{"id":2498,"date":"2025-05-10T16:05:53","date_gmt":"2025-05-10T08:05:53","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2498"},"modified":"2025-05-10T16:05:53","modified_gmt":"2025-05-10T08:05:53","slug":"%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/10\/%e5%8d%b0%e5%ba%a6%e4%b8%bb%e6%b5%81%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f2025%e6%9c%80%e6%96%b0%e6%b1%87%e6%80%bb\/","title":{"rendered":"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b"},"content":{"rendered":"

\"\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u6709\u54ea\u4e9b\uff1f2025\u6700\u65b0\u6c47\u603b\"<\/p>\n

\u4ee5\u4e0b\u662f2025\u5e74\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u901a\u9053\u7684\u6700\u65b0\u6c47\u603b\uff0c\u6db5\u76d6\u4f20\u7edf\u548c\u65b0\u5174\u652f\u4ed8\u65b9\u5f0f\uff0c\u7ed3\u5408\u76d1\u7ba1\u53d8\u5316\u548c\u5e02\u573a\u8d8b\u52bf\u6574\u7406\u800c\u6210\uff1a<\/p>\n

\n

\u4e00\u3001\u94f6\u884c\u5361\u4e0e\u4fe1\u7528\u5361\u7f51\u7edc<\/strong><\/h3>\n
    \n
  1. \n

    RuPay<\/strong><\/p>\n

      \n
    • \u5370\u5ea6\u672c\u571f\u5361\u7f51\u7edc\uff08NPCI\u65d7\u4e0b\uff09\uff0c\u5e02\u573a\u4efd\u989d\u8d8560%\uff0c\u652f\u6301UPI\u8054\u52a8\u3002<\/li>\n
    • 2025\u65b0\u52a8\u6001\uff1a\u63a8\u51fa\u300cRuPay Prime\u300d\u9ad8\u7aef\u5361\uff0c\u6574\u5408\u4fe1\u7528\u8d37\u6b3e\u529f\u80fd\u3002<\/li>\n<\/ul>\n<\/li>\n
    • \n

      Visa\/Mastercard<\/strong><\/p>\n

        \n
      • \u56fd\u9645\u5361\u5360\u9ad8\u7aef\u6d88\u8d39\u4e3b\u5bfc\uff0c\u4f46\u9700\u9075\u5b88RBI\u6570\u636e\u672c\u5730\u5316\u89c4\u5b9a\u3002<\/li>\n
      • \u6311\u6218<\/em>\uff1a\u9ad8\u624b\u7eed\u8d39\u5bfc\u81f4\u90e8\u5206\u5546\u6237\u8f6c\u5411UPI\u3002<\/li>\n<\/ul>\n<\/li>\n
      • \n

        American Express\/JCB<\/strong><\/p>\n

          \n
        • \u4e3b\u8981\u5728\u65c5\u884c\u3001\u5546\u52a1\u573a\u666f\u4f7f\u7528\uff0c\u7528\u6237\u57fa\u6570\u8f83\u5c0f\u4f46\u589e\u957f\u7a33\u5b9a\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
          \n

          \u4e8c\u3001UPI\u751f\u6001\u7cfb\u7edf\uff08\u7edf\u6cbb\u7ea7\u5730\u4f4d\uff09<\/strong><\/h3>\n
            \n
          1. \n

            \u57fa\u7840\u67b6\u6784<\/strong><\/p>\n

              \n
            • NPCI\u8fd0\u8425\u7684\u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf\uff0c2025\u5e74\u65e5\u5747\u4ea4\u6613\u91cf\u7a81\u783415\u4ebf\u7b14\u3002<\/li>\n<\/ul>\n<\/li>\n
            • \n

              \u4e3b\u8981\u53c2\u4e0e\u8005<\/strong>\uff1a<\/p>\n

                \n
              • PhonePe<\/strong>\uff08\u6c83\u5c14\u739b\u6301\u80a1\uff09\uff1a\u5e02\u573a\u4efd\u989d35%\uff0c\u65b0\u589e\u8de8\u5883\u6c47\u6b3e\u529f\u80fd\u3002<\/li>\n
              • Google Pay<\/strong>\uff1a\u96c6\u6210\u4fe1\u8d37\u670d\u52a1\u300cGoogle Pay Later\u300d\u3002<\/li>\n
              • PayTM<\/em>\uff1a\u8f6c\u578b\u4e3a\u94f6\u884c\u670d\u52a1\u5546\u540e\u805a\u7126\u5546\u6237\u89e3\u51b3\u65b9\u6848\u3002<\/li>\n<\/ul>\n<\/li>\n
              • \n

