{"id":3040,"date":"2025-05-25T18:58:43","date_gmt":"2025-05-25T10:58:43","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3040"},"modified":"2025-05-25T18:58:43","modified_gmt":"2025-05-25T10:58:43","slug":"%e6%8a%95%e8%b5%84%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%ef%bc%9a%e6%9c%ba%e4%bc%9a%e4%b8%8e%e9%a3%8e%e9%99%a9%e5%b9%b6%e5%ad%98","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/25\/%e6%8a%95%e8%b5%84%e8%8f%b2%e5%be%8b%e5%ae%be%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%ef%bc%9a%e6%9c%ba%e4%bc%9a%e4%b8%8e%e9%a3%8e%e9%99%a9%e5%b9%b6%e5%ad%98\/","title":{"rendered":"\u6295\u8d44\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\uff1a\u673a\u4f1a\u4e0e\u98ce\u9669\u5e76\u5b58"},"content":{"rendered":"<p>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5feb\u901f\u53d1\u5c55\uff0c\u6210\u4e3a\u4e1c\u5357\u4e9a\u6700\u5177\u6f5c\u529b\u7684\u6570\u5b57\u91d1\u878d\u6218\u573a\u4e4b\u4e00\u3002\u5bf9\u4e8e\u6295\u8d44\u8005\u548c\u8de8\u5883\u4f01\u4e1a\u800c\u8a00\uff0c\u8fd9\u4e00\u5e02\u573a\u65e2\u5145\u6ee1\u673a\u9047\u4e5f\u4f34\u968f\u72ec\u7279\u6311\u6218\u3002\u4ee5\u4e0b\u4ece\u5173\u952e\u7ef4\u5ea6\u4e3a\u60a8\u5206\u6790\uff1a<\/p>\n<p>\u4e00\u3001\u6838\u5fc3\u589e\u957f\u9a71\u52a8\u529b<\/p>\n<ol>\n<li>\u4eba\u53e3\u7ea2\u5229\u4e0e\u6570\u5b57\u5316\u6d6a\u6f6e<\/li>\n<\/ol>\n<ul>\n<li>1.14\u4ebf\u4eba\u53e3\u4e2d70%\u5904\u4e8e35\u5c81\u4ee5\u4e0b<\/li>\n<li>\u667a\u80fd\u624b\u673a\u6e17\u900f\u7387\u8fbe68%\uff0c\u5e74\u589e\u901f12%<\/li>\n<li>COVID\u540e\u7535\u5b50\u94b1\u5305\u7528\u6237\u6fc0\u589e300%\uff08\u81f34500\u4e07\uff09<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li>\u653f\u7b56\u4e1c\u98ce\u52a9\u529b<\/li>\n<\/ol>\n<ul>\n<li>Bangko Sentral\u63a8\u52a8\"\u6570\u5b57\u652f\u4ed8\u8f6c\u578b\u8def\u7ebf\u56fe\"<\/li>\n<li>2023\u5e74\u65b0\u89c4\u5141\u8bb8\u975e\u94f6\u884c\u673a\u6784\u53d1\u884c\u7535\u5b50\u8d27\u5e01<\/li>\n<li>QR Ph\u56fd\u5bb6\u4e8c\u7ef4\u7801\u6807\u51c6\u8986\u76d6\u7387\u5df2\u8fbe85%<\/li>\n<\/ul>\n<p>\u4e8c\u3001\u6218\u7565\u673a\u4f1a\u7a97\u53e3<br \/>\n\u2022 \u793e\u4ea4\u652f\u4ed8\u751f\u6001\u6784\u5efa\uff1aGCash\u5df2\u6574\u5408Grab\u670d\u52a1\uff0cPayMaya\u63a5\u5165Facebook Pay<br \/>\n\u2022 B2B\u8de8\u5883\u89e3\u51b3\u65b9\u6848\uff1a\u4e2d\u56fd\u5bf9\u83f2\u8d38\u6613\u989d\u5e74\u589e23%\u50ac\u751f\u7ed3\u7b97\u9700\u6c42\uff082023\u8fbe$97B\uff09<br \/>\n\u2022 \u519c\u6751\u666e\u60e0\u91d1\u878d\uff1a\u4ec534%\u6210\u5e74\u4eba\u62e5\u6709\u94f6\u884c\u8d26\u6237\uff0c\u4f46\u79fb\u52a8\u4fe1\u53f7\u8986\u76d6\u7387\u8fbe92%<\/p>\n<p>\u4e09\u3001\u8fd0\u8425\u98ce\u9669\u77e9\u9635\uff08\u9700\u7279\u522b\u5173\u6ce8\uff09<br \/>\n||\u76d1\u7ba1\u590d\u6742\u5ea6|\u57fa\u7840\u8bbe\u65bd\u74f6\u9888|\u672c\u571f\u5316\u95e8\u69db|<br \/>\n|&#8212;|&#8212;|&#8212;|&#8212;|<br \/>\n|\u5178\u578b\u8868\u73b0|- AML\u5ba1\u67e5\u5468\u671f\u957f<br \/>\u2013 \u5916\u8d44\u6301\u80a1\u9650\u5236|- \u5c9b\u56fd\u5730\u7406\u5bfc\u81f4\u6e05\u7b97\u5ef6\u8fdf<br \/>\u2013 3G\u7f51\u7edc\u4ecd\u536035%|- \"Suki\"\u719f\u4eba\u7ecf\u6d4e\u6587\u5316<br \/>\u2013 Bisaya\u65b9\u8a00\u5ba2\u670d\u9700\u6c42|<\/p>\n<p>\u56db\u3001\u5408\u89c4\u4f18\u5148\u7b56\u7565\u5efa\u8bae<\/p>\n<ol>\n<li>\n<p>OTC\u724c\u7167\u7533\u8bf7\u6210\u672c\u4f18\u5316\uff1a\u901a\u8fc7\u4e0eCebuana Lhuillier\u7b49\u672c\u5730pawnshop\u5408\u4f5c\u964d\u4f4e\u4fdd\u8bc1\u91d1\u538b\u529b<\/p>\n<\/li>\n<li>\n<p>KYC\u521b\u65b0\u65b9\u6848\uff1a<\/p>\n<\/li>\n<\/ol>\n<ul>\n<li>IRemit\u9a8c\u8bc1\u6a21\u5f0f\uff1a\u6c34\u7535\u8d26\u5355+\u751f\u7269\u8bc6\u522b\u6df7\u5408\u8ba4\u8bc1\uff08\u901a\u8fc7\u7387\u63d0\u534740%\uff09<\/li>\n<\/ul>\n<ol start=\"3\"><\/p>\n<li>Liquidity\u7ba1\u7406\uff1a<\/li>\n<\/ol>\n<h3><strong>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\u6df1\u5ea6\u5206\u6790\uff08\u7eed\uff09<\/strong><\/h3>\n<h4><strong>\u56db\u3001\u5408\u89c4\u4f18\u5148\u7b56\u7565\u5efa\u8bae\uff08\u7eed\uff09<\/strong><\/h4>\n<ol start=\"4\"><\/p>\n<li>\n<p><strong>\u53cd\u6d17\u94b1\uff08AML\uff09\u672c\u5730\u5316\u9002\u914d<\/strong><\/p>\n<ul>\n<li>\u83f2\u5f8b\u5bbe\u592e\u884c\u8981\u6c42\u4ea4\u6613\u76d1\u63a7\u7cfb\u7edf\u5fc5\u987b\u5305\u542b\u300c\u8d4c\u573a\u8d44\u91d1\u6d41\u68c0\u6d4b\u6a21\u5757\u300d\uff08\u56e0\u79bb\u5cb8\u535a\u5f69\u4e1a\u6d3b\u8dc3\uff09<\/li>\n<li>\u53c2\u8003\u6848\u4f8b\uff1aPayMaya\u4e0e\u83f2\u5f8b\u5bbe\u5a31\u4e50\u535a\u5f69\u516c\u53f8\uff08PAGCOR\uff09\u5408\u4f5c\u5f00\u53d1\u4e13\u7528\u98ce\u63a7\u63a5\u53e3<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u6570\u636e\u4e3b\u6743\u5e94\u5bf9\u65b9\u6848<\/strong><\/p>\n<ul>\n<li>2023\u5e74\u300a\u6570\u636e\u9690\u79c1\u6cd5\u300b\u4fee\u6b63\u6848\u8981\u6c42\u652f\u4ed8\u6570\u636e\u81f3\u5c11\u5b58\u50a81\u4efd\u5883\u5185\u526f\u672c<\/li>\n<li>\u53ef\u8003\u8651AWS