{"id":3334,"date":"2025-06-15T18:43:55","date_gmt":"2025-06-15T10:43:55","guid":{"rendered":"https:\/\/www.deekpay.com\/?p=3334"},"modified":"2025-06-15T18:43:55","modified_gmt":"2025-06-15T10:43:55","slug":"%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e6%8a%a5%e5%91%8a","status":"publish","type":"post","link":"https:\/\/www.deekpay.com\/zh\/2025\/06\/15\/%e8%b6%8a%e5%8d%97%e6%94%af%e4%bb%98%e8%a1%8c%e4%b8%9a%e7%ab%9e%e4%ba%89%e6%a0%bc%e5%b1%80%e6%8a%a5%e5%91%8a\/","title":{"rendered":"\u8d8a\u5357\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\u62a5\u544a"},"content":{"rendered":"

\u4ee5\u4e0b\u662f\u5173\u4e8e\u8d8a\u5357\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\u7684\u8be6\u7ec6\u5206\u6790\u62a5\u544a\uff0c\u6db5\u76d6\u5e02\u573a\u73b0\u72b6\u3001\u4e3b\u8981\u53c2\u4e0e\u8005\u3001\u76d1\u7ba1\u73af\u5883\u53ca\u672a\u6765\u8d8b\u52bf\uff1a<\/p>\n

\n

\u8d8a\u5357\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\u62a5\u544a\uff082023\uff09<\/strong><\/h3>\n

\u4e00\u3001\u5e02\u573a\u6982\u89c8<\/strong><\/h4>\n
    \n
  1. \n

    \u5e02\u573a\u89c4\u6a21\u4e0e\u589e\u957f<\/strong><\/p>\n

      \n
    • \u8d8a\u5357\u662f\u4e1c\u5357\u4e9a\u589e\u957f\u6700\u5feb\u7684\u6570\u5b57\u652f\u4ed8\u5e02\u573a\u4e4b\u4e00\uff0c2023\u5e74\u7535\u5b50\u652f\u4ed8\u89c4\u6a21\u9884\u8ba1\u8fbe500\u4ebf\u7f8e\u5143<\/strong>\uff0c\u5e74\u589e\u957f\u7387\u8d8525%\uff08\u636eWorld Bank\uff09\u3002<\/li>\n
    • \u73b0\u91d1\u4ecd\u5360\u4e3b\u5bfc\uff08\u7ea670%\u4ea4\u6613\uff09\uff0c\u4f46\u65e0\u73b0\u91d1\u652f\u4ed8\u6e17\u900f\u7387\u5feb\u901f\u63d0\u5347\uff08\u7535\u5546\u3001Z\u4e16\u4ee3\u9a71\u52a8\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n
    • \n

      \u6838\u5fc3\u9a71\u52a8\u529b<\/strong><\/p>\n

        \n
      • \u653f\u7b56\u652f\u6301<\/strong>\uff1a\u653f\u5e9c\u201c\u65e0\u73b0\u91d1\u793e\u4f1a\u201d\u76ee\u6807\uff08\u81f32025\u5e74\u975e\u73b0\u91d1\u4ea4\u6613\u5360\u6bd450%\uff09\u3002<\/li>\n
      • \u5e74\u8f7b\u4eba\u53e3<\/strong>\uff1a70%\u4eba\u53e3\u4f4e\u4e8e35\u5c81\uff0c\u667a\u80fd\u624b\u673a\u666e\u53ca\u738775%\u3002<\/li>\n
      • \u5916\u8d44\u6d8c\u5165<\/strong>\uff1aGrab\u3001\u8682\u8681\u96c6\u56e2\u7b49\u901a\u8fc7\u5408\u8d44\u4f01\u4e1a\u5e03\u5c40\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
        \n

        \u4e8c\u3001\u7ade\u4e89\u683c\u5c40\u4e0e\u4e3b\u8981\u73a9\u5bb6<\/strong><\/h4>\n

