{"id":2731,"date":"2025-05-16T18:32:57","date_gmt":"2025-05-16T10:32:57","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2731"},"modified":"2025-05-16T18:32:57","modified_gmt":"2025-05-16T10:32:57","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%a0%b8%e5%bf%83%e6%8a%80%e6%9c%af%e6%a1%86%e6%9e%b6%e6%8f%ad%e7%a7%98","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/16\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e7%9a%84%e6%a0%b8%e5%bf%83%e6%8a%80%e6%9c%af%e6%a1%86%e6%9e%b6%e6%8f%ad%e7%a7%98\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u7684\u6838\u5fc3\u6280\u672f\u6846\u67b6\u63ed\u79d8"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts61.mm.bing.net\/th?q=phonepe60\" alt=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u7684\u6838\u5fc3\u6280\u672f\u6846\u67b6\u63ed\u79d8\" title=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u7684\u6838\u5fc3\u6280\u672f\u6846\u67b6\u63ed\u79d8\"><\/p>\n<p>\u5370\u5ea6\u652f\u4ed8\u5e73\u53f0\u7684\u6280\u672f\u6846\u67b6\u878d\u5408\u4e86\u672c\u571f\u521b\u65b0\u4e0e\u5168\u7403\u6807\u51c6\uff0c\u5176\u6838\u5fc3\u67b6\u6784\u8bbe\u8ba1\u9700\u5e94\u5bf9\u9ad8\u5e76\u53d1\u3001\u591a\u5143\u652f\u4ed8\u65b9\u5f0f\u53ca\u4e25\u82db\u7684\u76d1\u7ba1\u8981\u6c42\u3002\u4ee5\u4e0b\u4ece\u6280\u672f\u89c6\u89d2\u6df1\u5ea6\u89e3\u6790\u5173\u952e\u6a21\u5757\uff1a<\/p>\n<ol>\n<li>\u591a\u5c42\u8ba4\u8bc1\u5f15\u64ce<\/li>\n<\/ol>\n<ul>\n<li>\u91c7\u7528\u52a8\u6001\u5206\u5c42\u9a8c\u8bc1\u673a\u5236\uff0c\u96c6\u6210Aadhaar\u751f\u7269\u8bc6\u522b\uff08\u652f\u630112\u4ebf\u7528\u6237\u6307\u7eb9\/\u8679\u819c\u9a8c\u8bc1\uff09\u4e0eUPI V2\u7684\u8bbe\u5907\u7ed1\u5b9a\u6280\u672f<\/li>\n<li>\u667a\u80fd\u8def\u7531\u7b97\u6cd5\u6839\u636e\u4ea4\u6613\u98ce\u9669\u7b49\u7ea7\u81ea\u52a8\u5207\u6362SMS 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start=\"3\"><\/p>\n<li>\u6df7\u5408\u7ed3\u7b97\u77e9\u9635<\/li>\n<\/ol>\n<ul>\n<li>GSTN\u7a0e\u52a1\u5f15\u64ce\u5b9e\u65f6\u8ba1\u7b97\u8de8\u90a6\u4ea4\u6613\u7684IGST\uff08\u7efc\u5408\u5546\u54c1\u670d\u52a1\u7a0e\uff09\uff0c\u7cbe\u5ea6\u8fbe\u5c0f\u6570\u70b9\u540e4\u4f4d<\/li>\n<li>RBI\u6279\u51c6\u7684\"\u7011\u5e03\u7ed3\u7b97\"\u7cfb\u7edf\uff1a\u4f18\u5148\u4f7f\u7528\u94f6\u884c\u8d26\u6237\u4f59\u989d\u2192\u94b1\u5305\u4f59\u989d\u2192BNPL\u4fe1\u7528\u989d\u5ea6\u2192\u81ea\u52a8\u501f\u8bb0\u5361\u5145\u503c<\/li>\n<\/ul>\n<ol