{"id":2564,"date":"2025-05-11T19:24:18","date_gmt":"2025-05-11T11:24:18","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2564"},"modified":"2025-05-11T19:24:18","modified_gmt":"2025-05-11T11:24:18","slug":"%e6%83%b3%e5%81%9a%e5%ad%9f%e5%8a%a0%e6%8b%89%e5%b8%82%e5%9c%ba%ef%bc%9f%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%94%af%e6%8c%81","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/11\/%e6%83%b3%e5%81%9a%e5%ad%9f%e5%8a%a0%e6%8b%89%e5%b8%82%e5%9c%ba%ef%bc%9f%e8%bf%99%e4%ba%9b%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e4%bd%a0%e5%bf%85%e9%a1%bb%e6%94%af%e6%8c%81\/","title":{"rendered":"\u60f3\u505a\u5b5f\u52a0\u62c9\u5e02\u573a\uff1f\u8fd9\u4e9b\u652f\u4ed8\u65b9\u5f0f\u4f60\u5fc5\u987b\u652f\u6301"},"content":{"rendered":"<p>\u5728\u5b5f\u52a0\u62c9\u56fd\u62d3\u5c55\u4e1a\u52a1\u65f6\uff0c\u9009\u62e9\u7b26\u5408\u5f53\u5730\u652f\u4ed8\u4e60\u60ef\u7684\u6e20\u9053\u81f3\u5173\u91cd\u8981\u3002\u4ee5\u4e0b\u662f\u60a8\u5fc5\u987b\u652f\u6301\u7684\u652f\u4ed8\u65b9\u5f0f\u53ca\u5173\u952e\u5efa\u8bae\uff1a<\/p>\n<h3>\u4e00\u3001\u4e3b\u6d41\u7535\u5b50\u94b1\u5305\uff08\u5fc5\u5907\uff09<\/h3>\n<ol>\n<li><strong>bKash<\/strong>\uff08\u5e02\u5360\u738785%+\uff09<\/li>\n<\/ol>\n<ul>\n<li>\u7528\u6237\u8d856000\u4e07\uff0c\u65e5\u5747\u4ea4\u6613\u91cf300\u4e07\u7b14<\/li>\n<li>\u9700\u96c6\u6210\u5176\u4f01\u4e1aAPI\uff08\u624b\u7eed\u8d391.5-2.5%\uff09<\/li>\n<li>\u652f\u6301\u626b\u7801\u652f\u4ed8\u548c\u624b\u673a\u53f7\u8f6c\u8d26<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>Nagad<\/strong>\uff08\u589e\u901f\u6700\u5feb\uff09<\/li>\n<\/ol>\n<ul>\n<li>\u56fd\u6709\u80cc\u666f\uff0c\u7528\u6237\u8d855000\u4e07<\/li>\n<li>\u63d0\u4f9b3D\u8ba4\u8bc1\u652f\u4ed8\u65b9\u6848<\/li>\n<li>\u8de8\u5883\u7ed3\u7b97\u5468\u671f\u4ec53\u5de5\u4f5c\u65e5<\/li>\n<\/ul>\n<h3>\u4e8c\u3001\u79fb\u52a8\u94f6\u884c\u89e3\u51b3\u65b9\u6848<\/h3>\n<ol>\n<li>\n<p><strong>Rocket (DBBL)<\/strong><\/p>\n<ul>\n<li>\u7279\u8272\uff1a\u652f\u6301\u5c0f\u989d\u8d37\u6b3e\u8fd8\u6b3e<\/li>\n<li>API\u54cd\u5e94\u65f6\u95f4&lt;2\u79d2<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Upay<\/strong>\uff08\u8054\u5408\u94f6\u884c\uff09<\/p>\n<ul>\n<li>B2B\u5927\u989d\u4ea4\u6613\u4f18\u52bf<\/li>\n<li>\u9700\u5355\u72ec\u7533\u8bf7\u5546\u6237\u7b49\u7ea7<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>\u4e09\u3001\u94f6\u884c\u5361\u7f51\u7edc\u63a5\u5165\u8981\u70b9<\/h3>\n<table>\n<thead>\n<tr>\n<th>\u5361\u7c7b\u578b<\/th>\n<th>\u8986\u76d6\u7387<\/th>\n<th>PCI