{"id":2907,"date":"2025-05-21T14:04:54","date_gmt":"2025-05-21T06:04:54","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2907"},"modified":"2025-05-21T14:04:54","modified_gmt":"2025-05-21T06:04:54","slug":"%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/","title":{"rendered":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5"},"content":{"rendered":"

\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\u6307\u5357<\/h1>\n

\u4e00\u3001\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u6982\u8ff0<\/h2>\n

\u5370\u5ea6\u5c3c\u897f\u4e9a\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u6700\u5927\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u7cfb\u7edf\u53d1\u5c55\u8fc5\u901f\u3002\u4e3a\u4fc3\u8fdb\u91d1\u878d\u79d1\u6280\u521b\u65b0\uff0c\u5370\u5c3c\u91d1\u878d\u670d\u52a1\u7ba1\u7406\u5c40(OJK)\u548c\u592e\u884c(BI)\u63a8\u51fa\u4e86\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\uff0c\u5141\u8bb8\u4f01\u4e1a\u5728\u53d7\u63a7\u6761\u4ef6\u4e0b\u6d4b\u8bd5\u521b\u65b0\u652f\u4ed8\u89e3\u51b3\u65b9\u6848\u3002<\/p>\n

\u6c99\u7bb1\u6838\u5fc3\u4ef7\u503c<\/strong>\u4f53\u73b0\u5728\u4e09\u4e2a\u65b9\u9762\uff1a\u964d\u4f4e\u5408\u89c4\u98ce\u9669\u3001\u52a0\u901f\u4ea7\u54c1\u8fed\u4ee3\u5468\u671f\u3001\u4f18\u5316\u7528\u6237\u4f53\u9a8c\u3002\u901a\u8fc7\u6a21\u62df\u771f\u5b9e\u4ea4\u6613\u73af\u5883\u4f46\u9694\u79bb\u5b9e\u9645\u8d44\u91d1\u6d41\u52a8\uff0c\u4f01\u4e1a\u80fd\u591f\u5b89\u5168\u9a8c\u8bc1\u6280\u672f\u53ef\u884c\u6027\u3002<\/p>\n

\u4e8c\u3001\u7533\u8bf7\u63a5\u5165\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u7684\u6761\u4ef6\u4e0e\u6d41\u7a0b<\/h2>\n

2.1 \u57fa\u672c\u8d44\u8d28\u8981\u6c42<\/h3>\n

\u7533\u8bf7\u673a\u6784\u9700\u6ee1\u8db3\u4ee5\u4e0b\u6761\u4ef6\uff1a<\/p>\n

    \n
  • \u5728\u5370\u5c3c\u5408\u6cd5\u6ce8\u518c\u7684\u91d1\u878d\u673a\u6784\u6216\u6301\u724c\u91d1\u878d\u79d1\u6280\u516c\u53f8<\/li>\n
  • \u5177\u5907\u6700\u4f4e10\u4ebf\u5370\u5c3c\u76fe(\u7ea6\u54087\u4e07\u7f8e\u5143)\u7684\u6ce8\u518c\u8d44\u672c<\/li>\n
  • \u62e5\u6709\u5b8c\u5584\u7684\u53cd\u6d17\u94b1(AML)\u548c\u5ba2\u6237\u8eab\u4efd\u8bc6\u522b(KYC)\u6d41\u7a0b<\/li>\n
  • IT\u57fa\u7840\u8bbe\u65bd\u7b26\u5408PCI DSS\u4e09\u7ea7\u4ee5\u4e0a\u5b89\u5168\u6807\u51c6<\/li>\n<\/ul>\n

    2.2 API\u63a5\u53e3\u6587\u6863\u83b7\u53d6\u9014\u5f84<\/h3>\n

    \u5f00\u53d1\u8005\u53ef\u901a\u8fc7\u4ee5\u4e0b\u6e20\u9053\u83b7\u53d6\u6700\u65b0API\u6587\u6863\uff1a<\/p>\n