Manila\u533a\u57df\u6216PLDT\u7684Vitro\u6570\u636e\u4e2d\u5fc3\u6258\u7ba1<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>\u4e94\u3001\u7ade\u4e89\u683c\u5c40\u4e0e\u5dee\u5f02\u5316\u7834\u5c40\u70b9<\/strong><\/h3>\n<h4><strong>\u73b0\u6709\u73a9\u5bb6\u52bf\u529b\u5206\u5e03<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u9635\u8425<\/th>\n<th>\u4ee3\u8868\u4f01\u4e1a<\/th>\n<th>\u5e02\u5360\u7387<\/th>\n<th>\u6838\u5fc3\u4f18\u52bf<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td><strong>\u672c\u571f\u5de8\u5934<\/strong><\/td>\n<td>GCash (Globe)<\/td>\n<td>58%<\/td>\n<td>Telco\u79ef\u5206\u4f53\u7cfb+\u7ebf\u4e0b\u4ee3\u7406\u7f51\u7edc<\/td>\n<\/tr>\n<tr>\n<td><\/td>\n<td>PayMaya (Voyager)<\/td>\n<td>32%<\/td>\n<td>Visa\u8054\u540d\u5361+\u653f\u5e9c\u8865\u8d34\u53d1\u653e\u901a\u9053<\/td>\n<\/tr>\n<tr>\n<td><strong>\u56fd\u9645\u73a9\u5bb6<\/strong><\/td>\n<td>GrabPay<\/td>\n<td>7%    \u00a0<\/td>\n<td>Super App\u573a\u666f\u5d4c\u5165         \u00a0\u00a0<\/td>\n<\/tr>\n<tr>\n<td>\uff5c Alipay+<\/td>\n<td>&lt;3%\uff08\u4f46\u8de8\u5883\u4ea4\u6613\u5360\u6bd440%\uff09<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>\u7a7a\u767d\u5e02\u573a\u673a\u4f1a<\/strong><\/h4>\n<ol>\n<li><strong>\u7ec6\u5206\u5782\u76f4\u9886\u57df\u6e17\u900f<\/strong><\/li>\n<\/ol>\n<ul>\n<li><strong><em>\u6e14\u4e1a\u7ed3\u7b97<\/em><\/strong>\uff1a\u83f2\u5f8b\u5bbe\u6709250\u4e07\u6e14\u6c11\uff0c\u76ee\u524d80%\u4f7f\u7528\u73b0\u91d1\u4ea4\u6613\uff0c\u53ef\u5f00\u53d1\u8239\u8f7d\u7ec8\u7aef\u8bbe\u5907+\u536b\u661f\u901a\u4fe1\u652f\u4ed8\u65b9\u6848<\/li>\n<li><strong><em>\u6559\u4f1a\u6350\u8d60\u6570\u5b57\u5316<\/em><\/strong>\uff1a\u5929\u4e3b\u6559\u4eba\u53e3\u5360\u6bd486%\uff0c\u7535\u5b50\u5949\u732e\u76d8\u7cfb\u7edf\u5c1a\u672a\u666e\u53ca<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><em><strong>\u8de8\u5883\u75db\u70b9\u89e3\u51b3\u65b9\u6848<\/strong><\/em><\/li>\n<\/ol>\n<ul>\n<li>\u300c\u6bd4\u7d22-\u4eba\u6c11\u5e01\u300d\u76f4\u8fde\u901a\u9053\u4f18\u5316\uff08\u5f53\u524d\u9700\u901a\u8fc7\u7f8e\u5143\u4e2d\u8f6c\uff0c\u635f\u80173%-5%\uff09<\/li>\n<li>OFW\uff08\u6d77\u5916\