DSS\u8981\u6c42<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Visa<\/td>\n<td>28%<\/td>\n<td>Level1\u8ba4\u8bc1<\/td>\n<\/tr>\n<tr>\n<td>Mastercard<\/td>\n<td>22%<\/td>\n<td>Token\u5fc5\u9009<\/td>\n<\/tr>\n<tr>\n<td>\u672c\u5730Q-Cash<\/td>\n<td>15%<\/td>\n<td>&#8211;<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\u5efa\u8bae\u901a\u8fc7\u672c\u5730\u6536\u5355\u884c(\u5982BRAC Bank)\u5bf9\u63a5\u4ee5\u964d\u4f4e\u62d2\u4ed8\u7387<\/em><\/p>\n<p>\u56db\u3001\u73b0\u91d1\u6536\u6b3e\u65b9\u6848<\/p>\n<ol>\n<li><strong>OTC\u4ed8\u6b3e<\/strong>\n<ul>\n<li>bKash\u7684Cash Out\u670d\u52a1\u8986\u76d612\u4e07\u5bb6\u4ee3\u7406\u70b9<\/li>\n<li>Nagad\u4e0e\u90ae\u653f\u5c40\u5408\u4f5c\u63d0\u4f9b\u4ee3\u6536\u670d\u52a1<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>2.<strong>\u4fbf\u5229\u5e97\u6536\u6b3e<\/strong><br \/>\n\u4e0eShurjoMukhi\u7b49\u8fde\u9501\u4fbf\u5229\u5e97\u5408\u4f5c<\/p>\n<p>\u4e94\u3001\u65b0\u5174\u8d8b\u52bf<br \/>\n1.<strong>BNPL\u670d\u52a1<\/strong>\uff1a<br \/>\n-Dutch-Bangla Bank\u7684EASY Pay\u5206\u671f\u65b9\u6848<br \/>\n-bKash\u65b0\u63a8\u51fa\u7684Pay Later\u529f\u80fd<\/p>\n<p>2.<strong>\u8de8\u5883\u6c47\u6b3e\u901a\u9053<\/strong>\uff1a<br \/>\n-WorldRemit\u76f4\u8fdebKash\u8d26\u6237<br \/>\n-SureCash\u7684\u6d77\u5916\u52b3\u5de5\u4e13\u7528\u5165\u53e3<\/p>\n<p>\u5b9e\u65bd\u5efa\u8bae\uff1a<br \/>\n1\ufe0f\u20e3\u4f18\u5148\u83b7\u5f97bKash\u9ec4\u91d1\u7ea7\u5408\u4f5c\u4f19\u4f34\u8d44\u8d28<br \/>\n2\ufe0f\u20e3\u4e3a\u519c\u6751\u7528\u6237\u4fdd\u7559USSD\u652f\u4ed8\u63a5\u53e3(*247#)<br \/>\n3\uff0e\u4f7f\u7528SSLCOMMERZ\u7b49\u805a\u5408\u7f51\u5173\u964d\u4f4e\u63a5\u5165\u6210\u672c<\/p>\n<p>\u5408\u89c4\u63d0\u793a\uff1a2024\u5e74\u8d77\u9700\u9075\u5b88\u5b5f\u52a0\u62c9\u592e\u884c\"\u6570\u5b57\u652f\u4ed8\u6307\u5f153.0\"\uff0c\u7279\u522b\u6ce8\u610f\u7528\u6237\u6570\u636e\u672c\u5730\u5316\u5b58\u50a8\u8981\u6c42\u3002<\/p>\n<p>\u5178\u578b\u6210\u529f\u6848\u4f8b\uff1aDaraz\u5e73\u53f0\u901a\u8fc7\u7ec4\u5408bKash+\u4fe1\u7528\u5361+OTC\uff0c\u4f7f\u5ba2\u5355\u4ef7\u63d0\u534737%\uff0c\u519c\u6751\u8ba2\u5355\u589e\u957f210%\u3002<\/p>\n<h3><strong>\u516d\u3001\u94f6\u884c\u76f4\u8fde\u65b9\u6848\uff08\u9ad8\u51c0\u503c\u5ba2\u6237\u5fc5\u5907\uff09<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>NPSB\uff08\u56fd\u5bb6\u652f\u4ed8\u7ed3\u7b97\u7cfb\u7edf\uff09<\/strong><\/p>\n<ul>\n<li>\u9002\u7528\u4e8e\u5927\u989dB2B\u4ea4\u6613\uff0c\u5355\u7b14\