{"id":2829,"date":"2025-05-19T10:03:10","date_gmt":"2025-05-19T02:03:10","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2829"},"modified":"2025-05-19T10:03:10","modified_gmt":"2025-05-19T02:03:10","slug":"%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%af%b9%e7%94%b5%e5%95%86%e8%bd%ac%e5%8c%96%e7%8e%87%e7%9a%84%e5%bd%b1%e5%93%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/19\/%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e6%96%b9%e5%bc%8f%e5%af%b9%e7%94%b5%e5%95%86%e8%bd%ac%e5%8c%96%e7%8e%87%e7%9a%84%e5%bd%b1%e5%93%8d\/","title":{"rendered":"\u83f2\u5f8b\u5bbe\u652f\u4ed8\u65b9\u5f0f\u5bf9\u7535\u5546\u8f6c\u5316\u7387\u7684\u5f71\u54cd"},"content":{"rendered":"

\u83f2\u5f8b\u5bbe\u652f\u4ed8\u65b9\u5f0f\u5bf9\u7535\u5546\u8f6c\u5316\u7387\u7684\u5f71\u54cd\uff1a\u5173\u952e\u56e0\u7d20\u4e0e\u4f18\u5316\u7b56\u7565<\/h1>\n

\u5f15\u8a00\uff1a\u652f\u4ed8\u4f53\u9a8c\u5728\u7535\u5546\u6210\u529f\u4e2d\u7684\u6838\u5fc3\u5730\u4f4d<\/h2>\n

\u5728\u83f2\u5f8b\u5bbe\u5feb\u901f\u53d1\u5c55\u7684\u7535\u5b50\u5546\u52a1\u5e02\u573a\u4e2d\uff0c\u652f\u4ed8\u65b9\u5f0f\u7684\u9009\u62e9\u76f4\u63a5\u5f71\u54cd\u7740\u6d88\u8d39\u8005\u7684\u8d2d\u4e70\u51b3\u7b56\u548c\u6700\u7ec8\u8f6c\u5316\u7387\u3002\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u589e\u957f\u6700\u5feb\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u83f2\u5f8b\u5bbe2023\u5e74\u7535\u5546\u4ea4\u6613\u989d\u9884\u8ba1\u7a81\u7834240\u4ebf\u7f8e\u5143\uff0c\u4f46\u5e73\u5747\u8f6c\u5316\u7387\u4ecd\u663e\u8457\u4f4e\u4e8e\u5168\u7403\u9886\u5148\u6c34\u5e73\u3002\u7814\u7a76\u8868\u660e\uff0c\u8d85\u8fc760%\u7684\u83f2\u5f8b\u5bbe\u7f51\u8d2d\u8005\u66fe\u56e0\u652f\u4ed8\u4e0d\u4fbf\u800c\u653e\u5f03\u8d2d\u7269\u8f66\u3002\u672c\u6587\u5c06\u6df1\u5165\u5206\u6790\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f\u5982\u4f55\u5f71\u54cd\u7528\u6237\u8d2d\u4e70\u884c\u4e3a\u3001\u63a2\u8ba8\u5404\u7c7b\u652f\u4ed8\u7684\u4f18\u52a3\u52bf\u6bd4\u8f83\u3001\u63ed\u793a\u9ad8\u8f6c\u5316\u7387\u7684\u652f\u4ed8\u7ec4\u5408\u7b56\u7565\uff0c\u5e76\u63d0\u4f9b\u53ef\u64cd\u4f5c\u7684\u4f18\u5316\u5efa\u8bae\u3002<\/p>\n

\u4e00\u3001\u83f2\u5f8b\u5bbe\u4e3b\u6d41\u7535\u5b50\u652f\u4ed8\u65b9\u5f0f\u53ca\u5176\u7279\u6027\u5206\u6790<\/h2>\n

1.1 \u94f6\u884c\u8f6c\u8d26\u4e0e\u7535\u5b50\u94b1\u5305\u7684\u4e3b\u5bfc\u5730\u4f4d<\/h3>\n