start=\"4\"><\/p>\n<li>\n<p><strong>\u667a\u80fd\u8def\u7531\u4e0e\u8d1f\u8f7d\u5747\u8861<\/strong><\/p>\n<ul>\n<li><strong>\u591a\u901a\u9053\u52a8\u6001\u8def\u7531\u5f15\u64ce<\/strong>\uff1a\u5b9e\u65f6\u76d1\u63a7\u94f6\u884c\/PSP\uff08\u652f\u4ed8\u670d\u52a1\u63d0\u4f9b\u5546\uff09\u7684API\u54cd\u5e94\u65f6\u95f4\u3001\u6210\u529f\u7387\u53ca\u8d39\u7528\uff0c\u81ea\u52a8\u9009\u62e9\u6700\u4f18\u8def\u5f84\u3002\u4f8b\u5982\uff0c\u5bf9\u4e8e\u5c0f\u989d\u4ea4\u6613\u4f18\u5148\u9009\u62e9\u4f4e\u6210\u672c\u7684IMPS\u901a\u9053\uff0c\u5927\u989d\u4ea4\u6613\u5219\u8d70RTGS\u7f51\u7edc\u3002<\/li>\n<li><strong>\u8fb9\u7f18\u8ba1\u7b97\u8282\u70b9<\/strong>\uff1a\u5728\u5b5f\u4e70\u3001\u73ed\u52a0\u7f57\u5c14\u3001\u5fb7\u91cc\u90e8\u7f72\u672c\u5730\u5316\u5904\u7406\u4e2d\u5fc3\uff0c\u901a\u8fc7Anycast DNS\u5c06\u8bf7\u6c42\u8def\u7531\u81f3\u6700\u8fd1\u8282\u70b9\uff0c\u5ef6\u8fdf\u964d\u4f4e40%\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6570\u636e\u5408\u89c4\u4e0e\u52a0\u5bc6\u4f53\u7cfb<\/strong><\/p>\n<ul>\n<li><strong>Token Vault\u7cfb\u7edf<\/strong>\uff1a\u7b26\u5408RBI\u7684PCI-DSS\u548c\u672c\u5730\u6570\u636e\u5b58\u50a8\u8981\u6c42\uff082019\u5e74\u652f\u4ed8\u6570\u636e\u672c\u5730\u5316\u653f\u7b56\uff09\uff0c\u6240\u6709\u5361\u53f7\/\u8d26\u6237\u4fe1\u606f\u66ff\u6362\u4e3a\u4e0d\u53ef\u9006\u4ee4\u724c\uff08FPE\u683c\u5f0f\u4fdd\u7559\u52a0\u5bc6\uff09\u3002<\/li>\n<li><strong>\u91cf\u5b50\u6297\u6027\u52a0\u5bc6\u8bd5\u70b9<\/strong>\uff1a\u5728UPI 3.0\u6d4b\u8bd5\u7f51\u4e2d\u5f15\u5165\u57fa\u4e8e\u683c\u7684\u7b7e\u540d\u65b9\u6848\uff08\u5982CRYSTALS-Dilithium\uff09\uff0c\u9884\u9632\u672a\u6765\u91cf\u5b50\u8ba1\u7b97\u653b\u51fb\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u79bb\u7ebf\u652f\u4ed8\u6280\u672f\u6808<\/strong><\/p>\n<ul>\n<li><strong>NFC-SIM\u5361\u652f\u4ed8\u65b9\u6848<\/strong>\uff1a\u652f\u6301\u5730\u94c1\u7b49\u65e0\u7f51\u573a\u666f\uff0c\u91c7\u7528\u9884\u6388\u6743\u4ee4\u724c+\u4e8b\u540e\u6279\u91cf\u6e05\u7b97\u6a21\u5f0f\uff08\u6700\u5927\u79bb\u7ebf\u989d\u5ea62000\u5362\u6bd4\uff09\u3002<\/li>\n<li><em>SoundPay<\/em>\u58f0\u6ce2\u901a\u4fe1\u534f\u8bae\uff1a\u529f\u80fd\u624b