{"id":4393,"date":"2025-12-26T10:58:40","date_gmt":"2025-12-26T02:58:40","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=4393"},"modified":"2025-12-26T10:58:40","modified_gmt":"2025-12-26T02:58:40","slug":"%e7%be%8e%e5%9b%bd%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%e7%9a%84%e5%8d%81%e5%a4%a7%e5%85%b3%e9%94%ae%e5%8f%82%e4%b8%8e%e8%80%85","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/ru\/2025\/12\/26\/%e7%be%8e%e5%9b%bd%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%e7%9a%84%e5%8d%81%e5%a4%a7%e5%85%b3%e9%94%ae%e5%8f%82%e4%b8%8e%e8%80%85\/","title":{"rendered":"\u7f8e\u56fd\u652f\u4ed8\u9886\u57df\u7684\u5341\u5927\u5173\u952e\u53c2\u4e0e\u8005"},"content":{"rendered":"<p>\u597d\u7684\uff0c\u4f5c\u4e3a\u4e00\u540d\u56fd\u9645\u652f\u4ed8\u7f51\u5173\u9886\u57df\u7684\u4e13\u5bb6\uff0c\u6211\u5c06\u4e3a\u60a8\u64b0\u5199\u4e00\u7bc7\u7b26\u5408\u8981\u6c42\u7684\u4e2d\u6587\u6587\u7ae0\u3002<\/p>\n<h3><strong>\u7f8e\u56fd\u652f\u4ed8\u9886\u57df\u7684\u5341\u5927\u5173\u952e\u53c2\u4e0e\u8005\uff1a\u5851\u9020\u73b0\u4ee3\u91d1\u878d\u751f\u6001\u7684\u5de8\u5934<\/strong><\/h3>\n<p>\u7f8e\u56fd\u4f5c\u4e3a\u5168\u7403\u6700\u5927\u7684\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u5448\u73b0\u51fa\u524d\u6240\u672a\u6709\u7684\u6d3b\u529b\u3001\u590d\u6742\u6027\u548c\u521b\u65b0\u6027\u3002\u8fd9\u4e2a\u5e02\u573a\u7531\u4f20\u7edf\u91d1\u878d\u5de8\u5934\u3001\u79d1\u6280\u65b0\u8d35\u548c\u5782\u76f4\u9886\u57df\u4e13\u5bb6\u5171\u540c\u4e3b\u5bfc\uff0c\u5b83\u4eec\u4e0d\u4ec5\u5904\u7406\u7740\u6570\u4e07\u4ebf\u7f8e\u5143\u7684\u4ea4\u6613\u6d41\u6c34\uff0c\u66f4\u5728\u4e0d\u65ad\u5730\u91cd\u65b0\u5b9a\u4e49\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u7684\u652f\u4ed8\u65b9\u5f0f\u3002\u4e86\u89e3\u8fd9\u4e9b\u5173\u952e\u53c2\u4e0e\u8005\u5bf9\u4e8e\u4efb\u4f55\u5e0c\u671b\u8fdb\u5165\u7f8e\u56fd\u5e02\u573a\u6216\u6df1\u5ea6\u7406\u89e3\u5168\u7403\u91d1\u878d\u79d1\u6280\u8d8b\u52bf\u7684\u4f01\u4e1a\u548c\u4e2a\u4eba\u90fd\u81f3\u5173\u91cd\u8981\u3002\u672c\u6587\u5c06\u6df1\u5165\u5256\u6790\u5f53\u524d\u7f8e\u56fd\u652f\u4ed8\u9886\u57df\u4e2d\u6700\u5177\u5f71\u54cd\u529b\u7684\u5341\u5927\u5de8\u5934\uff0c\u63a2\u8ba8\u5b83\u4eec\u7684\u6838\u5fc3\u4e1a\u52a1\u3001\u5e02\u573a\u5b9a\u4f4d\u4ee5\u53ca\u5bf9\u884c\u4e1a\u672a\u6765\u7684\u6df1\u8fdc\u5f71\u54cd\u3002<\/p>\n<p><strong>1. Visa\uff1a\u5168\u7403\u652f\u4ed8\u7684\u57fa\u77f3<\/strong><\/p>\n<p>Visa\u65e0\u7591\u662f\u5168\u7403\u7535\u5b50\u652f\u4ed8\u7684\u4ee3\u540d\u8bcd\u3002\u4f5c\u4e3a\u4e00\u4e2a\u5f00\u653e\u7684\u95ed\u73af\u7f51\u7edc\uff0cV