{"id":2897,"date":"2025-05-21T13:44:06","date_gmt":"2025-05-21T05:44:06","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2897"},"modified":"2025-05-21T13:44:06","modified_gmt":"2025-05-21T05:44:06","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e8%87%aa%e5%8a%a8%e6%89%a3%e6%ac%be%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e6%98%af%e5%90%a6%e6%94%af%e6%8c%81%e8%87%aa%e5%8a%a8%e6%89%a3%e6%ac%be%ef%bc%9f\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u662f\u5426\u652f\u6301\u81ea\u52a8\u6263\u6b3e\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts89.mm.bing.net\/th?q=paytm88\" alt=\"\u5370\u5ea6\u652f\u4ed8\u662f\u5426\u652f\u6301\u81ea\u52a8\u6263\u6b3e\uff1f\" title=\"\u5370\u5ea6\u652f\u4ed8\u662f\u5426\u652f\u6301\u81ea\u52a8\u6263\u6b3e\uff1f\"><\/p>\n<h1>\u5370\u5ea6\u652f\u4ed8\u662f\u5426\u652f\u6301\u81ea\u52a8\u6263\u6b3e\uff1f\u5168\u9762\u89e3\u6790\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u65b9\u5f0f<\/h1>\n<h2>\u4ec0\u4e48\u662f\u81ea\u52a8\u6263\u6b3e\u529f\u80fd\uff1f<\/h2>\n<p>\u81ea\u52a8\u6263\u6b3e\u662f\u6307\u5546\u6237\u6216\u670d\u52a1\u63d0\u4f9b\u5546\u83b7\u5f97\u7528\u6237\u6388\u6743\u540e\uff0c\u53ef\u4ee5\u5b9a\u671f\u4ece\u7528\u6237\u7684\u8d26\u6237\u4e2d\u6263\u9664\u56fa\u5b9a\u6216\u53ef\u53d8\u91d1\u989d\u7684\u6b3e\u9879\u3002\u8fd9\u79cd\u529f\u80fd\u5bf9\u4e8e\u8ba2\u9605\u670d\u52a1\u3001\u4f1a\u5458\u8d39\u3001\u5206\u671f\u4ed8\u6b3e\u7b49\u573a\u666f\u5c24\u4e3a\u91cd\u8981\u3002\u5728\u6570\u5b57\u652f\u4ed8\u65e5\u76ca\u666e\u53ca\u7684\u4eca\u5929\uff0c\u8bb8\u591a\u7528\u6237\u90fd\u5173\u5fc3\u5370\u5ea6\u7684\u652f\u4ed8\u5e73\u53f0\u662f\u5426\u652f\u6301\u8fd9\u4e00\u4fbf\u6377\u529f\u80fd\u3002<\/p>\n<h2>\u5370\u5ea6\u4e3b\u6d41\u652f\u4ed8\u5e73\u53f0\u7684\u81ea\u52a8\u6263\u6b3e\u80fd\u529b<\/h2>\n<h3>UPI\uff08\u7edf\u4e00\u652f\u4ed8\u63a5\u53e3\uff09<\/h3>\n<p>UPI\u4f5c\u4e3a\u5370\u5ea6\u6700\u6d41\u884c\u7684\u5b9e\u65f6\u652f\u4ed8\u7cfb\u7edf\uff0c\u786e\u5b9e\u652f\u6301\u67d0\u79cd\u5f62\u5f0f\u7684\u81ea\u52a8\u6263\u6b3e\u3002\u901a\u8fc7\"UPI Mandate\"\uff08\u6388\u6743\u59d4\u6258\uff09\u529f\u80fd\uff1a<\/p>\n<ol>\n<li><strong>\u8bbe\u7f6e\u6d41\u7a0b<\/strong>\uff1a\u7528\u6237\u9996\u6b21\u9700\u8981\u624b\u52a8\u6279\u51c6\u4e00\u7b14\u4ea4\u6613\u5e76\u521b\u5efa\u6388\u6743<\/li>\n<li><strong>\u6267\u884c\u65b9\u5f0f<\/strong>\uff1a\u540e\u7eed\u4ea4\u6613\u53ef\u5728\u4e0d\u91cd\u590d\u9a8c\u8bc1\u7684\u60c5\u51b5\u4e0b\u5b8c\u6210<\/li>\n<li><strong