{"id":3118,"date":"2025-05-31T21:52:19","date_gmt":"2025-05-31T13:52:19","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3118"},"modified":"2025-05-31T21:52:19","modified_gmt":"2025-05-31T13:52:19","slug":"%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b5%8b%e8%af%95%e6%b5%81%e7%a8%8b%e8%a7%a3%e6%9e%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/05\/31\/%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e6%b2%99%e7%ae%b1%e7%8e%af%e5%a2%83%e4%b8%8e%e6%b5%8b%e8%af%95%e6%b5%81%e7%a8%8b%e8%a7%a3%e6%9e%90\/","title":{"rendered":"\u4e2d\u4e1c\u652f\u4ed8\u6c99\u7bb1\u73af\u5883\u4e0e\u6d4b\u8bd5\u6d41\u7a0b\u89e3\u6790"},"content":{"rendered":"

\u4e2d\u4e1c\u652f\u4ed8\u6c99\u7bb1\u73af\u5883\u4e0e\u6d4b\u8bd5\u6d41\u7a0b\u89e3\u6790<\/h1>\n

\u4e00\u3001\u4e2d\u4e1c\u652f\u4ed8\u5e02\u573a\u7279\u70b9<\/h2>\n
    \n
  1. \n

    \u533a\u57df\u7279\u6027<\/strong>\uff1a<\/p>\n

      \n
    • \u4fe1\u7528\u5361\u666e\u53ca\u7387\u8f83\u4f4e\uff0c\u73b0\u91d1\u4ea4\u6613\u4ecd\u5360\u8f83\u5927\u6bd4\u4f8b<\/li>\n
    • Mada\u5361(\u6c99\u7279)\u3001Fawry(\u57c3\u53ca)\u7b49\u672c\u5730\u652f\u4ed8\u65b9\u5f0f\u4e3b\u5bfc<\/li>\n
    • \u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4\u8981\u6c42(Sharia-compliant)<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \u4e3b\u8981\u56fd\u5bb6\u5dee\u5f02<\/strong>\uff1a<\/p>\n

        \n
      • \u6c99\u7279\uff1aMada\u5361+Apple Pay\/Samsung Pay<\/li>\n
      • UAE\uff1aVisa\/Mastercard\u76f8\u5bf9\u666e\u53ca<\/li>\n
      • \u57c3\u53ca\uff1a\u73b0\u91d1\u9884\u4ed8\u5238(Fawry)\u4e3a\u4e3b\u6d41<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n

        \u4e8c\u3001\u4e3b\u6d41\u6c99\u7bb1\u73af\u5883\u6982\u89c8<\/h2>\n

        PayPal\u4e2d\u4e1c\u6c99\u7bb1<\/h3>\n
          \n
        • \u652f\u6301\u5e01\u79cd<\/strong>\uff1aAED, SAR, EGP\u7b49\u5730\u533a\u8d27\u5e01<\/li>\n
        • \u7279\u6b8a\u529f\u80fd<\/strong>\uff1a\n
            \n
          • Arab-specific\u9519\u8bef\u4ee3\u7801\u6a21\u62df(\u5982\"IBAN\u9a8c\u8bc1\u5931\u8d25\")<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n