GCash\u548cPayMaya\u4e24\u5927\u672c\u571f\u7535\u5b50\u94b1\u5305\u5df2\u8986\u76d675%\u7684\u6210\u5e74\u4eba\u53e3\uff0c\u5176\"\u73b0\u91d1\u5165\u91d1\"\u529f\u80fd\u89e3\u51b3\u4e86\u94f6\u884c\u5361\u666e\u53ca\u7387\u4f4e\u7684\u95ee\u9898\uff08\u4ec535%\u6210\u5e74\u4eba\u62e5\u6709\u94f6\u884c\u8d26\u6237\uff09\u3002\u6570\u636e\u663e\u793a\uff0c\u4f7f\u7528\u8fd9\u4e24\u79cd\u652f\u4ed8\u7684\u8ba2\u5355\u5b8c\u6210\u7387\u8fbe68%\uff0c\u8fdc\u9ad8\u4e8e\u56fd\u9645\u4fe1\u7528\u5361\u768452%\u3002\u7279\u8272\u5728\u4e8e\u652f\u6301\u5c0f\u989d\u514d\u5bc6\u652f\u4ed8\u548c\u8bdd\u8d39\u5145\u503c\u62b5\u6263\uff0c\u7279\u522b\u9002\u54082000\u6bd4\u7d22\uff08\u7ea635\u7f8e\u5143\uff09\u4ee5\u4e0b\u7684\u51b2\u52a8\u578b\u6d88\u8d39\u573a\u666f\u3002<\/p>\n

1.2 COD\u8d27\u5230\u4ed8\u6b3e\u7684\u53cc\u5203\u5251\u6548\u5e94<\/h3>\n

\u5c3d\u7ba1\u8d27\u5230\u4ed8\u6b3e\u4ecd\u536028%\u7684\u4ea4\u6613\u91cf\uff08\u6570\u636e\u6765\u6e90\uff1aStatista2023\uff09\uff0c\u4f46\u5176\u5b9e\u9645\u8f6c\u5316\u6210\u672c\u9ad8\u6602\u2014\u2014\u5e73\u574715-20%\u7684\u62d2\u6536\u7387\u548c\u989d\u5916\u7269\u6d41\u7ba1\u7406\u652f\u51fa\u4f7f\u5546\u6237\u5229\u6da6\u51cf\u5c118-12\u4e2a\u767e\u5206\u70b9\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\u4e8c\u4e09\u7ebf\u57ce\u5e02COD\u4f7f\u7528\u7387\u8fbe47%\uff0c\u53cd\u6620\u51fa\u73b0\u91d1\u7ecf\u6d4e\u60ef\u6027\u4e0b\u7684\u4fe1\u4efb\u673a\u5236\u5dee\u5f02\u3002<\/p>\n

1.3 \u4fe1\u7528\u5361\u4e0e\u56fd\u9645\u652f\u4ed8\u7684\u5c40\u9650\u6027<\/h3>\n

Visa\/Mastercard\u5728\u9ad8\u7aef\u5ba2\u7fa4\u4e2d\u4fdd\u630117%\u7684\u4f7f\u7528\u4efd\u989d\u4e14\u5e73\u5747\u5ba2\u5355\u4ef7\u9ad8\u51fa83%\uff0c\u4f463D Secure\u9a8c\u8bc1\u5bfc\u81f4\u768423%\u8df3\u5931\u7387\u6210\u4e3a\u74f6\u9888\u3002\u8de8\u5883\u6d88\u8d39\u8005\u5c24\u5176\u53d7\u6b64\u5f71\u54cd\u2014\u2014\u7ed3\u8d26\u6d41\u7a0b\u6bcf\u589e\u52a0\u4e00\u6b65\u5c31\u4f1a\u6d41\u593111-15%\u7684\u7528\u6237\uff08Baymard Institute\u7814\u7a76\u6570\u636e\uff09\u3002<\/p>\n