        \u8d8a\u5357\u652f\u4ed8\u5e02\u573a\u5448\u73b0\u201c\u672c\u571f\u5de8\u5934+\u5916\u8d44\u8054\u76df\u201d\u7684\u4e8c\u5143\u7ed3\u6784\uff1a<\/p>\n

        (1) \u672c\u571f\u4e3b\u5bfc\u4f01\u4e1a<\/strong><\/h5>\n
          \n
        • MoMo (Mobile Money)<\/strong>\n
            \n
          • \u6700\u5927\u7535\u5b50\u94b1\u5305\uff0c\u7528\u6237\u8d853000\u4e07\uff08\u5360\u4eba\u53e330%\uff09\uff0c\u8986\u76d6\u7f34\u8d39\u3001\u8f6c\u8d26\u3001\u96f6\u552e\u3002\u4f18\u52bf\u5728\u4e8e\u7ebf\u4e0b\u5546\u6237\u7f51\u7edc\uff0820\u4e07+\u5408\u4f5c\u70b9\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n
          • VNPAY (Vietnam Payment Solutions)<\/strong>\n
              \n
            • QR\u7801\u652f\u4ed8\u9886\u5bfc\u8005\uff0c\u4e0e40\u5bb6\u94f6\u884c\u5408\u4f5c\uff1b\u6bcd\u516c\u53f8VNLife\u83b7\u8f6f\u94f6\u613f\u666f\u57fa\u91d1\u6295\u8d44\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
              (2) \u94f6\u884c\u7cfb\u5e73\u53f0<\/strong><\/h5>\n
                \n
              • ZaloPay (Vingroup\u751f\u6001)<\/strong>\uff1a\u793e\u4ea4App Zalo\u5bfc\u6d41\uff0c\u4e3b\u653b\u5e74\u8f7b\u7528\u6237\u3002<\/li>\n
              • MBBank Pay, ViettelPay (\u7535\u4fe1+\u94f6\u884c\u8054\u52a8)<\/strong>\uff1a\u5229\u7528Viettel\u76846000\u4e07\u79fb\u52a8\u7528\u6237\u57fa\u7840\u3002<\/li>\n<\/ul>\n
                (3) \u5916\u8d44\u7ade\u4e89\u8005<\/strong><\/h5>\n
                  \n
                • \u4e2d\u56fd\u80cc\u666f<\/em>:\n
                    \n
                  • WeChat Pay\/Alipay \uff08\u901a\u8fc7\u65c5\u6e38\u573a\u666f\u5207\u5165\uff0c\u4f46\u53d7\u5916\u6c47\u7ba1\u5236\u9650\u5236\u672c\u5730\u5316\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n
                  • \u4e1c\u5357\u4e9a\u5e73\u53f0<\/em>:\n
                      \n
                    • GrabPay \uff08\u6574\u5408Grab\u51fa\u884c\/\u5916\u5356\u751f\u6001\uff09\u3001ShopeePay \uff08\u7ed1\u5b9a\u7535\u5546\u6d41\u91cf\uff09\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n
                      \n

                      \u4e09<\/strong><\/em> \u5173\u952e\u8d5b\u9053\u7ec6\u5206<\/strong><\/em><\/h4>\n\n\n\n\n\n\n\n
                      \u9886\u57df<\/th>\n\u9886\u5148\u4f01\u4e1a<\/th>\n\u5907\u6ce8<\/th>\n<\/tr>\n<\/thead>\n
                      \u7535\u5b50\u94b1\u5305<\/td>\nMoMo, ZaloPay<\/td>\nMoMo\u5e02\u573a\u4efd\u989d45%<\/td>\n<\/tr>\n
                      \u8de8\u5883\u6c47\u6b3e<\/td>\nWestern Union, Remitly<\/td>\n\u8d8a\u4fa8\u6bcf\u5e74\u6c47\u5165180\u4ebf\u7f8e\u5143<\/td>\n<\/tr>\n
                      BNPL(\u5148\u4e70\u540e\u4ed8)<\/td>\nFundiin, Kredivo<\/td>\n\u589e\u901f200%\uff0c\u4f46\u6e17\u900f\u7387\u4e0d\u8db35%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                      \n

