{"id":1656,"date":"2024-11-14T09:12:09","date_gmt":"2024-11-14T01:12:09","guid":{"rendered":"https:\/\/deekpay.com\/?p=1656"},"modified":"2024-11-14T09:12:09","modified_gmt":"2024-11-14T01:12:09","slug":"%e5%9c%a8%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%ef%bc%8c%e7%90%86%e8%a7%a3%e7%9b%b8%e5%85%b3%e6%9c%af%e8%af%ad%e5%af%b9%e4%ba%8e%e9%a1%ba%e7%95%85%e4%ba%a4%e6%98%93%e8%87%b3%e5%85%b3","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2024\/11\/14\/%e5%9c%a8%e6%95%b0%e5%ad%97%e6%94%af%e4%bb%98%e9%a2%86%e5%9f%9f%ef%bc%8c%e7%90%86%e8%a7%a3%e7%9b%b8%e5%85%b3%e6%9c%af%e8%af%ad%e5%af%b9%e4%ba%8e%e9%a1%ba%e7%95%85%e4%ba%a4%e6%98%93%e8%87%b3%e5%85%b3\/","title":{"rendered":"\u5728\u6570\u5b57\u652f\u4ed8\u9886\u57df\uff0c\u7406\u89e3\u76f8\u5173\u672f\u8bed\u5bf9\u4e8e\u987a\u7545\u4ea4\u6613\u81f3\u5173\u91cd\u8981\u3002\u4ee5\u4e0b\u662fPayU\u4e3a\u60a8\u7cbe\u5fc3\u6574\u7406\u7684\u652f\u4ed8\u7cfb\u7edf\u76f8\u5173\u672f\u8bed\u6c47\u7f16\uff0c\u52a9\u60a8\u8f7b\u677e\u89e3\u8bfb\u652f\u4ed8\u4e16\u754c\u3002\uff1awww.deekpay.com"},"content":{"rendered":"

\"\u5728\u6570\u5b57\u652f\u4ed8\u9886\u57df\uff0c\u7406\u89e3\u76f8\u5173\u672f\u8bed\u5bf9\u4e8e\u987a\u7545\u4ea4\u6613\u81f3\u5173\u91cd\u8981\u3002\u4ee5\u4e0b\u662fPayU\u4e3a\u60a8\u7cbe\u5fc3\u6574\u7406\u7684\u652f\u4ed8\u7cfb\u7edf\u76f8\u5173\u672f\u8bed\u6c47\u7f16\uff0c\u52a9\u60a8\u8f7b\u677e\u89e3\u8bfb\u652f\u4ed8\u4e16\u754c\u3002\"<\/p>\n

**\u8d26\u6237\u63a5\u7ba1(Account Takeover)**<\/p>\n

\u4e00\u79cd\u7f51\u7edc\u6b3a\u8bc8\u5f62\u5f0f\uff0c\u6b3a\u8bc8\u8005\u901a\u8fc7\u7a83\u53d6\u767b\u5f55\u4fe1\u606f\uff0c\u63a7\u5236\u5408\u6cd5\u6240\u6709\u8005\u7684\u8d26\u6237\u53ca\u5176\u8bbf\u95ee\u6743\u9650\u3002<\/p>\n

**\u6536\u5355\u884c(Acquirer or Acquiring Bank)**<\/p>\n

\u652f\u4ed8\u7f51\u7edc\u7684\u94f6\u884c\uff0c\u8d1f\u8d23\u63a5\u6536\u652f\u4ed8\u3002\u901a\u5e38\u6307\u63d0\u4f9b\u5546\u6237\u8d26\u6237\u5e76\u4ee3\u8868\u5546\u6237\u5904\u7406\u5361\u4ea4\u6613\u7684\u91d1\u878d\u673a\u6784\uff0c\u4f7f\u7528POS\u8bbe\u5907\u3002\u6536\u5355\u884c\u5c06\u6570\u636e\u8f93\u5165\u4ea4\u6362\u7cfb\u7edf\u3002<\/p>\n

**\u6536\u5355\u53c2\u8003\u53f7(Acquirer Reference Number, ARN)**<\/p>\n

\u5f53\u5361\u4ea4\u6613\u4ece\u5546\u6237\u94f6\u884c\u53d1\u9001\u81f3\u6301\u5361\u4eba\u94f6\u884c\u65f6\uff0c\u4f1a\u88ab\u8d4b\u4e88\u4e00\u4e2a\u552f\u4e00\u7f16\u53f7\u3002\u8fd9\u4e9b\u6570\u5b57\u7528\u4e8e\u8ddf\u8e2a\u4ea4\u6613\u8fdb\u5ea6\u3002<\/p>\n