\u8868\uff1a\u4e3b\u8981\u652f\u4ed8\u65b9\u5f0f\u6027\u80fd\u5bf9\u6bd4<\/em>
\n| \u6307\u6807<\/strong> | \u7535\u5b50\u94b1\u5305<\/strong> | \u94f6\u884c\u8f6c\u8d26<\/strong> | COD<\/strong> | \u4fe1\u7528\u5361<\/strong> |
\n|———-|————-|————-|———|————|
\n| \u8986\u76d6\u7387<\/em> |78%\uff08\u6210\u4eba\uff09 |64%\uff08\u6210\u4eba\uff09 |\u5168\u56fd\u53ef\u8fbe\u6027|<25%\uff08\u6301\u5361\u4eba)|
\n| \u8f6c\u6362\u7387<\/em> |72\u00b15% |68\u00b17% |- |- |
\n| *\u9000\u6b3e\/\u62d2\u6536|- |- |>18%- |<\/p>\n

<\/h2>\n

<\/h2>\n

\u4e8c\u3001<\/p>\n

\u4e09\u3001<\/p>\n

\u56db\u3001
\n\u4e94\u3001
\n\u516d\u3001
\n\u4e03<\/p>\n

\u4e8c\u3001\u652f\u4ed8\u65b9\u5f0f\u5982\u4f55\u5f71\u54cd\u7535\u5546\u8f6c\u5316\u7387\u7684\u5173\u952e\u7ef4\u5ea6<\/h2>\n

2.1 \u7ed3\u8d26\u6d41\u7a0b\u7684\u6469\u64e6\u6210\u672c\u5206\u6790<\/h3>\n

\u83f2\u5f8b\u5bbe\u6d88\u8d39\u8005\u5bf9\u652f\u4ed8\u6548\u7387\u6781\u4e3a\u654f\u611f\uff0c\u6bcf\u589e\u52a0\u4e00\u4e2a\u9a8c\u8bc1\u6b65\u9aa4\u4f1a\u5bfc\u81f4\uff1a<\/p>\n

    \n
  • SMS\u9a8c\u8bc1\u7801\uff1a\u6d41\u5931\u7387\u589e\u52a012%<\/li>\n
  • OTP\u786e\u8ba4\uff1a\u6d41\u5931\u7387\u9aa4\u534718-22%<\/li>\n
  • KYC\u8eab\u4efd\u8ba4\u8bc1\uff1a\u76f4\u63a5\u653e\u5f03\u7387\u8fbe34%<\/li>\n<\/ul>\n

    \u7535\u5b50\u94b1\u5305\u56e0\u9884\u5b58\u7528\u6237\u4fe1\u606f\u4f18\u52bf\u663e\u8457\uff0c\u5e73\u5747\u4ec5\u97002.3\u6b65\u5b8c\u6210\u652f\u4ed8\uff08\u5bf9\u6bd4\u4fe1\u7528\u5361\u76844.7\u6b65\uff09\u3002ShopeePay\u6848\u4f8b\u663e\u793a\uff0c\u5c06\"\u70b9\u51fb\u4ed8\u6b3e\"\u6309\u94ae\u4ece\u4e8c\u7ea7\u9875\u9762\u4e0a\u79fb\u81f3\u8d2d\u7269\u8f66\u9875\u9762\u540e\uff0c\u79fb\u52a8\u7aef\u8f6c\u5316\u7387\u63d0\u534727%\u3002<\/p>\n

    2.2 \u624b\u7eed\u8d39\u7ed3\u6784\u7684\u5fc3\u7406\u9608\u503c<\/h3>\n

    \u5f53\u5e73\u53f0\u6536\u53d6\u989d\u5916\u652f\u4ed8\u624b\u7eed\u8d39\u65f6\uff1a<\/p>\n