            Checkout.com\u4e2d\u4e1c\u6d4b\u8bd5\u73af\u5883<\/h3>\n
              \n
            • \u7279\u8272\u670d\u52a1<\/strong>\uff1a\n
                \/\/ Mada\u5361\u6d4b\u8bd5\u53f7\u793a\u4f8b 
              \r\n  4406470000000097 (3DS v1)
              \r\n  5456030000006165 (3DS v2)
              \r\n<\/code><\/pre>\n<\/li>\n<\/ul>\n
              Telr\u6c99\u7bb1\u7cfb\u7edf(UAE\u91cd\u70b9)<\/h3>\n
                \n
              • \u72ec\u7279\u8bbe\u7f6e<\/strong>\uff1a<\/li>\n<\/ul>\n
                curl https:\/\/uat.telr.com\/gateway\/order.json \\
                \r\n-H \"Content-Type: application\/json\" \\
                \r\n-d '{
                \r\n    \"ivp_method\": \"create\",
                \r\n    \"ivp_store\": YOUR_STORE_ID,
                \r\n    \"ivp_authkey\": YOUR_AUTH_KEY,
                \r\n    \"ivp_cartid\": UNIQUE_ORDER_ID,
                \r\n    \"ivp_amount\": AMOUNT_IN_AED_SAR_EGP,
                \r\n}'
                \r\n<\/code><\/pre>\n
                \u4e09\u3001\u6838\u5fc3\u6d4b\u8bd5\u6d41\u7a0b\u6846\u67b6<\/h2>\n
                  \n
                1. \u57fa\u7840\u914d\u7f6e\u9636\u6bb5<\/strong><\/li>\n<\/ol>\n
                  [\u7f51\u5173\u9009\u62e9] \u2192 [\u8d27\u5e01\u8bbe\u7f6e(AED\/SAR\/EGP)] \u2192 [\u8bed\u8a00\u5305\u52a0\u8f7d]
                  \r\n       \u2193 
                  \r\n[\u5408\u89c4\u68c0\u67e5] \u2190 [\u56de\u8c03URL\u914d\u7f6e]
                  \r\n<\/code><\/pre>\n
                    <\/p>\n
                  1. \u5173\u952e\u6d4b\u8bd5\u573a\u666f\u77e9\u9635<\/strong><\/li>\n<\/ol>\n\n\n\n\n\n\n\n
                    Test Case<\/th>\nSaudi(MADA)<\/th>\nUAE(VISA)<\/th>\nEgypt(Fawry)<\/th>\n<\/tr>\n<\/thead>\n
                    \u6210\u529f\u4ea4\u6613<\/td>\nSAMPLE_MADA_CARD<\/td>\nVISA_TEST_411111<\/td>\nFAWRY_VOUCHER_CODE<\/td>\n<\/tr>\n
                    3DS\u5931\u8d25<\/td>\nBLOCKED_BIN_MADA<\/td>\nVISA_3DS_DECLINE_CODE6<\/td>\nN\/A<\/td>\n<\/tr>\n
                    \u91d1\u989d\u9650\u5236\u89e6\u53d1<\/td>\nSAR_MIN=10\u89c4\u5219\u6821\u9a8c AED_MAX=50000\u89c4\u5219\u6821\u9a8c EGP_ROUNDING_ERROR<\/td>\n<\/td>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                      <\/p>\n
                    1. \u7279\u6b8a\u9a8c\u8bc1\u8981\u70b9<\/strong><\/li>\n<\/ol>\n
                      def test_middle_east_specific():
                      \r\n    
                      \r\nassert payment_page.has_hijri_date_option() #\u4f0a\u65af\u5170\u5386\u663e\u793a
                      \r\n    
                      \r\nassert receipt.contains_vat_number_field() #\u6d77\u6e7e\u56fd\u5bb6\u589e\u503c\u7a0e\u8981\u6c42
                      \r\n    
                      \r\nif egypt_transaction:
                      \r\nassert has_fawry_reference_id()
                      \r\n<\/code><\/pre>\n
                        <\/p>\n
                      1. \u56db\u3001\u5e38\u89c1\u95ee\u9898\u6392\u67e5\u6307\u5357<\/li>\n<\/ol>\n
                        \ud83d\udd34 Error Code: MIDEAST-004<\/em>
                        \n\ud83d\udc49\u53ef\u80fd\u539f\u56e0\uff1a\u672a\u914d\u7f6e\u963f\u62c9\u4f2f\u8bed\u9519\u8bef\u6d88\u606f\u8d44\u6e90\u6587\u4ef6<\/p>\n
                        \ud83d\udfe1 Warning ME-TAX-002<\/em>
                        \n\u2705\u89e3\u51b3\u65b9\u6848\uff1a\u786e\u8ba4\u53d1\u7968\u5305\u542b5% VAT\u5b57\u6bb5(GCC\u56fd\u5bb6\u8981\u6c42)<\/p>\n
                        \u26ab\ufe0f Blackbox Issue<\/em>
                        \n\ud83d\udccc\u8c03\u8bd5\u6b65\u9aa4\uff1a\u68c0\u67e5\u662f\u5426\u8bef\u7528Gregorian\u65e5\u671f\u800c\u975eHijri\u65e5\u671f<\/p>\n
                        \u9700\u8981\u66f4\u8be6\u7ec6\u7684\u67d0\u4e2a\u73af\u8282\u8bf4\u660e\u5417\uff1f\u4f8b\u5982\u7279\u5b9a\u56fd\u5bb6\u7684\u8ba4\u8bc1\u6d41\u7a0b\u6216\u67d0\u652f\u4ed8\u7f51\u5173\u7684\u6df1\u5ea6\u96c6\u6210\u7ec6\u8282\uff1f<\/p>\n
                        # \u4e2d\u4e1c\u652f\u4ed8\u6c99\u7bb1\u6d4b\u8bd5\u6df1\u5ea6\u89e3\u6790\uff08\u7eed\uff09<\/p>\n
                         \u56db\u3001\u56fd\u5bb6\/\u5730\u533a\u4e13\u9879\u6d4b\u8bd5\u8981\u70b9<\/p>\n
                         \u6c99\u7279\u963f\u62c9\u4f2f\uff08MADA\u4f53\u7cfb\uff09
                        \n\u6838\u5fc3\u6d4b\u8bd5\u5de5\u5177\u5305\uff1a
                        \n\u201c`xml
                        \n
                        \n
                        \n    
                        \n    
                        \n<\/test_cards><\/p>\n

