. Samsung Pay\uff1a\u6574\u5408\u4e09\u661f\u8bbe\u5907\u751f\u6001\uff0c\u652f\u6301\u8fd1\u573a\u901a\u4fe1\uff08NFC\uff09\u548c\u78c1\u6761\u5b89\u5168\u4f20\u8f93\uff08MST\uff09\u6280\u672f\u3002
\n4. Toss Pay\uff1a\u4ee5\u5feb\u901f\u8f6c\u8d26\u8d77\u5bb6\uff0c\u9010\u6b65\u53d1\u5c55\u6210\u4e3a\u7efc\u5408\u6027\u652f\u4ed8\u5e73\u53f0\u3002
\n5. \u672c\u5730\u94f6\u884c\u5361\u652f\u4ed8\uff1a\u5305\u62ecBC\u5361\u3001\u4e09\u661f\u5361\u3001\u4e50\u5929\u5361\u7b49\uff0c\u901a\u8fc7\u672c\u5730\u5316\u5361\u7ec4\u5904\u7406\u3002<\/p>\n

\u8fd9\u4e9b\u652f\u4ed8\u65b9\u5f0f\u5728\u97e9\u56fd\u7535\u5546\u4ea4\u6613\u4e2d\u5360\u636e\u4e3b\u5bfc\u5730\u4f4d\uff0c\u5bf9\u63a5\u5b83\u4eec\u80fd\u663e\u8457\u63d0\u5347\u672c\u5730\u7528\u6237\u7684\u8d2d\u7269\u4f53\u9a8c\u548c\u8f6c\u5316\u7387\u3002<\/p>\n

\u524d\u671f\u51c6\u5907\u4e0e\u8d44\u8d28\u5ba1\u6838<\/p>\n

\u5728\u5f00\u59cb\u6280\u672f\u5bf9\u63a5\u524d\uff0c\u4f01\u4e1a\u9700\u5b8c\u6210\u4ee5\u4e0b\u51c6\u5907\u5de5\u4f5c\uff1a<\/p>\n

1. \u97e9\u56fd\u672c\u571f\u6cd5\u4eba\u5b9e\u4f53\u6ce8\u518c
\n\u5927\u591a\u6570\u97e9\u56fd\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\u8981\u6c42\u7533\u8bf7\u4f01\u4e1a\u5177\u5907\u97e9\u56fd\u672c\u5730\u6ce8\u518c\u7684\u516c\u53f8\u4e3b\u4f53\u3002\u8fd9\u901a\u5e38\u5305\u62ec\uff1a
\n– \u5728\u97e9\u56fd\u6cd5\u52a1\u90e8\u5b8c\u6210\u516c\u53f8\u6ce8\u518c
\n– \u83b7\u53d6\u8425\u4e1a\u6267\u7167\uff08\uc0ac\uc5c5\uc790\ub4f1\ub85d\uc99d\uff09
\n– \u5f00\u8bbe\u97e9\u56fd\u672c\u5730\u94f6\u884c\u5bf9\u516c\u8d26\u6237<\/p>\n

2. \u9009\u62e9\u652f\u4ed8\u7f51\u5173\u5408\u4f5c\u4f19\u4f34
\n\u56fd\u9645\u4f01\u4e1a\u901a\u5e38\u901a\u8fc7\u4ee5\u4e0b\u9014\u5f84\u63a5\u5165\u97e9\u56fd\u652f\u4ed8\uff1a
\n– \u76f4\u63a5\u4e0e\u652f\u4ed8\u65b9\u5f0f\u63d0\u4f9b\u5546\u5408\u4f5c\uff08\u8981\u6c42\u8f83\u9ad8\uff0c\u9002\u5408\u5927\u578b\u4f01\u4e1a\uff09
\n– \u901a\u8fc7\u56fd\u9645\u652f\u4ed8\u7f51\u5173\uff08\u5982PayPal\u3001Stripe\u7b49\uff09\u7684\u97e9\u56fd\u652f\u4ed8\u96c6\u6210
\n– \u9009\u62e9\u97e9\u56fd\u672c\u5730\u652f\u4ed8\u805a\u5408\u670d\u52a1\u5546\uff08\u5982KCP\u3001INICIS\u3001NICE Payments\u7b49\uff09<\/p>\n