>\u9002\u7528\u573a\u666f<\/strong>\uff1a\u9002\u5408\u5b9a\u671f\u5b9a\u989d\u4ed8\u6b3e\u5982\u6c34\u7535\u8d39\u3001\u8ba2\u9605\u670d\u52a1<\/li>\n<li><strong>\u9650\u5236\u6761\u4ef6<\/strong>\uff1a\u5355\u7b14\u9650\u989d\u901a\u5e38\u4e3a5000\u5362\u6bd4\uff0c\u5468\u671f\u6700\u957f2\u5e74<\/li>\n<\/ol>\n<p>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c2023\u5e74NPCI\u5bf9UPI\u81ea\u52a8\u4ed8\u6b3e\u89c4\u5219\u8fdb\u884c\u4e86\u66f4\u65b0\uff0c\u589e\u5f3a\u4e86\u5b89\u5168\u63aa\u65bd\u3002<\/p>\n<h3>Paytm\u94b1\u5305\u4e0ePaytm Payments Bank<\/h3>\n<p>\u4f5c\u4e3a\u5370\u5ea6\u9886\u5148\u7684\u6570\u5b57\u94b1\u5305\uff1a<\/p>\n<ol>\n<li><strong>\u5b8c\u6574\u8ba2\u9605\u7ba1\u7406<\/strong>\uff1a\u652f\u6301\u5404\u7c7b\u670d\u52a1\u7684\u5468\u671f\u6027\u6263\u6b3e<\/li>\n<li><strong>\u7075\u6d3b\u63a7\u5236\u9762\u677f<\/strong>\uff1a\u7528\u6237\u53ef\u4ee5\u968f\u65f6\u67e5\u770b\u548c\u7ba1\u7406\u6240\u6709\u6d3b\u8dc3\u8ba2\u9605<\/li>\n<li><strong>\u5546\u4e1a\u89e3\u51b3\u65b9\u6848<\/strong>\uff1a\u4e3a\u4f01\u4e1a\u63d0\u4f9b\u5b8c\u6574\u7684\u5b9a\u671f\u8ba1\u8d39API\u63a5\u53e3<\/li>\n<li><strong>\u901a\u77e5\u7cfb\u7edf<\/strong>\uff1a\u6bcf\u6b21\u6263\u6b3e\u524d\u4f1a\u53d1\u9001\u63d0\u9192\u901a\u77e5<\/li>\n<\/ol>\n<h3>PhonePe\u7684\u89e3\u51b3\u65b9\u6848<\/h3>\n<p>PhonePe\u901a\u8fc7\u4ee5\u4e0b\u65b9\u5f0f\u5b9e\u73b0\u7c7b\u4f3c\u529f\u80fd\uff1a<\/p>\n<ol>\n<li>\"AutoPay\"\u7279\u8272\u670d\u52a1\u4e13\u4e3a\u91cd\u590d\u6027\u4ea4\u6613\u8bbe\u8ba1<\/li>\n<li>\u4e0e\u4e3b\u8981\u94f6\u884c\u548c\u4fe1\u7528\u5361\u516c\u53f8\u6df1\u5ea6\u6574\u5408<\/li>\n<li>\u63d0\u4f9b\u8be6\u7ec6\u7684\u4ed8\u6b3e\u5386\u53f2\u8bb0\u5f55\u548c\u9884\u6d4b<\/li>\n<\/ol>\n<h3>Google Pay India\u7248\u672c<\/h3>\n<p>\u867d\u7136\u56fd\u9645\u7248Google Pay\u6709\u5f3a\u5927\u7684\u8ba2\u9605\u7ba1\u7406\u80fd\u529b\uff1a<\/p>\n<p>1.<strong>\u672c\u5730\u5316\u9002\u914d\u4ecd\u5728\u8fdb\u884c<\/strong><br \/>\n2.<strong>\u76ee\u524d\u4e3b\u8981\u901a\u8fc7\u5173\u8054\u4fe1\u7528\u5361\u5b9e\u73b0\u5faa\u73af\u4ed8\u6b3e<\/strong><br \/>\n3.<strong>\u90e8\u5206\u5546\u5bb6\u96c6\u6210\u53ef\u4f7f\u7528UPI