{"id":3177,"date":"2025-06-04T14:04:14","date_gmt":"2025-06-04T06:04:14","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3177"},"modified":"2025-06-04T14:04:14","modified_gmt":"2025-06-04T06:04:14","slug":"%e6%94%af%e6%8c%81%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b7%a5%e5%85%b7%e6%8e%a8%e8%8d%90","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/06\/04\/%e6%94%af%e6%8c%81%e4%b8%ad%e4%b8%9c%e6%94%af%e4%bb%98%e7%9a%84%e6%94%b6%e6%ac%be%e5%b7%a5%e5%85%b7%e6%8e%a8%e8%8d%90\/","title":{"rendered":"\u652f\u6301\u4e2d\u4e1c\u652f\u4ed8\u7684\u6536\u6b3e\u5de5\u5177\u63a8\u8350"},"content":{"rendered":"<p>\u5728\u4e2d\u4e1c\u5730\u533a\u5f00\u5c55\u4e1a\u52a1\u65f6\uff0c\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u6536\u6b3e\u5de5\u5177\u9700\u8981\u7efc\u5408\u8003\u8651<strong>\u672c\u5730\u5316\u652f\u4ed8\u4e60\u60ef\u3001\u5b97\u6559\u6587\u5316\u3001\u5408\u89c4\u6027<\/strong>\u4ee5\u53ca<strong>\u79fb\u52a8\u4e92\u8054\u7f51\u6e17\u900f\u7387<\/strong>\u7b49\u56e0\u7d20\u3002\u4ee5\u4e0b\u662f\u9488\u5bf9\u4e2d\u4e1c\u5e02\u573a\u7684\u63a8\u8350\u65b9\u6848\uff1a<\/p>\n<hr>\n<h3><strong>\u4e00\u3001\u4e3b\u6d41\u56fd\u9645\u652f\u4ed8\u5de5\u5177<\/strong><\/h3>\n<ol>\n<li>\n<p><strong>PayPal<\/strong><\/p>\n<ul>\n<li>\u9002\u7528\u573a\u666f\uff1a\u8de8\u5883\u7535\u5546\u3001B2C\u5c0f\u989d\u4ea4\u6613<\/li>\n<li>\u4f18\u52bf\uff1a\u8986\u76d6\u90e8\u5206\u4e2d\u4e1c\u56fd\u5bb6\uff08\u5982\u963f\u8054\u914b\u3001\u6c99\u7279\uff09\uff0c\u652f\u6301\u591a\u5e01\u79cd\u7ed3\u7b97\u3002<\/li>\n<li>\u6ce8\u610f\uff1a\u9700\u9075\u5b88\u4f0a\u65af\u5170\u91d1\u878d\u539f\u5219\uff08\u907f\u514d\u5229\u606f\u6761\u6b3e\uff09\uff0c\u90e8\u5206\u5730\u533a\u4f7f\u7528\u53d7\u9650\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Stripe<\/strong><\/p>\n<ul>\n<li>\u9002\u7528\u573a\u666f\uff1a\u7ebf\u4e0a\u8ba2\u9605\u5236\u670d\u52a1\u6216SaaS\u4f01\u4e1a<\/li>\n<li>\u4f18\u52bf\uff1a\u652f\u6301\u963f\u8054\u914b\u3001\u6c99\u7279\u7b49\u5e02\u573a\uff0c\u96c6\u6210\u4fbf\u6377\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>\u4e8c\u3001\u672c\u5730\u5316\u652f\u4ed8\u89e3\u51b3\u65b9\u6848<\/strong><\/h3>\n<h4><strong>\u6d77\u6e7e\u56fd\u5bb6\uff08GCC\u91cd\u70b9\u5e02\u573a\uff09<\/strong><\/h4>\n<ol>\n<li>\n<p><strong>Benefit (\u5df4\u6797) \/ KNET (\u79d1\u5a01\u7279)<\/strong><\/p>\n<ul>\n<li>\u9002\u7528\u573a\u666f\uff1a\u6d77\u6e7e\u56fd\u5bb6\u672c\u5730\u94f6\u884c\u8f6c\u8d26<\/li>\n<li>\u7279\u70b9\uff1a\u653f\u5e9c\u652f\u6301\u7684\u5373\u65f6\u94f6\u884c\u8f6c\u8d26\u7cfb\u7edf\uff0c\u8986\u76d680%\u4ee5\u4e0a\u672c\u5730\u7528\u6237\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Mada (\u6c99\u7279)<\/strong><\/p>\n<ul>\n<li>\u5173\u952e\u6570\u636e\uff1a\u6c99\u727990%\u7684\u94f6\u884c\u5361\u7ed1\u5b9aMada\u7cfb\u7edf\u3002<\/li>\n<li>\u5efa\u8bae\uff1a\u5728\u6c99\u7279\u8fd0\u8425\u5fc5\u987b\u63a5\u5165\uff0c\u5426\u5219\u635f\u5931\u5927\u90e8\u5206\u5ba2\u6237\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>Fawry (\u57c3\u53ca)<\/strong><\/p>\n<ul>\n<li>\u6a21\u5f0f\uff1a\"\u73b0\u91d1\u8f6c\u7535\u5b50\"\u7684\u7ebf\u4e0b\u7f51\u70b9\u652f\u4ed8\uff0c\u8986\u76d6\u57c3\u53ca6000\u4e07\u65e0\u94f6\u884c\u5361\u7528\u6237\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>QPay (\u5361\u5854\u5c14)\u3001STC Pay (\u6c99\u7279\u7535\u4fe1\u65d7\u4e0b)<\/strong><br \/>\n-\u8d8b\u52bf\uff1a\u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4\u7684\u6570\u5b57\u94b1\u5305\uff0c\u589e\u957f\u8fc5\u731b\u3002<\/p>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>\u4e09\u3001\"\u5148\u4e70\u540e\u4ed8\"\uff08BNPL\uff09\u70ed\u95e8\u9009\u9879<\/strong><\/h3>\n<ul>\n<li><strong>Tabby (\u963f\u8054\u914b\/\u6c99\u7279)<\/strong> \uff1a\u5141\u8bb8\u52064\u671f\u514d\u606f\u4ed8\u6b3e\uff0c\u7b26\u5408\u4f0a\u65af\u5170\u91d1\u878d\u6cd5\u3002<\/li>\n<li><strong>Cashew (GCC\u5730\u533a)<\/strong> \uff1a\u4e0e\u672c\u571f\u7535\u5546\u5e73\u53f0\u6df1\u5ea6\u5408\u4f5c\u3002<\/li>\n<li><em>\u9002\u5408\u884c\u4e1a<\/em> \uff1a\u9ad8\u5ba2\u5355\u4ef7\u7535\u5546\uff08\u7535\u5b50\u4ea7\u54c1\u3001\u5962\u4f88\u54c1\uff09\u3002<\/li>\n<\/ul>\n<hr>\n<h3><\/h3>\n<h3><strong>\u56db\u3001\u79fb\u52a8\u94b1\u5305\u4e0e\u65b0\u5174\u652f\u4ed8\u65b9\u5f0f<\/strong><\/h3>\n<p>\u4e2d\u4e1c\u7684\u79fb\u52a8\u652f\u4ed8\u6e17\u900f\u7387\u6b63\u5728\u5feb\u901f\u63d0\u5347\uff0c\u5c24\u5176\u662f\u6c99\u7279\u201cVision 2030\u201d\u548c\u57c3\u53ca\u201c\u65e0\u73b0\u91d1\u793e\u4f1a\u201d\u653f\u7b56\u7684\u63a8\u52a8\u4e0b\uff0c\u4ee5\u4e0b\u5de5\u5177\u503c\u5f97\u5173\u6ce8\uff1a<\/p>\n<ol>\n<li>\n<p><strong>Apple