{"id":3083,"date":"2025-05-28T09:35:37","date_gmt":"2025-05-28T01:35:37","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3083"},"modified":"2025-05-28T09:35:37","modified_gmt":"2025-05-28T01:35:37","slug":"%e6%b3%b0%e5%9b%bd%e9%93%b6%e8%a1%8c%e8%bd%ac%e8%b4%a6-vs-%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85%ef%bc%9a%e5%93%aa%e7%a7%8d%e6%9b%b4%e6%96%b9%e4%be%bf%ef%bc%9f","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/28\/%e6%b3%b0%e5%9b%bd%e9%93%b6%e8%a1%8c%e8%bd%ac%e8%b4%a6-vs%e6%95%b0%e5%ad%97%e9%92%b1%e5%8c%85%ef%bc%9a%e5%93%aa%e7%a7%8d%e6%9b%b4%e6%96%b9%e4%be%bf%ef%bc%9f\/","title":{"rendered":"\u6cf0\u56fd\u94f6\u884c\u8f6c\u8d26 vs \u6570\u5b57\u94b1\u5305\uff1a\u54ea\u79cd\u66f4\u65b9\u4fbf\uff1f"},"content":{"rendered":"

\u6cf0\u56fd\u94f6\u884c\u8f6c\u8d26 vs \u6570\u5b57\u94b1\u5305\uff1a\u54ea\u79cd\u66f4\u65b9\u4fbf\uff1f<\/strong><\/h1>\n

\u5f15\u8a00<\/strong><\/h2>\n

\u5728\u6cf0\u56fd\uff0c\u65e0\u8bba\u662f\u672c\u5730\u5c45\u6c11\u8fd8\u662f\u5916\u56fd\u6e38\u5ba2\uff0c\u65e5\u5e38\u652f\u4ed8\u65b9\u5f0f\u4e3b\u8981\u4f9d\u8d56\u94f6\u884c\u8f6c\u8d26\u548c\u6570\u5b57\u94b1\u5305\u3002\u968f\u7740\u91d1\u878d\u79d1\u6280\u7684\u53d1\u5c55\uff0c\u6570\u5b57\u94b1\u5305\uff08\u5982TrueMoney\u3001PromptPay\u3001GrabPay\u7b49\uff09\u9010\u6e10\u666e\u53ca\uff0c\u4f46\u4f20\u7edf\u7684\u94f6\u884c\u8f6c\u8d26\u4ecd\u7136\u5360\u636e\u91cd\u8981\u5730\u4f4d\u3002\u90a3\u4e48\uff0c\u5bf9\u4e8e\u666e\u901a\u7528\u6237\u6765\u8bf4\uff0c\u54ea\u4e00\u79cd\u652f\u4ed8\u65b9\u5f0f\u66f4\u4fbf\u6377\uff1f\u672c\u6587\u5c06\u4ece\u591a\u4e2a\u89d2\u5ea6\u5bf9\u6bd4\u5206\u6790\u6cf0\u56fd\u94f6\u884c\u8f6c\u8d26\u4e0e\u6570\u5b57\u94b1\u5305\u7684\u4f18\u7f3a\u70b9\uff0c\u5e2e\u52a9\u60a8\u9009\u62e9\u6700\u9002\u5408\u81ea\u5df1\u7684\u652f\u4ed8\u65b9\u5f0f\u3002<\/p>\n

\n

1. \u4ec0\u4e48\u662f\u6cf0\u56fd\u7684\u94f6\u884c\u8f6c\u8d26\u548c\u6570\u5b57\u94b1\u5305\uff1f<\/strong><\/h2>\n

(1) \u6cf0\u56fd\u94f6\u884c\u8f6c\u8d26<\/strong><\/h3>\n

\u6cf0\u56fd\u7684\u94f6\u884c\u7cfb\u7edf\u53d1\u8fbe\uff0c\u4e3b\u6d41\u5546\u4e1a\u94f6\u884c\u5305\u62ec\uff1a<\/p>\n