      \n
    1. BI-SPSS(Sistem Pembayaran Ritel Nasional)\u5b98\u65b9\u7f51\u7ad9\u4e0b\u8f7d\u533a<\/li>\n
    2. OJK\u91d1\u878d\u79d1\u6280\u529e\u516c\u5ba4\u7ebf\u4e0b\u7533\u8bf7<\/li>\n
    3. Partner Sandbox\u63d0\u4f9b\u5546\u95e8\u6237\u7f51\u7ad9(\u5982Doku, Midtrans\u7b49)<\/li>\n<\/ol>\n

      \u5efa\u8bae\u4f18\u5148\u9009\u62e9\u5b98\u65b9\u6e20\u9053\u83b7\u53d6\u6750\u6599\uff0c\u786e\u4fdd\u63a5\u53e3\u7248\u672c\u4e0e\u751f\u4ea7\u73af\u5883\u4e00\u81f4\u3002<\/p>\n

      \u4e09\u3001\u672c\u5730\u5316\u6d4b\u8bd5\u73af\u5883\u7684\u642d\u5efa\u6b65\u9aa4<\/h2>\n

      3.1 Java\/Python\u5f00\u53d1\u793a\u4f8b\u4ee3\u7801\u7ed3\u6784\u5206\u6790<\/h3>\n
      \/\/ Java\u793a\u4f8b\uff1a\u57fa\u7840\u4ea4\u6613\u8bf7\u6c42\u7c7b\u7ed3\u6784 
      \r\npublic class IndoPaymentRequest {
      \r\n    private String merchantCode; \/\/\u5546\u6237\u7f16\u53f7(MID)
      \r\n    private String transactionId; \/\/\u9075\u5faaBI\u683c\u5f0fTRX2023MMDDHHmmssSSS 
      \r\n    private BigDecimal amount;
      \r\n    private Currency currency = Currency.getInstance(\"IDR\");
      \r\n    
      \r\n    @NotNull 
      \r\n    @Size(min=16,max=19)
      \r\n    private String customerPAN; \/\/\u5361\u53f7\u9700\u7b26\u5408BIN\u89c4\u5219
      \r\n    
      \r\n    \/\/ Getter & Setter\u65b9\u6cd5\u7701\u7565...
      \r\n}
      \r\n<\/code><\/pre>\n
      Python\u5f00\u53d1\u8005\u5e94\u7279\u522b\u6ce8\u610f\u5904\u7406\u6d6e\u70b9\u7cbe\u5ea6\u95ee\u9898\uff1a<\/p>\n
      # Python\u91d1\u989d\u5904\u7406\u6700\u4f73\u5b9e\u8df5\u793a\u4f8b  
      \r\nfrom decimal import Decimal  
      \r\n
      \r\ndef format_idr_amount(value):
      \r\n     return Decimal(str(value)).quantize(Decimal('0.00'))
      \r\n<\/code><\/pre>\n
      XML\u62a5\u6587\u7279\u6b8a\u8981\u6c42\u89e3\u6790\uff08\u8868\u683c\uff09<\/h3>\n\n\n\n\n\n\n\n
      \u5b57\u6bb5\u540d<\/strong><\/th>\n\u5fc5\u586b<\/strong><\/th>\n\u683c\u5f0f\u89c4\u8303<\/strong><\/th>\n\u5907\u6ce8\u8bf4\u660e<\/strong><\/th>\n<\/tr>\n<\/thead>\n
      <merchant_id><\/td>\n\u662f<\/td>\nAN20\u5b57\u7b26<\/td>\nOJK\u5206\u914d\u7684\u552f\u4e00\u6807\u8bc6\u7b26<\/td>\n<\/tr>\n
      <trx_time><\/td>\n\u662f<\/td>\nyyyy-MM-ddTHH:mm:ssZ+07:00\u65f6\u533a\u5fc5\u987b\u663e\u5f0f\u58f0\u660e<\/td>\n<\/td>\n<\/tr>\n
        \u7b97\u6cd5\u652f\u6301SHA256-RSA2048\u7b7e\u540d\u957f\u5ea6\u56fa\u5b9a512\u5b57\u8282<\/td>\n<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
      \u6ce8\uff1a\u6240\u6709XML\u8282\u70b9\u540d\u79f0\u5fc5\u987b\u4f7f\u7528\u5c0f\u5199\u5b57\u6bcd<\/em><\/p>\n
      SSL\u8bc1\u4e66\u53cc\u5411\u8ba4\u8bc1\u914d\u7f6e\u8981\u70b9\uff08\u91cd\u70b9\uff09<\/h2>\n
      1\uff09\u91c7\u7528TLSv1_2\u53ca\u4ee5\u4e0a\u534f\u8bae\u7248\u672c<\/p>\n
