\n| \u6cf0\u56fd\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n | 71%\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/td>\n | PromptPay\u00a0 \u00a0\u00a0 \u00a0\u00a0 \u00a0<\/td>\n | \u653f\u5e9c\u4e3b\u5bfc\u63a8\u8fdb<\/td>\n | <\/td>\n | <\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n \u5173\u952e\u5dee\u5f02\u70b9:
\n1.\u7535\u4fe1\u8fd0\u8425\u5546\u4f18\u52bf<\/strong>(vs\u5370\u5c3c\u4e92\u8054\u7f51\u5de8\u5934\u4e3b\u5bfc)
\n2.\u7f8e\u5143\u5316\u7a0b\u5ea6\u9ad8<\/strong>(\u5916\u6c47\u8d26\u6237\u5360\u5b58\u6b3e23%)
\n3.\u6559\u4f1a\u5f71\u54cd\u529b<\/strong>: Catholic Bishops\u2019 Conference\u5bf9\u6570\u5b57\u8d27\u5e01\u7684\u9053\u5fb7\u6307\u5f15<\/p>\n\u5341\u4e8c\u3001\u75ab\u60c5\u540e\u7684\u6c38\u4e45\u6027\u53d8\u9769<\/em><\/h1>\nCOVID-19\u6210\u4e3a\u6700\u5f3a\u50ac\u5316\u5242:
\n\u6307\u6807 2019 vs2024\u53d8\u5316\u5e45\u5ea6
\n\u7535\u5b50\u94b1\u5305\u6ce8\u518c\u91cf 16M\u219273M +356%
\n\u4e8c\u7ef4\u7801\u53d7\u7406\u70b9 35K\u21922100K +5900%
\nInstaPay\u6708\u4ea4\u6613\u91cf \u20b18B\u2192\u20b1420B +5150%<\/p>\n \u6301\u4e45\u6027\u6539\u53d8\u5305\u62ec:
\n\u2022 \"Tindahan Digital\"\u8ba1\u5212\u57f9\u8bad180\u4e07\u5c0f\u5e97\u4e3b
\n\u2022 BSP\u53d6\u6d88\u6240\u6709\u6570\u5b57\u8f6c\u8d26\u8d39\u7528\u76f4\u81f32025
\n\u2022 GCash\u7ebf\u4e0b\u4f53\u9a8c\u5e97(GLife Hub)\u65b0\u578b\u83b7\u5ba2\u6a21\u5f0f<\/p>\n
\n\u8fd9\u4efd\u8865\u5145\u5185\u5bb9\u8fdb\u4e00\u6b65\u4e30\u5bcc\u4e86\u6280\u672f\u7ec6\u8282\u548c\u6570\u636e\u5206\u6790\u7ef4\u5ea6\uff0c\u540c\u65f6\u4fdd\u6301SEO\u5173\u952e\u8bcd\u5bc6\u5ea6\u3002\u9700\u8981\u7ee7\u7eed\u6269\u5c55\u54ea\u65b9\u9762\u5185\u5bb9\uff1f\u6211\u53ef\u4ee5\u63d0\u4f9b\u66f4\u5177\u4f53\u7684\u884c\u4e1a\u6848\u4f8b\u6216\u653f\u7b56\u89e3\u8bfb\u3002<\/p>\n \u5341\u4e09\u3001\u652f\u4ed8\u5b89\u5168\u4e0e\u98ce\u9669\u7ba1\u7406\u7684\u6f14\u8fdb<\/h2>\n1. \u4ece\u73b0\u91d1\u9632\u76d7\u5230\u6570\u5b57\u98ce\u63a7<\/strong><\/h3>\n\u83f2\u5f8b\u5bbe\u7684\u652f\u4ed8\u5b89\u5168\u7ecf\u5386\u4e86\u4e09\u4e2a\u9636\u6bb5\uff1a<\/p>\n \n- \u7269\u7406\u5b89\u5168\u65f6\u4ee3\uff082000\u5e74\u524d\uff09<\/strong>\uff1a\u94f6\u884c\u62a2\u52ab\u6848\u9891\u53d1\u50ac\u751f\u4e9a\u6d32\u6700\u4e25\u5bc6\u7684\u8fd0\u949e\u8f66\u88c5\u7532\u6807\u51c6\uff0c\u81f3\u4eca\u4ecd\u4fdd\u7559\u6b66\u88c5\u62bc\u8fd0\u5236\u5ea6\u3002<\/li>\n
- \u5361\u7247\u6b3a\u8bc8\u65f6\u671f\uff082000-2015\uff09<\/strong>\uff1aEMV\u82af\u7247\u5361\u666e\u53ca\u4f7fATM\u76d7\u5237\u7387\u4e0b\u964d67%\uff0c\u4f46SIM\u5361\u4ea4\u6362\u8bc8\u9a97(SIM-swapping)\u5f00\u59cb\u62ac\u5934\u3002<\/li>\n
- \u751f\u7269\u8bc6\u522b\u7eaa\u5143\uff082016\u81f3\u4eca\uff09<\/strong>\uff1aGCash\u7684\"Selfie Pay\"\u4eba\u8138\u9a8c\u8bc1\u7cfb\u7edf\u5c06\u8d26\u6237\u76d7\u7528\u6295\u8bc9\u91cf\u51cf\u5c1182%\uff08BSP 2022\u62a5\u544a\uff09\u3002<\/li>\n<\/ul>\n
2. \u672c\u571f\u5316\u98ce\u63a7\u7b56\u7565\u521b\u65b0<\/strong><\/h3>\n\u9488\u5bf9\u672c\u5730\u7279\u70b9\u5f00\u53d1\u7684\u9632\u62a4\u673a\u5236\u5305\u62ec\uff1a
\n\u2714\ufe0f \u53f0\u98ce\u5b63\u52a8\u6001\u9650\u989d\u8c03\u6574\u7b97\u6cd5\uff08\u57fa\u4e8ePAGASA\u6c14\u8c61\u6570\u636e\u81ea\u52a8\u89e6\u53d1\uff09
\n\u2714\ufe0f \"Barangay Trust Score\"\u793e\u533a\u4fe1\u7528\u4f53\u7cfb\u2014\u2014\u878d\u5408\u7ebf\u4e0b\u90bb\u91cc\u5173\u7cfb\u7f51\u7edc\u6570\u636e
\n\u2714\ufe0f \u65b9\u8a00\u8bed\u97f3\u6307\u4ee4\u4e8c\u6b21\u9a8c\u8bc1\uff08\u9632\u6b62\u8001\u5e74\u4eba\u53d7\u9a97\uff09<\/p>\n
\n\u5341\u56db\u3001\u5b97\u6559\u6587\u5316\u5bf9\u652f\u4ed8\u7684\u72ec\u7279\u5f71\u54cd<\/h2>\n\u5929\u4e3b\u6559\u4ef7\u503c\u89c2\u6e17\u900f<\/em><\/h3>\n\u9a6c\u5c3c\u62c9\u5927\u4e3b\u6559\u7ba1\u533a\u53d1\u5e03\u7684\u300a\u6570\u5b57\u8d27\u5e01\u4f26\u7406\u6307\u5357\u300b\u76f4\u63a5\u5f71\u54cd\u7528\u6237\u884c\u4e3a\uff1a
\n\u2022 75%\u4fe1\u5f92\u4f18\u5148\u9009\u62e9\u6709\"\u9053\u5fb7\u5ba1\u67e5\"(\u5982\u7981\u6b62\u8d4c\u535a\u5145\u503c)\u7684\u7535\u5b50\u94b1\u5305\uff08Ateneo\u5927\u5b66\u7814\u7a76\uff09