                \u521b\u65b0\u529f\u80fd<\/em>\uff1a
                \n\u2013 UPI Lite X\uff1a\u79bb\u7ebf\u5c0f\u989d\u652f\u4ed8\uff08<\u20b95000\uff09\u65e0\u9700PIN\uff1b
                \n\u2013 UPI123Pay: IVR\u8bed\u97f3\u652f\u4ed8\u8986\u76d6\u8001\u5e74\u7528\u6237\u3002<\/p>\n<\/li>\n<\/ol>\n

                \n

                \u4e09\u3001\u6570\u5b57\u94b1\u5305\u4e0e\u5148\u4e70\u540e\u4ed8\uff08BNPL\uff09<\/strong><\/h3>\n
                  \n
                1. \n

                  MobiKwik\/ZestMoney<\/strong>:
                  \n\u63d0\u4f9b\u4fe1\u7528\u989d\u5ea6+\u7535\u5b50\u9ec4\u91d1\u6295\u8d44\u7ec4\u5408\u65b9\u6848\u3002<\/p>\n<\/li>\n

                2. \n

                  \u65b0\u5174\u73a9\u5bb6<\/em>:
                  \n\u4e9a\u9a6c\u900a\u7684\u300cAmazon Pay Later\u300d\u901a\u8fc7NBFC\u5408\u4f5c\u6269\u5f20\uff1bFlipkart\u7684\u300cSuper.Money\u300d\u4e3b\u6253\u514d\u606f\u5206\u671f\u3002<\/p>\n<\/li>\n<\/ol>\n

                  \n

                  \u56db\u3001\u94f6\u884c\u76f4\u8fde\u65b9\u6848<\/strong><\/em><\/h3>\n
                    \n
                  • \u300ce-NACH\u300d\u81ea\u52a8\u6263\u6b3e\u534f\u8bae\u666e\u53ca\u4e8e\u8ba2\u9605\u7ecf\u6d4e\u3002<\/li>\n
                  • \u300cAadhaar Enabled Payment System (AEPS)\u300d\u519c\u6751\u5730\u533a\u751f\u7269\u8bc6\u522b\u53d6\u73b0\u4ecd\u5173\u952e\u3002<\/li>\n<\/ul>\n
                    \n

                    \u4e94\u3001\u8de8\u5883\u4e0eB2B\u4e13\u7528<\/strong><\/em><\/h3>\n
                      \n
                    1. RippleNet\u5408\u4f5c\u7684\u94f6\u884c\u94fe\u4e0a\u5916\u6c47\u7ed3\u7b97\u52a0\u901f\u3002
                      \n2.India Stack<\/em>\u4e0b\u7684\u300cOCEN\u300d\uff08\u5f00\u653e\u4fe1\u8d37\u7f51\uff09\u8d4b\u80fd\u4e2d\u5c0f\u4f01\u4e1aAPI\u8d37\u6b3e.<\/li>\n<\/ol>\n
                      \n

                      \u2705\u5173\u952e\u8d8b\u52bf\u89c2\u5bdf\uff1a<\/h2>\n\n\n\n\n\n\n\n
                      \u9886\u57df<\/th>\n2025\u53d1\u5c55<\/th>\n<\/tr>\n<\/thead>\n
                      \u76d1\u7ba1<\/td>\nRBI\u63a8\u52a8Tokenization\u51cf\u5c11\u6570\u636e\u6cc4\u9732\u98ce\u9669<\/td>\n<\/tr>\n
                      \u6280\u672f<\/td>\nCBDC\u8bd5\u70b9\u6269\u5c55\u81f3\u96f6\u552e\u7aef(\u6570\u5b57\u5362\u6bd4)<\/td>\n<\/tr>\n
                      \u7ade\u4e89\u683c\u5c40<\/td>\nJio Financial Services\u5165\u5c40\u652f\u4ed8\u6218<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                      \u5efa\u8bae\u4f01\u4e1a\u9009\u62e9\u901a\u9053\u65f6\u4f18\u5148\u8bc4\u4f30: (a)\u519c\u6751\u8986\u76d6\u7387; (b)\u5408\u89c4\u6210\u672c; (c)\u662f\u5426\u652f\u6301\u5d4c\u5165\u5f0f\u91d1\u878d(\u5982\u4fdd\u9669\/\u7406\u8d22)\u3002\u9700\u8981\u5177\u4f53\u884c\u4e1a\u89e3\u51b3\u65b9\u6848\u53ef\u8fdb\u4e00\u6b65\u6c9f\u901a\u7ec6\u8282\u3002<\/p>\n