      openssl s_client -connect sandbox.bi.go.id:443 -tls1_2  
      \r\n<\/code><\/pre>\n
      2\uff09\u8bc1\u4e66\u94fe\u5fc5\u987b\u5305\u542b\u4ee5\u4e0bCA\uff1a<\/p>\n
        \n
      • DigiCert Global Root CA<\/li>\n
      • Entrust Root Certification Authority<\/li>\n<\/ul>\n
        3\uff09CRL\u68c0\u67e5\u9891\u7387\u8bbe\u7f6e\u4e0d\u8d85\u8fc74\u5c0f\u65f6<\/p>\n
        \u5e38\u89c1\u9519\u8befSSLHandshakeException<\/code>\u6392\u67e5\u6b65\u9aa4\uff1a
        \n\u2460\u786e\u8ba4\u5bc6\u94a5\u5e93(JKS\/p12)\u5305\u542b\u5b8c\u6574\u8bc1\u4e66\u94fe\uff1b\u2461\u68c0\u67e5\u670d\u52a1\u5668SNI\u914d\u7f6e\uff1b\u2462\u9a8c\u8bc1\u672c\u5730\u65f6\u95f4\u540c\u6b65\u72b6\u6001<\/p>\n
        QRIS\u6807\u51c6\u6d4b\u8bd5\u6848\u4f8b\u8bbe\u8ba1\u6a21\u677f\uff08\u8868\u683c\uff09<\/h2>\n
        \u7528\u4f8b\u7f16\u53f7 Q001-TC003<\/p>\n\n\n\n\n\n\n
        <\/th>\n<\/th>\n<\/tr>\n<\/thead>\n
        \u573a\u666f\u63cf\u8ff0\u6d88\u8d39\u8005\u626b\u63cf\u9759\u6001QR\u7801\u4ed8\u6b3e<\/td>\n<\/td>\n<\/tr>\n
        \u524d\u7f6e\u6761\u4ef6\u5546\u6237\u5df2\u5f00\u901aQRIS\u670d\u52a1\u4e14\u7ec8\u7aef\u5728\u7ebf<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
        \u64cd\u4f5c\u6b65\u9aa4:<\/p>\n
        [Consumer]\u6253\u5f00\u5408\u4f5c\u94f6\u884cAPP\u626b\u7801\u529f\u80fd \u2192 [System]\u89e3\u6790\u4e8c\u7ef4\u7801\u663e\u793a\u91d1\u989d \u2192 [User]\u786e\u8ba4\u4ed8\u6b3e\u5e76\u8f93\u5165PIN \u2192 [Acquirer]\u53d1\u9001\u6388\u6743\u8bf7\u6c42\u81f3BI\u6e05\u7b97\u4e2d\u5fc3 \u2192 [Issuer]\u8fd4\u56de\u6279\u51c6\u54cd\u5e94\u7801\"00\"
        \r\n<\/code><\/pre>\n
        \u9884\u671f\u7ed3\u679c:<\/p>\n
        \u6536\u5355\u65b9\u6536\u5230\u6e05\u7b97\u901a\u77e5\u7684\u65f6\u95f4\u22645\u79d2\uff1b\u4ea4\u6613\u72b6\u6001\u540c\u6b65\u81f3\u5546\u6237\u7ba1\u7406\u540e\u53f0\u226430\u79d2\uff1b\u7ed3\u7b97\u6587\u4ef6\u751f\u6210\u7b26\u5408ISO20022\u6807\u51c6\u3002
        \r\n<\/code><\/pre>\n
        \u5f02\u5e38\u6d41\u5904\u7406:
        \n\u5f53\u9047\u5230\u54cd\u5e94\u7801\"51\"(\u4f59\u989d\u4e0d\u8db3)\uff0c\u5e94\u89e6\u53d1\u667a\u80fd\u8def\u7531\u5207\u6362\u81f3\u5176\u4ed6\u5173\u8054\u8d26\u6237\u6216\u63d0\u793a\u7528\u6237\u5145\u503c\u3002<\/p>\n
        \u538b\u529b\u6d4b\u8bd5\u53c2\u6570\u5efa\u8bae\u503c:<\/p>\n
        \u5e76\u53d1\u7528\u6237\u6570 \u2265500TPS\u6301\u7eed15\u5206\u949f\uff1b
        \n\u7f51\u7edc\u5ef6\u8fdf\u6a21\u62df \u2264800ms\uff1b
        \n\u6570\u636e\u5e93\u8fde\u63a5\u6c60 \u226550\u4e2a\u6d3b\u8dc3\u8fde\u63a5\uff1b<\/p>\n
        \u6027\u80fd\u8fbe\u6807\u6307\u6807\u5e73\u5747\u54cd\u5e94\u65f6\u95f4<1200ms\u6210\u529f\u7387\u226599%\u3002<\/p>\n