**\u5e94\u7528\u7a0b\u5e8f\u7f16\u7a0b\u63a5\u53e3(Application Programming Interface, API)**<\/p>\n

\u4e00\u7cfb\u5217\u6587\u6863\u3001\u8f6f\u4ef6\u3001\u5b9a\u4e49\u548c\u5de5\u5177\uff0c\u4f7f\u8f6f\u4ef6\u5f00\u53d1\u4eba\u5458\u80fd\u591f\u65e0\u969c\u788d\u8bbf\u95ee\u8f6f\u4ef6\u670d\u52a1\u6216\u5e94\u7528\u7a0b\u5e8f\u3002PayU\u63d0\u4f9b\u6700\u53ef\u9760\u3001\u6700\u5b89\u5168\u7684API\uff0c\u8ba9\u5546\u6237\u80fd\u591f\u4e0ePayU\u670d\u52a1\u5bf9\u63a5\u3002<\/p>\n

**\u6388\u6743(Authorisation)**<\/p>\n

\u6388\u6743\u662f\u5411\u652f\u4ed8\u7f51\u5173\u53d1\u9001API\u8bf7\u6c42\uff0c\u7528\u4e8ePOS\u652f\u4ed8\u3001\u5e94\u7528\u5185\u652f\u4ed8\u548c\u7535\u5b50\u5546\u52a1\u3002\u5728\u5b8c\u6210\u5fc5\u8981\u7684\u9a8c\u8bc1\u548c\u98ce\u9669\u8bc4\u4f30\u540e\uff0c\u7f51\u5173\u548c\u652f\u4ed8\u5904\u7406\u5668\u4f1a\u8981\u6c42\u76f8\u5173\u5361\u7f51\u7edc\u6388\u6743\u4ece\u53d1\u5361\u884c\u5230\u6536\u5355\u884c\u7684\u652f\u4ed8\u3002<\/p>\n

**\u94f6\u884c\u8bc6\u522b\u7801(Bank Identification Number, BIN)**<\/p>\n

\u94f6\u884c\u8bc6\u522b\u7801\uff08BIN\uff09\u6216\u53d1\u5361\u884c\u8bc6\u522b\u7801\uff08IIN\uff09\u662f\u5361\u53f7\u7684\u524d\u516d\u5230\u516b\u4e2a\u6570\u5b57\uff0c\u7528\u4e8e\u5feb\u901f\u8bc6\u522b\u5361\u7684\u7f51\u7edc\u548c\u53d1\u5361\u94f6\u884c\u3002<\/p>\n

**\u6355\u83b7(Capture)**<\/p>\n

\u5728\u5361\u6388\u6743\u540e\uff0c\u7b2c\u4e8c\u4e2a\u6570\u636e\u5757\u4f20\u9012\u7ed9\u4ea4\u6613\u672c\u8eab\uff0c\u79f0\u4e3a\u6355\u83b7\u3002\u8fd9\u8868\u793a\u4ea4\u6613\u5df2\u53d1\u751f\uff0c\u6570\u636e\u5df2\u4f20\u8f93\u81f3\u6536\u5355\u884c\u8fdb\u884c\u7ed3\u7b97\u3002<\/p>\n

**\u6301\u5361\u4eba(Cardholder)**<\/p>\n

\u88ab\u53d1\u884c\u501f\u8bb0\u5361\u6216\u4fe1\u7528\u5361\u7684\u4e2a\u4eba\uff0c\u4ee5\u53ca\u88ab\u5141\u8bb8\u4f7f\u7528\u8be5\u5361\u7684\u5176\u4ed6\u4eba\u3002<\/p>\n

**\u53d1\u5361\u884c(Card Issuer)**<\/p>\n

\u6279\u51c6\u5411\u4e2a\u4eba\u6216\u4f01\u4e1a\u53d1\u884c\u5361\u7684\u91d1\u878d\u673a\u6784\u3002\u53d1\u5361\u884c\u8d1f\u8d23\u63a7\u5236\u6301\u5361\u4eba\u7684\u5361\u4f7f\u7528\uff0c\u5e76\u5bf9\u8be5\u4f7f\u7528\u8d1f\u8d23\u3002<\/p>\n

