{"id":2772,"date":"2025-05-17T13:59:12","date_gmt":"2025-05-17T05:59:12","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2772"},"modified":"2025-05-17T13:59:12","modified_gmt":"2025-05-17T05:59:12","slug":"%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e9%9b%86%e6%88%90%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e4%b8%8e%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/17\/%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e9%9b%86%e6%88%90%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%e4%b8%8e%e8%a7%a3%e5%86%b3%e6%96%b9%e6%a1%88\/","title":{"rendered":"\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848"},"content":{"rendered":"<h1>\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848<\/h1>\n<h2>\u5e38\u89c1\u95ee\u9898<\/h2>\n<h3>1. \u672c\u5730\u5316\u5408\u89c4\u6311\u6218<\/h3>\n<ul>\n<li><strong>KYC\/AML\u8981\u6c42\u4e25\u683c<\/strong>\uff1a\u4e2d\u4e1c\u5404\u56fd\u5bf9\u5ba2\u6237\u8eab\u4efd\u9a8c\u8bc1\u548c\u53cd\u6d17\u94b1\u6709\u4e25\u683c\u8981\u6c42<\/li>\n<li><strong>\u6570\u636e\u4e3b\u6743\u6cd5\u89c4<\/strong>\uff1a\u5982\u6c99\u7279\u7684\u6570\u636e\u5fc5\u987b\u5b58\u50a8\u5728\u5883\u5185<\/li>\n<li><strong>\u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4<\/strong>\uff1a\u9700\u7b26\u5408Sharia\u6559\u6cd5\u7684\u652f\u4ed8\u89e3\u51b3\u65b9\u6848<\/li>\n<\/ul>\n<h3>2. \u6280\u672f\u96c6\u6210\u96be\u9898<\/h3>\n<ul>\n<li>API\u6587\u6863\u591a\u4e3a\u963f\u62c9\u4f2f\u8bed\u6216\u672c\u5730\u8bed\u8a00\u7248\u672c<\/li>\n<li>\u90e8\u5206\u7f51\u5173\u6280\u672f\u6807\u51c6\u843d\u540e\uff0c\u4e0e\u73b0\u4ee3\u7cfb\u7edf\u517c\u5bb9\u6027\u5dee<\/li>\n<li>Webhook\u901a\u77e5\u673a\u5236\u4e0d\u5b8c\u5584\u6216\u4e0d\u7a33\u5b9a<\/li>\n<\/ul>\n<h3>3. \u652f\u4ed8\u65b9\u5f0f\u788e\u7247\u5316<\/h3>\n<ul>\n<li>Mada\u5361(\u6c99\u7279)\u3001Fawry(\u57c3\u53ca)\u3001BenefitPay(\u5df4\u6797)\u7b49\u672c\u5730\u65b9\u6848\u5e76\u5b58<\/li>\n<li>Cash on Delivery\u4ecd\u5360\u91cd\u8981\u6bd4\u4f8b(\u7ea630%\u7535\u5546\u4ea4\u6613)<\/li>\n<\/ul>\n<p> \u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848\uff08\u7eed\uff09<\/p>\n<p> 4. \u7ed3\u7b97\u5468\u671f\u957f\u4e14\u590d\u6742<br \/>\n\u2013 \u591a\u5e01\u79cd\u5904\u7406\uff1a\u9700\u652f\u6301SAR\u3001AED\u3001EGP\u7b49\u591a\u79cd\u8d27\u5e01<br \/>\n\u2013 \u7ed3\u7b97\u5ef6\u8fdf\uff1a\u90e8\u5206\u7f51\u5173T+15\u751a\u81f3\u66f4\u957f\u7684\u7ed3\u7b97\u5468\u671f<br \/>\n\u2013 \u5916\u6c47\u7ba1\u5236\uff1a\u5982\u57c3\u53ca\u4e25\u683c\u7684\u7f8e\u5143\u6c47\u51fa\u9650\u5236<\/p>\n<p> 5. \u7528\u6237\u4f53\u9a8c\u5dee\u5f02<br \/>\n\u2013 \u79fb\u52a8\u4f18\u5148\u8bbe\u8ba1\u4e0d\u8db3\uff1a\u4e2d\u4e1c\u667a\u80fd\u624b\u673a\u666e\u53ca\u7387\u9ad8\u4f46\u90e8\u5206\u652f\u4ed8\u9875\u9762\u672a\u4f18\u5316<br \/>\n\u2013 OTP\u9a8c\u8bc1\u95ee\u9898\uff1a\u77ed\u4fe1\u9001\u8fbe\u7387\u4e0d\u7a33\u5b9a\uff0c\u7279\u522b\u662f\u8de8\u56fd\u8fd0\u8425\u5546\u95f4<br \/>\n\u2013 \u658b\u6708\u7b49\u7279\u6b8a\u65f6\u671f\u6d41\u91cf\u6fc0\u589e\u5bfc\u81f4\u7cfb\u7edf\u4e0d\u7a33\u5b9a<\/p>\n<p>&#8212;<\/p>\n<p> \u89e3\u51b3\u65b9\u6848<\/p>\n<p> A. \u5408\u89c4\u6027\u89e3\u51b3\u65b9\u6848<br \/>\n1. \u672c\u5730\u5b9e\u4f53+\u5408\u4f5c\u4f19\u4f34\u6a21\u5f0f<br \/>\n   \u2013 \u4e0e\u6301\u724cPSP(\u652f\u4ed8\u670d\u52a1\u5546)\u5408\u4f5c\uff0c\u5982Geidea\u3001PayTabs<br \/>\n   \u2013 UAE\u53ef\u7533\u8bf7Payment Facilitator\u724c\u7167(\u970050\u4e07AED\u8d44\u672c)<\/p>\n<p>2. \u6570\u636e\u5b58\u50a8\u65b9\u6848<br \/>\n   \u201c`python<br \/>\n   # AWS\u4e2d\u4e1c\u533a\u57df\u9009\u62e9\u793a\u4f8b\uff08\u6c99\u7279\u9700\u5355\u72ec\u914d\u7f6e\uff09<br \/>\n   if user_country == \u201cSA\u201d:<br \/>\n       db_region = \u201cme-central-1\u201d # AWS\u5df4\u6797\u5b9e\u9645\u4e0a\u670d\u52a1\u6c99\u7279\u5408\u89c4\u8981\u6c42<br \/>\n   else:<br \/>\n       db_region = \u201cme-south-1\u2033 # AWS\u5df4\u6797\u4e3b\u533a\u57df<br \/>\n   &#8220;`<\/p>\n<p>3. \u4f0a\u65af\u5170\u91d1\u878d\u9002\u914d<br \/>\n   \u2013 Tagging\u4ea4\u6613\u4e3a\u201dHalal Payment\u201d<br \/>\n   \u2013 Zero-interest\u5206\u671f\u4ed8\u6b3e\u9009\u9879<\/p>\n<p> B. \u6280\u672f\u96c6\u6210\u6700\u4f73\u5b9e\u8df5<\/p>\n<p> API\u6807\u51c6\u5316\u65b9\u6848\uff1a<br \/>\n\u201c`javascript<br \/>\n\/\/ Middleware\u5c42\u7edf\u4e00\u5904\u7406\u4e0d\u540c\u7f51\u5173API\u5dee\u5f02<br \/>\nclass MEPaymentGateway {<br \/>\n constructor(gatewayType) {<br \/>\n    this.adapter = new GatewayAdapterFactory.create(gatewayType);<br \/>\n }<\/p>\n<p> async processPayment(order) {<br \/>\n    \/\/ \u7edf\u4e00\u8f6c\u6362\u91d1\u989d\u683c\u5f0f\uff08\u6d77\u5408\u4f1a\u56fd\u5bb6\u591a\u7528\u5c0f\u6570\u540e\u4e24\u4f4d\uff09<br \/>\n    amount = Math.round(order.total *100)\/100;<\/p>\n<p>    \/\/ BenfitPay\u9700\u8981\u7279\u6b8a\u5b57\u6bb5<br \/>\n    if(this.gatewayType === \u2018BENEFIT\u2019) {<br \/>\n      payload.bank_code = this._mapBankCode(order.bank);<br \/>\n    }<br \/>\n }<br \/>\n}<br \/>\n&#8220;`<\/p>\n<p> Webhook\u53ef\u9760\u6027\u589e\u5f3a\uff1a<br \/>\n\u2705 Double-confirmation\u673a\u5236<br \/>\n\u2705 SQS\u6d88\u606f\u961f\u5217\u7f13\u51b2<br \/>\n\u2705 SLA\u76d1\u63a7\u4eea\u8868\u677f\uff08\u8ffd\u8e2a\u5404\u7f51\u5173\u54cd\u5e94\u65f6\u95f4\uff09<\/p>\n<p> C.