{"id":3022,"date":"2025-05-25T18:48:05","date_gmt":"2025-05-25T10:48:05","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3022"},"modified":"2025-05-25T18:48:05","modified_gmt":"2025-05-25T10:48:05","slug":"%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e4%ba%a4%e6%98%93%e5%a4%b1%e8%b4%a5%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/25\/%e5%8d%b0%e5%ba%a6%e6%94%af%e4%bb%98%e7%b3%bb%e7%bb%9f%e4%ba%a4%e6%98%93%e5%a4%b1%e8%b4%a5%e6%80%8e%e4%b9%88%e5%8a%9e%ef%bc%9f\/","title":{"rendered":"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4ea4\u6613\u5931\u8d25\u600e\u4e48\u529e\uff1f"},"content":{"rendered":"<p style=\"text-align:center\"><img decoding=\"async\" src=\"https:\/\/ts184.mm.bing.net\/th?q=phonepe183\" alt=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4ea4\u6613\u5931\u8d25\u600e\u4e48\u529e\uff1f\" title=\"\u5370\u5ea6\u652f\u4ed8\u7cfb\u7edf\u4ea4\u6613\u5931\u8d25\u600e\u4e48\u529e\uff1f\"><\/p>\n<p>\u5728\u5370\u5ea6\u4f7f\u7528\u652f\u4ed8\u5e73\u53f0\u9047\u5230\u4ea4\u6613\u5931\u8d25\u65f6\uff0c\u53ef\u4ee5\u6309\u7167\u4ee5\u4e0b\u6b65\u9aa4\u6392\u67e5\u548c\u89e3\u51b3\u95ee\u9898\uff1a<\/p>\n<hr>\n<h3><strong>1. \u68c0\u67e5\u57fa\u7840\u95ee\u9898<\/strong><\/h3>\n<ul>\n<li><strong>\u7f51\u7edc\u8fde\u63a5<\/strong>\uff1a\u786e\u4fdd\u8bbe\u5907\u8054\u7f51\u6b63\u5e38\uff0c\u5c1d\u8bd5\u5207\u6362Wi-Fi\/\u79fb\u52a8\u6570\u636e\u3002<\/li>\n<li><strong>\u8d26\u6237\u4f59\u989d<\/strong>\uff1a\u786e\u8ba4\u94f6\u884c\u5361\/\u7535\u5b50\u94b1\u5305\u4f59\u989d\u5145\u8db3\uff08\u5982Paytm\u3001PhonePe\u3001UPI\u7b49\uff09\u3002<\/li>\n<li><strong>\u8f93\u5165\u4fe1\u606f<\/strong>\uff1a\u6838\u5bf9\u8d26\u53f7\u3001IFSC\u4ee3\u7801\uff08\u94f6\u884c\u8f6c\u8d26\uff09\u3001UPI ID\u6216\u624b\u673a\u53f7\u662f\u5426\u51c6\u786e\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>2. \u9a8c\u8bc1\u652f\u4ed8\u9650\u5236<\/strong><\/h3>\n<ul>\n<li><strong>\u94f6\u884c\u9650\u5236<\/strong>\uff1a\u90e8\u5206\u5370\u5ea6\u94f6\u884c\u5bf9\u5c0f\u989d\u9ad8\u9891\u4ea4\u6613\u6709\u98ce\u63a7\u62e6\u622a\uff0c\u9700\u8054\u7cfb\u94f6\u884c\u89e3\u5c01\u3002<\/li>\n<li><strong>\u5e73\u53f0\u9650\u989d<\/strong>\uff1a\u68c0\u67e5Paytm\/Google