    \n
  • \u76d8\u8c37\u94f6\u884c\uff08Bangkok Bank\uff09<\/strong><\/li>\n
  • \u5f00\u6cf0\u94f6\u884c\uff08Kasikorn Bank, KBank\uff09<\/strong><\/li>\n
  • \u6c47\u5546\u94f6\u884c\uff08Siam Commercial Bank, SCB\uff09<\/strong><\/li>\n
  • \u5927\u57ce\u94f6\u884c\uff08Krungsri Bank\uff09<\/strong><\/li>\n<\/ul>\n

    \u901a\u8fc7\u7f51\u4e0a banking app \u6216 ATM \u673a\u8fdb\u884c\u8de8\u884c\/\u540c\u884c\u8d44\u91d1\u5212\u8f6c\u662f\u5e38\u89c1\u7684\u4ea4\u6613\u65b9\u5f0f\u3002\u6b64\u5916\uff0c\u201cPromptPay\u201d\u7cfb\u7edf\u5141\u8bb8\u7528\u6237\u4ec5\u51ed\u624b\u673a\u53f7\u6216\u8eab\u4efd\u8bc1\u53f7\u5b8c\u6210\u5373\u65f6\u514d\u8d39\u8f6c\u8d26\u3002<\/p>\n

    (2) \u6cf0\u56fd\u6570\u5b57\u94b1\u5305<\/strong><\/h3>\n

    \u8fd1\u5e74\u6765\u5174\u8d77\u7684\u7535\u5b50\u652f\u4ed8\u5de5\u5177\u5305\u62ec\uff1a<\/p>\n

      \n
    • TrueMoney Wallet<\/strong>: AIS\u65d7\u4e0b\u7535\u5b50\u94b1\u5305<\/li>\n
    • Rabbit LINE Pay<\/strong>: LINE\u751f\u6001\u5185\u7684\u79fb\u52a8\u652f\u4ed8<\/li>\n
    • GrabPay<\/strong>: Grab\u65d7\u4e0b\u7684\u8d85\u7ea7\u5e94\u7528\u5185\u5d4c\u652f\u4ed8\u529f\u80fd<\/li>\n
    • ShopeePay: Shopee\u7535\u5546\u5e73\u53f0\u7684\u914d\u5957\u91d1\u878d\u670d\u52a1<\/li>\n<\/ul>\n

      \u8fd9\u4e9b\u5e73\u53f0\u652f\u6301\u626b\u7801\u4ed8\u6b3e\u3001\u5728\u7ebf\u8d2d\u7269\u5145\u503c\u53caP2P\u6c47\u6b3e\u7b49\u529f\u80fd\u3002<\/p>\n

      \n

      [2] \u4fbf\u5229\u6027\u5bf9\u6bd4\uff1a\u54ea\u6b3e\u66f4\u9002\u5408\u4f60?<\/strong><\/h2>\n

      (1)\u6ce8\u518c\u4e0e\u4f7f\u7528\u95e8\u69db<\/strong><\/h3>\n\n\n\n\n\n\n
      <\/th>\n\u4f20\u7edf\u9280\u884c\u8f49\u8cec<\/th>\n\u6578\u5b57\u9322\u5305<\/th>\n<\/tr>\n<\/thead>\n
      \u8a3b\u518a\u9700\u6c42<\/td>\n\u9700\u958b\u901a\u9280\u884c\u5e33\u6236(\u53ef\u80fd\u9700\u5de5\u4f5c\u7c3d\u8b49)<\/td>\n\u50c5\u624b\u6a5f\u865f+\u8eab\u4efd\u9a57\u8b49\u5373\u53ef<\/td>\n<\/tr>\n
      \u90e8\u5206\u5916\u570b\u4eba\u53d7\u9650\u8f03\u591a(\u5982\u975e\u5c45\u6c11\u5e33\u6236\u9650\u5236)<\/td>\n\u5c0d\u904a\u5ba2\u53cb\u597d\u5ea6\u66f4\u9ad8<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      \u2705 \u7d50\u8ad6<\/em>:\u82e5\u7121\u672c\u5730\u9280\u884c\u5361\u5247\u9078\u96fb\u5b50\u9322\u5305;\u5df2\u6709\u8cec\u6236\u8005\u53ef\u7e7c\u7e8c\u7528\u7db2\u9280.<\/p>\n

