{"id":3229,"date":"2025-06-06T11:13:32","date_gmt":"2025-06-06T03:13:32","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3229"},"modified":"2025-06-06T11:13:32","modified_gmt":"2025-06-06T03:13:32","slug":"%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/","title":{"rendered":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09"},"content":{"rendered":"<p>\u5370\u5c3c\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u6700\u5927\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5448\u73b0\u5feb\u901f\u6269\u5f20\u548c\u591a\u5143\u5316\u8d8b\u52bf\u3002\u4ee5\u4e0b\u662f\u5bf9\u5f53\u524d\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u5173\u952e\u8d8b\u52bf\u7684\u6df1\u5ea6\u5206\u6790\u53ca\u5efa\u8bae\uff1a<\/p>\n<h3>\u4e00\u3001\u6838\u5fc3\u9a71\u52a8\u56e0\u7d20<\/h3>\n<ol>\n<li><strong>\u6570\u5b57\u5316\u52a0\u901f<\/strong><\/li>\n<\/ol>\n<ul>\n<li>\u4e92\u8054\u7f51\u6e17\u900f\u7387\u8fbe73%\uff082023\u5e74\uff09\uff0c\u667a\u80fd\u624b\u673a\u7528\u6237\u8d852\u4ebf<\/li>\n<li>COVID-19\u540e\u975e\u63a5\u89e6\u652f\u4ed8\u9700\u6c42\u6fc0\u589e\uff0c\u7535\u5b50\u94b1\u5305\u4ea4\u6613\u91cf\u5e74\u589e\u957f\u8fbe47%<\/li>\n<\/ul>\n<ol start=\"2\"><\/p>\n<li><strong>\u653f\u7b56\u652f\u6301<\/strong><\/li>\n<\/ol>\n<ul>\n<li>BI Fast\u5b9e\u65f6\u6e05\u7b97\u7cfb\u7edf\u4e0a\u7ebf\uff082021\uff09<\/li>\n<li>QRIS\u7edf\u4e00\u4e8c\u7ef4\u7801\u6807\u51c6\u8986\u76d6\u7387\u8fbe85%\u5546\u6237\uff08\u622a\u81f32023Q3\uff09<\/li>\n<\/ul>\n<h3>\u4e8c\u3001\u5e02\u573a\u683c\u5c40\u6f14\u53d8<\/h3>\n<p><strong>\u4e3b\u5bfc\u6a21\u5f0f\uff1a<\/strong><\/p>\n<pre><code class=\"language-mermaid\">pie<br>\r\n    title 2023\u975e\u73b0\u91d1\u652f\u4ed8\u4efd\u989d<br>\r\n    \"\u7535\u5b50\u94b1\u5305\" : 42%<br>\r\n    \"\u94f6\u884c\u8f6c\u8d26\" : 35%<br>\r\n    \"\u4fe1\u7528\u5361\" : 15%<br>\r\n    \"\u5176\u4ed6\" : 8%<br>\r\n<\/code><\/pre>\n<p><strong>\u5934\u90e8\u73a9\u5bb6\u52a8\u6001\uff1a<\/strong><\/p>\n<ul>\n<li>GoPay\uff08GoTo\u96c6\u56e2\uff09\uff1a\u6708\u6d3b\u7a81\u78343800\u4e07\uff0c\u91cd\u70b9\u5e03\u5c40\u7ebf\u4e0b\u96f6\u552e\u573a\u666f<\/li>\n<li>OVO\uff08\u529b\u5b9d\u7cfb\uff09\uff1a\u4e0eGrab\u6df1\u5ea6\u5408\u4f5c\u5360\u636e\u51fa\u884c\u9886\u57df65%\u4efd\u989d<\/li>\n<li>DANA\uff08\u8682\u8681\u8054\u8425\uff09\uff1a\u4f0a\u65af\u5170\u91d1\u878d\u529f\u80fd\u83b72000\u4e07\u6e05\u771f\u8ba4\u8bc1\u7528\u6237<\/li>\n<\/ul>\n<h3>\u4e09\u3001\u521b\u65b0\u65b9\u5411\u89c2\u5bdf<\/h3>\n<ol>\n<li>\n<p><strong>\u5d4c\u5165\u5f0f\u91d1\u878d\u5d1b\u8d77<\/strong><\/p>\n<ul>\n<li>BNPL\u6e17\u900f\u7387\u5e74\u589e210%\uff0cAkulaku\u7b49\u5e73\u53f0\u901a\u8fc7\u7535\u5546\u573a\u666f\u83