{"id":2991,"date":"2025-05-24T10:27:44","date_gmt":"2025-05-24T02:27:44","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=2991"},"modified":"2025-05-24T10:27:44","modified_gmt":"2025-05-24T02:27:44","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e5%9c%a8%e5%85%a8%e7%90%83%e6%94%af%e4%bb%98%e4%bd%93%e7%b3%bb%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/24\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e9%80%9a%e9%81%93%e5%9c%a8%e5%85%a8%e7%90%83%e6%94%af%e4%bb%98%e4%bd%93%e7%b3%bb%e4%b8%ad%e7%9a%84%e5%9c%b0%e4%bd%8d\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts88.mm.bing.net\/th?q=paytm87\" alt=\"\u5370\u5ea6\u652f\u4ed8\u901a\u9053\u5728\u5168\u7403\u652f\u4ed8\u4f53\u7cfb\u4e2d\u7684\u5730\u4f4d\" 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UPI\uff08\u7edf\u4e00\u652f\u4ed8\u63a5\u53e3\uff09<\/strong><\/h4>\n<ul>\n<li><strong>\u5b9e\u65f6\u6027\u4e0e\u4e92\u64cd\u4f5c\u6027<\/strong>\uff1aUPI\u5141\u8bb8\u7528\u6237\u901a\u8fc7\u5355\u4e00\u6807\u8bc6\u7b26\uff08\u5982\u624b\u673a\u53f7\u6216VPA\uff09\u8de8\u94f6\u884c\u5373\u65f6\u8f6c\u8d26\uff0c\u652f\u630124\/7\u670d\u52a1\u3002<\/li>\n<li><strong>\u5f00\u653e\u67b6\u6784<\/strong>\uff1a\u7b2c\u4e09\u65b9\u5e94\u7528\uff08\u5982PhonePe\u3001Google Pay\u3001Paytm\uff09\u53ef\u65e0\u7f1d\u63a5\u5165UPI\u751f\u6001\u7cfb\u7edf\u3002<\/li>\n<li><strong>\u56fd\u9645\u6269\u5c55<\/strong>\uff1aUPI\u5df2\u4e0e\u65b0\u52a0\u5761\u7684PayNow\u3001\u963f\u8054\u914b\u7b49\u56fd\u7684\u7cfb\u7edf\u4e92\u8054\uff0c\u672a\u6765\u53ef\u80fd\u8fdb\u4e00\u6b65\u5168\u7403\u5316\u3002<\/li>\n<\/ul>\n<h4><strong>(2) RuPay\u5361\u7f51\u7edc<\/strong><\/h4>\n<ul>\n<li>\u5370\u5ea6\u7684\u672c\u571f\u5361\u7f51\u7edcRuPay\u8986\u76d6\u4e86\u8d856\u4ebf\u5f20\u501f\u8bb0\u5361\/\u4fe1\u7528\u5361\u5e02\u573a\u4efd\u989d\uff09\uff0c\u5e76\u4e0eDiscover\u3001JCB\u7b49\u56fd\u9645\u7f51\u7edc\u5408\u4f5c\u4ee5\u62d3\u5c55\u8de8\u5883\u4f7f\u7528\u3002<\/li>\n<\/ul>\n<h4><strong>(3) BBPS\uff08Bharat Bill Payment System\uff09<\/strong><\/h4>\n<ul>\n<li>\u96c6\u4e2d\u5316\u8d26\u5355\u652f\u4ed8\u5e73\u53f0\u6574\u5408\u4e86\u6c34\u7535\u8d39\u3001\u6559\u80b2\u7f34\u8d39\u7b49\u591a\u7c7b\u8d26\u5355\u5904\u7406\u80fd\u529b\u63d0\u5347\u6548\u7387\u5e76\u964d\u4f4e\u6469\u64e6\u6210\u672c.