3. \u63d0\u4ea4\u7533\u8bf7\u4e0e\u8d44\u8d28\u5ba1\u6838
\n\u5411\u9009\u5b9a\u7684\u652f\u4ed8\u670d\u52a1\u5546\u63d0\u4ea4\uff1a
\n– \u516c\u53f8\u6ce8\u518c\u6587\u4ef6
\n– \u4e1a\u52a1\u6a21\u5f0f\u8bf4\u660e
\n– \u9884\u8ba1\u4ea4\u6613\u91cf\u4e0e\u91d1\u989d
\n– \u7f51\u7ad9\u6216\u5e94\u7528\u4fe1\u606f
\n– \u5b89\u5168\u5408\u89c4\u8bc1\u660e\uff08\u5982PCI DSS\u8ba4\u8bc1\uff09<\/p>\n

\u5ba1\u6838\u5468\u671f\u901a\u5e38\u4e3a2-6\u5468\uff0c\u901a\u8fc7\u540e\u83b7\u5f97\u5546\u6237ID\uff08MID\uff09\u3001API\u5bc6\u94a5\u7b49\u8ba4\u8bc1\u4fe1\u606f\u3002<\/p>\n

\u6280\u672f\u5bf9\u63a5\u6d41\u7a0b\u8be6\u89e3<\/p>\n

\u7b2c\u4e00\u6b65\uff1a\u73af\u5883\u914d\u7f6e\u4e0eSDK\u96c6\u6210<\/p>\n

1. \u5f00\u53d1\u73af\u5883\u51c6\u5907
\n– \u786e\u4fdd\u670d\u52a1\u5668\u652f\u6301TLS 1.2\u4ee5\u4e0a\u7248\u672c
\n– \u914d\u7f6e\u97e9\u56fd\u672c\u5730\u670d\u52a1\u5668\u6216CDN\u4ee5\u4f18\u5316\u652f\u4ed8\u901f\u5ea6
\n– \u51c6\u5907\u6d4b\u8bd5\u73af\u5883\uff08\u5404\u652f\u4ed8\u670d\u52a1\u5546\u5747\u63d0\u4f9b\u6c99\u76d2\u73af\u5883\uff09<\/p>\n

2. \u96c6\u6210\u652f\u4ed8SDK\u6216API
\n– Naver Pay\uff1a\u63d0\u4f9bJavaScript SDK\u548cREST API\u4e24\u79cd\u96c6\u6210\u65b9\u5f0f
\n– Kakao Pay\uff1a\u901a\u8fc7Kakao Developers\u5e73\u53f0\u83b7\u53d6Android\/iOS SDK\u53caWeb API
\n– Samsung Pay\uff1a\u96c6\u6210Samsung Pay SDK\uff0c\u652f\u6301\u5e94\u7528\u5185\u652f\u4ed8
\n– \u652f\u4ed8\u7f51\u5173\u901a\u7528API\uff1a\u5927\u591a\u6570\u805a\u5408\u652f\u4ed8\u5546\u63d0\u4f9b\u6807\u51c6\u5316API\u63a5\u53e3<\/p>\n

3. \u540e\u7aef\u652f\u4ed8\u903b\u8f91\u914d\u7f6e
\n\u5728\u670d\u52a1\u5668\u7aef\u5b9e\u73b0\uff1a
\n– \u8ba2\u5355\u521b\u5efa\u4e0e\u91d1\u989d\u8ba1\u7b97
\n– \u652f\u4ed8\u8bf7\u6c42\u7b7e\u540d\u751f\u6210
\n– \u56de\u8c03\u5904\u7406\u63a5\u53e3
\n– \u5bf9\u8d26\u4e0e\u5f02\u5e38\u5904\u7406\u673a\u5236<\/p>\n

\u7b2c\u4e8c\u6b65\uff1a\u524d\u7aef\u652f\u4ed8\u754c\u9762\u5b9e\u73b0<\/p>\n

1. \u652f\u4ed8\u65b9\u5f0f\u9009\u62e9\u754c\u9762
\n– \u6309\u97e9\u56fd\u7528\u6237\u4e60\u60ef\u6392\u5e8f\u652f\u4ed8\u9009\u9879\uff08\u901a\u5e38\u5361\u652f\u4ed8\u4f18\u5148\uff0c\u5176\u6b21\u4e3a\u6570\u5b57\u94b1\u5305\uff09
\n– \u63d0\u4f9b\u5404\u652f\u4ed8\u65b9\u5f0f\u7684\u56fe\u6807\u548c\u7b80\u8981\u8bf4\u660e
\n– \u786e\u4fdd\u79fb\u52a8\u7aef\u54cd\u5e94\u5f0f\u8bbe\u8ba1<\/p>\n