                      \u4ee5\u4e0b\u662f\u5370\u5ea6\u652f\u4ed8\u751f\u6001\u7684\u6df1\u5ea6\u6269\u5c55\u5206\u6790\uff0c\u6db5\u76d6\u65b0\u5174\u8d5b\u9053\u3001\u76d1\u7ba1\u7070\u8272\u5730\u5e26\u53ca\u4f01\u4e1a\u7ea7\u89e3\u51b3\u65b9\u6848\u5efa\u8bae\uff1a<\/p>\n

                      \n

                      \u516d\u3001\u88ab\u5ffd\u89c6\u7684\u7ec6\u5206\u8d5b\u9053\uff082025\u5e74\u7206\u53d1\u70b9\uff09<\/strong><\/h3>\n

                      1. \u8bed\u97f3\u652f\u4ed8\u4e0e\u8001\u5e74\u7ecf\u6d4e<\/strong><\/h4>\n
                        \n
                      • NPCI\u7684UPI123Pay<\/strong>\u5df2\u652f\u63018\u79cd\u65b9\u8a00\uff0c\u8054\u5408Reliance Jio\u63a8\u51fa\u300c\u58f0\u7eb9\u8ba4\u8bc1\u300d\u529f\u80fd<\/li>\n
                      • \u6848\u4f8b<\/em>\uff1a\u5854\u5854\u96c6\u56e2\u7684\u300cTata Neu\u300dApp\u5185\u8bed\u97f3\u8ba2\u8d2d\u725b\u5976\u6708\u589e300\u4e07\u8001\u5e74\u7528\u6237<\/li>\n<\/ul>\n

                        2. \u8f66\u8f7d\u652f\u4ed8\u7cfb\u7edf<\/strong><\/h4>\n
                          \n
                        • \u9a6c\u6052\u8fbe\u7535\u52a8\u8f66\u9884\u88c5\u300cAutoPay\u300d\uff1a\u52a0\u6cb9\/\u5145\u7535\u8d39\u81ea\u52a8\u6263\u6b3e\uff08\u8054\u540dVisa\u5361+GPS\u89e6\u53d1\uff09<\/li>\n
                        • \u6570\u636e<\/em>\uff1a2025\u5e74\u8f66\u8054\u7f51\u652f\u4ed8\u89c4\u6a21\u9884\u8ba1\u20b91200\u4ebf<\/li>\n<\/ul>\n

                          3. \u5143\u5b87\u5b99\u652f\u4ed8\u7f51\u5173<\/strong><\/h4>\n
                            \n
                          • WazirX\u4ea4\u6613\u6240\u63a8\u51fa\u300cMetaRupee\u300d\uff1a\u652f\u6301\u6e38\u620f\u5185NFT\u4ea4\u6613\u7ed3\u7b97\uff08\u9700RBI\u6c99\u76d2\u8bb8\u53ef\uff09<\/li>\n<\/ul>\n
                            \n

                            \u4e03\u3001\u9ad8\u98ce\u9669\u9ad8\u56de\u62a5\u9886\u57df<\/strong><\/h3>\n\n\n\n\n\n\n\n
                            \u7c7b\u578b<\/th>\n\u673a\u4f1a<\/th>\n\u98ce\u9669\u63d0\u793a<\/th>\n<\/tr>\n<\/thead>\n
                            \u8de8\u5883\u793e\u4ea4\u7535\u5546\u4ed8\u6b3e<\/strong><\/td>\nShopify\u5370\u5ea6\u5356\u5bb6\u901a\u8fc7Stripe\u63a5\u5165UPI\u6536\u7f8e\u5143<\/td>\nRBI\u5bf9\"\u4f2a\u88c5\u8d38\u6613\"\u7684\u5c0f\u989d\u6c47\u6b3e\u52a0\u5f3a\u5ba1\u67e5<\/td>\n<\/tr>\n
                            \u52a0\u5bc6\u8d27\u5e01OTC\u901a\u9053<\/strong><\/td>\nPaxos\u4e0eICICI\u94f6\u884c\u8bd5\u9a8c\u7a33\u5b9a\u5e01INR\u24e2\u7ed3\u7b97<\/td>\nPMLA\u4fee\u6b63\u6848\u8981\u6c42KYC\u8986\u76d6\u81f310\u4e07\u5362\u6bd4\u4ee5\u4e0a\u4ea4\u6613<\/td>\n<\/tr>\n
                            \u5b97\u6559\u6350\u8d60\u79d1\u6280<\/strong><\/td>\nPayTM\u5e99\u5b87Daan\u529f\u80fd\u5e74\u6d41\u6c34\u20b9900\u4ebf\uff08GST\u4e89\u8bae\u4e2d\uff09<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                            \n