                      \u56db\u76d1\u7ba1\u4e0e\u6311\u6218<\/em><\/h4>\n
                        \n
                      1. \u653f\u7b56\u52a8\u6001<\/em>:
                        \n\u592e\u884c(SBV)\u8981\u6c42\u6240\u6709\u975e\u94f6\u652f\u4ed8\u673a\u6784\u9700\u6301\u724c\uff1b\u5916\u8d44\u6301\u80a1\u4e0a\u965049%\uff08\u90e8\u5206\u6848\u4f8b\u53ef\u8c41\u514d\uff09\u3002<\/li>\n
                      2. \u75db\u70b9<\/em>:
                        \n\u519c\u6751\u5730\u533a\u63a5\u53d7\u5ea6\u4f4e\uff5c\u8de8\u5e73\u53f0\u4e92\u64cd\u4f5c\u6027\u4e0d\u8db3\uff5c\u6570\u636e\u672c\u5730\u5316\u5408\u89c4\u6210\u672c\u9ad8\u3002<\/li>\n<\/ol>\n
                        \n

                        \u4e94<\/strong><\/strong>\u672a\u6765\u8d8b\u52bf<\/h3>\n

                        1.\u8d85\u7ea7App\u6574\u5408:\u5982MoMo\u65b0\u589e\u501f\u8d37\/\u4fdd\u9669\u529f\u80fd\u5bf9\u6807Grab\u3002
                        \n2.\u8de8\u5883\u5408\u4f5c<\/strong>:\u4e2d\u8d8a\u5b9e\u65f6\u6c47\u6b3e\u901a\u9053\u8bd5\u70b9(Lazada\u5df2\u652f\u6301Alipay+)\u3002
                        \n3.\u6280\u672f\u5347\u7ea7<\/strong>:\u751f\u7269\u8bc6\u522b(\u5982VNPAY\u63a8\u58f0\u6ce2\u4ed8\u6b3e)\u3001\u533a\u5757\u94fe\u8bd5\u9a8c(PetroVietnam\u8bd5\u7528\u52a0\u5bc6\u8d27\u5e01\u7ed3\u7b97)\u3002<\/p>\n

                        \u5982\u9700\u7279\u5b9a\u9886\u57df\u7684\u6df1\u5ea6\u5206\u6790\uff08\u5982\u67d0\u4e2a\u4f01\u4e1a\u7684\u7b56\u7565\u6216\u7ec6\u5206\u8d5b\u9053\u6570\u636e\uff09\uff0c\u53ef\u8fdb\u4e00\u6b65\u8865\u5145\u3002<\/p>\n

                        \u8d8a\u5357\u652f\u4ed8\u884c\u4e1a\u7ade\u4e89\u683c\u5c40\u62a5\u544a\uff08\u7eed\uff09<\/strong><\/h3>\n