                        \n
                        \n    
                        \n    
                        \n<\/scenarios>
                        \n“`<\/p>\n
                        \u5fc5\u6d4b\u9879\u76ee\u6e05\u5355\uff1a
                        \n1. SAMA\u8ba4\u8bc1\u7684\u52a0\u5bc6\u6807\u51c6\u9a8c\u8bc1
                        \n2. \u6c99\u7279\u672c\u5730\u5316\u8981\u6c42\uff1a
                        \n   \u2013 \ud83c\uddf8\ud83c\udde6 \u5fc5\u987b\u663e\u793a\u963f\u62c9\u4f2f\u8bed\u6536\u636e
                        \n   \u2013 \u23f0 \u65f6\u533a\u5f3a\u5236\u8bbe\u7f6e\u4e3aGMT+3 (Riyadh Time)
                        \n   \u2013 \ud83d\udcc4 VAT\u53d1\u7968\u7f16\u53f7\u683c\u5f0f\u6821\u9a8c\uff0815\u4f4d\u6570\u5b57\uff09<\/p>\n
                         UAE\uff08Visa\/MasterCard\u4e3b\u5bfc\uff09
                        \nDubai\u91d1\u878d\u79d1\u6280\u6c99\u7bb1\u7279\u6b8a\u89c4\u5219\uff1a
                        \n\u201c`javascript
                        \n\/\/ Noon Pay\u6a21\u62df\u5668API\u8c03\u7528\u793a\u4f8b
                        \nconst noonSandbox = require(\u2018noon-pay-sandbox\u2019);
                        \nnoonSandbox.configure({
                        \n    merchantCode: \u2018TESTAE\u2019, \/\/ AE\u4ee3\u8868\u963f\u8054\u914b
                        \n    currencyLock: \u2018AED\u2019,
                        \n    mandatoryFields: [\u2018TAX_INVOICE_NUMBER\u2019, \u2018PO_BOX\u2019] \/\/ UAE\u7279\u6709\u5b57\u6bb5
                        \n});
                        \n“`<\/p>\n
                        \u5173\u952e\u5dee\u5f02\u70b9\u6d4b\u8bd5\u77e9\u9635\uff1a<\/p>\n
                        | Feature | UAE\u89c4\u8303\u8981\u6c42 | \u6807\u51c6\u56fd\u9645\u65b9\u6848 |
                        \n|———|————|————-|
                        \n|\u5730\u5740\u5b57\u6bb5 | PO Box\u5fc5\u586b | Street Address\u4f18\u5148 |
                        \n|\u9000\u6b3e\u65f6\u6548 | \u22645\u5de5\u4f5c\u65e5 | \u22647\u5de5\u4f5c\u65e5 |
                        \n|\u8d27\u5e01\u7cbe\u5ea6 | AED\u5c0f\u6570\u70b9\u540e\u56fa\u5b9a2\u4f4d | \u52a8\u6001\u5c0f\u6570\u4f4d\u652f\u6301 |<\/p>\n
                         Egypt\uff08\u73b0\u91d1\u652f\u4ed8\u573a\u666f\uff09
                        \n“`
                        \nFAWRY\u6c99\u7bb1\u54cd\u5e94\u6837\u672c\uff1a<\/p>\n
                        STATUS_CODES:
                        \n0000 \u2013 Successful payment (\u9700\u9a8c\u8bc116\u4f4dreference\u7801)
                        \n1400 \u2013 Pending (\u7b49\u5f85\u7528\u6237\u5b8c\u6210\u73b0\u91d1\u652f\u4ed8)
                        \n9002 \u2013 Invalid voucher code (\u6d4b\u8bd5\u7528\u65e0\u6548\u7801\uff1a9999888877776666)<\/p>\n
                        curl\u793a\u4f8b\uff1a
                        \ncurl \u201chttps:\/\/sandbox.fawrypay.com\/payments\/status?merchantCode=TEST&paymentRefNumber=SANDBOX_REF_001\u201d
                        \n“`<\/p>\n
                        \u4e94\u3001\u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4\u4e13\u9879<\/p>\n
                         Sharia-compliant\u4ea4\u6613\u68c0\u6d4b\u6d41\u7a0b
                        \n\u201c`mermaid
                        \ngraph TD;
                        \nA[\u4ea4\u6613\u53d1\u8d77] \u2013> B{\u91d1\u989d\u5206\u6790};
                        \nB \u2013> C[\u542bRiba(\u5229\u606f)\u6210\u5206?];
                        \nC \u2013>|Yes| D[\u81ea\u52a8\u62e6\u622a\u5e76\u89e6\u53d1SHARIA_101\u9519\u8bef];