mandate<\/strong><\/p>\n<h2>\u94f6\u884c\u5361\u7cfb\u7edf\u7684\u81ea\u52a8\u5316\u7a0b\u5ea6<\/h2>\n<p>\u5370\u5ea6\u7684\u501f\u8bb0\u5361\u548c\u4fe1\u7528\u5361\u666e\u904d\u652f\u6301\uff1a<\/p>\n<ul>\n<li>ECS\uff08\u7535\u5b50\u6e05\u7b97\u670d\u52a1\uff09\uff1a\u4f20\u7edf\u7684\u5927\u989d\u5b9a\u671f\u8f6c\u8d26\u65b9\u6848<\/li>\n<li>NACH\uff08\u56fd\u5bb6\u81ea\u52a8\u5316\u6e05\u7b97\u4e2d\u5fc3\uff09\uff1a\u8f83\u65b0\u7684\u5168\u56fd\u6027\u7cfb\u7edf<\/li>\n<li>SI\uff08\u5e38\u8bbe\u6307\u4ee4\uff09\uff1a\u94f6\u884c\u63d0\u4f9b\u7684\u957f\u671f\u6709\u6548\u8f6c\u8d26\u6388\u6743<\/li>\n<\/ul>\n<p>\u8fd9\u4e9b\u7cfb\u7edf\u5904\u7406\u7740\u5927\u91cf\u5de5\u8d44\u53d1\u653e\u3001\u8d37\u6b3e\u8fd8\u6b3e\u7b49\u4e1a\u52a1\u3002<\/p>\n<h2>RBI\u5bf9\u81ea\u52a8\u652f\u4ed8\u7684\u76d1\u7ba1\u6846\u67b6<\/h2>\n<p>\u5370\u5ea6\u50a8\u5907\u94f6\u884c\u7684\u89c4\u8303\u786e\u4fdd\u4e86\u5b89\u5168\u6027\uff1a<\/p>\n<p>1)\u53cc\u91cd\u8ba4\u8bc1\u8981\u6c42\u9996\u6b21\u8bbe\u5b9a\u65f6\u5fc5\u987b\u5b8c\u6210<br \/>\n2)\u91d1\u989d\u53d8\u66f4\u9700\u91cd\u65b0\u83b7\u5f97\u660e\u786e\u540c\u610f<br \/>\n3)\u5f3a\u5236\u6027\u7684\u4ea4\u6613\u901a\u77e5\u673a\u5236<br \/>\n4)\u7b80\u6613\u7684\u4e00\u952e\u53d6\u6d88\u6d41\u7a0b<\/p>\n<p>2022\u5e74\u7684\u65b0\u89c4\u7279\u522b\u5f3a\u8c03\u4e86\u6d88\u8d39\u8005\u64a4\u9500\u6743\u7684\u4fdd\u62a4\u3002<\/p>\n<h2>API\u6280\u672f\u5bf9\u63a5\u73b0\u72b6<\/h2>\n<p>\u5bf9\u4e8e\u4f01\u4e1a\u5ba2\u6237\u800c\u8a00:<\/p>\n<p>&#8211;<strong>Razorpay<\/strong>:\u63d0\u4f9b\u5b8c\u6574\u7684Subscription API\u5957\u4ef6<br \/>\n&#8211;<strong>Instamojo<\/strong>:\u4e2d\u5c0f\u5546\u6237\u53cb\u597d\u7684\u5468\u671f\u6536\u6b3e\u5de5\u5177<br \/>\n&#8211;<strong>Cashfree<\/strong>:\u5f3a\u5927\u7684\u5931\u8d25\u91cd\u8bd5\u903b\u8f91\u548c\u5206\u6790\u9762\u677f<\/p>\n<p>\u8fd9\u4e9b\u6280\u672f\u65b9\u6848\u5927\u5927\u964d\u4f4e\u4e86\u63a5\u5165\u95e8\u69db\u3002<\/p>\n<h2>\u5b9e\u9645\u5e94\u7528\u4e2d\u7684\u6311\u6218\u4e0e\u5bf9\u7b56<\/h2>\n<p>\u5c3d\u7ba1\u6280\u672f\u4e0a\u53ef\u884c,\u5b9e\u8df5\u4e2d\u4ecd\u5b58\u5728:<\/p>\n<p><em>\u4fe1\u4efb\u95ee\u9898<\/em>:\u8bb8\u591a\u7528\u6237\u62c5\u5fc3\u5931\u63a7\u7684\u98ce\u9669<br \/>\n\u6559\u80b2\u91cd\u70b9\u5e94\u653e\u5728:<br \/>\n-\u5f3a\u8c03\u9884\u5148\u77e5\u60c5\u6743\u7684\u91cd\u8981\u6027<br \/>\n-\u6f14\u793a\u5982\u4f55\u8f7b\u677e\u7ec8\u6b62\u4e0d\u9700\u8981\u7684\u670d\u52a1<\/p>\n<p><em>\u64cd\u4f5c\u590d\u6742\u6027<\/em>:\u4e0d\u540c\u5e73\u53f0\u754c\u9762\u5dee\u5f02\u5927\u5bfc\u81f4\u56f0\u60d1\u5efa\u8bae\u9009\u62e9\u90a3\u4e9b:<br \/>\n-\u63d0\u4f9b\u6e05\u6670\u6307\u5f15\u7684\u5e73\u53f0<br \/>\n-\u6709\u53ef\u9760\u5ba2\u670d\u652f\u6301\u7684\u6e20\u9053<\/p>\n<p>\u6210\u529f\u6848\u4f8b\u8868\u660e,\u900f\u660e\u5ea6\u548c\u53ef\u63a7\u6027\u662f\u63d0\u9ad8\u91c7\u7528\u7387\u7684\u5173\u952e\u3002\u4f8b\u5982\u67d0OTT\u5e73\u53f0\u901a\u8fc7\u7b80\u5316\u8bf4\u660e\u4f7f\u5176\u7eed\u8ba2\u7387\u63d0\u5347\u4e8630%\u3002<\/p>\n<p>\u603b\u7ed3\u6765\u770b,\u5370\u5ea6\u7684\u6570\u5b57\u652f\u4ed8\u751f\u6001\u7cfb\u7edf\u5df2\u5177\u5907\u6210\u719f\u7684\u5468\u671f\u6027\u6536\u6b3e\u80fd\u529b,\u4f46\u5404\u65b9\u6848\u7684\u7279\u6027\u53ca\u9002\u7528\u8303\u56f4\u6709\u6240\u4e0d\u540c\u3002\u968f\u7740\u76d1\u7ba1\u5b8c\u5584\u548c\u6280\u672f\u8fdb\u6b65,\"\u8bbe\u7f6e\u540e\u4e0d\u7ba1\"\u7684\u4fbf\u5229\u4f53\u9a8c\u5c06\u60e0\u53ca\u66f4\u591a\u6d88\u8d39\u8005\u548c\u4f01\u4e1a\u3002<\/p>\n<h2>\u5370\u5ea6\u81ea\u52a8\u6263\u6b3e\u529f\u80fd\u7684\u884c\u4e1a\u5e94\u7528\u573a\u666f<\/h2>\n<h3>1. \u8ba2\u9605\u670d\u52a1\u9886\u57df<\/h3>\n<p>\u5370\u5ea6\u7684\u81ea\u52a8\u6263\u6b3e\u529f\u80fd\u5728\u5404\u7c7b\u8ba2\u9605\u670d\u52a1\u4e2d\u5e94\u7528\u6700\u4e3a\u5e7f\u6cdb\uff1a<\/p>\n<ul>\n<li><strong>\u89c6\u9891\u6d41\u5a92\u4f53\u5e73\u53f0<\/strong>\uff1a\u5982Disney+ Hotstar\u3001Amazon Prime Video\u7b49\u4e3b\u6d41\u5e73\u53f0\u90fd\u91c7\u7528UPI\u81ea\u52a8\u4ed8\u6b3e\u6216\u4fe1\u7528\u5361\u5b9a\u671f\u6263\u6b3e\u65b9\u5f0f<\/li>\n<li><strong>\u97f3\u4e50\u670d\u52a1\u5e73\u53f0<\/strong>\uff1aGaana\u3001JioSaavn\u7b49\u63d0\u4f9b\u6708\u5ea6\/\u5e74\u5ea6\u4f1a\u5458\u81ea\u52a8\u7eed\u8d39\u9009\u9879<\/li>\n<li><strong>\u4e91\u5b58\u50a8\u670d\u52a1<\/strong>\uff1aGoogle One\u3001iCloud\u7b49\u901a\u8fc7\u5173\u8054\u652f\u4ed8\u65b9\u5f0f\u5b9e\u73b0\u65e0\u7f1d\u7eed\u8ba2<\/li>\n<\/ul>\n<p>\u8fd9\u4e9b\u5e73\u53f0\u901a\u5e38\u4f1a\u5728\u5230\u671f\u524d3-7\u5929\u53d1\u9001\u63d0\u9192\u901a\u77e5\uff0c\u7528\u6237\u53ef\u901a\u8fc7\u7b80\u5355\u64cd\u4f5c\u968f\u65f6\u53d6\u6d88\u3002<\/p>\n<h3>2. \u516c\u7528\u4e8b\u4e1a\u7f34\u8d39<\/h3>\n<p>\u5370\u5ea6\u4e3b\u8981\u57ce\u5e02\u7684\u516c\u5171\u670d\u52a1\u63d0\u4f9b\u5546\u5df2\u5e7f\u6cdb\u91c7\u7528\u81ea\u52a8\u6263\u6b3e\uff1a<\/p>\n<table>\n<thead>\n<tr>\n<th>\u670d\u52a1\u7c7b\u578b<\/th>\n<th>\u4e3b\u8981\u63d0\u4f9b\u5546<\/th>\n<th>\u5e38\u7528\u652f\u4ed8\u65b9\u5f0f<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7535\u529b<\/td>\n<td>TATA Power, BSES<\/td>\n<td>UPI Mandate, ECS<\/td>\n<\/tr>\n<tr>\n<td>\u6c34\u8d39<\/td>\n<td>Municipal Corporations<\/td>\n<td>NACH\u6388\u6743<\/td>\n<\/tr>\n<tr>\n<td>Gas<\/td>\n<td>Indane, Bharat 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