        \u56db\uff0e\u76d1\u7ba1\u62a5\u544a\u81ea\u52a8\u5316\u751f\u6210\u6280\u5de7\u5173\u952e\u5b57\u6bb5\u6620\u5c04\u5173\u7cfb:<\/p>\n
        \u539f\u59cb\u65e5\u5fd7\u5b57\u6bb5\u2192\u76d1\u7ba1\u62a5\u8868\u5217\u540d\u5bf9\u7167\u8868\uff1a<\/p>\n
        transaction_date\u2192TGL_TRANSAKSI(Dd\/MM\/yyyy\u683c\u5f0f)\uff1bcustomer_id\u2192NIK_KT_PEMBELI(\u52a0\u5bc6\u5b58\u50a8)\uff1bsettlement_amount\u2192NILAI_SETEL_IDR\u5343\u5206\u4f4d\u5206\u9694\u7b26)\u3002<\/p>\n
        \u4e94\uff0e\u4e0a\u7ebf\u524d\u5408\u89c4\u68c0\u67e5\u6e05\u5355\u91cd\u8981\u9879\u6807\u8bb0\uff1a<\/p>\n
        \u25a1\u5b8c\u6210\u6240\u6709BI-MDR\u8d39\u7387\u8ba1\u7b97\u9a8c\u8bc1 \u25a1\u901a\u8fc7PCI ASV\u626b\u63cf\u5e76\u83b7\u5f97\u5408\u89c4\u8bc1\u660e \u25a1\u5b58\u50a8\u7c7b\u654f\u611f\u4fe1\u606f\u52a0\u5bc6\u65b9\u6848\u83b7\u5f97OJK\u9884\u5ba1\u56de\u6267 \u25a1\u81f3\u5c11\u6267\u884c\u4e09\u8f6e\u5b8c\u6574\u7684UAT\u5faa\u73af\u6d4b\u8bd5\u3002<\/p>\n
        \u516d\u3001\u5370\u5c3c\u652f\u4ed8\u6c99\u7bb1\u6d4b\u8bd5\u6570\u636e\u7ba1\u7406\u89c4\u8303<\/h2>\n
        6.1 \u6d4b\u8bd5\u8d26\u6237\u5206\u7c7b\u4f53\u7cfb<\/h3>\n
        \u6807\u51c6\u6d4b\u8bd5\u8d26\u6237<\/strong>\u5206\u4e3a\u4e09\u7c7b\uff1a<\/p>\n
          \n
        • \n
          \u57fa\u7840\u9a8c\u8bc1\u8d26\u6237<\/strong>\uff1a\u7528\u4e8e\u57fa\u672c\u4ea4\u6613\u6d41\u7a0b\u9a8c\u8bc1<\/p>\n
            \n
          • \u56fa\u5b9a\u4f59\u989d\u8d26\u6237\uff08\u4f59\u989d\u59cb\u7ec8\u663e\u793a500\u4e07\u5370\u5c3c\u76fe\uff09<\/li>\n
          • \u96f6\u4f59\u989d\u8d26\u6237\uff08\u5f3a\u5236\u89e6\u53d1\u5931\u8d25\u573a\u666f\uff09<\/li>\n<\/ul>\n<\/li>\n
          • \n
            \u98ce\u63a7\u4e13\u7528\u8d26\u6237<\/strong><\/p>\n
              \n
            • \u9ad8\u9891\u4ea4\u6613\u6807\u8bb0\u8d26\u53f7\uff08\u5355\u65e5\u9650\u989d20\u7b14\uff09<\/li>\n
            • AML\u76d1\u63a7\u8d26\u53f7\uff08\u9884\u8bbe\u53ef\u7591\u4ea4\u6613\u6a21\u5f0f\uff09<\/li>\n<\/ul>\n<\/li>\n
            • \n
              \u7279\u6b8a\u4e1a\u52a1\u8d26\u6237<\/strong>
              \n\u4e8c\u7ef4\u7801\u5408\u5e76\u4ed8\u6b3e\u4e13\u7528\u94b1\u5305
              \n\u8de8\u5883\u6c47\u6b3e\u6a21\u62df\u8d26\u53f7\uff08\u652f\u6301USD\/IDR\u53cc\u5e01\u79cd\uff09<\/p>\n<\/li>\n<\/ul>\n
              API\u54cd\u5e94\u7801\u5bf9\u7167\u8868\u5f00\u53d1\u5fc5\u5907\u53c2\u8003\uff1a<\/h3>\n\n\n\n\n\n\n\n
              \u4ee3\u7801<\/strong><\/th>\n\u82f1\u6587\u63cf\u8ff0<\/strong><\/th>\n\u672c\u5730\u5316\u5904\u7406\u5efa\u8bae<\/strong><\/th>\n<\/tr>\n<\/thead>\n
              0000<\/td>\nSuccess<\/td>\n\u663e\u793a\"Transaksi berhasil\"<\/td>\n<\/tr>\n