Visa\u672c\u8eab\u5e76\u4e0d\u76f4\u63a5\u53d1\u5361\u6216\u5411\u6d88\u8d39\u8005\u6536\u8d39\uff0c\u800c\u662f\u901a\u8fc7\u8fde\u63a5\u5168\u7403\u6570\u5343\u5bb6\u91d1\u878d\u673a\u6784\u3001\u6570\u767e\u4e07\u5546\u6237\u548c\u6570\u5341\u4ebf\u6301\u5361\u4eba\uff0c\u6784\u5efa\u4e86\u4e00\u4e2a\u65e0\u4e0e\u4f26\u6bd4\u7684\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u3002\u5176\u6838\u5fc3\u7ade\u4e89\u529b\u5728\u4e8e\u65e0\u8fdc\u5f17\u5c4a\u7684\u53d7\u7406\u8303\u56f4\u3001\u6781\u9ad8\u7684\u4ea4\u6613\u5904\u7406\u901f\u5ea6\u548c\u575a\u5982\u78d0\u77f3\u7684\u5b89\u5168\u53ef\u9760\u6027\u3002\u5728\u7f8e\u56fd\u672c\u571f\u5e02\u573a\uff0cVisa\u5728\u4fe1\u7528\u5361\u548c\u501f\u8bb0\u5361\u9886\u57df\u5747\u5360\u636e\u9886\u5148\u5730\u4f4d\u3002\u9762\u5bf9\u6570\u5b57\u652f\u4ed8\u7684\u6d6a\u6f6e\uff0cVisa\u79ef\u6781\u6295\u8d44\u4e8e\u4ee4\u724c\u670d\u52a1\uff08Tokenization\uff09\u3001\u5b9e\u65f6\u652f\u4ed8\uff08Visa Direct\uff09\u4ee5\u53ca\u533a\u5757\u94fe\u6280\u672f\uff0c\u4ee5\u5de9\u56fa\u5176\u4f5c\u4e3a\u652f\u4ed8\u57fa\u7840\u8bbe\u65bd\u9886\u5bfc\u8005\u7684\u5730\u4f4d\u3002<\/p>\n<p><strong>2. Mastercard\uff1a\u521b\u65b0\u7684\u6311\u6218\u8005\u4e0e\u5408\u4f5c\u4f19\u4f34<\/strong><\/p>\n<p>\u4e07\u4e8b\u8fbe\u5361\u662fVisa\u6700\u76f4\u63a5\u7684\u7ade\u4e89\u5bf9\u624b\uff0c\u540c\u6837\u8fd0\u8425\u7740\u4e00\u4e2a\u5168\u7403\u6027\u7684\u652f\u4ed8\u7f51\u7edc\u3002\u5c3d\u7ba1\u5e02\u573a\u4efd\u989d\u7565\u900a\u4e8eVisa, \u4f46\u4e07\u4e8b\u8fbe\u5361\u4ee5\u5176\u79ef\u6781\u7684\u521b\u65b0\u7b56\u7565\u548c\u5bf9\u5f00\u653e\u94f6\u884c\u7b49\u65b0\u5174\u9886\u57df\u7684\u6295\u5165\u800c\u95fb\u540d\u3002\u5b83\u4e0d\u4ec5\u5728\u4f20\u7edf\u5361\u7247\u652f\u4ed8\u9886\u57df\u7d27\u8ffd\u4e0d\u820d, \u66f4\u5927\u529b\u62d3\u5c55B2B\u652f\u4ed8\u3001\u6570\u636e\u670d\u52a1\u548c\u54a8\u8be2\u4e1a\u52a1\u3002\u4e07\u4e8b\u8fbe\u5361\u7684\u201c\u65e0\u4ef7\u201d\uff08Priceless\uff09\u8425\u9500\u6d3b\u52a8\u6df1\u5165\u4eba\u5fc3, \u540c\u65f6\u5176\u5728\u7f51\u7edc\u5b89\u5168\u548c\u4eba\u5de5\u667a\u80fd\u65b9\u9762\u7684\u6295\u5165\u4e5f\u786e\u4fdd\u4e86\u7f51\u7edc\u7684\u524d\u6cbf\u6027\u3002\u5b83\u4e0e\u5404\u5927\u94f6\u884c\u548c\u6280\u672f\u516c\u53f8\u7684\u7d27\u5bc6\u5408\u4f5c\u4f7f\u5176\u6210\u4e3a\u63a8\u52a8\u884c\u4e1a\u53d8\u9769\u7684\u5173\u952e\u529b\u91cf\u3002<\/p>\n<p><strong>3. American