Pay\u7b49\u5e94\u7528\u7684\u6bcf\u65e5\u4ea4\u6613\u4e0a\u9650\uff08\u5982UPI\u9ed8\u8ba4\u5355\u7b14\u22645\u4e07\u5362\u6bd4\uff09\u3002<\/li>\n<li><strong>\u56fd\u9645\u5361\u652f\u6301<\/strong>\uff1a\u82e5\u4f7f\u7528\u5916\u56fd\u4fe1\u7528\u5361\uff08\u5982VISA\/MasterCard\uff09\uff0c\u786e\u8ba4\u5546\u6237\u662f\u5426\u63a5\u53d7\u4e14\u672a\u89e6\u53d1\u5916\u6c47\u7ba1\u5236\u3002<\/li>\n<\/ul>\n<hr>\n<h3><strong>3. \u5904\u7406\u5e38\u89c1\u9519\u8bef\u63d0\u793a<\/strong><\/h3>\n<ul>\n<li><em>\"Transaction Failed \u2013 Insufficient Funds\"<\/em><br \/>\n\u4f59\u989d\u4e0d\u8db3\uff0c\u9700\u5145\u503c\u6216\u66f4\u6362\u652f\u4ed8\u65b9\u5f0f\u3002<\/li>\n<li><em>\"Bank Declined the Transaction\"<\/em><br \/>\n\u8054\u7cfb\u53d1\u5361\u884c\u8be2\u95ee\u539f\u56e0\uff08\u53ef\u80fd\u9700\u5f00\u901a\u5728\u7ebf\u652f\u4ed8\u6743\u9650\uff09\u3002<\/li>\n<\/ul>\n<h3><strong>4. \u5904\u7406\u5e38\u89c1\u9519\u8bef\u63d0\u793a\uff08\u7eed\uff09<\/strong><\/h3>\n<ul>\n<li>\n<p><em>\"UPI Transaction Failed \u2013 Timeout\"<\/em><\/p>\n<ul>\n<li>UPI\u670d\u52a1\u5668\u7e41\u5fd9\uff0c\u7a0d\u540e\u91cd\u8bd5\u6216\u66f4\u6362\u652f\u4ed8\u65b9\u5f0f\uff08\u5982IMPS\/NEFT\uff09\u3002<\/li>\n<li>\u68c0\u67e5\u662f\u5426\u6536\u5230\u94f6\u884c\/UPI\u5e94\u7528\u7684OTP\u5e76\u6b63\u786e\u8f93\u5165\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>\"Payment Declined by Merchant\"<\/em><\/p>\n<ul>\n<li>\u5546\u6237\u53ef\u80fd\u5173\u95ed\u4e86\u8be5\u652f\u4ed8\u6e20\u9053\uff08\u5982\u90e8\u5206\u7f51\u7ad9\u4e0d\u63a5\u53d7PayLater\uff09\u3002<\/li>\n<li>\u5c1d\u8bd5\u6362\u5361\u3001UPI\u6216\u5176\u4ed6\u65b9\u5f0f\uff08\u5982Net Banking\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>\"Technical Error \u2013 Try Again Later\"<\/em><br \/>\n\u53ef\u80fd\u662f\u652f\u4ed8\u5e73\u53f0\u4e34\u65f6\u6545\u969c\uff0c\u67e5\u770b\u5b98\u65b9Twitter\/Status\u9875\u9762\u786e\u8ba4\u670d\u52a1\u72b6\u6001\uff08\u4f8b\u5982\uff1a@NPCI_UPI\u3001@PaytmCare\uff09\u3002<\/p>\n<\/li>\n<\/ul>\n<hr>\n<h3><strong>5. API\/\u5546\u5bb6\u4fa7\u95ee\u9898\uff08\u9002\u7528\u4e8e\u4f01\u4e1a\u7528\u6237\uff09<\/strong><\/h3>\n<p>\u5982\u679c\u901a\u8fc7Razorpay\/PayU\u7b49\u7f51\u5173\u96c6\u6210\u652f\u4ed8\uff1a<\/p>\n<ol>\n<li><strong>\u68c0\u67e5\u56de\u8c03URL<\/strong>\uff1a\u786e\u4fddAPI\u7aef\u70b9\u7684<code>success_url<\/code>\u548c<code>webhook<\/code>\u914d\u7f6e\u6b63\u786e\u3002<\/li>\n<li><strong>\u6c99\u76d2\u6d4b\u8bd5<\/strong>\uff1a\u5728\u6d4b\u8bd5\u73af\u5883\u6a21\u62df\u4ea4\u6613\uff0c\u6392\u9664\u4ee3\u7801\u903b\u8f91\u9519\u8bef\u3002<\/li>\n<li><strong>\u65e5\u5fd7\u5206\u6790<\/strong>\uff1a\u6838\u5bf9\u5931\u8d25\u4ea4\u6613\u7684\u9519\u8bef\u7801\uff08\u5982<code>PAYMENT_DECLINED_ERROR_CODE:99051<\/code>\uff09\uff0c\u53c2\u8003<a