{"id":4379,"date":"2025-12-26T10:47:00","date_gmt":"2025-12-26T02:47:00","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4379"},"modified":"2025-12-26T10:47:00","modified_gmt":"2025-12-26T02:47:00","slug":"%e4%bf%84%e7%bd%97%e6%96%af%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%e6%96%b0%e8%b7%af%e5%be%84%ef%bc%9a%e5%8f%8b%e5%a5%bd%e5%9b%bd%e5%ae%b6%e9%93%b6%e8%a1%8c%e4%b8%8e%e6%9b%bf%e4%bb%a3%e6%96%b9%e6%a1%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/12\/26\/%e4%bf%84%e7%bd%97%e6%96%af%e8%b7%a8%e5%a2%83%e6%94%af%e4%bb%98%e6%96%b0%e8%b7%af%e5%be%84%ef%bc%9a%e5%8f%8b%e5%a5%bd%e5%9b%bd%e5%ae%b6%e9%93%b6%e8%a1%8c%e4%b8%8e%e6%9b%bf%e4%bb%a3%e6%96%b9%e6%a1%88\/","title":{"rendered":"\u4fc4\u7f57\u65af\u8de8\u5883\u652f\u4ed8\u65b0\u8def\u5f84\uff1a\u53cb\u597d\u56fd\u5bb6\u94f6\u884c\u4e0e\u66ff\u4ee3\u65b9\u6848"},"content":{"rendered":"<p>\u597d\u7684\uff0c\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u9886\u57df\u7684\u4e13\u5bb6\uff0c\u6211\u5c06\u4e3a\u60a8\u64b0\u5199\u4e00\u7bc7\u7b26\u5408\u8981\u6c42\u7684\u4e2d\u6587\u6587\u7ae0\u3002<\/p>\n<hr>\n<h3><strong>\u4fc4\u7f57\u65af\u8de8\u5883\u652f\u4ed8\u65b0\u8def\u5f84\uff1a\u53cb\u597d\u56fd\u5bb6\u94f6\u884c\u4e0e\u66ff\u4ee3\u65b9\u6848\u6df1\u5ea6\u89e3\u6790<\/strong><\/h3>\n<p>\u81ea\u56fd\u9645\u5c40\u52bf\u53d1\u751f\u6df1\u523b\u53d8\u5316\u4ee5\u6765\uff0c\u4f20\u7edf\u7684\u5168\u7403\u652f\u4ed8\u7f51\u7edc\u5bf9\u4fc4\u7f57\u65af\u7684\u63a5\u5165\u4ea7\u751f\u4e86\u663e\u8457\u5f71\u54cd\u3002\u5bf9\u4e8e\u4ecd\u9700\u4e0e\u4fc4\u7f57\u65af\u5e02\u573a\u4fdd\u6301\u8d38\u6613\u5f80\u6765\u7684\u5404\u56fd\u4f01\u4e1a\u800c\u8a00\uff0c\u5bfb\u627e\u7a33\u5b9a\u3001\u5408\u89c4\u3001\u9ad8\u6548\u7684\u8de8\u5883\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u5df2\u6210\u4e3a\u5f53\u52a1\u4e4b\u6025\u3002\u4f5c\u4e3a\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u4e13\u5bb6\uff0c\u672c\u6587\u5c06\u6df1\u5165\u5256\u6790\u5f53\u524d\u73af\u5883\u4e0b\uff0c\u201c\u53cb\u597d\u56fd\u5bb6\u201d\u94f6\u884c\u4f53\u7cfb\u53ca\u5404\u7c7b\u66ff\u4ee3\u65b9\u6848\u5982\u4f55\u6784\u6210\u5bf9\u4fc4\u8de8\u5883\u652f\u4ed8\u7684\u65b0\u8def\u5f84\uff0c\u4e3a\u76f8\u5173\u4f01\u4e1a\u63d0\u4f9b\u6e05\u6670\u7684\u884c\u52a8\u6307\u5357\u3002<\/p>\n<h4><strong>\u4e00\u3001 \u4f20\u7edf\u901a\u9053\u53d7\u963b\uff1aSWIFT\u5236\u88c1\u7684\u6838\u5fc3\u5f71\u54cd<\/strong><\/h4>\n<p>\u8981\u7406\u89e3\u65b0\u8def\u5f84\u7684\u5fc5\u8981\u6027\uff0c\u9996\u5148\u9700\u660e\u786e\u65e7\u8def\u5f84\u4e3a\u4f55\u96be\u884c\u3002\u6700\u5173\u952e\u7684\u56e0\u7d20\u5728\u4e8e\u90e8\u5206\u4fc4\u7f57\u65af\u4e3b\u8981\u94f6\u884c\u88ab\u6392\u9664\u5728\u73af\u7403\u94f6\u884c\u91d1\u878d\u7535\u4fe1\u534f\u4f1a\uff08SWIFT\uff09\u7cfb\u7edf\u4e4b\u5916\u3002SWIFT\u662f\u5168\u7403\u91d1\u878d\u673a\u6784\u95f4\u8fdb\u884c\u91d1\u878d\u4fe1\u606f\u4f20\u9012\u7684\u6838\u5fc3\u7f51\u7edc\uff0c\u5176\u4f5c\u7528\u5982\u540c\u91d1\u878d\u4e16\u754c\u7684\u201c\u795e\u7ecf\u7cfb\u7edf\u201d\u3002\u88ab\u5207\u65adSWIFT\u8fde\u63a5\uff0c\u610f\u5473\u7740\u8fd9\u4e9b\u94f6\u884c\u65e0\u6cd5\u901a\u8fc7\u6807\u51c6\u3001\u81ea\u52a8\u5316\u7684\u65b9\u5f0f\u4e0e\u5168\u7403\u5927\u591a\u6570\u94f6\u884c\u8fdb\u884c\u7ed3\u7b97\u548c\u901a\u4fe1\uff0c\u5bfc\u81f4\u4f20\u7edf\u7684\u4fe1\u7528\u8bc1\uff08L\/C\uff09\u3001\u7535\u6c47\uff08T\/T\uff09\u7b49\u4ed8\u6b3e\u65b9\u5f0f\u53d8\u5f97\u6781\u5176\u56f0\u96be\u3001\u7f13\u6162\u751a\u81f3\u5b8c\u5168\u4e2d\u65ad\u3002<\/p>\n<p>\u8fd9\u4e0d\u4ec5\u5f71\u54cd\u4e86\u80fd\u6e90\u7b49\u5927\u5b97\u8d38\u6613\uff0c\u66f4\u5bf9\u4e2d\u5c0f\u4f01\u4e1a\u7684\u65e5\u5e38\u8d27\u7269\u8d38\u6613\u3001\u670d\u52a1\u8d38\u6613\u9020\u6210\u4e86\u5de8\u5927\u51b2\u51fb\u3002\u76f4\u63a5\u901a\u8fc7\u6b27\u7f8e\u4e3b\u6d41\u94f6\u884c\u7684\u4ed8\u6b3e\u8bf7\u6c42\u5f88\u53ef\u80fd\u88ab\u62d2\u7edd\u6216\u957f\u65f6\u95f4\u6ede\u7559\u5ba1\u67e5\u3002\u56e0\u6b64\uff0c\u201c\u7ed5\u884c\u201d\u6210\u4e3a\u5fc5\u7136\u9009\u62e9\u3002<\/p>\n<h4><strong>\u4e8c\u3001 \u6838\u5fc3\u65b0\u8def\u5f84\uff1a\u201c\u53cb\u597d\u56fd\u5bb6\u201d\u94f6\u884c\u6865\u6881\u4f5c\u7528\u51f8\u663e<\/strong><\/h4>\n<p>\u6240\u8c13\u201c\u53cb\u597d\u56fd\u5bb6\u201d\uff0c\u901a\u5e38\u6307\u90a3\u4e9b\u672a\u53c2\u4e0e\u5bf9\u4fc4\u91d1\u878d\u5236\u88c1\u7684\u56fd\u5bb6\u7fa4\u4f53\u3002\u8fd9\u4e9b\u56fd\u5bb6\u7684\u94f6\u884c\u4e1a\u6210\u4e3a\u4e86\u8fde\u63a5\u4fc4\u7f57\u65af\u4e0e\u56fd\u9645\u5e02\u573a\u7684\u91cd\u8981\u6865\u6881\u3002\u76ee\u524d\u6765\u770b\uff0c\u8fd9\u6761\u8def\u5f84\u4e3b\u8981\u901a\u8fc7\u4ee5\u4e0b\u4e24\u79cd\u6a21\u5f0f\u8fd0\u4f5c\uff1a<\/p>\n<p><strong>1. \u7b2c\u4e09\u65b9\u4e2d\u8f6c\u884c\u6a21\u5f0f<\/strong><br \/>\n\u8fd9\u662f\u76ee\u524d\u6700\u4e3b\u6d41\u7684\u64cd\u4f5c\u65b9\u5f0f\u3002\u4ed8\u6b3e\u65b9\u4e0d\u76f4\u63a5\u6c47\u6b3e\u81f3\u4fc4\u7f57\u65af\u6536\u6b3e\u884c\uff0c\u800c\u662f\u5148\u5c06\u6b3e\u9879\u6c47\u5f80\u4e00\u4e2a\u201c\u53cb\u597d\u56fd\u5bb6\u201d\uff08\u5982\u4e2d\u56fd\u3001\u571f\u8033\u5176\u3001\u54c8\u8428\u514b\u65af\u5766\u3001\u963f\u8054\u914b\u7b49\u56fd\uff09\u7684\u5408\u4f5c\u94f6\u884c\u4f5c\u4e3a\u4e2d\u8f6c\u884c\u3002\u8be5\u4e2d\u8f6c\u884c\u518d\u901a\u8fc7\u5176\u4e0e\u4fc4\u7f57\u65af\u5883\u5185\u5c1a\u5728\u8fd0\u4f5c\u7684\u91d1\u878d\u673a\u6784\uff08\u5982\u672a\u88ab\u5236\u88c1\u7684\u94f6\u884c\u6216\u5176\u5728\u5f53\u5730\u7684\u5206\u652f\u673a\u6784\uff09\u7684\u8fde\u63a5\u6e20\u9053\uff0c\u5c06\u8d44\u91d1\u6700\u7ec8\u8f6c\u5165\u6536\u6b3e\u4eba\u8d26\u6237\u3002<\/p>\n<ul>\n<li><strong>\u0440\u0435\u0436\u0443\u0449\u0430\u044f \u043a\u0440\u043e\u043c\u043a\u0430<\/strong>\uff1a\u5229\u7528\u4e86\u4e2d\u8f6c\u884c\u4e0e\u5176\u5bf9\u5e94\u4fc4\u65b9\u94f6\u884c\u7684\u7a33\u5b9a\u5408\u4f5c\u5173\u7cfb\u548c\u4e13\u7528\u6e05\u7b97\u901a\u9053\uff0c<\/li>\n<li><strong>\u0432\u044b\u0437\u043e\u0432<\/strong>\uff1a\u4f01\u4e1a\u5bf9\u4e2d\u8f6c\u884c\u7684\u9009\u62e9\u81f3\u5173\u91cd\u8981\uff0c<\/li>\n<\/ul>\n<p><strong>2. \u201c\u955c\u50cf\u201d\u8d26\u6237\u4e0e\u4ee3\u7406\u884c\u5173\u7cfb<\/strong><br \/>\n\u4e00\u4e9b\u201c\u53cb\u597d\u56fd\u5bb6\u201d\u7684\u5927\u578b\u94f6\u884c\u4e0e\u7279\u5b9a\u7684\u4fc4\u7f57\u65af\u94f6\u884c\u4fdd\u6301\u7740\u5bc6\u5207\u7684\u4ee3\u7406\u884c\u5173\u7cfb\u3002<\/p>\n<ul>\n<li><strong>\u0440\u0435\u0436\u0443\u0449\u0430\u044f \u043a\u0440\u043e\u043c\u043a\u0430<\/strong>::<\/li>\n<li><strong>\u0432\u044b\u0437\u043e\u0432<\/strong>::<\/li>\n<\/ul>\n<p>\u5728\u9009\u62e9\u8fd9\u6761\u8def\u5f84\u65f6\uff0c<\/p>\n<h4><strong>\u4e09 \u3001 \u5173\u952e\u66ff\u4ee3\u65b9\u6848\uff1a\u8d85\u8d8a\u4f20\u7edf\u94f6\u884c\u7684\u652f\u4ed8\u5de5\u5177<\/strong><\/h4>\n<p>\u9664\u4e86\u4f9d\u8d56\u94f6\u884c\u4e1a\u52a1\u5916\uff0c<\/p>\n<p><strong>1. \u533a\u57df\u6027\u91d1\u878d\u4fe1\u606f\u4f20\u8f93\u7cfb\u7edf<\/strong><br \/>\n\u6700\u53d7\u77a9\u76ee\u7684\u66ff\u4ee3\u65b9\u6848\u662f<\/p>\n<hr>\n<pre><code>*   \r\n<\/code><\/pre>\n<hr>\n<hr>\n<hr>\n<hr>\n<p>\u041b\u0430\u0434\u043d\u043e, \u0434\u0430\u0432\u0430\u0439\u0442\u0435 \u043f\u0440\u043e\u0434\u043e\u043b\u0436\u0438\u043c.