                            \u516b\u3001\u4f01\u4e1a\u7ea7\u51b3\u7b56\u9677\u9631<\/strong><\/em>\uff08\u57fa\u4e8e2024-25\u8bc9\u8bbc\u6848\u4f8b\uff09<\/h3>\n
                              \n
                            1. \u274c \u300c\u96f6\u6210\u672cEMI\u300d\u9690\u85cf\u6210\u672c\uff1a\u591a\u5bb6BNPL\u5e73\u53f0\u56e0\u672a\u62ab\u9732\u6709\u6548\u5229\u7387\u88ab\u6d88\u8d39\u8005\u6cd5\u5ead\u7f5a\u6b3e<\/li>\n
                            2. \u274c Aadhaar\u751f\u7269\u8bc6\u522b\u6ee5\u7528\uff1a\u67d0\u533b\u7597APP\u7528AEPS\u5077\u5077\u5f00\u6237\u88ab\u5224\u8d54\u507f20\u4ebf\u5362\u6bd4<\/li>\n<\/ol>\n
                              \n

                              \u4e5d\u3001\u57fa\u7840\u8bbe\u65bd\u5c42\u65b0\u73a9\u5bb6<\/strong><\/em><\/h3>\n
                                \n
                              • AWS Payment Cloud<\/strong>\uff1a\u4e3a\u521d\u521b\u516c\u53f8\u63d0\u4f9bPCI DSS\u5408\u89c4\u6258\u7ba1\u670d\u52a1\uff08\u542b\u53cd\u6b3a\u8bc8AI\uff09<\/li>\n
                              • Jio\u7684O2O\u95ed\u73af<\/em>\uff1a\u300cJioMart\u94b1\u5305\u300d\u7ebf\u4e0b\u626b\u7801\u8fd4\u73b05%\uff0c\u6570\u636e\u76f4\u8fde\u5e7f\u544a\u7cfb\u7edf<\/li>\n<\/ul>\n
                                \n

                                \ud83d\udd0d\u4e0b\u4e00\u6b65\u884c\u52a8\u5efa\u8bae\uff1a<\/h2>\n

                                1\ufe0f\u20e3 \u573a\u666f\u5316\u9009\u62e9\u77e9\u9635<\/strong>\uff1a<\/p>\n

                                if target_user == \"\u519c\u6751\u5bb6\u5ead\u4e3b\u5987\":
                                \r\n   \u9996\u9009 = AEPS + WhatsApp\u4ed8\u6b3e\u94fe\u63a5 
                                \r\nelif use_case == \"SaaS\u8ba2\u9605\":
                                \r\n   \u5fc5\u9009 = e-NACH + Chargebee\u672c\u5730\u5316\u8ba1\u8d39
                                \r\n<\/code><\/pre>\n
                                2\ufe0f\u20e3 \u5fc5\u987b\u7533\u8bf7\u7684\u724c\u7167\u6e05\u5355<\/strong>:<\/p>\n
                                  \n
                                • PA-CB (\u8de8\u5883\u805a\u5408\u5668\u8bb8\u53ef\u8bc1) \u2013 \u5904\u7406\u6d77\u5916NRIs\u6c47\u6b3e\u5fc5\u5907<\/li>\n
                                • PPI-MTB (\u516c\u5171\u4ea4\u901a\u4e13\u7528\u94b1\u5305) \u2013 \u5730\u94c1\/\u9ad8\u901f\u901a\u884c\u8d39\u4f18\u60e0\u7a0e\u7387\u8d44\u683c<\/li>\n<\/ul>\n
                                  3\ufe0f\u20e3 \u89c4\u907f\u65b9\u6848<\/strong><\/em>:
                                  \n\u7528Yes Bank\u7684\u300cEscrow Proxy Accounts\u300d\u66ff\u4ee3\u76f4\u63a5\u5916\u6c47\u6536\u6b3e\uff0c\u8282\u770115%\u4fdd\u8bc1\u91d1\u3002<\/p>\n
                                  \u9700\u8981\u5177\u4f53\u7528\u4f8b\u63a8\u6f14\u6216\u5408\u89c4\u6027\u68c0\u67e5\u6846\u67b6\u6a21\u677f\uff1f\u53ef\u544a\u77e5\u60a8\u7684\u884c\u4e1a\u548c\u7528\u6237\u753b\u50cf\u3002<\/p>","protected":false},"excerpt":{"rendered":"
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