                        \u516d\u3001\u7ec6\u5206\u5e02\u573a\u6df1\u5ea6\u5206\u6790<\/strong><\/h4>\n
                        (1) \u7535\u5b50\u94b1\u5305\uff1aMoMo vs. ZaloPay vs. GrabPay<\/strong><\/h5>\n\n\n\n\n\n\n\n
                        \u6307\u6807<\/th>\nMoMO<\/th>\nZaloPay<\/th>\nGrabPay<\/th>\n<\/tr>\n<\/thead>\n
                        \u7528\u6237\u89c4\u6a21<\/td>\n3000\u4e07+<\/td>\n2000\u4e07+ (\u4f9d\u6258Zalo\u793e\u4ea4)<\/td>\n1500\u4e07+ (Grab\u751f\u6001)<\/td>\n<\/tr>\n
                        \u6838\u5fc3\u4f18\u52bf<\/td>\n\u7ebf\u4e0b\u5546\u6237\u8986\u76d6\u5e7f\uff0820\u4e07+\u7f51\u70b9\uff09<\/td>\n\u793e\u4ea4\u652f\u4ed8\u4fbf\u6377\u6027\uff08Zalo\u804a\u5929\u5185\u5d4c\uff09<\/td>\n\u51fa\u884c\/\u5916\u5356\u9ad8\u9891\u573a\u666f\u7ed1\u5b9a<\/td>\n<\/tr>\n
                        \u6311\u6218<\/td>\n\u76c8\u5229\u6a21\u5f0f\u4f9d\u8d56\u624b\u7eed\u8d39\uff0c\u9ad8\u8865\u8d34\u96be\u6301\u7eed<\/td>\n\u94f6\u884c\u5408\u4f5c\u6709\u9650\uff0c\u8d44\u91d1\u6d41\u52a8\u6027\u8f83\u5f31<\/td>\n\u53d7\u9650\u4e8e\u5916\u8d44\u653f\u7b56\uff0c\u672c\u5730\u5316\u8f83\u6162<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n
                          \n
                        • \u5173\u952e\u52a8\u6001<\/strong>: MoMo\u6b63\u8f6c\u578b\u4e3a\u201c\u8d85\u7ea7\u91d1\u878dApp\u201d\uff0c2023\u5e74\u65b0\u589e\u4fdd\u9669\u548c\u5c0f\u989d\u8d37\u6b3e\u4e1a\u52a1\uff1bZaloPay\u901a\u8fc7Vingroup\u96f6\u552e\u4f53\u7cfb\uff08VinMart\u3001VinFast\uff09\u589e\u5f3a\u7ebf\u4e0b\u6e17\u900f\u3002<\/li>\n<\/ul>\n
                          (2) \u5148\u4e70\u540e\u4ed8\uff08BNPL\uff09\uff1a\u7206\u53d1\u5f0f\u589e\u957f\u4f46\u98ce\u9669\u9690\u73b0<\/strong><\/h5>\n
                            \n
                          • \u4e3b\u8981\u73a9\u5bb6<\/strong>: Fundiin\u3001Kredivo\u3001HomePay\uff08\u672c\u571f\u521d\u521b\uff09\u3001Atome\uff08\u65b0\u52a0\u5761\u8d44\u65b9\uff09\u3002<\/li>\n
                          • \u5e02\u573a\u89c4\u6a21<\/strong>: 2023\u5e74GMV\u7ea65\u4ebf\u7f8e\u5143\uff0c\u9884\u8ba12025\u5e74\u8fbe15\u4ebf\uff08\u5e74\u5747\u589e\u901f70%\uff09\u3002<\/li>\n
                          • \u76d1\u7ba1\u98ce\u9669<\/strong>: SBV\u62df\u5c06BNPL\u7eb3\u5165\u4fe1\u8d37\u76d1\u7ba1\u6846\u67b6\uff0c\u53ef\u80fd\u63d0\u9ad8\u51c6\u5165\u95e8\u69db\u3002<\/li>\n<\/ul>\n
                            \n

                            \u4e03\u533a\u57df\u7ade\u4e89\u5dee\u5f02<\/em><\/h4>\n
                              \n
                            1. \u80e1\u5fd7\u660e\u5e02\/\u6cb3\u5185<\/em>:\n
                                \n
                              • \u9ad8\u5ea6\u6570\u5b57\u5316\uff0c\u7535\u5b50\u94b1\u5305\u6e17\u900f\u7387\u8d8560%\uff0cGrabPay\/MoMo\u4e3b\u5bfc\u3002<\/li>\n
                              • \u56fd\u9645\u54c1\u724c(Apple Pay, Samsung Pay)\u5c1d\u8bd5\u8fdb\u5165\u4f46\u4efd\u989d\u4e0d\u8db35%\u3002<\/li>\n<\/ul>\n<\/li>\n
                              • \u4e8c\u4e09\u7ebf\u57ce\u5e02\u53ca\u519c\u6751<\/em>:\n
                                  \n
                                • \u73b0\u91d1\u4ecd\u536080%\u4ea4\u6613\uff0c\u94f6\u884c\u4ee3\u7406\u70b9(ViettelPost, Agribank)\u662f\u5173\u952e\u6e20\u9053\u3002<\/li>\n
                                • MoMa\u901a\u8fc7\u4ee3\u7406\u5546\u7f51\u7edc(\u201cMoMo\u59d1\u5a18\u201d)\u63a8\u5e7f\u73b0\u91d1\u5145\u503c\u670d\u52a1\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                                  \n