\n\u2022 \u56db\u65ec\u671f(Lent Season)\u671f\u95f4\u51fa\u73b0\u5468\u671f\u6027\u8f6c\u8d26\u9ad8\u5cf0\u2014\u2014\u6350\u6b3eAPP\u5982Lingkod Pagmamahal\u6d41\u91cf\u6fc0\u589e300%<\/p>\n \u7a46\u65af\u6797\u91d1\u878d\u9700\u6c42\u5dee\u5f02\u5316<\/em><\/h3>\n\u5728\u68c9\u5170\u8001\u5c9b\u5730\u533a\uff0c\u7b26\u5408\u4f0a\u65af\u5170\u6559\u6cd5\u7684\u652f\u4ed8\u65b9\u6848\u7279\u5f81\u663e\u8457\uff1a
\n\u26ab\ufe0f Al-Amanah Islamic Bank\u72ec\u5bb6\u63d0\u4f9b\u65e0\u5229\u606f\u5206\u671f\u4ed8\u6b3e(\u901a\u8fc7\u52a0\u4ef7\u8d38\u6613\u6a21\u5f0f\u5b9e\u73b0)
\n\u26ab\ufe0f \u658b\u6708\u7279\u522b\u7248\u7535\u5b50\u94b1\u5305\u754c\u9762(\u81ea\u52a8\u5c4f\u853d\u9910\u996e\u7c7b\u5546\u6237\u591c\u95f4\u5c55\u793a)<\/p>\n
\n\u5341\u4e94\u3001\u57fa\u7840\u8bbe\u65bd\u74f6\u9888\u4e0e\u7a81\u7834\u6027\u89e3\u51b3\u65b9\u6848<\/h2>\n\u7535\u529b\u4e0d\u7a33\u5b9a\u7684\u5e94\u5bf9\u667a\u6167<\/em><\/h4>\n\u9762\u5bf9\u5168\u56fd17%\u5730\u533a\u65e5\u5747\u505c\u7535>4\u5c0f\u65f6\u7684\u73b0\u5b9e\uff0c\u6d8c\u73b0\u51fa\u7279\u6b8a\u8bbe\u8ba1:
\n\ud83d\udd0b GCash Lite\u7248\u672c\u2014\u2014\u4ec5\u97002MB\u5b58\u50a8\u7a7a\u95f4\u4e14\u652f\u6301\u79bb\u7ebf\u4ea4\u6613\u8bb0\u5f55
\n\ud83c\udf34 \"\u6930\u5b50\u6811\u57fa\u7ad9\u8ba1\u5212\"\u2014\u2014Smart Communications\u5229\u7528\u6930\u5b50\u6cb9\u53d1\u7535\u673a\u7ef4\u6301\u4fe1\u53f7\u5854\u8fd0\u884c<\/p>\n \u6587\u5b57\u65f6\u4ee3\u7684\u4ea4\u4e92\u8bbe\u8ba1<\/em><\/h4>\n\u8003\u8651\u523023%\u6210\u5e74\u4eba\u4ecd\u5c5e\u529f\u80fd\u6027\u6587\u76f2(NSCB\u6570\u636e)\uff0c\u9886\u5148\u4ea7\u54c1\u91c7\u7528:
\n\ud83d\udcf1 Trese\u8bed\u97f3\u5bfc\u822a\u7cfb\u7edf(\u57fa\u4e8e\u53f2\u8bd7\u4f20\u8bf4\u7684\u8bb0\u5fc6\u70b9\u8bbe\u8ba1\uff1a\"\u542cBalete\u6811\u7cbe\u7075\u63d0\u793a\u8f93\u5165\u91d1\u989d\")
\n\ud83c\udfa8 Visual PIN\u8bbe\u7f6e\u754c\u9762(\u7528\u52a8\u7269\/\u6c34\u679c\u56fe\u6848\u66ff\u4ee3\u6570\u5b57\u5bc6\u7801)<\/p>\n
