{"id":2693,"date":"2025-05-15T14:25:35","date_gmt":"2025-05-15T06:25:35","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2693"},"modified":"2025-05-15T14:25:35","modified_gmt":"2025-05-15T06:25:35","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%ae%9d%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f%e6%8e%a8%e8%8d%905%e5%a4%a7%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/15\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e5%ae%9d%e6%9c%89%e5%93%aa%e4%ba%9b%ef%bc%9f%e6%8e%a8%e8%8d%905%e5%a4%a7%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%e5%b7%a5%e5%85%b7\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts282.mm.bing.net\/th?q=phonepe281\" alt=\"\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\" title=\"\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\"><\/p>\n<p>\u4ee5\u4e0b\u662f\u5370\u5ea6\u6700\u53d7\u6b22\u8fce\u76845\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\uff0c\u5b83\u4eec\u7c7b\u4f3c\u4e8e\u4e2d\u56fd\u7684\u652f\u4ed8\u5b9d\uff0c\u5e7f\u6cdb\u5e94\u7528\u4e8e\u65e5\u5e38\u6d88\u8d39\u3001\u8f6c\u8d26\u548c\u8d26\u5355\u652f\u4ed8\uff1a<\/p>\n<ol>\n<li>\n<p><strong>Paytm<\/strong><\/p>\n<ul>\n<li>\u5370\u5ea6\u6700\u5927\u7684\u6570\u5b57\u94b1\u5305\u548c\u652f\u4ed8\u5e73\u53f0<\/li>\n<li>\u529f\u80fd\uff1a\u79fb\u52a8\u5145\u503c\u3001\u8d26\u5355\u652f\u4ed8\u3001\u7ebf\u4e0b\u626b\u7801\u8d2d\u7269\u3001UPI\u8f6c\u8d26<\/li>\n<li>\u7279\u8272\uff1a\u65e9\u671f\u83b7\u5f97\u963f\u91cc\u5df4\u5df4\u6295\u8d44\uff0c\u8986\u76d66000\u4e07+\u5546\u6237<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>PhonePe<\/strong> (\u6c83\u5c14\u739b\u65d7\u4e0b)<\/p>\n<ul>\n<li>UPI\u4ea4\u6613\u91cf\u6392\u540d\u7b2c\u4e00\u7684\u652f\u4ed8\u5e94\u7528\uff08\u5360\u5e02\u573a\u4efd\u989d50%+\uff09<\/li>\n<li>\u652f\u6301\u529f\u80fd\uff1a\u5373\u65f6\u94f6\u884c\u8f6c\u8d26\u3001\u4fdd\u9669\u8d2d\u4e70\u3001\u9ec4\u91d1\u6295\u8d44<\/li>\n<li>\u4f18\u52bf\uff1a\u7b80\u6d01\u754c\u9762\u548c\u5f3a\u5927\u7684\u5546\u6237\u7f51\u7edc<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Google Pay (GPay)<\/strong><\/p>\n<ul>\n<li>Google\u65d7\u4e0b\u7684UPI\u652f\u4ed8\u5e94\u7528\uff08\u539fTez\uff09<\/li>\n<li>\u7279\u70b9\uff1a\u8bed\u97f3\u6307\u4ee4\u4ed8\u6b3e\u3001\"Nearby Share\"\u5feb\u901f\u6536\u6b3e\u529f\u80fd<\/li>\n<li>\u7528\u6237\u57fa\u7840\u5e9e\u5927\uff0c\u5c24\u5176\u53d7\u5e74\u8f7b\u7fa4\u4f53\u6b22\u8fce<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>BHIM (Bharat Interface for Money)<\/strong><br \/>\n\u7531\u5370\u5ea6\u653f\u5e9c\u63a8\u51fa\u7684\u5b98\u65b9UPI\u5e94\u7528<br \/>\n\u4eae\u70b9\uff1a<br \/>\n\u76f4\u63a5\u5173\u8054\u94f6\u884c\u8d26\u6237<br \/>\n\u652f\u6301Aadhaar\u5361\u9a8c\u8bc1\u8eab\u4efd<br \/>\n\u5f3a\u8c03\u5b89\u5168\u6027\uff08\u65e0\u94b1\u5305\u4f59\u989d\u5b58\u50a8\uff09<\/p>\n<\/li>\n<li>\n<p><strong>MobiKwik<\/strong><br \/>\n-\u7535\u5b50\u94b1\u5305+\u5c0f\u578b\u8d37\u6b3e\u5e73\u53f0<br \/>\n\u7279\u8272\u670d\u52a1\uff1a<br \/>\n\"Zip\"\u5148\u4e70\u540e\u4ed8\u529f\u80fd<br \/>\n\u4fdd\u9669\u4ea7\u54c1\u548c\u7406\u8d22\u4ea7\u54c1\u9500\u552e<\/p>\n<\/li>\n<\/ol>\n<p>\u5e02\u573a\u73b0\u72b6\u8865\u5145\uff1a<br \/>\n2023\u5e74\u6570\u636e\u663e\u2f70, PhonePe\/Google Pay\/Paytm\u5171\u5360\u636e90%\u4ee5\u4e0a\u7684UPI\u4ea4\u6613\u4efd\u989d\u3002\u82e5\u6d89\u53ca\u8de8\u5883\u4e1a\u52a1\u9700\u6ce8\u610fNPCI\u89c4\u5b9a(\u5916\u56fd\u4f01\u4e1a\u6301\u80a1\u6bd4\u4f8b\u9650\u5236)\u3002\u65b0\u73a9\u5bb6\u5982Amazon Pay\u4e5f\u5728\u5feb\u901f\u589e\u957f\u3002<\/p>\n<p>\u5efa\u8bae\u6839\u636e\u5177\u4f53\u4f7f\u7528\u573a\u666f\u9009\u62e9\u2014\u2014\u5c0f\u989d\u9ad8\u9891\u4ea4\u6613\u63a8\u8350PhonePe\/GPay\uff1b\u5982\u9700\u7efc\u5408\u91d1\u878d\u670d\u52a1\u53ef\u8003\u8651Paytm\/MobiKwik\u3002<\/p>\n<p>\u597d\u7684\uff0c\u6211\u4eec\u7ee7\u7eed\u6df1\u5165\u63a2\u8ba8\u5370\u5ea6\u6570\u5b57\u652f\u4ed8\u5e02\u573a\u7684\u5173\u952e\u7ec6\u8282\u548c\u6700\u65b0\u53d1\u5c55\uff1a<\/p>\n<hr>\n<h3><strong>6. \u5e02\u573a\u7ec6\u5206\u4e0e\u7279\u8272\u8865\u5145<\/strong><\/h3>\n<ul>\n<li><strong>\u793e\u4ea4\u652f\u4ed8<\/strong>\uff1aWhatsApp Pay\uff08\u57fa\u4e8eUPI\uff09\u51ed\u501f\u5e9e\u5927\u7528\u6237\u57fa\u6570\u5feb\u901f\u589e\u957f\uff0c\u4f46\u5e02\u573a\u4efd\u989d\u4ecd\u843d\u540e\u4e8e\u5934\u90e8\u73a9\u5bb6<\/li>\n<li><strong>\u519c\u6751\u6e17\u900f<\/strong>\uff1aPaytm\u7684\"Soundbox\"\u667a\u80fd\u97f3\u7bb1\uff08\u5b9e\u65f6\u64ad\u62a5\u6536\u6b3e\uff09\u5728\u4e8c\u4e09\u7ebf\u57ce\u5e02\u8986\u76d6\u7387\u6781\u9ad8<\/li>\n<li><strong>B2B\u9886\u57df<\/strong>\uff1aRazorpay\u3001Cashfree\u662f\u4e2d\u5c0f\u5546\u6237\u5e38\u7528\u7684\u652f\u4ed8\u7f51\u5173\u89e3\u51b3\u65b9\u6848<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. 2023\u5e74\u5173\u952e\u6570\u636e\u6307\u6807<\/strong><\/h3>\n<table>\n<thead>\n<tr>\n<th>\u5e73\u53f0<\/th>\n<th>\u6708\u6d3b\u7528\u6237(MAU)<\/th>\n<th>UPI\u4ea4\u6613\u5360\u6bd4<\/th>\n<th>\u7279\u6b8a\u4f18\u52bf<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>PhonePe<\/td>\n<td>~3\u4ebf<\/td>\n<td>50.2%<\/td>\n<td>Kirana\u5c0f\u5e97\u8986\u76d6\u7387\u7b2c\u4e00<\/td>\n<\/tr>\n<tr>\n<td>Google Pay<\/td>\n<td>~1.8\u4ebf<\/td>\n<td>36.5%<\/td>\n<td>Android\u539f\u751f\u96c6\u6210<\/td>\n<\/tr>\n<tr>\n<td>Paytm<\/td>\n<td>~1\u4ebf<\/td>\n<td>11%         <em>\u53d7\u76d1\u7ba1\u5f71\u54cd\u4e0b\u964d<\/em><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><em>(\u6765\u6e90: NPCI\u6700\u65b0\u62a5\u544a)<\/em><\/p>\n<hr>\n<h3><strong>8. \u76d1\u7ba1\u52a8\u6001\u4e0e\u6311\u6218<\/strong><\/h3>\n<ul>\n<li><strong>\u5916\u56fd\u4f01\u4e1a\u9650\u5236<\/strong>\uff1aNPCI\u89c4\u5b9a\u5355\u4e00\u7b2c\u4e09\u65b9APP\u7684UPI\u4ea4\u6613\u91cf\u4e0d\u5f97\u8d85\u8fc730%\uff08Google Pay\/PhonePe\u5df2\u8d85\u9650\u9700\u8c03\u6574\uff09<\/li>\n<li><strong>\u6570\u636e\u672c\u5730\u5316<\/strong>\uff1a\u5f3a\u5236\u8981\u6c42\u652f\u4ed8\u6570\u636e\u5b58\u50a8\u5728\u5370\u5ea6\u5883\u5185\u670d\u52a1\u5668<\/li>\n<li><strong>\u94b1\u5305\u724c\u7167\u66f4\u65b0<\/strong>\uff1a2024\u5e74\u8d77\u9700\u6ee1\u8db3\u66f4\u4e25\u683c\u7684KYC\u89c4\u8303\uff08\u5f71\u54cdPaytm\u7b49\u9884\u4ed8\u8d39\u5de5\u5177\uff09<\/li>\n<\/ul>\n<hr>\n<h3><strong>9.