**\u975e\u9762\u5bf9\u9762\u4ea4\u6613(Card Not Present, CNP)**<\/p>\n

\u5f53\u6d88\u8d39\u8005\u5728\u4ea4\u6613\u65f6\u65e0\u6cd5\u5411\u5546\u6237\u51fa\u793a\u5b9e\u4f53\u5361\uff0c\u79f0\u4e3a\u975e\u9762\u5bf9\u9762\u4ea4\u6613\u3002\u4f8b\u5982\u5728\u7ebf\u652f\u4ed8\u3001\u5e94\u7528\u5185\u652f\u4ed8\u548cMOTO\u4ea4\u6613\u3002<\/p>\n

**\u5361\u7247(Cards)**<\/p>\n

\u94f6\u884c\u4e3a\u5ba2\u6237\u63d0\u4f9b\u5851\u6599\u5361\u7247\uff0c\u4ee5\u4fbf\u5728POS\u3001\u7535\u5b50\u5546\u52a1\u7f51\u7ad9\u6216\u79fb\u52a8\u5e94\u7528\u4e0a\u8fdb\u884c\u65e0\u73b0\u91d1\u652f\u4ed8\u3002\u5361\u7247\u901a\u5e38\u7531\u5361\u7f51\u7edc\u7ba1\u7406\uff0c\u53ef\u80fd\u662f\u501f\u8bb0\u5361\u3001\u4fe1\u7528\u5361\u6216\u9884\u4ed8\u5361\u3002<\/p>\n

**\u5361\u7247\u5b89\u5168\u7801(Card Security Code, CVV\/CVC\/CID)**<\/p>\n

\u9664\u4e86\u5361\u53f7\u5916\uff0c\u5361\u4e0a\u8fd8\u5370\u67093\u62164\u4f4d\u6570\u7684\u6570\u5b57\u4ee3\u7801\uff0c\u7528\u4e8e\u9a8c\u8bc1\u4ea4\u6613\u3002<\/p>\n

**\u9000\u5355(Chargeback)**<\/p>\n

\u5f53\u6301\u5361\u4eba\u6216\u6301\u5361\u4eba\u94f6\u884c\u5bf9\u501f\u8bb0\u5361\u6216\u4fe1\u7528\u5361\u4ea4\u6613\u63d0\u51fa\u5f02\u8bae\u65f6\uff0c\u4f1a\u53d1\u751f\u9000\u5355\u3002\u9000\u5355\u4f1a\u9000\u56de\u81f3\u5546\u6237\u94f6\u884c\u8fdb\u884c\u8fdb\u4e00\u6b65\u5904\u7406\u3002<\/p>\n

**\u52a0\u5bc6\u8d27\u5e01(Cryptocurrency)**<\/p>\n

\u6bd4\u7279\u5e01\u662f\u4e00\u79cd\u4f7f\u7528\u533a\u5757\u94fe\u6280\u672f\u548c\u5bc6\u7801\u5b66\u521b\u5efa\u3001\u5206\u53d1\u548c\u8ffd\u8e2a\u7684\u6570\u5b57\u8d27\u5e01\u3002<\/p>\n

**\u8d27\u5e01\u5151\u6362(Currency Conversion)**<\/p>\n

\u5c06\u4e00\u79cd\u8d27\u5e01\u8f6c\u6362\u4e3a\u53e6\u4e00\u79cd\u8d27\u5e01\u7684\u8fc7\u7a0b\u3002\u901a\u5e38\u6d89\u53ca\u4e00\u79cd\u6216\u591a\u79cd\u56fd\u5bb6\u8d27\u5e01\uff0c\u9075\u5faa\u6bcf\u65e5\u53d1\u5e03\u7684\u6c47\u7387\u8fdb\u884c\u4e70\u5356\u3002<\/p>\n

**\u5e94\u7528\u5185\u652f\u4ed8(In-app Payments)**<\/p>\n

\u6d88\u8d39\u8005\u4f7f\u7528\u79fb\u52a8\u5e94\u7528\u8fdb\u884c\u7535\u5b50\u652f\u4ed8\u3002\u652f\u4ed8\u901a\u5e38\u4f7f\u7528\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\u6216\u5361\u7247\uff0c\u901a\u8fc7\u539f\u751f\u79fb\u52a8API\u6216\u79fb\u52a8\u53cb\u597d\u7f51\u9875\u5b8c\u6210\u3002<\/p>\n

**\u5168\u6e20\u9053\u652f\u4ed8\u89e3\u51b3\u65b9\u6848(Omnichannel Payment Solution)**<\/p>\n

\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\u63d0\u4f9b\u7684\u4e00\u5957\u670d\u52a1\u548c\u6280\u672f\u89e3\u51b3\u65b9\u6848\uff0c\u4f7f\u5546\u6237\u80fd\u591f\u5728\u591a\u4e2a\u6e20\u9053\uff08\u79fb\u52a8\u5e94\u7528\u5185\u3001POS\u6216\u5728\u7ebf\uff09\u63a5\u53d7\u65e0\u73b0\u91d1\u652f\u4ed8\u3002<\/p>\n