u9650\u989d500\u4e07BDT\uff08\u7ea64.5\u4e07\u7f8e\u5143\uff09<\/li>\n<li>\u9700\u5728\u5b5f\u52a0\u62c9\u592e\u884c\u5907\u6848\u5546\u6237\u8d44\u8d28<\/li>\n<li>\u6e05\u7b97\u65f6\u95f4T+1<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>EFTS\uff08\u7535\u5b50\u8d44\u91d1\u8f6c\u8d26\u7cfb\u7edf\uff09<\/strong><\/p>\n<ul>\n<li>\u4f01\u4e1a\u5de5\u8d44\u53d1\u653e\u9996\u9009\u6e20\u9053<\/li>\n<li>\u652f\u6301\u6279\u91cf\u4ed8\u6b3e\uff08\u5355\u65e5\u4e0a\u96501000\u7b14\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>RTGS\u5b9e\u65f6\u7ed3\u7b97<\/strong><\/p>\n<ul>\n<li>\u9002\u5408\u623f\u5730\u4ea7\u3001\u5927\u5b97\u8d38\u6613\u7b49\u9ad8\u4ef7\u503c\u4ea4\u6613<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3><strong>\u4e03\u3001\u519c\u6751\u53ca\u7ebf\u4e0b\u573a\u666f\u89e3\u51b3\u65b9\u6848<\/strong><\/h3>\n<h4>*<em>(1) USSD\u975e\u667a\u80fd\u673a\u652f\u4ed8 (<em>247#)<\/em><\/em><\/h4>\n<ul>\n<li>bKash\u7684USSD\u83dc\u5355\u6df1\u5ea6\u4f18\u5316\uff1a\u4ec5\u97005\u6b65\u5b8c\u6210\u652f\u4ed8<\/li>\n<li>Nagad\u63a8\u51fa\u65b9\u8a00\u8bed\u97f3\u5f15\u5bfc\u529f\u80fd<\/li>\n<\/ul>\n<h4><strong>(2)\u4ee3\u7406\u70b9\u73b0\u91d1\u5145\u503c\u7f51\u7edc<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u8fd0\u8425\u5546<\/th>\n<th>\u7f51\u70b9\u6570\u91cf<\/th>\n<th>\u624b\u7eed\u8d39<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>bKash Agent<\/td>\n<td>180,000+<\/td>\n<td>1.8%<\/td>\n<\/tr>\n<tr>\n<td>Nagad Post Office<\/td>\n<td>12,500+<\/td>\n<td>0%\u4fc3\u9500\u671f<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>\u5efa\u8bae\u5728\u519c\u6751\u5730\u533a\u5305\u88c5\"\u96f6\u624b\u7eed\u8d39\u73b0\u91d1\u5145\u503c\"\u6d3b\u52a8<\/em><\/p>\n<h4><strong>(3)\u5fae\u578b\u91d1\u878d\u673a\u6784\u5408\u4f5c<\/strong><\/h4>\n<ul>\n<li>ASA Finance\u7b49MFIs\u53ef\u63d0\u4f9b\u4ee3\u6536\u4ee3\u4ed8\u670d\u52a1<\/li>\n<li>Grameenphone\u4ee3\u7406\u5546\u53ef\u53d8\u6210\u79fb\u52a8\u652f\u4ed8\u89e6\u70b9<\/li>\n<\/ul>\n<h3><strong>\u516b\u3001\u884c\u4e1a\u5b9a\u5236\u5316\u65b9\u6848\u53c2\u8003<\/strong><\/h3>\n<p>1\ufe0f\u20e3 <strong>\u7535\u5546\u5e73\u53f0<\/strong>:<br \/>\n\u5fc5\u63a5\u7ec4\u5408 = bKash + SSLCOMMERZ(\u4fe1\u7528\u5361\u805a\u5408) + Q-Cash\u5206\u671f\u4ed8\u6b3e<br \/>\n\u4f18\u5316\u6280\u5de7\uff1a\u5bf9bKash\u7528\u6237\u63d0\u4f9b2%\u5373\u65f6\u8fd4\u73b0\u5238<\/p>\n<p>2\ufe0f\u20e3 <strong>SaaS\u670d\u52a1\u5546<\/strong>:<br \/>\n\u91c7\u7528Dutch-Bangla Bank\u7684\u81ea\u52a8\u6263\u6b3eAPI<br \/>\n\u5408\u89c4\u91cd\u70b9\uff1a\u5fc5\u987b\u53d6\u5f97\u7528\u6237\u4e66\u9762\u6388\u6743(SMS\u9a8c\u8bc1\u65e0\u6548)<\/p>\n<p>3\ufe0f\u20e3 <strong>\u6559\u80b2\u673a\u6784<\/strong>:<br \/>\n\u901a\u8fc7Upay\u652f\u6301\u5b66\u8d39\u52063\u671f\u514d\u606f<br \/>\n\u7279\u6b8a\u9700\u6c42\uff1a\u751f\u6210\u653f\u5e9c\u8ba4\u53ef\u7684\u7535\u5b50\u6536\u636e<\/p>\n<p>4\ufe0f\u20e3 <strong>\u8de8\u5883\u8d38\u6613<\/strong>:<br \/>\n\u63a8\u8350HSBC Bangladesh\u7684Escrow\u8d26\u6237\u6258\u7ba1\u670d\u52a1<br \/>\n\u8b66\u60d5\uff1a\u5b5f\u52a0\u62c9\u6d77\u5173\u8981\u6c42\u6240\u6709\u8fdb\u53e3\u8d27\u6b3e\u987b\u901a\u8fc7AD(Authorized Dealer)\u94f6\u884c\u6c47\u5165<\/p>\n<p>\u4e5d\u3001\u6280\u672f\u5bf9\u63a5\u907f\u5751\u6307\u5357<br \/>\n\ud83d\udea8 <em>\u672c\u5730\u5316\u5173\u952e\u53c2\u6570<\/em>\uff1a<\/p>\n<pre><code class=\"language-json\">\/\/ bKash API\u7279\u6b8a\u5b57\u6bb5\u793a\u4f8b<br>\r\n{<br>\r\n  \"trx_reference\": \"\u5fc5\u987b\u5305\u542b\u5546\u6237\u6ce8\u518c\u5730\u7f29\u5199\",<br>\r\n  \"customer_mobile\": \"+88017XXXXXXXX\",<br>\r\n  \"amount_validation\": \"\u9700\u540c\u65f6\u63d0\u4ea4\u6cf0\u94e2\u7b49\u503c\u91d1\u989d(\u592e\u884c\u53cd\u6d17\u94b1\u89c4\u5219)\"<br>\r\n}<br>\r\n<\/code><\/pre>\n<p>\u26a0\ufe0f <em>\u5e38\u89c1\u5931\u8d25\u539f\u56e0<\/em>\uff1a<\/p>\n<ul>\n<li>Nagad\u63a5\u53e3\u8d85\u65f6\u8bbe\u7f6e\u5e94\u226515\u79d2(\u5f53\u5730\u7f51\u7edc\u5ef6\u8fdf\u8f83\u9ad8)<\/li>\n<li>Rocket\u652f\u4ed8\u56de\u8c03IP\u767d\u540d\u5355\u9700\u5305\u542b\u5907\u7528\u670d\u52a1\u5668<\/li>\n<\/ul>\n<p>\ud83d\udd27 <em>\u707e\u5907\u65b9\u6848<\/em>\uff1a<br \/>\n\u5efa\u8bae\u540c\u65f6\u63a5\u5165\u4e24\u5bb6\u7f51\u5173\uff0c\u5f53bKash\u6210\u529f\u7387&lt;85%\u65f6\u81ea\u52a8\u5207\u6362\u81f3Nagad<\/p>\n<p>\u5341\u30012024\u5e74\u653f\u7b56\u98ce\u5411\u6807<br \/>\n\ud83d\udccc\u5373\u5c06\u751f\u6548\u7684\u65b0\u89c4\uff1a<br \/>\n\u2022 \u6570\u5b57\u94b1\u5305\u6708\u4ea4\u6613\u989d\u4e0a\u9650\u4ece10\u4e07BDT\u63d0\u5347\u81f325\u4e07BDT (\u5229\u597d\u9ad8\u5ba2\u5355\u4ef7\u4e1a\u52a1)<br \/>\n\u2022 \u5f3a\u5236\u8981\u6c42\u751f\u7269\u8bc6\u522b\u9a8c\u8bc1(KYC\u6d41\u7a0b\u589e\u52a0\u6307\u7eb9\u626b\u63cf)<br \/>\n\u2022 \u5916\u56fd\u4f01\u4e1a\u987b\u5c06\u81f3\u5c1151%\u7684\u4ea4\u6613\u6570\u636e\u5b58\u50a8\u4e8e\u672c\u5730\u670d\u52a1\u5668<\/p>\n<p>\ud83d\udca1\u673a\u4f1a\u7a97\u53e3\uff1a<br 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