      (2)\u624b\u7e8c\u8cbb\u6210\u672c<\/strong><\/h4>\n\n\n\n\n\n
      \u50b3\u7d71\u8f49\u8d26(Promptpay\u9664\u5916)<\/th>\n\u96fb\u5b50\u9322\u5305\u63d0\u73fe\/\u8de8\u5e73\u53f0\u4ea4\u6613\u6642\u5e38\u6536\u8cbb~3%\u5de6\u53f3.\u4f8b\u5982:<\/th>\n<\/th>\n<\/tr>\n<\/thead>\n
      \u570b\u5167\u540c\u884c\u514d\u8cbb(\u5982SCB\u2192SCB),\u4f46\u570b\u969b\u532f\u6b3e\u9ad8\u6602(~\u0e3f200\u8d77).<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

      \u800c\u50cfTrueMoney\u7b49\u96d6\u63d0\u4f9b\u96f6\u8cbb\u7528P2P\u670d\u52d9,\u4f46\u5f9e\u5176\u4ed6\u6e20\u9053\u5165\u91d1\u53ef\u80fd\u7522\u751f\u9644\u52a0\u8cbb.<\/p>\n

      \ud83d\udca1 \u63d0\u793a<\/em>:\u5c0f\u984d\u983b\u7e41\u4ea4\u6613\u9069\u5408\u7121\u624b\u7e8c\u8cbb\u7684Promptpay;\u5927\u984d\u8de8\u5883\u4ecd\u4ee5SWIFT\u70ba\u4e3b.<\/p>\n

      (3)\u5230\u8d26\u901f\u5ea6<\/strong><\/h5>\n
        \n
      • Promptpay\u79d2\u7ea7\u5230\u5e10;<\/li>\n
      • TrueMoney\u7b49D-Wallet\u5185\u90e8\u4e92\u8f6c\u540c\u6837\u5b9e\u65f6.<\/li>\n<\/ul>\n

        \u76f8\u6bd4\u4e4b\u4e0b\u67d0\u4e9b\u8de8\u884c\u4f20\u7edf\u4e1a\u52a1\u53ef\u80fd\u9700\u8981\u534a\u5929\u5904\u7406\u65f6\u95f4.<\/p>\n

        (4)\u5e94\u7528\u573a\u666f\u8986\u76d6\u5ea6<\/strong><\/h6>\n

        \u867d\u7136\u4e24\u8005\u5747\u53ef\u57287-Eleven\u7b49\u7ebf\u4e0b\u5e97\u4f7f\u7528:<\/p>\n

          \n
        • KBank\/SCB App\u6574\u5408\u4e86\u6c34\u7535\u8d39\u7f34\u7eb3\u529f\u80fd;<\/li>\n
        • Rabbit Line Pay\u5219\u6df1\u5ea6\u7ed1\u5b9a\u793e\u4ea4\u573a\u666f\u4f18\u60e0\u5238\u53d1\u653e\u2026<\/li>\n<\/ul>\n

          \u56e0\u6b64\u6839\u636e\u6d88\u8d39\u4e60\u60ef\u9009\u62e9\u5f88\u91cd\u8981!<\/p>\n

          \n

          [3]\u5b89\u5168\u6027\u8003\u91cf<\/h2>\n

          \u65e0\u8bba\u54ea\u79cd\u65b9\u5f0f\u90fd\u9700\u6ce8\u610f:<\/p>\n

          \u2460\u52ff\u6cc4\u9732OTP\u9a8c\u8bc1\u7801;<\/p>\n

          \u2461\u542f\u7528\u751f\u7269\u8bc6\u522b\u767b\u5f55\u589e\u5f3a\u9632\u62a4;<\/p>\n