              1003<\/td>\nInvalid merchant ID<\/td>\nc\u68c0\u67e5MID\u6ce8\u518c\u72b6\u6001\u2192\u91cd\u8bd5\u2192\u8f6c\u4eba\u5de5<\/td>\n<\/tr>\n
              Bank not responding within timeout period<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
              Java\/Python\u5f02\u5e38\u5904\u7406\u6700\u4f73\u5b9e\u8df5\u793a\u4f8b\uff1a<\/h2>\n
              \/\/ Java\u7248\u667a\u80fd\u9519\u8bef\u5904\u7406\u6846\u67b6 
              \r\ntry {
              \r\n    IndoPaymentResponse resp = gateway.execute(req);
              \r\n} catch (BIStandardException e) {
              \r\n    switch(e.getErrorCode()) {
              \r\n        case \"9101\": \/\/\u7cfb\u7edf\u7ef4\u62a4\u4e2d
              \r\n            logger.warn(\"\u8fdb\u5165\u964d\u7ea7\u6a21\u5f0f\");
              \r\n            fallbackService.process(req);
              \r\n            break;
              \r\n        default:
              \r\n            throw new PaymentRetryableException(e); 
              \r\n    }
              \r\n}
              \r\n<\/code><\/pre>\n
              Python\u5f00\u53d1\u8005\u5e94\u7279\u522b\u6ce8\u610f\u5f02\u6b65\u56de\u8c03\u7684\u7b7e\u540d\u9a8c\u8bc1\uff1a<\/p>\n
              # Python\u56de\u8c03\u9a8c\u7b7e\u5b9e\u73b0\u793a\u4f8b 
              \r\ndef verify_bi_callback(data, signature):
              \r\n    public_key = load_official_public_key()
              \r\n    digest = hashlib.sha256(
              \r\n        f\"{data['txn_id']}{data['amount']}\".encode()
              \r\n    ).digest()
              \r\n    
              \r\n<\/code><\/pre>\n
              Mock Server\u914d\u7f6e\u9ec4\u91d1\u6cd5\u5219<\/h2>\n
                \n
              1. \u5ef6\u8fdf\u6a21\u62df\u89c4\u5219\u5fc5\u987b\u7b26\u5408\u5b9e\u9645\u7f51\u7edc\u72b6\u51b5<\/strong><\/li>\n<\/ol>\n
                \/\/ WireMock\u6a21\u62df\u96c5\u52a0\u8fbe\u5730\u533a\u5ef6\u8fdf\u914d\u7f6e 
                \r\n{
                \r\n    \"request\": {\"method\": \"POST\",\"urlPath\":\"\/api\/vqr\"},
                \r\n    
                \r\n}
                \r\n
                \r\n<\/code><\/pre>\n
                  <\/p>\n
                1. <\/li>\n
                2. <\/li>\n
                3. <\/li>\n
                4. <\/li>\n
                5. <\/li>\n
                6. <\/li>\n
                7. <\/li>\n
                8. <\/li>\n
                9. <\/li>\n
                10. <\/li>\n
                11. <\/li>\n
                12. <\/li>\n
                13. <\/li>\n<\/ol>","protected":false},"excerpt":{"rendered":"