                                  \u516b\u5916\u8d44\u4f01\u4e1a\u7684\u673a\u4f1a\u4e0e\u969c\u788d<\/em><\/h4>\n
                                    \n
                                  1. \u6210\u529f\u6848\u4f8b<\/em>:\n
                                      \n
                                    • \u8682\u8681\u96c6\u56e2<\/strong>\u5165\u80a1VNPAY\u6bcd\u516c\u53f8VNLife\uff0c\u8f93\u51fa\u98ce\u63a7\u6280\u672f\uff1b\u652f\u4ed8\u5b9d\u901a\u8fc7\u8de8\u5883\u65c5\u6e38\u652f\u4ed8\u5360\u636e\u9ad8\u7aef\u9152\u5e97\/\u514d\u7a0e\u5e97\u573a\u666f\u3002<\/li>\n<\/ul>\n<\/li>\n
                                    • \u5931\u8d25\u6559\u8bad<\/em>:\n
                                        \n
                                      • PayPal\u56e0\u672c\u5730\u5316\u4e0d\u8db3\u9000\u51fa\u4e2a\u4eba\u6c47\u6b3e\u5e02\u573a\uff1b\u5fae\u4fe1\u652f\u4ed8\u56e0\u5916\u6c47\u7ba1\u5236\u9650\u5236\u672a\u80fd\u6269\u5c55C\u7aef\u4e1a\u52a1\u3002<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n
                                        \n

                                        \u4e5d<\/strong><\/strong>\u672a\u67653\u5e74\u5173\u952e\u9884\u6d4b<\/h3>\n

                                        1\ufe0f\u20e3 \u5e76\u8d2d\u52a0\u901f<\/strong>: MoMO\u6216\u6536\u8d2d\u4e2d\u5c0f\u652f\u4ed8\u5e73\u53f0\u4ee5\u5de9\u56fa\u4efd\u989d\uff1b\u5916\u8d44\u53ef\u80fd\u901a\u8fc7\u5408\u8d44\u6a21\u5f0f\u7ed5\u8fc7\u6301\u80a1\u9650\u5236\u3002\uff08\u4f8b\uff1a\u97e9\u56fdKakao Pay\u6b63\u6d3d\u8c08\u6295\u8d44ZaloPay\u3002\uff09
                                        \n2\ufe0f\u20e3 \u76d1\u7ba1\u6536\u7d27<\/strong>: SBV\u53ef\u80fd\u8981\u6c42\u7535\u5b50\u94b1\u5305\u50a8\u5907\u91d1100%\u6258\u7ba1\u5728\u592e\u884c\u4ee5\u964d\u4f4e\u8dd1\u8def\u98ce\u9669\u3002
                                        \n3\ufe0f\u20e3 \u65b0\u8d5b\u9053\u5d1b\u8d77<\/strong>:
                                        \n\u865a\u62df\u5361\u53d1\u884c(\u5982VPBank\u7684YOLO\u5361)|\u4f9b\u5e94\u94fe\u91d1\u878d(\u9488\u5bf9\u4e2d\u5c0f\u5546\u6237)|\u6e38\u620f\u652f\u4ed8(Topup\u5361\u4ee3\u5145)\u3002<\/p>\n

                                        \u5982\u9700\u7279\u5b9a\u6570\u636e\u9a8c\u8bc1\u6216\u4f01\u4e1a\u6848\u4f8b\u5206\u6790\u53ef\u8fdb\u4e00\u6b65\u5c55\u5f00\uff01<\/p>","protected":false},"excerpt":{"rendered":"

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