          \u2462\u5b9a\u671f\u68c0\u67e5\u8d26\u5355\u9632\u6b62\u76d7\u5237\u2026<\/p>\n

          \u5176\u4e2d\u7531\u4e8e\u591a\u6570\u7535\u5b50\u94b1\u5305\u88c5\u6709\u4f59\u989d\u4e0a\u9650(\u901a\u5e38\u226450\u4e07\u94e2),\u98ce\u9669\u7565\u4f4e\u4e8e\u76f4\u63a5\u5173\u8054\u50a8\u84c4\u8d26\u6237\u7684\u64cd\u4f5c\u6a21\u5f0f\uff0e<\/p>\n

          \n

          Final Verdict : How to Choose?<\/h1>\n

          \u5982\u679c\u4f60\u8ffd\u6c42\u6781\u7b80\u4f53\u9a8c\u4e14\u91d1\u989d\u8f83\u5c0f \u2192\u9009Digital Wallets like LINEPay or AirPay ;<\/p>\n

          \u53cd\u4e4b\u9700\u8981\u5904\u7406\u85aa\u8d44\u4ee3\u53d1\uff0f\u623f\u8d37\u8fd8\u6b3e \u2192\u4fdd\u6301Commercial Banking\u4f1a\u66f4\u7a33\u59a5 !<\/p>\n

          \u5f53\u7136\u6700\u7406\u60f3\u72b6\u6001\u662f\u7ed3\u5408\u4e24\u8005\u4f18\u52bf\u2014\u4f8b\u5982\u7ed1\u5b9aKPlus APP\u540c\u65f6\u5f00\u901aShopeePay\u4eab\u53d7\u53cc\u7aef\u4fc3\u9500\u6d3b\u52a8~<\/p>\n

          \u5e0c\u671b\u8fd9\u4efd\u6307\u5357\u80fd\u5e2e\u5230\u4f60\uff01\u5982\u679c\u6709\u4efb\u4f55\u7591\u95ee\u6b22\u8fce\u7559\u8a00\u8ba8\u8bba \ud83d\ude0a<\/p>\n

          4. \u6cf0\u56fd\u94f6\u884c\u8f6c\u8d26 vs \u6570\u5b57\u94b1\u5305\uff1a\u8be6\u7ec6\u529f\u80fd\u5bf9\u6bd4<\/strong><\/h2>\n

          (1) \u8de8\u5883\u652f\u4ed8\u80fd\u529b<\/strong><\/h3>\n
            \n
          • \n

            \u94f6\u884c\u8f6c\u8d26\uff08\u56fd\u9645\u6c47\u6b3e\uff09<\/strong><\/p>\n

              \n
            • \u2705 \u652f\u6301SWIFT\/\u7535\u6c47<\/strong>\uff0c\u9002\u5408\u5927\u989d\u8de8\u5883\u4ea4\u6613\uff08\u5982\u5b66\u8d39\u3001\u623f\u4ea7\u6295\u8d44\uff09\u3002<\/li>\n
            • \u274c \u624b\u7eed\u8d39\u8f83\u9ad8<\/strong>\uff08\u7ea6200-500\u6cf0\u94e2\/\u7b14\uff09\uff0c\u4e14\u5230\u8d26\u65f6\u95f4\u8f83\u6162\uff081-3\u5de5\u4f5c\u65e5\uff09\u3002<\/li>\n
            • \ud83d\udccc \u9002\u7528\u4eba\u7fa4<\/em>\uff1a\u9700\u8fdb\u884c\u6d77\u5916\u5927\u989d\u8f6c\u8d26\u7684\u4f01\u4e1a\u6216\u4e2a\u4eba\u3002<\/li>\n<\/ul>\n<\/li>\n
            • \n

