{"id":2821,"date":"2025-05-19T09:53:07","date_gmt":"2025-05-19T01:53:07","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2821"},"modified":"2025-05-19T09:53:07","modified_gmt":"2025-05-19T01:53:07","slug":"%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/19\/%e8%b7%a8%e5%a2%83%e7%94%b5%e5%95%86%e5%a6%82%e4%bd%95%e6%95%b4%e5%90%88%e9%a9%ac%e6%9d%a5%e8%a5%bf%e4%ba%9a%e6%9c%ac%e5%9c%b0%e6%94%af%e4%bb%98%ef%bc%9f\/","title":{"rendered":"\u8de8\u5883\u7535\u5546\u5982\u4f55\u6574\u5408\u9a6c\u6765\u897f\u4e9a\u672c\u5730\u652f\u4ed8\uff1f"},"content":{"rendered":"

\u9a6c\u6765\u897f\u4e9a\u8de8\u5883\u7535\u5546\u672c\u5730\u652f\u4ed8\u6574\u5408\u6307\u5357<\/h1>\n

\u4e3b\u8981\u672c\u5730\u652f\u4ed8\u65b9\u5f0f<\/h2>\n
    \n
  1. \n

    FPX (Financial Process Exchange)<\/strong><\/p>\n

      \n
    • \u9a6c\u6765\u897f\u4e9a\u6700\u6d41\u884c\u7684\u7f51\u4e0a\u94f6\u884c\u8f6c\u8d26\u7cfb\u7edf<\/li>\n
    • \u8986\u76d6\u8d85\u8fc730\u5bb6\u672c\u5730\u94f6\u884c<\/li>\n
    • \u5373\u65f6\u8f6c\u8d26\uff0c\u65e0\u9700\u6ce8\u518c\u8d26\u6237<\/li>\n<\/ul>\n<\/li>\n
    • \n

      DuitNow<\/strong><\/p>\n

        \n
      • \u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf(RTGS)<\/li>\n
      • QR\u7801\u652f\u4ed8\u548c\u624b\u673a\u53f7\u7801\u8f6c\u8d26\u529f\u80fd<\/li>\n
      • National Payment Network of Malaysia\u8fd0\u8425<\/li>\n<\/ul>\n<\/li>\n
      • \n

        GrabPay<\/strong><\/p>\n

          \n
        • Grab\u751f\u6001\u7cfb\u7edf\u7684\u7535\u5b50\u94b1\u5305<\/li>\n
        • \u5728\u5e74\u8f7b\u7528\u6237\u4e2d\u7279\u522b\u53d7\u6b22\u8fce<\/li>\n
        • App\u5185\u4e00\u952e\u652f\u4ed8\u4f53\u9a8c<\/li>\n<\/ul>\n<\/li>\n
        • \n

          Boost<\/strong>
          \n\u53e6\u4e00\u4e2a\u4e3b\u6d41\u7535\u5b50\u94b1\u5305\u54c1\u724c\uff0c\u7531Axiata\u96c6\u56e2\u652f\u6301<\/p>\n<\/li>\n

        • \n

          ShopeePay<\/strong>
          \n\u7535\u5546\u5e73\u53f0Shopee\u7684\u4e13\u5c5e\u652f\u4ed8\u65b9\u6848\uff0c\u7528\u6237\u57fa\u6570\u5927<\/p>\n<\/li>\n<\/ol>\n

          \u6574\u5408\u7b56\u7565\u5efa\u8bae<\/h2>\n
            \n
          1. \n

            \u591a\u901a\u9053\u96c6\u6210<\/strong>\uff1a\u540c\u65f6\u63a5\u5165FPX+DuitNow+\u81f3\u5c11\u4e00\u79cd\u7535\u5b50\u94b1\u5305(\u5982GrabPay)<\/p>\n<\/li>\n

          2. \n

            \u5408\u89c4\u4f18\u5148<\/strong>\uff1a
            \n-\u83b7\u53d6BNM(\u9a6c\u6765\u897f\u4e9a\u56fd\u5bb6\u94f6\u884c)\u5fc5\u8981\u8bb8\u53ef
            \n-\u9075\u5b882013\u5e74\u91d1\u878d\u670d\u52a1\u6cd5\u548c2001\u5e74\u53cd\u6d17\u94b1\u6cd5<\/p>\n<\/li>\n<\/ol>\n