\u673a\u901a\u8fc7DTMF\u97f3\u8c03\u5b8c\u6210\u8fd1\u573a\u4f20\u8f93\uff0c\u7801\u73871.2kbps\u00b10.3%\u8bef\u7801\u7387\u8865\u507f\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>AI\u9a71\u52a8\u7684\u98ce\u63a7\u4e2d\u67a2<\/strong><\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>\u8054\u90a6\u5b66\u4e60\u6846\u67b6\u805a\u5408\u5404\u94f6\u884c\u6b3a\u8bc8\u7279\u5f81\u800c\u4e0d\u66b4\u9732\u539f\u59cb\u6570\u636e<\/li>\n<li>\u5b9e\u65f6\u884c\u4e3a\u5206\u6790\u68c0\u6d4b\u5f02\u5e38\u6a21\u5f0f\uff1a<br \/>\n\u25b8 \u5730\u7406\u8df3\u8dc3\u903b\u8f91\uff08\u598210\u5206\u949f\u5185\u5b5f\u4e70\u2192\u91d1\u5948\u4ea4\u6613\uff09<br \/>\n\u25b8 \u8bbe\u5907\u6307\u7eb9\u7a81\u53d8\u8bc6\u522b\u5668<\/li>\n<li>RBI\u5f3a\u5236\u8981\u6c42\u7684\"\u51b7\u9759\u671f\"\u62e6\u622a\u7b97\u6cd5<\/li>\n<\/ul>\n<p>8.<strong>\u8de8\u5883\u7ed3\u7b97\u9002\u914d\u5c42<\/strong><\/p>\n<ul>\n<li>AutoFX\u5f15\u64ce\u52a8\u6001\u9501\u5b9a\u6c47\u7387<br \/>\n\u652f\u6301INR\u2194\u963f\u8054\u914b\u8fea\u62c9\u59c6\u5373\u65f6\u5151\u6362<\/li>\n<li>Hawala\u7f51\u7edc\u76d1\u6d4b\u6a21\u5757\u8ffd\u8e2a\u5730\u4e0b\u94b1\u5e84\u6e17\u900f<\/li>\n<\/ul>\n<p>9.<strong>\u76d1\u7ba1\u6c99\u76d2\u96c6\u6210\u63a5\u53e3<\/strong><\/p>\n<ul>\n<li>RBI Sandbox API\u7f51\u5173\u63d0\u4f9b\u6a21\u62df\u6d4b\u8bd5\u73af\u5883<br \/>\n\u6c99\u76d2\u5185\u5141\u8bb8:<br \/>\n\u25b8\u865a\u62dfAadhaar\u751f\u6210\u5668(\u4ec5\u9650\u6d4b\u8bd5)<br \/>\n\u25b8Mock NPCI\u6e05\u7b97\u54cd\u5e94<\/li>\n<\/ul>\n<p>10.<strong>\u5bb9\u707e\u67b6\u6784\u8bbe\u8ba1<\/strong><br \/>\n\u540c\u57ce\u53cc\u6d3b\u6570\u636e\u4e2d\u5fc3+\u5f02\u5730\u5f02\u6b65\u5907\u4efd<br \/>\n\u5f53\u68c0\u6d4b\u5230\u533a\u57df\u6027\u65ad\u7f51\u65f6:<br \/>\n1)\u81ea\u52a8\u5207\u6362\u81f3\u536b\u661f\u901a\u4fe1\u5907\u7528\u94fe\u8def(VSAT)<br \/>\n2)\u542f\u7528\u7b80\u5316\u7248USSD\u83dc\u5355\u7cfb\u7edf<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5ea6\u652f\u4ed8\u5e73\u53f0\u7684\u6280\u672f\u6846\u67b6\u878d\u5408\u4e86\u672c\u571f\u521b\u65b0\u4e0e\u5168\u7403\u6807\u51c6\uff0c\u5176\u6838\u5fc3\u67b6\u6784\u8bbe\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-2731","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ 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