                  \u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\u6307\u5357 \u4e00\u3001\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-2907","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"\n\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\u6307\u5357 \u4e00\u3001\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1…\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-05-21T06:04:54+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\",\"datePublished\":\"2025-05-21T06:04:54+00:00\",\"dateModified\":\"2025-05-21T06:04:54+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/\"},\"wordCount\":112,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5370\u5c3c\u652f\u4ed8\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/\",\"name\":\"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-05-21T06:04:54+00:00\",\"dateModified\":\"2025-05-21T06:04:54+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/zh\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\/","og_locale":"zh_TW","og_type":"article","og_title":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5","og_description":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\u6307\u5357 \u4e00\u3001\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1…","og_url":"https:\/\/www.deekpay.com\/zh\/2025\/05\/21\/\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-05-21T06:04:54+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"deekpay","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5","datePublished":"2025-05-21T06:04:54+00:00","dateModified":"2025-05-21T06:04:54+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/"},"wordCount":112,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u5370\u5c3c\u652f\u4ed8"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/","url":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/","name":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-05-21T06:04:54+00:00","dateModified":"2025-05-21T06:04:54+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/05\/21\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e5%8f%8a%e6%b5%8b%e8%af%95%e9%85%8d%e7%bd%ae%e6%96%b9%e6%b3%95\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5c3c\u652f\u4ed8\u7cfb\u7edf\u6c99\u7bb1\u73af\u5883\u53ca\u6d4b\u8bd5\u914d\u7f6e\u65b9\u6cd5"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/zh\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/2907","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/comments?post=2907"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/2907\/revisions"}],"predecessor-version":[{"id":2908,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/2907\/revisions\/2908"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/media?parent=2907"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/categories?post=2907"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/tags?post=2907"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}