href=\"https:\/\/razorpay.com\/docs\/payments\/payments\/\">\u5b98\u65b9\u6587\u6863<\/a>\u6392\u67e5\u3002<\/li>\n<\/ol>\n<hr>\n<h3><strong>6. \u8054\u7cfb\u652f\u6301\u56e2\u961f<\/strong><\/h3>\n<p>\u82e5\u81ea\u52a9\u89e3\u51b3\u65e0\u6548\uff0c\u4f18\u5148\u901a\u8fc7\u4ee5\u4e0b\u6e20\u9053\u6c42\u52a9\uff1a<br \/>\n| <strong>\u5e73\u53f0<\/strong>       | <strong>\u8054\u7cfb\u65b9\u5f0f<\/strong>                              |<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n| Paytm | App\u5185\u5ba2\u670d \/ Twitter @PaytmCare |<br \/>\n| PhonePe | Help Center \u2192 \"Raise a Complaint\" |<br \/>\n| NPCI (UPI) | Email: <a href=\"mailto:support@npci.org.in\">support@npci.org.in<\/a>               |<\/p>\n<p>\u63d0\u4f9b\u5fc5\u8981\u4fe1\u606f\uff1a\u4ea4\u6613ID\u622a\u56fe\u3001\u65f6\u95f4\u6233\u3001\u94f6\u884c\u77ed\u4fe1\u901a\u77e5\u7b49\u4ee5\u52a0\u901f\u5904\u7406\u3002<\/p>\n<hr>\n<h3><strong>7.\u9884\u9632\u63aa\u65bd<\/strong><\/h3>\n<ul>\n<li><strong>\u5c0f\u989d\u6d4b\u8bd5\u4ea4\u6613<\/strong>:\u9996\u6b21\u4f7f\u7528\u65b0\u652f\u4ed8\u65b9\u5f0f\u65f6\u5148\u5c1d\u8bd5\u5c0f\u91d1\u989d(\u59821\u5362\u6bd4)\u3002<br \/>\n-\u5f00\u542f\u53cc\u91cd\u9a8c\u8bc1(3D Secure)\u63d0\u9ad8\u6210\u529f\u7387\u3002<br \/>\n-\u5b9a\u671f\u66f4\u65b0App\u81f3\u6700\u65b0\u7248\u672c\u907f\u514d\u517c\u5bb9\u6027\u95ee\u9898\u3002<\/li>\n<\/ul>\n<blockquote>\n<p>\u26a0\ufe0f\u6ce8\u610f:\u5370\u5ea6\u592e\u884c(RBI)\u89c4\u5b9a,\u5931\u8d25\u7684\u4ea4\u6613\u901a\u5e38\u4f1a\u57285~7\u4e2a\u5de5\u4f5c\u65e5\u5185\u81ea\u52a8\u9000\u6b3e,\u65e0\u9700\u91cd\u590d\u4ed8\u6b3e!<\/p>\n<\/blockquote>","protected":false},"excerpt":{"rendered":"<p>\u5728\u5370\u5ea6\u4f7f\u7528\u652f\u4ed8\u5e73\u53f0\u9047\u5230\u4ea4\u6613\u5931\u8d25\u65f6\uff0c\u53ef\u4ee5\u6309\u7167\u4ee5\u4e0b\u6b65\u9aa4\u6392\u67e5\u548c\u89e3\u51b3\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[38],"tags":[],"class_list":["post-3022","post","type-post","status-publish","format-standard","hentry","category-38"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - 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