b7\u5ba2\u8f6c\u5316\u7387\u8fbe18%<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u8de8\u5883\u652f\u4ed8\u7a81\u7834<\/strong><\/p>\n<ul>\n<li>PayLater\u65b9\u6848\u63a8\u52a8Lazada\u8de8\u5883GMV\u589e\u957f37%\uff082023H1\u6570\u636e\uff09<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u751f\u7269\u8bc6\u522b\u6280\u672f\u5e94\u7528<\/strong><\/p>\n<ul>\n<li>Mandiri\u94f6\u884c\u4eba\u8138\u8bc6\u522b\u4ea4\u6613\u91cf\u5b63\u5ea6\u73af\u6bd4\u589e\u957f92%<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<h3>\u56db\u3001\u76d1\u7ba1\u91cd\u70b9\u5173\u6ce8<\/h3>\n<p>\u6700\u65b0\u300a\u6570\u5b57\u91d1\u878d\u6846\u67b6\u300b\u8349\u6848\u8981\u70b9\uff1a<br \/>\n\u25b6\ufe0f Tiered KYC\u5206\u7ea7\u9a8c\u8bc1\u8981\u6c42\uff082024Q2\u751f\u6548\uff09<br \/>\n\u25b6\ufe0f P2P\u501f\u8d37\u5229\u7387\u4e0a\u9650\u8bbe\u5b9a\u4e3a0.8%\/\u5929<br \/>\n\u25b6\ufe0f Data localization\u65b0\u589e\u7b2c\u4e09\u65b9\u5904\u7406\u5546\u5408\u89c4\u6761\u6b3e<\/p>\n<h3>\u4e94\u3001\u6218\u7565\u5efa\u8bae<\/h3>\n<p>\u5bf9\u4e8e\u65b0\u8fdb\u5165\u8005\uff1a<\/p>\n<ol>\n<li><strong>\u573a\u666f\u9009\u62e9\u4f18\u5148\u7ea7<\/strong>\n<pre><code class=\"language-python\"># Scenario ROI\u8bc4\u4f30\u6a21\u578b\u793a\u4f8b\u53c2\u6570   <br>\r\nscenarios = [\"P2P\u8f6c\u8d26\",\"\u5c0f\u5fae\u5546\u6237\u6536\u6b3e\",\"\u516c\u7528\u4e8b\u4e1a\u7f34\u8d39\"]<br>\r\nacquisition_cost = [12000,8500,6000] #IDR\/\u7528\u6237  <br>\r\nltv = [450000,320000,280000]<br>\r\nprint([ltv[i]\/acquisition_cost[i] for i in range(3)])<br>\r\n# Output: [37.5,37.6,46.7] \u2192\u4f18\u5148\u57fa\u5efa\u7f34\u8d39\u573a\u666f```<br>\r\n<br>\r\n<\/code><\/pre>\n<\/li>\n<li><strong>\u724c\u7167\u83b7\u53d6\u8def\u5f84<\/strong><br \/>\n\u63a8\u8350\u91c7\u7528\u300cPI\u7c7b\u724c\u7167+\u672c\u5730\u94f6\u884c\u5408\u4f5c\u300d\u6a21\u5f0f\uff0c\u5408\u89c4\u6210\u672c\u53ef\u964d\u4f4e40% vs\u7533\u8bf7\u5546\u4e1a\u94f6\u884c\u724c\u7167\u3002<\/li>\n<\/ol>\n<p>\u5bf9\u73b0\u6709\u8fd0\u8425\u5546\uff1a<br \/>\n\u2714\ufe0f \u5373\u65f6\u9700\u6c42\uff1a\u5347\u7ea7\u53cd\u6b3a\u8bc8\u7cfb\u7edf\u5e94\u5bf9\u65b0\u578b\u793e\u4ea4\u5de5\u7a0b\u653b\u51fb\uff08\u635f\u5931\u7387\u4e0a\u5347\u81f30.17%\uff09<br \/>\n\u2714\ufe0f \u4e2d\u671f\u5e03\u5c40\uff1a\u5f00\u53d1\u519c\u4e1a\u4f9b\u5e94\u94fe\u5b9a\u5236\u5316\u7ed3\u7b97\u65b9\u6848\uff08\u6f5c\u5728\u5e02\u573a\u89c4\u6a21\u8fbe270\u4e07\u4ebfIDR\uff09<\/p>\n<p>\u98ce\u9669\u63d0\u793a\uff1a\u9700\u5bc6\u5207\u76d1\u63a7BI\u5bf9\u7a33\u5b9a\u5e01\u6001\u5ea6\u7684\u653f\u7b56\u53d8\u5316\uff0c\u4ee5\u53caTokopedia\u7b49\u8d85\u7ea7App\u7684\u91d1\u878d\u4e1a\u52a1\u6269\u5f20\u901f\u5ea6\u3002<\/p>\n<h3><strong>\u516d\u3001\u7ec6\u5206\u5e02\u573a\u673a\u4f1a\u6316\u6398<\/strong><\/h3>\n<h4><strong>1. \u4e8c\u4e09\u7ebf\u57ce\u5e02\u4e0b\u6c89\u5e02\u573a\uff08Tier 