\u652f\u4ed8\u65b9\u5f0f\u4f18\u5316\u77e9\u9635<\/p>\n<p>| Country | Primary Method | Fallback Option | Special Notes |<br \/>\n|&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n| KSA | Mada + Apple Pay | COD (35%) | SAMA\u8ba4\u8bc1\u5fc5\u9700 |<br \/>\n| UAE | Careem Pay + Credit Cards | Bank Transfer | RTA\u4ea4\u901a\u6574\u5408\u9700\u6c42\u9ad8 |<br \/>\n| Egypt | Fawry + Vodafone Cash | Cash Collection Points (\u8d85\u8fc720k+) |<\/p>\n<p>&#8212;<\/p>\n<p> Pro Tips: <\/p>\n<p>1\ufe0f\u20e3 *\u6c99\u7279\u7684SAMA\u8ba4\u8bc1*: PCI DSS Level1\u662f\u57fa\u7840\u8981\u6c42\uff0c\u51c6\u59076\u4e2a\u6708\u5ba1\u8ba1\u65e5\u5fd7  <\/p>\n<p>2\ufe0f\u20e3 *\u963f\u8054\u914b\u7684\u5373\u65f6\u652f\u4ed8*: ENBD\u94f6\u884c\u7684\u7acb\u5373\u5230\u8d26API\u6bd4\u6807\u51c6\u7f51\u5173\u5feb3\u500d  <\/p>\n<p>3\ufe0f\u20e3 *\u57c3\u53ca\u7684\u73b0\u91d1\u66ff\u4ee3\u65b9\u6848*: Fawry\u7684\u6761\u5f62\u7801\u652f\u4ed8\u5728\u6742\u8d27\u5e97\u8986\u76d6\u7387\uff1e90%  <\/p>\n<p>4\ufe0f\u20e3 *\u6027\u80fd\u76d1\u63a7\u6307\u6807*:<br \/>\n&#8220;`<br \/>\n\u258c\u6210\u529f\u7387\u57fa\u51c6\u7ebf\uff1a<br \/>\nKSA \u226592% \uff08\u658b\u6708\u671f\u95f4\u226585%\uff09<br \/>\nUAE \u226595%<br \/>\nEGYPT \u226588%\uff08\u519c\u6751\u5730\u533a\u226578%\uff09<br \/>\n&#8220;`<\/p>\n<p>5\ufe0f\u20e3 *\u5e94\u6025\u65b9\u6848\u6a21\u677f*:<br \/>\n\u201c`xml<br \/>\n<!-- SMS\u5907\u7528\u901a\u9053\u914d\u7f6e\u793a\u4f8b -->\n<payment_fallback>\n <sms_gateway priority=\"1\">yamamah<\/sms_gateway><br \/>\n <sms_gateway priority=\"2\">twilio_mena<\/sms_gateway><br \/>\n <offline_mode>\u751f\u6210Fawry\u53c2\u8003\u53f7<\/offline_mode>\n<\/payment_fallback>\n&#8220;`<\/p>\n<p>\u5efa\u8bae\u5b9a\u671f\u53c2\u52a0GITEX\u548cSeamless MENA\u4f1a\u8bae\u83b7\u53d6\u6700\u65b0\u76d1\u7ba1\u52a8\u6001\u66f4\u65b0\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848 \u5e38\u89c1\u95ee\u9898 1. \u672c\u5730\u5316\u5408\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-2772","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/17\/\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848\" \/>\n<meta property=\"og:description\" content=\"\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848 \u5e38\u89c1\u95ee\u9898 1. \u672c\u5730\u5316\u5408&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/17\/\u4e2d\u4e1c\u652f\u4ed8\u7cfb\u7edf\u96c6\u6210\u5e38\u89c1\u95ee\u9898\u4e0e\u89e3\u51b3\u65b9\u6848\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-17T05:59:12+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" 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