Express\uff1a\u9ad8\u7aef\u4e0e\u670d\u52a1\u5e76\u91cd\u7684\u5c01\u95ed\u751f\u6001<\/strong><\/p>\n<p>\u7f8e\u56fd\u8fd0\u901a\u91c7\u53d6\u4e86\u4e0eVisa\u548cMastercard\u622a\u7136\u4e0d\u540c\u7684\u5546\u4e1a\u6a21\u5f0f\u2014\u2014\u5c01\u95ed\u5f0f\u5faa\u73af\u7f51\u7edc\u3002\u8fd9\u610f\u5473\u7740\u8fd0\u901a\u81ea\u8eab\u627f\u62c5\u53d1\u5361\u884c\u548c\u6536\u5355\u884c\u7684\u53cc\u91cd\u89d2\u8272, \u4ece\u800c\u80fd\u591f\u5bf9\u5176\u4f1a\u5458\uff08\u6301\u5361\u4eba\uff09\u548c\u5546\u6237\u8fdb\u884c\u4e25\u683c\u7b5b\u9009\u548c\u63a7\u5236 \u3002\u8fd9\u79cd\u6a21\u5f0f\u9020\u5c31\u4e86\u5176\u9ad8\u51c0\u503c\u5ba2\u6237\u7fa4\u7684\u7cbe\u51c6\u5b9a\u4f4d\u548c\u65e0\u4e0e\u4f26\u6bd4\u7684\u5ba2\u6237\u670d\u52a1\u4f53\u7cfb \u3002\u5728\u7f8e\u56fd, \u8fd0\u901a\u5361\u7247\u88ab\u89c6\u4e3a\u8eab\u4efd\u548c\u4fe1\u7528\u7684\u8c61\u5f81, \u867d\u7136\u5546\u6237\u8986\u76d6\u7387\u4e0d\u53ca\u524d\u4e24\u8005 ,\u4f46\u5176\u8f83\u9ad8\u7684\u5546\u6237\u6298\u6263\u7387\uff08 swipe fee \uff09\u88ab\u5176\u4f18\u8d28\u5ba2\u6237\u7684\u5f3a\u52b2\u6d88\u8d39\u80fd\u529b\u6240\u62b5\u6d88 \u3002\u8fd1\u5e74\u6765 ,\u8fd0\u901a\u4e5f\u5728\u79ef\u6781\u62d3\u5c55\u66f4\u591a\u9762\u5411\u5e74\u8f7b\u4e00\u4ee3\u548c\u4e2d\u7aef\u5e02\u573a\u7684\u4ea7\u54c1 \u3002<\/p>\n<p><strong>4. PayPal\uff1a\u5728\u7ebf\u652f\u4ed8\u7684\u5148\u9a71\u4e0e\u8d85\u7ea7\u5e94\u7528\u91ce\u5fc3<\/strong><\/p>\n<p>PayPal\u662f\u6570\u5b57\u94b1\u5305\u548c\u975e\u63a5\u89e6\u5f0f\u652f\u4ed8\u7684\u65e9\u671f\u5f00\u62d3\u8005 ,\u5b83\u5f7b\u5e95\u6539\u53d8\u4e86\u4eba\u4eec\u5728\u7ebf\u8d2d\u7269\u65f6\u7684\u7ed3\u8d26\u4f53\u9a8c \u3002\u901a\u8fc7\u5176\u6838\u5fc3\u7684PayPal\u94b1\u5305\u4ee5\u53ca\u65d7\u4e0b\u7684Venmo\uff08\u5728\u7f8e\u56fd\u6781\u53d7\u6b22\u8fce\u7684P2P\u8f6c\u8d26\u5e94\u7528\uff09, Braintree\uff08\u4e3a\u5927\u578b\u4f01\u4e1a\u63d0\u4f9b\u652f\u4ed8\u5904\u7406API\uff09\u548cHyperwallet\u7b49\u54c1\u724c ,PayPal\u6784\u5efa\u4e86\u4e00\u4e2a\u8986\u76d6\u6d88\u8d39\u8005 \u3001\u5546\u5bb6\u548c\u4e2a\u4eba\u7528\u6237\u7684\u5e9e\u5927\u6570\u5b57\u5e1d\u56fd \u3002\u5176\u4f18\u52bf\u5728\u4e8e\u5e9e\u5927\u7684\u7528\u6237\u57fa\u7840 \u3001\u5f3a\u5927\u7684\u54c1\u724c\u8ba4\u77e5\u5ea6\u4ee5\u53ca\u4e00\u952e\u652f\u4ed8\u7684\u4fbf\u6377\u6027 \u3002\u76ee\u524d ,PayPal\u6b63\u81f4\u529b\u4e8e\u5c06\u5176\u5e94\u7528\u4ece\u4e00\u4e2a\u5355\u7eaf\u7684\u652f\u4ed8\u5de5\u5177\u5347\u7ea7\u4e3a\u4e00\u4e2a\u96c6\u8d2d\u7269 \u3001\u91d1\u878d\u7406\u8d22 \u3001\u52a0\u5bc6\u8d27\u5e01\u4ea4\u6613\u4e8e\u4e00\u4f53\u7684\u201c\u8d85\u7ea7\u5e94\u7528\u201d\u3002<\/p>\n<p><strong>5. Apple Pay\uff1a\u786c\u4ef6\u751f\u6001\u7684\u5929\u7136\u5165\u53e3<\/strong><\/p>\n<p>\u82f9\u679c\u516c\u53f8\u51ed\u501f\u5176\u5728iPhone \u3001Apple Watch\u7b49\u786c\u4ef6\u8bbe\u5907\u4e0a\u7684\u7edd\u5bf9\u7edf\u6cbb\u529b ,\u6210\u529f\u5c06Apple Pay\u6253\u9020\u6210\u4e86\u7f8e\u56fd\u6700\u4e3b\u6d41\u7684\u975e\u63a5\u89e6\u5f0f\u79fb\u52a8\u94b1\u5305 \u3002\u901a\u8fc7\u4e0eVisa \u3001Mastercard\u7b49\u53d1\u5361\u884c\u7684\u5408\u4f5c \uff0cApple Pay\u5c06\u7528\u6237\u7684\u5b9e\u4f53\u94f6\u884c\u5361\u6570\u5b57\u5316\u5e76\u5b89\u5168\u5730\u5b58\u50a8\u5728\u8bbe\u5907\u4e2d \uff0c\u5229\u7528NFC\u6280\u672f\u5b9e\u73b0\u201c\u4e00\u89e6\u5373\u4ed8\u201d \u3002\u5b83\u7684\u6210\u529f\u79d8\u8bc0\u5728\u4e8e\u6781\u81f4\u7684\u7528\u6237\u4f53\u9a8c \u3001\u5bf9\u9690\u79c1\u548c\u5b89\u5168\u7684\u9ad8\u5ea6\u91cd\u89c6\u4ee5\u53ca\u4e0e\u82f9\u679c\u786c\u4ef6\u751f\u6001\u7cfb\u7edf\u7684\u65e0\u7f1d\u96c6\u6210 \u3002\u968f\u7740\u82f9\u679c\u5728\u9ad8\u76db\u5408\u4f5c\u63a8\u51faApple Card\u4ee5\u53ca\u5728\u5148\u4e70\u540e\u4ed8 \uff08BNPL\uff09\u9886\u57df\u7684\u5e03\u5c40 \uff0c\u5176\u5728\u91d1\u878d\u670d\u52a1\u9886\u57df\u7684\u6e17\u900f\u5c06\u8fdb\u4e00\u6b65\u52a0\u6df1 \u3002<\/p>\n<p><strong>6. Chase Bank (J.P. Morgan Chase)\uff1a\u5168\u80fd\u94f6\u884c\u7684\u6e20\u9053\u4f18\u52bf<\/strong><\/p>\n<p>\u6469\u6839\u5927\u901a\u4e0d\u4ec5\u662f\u7f8e\u56fd\u8d44\u4ea7\u89c4\u6a21\u6700\u5927\u7684\u94f6\u884c \uff0c\u4e5f\u662f\u6700\u91cd\u8981\u7684\u652f\u4ed8\u53c2\u4e0e\u8005\u4e4b\u4e00 \u3002\u901a\u8fc7\u5176\u5e9e\u5927\u7684\u96f6\u552e\u94f6\u884c\u7f51\u7edc \uff0cChase\u53d1\u884c\u4e86\u5927\u91cf\u7684\u4fe1\u7528\u5361 \uff08\u5982\u5e7f\u53d7\u6b22\u8fce\u7684Chase Sapphire\u7cfb\u5217\uff09\u548c\u501f\u8bb0\u5361 \uff0c\u76f4\u63a5\u638c\u63a7\u7740\u5de8\u5927\u7684\u4ed8\u6b3e\u6d41\u91cf\u6e90\u5934 \u3002\u6b64\u5916 \uff0c\u5b83\u7684\u5546\u4e1a\u94f6\u884c\u4e1a\u52a1\u4e3a\u65e0\u6570\u4f01\u4e1a\u63d0\u4f9b\u6536\u5355\u670d\u52a1\u548c\u8d44\u91d1\u7ba1\u7406\u89e3\u51b3\u65b9\u6848 J.P.Morgan\u7684\u5546\u6237\u670d\u52a1\u90e8\u95e8\u662f\u5168\u7403\u9886\u5148\u7684\u6536\u5355\u673a\u6784\u4e4b\u4e00 .\u8fd9\u79cd\u201c\u81ea\u4ea7\u81ea\u9500\u201d\u7684\u5168\u94fe\u6761\u80fd\u529b\u4f7f\u5176\u5728\u7ade\u4e89\u4e2d\u62e5\u6709\u72ec\u7279\u4f18\u52bf .<\/p>\n<p><strong>7. 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