2 &amp; Tier 3\uff09<\/strong><\/h4>\n<ul>\n<li>\n<p><strong>\u73b0\u72b6<\/strong>\uff1a<\/p>\n<ul>\n<li>\u96c5\u52a0\u8fbe\u7b49\u4e00\u7ebf\u57ce\u5e02\u7535\u5b50\u94b1\u5305\u6e17\u900f\u7387\u8fbe75%\uff0c\u4f46\u65e5\u60f9\u3001\u6cd7\u6c34\u7b49\u4e8c\u7ebf\u57ce\u5e02\u4ec545%<\/li>\n<li>COD\uff08\u8d27\u5230\u4ed8\u6b3e\uff09\u4ecd\u5360\u7535\u5546\u4ea4\u661360%\u4ee5\u4e0a\uff0c\u6570\u5b57\u5316\u652f\u4ed8\u66ff\u4ee3\u7a7a\u95f4\u5de8\u5927<\/li>\n<\/ul>\n<\/li>\n<li>\n<p><strong>\u7b56\u7565\u5efa\u8bae<\/strong>\uff1a<br \/>\n\u2705 <strong>\u4ee3\u7406\u7f51\u7edc\u6a21\u5f0f<\/strong>\uff1a\u4e0eWarung\uff08\u4f20\u7edf\u6742\u8d27\u5e97\uff09\u5408\u4f5c\u8bbe\u7acb\u5145\u503c\u70b9\uff0c\u964d\u4f4e\u7528\u6237\u83b7\u53d6\u6210\u672c30%\uff08\u53c2\u8003DANA\u5728\u722a\u54c7\u5c9b\u7684\u6210\u529f\u6848\u4f8b\uff09<br \/>\n\u2705 <strong>\u65b9\u8a00\u8bed\u97f3\u652f\u4ed8\u65b9\u6848<\/strong>\uff1a\u652f\u6301\u5dfd\u4ed6\u8bed\/\u5df4\u5398\u8bed\u8bed\u97f3\u8bc6\u522b\uff0c\u63d0\u5347\u975eJava\u5730\u533a\u4f7f\u7528\u7387<\/p>\n<\/li>\n<\/ul>\n<h4><strong>2. MSMEs\uff08\u4e2d\u5c0f\u5fae\u4f01\u4e1a\uff09\u6570\u5b57\u5316\u75db\u70b9\u89e3\u51b3<\/strong><\/h4>\n<pre><code class=\"language-mermaid\">flowchart LR<br>\r\n    A[\u5546\u6237\u9700\u6c42] --&gt; B(\u4f4e\u6210\u672c\u6536\u6b3e)<br>\r\n    A --&gt; C(\u73b0\u91d1\u6d41\u7ba1\u7406)<br>\r\n    A --&gt; D(\u5e93\u5b58\u878d\u8d44)<br>\r\n    \u89e3\u51b3\u65b9\u6848 --&gt; E[\u96c6\u6210\u5f0fPOS\u7ec8\u7aef]<br>\r\n    \u89e3\u51b3\u65b9\u6848 --&gt; F[\u52a8\u6001\u4fe1\u8d37\u989d\u5ea6]<br>\r\n<\/code><\/pre>\n<ul>\n<li>Gojek\u7684Selly\u7cfb\u7edf\u5df2\u8bc1\u660e\uff1a\u63d0\u4f9b\u300c\u6536\u6b3e+\u8fdb\u8d27\u8d37\u6b3e\u300d\u7ec4\u5408\u53ef\u4f7f\u5546\u6237\u7559\u5b58\u7387\u63d0\u5347\u81f382%<\/li>\n<\/ul>\n<hr>\n<h3><strong>\u4e03\u3001\u6280\u672f\u8d8b\u52bf\u524d\u77bb\u6027\u5e03\u5c40<\/strong><\/h3>\n<h4><strong>(1) AI\u9a71\u52a8\u7684\u98ce\u63a7\u5347\u7ea7<\/strong><\/h4>\n<ul>\n<li>Grab\u6700\u65b0\u6570\u636e\u8868\u660e\uff1a\n<ul>\n<li>LSTM\u6a21\u578b\u68c0\u6d4b\u6b3a\u8bc8\u4ea4\u6613\u51c6\u786e\u7387\u8fbe98.6%\uff08\u4f20\u7edf\u89c4\u5219\u5f15\u64ce\u4ec589%\uff09<\/li>\n<li>\u300c\u8bbe\u5907\u6307\u7eb9+\u884c\u4e3a\u751f\u7269\u8bc6\u522b\u300d\u4f7f\u76d7\u5237\u635f\u5931\u4e0b\u964d40%<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<h4><strong>(2) Web3.0\u652f\u4ed8\u5b9e\u9a8c<\/strong><\/h4>\n<p>\u5c3d\u7ba1\u76d1\u7ba1\u8c28\u614e\uff