\u65b0\u5174\u8d8b\u52bf\u89c2\u5bdf<\/strong><\/h3>\n<p>1\ufe0f\u20e3\u00a0<strong>\u5d4c\u5165\u5f0f\u91d1\u878d(Embedded Finance)<\/strong><\/p>\n<ul>\n<li>Swiggy\/Zomato\u7b49\u5916\u5356APP\u5185\u76f4\u63a5\u63d0\u4f9b\u8d37\u6b3e\u670d\u52a1<\/li>\n<li>Ola Money\u6574\u5408\u6253\u8f66+\u4fdd\u9669+\u4fe1\u8d37<\/li>\n<\/ul>\n<p>2\ufe0f\u20e3\u00a0<strong>CBDC\u8bd5\u70b9\u52a0\u901f<\/strong><br \/>\n\u5370\u5ea6\u592e\u884c\u6570\u5b57\u8d27\u5e01(e-Rupee)\u5df2\u5728\u5b5f\u4e70\u5730\u94c1\u7b49\u573a\u666f\u6d4b\u8bd5<\/p>\n<p>3\ufe0f\u20e3\u00a0<strong>\u3010\u5148\u4eab\u540e\u4ed8\u3011(BNPL)\u7206\u53d1\u5f0f\u589e\u957f<\/strong><\/p>\n<ul>\n<li>Simpl, Lazypay\u7b49\u5e73\u53f0\u5e74\u589e\u957f\u7387\u8fbe300%<\/li>\n<\/ul>\n<p>4\ufe0f\u20e3\u00a0<strong>\u3010\u58f0\u97f3\u652f\u4ed8\u3011\u521b\u65b0\u5b9e\u9a8c<\/strong>*<br \/>\n\u90e8\u5206\u94f6\u884c\u8bd5\u70b9\u7528\u65b9\u8a00\u8bed\u97f3\u6307\u4ee4\u5b8c\u6210\u8f6c\u8d26\uff08\u9488\u5bf9\u6587\u76f2\u4eba\u7fa4\uff09<\/p>\n<hr>\n<h3><strong>10.\u8de8\u5883\u4e1a\u52a1\u987b\u77e5<\/strong><\/h3>\n<p>\u5982\u679c\u6d89\u53ca\u4e2d\u5370\u8d38\u6613\u7ed3\u7b97\u9700\u6ce8\u610f\uff1a<br \/>\n\u2714\ufe0f \u4e2d\u56fd\u5546\u5bb6\u4e0d\u80fd\u76f4\u63a5\u63a5\u5165UPI\u7cfb\u7edf\uff0c\u5fc5\u987b\u901a\u8fc7\u5f53\u5730\u5408\u4f5c\u4f19\u4f34\uff08\u5982Instamojo\uff09<br \/>\n\u2714\ufe0f \u897f\u8054\u6c47\u6b3e\/Wise\u4ecd\u662f\u4e3b\u6d41\u8de8\u5883\u8f6c\u8d26\u6e20\u9053<br \/>\n\u274c \u52a0\u5bc6\u8d27\u5e01\u652f\u4ed8\u88ab\u5370\u5ea6\u592e\u884c\u660e\u786e\u7981\u6b62<\/p>\n<p>\u9700\u8981\u5177\u4f53\u54ea\u65b9\u9762\u7684\u6df1\u5ea6\u89e3\u6790\uff1f\u4f8b\u5982\uff1a<br \/>\n\u25b8 \u67d0\u6b3e\u4ea7\u54c1\u7684\u76c8\u5229\u6a21\u5f0f\u5206\u6790<br \/>\n\u25b8 \u653f\u7b56\u53d8\u52a8\u5bf9\u7279\u5b9a\u5e73\u53f0\u7684\u5f71\u54cd<br \/>\n\u25b8 \u7ec6\u5206\u573a\u666f(\u5982\u6e38\u620f\/\u6559\u80b2\u884c\u4e1a)\u7684\u652f\u4ed8\u65b9\u6848\u9009\u62e9<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4ee5\u4e0b\u662f\u5370\u5ea6\u6700\u53d7\u6b22\u8fce\u76845\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\uff0c\u5b83\u4eec\u7c7b\u4f3c\u4e8e\u4e2d\u56fd\u7684\u652f\u4ed8\u5b9d\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2693","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/15\/\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5ea6\u652f\u4ed8\u5b9d\u6709\u54ea\u4e9b\uff1f\u63a8\u83505\u5927\u672c\u5730\u652f\u4ed8\u5de5\u5177\" \/>\n<meta property=\"og:description\" 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