<\/li>\n<\/ul>\n<hr>\n<h3><em><strong>3\uff0e\u653f\u5e9c\u653f\u7b56\u63a8\u52a8<\/strong><\/em><\/h3>\n<ul>\n<li><em>\u201cDigital India\u201d\u6218\u7565<\/em>:<br \/>\n\u83ab\u8fea\u653f\u5e9c\u901a\u8fc7\u73b0\u91d1\u6539\u9769(\u59822016\u5e74\u5e9f\u949e\u4ee4)\u3001\u8865\u8d34\u76f4\u63a5\u8f6c\u79fb(DBT)\u53ca\u63a8\u5e7f\u4f4e\u8d39\u7387\u4e8c\u7ef4\u7801\u6536\u6b3e\u7b49\u65b9\u5f0f\u5f3a\u529b\u63a8\u8fdb\u65e0\u73b0\u91d1\u793e\u4f1a.<\/li>\n<li><em>\u76d1\u7ba1\u652f\u6301<\/em>:<br \/>\nRBI\u5bf9\u521b\u65b0\u6301\u5f00\u653e\u6001\u5ea6,\u4f8b\u5982\u5141\u8bb8\u975e\u94f6\u673a\u6784\u53c2\u4e0eUPI,\u540c\u65f6\u4e25\u683c\u6570\u636e\u672c\u5730\u5316\u8981\u6c42\u786e\u4fdd\u5b89\u5168.<\/li>\n<\/ul>\n<hr>\n<h2>4\uff0e\u6311\u6218\u548c\u5c40\u9650\u6027<\/h2>\n<p>\u5c3d\u7ba1\u53d1\u5c55\u8fc5\u731b\u4f46\u4f9d\u7136\u5b58\u5728\u4ee5\u4e0b\u95ee\u9898:<br \/>\n1.<strong>\u76c8\u5229\u6a21\u5f0f\u56f0\u5883<\/strong>: UPI\u5bf9\u5546\u6237\u624b\u7eed\u8d39\u6781\u4f4e\u751a\u81f3\u514d\u8d39\u5bfc\u81f4\u670d\u52a1\u5546\u4f9d\u8d56\u5176\u4ed6\u4e1a\u52a1\u8865\u8d34;<br \/>\n2.<strong>\u8de8\u5883\u58c1\u5792<\/strong>: \u5362\u6bd4\u5c1a\u672a\u5b8c\u5168\u81ea\u7531\u5151\u6362\u9650\u5236\u56fd\u9645\u5316\u6b65\u4f10;<br \/>\n3.<strong>\u7ade\u4e89\u52a0\u5267<\/strong>: WhatsApp Pay\u7b49\u56fd\u9645\u73a9\u5bb6\u5165\u573a\u53ef\u80fd\u6324\u538b\u672c\u571f\u4f01\u4e1a\u7a7a\u95f4.<\/p>\n<hr>\n<h2>5.\u672a\u6765\u5c55\u671b<\/h2>\n<p>\u968f\u7740CBDC\u8bd5\u70b9(<em>\u6570\u5b57\u5362\u6bd4<\/em>)\u63a8\u8fdb\u548c\u66f4\u591a\u56fd\u5bb6\u95f4\u534f\u8bae\u7b7e\u8ba2,\u9884\u8ba1\u52302030\u5e74\u524d\u540e:<br \/>\n\u2705 <em>UPI\u6216\u5c06\u6210\u4e3a\u65b0\u5174\u5e02\u573a\u56fd\u5bb6\u5b9e\u65f6\u652f\u4ed8\u7684\u53c2\u8003\u6807\u51c6<\/em>;<br \/>\n\u2705 <em>\u5b5f\u4e70\u6709\u671b\u5d1b\u8d77\u4e3a\u533a\u57df\u7ea7\u6e05\u7b97\u4e2d\u5fc3<\/em>,\u5c24\u5176\u670d\u52a1\u4e8e\u4e2d\u4e1c\/\u4e1c\u5357\u4e9a\u4fa8\u6c47\u9700\u6c42;<br \/>\n\u2705 <em>\u878d\u5408\u533a\u5757\u94fe\u6280\u672f<\/em>\u7684\u6df7\u5408\u578b\u89e3\u51b3\u65b9\u6848\u53ef\u80fd\u5728\u4f9b\u5e94\u94fe\u91d1\u878d\u7b49\u9886\u57df\u7a81\u7834\u4f20\u7edfSWIFT\u6a21\u5f0f.<\/p>\n<p>\u603b\u4e4b,<strong>\u4f9d\u6258\u5185\u751f\u521b\u65b0\u529b\u548c\u4eba\u53e3\u7ea2\u5229<\/strong>,\u53ea\u8981\u59a5\u5584\u89e3\u51b3\u76d1\u7ba1\u534f\u8c03\u4e0e\u53ef\u6301\u7eed\u6027\u95ee\u9898,<strong>\u5370\u5ea6\u5f88\u53ef\u80fd\u91cd\u5851\u4e0b\u4e00\u4ee3\u5168\u7403\u666e\u60e0\u91d1\u878d\u57fa\u7840\u8bbe\u65bd\u683c\u5c40<\/strong>.