                        \nC \u2013>|No| E{\u5408\u540c\u6761\u6b3e\u5ba1\u67e5};
                        \nE \u2013> F[\u5305\u542b\u4e0d\u786e\u5b9a\u6027(Gharar)?];
                        \nF \u2013>|Yes| G[\u6807\u8bb0\u4e3aNON_HALAL\u4ea4\u6613];
                        \nF \u2013>|No\u6216\u5df2\u8ba4\u8bc1H.Halal\u5408\u7ea6\u6a21\u677f} H[\u6b63\u5e38\u5904\u7406];<\/p>\n
                        classDef sharia fill:#f9f,stroke:#333;
                        \nclass D,G sharia;
                        \n“`<\/p>\n
                         Halal\u652f\u4ed8\u63a5\u53e3\u8bbe\u8ba1\u5efa\u8bae
                        \n\u201c`java
                        \npublic interface HalalPaymentGateway {<\/p>\n
                        @HalalCertified(provider = \u201cAAOIFI\u201d) \/\/\u4f0a\u65af\u5170\u4f1a\u8ba1\u5ba1\u8ba1\u7ec4\u7ec7\u8ba4\u8bc1\u6807\u8bc6
                        \nvoid processPayment(PaymentRequest request) throws NonHalalTransactionException;<\/p>\n
                        @FieldValidation(rule = \u201cnoCompoundInterest\u201d)
                        \nboolean validateProfitRate(double rate); <\/p>\n
                        default String getShariaComplianceCertificate() {
                        \nreturn \u201cThis gateway complies with Islamic Finance Standard APS-2023\u201d;}
                        \n}
                        \n“`<\/p>\n
                        \u516d\u3001\u5b9e\u6218\u8c03\u8bd5\u6280\u5de7<\/p>\n
                        \ud83d\udd27 \u8de8\u7f51\u5173\u95ee\u9898\u8bca\u65ad\u5de5\u5177\u94fe
                        \n“`
                        \n1. Postman\u96c6\u5408 + Alipay Middle East Sandbox\u63d2\u4ef6
                        \n2. Wireshark\u8fc7\u6ee4\u5668\u8bbe\u7f6e\uff1aportrange(5000-5100) && http.contains(\u201cAED\u201d)
                        \n3. JMeter\u538b\u529b\u6d4b\u8bd5\u6a21\u677f\u914d\u7f6e\u963f\u62c9\u4f2f\u8bed\u5b57\u7b26\u96c6\u7f16\u7801
                        \n4. Burp Suite\u4e2d\u4e1c\u4e13\u7528CA\u8bc1\u4e66\u5305
                        \n“`<\/p>\n
                        \ud83d\udccc \u5178\u578b\u6545\u969c\u6a21\u5f0f\u5e93
                        \n“`
                        \n\u6848\u4f8bME-2023-047:
                        \n\u73b0\u8c61\uff1aUAE\u4ea4\u6613\u6210\u529f\u4f46\u6c99\u7279\u5931\u8d25
                        \n\u6839\u56e0\uff1a\u672a\u5904\u7406Mada\u5361\u7684BIN\u53f7\u6bb5588845-588848
                        \n\u4fee\u590d\u65b9\u6848\uff1a\u66f4\u65b0\u5361bin\u6570\u636e\u5e93\u81f3v4.22+  <\/p>\n
                        \u6848\u4f8bME-2024-012:
                        \n\u73b0\u8c61\uff1a\u57c3\u53ca\u8fd4\u56de\u6a21\u7cca\u7684\u300c\u4ed8\u6b3e\u5904\u7406\u4e2d\u300d\u72b6\u6001
                        \n\u8bca\u65ad\u5de5\u5177\u4f7f\u7528\u987a\u5e8f\uff1a
                        \na) Fawry\u72b6\u6001API\u76f4\u63a5\u67e5\u8be2 \u2192 b) Check\u5546\u6237\u56de\u8c03\u65e5\u5fd7 \u2192 c) Traceroute\u5230\u5f00\u7f57\u6570\u636e\u4e2d\u5fc3\u8282\u70b9Nile01
                        \n\u6700\u7ec8\u53d1\u73b0\u662fEGP\u8d27\u5e01\u8f6c\u6362\u65f6\u7684\u56db\u820d\u4e94\u5165\u5dee\u5f02\u5bfc\u81f4   <\/p>\n
                        \u662f\u5426\u9700\u8981\u6211\u5c55\u5f00\u67d0\u4e2a\u5177\u4f53\u56fd\u5bb6\u7684\u8ba4\u8bc1\u7533\u8bf7\u6d41\u7a0b\uff1f\u6216\u662f\u63d0\u4f9b\u5b8c\u6574\u7684\u7aef\u5230\u7aef\u6c99\u7bb1\u90e8\u7f72checklist\uff1f<\/p>","protected":false},"excerpt":{"rendered":"
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