<\/p>\n<h4><strong>\u4e09\u3001\u5173\u952e\u66ff\u4ee3\u65b9\u6848\uff1a\u8d85\u8d8a\u4f20\u7edf\u94f6\u884c\u7684\u652f\u4ed8\u5de5\u5177<\/strong><\/h4>\n<p>\u9664\u4e86\u4f9d\u8d56\u94f6\u884c\u4e1a\u52a1\u5916\uff0c\u4e00\u7cfb\u5217\u975e\u94f6\u884c\u652f\u4ed8\u5de5\u5177\u548c\u533a\u57df\u6027\u7cfb\u7edf\u6b63\u53d1\u6325\u7740\u8d8a\u6765\u8d8a\u91cd\u8981\u7684\u4f5c\u7528\uff0c\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u4e86\u66f4\u7075\u6d3b\u7684\u9009\u62e9\u3002<\/p>\n<p><strong>1. \u533a\u57df\u6027\u91d1\u878d\u4fe1\u606f\u4f20\u8f93\u7cfb\u7edf<\/strong><br \/>\n\u6700\u53d7\u77a9\u76ee\u7684\u66ff\u4ee3\u65b9\u6848\u662f\u4e2d\u56fd\u7684\u8de8\u5883\u94f6\u884c\u95f4\u652f\u4ed8\u7cfb\u7edf\uff08CIPS\uff09\u548c\u4fc4\u7f57\u65af\u81ea\u8eab\u7684\u91d1\u878d\u4fe1\u606f\u4f20\u8f93\u7cfb\u7edf\uff08SPFS\uff09\u3002<\/p>\n<ul>\n<li><strong>CIPS\uff08\u4eba\u6c11\u5e01\u8de8\u5883\u652f\u4ed8\u7cfb\u7edf\uff09<\/strong>\uff1a\u4f5c\u4e3aSWIFT\u7684\u8865\u5145\u548c\u66ff\u4ee3\u9009\u9879\uff0cCIPS\u4e13\u4e3a\u4eba\u6c11\u5e01\u8de8\u5883\u6e05\u7b97\u8bbe\u8ba1\u3002\u5bf9\u4e8e\u4f7f\u7528\u4eba\u6c11\u5e01\u8fdb\u884c\u7ed3\u7b97\u7684\u8d38\u6613\u800c\u8a00\uff0c\u901a\u8fc7\u63a5\u5165CIPS\u7684\u201c\u53cb\u597d\u56fd\u5bb6\u201d\u94f6\u884c\u8fdb\u884c\u64cd\u4f5c\uff0c\u53ef\u4ee5\u5927\u5e45\u63d0\u5347\u6548\u7387\u548c\u5b89\u5168\u6027\u3002\u8fd9\u610f\u5473\u7740\u4f01\u4e1a\u53ef\u4ee5\u4e0e\u4e2d\u65b9\u4f19\u4f34\u534f\u5546\uff0c\u91c7\u7528\u4eba\u6c11\u5e01\u8ba1\u4ef7\u548c\u652f\u4ed8\uff0c\u901a\u8fc7\u4e2d\u4fc4\u4e24\u56fd\u94f6\u884c\u90fd\u53c2\u4e0e\u7684CIPS\u6e20\u9053\u5b8c\u6210\u6e05\u7b97\u3002<\/li>\n<li><strong>SPFS\uff08\u4fc4\u7f57\u65af\u91d1\u878d\u4fe1\u606f\u4f20\u8f93\u7cfb\u7edf\uff09<\/strong>\uff1a\u8fd9\u662f\u4fc4\u7f57\u65af\u592e\u884c\u5f00\u53d1\u7684\u672c\u571f\u7248SWIFT\u3002\u867d\u7136\u5176\u56fd\u9645\u53c2\u4e0e\u8005\u6570\u91cf\u6709\u9650\uff0c\u4f46\u5df2\u5728\u4e00\u4e9b\u201c\u53cb\u597d\u56fd\u5bb6\u201d\u7684\u94f6\u884c\u4e2d\u63a8\u5e7f\u4f7f\u7528\u3002\u82e5\u4ea4\u6613\u5bf9\u624b\u65b9\u7684\u94f6\u884c\u6070\u597d\u63a5\u5165\u4e86SPFS\uff0c\u5219\u53ef\u4ee5\u901a\u8fc7\u6b64\u7cfb\u7edf\u76f4\u63a5\u8fdb\u884c\u901a\u4fe1\u548c\u7ed3\u7b97\uff0c\u5b8c\u5168\u7ed5\u5f00SWIFT\u3002<\/li>\n<\/ul>\n<p><strong>2. \u7535\u5b50\u94b1\u5305\u4e0e\u7b2c\u4e09\u65b9\u652f\u4ed8\u5e73\u53f0<\/strong><br \/>\n\u5728\u67d0\u4e9b\u7279\u5b9a\u8d38\u6613\u573a\u666f\u4e0b\uff0c<\/p>\n<ul>\n<li><strong>\u0440\u0435\u0436\u0443\u0449\u0430\u044f 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