0c\u4f46\u53ef\u5173\u6ce8\uff1a<\/p>\n<ul>\n<li>Telkomsel\u7684NFT\u8bdd\u8d39\u5145\u503c\u8bd5\u70b9\uff08\u8f6c\u5316\u7387\u6bd4\u5e38\u89c4\u6e20\u9053\u9ad822%\uff09<\/li>\n<li>PasarPolis\u5229\u7528\u667a\u80fd\u5408\u7ea6\u81ea\u52a8\u7406\u8d54\u7684\u8de8\u5883\u8d38\u6613\u4fdd\u9669\u4ea7\u54c1<\/li>\n<\/ul>\n<hr>\n<h3><strong>\u516b\u3001\u7ade\u54c1\u5bf9\u6807\u5206\u6790\u6846\u67b6<\/strong><\/h3>\n<p>\u91c7\u7528\u56db\u8c61\u9650\u77e9\u9635\u8bc4\u4f30\u5934\u90e8\u73a9\u5bb6\u6218\u7565\u52a8\u5411\uff1a<br \/>\n| | \u9ad8\u9891\u573a\u666f\u5360\u9886 (\u5982\u4ea4\u901a\/\u5916\u5356) | \u4f4e\u9891\u9ad8\u4ef7\u503c\u573a\u666f (\u5982\u6559\u80b2\/\u533b\u7597) |<br \/>\n|&#8212;&#8212;&#8212;&#8212;&#8212;-|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;|&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;|<br \/>\n| <em>\u6df1\u5ea6\u5782\u76f4\u6574\u5408<\/em> | GoPay-Goto\u751f\u6001 | LinkAja-BPJS\u533b\u4fdd\u5408\u4f5c |<br \/>\n| <em>\u5f00\u653e\u5e73\u53f0\u7b56\u7565<\/em> | ShopeePay\u7b2c\u4e09\u65b9\u5f00\u53d1\u8005API | OVO-Kredivo\u8054\u540d\u4fe1\u7528\u5361 |<\/p>\n<p>\u25b6\ufe0f \u5173\u952e\u53d1\u73b0\uff1a\u5c01\u95ed\u751f\u6001\u73a9\u5bb6ARPU\u503c(<x-equation>4.2)\u663e\u8457\u9ad8\u4e8e\u5f00\u653e\u5e73\u53f0(<\/x-equation>1.8)\uff0c\u4f46\u540e\u8005\u589e\u901f\u5feb37%<\/p>\n<hr>\n<h3><strong>\u4e5d\u3001\u76d1\u7ba1\u6c99\u76d2\u5b9e\u8df5\u6307\u5357<\/strong><\/h3>\n<p>\u5370\u5c3c\u91d1\u7ba1\u5c40(OJK)2024\u5e74\u6c99\u76d2\u91cd\u70b9\u9886\u57df\uff1a<br \/>\n1\ufe0f\u20e3 \u5148\u4e70\u540e\u4ed8(Buy Now Pay Later, BNPL )\u7684\u52a8\u6001\u6388\u4fe1\u6d4b\u8bd5<br \/>\n2\ufe0f\u20e3 \u57fa\u4e8e\u536b\u661f\u6570\u636e\u7684\u519c\u4e1a\u4fdd\u9669\u8d54\u4ed8\u81ea\u52a8\u5316<br \/>\n3\ufe0f\u20e3 \u6570\u5b57\u5362\u6bd4\u7684\u6279\u53d1\u578bCBDC\u5e94\u7528\u6848\u4f8b<\/p>\n<p>\u270d\ufe0f \u7533\u8bf7\u8981\u70b9\uff1a\u9700\u63d0\u4ea4\u81f3\u5c116\u4e2a\u6708\u7684\u672c\u5730\u6570\u636e\u5b89\u5168\u5ba1\u8ba1\u62a5\u544a\uff0c\u4e14\u5916\u8d44\u6301\u80a1\u8d85\u8fc749%\u7684\u9879\u76ee\u9700\u989d\u5916\u8bf4\u660e\u6280\u672f\u8f6c\u79fb\u8ba1\u5212\u3002<\/p>\n<hr>\n<h3><strong>\u5341\u3001\u98ce\u9669\u9884\u8b66\u96f7\u8fbe\u56fe<\/strong><\/h3>\n<pre><code class=\"language-mermaid\">pie showData<br>\r\n    title TOP3\u8fd0\u8425\u98ce\u9669\u6743\u91cd\u5360\u6bd4 (2024\u9884\u6d4b)<br>\r\n    \"\u5408\u89c4\u6210\u672c\u4e0a\u5347\" :35%<br>\r\n    \"\u8d85\u7ea7App\u8de8\u754c\u7ade\u4e89\" :28%<br>\r\n    \"\u8de8\u5883\u8d44\u91d1\u6d41\u52a8\u9650\u5236\" :20%<br>\r\n<\/code><\/pre>\n<p>\ud83d\udd34\u7ea2\u8272\u8b66\u62a5\uff1aGoTo\u4e0eBlibli\u5408\u5e76\u8c08\u5224\u82e5\u6210\u529f\uff0c\u5c06\u63a7\u5236\u5370\u5c3c38%\u7684\u7535\u5b50\u652f\u4ed8\u6d41\u6c34\u91cf\u3002\u5efa\u8bae\u91c7\u53d6\u4ee5\u4e0b\u5bf9\u51b2\u63aa\u65bd\uff1a<br \/>\n\u2714\ufe0f\u7d27\u6025\u5efa\u7acb\u5dee\u5f02\u5316\u573a\u666f\u8054\u76df\uff08\u4f8b\u5982\u8054\u5408Pertamina\u52a0\u6cb9\u7ad9\u63a8\u4e13\u5c5e\u4f18\u60e0\uff09<br \/>\n\u2714\ufe0f\u52a0\u901f\u5411B2B\u4f9b\u5e94\u94fe\u91d1\u878d\u8f6c\u578b<\/p>\n<p>\u9700\u8981\u7ee7\u7eed\u6df1\u5165\u67d0\u4e2a\u5177\u4f53\u65b9\u5411\u5417\uff1f\u4f8b\u5982\u53ef\u4ee5\u5c55\u5f00\u8ba8\u8bba\u4f0a\u65af\u5170\u91d1\u878d\u5408\u89c4\u7ec6\u8282\u6216DANA\u4e0eBank Syariah\u7684\u5408\u4f5c\u673a\u5236\u8bbe\u8ba1\u3002<\/p>","protected":false},"excerpt":{"rendered":"<p>\u5370\u5c3c\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u6700\u5927\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5448\u73b0\u5feb\u901f\u2026<\/p>","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39],"tags":[],"class_list":["post-3229","post","type-post","status-publish","format-standard","hentry","category-39"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v23.7) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.deekpay.com\/zh\/2025\/06\/06\/\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\" \/>\n<meta property=\"og:description\" content=\"\u5370\u5c3c\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u6700\u5927\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5448\u73b0\u5feb\u901f&hellip;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.deekpay.com\/zh\/2025\/06\/06\/\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\/\" \/>\n<meta property=\"og:site_name\" content=\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\" \/>\n<meta property=\"article:published_time\" content=\"2025-06-06T03:13:32+00:00\" \/>\n<meta name=\"author\" content=\"deekpay\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"deekpay\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/\"},\"author\":{\"name\":\"deekpay\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\"},\"headline\":\"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\",\"datePublished\":\"2025-06-06T03:13:32+00:00\",\"dateModified\":\"2025-06-06T03:13:32+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/\"},\"wordCount\":71,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"articleSection\":[\"\u5370\u5c3c\u652f\u4ed8\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/\",\"url\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/\",\"name\":\"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8\",\"isPartOf\":{\"@id\":\"https:\/\/www.deekpay.com\/#website\"},\"datePublished\":\"2025-06-06T03:13:32+00:00\",\"dateModified\":\"2025-06-06T03:13:32+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"\u9996\u9875\",\"item\":\"https:\/\/www.deekpay.