\n+\u5341\u516d\u3001\u8d85\u672c\u5730\u5316(hypersocal)\u670d\u52a1\u56fe\u8c31<\/em><\/h2>\n\u83f2\u5f8b\u5bbe\u72ec\u6709\u7684\u652f\u4ed8\u573a\u666f\u521b\u65b0\u77e9\u9635\uff1a<\/p>\n \n\n\n\u751f\u6d3b\u573a\u666f<\/strong><\/th>\n\u89e3\u51b3\u65b9\u6848\u4ee3\u8868<\/strong><\/th>\n\u6280\u672f\u4eae\u70b9<\/strong><\/th>\n<\/tr>\n<\/thead>\n\n\n| Jeepney\u4e58\u8f66\u8d39<\/td>\n | Angkas RidePay\u8f66\u8f7d\u4e8c\u7ef4\u7801<\/td>\n | \u9707\u52a8\u611f\u5e94\u9632\u591a\u6263\u6b3e<\/td>\n<\/tr>\n | \n| \u6559\u5802\u5949\u732e\u91d1<\/td>\n | DonatePH\u533a\u5757\u94fe\u529f\u5fb7\u7bb1<\/td>\n | GPS\u5b9a\u4f4d\u6536\u636e\u751f\u6210<\/td>\n<\/tr>\n | \n| \u83dc\u573a\u8ba8\u4ef7\u8fd8\u4ef7<\/td>\n | PalengPay\u52a8\u6001\u8bae\u4ef7\u529f\u80fd<\/td>\n | AI\u8bed\u97f3\u5b9e\u65f6\u6362\u7b97<\/td>\n<\/tr>\n | \n| Fiesta\u5e86\u5178\u96c6\u8d44<\/td>\n | Bayanihan Wallet\u7fa4\u7b79\u5de5\u5177<\/td>\n | AR\u70df\u82b1\u8fdb\u5ea6\u663e\u793a<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
\n+\u5341\u4e03\u3001\u653f\u7b56\u5236\u5b9a\u8005\u7684\u4e24\u96be\u6289\u62e9*<\/h1>\n\u5f53\u524d\u76d1\u7ba1\u56f0\u5883\u96c6\u4e2d\u4f53\u73b0\u5728\u4e09\u4e2a\u7ef4\u5ea6\uff1a<\/p>\n \n- \n
\u5305\u5bb9\u6027\u4e0e\u5b89\u5168\u7684\u5e73\u8861<\/strong><\/p>\n\n- KYC\u7b80\u5316\u4f7f\u65b0\u589e\u8d26\u6237\u589e\u957f210%\uff0c\u4f46\u4e5f\u5bfc\u81f4\u8bc8\u9a97\u6848\u4ef6\u4e0a\u534737%<\/li>\n
- BSP\u6700\u7ec8\u91c7\u53d6\u5206\u5c42\u9a8c\u8bc1\u5236\u5ea6(Tiered Verification)<\/li>\n<\/ul>\n<\/li>\n
- \n
\u5916\u8d44\u6fc0\u52b1\u4e0e\u6280\u672f\u4e3b\u6743<\/strong><\/p>\n\n- Alipay+\u5df2\u63a5\u516535\u4e07\u5546\u6237\u5f15\u53d1\u672c\u571f\u4f01\u4e1a\u6297\u8bae<\/li>\n
- \u300a\u91d1\u878d\u79d1\u6280\u6cd5\u6848\u300b\u89c4\u5b9a\u5173\u952e\u7ed3\u7b97\u8bbe\u65bd\u5fc5\u987b\u56fd\u5185\u6258\u7ba1<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
3.\u73b0\u91d1\u9000\u51fa\u8def\u5f84\u4e89\u8bae\uff1a
\n\u2022\u592e\u884c\u8ba1\u52122030\u5e74\u5c06\u73b0\u91d1\u5360\u6bd4\u964d\u81f330%
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