            3.\u6280\u672f\u5bf9\u63a5\u9009\u9879<\/strong>\uff1a
            \n-\u76f4\u63a5\u4e0e\u5404\u63d0\u4f9b\u5546API\u5bf9\u63a5
            \n-\u901a\u8fc7\u805a\u5408\u652f\u4ed8\u7f51\u5173(MOLPay\u3001iPay88\u7b49)<\/p>\n

            4.\u7528\u6237\u4f53\u9a8c\u4f18\u5316<\/strong>\uff1a
            \n-\u63d0\u4f9b\u9a6c\u6765\u8bed\u754c\u9762\u8bf4\u660e
            \n-\u663e\u793a\u4ee4\u5409(RM)\u4ef7\u683c\u907f\u514d\u8d27\u5e01\u8f6c\u6362\u56f0\u60d1
            \n-\u7b80\u5316\u79fb\u52a8\u7aef\u4ed8\u6b3e\u6d41\u7a0b<\/p>\n

            5.\u98ce\u9669\u7ba1\u7406\u63aa\u65bd<\/strong>\uff1a
            \n\u5b9e\u65bd\u5f53\u5730\u5e38\u89c1\u76843DS\u9a8c\u8bc1\u8981\u6c42
            \n\u8bbe\u7f6e\u9002\u5408\u5f53\u5730\u6d88\u8d39\u6c34\u5e73\u7684\u6b3a\u8bc8\u68c0\u6d4b\u89c4\u5219<\/p>\n

            \u60a8\u662f\u5426\u9700\u8981\u9488\u5bf9\u67d0\u4e00\u5177\u4f53\u65b9\u9762\u66f4\u8be6\u7ec6\u7684\u4fe1\u606f\uff1f\u4f8b\u5982\u67d0\u4e2a\u7279\u5b9a\u652f\u4ed8\u7684API\u6587\u6863\u8981\u6c42\u6216\u8d39\u7387\u7ed3\u6784\uff1f<\/p>\n

            \u9a6c\u6765\u897f\u4e9a\u8de8\u5883\u7535\u5546\u672c\u5730\u652f\u4ed8\u6574\u5408\u6df1\u5165\u6307\u5357<\/h1>\n

            \u6280\u672f\u5b9e\u73b0\u7ec6\u8282<\/h2>\n

            API\u5bf9\u63a5\u5173\u952e\u70b9<\/h3>\n
              \n
            1. \n

              FPX\u6280\u672f\u53c2\u6570<\/strong><\/p>\n

                \n
              • \u9700\u8981\u5546\u6237ID\u548c\u9a8c\u8bc1\u5bc6\u94a5<\/li>\n
              • \u652f\u6301JSON\u548cXML\u683c\u5f0f\u8bf7\u6c42<\/li>\n
              • \u5178\u578b\u54cd\u5e94\u65f6\u95f4<3\u79d2<\/li>\n<\/ul>\n<\/li>\n
              • \n

                DuitNow QR\u6807\u51c6<\/strong><\/p>\n

                  \n
                • \u5fc5\u987b\u751f\u6210\u52a8\u6001QR\u7801(\u6709\u6548\u671f15\u5206\u949f)<\/li>\n
                • QR\u89c4\u8303\u9075\u5faaEMVCo\u6807\u51c6<\/li>\n
                • Merchant Category Code(MCC)\u9700\u51c6\u786e\u8bbe\u7f6e<\/li>\n<\/ul>\n<\/li>\n
                • \n