              \u6570\u5b57\u94b1\u5305\uff08\u90e8\u5206\u652f\u6301\uff09<\/strong><\/p>\n

                \n
              • \u2705 TrueMoney\u7b49\u5c11\u6570\u5e73\u53f0\u53ef\u5411\u7f05\u7538\u3001\u67ec\u57d4\u5be8\u7b49\u90bb\u56fd\u6c47\u6b3e\u3002<\/li>\n
              • \u274c \u9650\u989d\u8f83\u4f4e\uff0c\u6c47\u7387\u8f83\u5dee<\/strong>\uff0c\u4e0d\u9002\u5408\u9ad8\u4ef7\u503c\u4ea4\u6613\u3002<\/li>\n
              • \ud83d\udccc \u9002\u7528\u4eba\u7fa4<\/em>\uff1a\u5c0f\u989d\u8de8\u5883\u652f\u4ed8\u6216\u5916\u7c4d\u52b3\u5de5\u6c47\u6b3e\u9700\u6c42\u8005\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                \n

                (2) P2P\u4e2a\u4eba\u95f4\u8f6c\u8d26\u4f53\u9a8c<\/strong><\/h3>\n\n\n\n\n\n\n\n
                <\/th>\nPromptPay (\u9280\u884c\u8f49\u8cec)<\/th>\nTrueMoney \/ LINE Pay<\/th>\n<\/tr>\n<\/thead>\n
                \u901f\u5ea6<\/td>\n\u5373\u6642\u5230\u5e33 (~5\u79d2)<\/td>\n\u5373\u6642(~10\u79d2\u5167)<\/td>\n<\/tr>\n
                \u50c5\u9650\u6cf0\u570b\u5883\u5167\u4f7f\u7528<\/td>\n\u90e8\u5206\u9322\u5305\u53ef\u8de8\u5e73\u81fa(\u5982Grab\u2192ShopeePay)<\/td>\n<\/td>\n<\/tr>\n
                \u7121\u624b\u7e8c\u8cbb(\u540c\u884c)<\/td>\n\u63d0\u73fe\u81f3\u9280\u884c\u53ef\u80fd\u6536\u8cbb\u0e3f15~30<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

                \ud83d\udca1 \u7d50\u8ad6<\/em>:\u82e5\u96d9\u65b9\u5747\u6709PromptPay\u7d81\u5b9a\u5247\u9996\u9078;\u5426\u5247\u6578\u5b57\u9322\u5305\u66f4\u9748\u6d3b.<\/p>\n

                \n

                [5]\u7279\u6b8a\u5834\u666f\u4e0b\u7684\u512a\u52a3\u52e2\u5206\u6790]<\/strong><\/h2>\n

                (1)\u65c5\u6e38\u89c0\u5149\u5ba2\u8996\u89d2<\/h4>\n

                \u2705\u6700\u4f73\u9078\u64c7=\u300c\u4fe1\u7528\u5361+\u96fb\u5b50\u9322\u5305\u300d\u7d44\u5408:<\/p>\n

                \u2460\u514d\u53bb\u514c\u63db\u5927\u91cf\u73fe\u91d1\u98a8\u96aa;
                \n\u2461Grab\/LINE Pay\u7b49\u5728\u591c\u5e02&\u666f\u9ede\u63a5\u53d7\u5ea6\u9ad8;
                \n\u24627-Eleven\u96a8\u8655\u53ef\u5145\u503c(Touch\u2019n Go\u6a21\u5f0f).<\/p>\n

                \u26a0\ufe0f\u6ce8\u610f:\u67d0\u4e9b\u50b3\u7d71\u5e02\u5834\u4ecd\u53ea\u6536\u73fe\u91d1!<\/p>\n

                (2)\u9577\u671f\u5c45\u7559\u5916\u7c4d\u4eba\u58eb<\/strong><\/h5>\n

                \u63a8\u85a6\u958b\u901a\u672c\u5730\u9280\u884c\u8cec\u6236\u4e26\u9023\u7d50Promptpay,\u56e0\u70ba:<\/p>\n