**\u7535\u5b50\u8d44\u91d1\u8f6c\u8d26(Electronic Fund Transfer)**<\/p>\n

\u4e24\u4e2a\u94f6\u884c\u8d26\u6237\u4e4b\u95f4\u7684\u7535\u5b50\u8d44\u91d1\u8f6c\u79fb\uff0c\u800c\u975e\u901a\u8fc7\u7eb8\u8d28\u6d41\u7a0b\u3002\u5305\u62ec\u5de5\u8d44\u652f\u4ed8\u3001ACH\u3001\u7535\u6c47\u7b49\u3002<\/p>\n

**\u7f51\u5173(Gateway)**<\/p>\n

\u4e00\u4e2a\u7ec4\u7ec7\u6216\u7cfb\u7edf\uff0c\u8d1f\u8d23\u5728\u5546\u6237\u548c\u6536\u5355\u516c\u53f8\u4e4b\u95f4\u53d1\u8d77\u4ea4\u6613\u3002\u901a\u5e38\u63d0\u4f9b\u8eab\u4efd\u9a8c\u8bc1\u3001\u62a5\u544a\u529f\u80fd\u3001\u989d\u5916\u7684\u6b3a\u8bc8\u68c0\u6d4b\u548c\u4ea4\u6613\u5904\u7406\u8bbe\u5907\u4e0e\u8f6f\u4ef6\u3002<\/p>\n

**\u53d1\u5361\u884c(Issuer\/Issuing Bank)**<\/p>\n

\u5411\u6d88\u8d39\u8005\u63d0\u4f9b\u5361\u7247\u7684\u94f6\u884c\uff0c\u4f7f\u5176\u80fd\u591f\u5728\u7535\u5b50\u5546\u52a1\u7f51\u7ad9\u3001\u667a\u80fd\u624b\u673a\u5e94\u7528\u6216\u5b9e\u4f53\u5e97\u8fdb\u884c\u65e0\u73b0\u91d1\u8d2d\u7269\u3002\u53d1\u5361\u884c\u5fc5\u987b\u662f\u5361\u7f51\u7edc\u7684\u6210\u5458\u6216\u8ba2\u9605\u5361\u670d\u52a1\u3002<\/p>\n

**PayU\u8d26\u6237(PayU Account)**<\/p>\n

\u5e0c\u671b\u4f7f\u7528PayU\u4f5c\u4e3a\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\u7684\u5546\u6237\u9700\u8981\u6ce8\u518cPayU\u8d26\u6237\u3002\u8d26\u6237\u6279\u51c6\u540e\uff0c\u5546\u6237\u53ef\u4ee5\u8bbf\u95eePayU\u7684\u652f\u4ed8\u670d\u52a1\uff0c\u5e76\u901a\u8fc7PayU API\u8fdb\u884c\u7ba1\u7406\u548c\u5b9a\u5236\u3002<\/p>\n

**\u652f\u4ed8\u65b9\u5f0f(Payment Methods)**<\/p>\n

\u4f7f\u5546\u6237\u80fd\u591f\u63a5\u53d7\u65e0\u5361\u5e94\u7528\u5185\u652f\u4ed8\u548c\u7535\u5b50\u5546\u52a1\u652f\u4ed8\u3002\u5305\u62ec\u94f6\u884c\u8f6c\u8d26\u3001\u76f4\u63a5\u501f\u8bb0\u3001\u7535\u5b50\u94b1\u5305\u3001\u79fb\u52a8\u652f\u4ed8\u7b49\u3002<\/p>\n

**\u9500\u552e\u70b9(Point of Sale)**<\/p>\n

\u6d88\u8d39\u8005\u5728\u5546\u6237\u5e97\u94fa\u6216\u5176\u4ed6\u7269\u7406\u4f4d\u7f6e\u4f7f\u7528POS\u670d\u52a1\u8fdb\u884c\u65e0\u73b0\u91d1\u652f\u4ed8\u3002\u53ef\u4ee5\u4f7f\u7528\u5361\u7247\u3001NFC\u94b1\u5305\uff08\u5982Apple Pay\uff09\u3001\u4e8c\u7ef4\u7801\u94b1\u5305\u4ee5\u53ca\u9884\u4ed8\u5361\u548c\u793c\u54c1\u5361\u8fdb\u884c\u652f\u4ed8\u3002<\/p>","protected":false},"excerpt":{"rendered":"

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