                  \u7535\u5b50\u94b1\u5305SDK\u96c6\u6210<\/strong><\/p>\n

                  \/\/ GrabPay Android\u96c6\u6210\u793a\u4f8b
                  \r\nGrabPay.PaymentRequest request = new GrabPay.PaymentRequest.Builder()
                  \r\n    .amount(new BigDecimal(\"100.00\"))
                  \r\n    .currency(\"MYR\")
                  \r\n    .description(\"Online Purchase\")
                  \r\n    .build();
                  \r\n
                  \r\nGrabPay.getInstance().requestPayment(activity, request);
                  \r\n<\/code><\/pre>\n<\/li>\n<\/ol>\n
                  \u5408\u89c4\u4e0e\u8ba4\u8bc1\u8981\u6c42<\/h2>\n
                    \n
                  1. BNM\u6ce8\u518c\u5206\u7c7b<\/strong><\/li>\n<\/ol>\n
                      \n
                    • MSB\u724c\u7167(\u8d27\u5e01\u670d\u52a1\u4e1a\u52a1) \u2013 <50\u4e07RM\u6708\u4ea4\u6613\u989d<\/li>\n
                    • MSO\u724c\u7167(\u8d27\u5e01\u670d\u52a1\u8fd0\u8425\u5546) \u2013 >50\u4e07RM<\/li>\n<\/ul>\n
                      2.PCI DSS\u8ba4\u8bc1<\/strong>
                      \n-\u81f3\u5c11\u5b8c\u6210SAQ A-EP\u81ea\u8bc4\u4f30\u95ee\u5377
                      \n-\u5efa\u8bae\u4f7f\u7528tokenization\u51cf\u5c11\u6570\u636e\u5b58\u50a8\u8303\u56f4<\/p>\n
                      3.\u6d88\u8d39\u8005\u4fdd\u62a4\u63aa\u65bd<\/strong>
                      \n-\u5f3a\u523614\u5929\u9000\u6b3e\u653f\u7b56\u516c\u793a
                      \n-\u6e05\u6670\u7684\u4e89\u8bae\u89e3\u51b3\u6d41\u7a0b\u8bf4\u660e<\/p>\n
                      \u8d39\u7387\u7ed3\u6784\u4e0e\u7ed3\u7b97\u5468\u671f<\/p>\n\n\n\n\n\n\n\n
                      \u652f\u4ed8\u65b9\u5f0f<\/th>\n\u624b\u7eed\u8d39\u7387<\/th>\n\u7ed3\u7b97\u5468\u671f<\/th>\n\u6700\u4f4e\u5355\u7b14\u9650\u989d<\/th>\n<\/tr>\n<\/thead>\n
                      FPX<\/td>\n0.5%-1%<\/td>\nT+2\u5de5\u4f5c\u65e5<\/td>\n\u65e0<\/td>\n<\/tr>\n
                      DuitNow<\/td>\n\u56fa\u5b9a0.5RM+0.25%<\/td>\nT+1<\/td>\n10RM<\/td>\n<\/tr>\n
                      GrabPay<\/td>\n1.8%<\/td>\n\u6bcf\u65e5\u81ea\u52a8\u7ed3\u7b97*<\/td>\n–<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                      *\u6ce8\uff1a\u9996\u6b21\u63a5\u5165\u670930\u5929\u5b89\u5168\u671f\u4fdd\u755920%\u6b3e\u9879<\/p>\n
                      \u672c\u5730\u5316\u8fd0\u8425\u5efa\u8bae<\/p>\n
                      \u5b63\u8282\u6027\u4fc3\u9500\u7b56\u7565
                      \n\u914d\u5408\u9a6c\u6765\u897f\u4e9a\u91cd\u8981\u8282\u65e5\u8c03\u6574\u8425\u9500\uff1a
                      \n–Hari Raya<\/strong>(\u5f00\u658b\u8282)\uff1a\u63d0\u524d2\u5468\u63a8\u51fa\"Balik Kampung\"\u8fd4\u4e61\u4e3b\u9898\u4f18\u60e0
                      \n–\u53cc\u5341\u4e00<\/strong>\uff1a\u7ed3\u5408\u534e\u4eba\u6d88\u8d39\u4e60\u60ef\u505a\u4e70\u4e00\u9001\u4e00\u6d3b\u52a8<\/p>\n
                      \u5ba2\u670d\u6700\u4f73\u5b9e\u8df5
                      \n–\u8bed\u8a00\u914d\u7f6e<\/strong>\uff1a\u82f1\u8bed\/\u9a6c\u6765\u8bed\u53cc\u8bed\u652f\u6301\uff0c\u4f18\u5148\u8bad\u7ec3AI\u5904\u7406\u5e38\u89c1\u95ee\u9898
                      \n–\u54cd\u5e94\u65f6\u6548<\/strong>\uff1aWhatsApp\u6e20\u9053\u9700\u4fdd\u8bc14\u5c0f\u65f6\u5185\u56de\u590d\uff08\u5f53\u5730\u9996\u9009\u6c9f\u901a\u65b9\u5f0f\uff09<\/p>\n
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