u83f2\u52b3\uff09\u6c47\u6b3e\u9644\u52a0\u670d\u52a1\uff1a\u5982GCash\u7684\u300c\u6c47\u6b3e+\u4fdd\u9669\u5957\u9910\u300d\u6a21\u5f0f<\/li>\n<\/ul>\n<hr>\n<h3><strong><strong>\u516d\u3001\u6280\u672f\u843d\u5730\u6311\u6218\u4e0e\u6210\u672c\u63a7\u5236<\/strong><\/strong><\/h3>\n<h4><em><strong>\u57fa\u7840\u8bbe\u65bd\u73b0\u5b9e\u5236\u7ea6<\/strong><\/em><\/h4>\n<ol>\n<li>\n<p><em>\u7f51\u7edc\u8986\u76d6\u5dee\u5f02<\/em>\uff1a<\/p>\n<ul>\n<li>LTE\u5728\u5415\u5b8b\u5c9b\u8986\u76d6\u738775%\uff0c\u4f46\u68c9\u5170\u8001\u5c9b\u4ec541%<\/li>\n<li>SMS\u9a8c\u8bc1\u7801\u9001\u8fbe\u7387\u5e73\u5747\u4ec589%\uff08\u9700\u5907\u9009\u8bed\u97f3OTP\u65b9\u6848\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><em>\u7535\u529b\u4e0d\u7a33\u5b9a<\/em>\uff1a<\/p>\n<ul>\n<li>Mindanao\u5730\u533a\u65e5\u5747\u505c\u75351.2\u5c0f\u65f6\uff0c\u9700\u90e8\u7f72\u79bb\u7ebf\u4e8c\u7ef4\u7801\u6280\u672f<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h4><em><strong>\u6210\u672c\u4f18\u5316\u6760\u6746<\/strong><\/em><\/h4>\n<p>\u2705 <em>\u4ee3\u7406\u7f51\u7edc\u8f7b\u8d44\u4ea7\u8fd0\u8425<\/em>\uff1a\u4e0e711\/\u5168\u5bb6\u4fbf\u5229\u5e97\u5206\u6210\u6a21\u5f0f\uff08\u6bcf\u7b14\u5145\u503c\u62bd\u4f630.5%\uff09<br \/>\n\u2705 <em>\u76d1\u7ba1\u6c99\u76d2\u5e94\u7528<\/em>\uff1a\u7533\u8bf7BSP\u91d1\u878d\u79d1\u6280\u5b9e\u9a8c\u724c\u7167\u53ef\u8c41\u514d\u90e8\u5206\u8d44\u672c\u91d1\u8981\u6c42<\/p>\n<hr>\n<h3><strong><strong>\u4e03\u3001\u672a\u67653\u5e74\u5173\u952e\u8d8b\u52bf\u9884\u5224<\/strong><\/strong><\/h3>\n<p>1\ufe0f\u20e3 <em><strong>\u8d85\u7ea7App\u751f\u6001\u6218\u5347\u7ea7<\/strong><\/em> \u2013 GCash\u5df2\u63a5\u5165Grab\u6253\u8f66\/\u5916\u5356\uff0c\u4e0b\u4e00\u6b65\u53ef\u80fd\u5e76\u8d2d\u519c\u6751\u5c0f\u989d\u4fe1\u8d37\u673a\u6784<br \/>\n2\ufe0f\u20e3 <em><strong>CBDC\u8054\u52a8\u8bd5\u9a8c<\/strong><\/em> \u2013 BSP\u8ba1\u52122024\u5e74\u8bd5\u70b9\u6279\u53d1\u578b\u6570\u5b57\u8d27\u5e01\u7528\u4e8e\u94f6\u884c\u95f4\u6e05\u7b97<br \/>\n3\ufe0f\u20e3 <em><strong>\u751f\u7269\u652f\u4ed8\u7206\u53d1<\/strong><\/em> \u2013 PAL\u822a\u7a7a\u516c\u53f8\u6b63\u5728\u6d4b\u8bd5\u4eba\u8138\u8bc6\u522b\u673a\u573a\u6d88\u8d39<\/p>\n<blockquote>\n<p>\u26a0\ufe0f <strong>\u7ec8\u6781\u98ce\u9669\u9884\u8b66<\/strong>:<br \/>\n\u2022 