Pay \/ Google Pay (\u9010\u6b65\u666e\u53ca)<\/strong><\/p>\n<ul>\n<li>\u9002\u7528\u573a\u666f\uff1a\u9ad8\u7aef\u7528\u6237\u3001\u8de8\u5883\u6d88\u8d39<\/li>\n<li>\u8986\u76d6\u56fd\u5bb6\uff1a\u963f\u8054\u914b\u3001\u6c99\u7279\u5df2\u652f\u6301\uff0c\u5176\u4ed6\u6d77\u6e7e\u56fd\u5bb6\u9010\u6b65\u5f00\u653e\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u672c\u5730\u7535\u5b50\u94b1\u5305<\/strong><\/p>\n<ul>\n<li><strong>STC Pay (\u6c99\u7279)<\/strong> \u2013 \u7531\u6c99\u7279\u7535\u4fe1\u8fd0\u8425\uff0c\u7528\u6237\u8d85800\u4e07\uff0c\u652f\u6301\u626b\u7801\u652f\u4ed8\u548cP2P\u8f6c\u8d26\u3002<\/li>\n<li><strong>Beam (\u963f\u8054\u914b)<\/strong> \u2013 \u6574\u5408\u672c\u5730\u94f6\u884c\u8d26\u6237\u7684\u8d85\u7ea7App\uff0c\u9002\u5408\u7ebf\u4e0b\u96f6\u552e\u573a\u666f\u3002<\/li>\n<li><strong>FawryPay (\u57c3\u53ca)<\/strong> \u2013 \u57c3\u53ca\u6700\u5927\u7535\u5b50\u652f\u4ed8\u5e73\u53f0\uff0c\u8986\u76d6\u8d26\u5355\u7f34\u8d39\u3001\u7535\u5546\u652f\u4ed8\u7b49\u3002<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4\u65b9\u6848<\/strong><\/p>\n<ul>\n<li><em>\u95ee\u9898<\/em>\uff1a\u4f20\u7edf\u4fe1\u7528\u5361\u5229\u606f\uff08Riba\uff09\u8fdd\u53cd\u4f0a\u65af\u5170\u6559\u6cd5\u3002<\/li>\n<li><em>\u89e3\u51b3\u65b9\u6848<\/em>\uff1a\u9009\u62e9\u7b26\u5408<strong>Sharia-compliant Finance<\/strong>\u7684\u670d\u52a1\u5546\uff1a\n<ul>\n<li><strong>Alinma Bank (\u6c99\u7279)<\/strong> \u2013 \u63d0\u4f9b\u65e0\u5229\u606f\u5206\u671f\u4ed8\u6b3e\uff08Tawarruq\u6a21\u5f0f\uff09\u3002<\/li>\n<li><strong>Dubai Islamic Bank Pay<\/strong> \u2013 Halal\u8ba4\u8bc1\u7684\u6570\u5b57\u94b1\u5305\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr>\n<h3><strong>\u4e94\u3001\u73b0\u91d1\u4e0e\u66ff\u4ee3\u6027\u652f\u4ed8<\/strong><\/h3>\n<p>\u4e2d\u4e1c\u4ecd\u6709\u5927\u91cf\u73b0\u91d1\u4ea4\u6613\u9700\u6c42\uff08\u5c24\u5176\u57c3\u53ca\u3001\u4f0a\u62c9\u514b\uff09\uff0c\u9700\u642d\u914d\u4ee5\u4e0b\u65b9\u5f0f\uff1a<\/p>\n<ol>\n<li><strong>Cash on Delivery (COD)\u8d27\u5230\u4ed8\u6b3e<\/strong>\n<ul>\n<li><em>\u6570\u636e<\/em>\uff1a\u4e2d\u4e1c\u7535\u554630%-60%\u4ecd\u4f9d\u8d56COD\uff08Statista\uff09\u3002<\/li>\n<li><em>\u98ce\u9669<\/em>\uff1a\u9000\u8d27\u7387\u9ad8\uff08\u7ea635%\uff09\uff0c\u9700\u4f18\u5316\u7269\u6d41\u7ba1\u63a7\u3002<\/li>\n<\/ul>\n<\/li>\n<li><strong>\u9884\u4ed8\u5361\/Voucher\u5145\u503c\u7801<\/strong><br \/>\n\u5982 UAE\u7684<strong>Aafaq Cards<\/strong>, Saudi\u7684Sadad\u7cfb\u7edf\u3002<\/li>\n<\/ol>\n<hr>\n<h3><em><strong>\u516d<\/strong><\/em> <em><strong>\u4f01\u4e1a\u7ea7\u5efa\u8bae<\/strong><\/em><\/h3>\n<h4><strong>(1)\u6309\u5e02\u573a\u9009\u62e9\u5de5\u5177\u7ec4\u5408<\/strong><\/h4>\n<table>\n<thead>\n<tr>\n<th>\u56fd\u5bb6<\/th>\n<th>\u5fc5\u63a5\u65b9\u6848<\/th>\n<th>\u8865\u5145\u65b9\u6848<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6c99\u7279<\/td>\n<td>Mada + STC Pay + Tabby<\/td>\n<td>Apple Pay<\/td>\n<\/tr>\n<tr>\n<td>\u963f\u8054\u914b<\/td>\n<td>Benefit + Beam + BNPL<\/td>\n<td>PayPal<\/td>\n<\/tr>\n<tr>\n<td>\u57c3\u53ca<\/td>\n<td>Fawry + Cash COD<\/td>\n<td>Vodafone Cash<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>(2)\u6280\u672f\u5bf9\u63a5\u7b56\u7565<\/strong><\/h4>\n<ul>\n<li>API\u96c6\u6210\u4f18\u5148\u9009: Checkout.com, HyperPay(\u652f\u6301\u591a\u7f51\u5173\u805a\u5408)\u3002<\/li>\n<li>SaaS\u5efa\u7ad9\u5e73\u53f0: Shopify\u53ef\u63d2\u4ef6\u5316\u63a5\u5165Mada\/Fawry\u3002<\/li>\n<\/ul>\n<h4><strong>(3)\u907f\u5751\u6307\u5357<\/strong><\/h4>\n<ul>\n<li>\u26a0\ufe0f\u5b97\u6559\u654f\u611f\u8bcd: Avoid \"Interest\"\u6216\"Loan\",\u6539\u7528\"Fee-based\"\u3002<\/li>\n<li>\u26a0\ufe0f\u724c\u7167\u8981\u6c42: DIFC(\u8fea\u62dc\u56fd\u9645\u91d1\u878d\u4e2d\u5fc3)\u5bf9PSP\u6709\u4e25\u683c\u5ba1\u6838\u3002<\/li>\n<\/ul>\n<hr>\n<p>\u5982\u679c\u9700\u8981\u66f4\u5177\u4f53\u7684\u884c\u4e1a\u6848\u4f8b\uff08\u6bd4\u5982\u6e38\u620f\u5185\u8d2d\u600e\u4e48\u6536\uff1f\u5962\u4f88\u54c1\u72ec\u7acb\u7ad9\u5982\u4f55\u964d\u4f4eCOD\u62d2\u4ed8\uff1f\uff09\uff0c\u53ef\u4ee5\u8fdb\u4e00\u6b65\u63a2\u8ba8\uff01<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5728\u4e2d\u4e1c\u5730\u533a\u5f00\u5c55\u4e1a\u52a1\u65f6\uff0c\u9009\u62e9\u5408\u9002\u7684\u652f\u4ed8\u6536\u6b3e\u5de5\u5177\u9700\u8981\u7efc\u5408\u8003\u8651\u672c\u5730\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[35],"tags":[],"class_list":["post-3177","post","type-post","status-publish","format-standard","hentry","category-35"],"yoast_head":"<!-- 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