                \u2460\u623f\u79df\u6c34\u96fb\u6263\u6b3e\u66f4\u65b9\u4fbf;
                \n\u2461\u5de5\u8cc7\u5165\u8cec\u7121\u63d0\u73fe\u6210\u672c\u2026
                \n\u4f46\u82e5\u6587\u4ef6\u5be9\u6838\u56f0\u96e3(\u5982\u7121\u5de5\u4f5c\u8b49),\u5247AirPay\u7b49\u975e\u5be6\u540d\u5236\u65b9\u6848\u6210\u66ff\u4ee3\u9078\u9805.<\/p>\n

                \n

                [6]\u672a\u4f86\u8da8\u52e2\u2014Thailand\u2019s Payment Landscape]<\/h1>\n

                \u96a8\u84572023\u5e74\u6cf0\u570b\u592e\u884c\u63a8\u52d5\u300c\u570b\u5bb6QR\u78bc\u6a19\u6e96\u5316\u300d,\u9810\u8a08\u6578\u4f4d\u9322\u5305\u7684\u5e02\u5360\u7387\u5c07\u6301\u7e8c\u6210\u9577.\u5c24\u5176\u503c\u5f97\u95dc\u6ce8\u7684\u6709:<\/p>\n

                \u2728\u300c\u8d85\u7d1aAPP\u6574\u5408\u300d\u2014\u4f8b\u5982KBank\u6b63\u5728\u628a\u8f49\u8cec\u3001\u6295\u8cc7\u751a\u81f3\u4fdd\u96aa\u5168\u585e\u9032\u55ae\u4e00\u754c\u9762;<\/p>\n

                \ud83c\udf0f\u300c\u5340\u57df\u5316\u806f\u76df\u300d\u2014\u50cfAlipHK+\u8207TrueMoney\u5408\u4f5c\u8b93\u4e2d\u570b\u904a\u5ba2\u76f4\u63a5\u6383\u78bc\u6d88\u8cbb\u2026<\/p>\n

                \u9019\u610f\u5473\u8457\u672a\u4f86\u7684\u8d0f\u5bb6\u53ef\u80fd\u662f\u90a3\u4e9b\u80fd\u540c\u6642\u63d0\u4f9b\u50b3\u7d71\u91d1\u878d\u5b89\u5168+\u79d1\u6280\u516c\u53f8\u4fbf\u6377\u9ad4\u9a57\u7684\u6df7\u5408\u578b\u670d\u52d9\u5546!<\/p>\n

                \n

                Final Checklist : Which One Suits You?<\/h1>\n

                \u8acb\u6839\u64da\u81ea\u8eab\u60c5\u6cc1\u52fe\u9078\u6700\u7b26\u5408\u7684\u63cf\u8ff0\uff1a<\/p>\n

                \ud83d\udd32 \u3010\u6211\u5e38\u9700\u8981\u570b\u969b\u532f\u6b3e\u3011 \u2192 Commercial Banking (Bangkok Bank SCB\u2026)<\/p>\n

                \ud83d\udd32 \u3010\u6211\u662f\u77ed\u671f\u65c5\u5ba2\/\u62d2\u7d76\u8907\u96dc\u624b\u7e8c\u3011 \u2192 GrabPay + Rabbit LINE Pay\u96d9\u958b<\/p>\n

                \ud83d\udd32 \u3010\u6211\u5728\u6cf0\u5de5\u4f5c\u6709\u56fa\u5b9a\u6536\u5165\u3011 \u2192 KBank App + PromptPay\u5fc5\u5099<\/p>\n

                \u7121\u8ad6\u5982\u4f55,\u8a18\u5f97\u5b9a\u671f\u76e3\u63a7\u4ea4\u6613\u8a18\u9304\u4ee5\u78ba\u4fdd\u8cc7\u91d1\u5b89\u5168\u54e6\uff01\u5982\u679c\u6709\u66f4\u591a\u7591\u554f\u4e5f\u6b61\u8fce\u63d0\u51fa~<\/p>","protected":false},"excerpt":{"rendered":"

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