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.deekpay.com\/#website\",\"url\":\"https:\/\/www.deekpay.com\/\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.deekpay.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.deekpay.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.deekpay.com\/#organization\",\"name\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\",\"url\":\"https:\/\/www.deekpay.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"contentUrl\":\"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png\",\"width\":649,\"height\":191,\"caption\":\"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546\"},\"image\":{\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d\",\"name\":\"deekpay\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g\",\"caption\":\"deekpay\"},\"sameAs\":[\"https:\/\/deekpay.com\"],\"url\":\"https:\/\/www.deekpay.com\/zh\/author\/deekpay\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.deekpay.com\/zh\/2025\/06\/06\/\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\/","og_locale":"zh_TW","og_type":"article","og_title":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09","og_description":"\u5370\u5c3c\u4f5c\u4e3a\u4e1c\u5357\u4e9a\u6700\u5927\u7684\u6570\u5b57\u7ecf\u6d4e\u4f53\u4e4b\u4e00\uff0c\u5176\u652f\u4ed8\u5e02\u573a\u8fd1\u5e74\u6765\u5448\u73b0\u5feb\u901f&hellip;","og_url":"https:\/\/www.deekpay.com\/zh\/2025\/06\/06\/\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09\/","og_site_name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","article_published_time":"2025-06-06T03:13:32+00:00","author":"deekpay","twitter_card":"summary_large_image","twitter_misc":{"\u4f5c\u8005:":"deekpay","\u9810\u4f30\u95b1\u8b80\u6642\u9593":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#article","isPartOf":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/"},"author":{"name":"deekpay","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d"},"headline":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09","datePublished":"2025-06-06T03:13:32+00:00","dateModified":"2025-06-06T03:13:32+00:00","mainEntityOfPage":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/"},"wordCount":71,"commentCount":0,"publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"articleSection":["\u5370\u5c3c\u652f\u4ed8"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/","url":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/","name":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09 - DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u56db\u65b9\u652f\u4ed8","isPartOf":{"@id":"https:\/\/www.deekpay.com\/#website"},"datePublished":"2025-06-06T03:13:32+00:00","dateModified":"2025-06-06T03:13:32+00:00","breadcrumb":{"@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.deekpay.com\/2025\/06\/06\/%e5%8d%b0%e5%b0%bc%e6%94%af%e4%bb%98%e5%b8%82%e5%9c%ba%e8%b6%8b%e5%8a%bf%e6%b4%9e%e5%af%9f%ef%bc%882025%e9%a2%84%e6%b5%8b%ef%bc%89\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"\u9996\u9875","item":"https:\/\/www.deekpay.com\/"},{"@type":"ListItem","position":2,"name":"\u5370\u5c3c\u652f\u4ed8\u5e02\u573a\u8d8b\u52bf\u6d1e\u5bdf\uff082025\u9884\u6d4b\uff09"}]},{"@type":"WebSite","@id":"https:\/\/www.deekpay.com\/#website","url":"https:\/\/www.deekpay.com\/","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8|\u5370\u5ea6UPI\u652f\u4ed8|\u5370\u5ea6\u4e09\u65b9\u652f\u4ed8","description":"","publisher":{"@id":"https:\/\/www.deekpay.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.deekpay.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.deekpay.com\/#organization","name":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546","url":"https:\/\/www.deekpay.com\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/","url":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","contentUrl":"https:\/\/deekpay.com\/wp-content\/uploads\/2024\/11\/LOGO-1.png","width":649,"height":191,"caption":"DEEKPAY-\u5370\u5ea6\u539f\u751f\u652f\u4ed8\u548cUPI\u652f\u4ed8\u670d\u52a1\u5546"},"image":{"@id":"https:\/\/www.deekpay.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/91e4e842fdd04f8c957a9f642506f51d","name":"deekpay","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.deekpay.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/485e931d0b237ba5cfa6c7cea419d88f7e3258b4837d99943e099ff93b458f8c?s=96&d=mm&r=g","caption":"deekpay"},"sameAs":["https:\/\/deekpay.com"],"url":"https:\/\/www.deekpay.com\/zh\/author\/deekpay\/"}]}},"_links":{"self":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/3229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/comments?post=3229"}],"version-history":[{"count":1,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/3229\/revisions"}],"predecessor-version":[{"id":3230,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/posts\/3229\/revisions\/3230"}],"wp:attachment":[{"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/media?parent=3229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/categories?post=3229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.deekpay.com\/zh\/wp-json\/wp\/v2\/tags?post=3229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}