      \n
    • \u22641%\u8d39\u7387\uff1a\u4ec53%\u7528\u6237\u4f1a\u653e\u5f03\u8d2d\u4e70<\/li>\n
    • 1-3%\u8d39\u7387\uff1a\u5f03\u8d2d\u7387\u8fbe11%<\/li>\n
    • \n
      \n

      3%\u8d39\u7387\uff1a24%\u7528\u6237\u8f6c\u5411\u5176\u4ed6\u6e20\u9053<\/p>\n<\/blockquote>\n<\/li>\n<\/ul>\n

      Lazada\u901a\u8fc7\"\u96f6\u624b\u7eed\u8d39\u4fc3\u9500\u65e5\"\u7b56\u7565\uff0c\u5355\u65e5GMV\u53ef\u6fc0\u589e40%\uff0c\u8bc1\u660e\u4ef7\u683c\u654f\u611f\u6027\u5728\u83f2\u5f8b\u5bbe\u5e02\u573a\u5c24\u4e3a\u7a81\u51fa\u3002<\/p>\n

      <\/h3>\n

      <\/h2>\n

      \u4e09\u3001<\/p>\n

      \u56db\u3001
      \n\u4e94\u3001
      \n\u516d\u3001
      \n\u4e03<\/p>\n

      \u4e09\u3001\u4e0d\u540c\u5ba2\u7fa4\u652f\u4ed8\u504f\u597d\u4e0e\u8f6c\u5316\u7279\u5f81<\/h2>\n

      3.1 \u5730\u57df\u5dee\u5f02\u8868\u73b0<\/h3>\n
        \n
      • \u5927\u9a6c\u5c3c\u62c9\u5730\u533a<\/strong>\uff1a\u7535\u5b50\u94b1\u5305\u4f7f\u7528\u738782%\uff08GCash\u536063%\uff09\uff0c\u5e73\u5747\u8f6c\u5316\u738771%<\/li>\n
      • \u7ef4\u8428\u4e9a\u7fa4\u5c9b<\/strong>\uff1aCOD\u5360\u6bd4\u8fbe54%\uff0c\u4f46\u62d2\u6536\u7387\u9ad8\u8fbe28%<\/li>\n
      • \u68c9\u5170\u8001\u5c9b\u5730\u533a<\/strong>\uff1a\u94f6\u884c\u8f6c\u8d26\u4f7f\u7528\u738747%\uff0c\u5b8c\u6210\u5468\u671f\u957f\u8fbe3-5\u4e2a\u5de5\u4f5c\u65e5<\/li>\n<\/ul>\n

        3.2 \u5e74\u9f84\u5c42\u884c\u4e3a\u5206\u5316<\/h3>\n\n\n\n\n\n\n\n
        \u5e74\u9f84\u6bb5<\/th>\n\u9996\u9009\u652f\u4ed8\u65b9\u5f0f<\/th>\n\u5e73\u5747\u5ba2\u5355\u4ef7<\/th>\nAPP\u5185\u590d\u8d2d\u7387<\/th>\n<\/tr>\n<\/thead>\n
        Z\u4e16\u4ee3<\/td>\nGCash<\/td>\n\u20b11,250<\/td>\n43%<\/td>\n<\/tr>\n
        \u5343\u79a7\u4e00\u4ee3<\/td>\nPayMaya+\u4fe1\u7528\u5361\u7ec4\u5408\u652f\u4ed8<\/td>\n\u20b12,980<\/td>\n61%<\/td>\n<\/tr>\n
        X\u4e16\u4ee3\u53ca\u4ee5\u4e0a \u8d27\u5230\u4ed8\u6b3e\/\u94f6\u884c\u8f6c\u8d26 \u20b11,780 29%<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

        \u6570\u636e\u6765\u6e90\uff1a2023\u5e74\u83f2\u5f8b\u5bbe\u592e\u884c\u6570\u5b57\u652f\u4ed8\u8c03\u67e5\u62a5\u544a<\/p>\n

        <\/h2>\n

        \u56db\u3001<\/p>\n

        \u4e94\u3001
        \n\u516d\u3001
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