2. \u652f\u4ed8\u8bf7\u6c42\u53d1\u8d77
\n\u6839\u636e\u9009\u62e9\u7684\u652f\u4ed8\u65b9\u5f0f\uff1a
\n– \u8c03\u7528\u76f8\u5e94\u652f\u4ed8SDK\u7684\u542f\u52a8\u65b9\u6cd5
\n– \u4f20\u9012\u8ba2\u5355\u53f7\u3001\u91d1\u989d\u3001\u5546\u54c1\u4fe1\u606f\u7b49\u53c2\u6570
\n– \u5904\u7406\u7528\u6237\u8df3\u8f6c\u81f3\u652f\u4ed8\u670d\u52a1\u5546\u9875\u9762<\/p>\n

3. \u7528\u6237\u8ba4\u8bc1\u6d41\u7a0b\u5904\u7406
\n\u97e9\u56fd\u652f\u4ed8\u901a\u5e38\u9700\u8981\u591a\u5c42\u8ba4\u8bc1\uff1a
\n– \u9996\u6b21\u4f7f\u7528\u65f6\u7684\u670d\u52a1\u6ce8\u518c\u5f15\u5bfc
\n– \u652f\u4ed8\u5bc6\u7801\u6216\u751f\u7269\u8bc6\u522b\u8ba4\u8bc1
\n– \u6709\u65f6\u9700\u8981\u989d\u5916\u9a8c\u8bc1\uff08\u5982\u516c\u5171\u8bc1\u4e66\u3001\u624b\u673a\u77ed\u4fe1\u9a8c\u8bc1\uff09<\/p>\n

\u7b2c\u4e09\u6b65\uff1a\u56de\u8c03\u5904\u7406\u4e0e\u72b6\u6001\u7ba1\u7406<\/p>\n

1. \u652f\u4ed8\u7ed3\u679c\u901a\u77e5
\n\u652f\u4ed8\u670d\u52a1\u5546\u901a\u8fc7\u4e24\u79cd\u65b9\u5f0f\u8fd4\u56de\u7ed3\u679c\uff1a
\n– \u524d\u7aef\u56de\u8c03\uff1a\u652f\u4ed8\u5b8c\u6210\u540e\u91cd\u5b9a\u5411\u56de\u5546\u5bb6\u9875\u9762
\n– \u670d\u52a1\u5668\u7aefWebhook\uff1a\u5f02\u6b65\u53d1\u9001\u652f\u4ed8\u72b6\u6001\u5230\u6307\u5b9a\u7aef\u70b9<\/p>\n

2. \u652f\u4ed8\u72b6\u6001\u786e\u8ba4
\n\u5fc5\u987b\u5b9e\u73b0\u72b6\u6001\u9a8c\u8bc1\u673a\u5236\uff1a
\n– \u6536\u5230\u56de\u8c03\u540e\uff0c\u540e\u7aef\u5411\u652f\u4ed8\u7f51\u5173\u67e5\u8be2\u786e\u8ba4\u4ea4\u6613\u72b6\u6001
\n– \u9632\u6b62\u4f2a\u9020\u56de\u8c03\u8bf7\u6c42
\n– \u66f4\u65b0\u8ba2\u5355\u72b6\u6001\u4e3a\u6210\u529f\/\u5931\u8d25\/\u5f85\u5904\u7406<\/p>\n

3. \u5f02\u5e38\u60c5\u51b5\u5904\u7406
\n– \u7f51\u7edc\u8d85\u65f6\u6216\u4e2d\u65ad\u7684\u91cd\u65b0\u9a8c\u8bc1\u6d41\u7a0b
\n– \u7528\u6237\u53d6\u6d88\u652f\u4ed8\u7684\u5904\u7406
\n– \u91cd\u590d\u652f\u4ed8\u7684\u68c0\u6d4b\u4e0e\u9884\u9632<\/p>\n

\u5408\u89c4\u4e0e\u5b89\u5168\u8981\u6c42<\/p>\n

1. \u6570\u636e\u4fdd\u62a4\u6cd5\u89c4\u9075\u5b88
\n–<\/p>","protected":false},"excerpt":{"rendered":"

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