<\/p>\n<h3><strong>6. \u5370\u5ea6\u652f\u4ed8\u901a\u9053\u7684\u56fd\u9645\u5316\u8fdb\u5c55<\/strong><\/h3>\n<p>\u5370\u5ea6\u6b63\u5728\u79ef\u6781\u63a8\u52a8\u5176\u652f\u4ed8\u7cfb\u7edf\u7684\u5168\u7403\u5316\uff0c\u4ee5\u589e\u5f3a\u8de8\u5883\u4ea4\u6613\u80fd\u529b\u5e76\u63d0\u5347\u5362\u6bd4\u7684\u56fd\u9645\u5f71\u54cd\u529b\u3002<\/p>\n<h4><strong>(1) UPI \u7684\u5168\u7403\u6269\u5f20<\/strong><\/h4>\n<ul>\n<li><strong>\u4e0e\u65b0\u52a0\u5761PayNow\u4e92\u8054<\/strong>\uff1a2023\u5e742\u6708\uff0cUPI\u4e0e\u65b0\u52a0\u5761\u7684PayNow\u5b9e\u73b0\u5b9e\u65f6\u8de8\u5883\u8f6c\u8d26\uff0c\u6807\u5fd7\u7740\u9996\u4e2a\u56fd\u5bb6\u7ea7\u5373\u65f6\u652f\u4ed8\u7cfb\u7edf\u4e92\u8054\u3002\u672a\u6765\u53ef\u80fd\u6269\u5c55\u81f3\u4e1c\u5357\u4e9a\u3001\u4e2d\u4e1c\u7b49\u5730\u533a\u3002<\/li>\n<li><strong>\u963f\u8054\u914b\u3001\u5c3c\u6cca\u5c14\u7b49\u5e02\u573a\u843d\u5730<\/strong>\uff1a\u5370\u5ea6\u6b63\u4e0e\u963f\u8054\u914b\uff08\u901a\u8fc7CBDC\u6865\uff09\u3001\u5c3c\u6cca\u5c14\uff08\u672c\u5730\u5316UPI\uff09\u7b49\u56fd\u5408\u4f5c\uff0c\u4fc3\u8fdb\u4fa8\u6c47\u548c\u8d38\u6613\u7ed3\u7b97\u4fbf\u5229\u5316\u3002<\/li>\n<li><strong>\u6b27\u7f8e\u5e02\u573a\u8bd5\u63a2\u6027\u5e03\u5c40<\/strong>\uff1a\u90e8\u5206\u6b27\u6d32\u94f6\u884c\u5df2\u652f\u6301UPI\u6536\u6b3e\uff0c\u7f8e\u56fd\u5141\u8bb8NRI\uff08\u975e\u5c45\u6c11\u5370\u5ea6\u4eba\uff09\u901a\u8fc7\u7b2c\u4e09\u65b9\u5e94\u7528\u4f7f\u7528UPI\u8fdb\u884cP2P\u8f6c\u8d26\u3002<\/li>\n<\/ul>\n<h4><strong>(2) RuPay\u5361\u7684\u6d77\u5916\u63a8\u5e7f<\/strong><\/h4>\n<ul>\n<li>\u5728\u4e1c\u5357\u4e9a\u3001\u4e2d\u4e1c\u7b49\u5730\u63a5\u53d7\u5ea6\u63d0\u5347\uff08\u5982\u963f\u8054\u914b\u7684POS\u673a\u652f\u6301RuPay\uff09\u3002<\/li>\n<li>\u4e0e\u56fd\u9645\u5361\u7ec4\u7ec7\u5408\u4f5c\uff08\u5982Discover\uff09\uff0c\u4f7fRuPay\u53ef\u5728\u5168\u7403\u8d854000\u4e07\u5bb6\u5546\u6237\u4f7f\u7528\u3002<\/li>\n<\/ul>\n<h4><strong>(3) CBDC\uff08\u6570\u5b57\u5362\u6bd4\uff09\u8bd5\u70b9\u4e0e\u56fd\u9645\u534f\u4f5c<\/strong><\/h4>\n<ul>\n<li>RBI\u6b63\u5728\u6d4b\u8bd5\u6279\u53d1\u578b&amp;\u96f6\u552e\u578b\u6570\u5b57\u5362\u6bd4\uff0c\u672a\u6765\u53ef\u80fd\u7528\u4e8e\u8de8\u5883\u8d38\u6613\u7ed3\u7b97\u4ee5\u51cf\u5c11\u7f8e\u5143\u4f9d\u8d56\u3002\u4f8b\u5982\u201cmBridge\u201d\uff08\u591a\u56fd\u592e\u884c\u6570\u5b57\u8d27\u5e01\u6865\u9879\u76ee\uff09\u4e2d\u5370\u5ea6\u7684\u53c2\u4e0e\u63a2\u7d22\u65b0\u8def\u5f84\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>7. 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