Duterte\u5bb6\u65cf\u653f\u6cbb\u52bf\u529b\u53ef\u80fd\u5e72\u9884\u91d1\u878d\u76d1\u7ba1\u51b3\u7b56<br \/>\n\u2022 USDT\u5728\u83f2\u7070\u8272\u6d41\u901a\u91cf\u8fbe$14\u4ebf\uff0c\u5b58\u5728\u653f\u7b56\u7a81\u53d8\u98ce\u9669<\/p>\n<\/blockquote>\n<hr>\n<h3><strong><strong>\u884c\u52a8\u5efa\u8bae\u6e05\u5355<\/strong><\/strong><\/h3>\n<p>\u5bf9\u4e8e\u4e0d\u540c\u9636\u6bb5\u7684\u8fdb\u5165\u8005:<\/p>\n<table>\n<thead>\n<tr>\n<th>\u521d\u671f\u8bd5\u63a2\u8005 \uff5c\u89c4\u6a21\u6269\u5f20\u8005<\/th>\n<th><\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uff5c\u6700\u4f73\u5165\u53e3\uff5c\u6210\u4e3aGCash\/PayMaya\u7b2c\u4e09\u65b9\u670d\u52a1\u5546\uff5c\u6536\u8d2d\u6301\u724c\u5730\u65b9\u6027\u94f6\u884c(\u5982Cantilan Bank)<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\uff5c\u6280\u672f\u91cd\u70b9\uff5cSMS\/USSD\u517c\u5bb9\u7cfb\u7edf\u5f00\u53d1 \u3000\u3000\u3000\uff5cAI\u9a71\u52a8\u7684\u65b9\u8a00\u5ba2\u670d\u673a\u5668\u4eba(Bisaya\/Cebuano)<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\u5982\u9700\u5177\u4f53\u67d0\u4e2a\u73af\u8282\u7684\u6df1\u5165\u63a8\u6f14\uff08\u5982\u724c\u7167\u7533\u8bf7\u65f6\u95f4\u7ebf\/\u7ade\u5bf9\u8c08\u5224\u7b56\u7565\uff09\uff0c\u53ef\u8fdb\u4e00\u6b65\u5b9a\u5411\u8ba8\u8bba\u3002<\/p>\n<h3><strong>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\u7ec8\u6781\u843d\u5730\u6307\u5357\uff1a\u4ece\u6218\u7565\u5230\u6267\u884c<\/strong><\/h3>\n<h4><strong>\u516b\u3001\u724c\u7167\u7533\u8bf7\u5b9e\u6218\u624b\u518c\uff08\u4ee5EMI\u7535\u5b50\u8d27\u5e01\u724c\u7167\u4e3a\u4f8b\uff09<\/strong><\/h4>\n<p><strong>\u9636\u6bb5\u4e00\uff1a\u8d44\u683c\u9884\u5ba1\uff084-6\u4e2a\u6708\uff09<\/strong><\/p>\n<ul>\n<li>\u5173\u952e\u6750\u6599\u6e05\u5355\uff1a\n<ul>\n<li>\u672c\u5730\u8463\u4e8b\u7684BSP\u9762\u8c08\u8bb0\u5f55\uff08\u9700\u67092\u540d\u83f2\u7c4d\u8463\u4e8b\uff09<\/li>\n<li>\u53cd\u6d17\u94b1\u624b\u518c\u5fc5\u987b\u5305\u542b\u300c\u8d4c\u573a\u8d44\u91d1\u6d41\u5411\u76d1\u6d4b\u300d\u72ec\u7acb\u7ae0\u8282<\/li>\n<li>IT\u7cfb\u7edf\u5ba1\u8ba1\u62a5\u544a\u9700\u7531BSP\u8ba4\u53ef\u673a\u6784\u51fa\u5177\uff08\u5982PwC Philippines\uff09<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><strong>\u9636\u6bb5\u4e8c\uff1a\u4fdd\u8bc1\u91d1\u7b56\u7565\u4f18\u5316<\/strong><\/p>\n<ul>\n<li>\u6700\u4f4e\u5b9e\u7f34\u8d44\u672c\u8981\u6c42\uff1a1\u4ebf\u6bd4\u7d22\uff08\u7ea6180\u4e07\u7f8e\u5143\uff09<\/li>\n<li><em>\u53d8\u901a\u65b9\u6848<\/em>\uff1a<br \/>\n\u2460\u4e0e\u519c\u6751\u94f6\u884c\u6210\u7acb\u5408\u8d44\u4f01\u4e1a\uff08\u53ef\u964d\u81f35000\u4e07\u6bd4\u7d22\uff09<br \/>\n\u2461\u4f7f\u7528\u83f2\u5f8b\u5bbe\u5b58\u6b3e\u4fdd\u9669\u516c\u53f8\uff08PDIC\uff09\u62c5\u4fdd\u66ff\u4ee350%\u73b0\u91d1<\/li>\n<\/ul>\n<p><strong>\u9636\u6bb5\u4e09\uff1a\u6c99\u76d2\u6d4b\u8bd5\u5f3a\u5236\u9879<\/strong><\/p>\n<ul>\n<li>\u5fc5\u987b\u901a\u8fc73\u7c7b\u573a\u666f\u6d4b\u8bd5\uff1a\n<ol>\n<li>\u53f0\u98ce\u707e\u5bb3\u671f\u95f4\u7684\u79bb\u7ebf\u4ea4\u6613\u6062\u590d<\/li>\n<li>OFW\u6c47\u6b3e15\u79d2\u5230\u8d26\u538b\u529b\u6d4b\u8bd5<\/li>\n<li>Jeepney\u53f8\u673a\u626b\u7801\u4ed8\u6b3e\u7684\u5f31\u7f51\u73af\u5883\u9002\u914d<\/li>\n<\/ol>\n<\/li>\n<\/ul>\n<hr>\n<h4><strong>\u4e5d\u3001\u672c\u571f\u5316\u8fd0\u8425\u751f\u6b7b\u7ebf<\/strong><\/h4>\n<p><strong>1. \"\u5df4\u4e9a\u5c3c\u6c49\"\u6587\u5316\u5d4c\u5165\u6cd5<\/strong><\/p>\n<ul>\n<li>GCash\u6210\u529f\u6848\u4f8b\uff1a\"GCash Padala\"\u529f\u80fd\u5141\u8bb8\u7528\u6237\u5411\u975e\u6ce8\u518c\u7528\u6237\u8f6c\u8d26\uff0c\u5951\u5408\u83f2\u4eba\u793e\u533a\u4e92\u52a9\u4f20\u7edf<\/li>\n<li><em>\u6267\u884c\u5efa\u8bae<\/em>\uff1a<br \/>\n-\u5f00\u53d1\u300c\u7fa4\u4f53\u6536\u6b3e\u7801\u300d\u529f\u80fd\uff08\u9002\u7528\u4e8e\u6559\u5802\u52df\u6350\/\u5bb6\u65cf\u805a\u4f1a\uff09<\/li>\n<\/ul>\n<p><strong>2. \u4ee3\u7406\u7f51\u7edc\u51b7\u542f\u52a8\u79d8\u8bc0<\/strong><br \/>\n| \u57ce\u5e02\u7c7b\u578b |\u9996\u9009\u5408\u4f5c\u4f19\u4f34 |\u6fc0\u52b1\u65b9\u6848 |<br \/>\n|&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|<br \/>\n|\u9a6c\u5c3c\u62c9 \uff5cSM Mall\u8fde\u9501\u4fbf\u5229\u5e97\uff5c\u6bcf\u6fc0\u6d3b1\u7528\u6237\u5956\u52b150\u6bd4\u7d22+\u62bd\u4f630.3%\uff5c<br \/>\n|\u519c\u6751\u5730\u533a\u3000\uff5cM Lhuillier\u5178\u5f53\u884c\uff5c\u8bbe\u5907\u62bc\u91d1\u5206\u671f\u6263\u51cf\u6a21\u5f0f |<\/p>\n<hr>\n<h4><strong>\u5341\u3001\u6280\u672f\u67b6\u6784\u907f\u5751\u6307\u5357<\/strong><\/h4>\n<p><strong>\u81f4\u547d\u9519\u8befTOP3\uff1a<\/strong><br \/>\n\u274c\u76f4\u63a5\u7167\u642c\u4e2d\u56fd\u4e8c\u7ef4\u7801\u6807\u51c6\uff08\u987b\u517c\u5bb9QR Ph\u7684EMVCo\u89c4\u8303\uff09<br \/>\n\u274c\u5ffd\u7565\u77ed\u4fe1\u901a\u9053\u5197\u4f59\u8bbe\u8ba1\uff08Globe\u7535\u4fe1\u4e0eSmart\u7f51\u7edc\u4e92\u53d1\u670920%\u5ef6\u8fdf\uff09<br \/>\n\u274c\u672a\u9884\u57cb\u592e\u884c\u68c0\u67e5\u63a5\u53e3(BSP\u6bcf\u65e5\u4f1a\u62bd\u67e5\u4ea4\u6613\u6570\u636eAPI)<\/p>\n<p><strong>\u63a8\u8350\u6280\u672f\u6808\u7ec4\u5408\uff1a<\/strong><\/p>\n<pre><code class=\"language-mermaid\">graph TD<br>\r\nA[\u524d\u7aef] --&gt; B(USSD\u83dc\u5355 for\u8001\u5e74\u7528\u6237)<br>\r\nA --&gt; C(\u4effTikTok\u5f0f\u77ed\u89c6\u9891\u6559\u7a0b)<br>\r\nD[\u540e\u7aef] --&gt; E(\u8054\u5408DB:MySQL+\u533a\u5757\u94fe\u5b58\u8bc1)<br>\r\nD --&gt; F(\u707e\u96be\u6062\u590d:Palawan\u5c9b\u5907\u7528\u6570\u636e\u4e2d\u5fc3)<br>\r\n<\/code><\/pre>\n<hr>\n<h4><strong>\u5341\u4e00\u3001\u5730\u7f18\u653f\u6cbb\u5bf9\u51b2\u7b56\u7565<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u4eb2\u534e\u6d3e\u4e3b\u5bfc\u671f\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/th>\n<th>\u4eb2\u7f8e\u6d3e\u6267\u653f\u671f\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\uff5c\u652f\u4ed8\u901a\u9053\u4fa7\u91cd\uff5c\u63a8\u52a8\u4eba\u6c11\u5e01-PHP\u76f4\u63a5\u6e05\u7b97 \u4e28\u52a0\u901f\u63a5\u5165FedNow\u8de8\u5883\u7cfb\u7edf\u8bd5\u70b9\u3000\u3000\u3000\u4e28\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\uff5c\u5408\u89c4\u91cd\u70b9 \u4e28\u9075\u5b88OFAC\u5236\u88c1\u540d\u5355\u4e8c\u6b21\u7b5b\u67e5 \u4e28\u6ee1\u8db3PCIDSS v4.0\u6700\u9ad8\u8ba4\u8bc1\u7b49\u7ea7 \u4e28\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<blockquote>\n<p>\ud83d\udccc2024\u5e74\u9ed1\u5929\u9e45\u9884\u8b66\uff1a\u5357\u6d77\u51b2\u7a81\u5347\u7ea7\u53ef\u80fd\u5bfc\u81f4\u4e2d\u56fd\u80cc\u666f\u652f\u4ed8\u5e73\u53f0\u88ab\u989d\u5916\u5ba1\u67e5<\/p>\n<\/blockquote>\n<hr>\n<h4><strong>\u5341\u4e8c\u3001\u9000\u51fa\u8def\u5f84\u89c4\u5212<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u7406\u60f3\u60c5\u51b5\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/th>\n<th>\u5371\u673a\u5904\u7f6e\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/th>\n<th><\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u5e76\u8d2d\u9000\u51fa \u30fbGCash\u6536\u8d2d\u4ef7\u901a\u5e38\u4e3aGMV\u76841.8\u500d \u30fb\u5bfb\u627e\u65e5\u672c\u4e70\u5bb6(\u5982SoftBank\u6b63\u5728\u5e03\u5c40\u4e1c\u5357\u4e9a)\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<tr>\n<td>\u8d44\u4ea7\u5265\u79bb \u30fb\u5c06\u724c\u7167\u62c6\u5206\u51fa\u552e\u7ed9\u9a6c\u6765\u94f6\u884c \u30fb\u6280\u672f\u56e2\u961f\u8fc1\u79fb\u81f3\u8d8a\u5357\u5e02\u573a\u00a0<\/td>\n<td><\/td>\n<td><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<hr>\n<h3><strong><strong>\u6700\u7ec8\u51b3\u7b56\u6811<\/strong><\/strong><\/h3>\n<pre><code class=\"language-mermaid\">graph LR<br>\r\n\u662f\u5426\u5df2\u6709\u4e1c\u5357\u4e9a\u7ecf\u9a8c--&gt;\u662f--&gt;\u9009\u62e9\u63a7\u80a1\u672c\u571f\u4f01\u4e1a60%+<br>\r\n\u662f--&gt;\u5426--&gt;\u7533\u8bf7\u6c99\u76d2\u724c\u7167\u8bd5\u6c34BNPL\u4e1a\u52a1<br>\r\n\u5426--&gt;\u662f\u5426\u63a5\u53d75\u5e74\u56de\u62a5\u5468\u671f--&gt;\u662f--&gt;\u81ea\u5efa\u5168\u724c\u7167\u4f53\u7cfb <br>\r\n\u5426--&gt;\u5bfb\u6c42\u4e0eAyala\u96c6\u56e2\u6218\u7565\u6295\u8d44\u5408\u4f5c <br>\r\n<\/code><\/pre>\n<p>\u5982\u9700\u5177\u4f53\u6d4b\u7b97\u67d0\u57ce\u5e02\u4ee3\u7406\u5546ROI\u6216\u592e\u884c\u68c0\u67e5\u5e94\u5bf9\u8bdd\u672f\u6a21\u677f\uff0c\u53ef\u63d0\u4f9b\u66f4\u9897\u7c92\u5ea6\u7684\u64cd\u4f5c\u5de5\u5177\u5305\u3002\u83f2\u5f8b\u5bbe\u5e02\u573a\u7684\u9ec4\u91d1\u7a97\u53e3\u671f\u9884\u8ba1\u6301\u7eed\u52302026\u5e74\u6570\u5b57\u8d27\u5e01\u5168\u9762\u94fa\u5f00\u524d\uff0c\u884c\u52a8\u901f\u5ea6\u5c06\u51b3\u5b9a\u6210\u672c\u5dee\u5f02\u53ef\u8fbe300%\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5feb\u901f\u53d1\u5c55\uff0c\u6210\u4e3a\u4e1c\u5357\u4e9a\u6700\u5177\u6f5c\u529b\u7684\u6570\u5b57\u91d1\u878d\u6218\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[32],"tags":[],"class_list":["post-3040","post","type-post","status-publish","format-standard","hentry","category-32"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6295\u8d44\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\uff1a\u673a\u4f1a\u4e0e\u98ce\u9669\u5e76\u5b58 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/zh\/2025\/05\/25\/\u6295\u8d44\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\uff1a\u673a\u4f1a\u4e0e\u98ce\u9669\u5e76\u5b58\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6295\u8d44\u83f2\u5f8b\u5bbe\u652f\u4ed8\u5e02\u573a\uff1a\u673a\u4f1a\u4e0e\u98ce\u9669\u5e76\u5b58\" \/>\n<meta property=\"og:description\" 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